Introduction

2025 MTMP Financial Targets

ROA*2 :160.0Bn

Financial Targets(CAGR*1 vs. FY2022: +11.2%)

Payout ratio:●40％Dividend Policy(2025 MTMP period)●or higher

CapitalROE*2 :

1.5%

JPY

（end of FY2025）

Value Creation Story Business Strategies

Financial Strategy

10%

Approx.

Approx.

(vs. FY2022: Approx. +0.4pts)(vs. FY2022: Approx. +1.8pts)

As a general rule, return profits to shareholders bypaying dividends

KPI

MaintainA ratings(2025 MTMP period)(FY2022) USD1=JPY131.43, GBP1=JPY163.15(FY2025) USD1=JPY130, GBP1=JPY160

Exchange rates:●●Formulate the talent portfolio framework andResults of the employee engagement survey

Refine the survey content and enhance analysis

Number of new DX-related
businesses and products
Operational efficiency

Manufacturing
CapitalMaintain current stand-alone ratings

Natural CapitalSocial andRelation Capital*1 CAGR: Compound Annual Growth Rate
*2 Net income attributable to owners of parent is used for the calculation of ROA and ROE

200 (Billion yen)10（%）

160.0 Bn150

ROE9.4

ROA

Approx. 10%

9.2

116.220% or more

Rate of annual paid holidays
taken by employees*1

70% or more

68.7

Energy consumption (domestic)visualize Scope 3 emissions-55% in FY2030 vs. FY2019 and net zero in FY2050-1% YoY continually

Ratio of Female Managers*1

Rate of Annual Paid Holidays Taken by Employees*1

20% or more

20（%）

80（%）

14.0

14.0

68.7

70% or more

2022

2025 (FY)
Target

60

1040

520

470.7

20

1.0

1.0

2018

2019

0.9

1.0

1.1

2020

2021

2022

Approx. 1.5%02019

GHG emissions amount (Scope 1, 2)

Analyze the categories that have a major impact and655.3

2018

GHG*2 emissions amount (Scope 3)

14 hours or less100％

*1 Figures are for the company only. *2 GHG: Green House Gas

1599.450(develop and acquire DX talent, system investment, etc.)

63.7

7.0

100

Develop a base for DX frameworks

8.2

8.0

8

visualize the level of fulfillment

Ratio of female managers*1

Monthly average overtime hours*1

Establish both a sound financial base and an active
investment strategy

ROA, ROE

Data Section

Level of fulfillment of a talent portfolio
in line with our management strategies

Human CapitalIntellectualCapital

Increase the total amount of dividend payment
through profit growth

Net Income

GovernanceTargets (2025 MTMP)

Ratio of taking childcare and maternity leave*1

Financial
Soundness

Strategy to EnhanceNon-financial Capital

2025 MTMP Non-Financial Targets

We have set financial and nonfinancial targets under 2025 MTMP based on businessstrategies, corporate functions strategies, and frameworks to promote transformation.
Net income:Message from thePresident & CEO

2020

2021

2022

2025 (FY)
Target02025 (FY)
Target02021

2025 (FY)
Target2022

2021

Ratio of Taking Childcare and Maternity Leave*1
Payout Ratio

External Evaluations

50（%）
41.1

4030

30.4

40.4

40.8

40% or higher

31.5

20

Japan Credit Rating
Agency, Ltd. (JCR)

Monthly Average Overtime Hours*Long-term

Short-term

AA

J-1+

AA-

a-1+

MoodyʼsA3−

10S&P

0
2018

2019

2020

2021

2022

2025 (FY)
TargetA-A-2(As of March 31, 2023)

Ratio of women taking childcare and maternity leave
100（%）

25 (Hours)
20

20.7

19.4

15

Rating and Investment
Information, Inc. (R&I)

1100.080

14 hoursor less

100.0100%

97.1

100%

2022

2025 (FY)
Target79.0
6010405200

Ratio of men taking childcare and maternity leave02021

20222025 (FY)
Target2021* Mitsubishi UFJ Lease & Finance results from FY2018 to FY2020

27

MITSUBISHI HC CAPITAL INTEGRATED REPORT 2023

MITSUBISHI HC CAPITAL INTEGRATED REPORT 2023

28