FEE STATEMENT
At Nimble, we believe in making things crystal clear.
We’ll always show you the costs upfront, all in plain English and big print.
There are no sneaky hidden fees to worry about.

SMALL LOAN
(if the principal amount you borrow is between $300 and $2,000)
When you make all scheduled repayments on time, you’ll only be charged theloan establishment fee and the monthly loan fee. Dishonour and default fees
will apply if you miss any repayments
Establishment fee
One-off fee payable per loan
Monthly Loan Fee
Charged per month or part thereof, where there isan outstanding debt balance.

Dishonour Fee
Charged each time a direct debit or otherpayment is not made in full and on time. Thisfee includes our reasonable internal
administrative costs and external third-party
costs.
Default Fee
Daily recovery fee to cover reasonable costs ofadministrating your account while your accountremains in default.

20% of principal

4% of principal per
month$15.00$5.00 per day

FEE STATEMENTMEDIUM LOAN
(If the principal amount you borrow is between $2,001 and $5,000)
When you make all scheduled repayments on time, you’ll only be charged
the loan establishment fee and interest charges calculated based on theapplicable interest rate. Other fees will apply if you miss or reschedule anyrepayments.
Establishment fee
One-off fee payable per loan
Interest Rate
This is the Annual Percentage Rate. Interest accrues
daily – and is charged monthly in arrears – on theoutstanding balance of your loan.

$400.00

47.6158% p.a.

Comparison Rate
This comparison rate is based on an unsecured loan
for an amount of $2,500 over 2 years and a $400establishment fee.
WARNING: This comparison rate is true only for theexample given and may not include all fees andcharges. Different terms, fees or other loan amounts
might result in a different comparison rate.

65.6597% p.a.

This is a prescribed calculation and Nimble does notoffer loans for $2,500 over a term of 2 years.

Fees that may apply
Dishonour Fee
Charged each time a direct debit or otherpayment is not made in full and on time. Thisfee includes our reasonable internal
administrative costs and external third party
costs.
Reschedule Fee
Charged each time a repayment is rescheduled.
This is a service fee which includes our reasonableinternal administrative costs.

$15.00$15.00FEE STATEMENTPERSONAL LOANS(If the principal amount that you borrow is between $5,000 and $25,000)
Loan fees and charges
Establishment fee
This fee covers the cost of setting up your loan.
It is added to your loan amount and paid off
with the loan.
Fixed interest rateYour personalized interest rate will be based on anumber of factors, including the information you
provide and our assessment of your application. Wewill confirm your actual interest rate in your loanoffer.
Comparison rate
The comparison rate is based on an unsecured loan
amount of $10,000 over 3 years and a $195
establishment fee.

$195 - for loans $5,000 to$10,000$250 – for loans $11,000
to $25,000

From 8.99% p.a. to
29.99% p.a.

From 10.31% p.a. to
31.49% p.a.

WARNING: This comparison rate is true only for theexample given and may not include all fees andcharges. Different terms, fees or other loan amounts
might result in a different comparison rate.
Fees and charges that may apply
Late payment fee
Payable if an amount due is not received in within
5 days of the due date and then every 30 days
until the payment is received in full.
Dishonour fee
Payable each time a payment to us under yourdirect debit or other payment authority isdishonoured.
Variation fee
Payable each time you request us to vary yourloan (e.g. term extension or change to therepayments).

$20

$5$50

Early repayment fee
Payable when the loan term is greater than 2 years
but the loan is paid out in full in less than 2 years.

$100

Duplicate fee
Payable for each copy of any document you request.

$5 per document

FEE STATEMENTSECURED CAR LOANS(If the principal amount that you borrow is between $5,000 and $50,000)
Loan fees and charges
Establishment fee
This fee covers the cost of setting up your loan.
It is added to your loan amount and paid off
with the loan.

Fixed interest rateYour personalized interest rate will be based on anumber of factors, including the information you
provide and our assessment of your application. We
will confirm your actual interest rate in your loanoffer.
Comparison rate
The comparison rate is based on a secured loan
amount of $30,000 over 5 years with a $495
establishment fee.
WARNING: This comparison rate is true only for thegiven and may not include all fees and charges.
Different terms, fees or other loan amounts might
result in a different comparison rate. See our full Fee
statement for fee details.

$195 – for loans $5,000
to $10,000$250 – for loans $10,001
to $20,000$495 – for loans $20,001
to $50,000

From 6.99% p.a. to
27.99% p.a.

From 7.68% p.a. to
28.84% p.a.

Fees and charges that may apply
Late payment fee
Payable if an amount due is not received in within
5 days of the due date and then every 30 days
until the payment is received in full.
Dishonour fee
Payable each time a payment to us under yourdirect debit or other payment authority isdishonoured.
Variation fee
Payable each time you request us to vary yourloan (e.g. term extension or change to therepayments).
Early repayment fee
Payable when the loan term is greater than 2 years
but the loan is paid out in full in less than 2 years.

$20

$5

$50

$100