Non-Consolidated Capital Adequacy Ratio (Domestic Standards)
Thousands of U.S.
Dollars, %Millions of Japanese Yen, %Years ended March 31
Items
Core Capital: instruments and reserves
Directly issued qualifying common stock or preferred stock mandatorily convertible into common stock capital plus
related capital surplus and retained earnings

At the end of FY2023

At the end of FY2024

At the end of FY2024

154,290

159,442

1,053,048

of which: share capital and capital surplusof which: retained earningsof which: treasury stock (－)
of which: planned distribution of income (－)
of which: other than the above
Subscription rights to acquire common stock or preferred stock mandatorily convertible into commonstockReserves included in Core Capital: instruments and reservesof which: general reserve for possible loan lossesof which: eligible reserve
Eligible Non-cumulative perpetual preferred stock subject to transitional arrangement included in Core
Capital: instruments and reserves
Eligible capital instrument subject to transitional arrangement included in Core Capital: instruments andreserves
Capital instrument issued through the measures for strengthening capital by public institutions included inCore Capital: instruments and reserves
45% of revaluation reserve for land included in Core Capital: instruments and reserves

23,468132,818
1,133
863
－

23,468137,816
977
865－

154,996910,217
6,453
5,713
－

Core Capital: instruments and reserves (A)Core Capital: regulatory adjustments
Total intangible assets (net of related tax liability, excluding those relating to mortgage servicing rights)

of which: goodwill (including those equivalent)of which: other intangible assets other than goodwill and mortgage servicing rights
Deferred tax assets that rely on future profitability excluding those arising from temporary differences(net of related tax liability)
Shortfall of eligible provisions to expected losses
Capital increase due to securitization transactions
Gains and losses due to changes in own credit risk on fair valued liabilities
Prepaid pension cost
Investments in own shares (excluding those reported in the net assets)
Reciprocal cross-holdings in capital instruments issued by other financial institutions for raising capitalthat are held by the Bank
Investments in the capital of banking, financial and insurance entities that are outside the scope ofregulatory consolidation (“other financial institutions”), net of eligible short positions, where the bankdoes not own more than 10% of the issued share capital (“non-significant investment”) (amount above the10% threshold)Amount exceeding the 10% threshold on specified itemsof which: significant investments in the common stock of other financial institutions, net of eligible
short positionsof which: mortgage servicing rightsof which: deferred tax assets arising from temporary differences (net of related tax liability)
Amount exceeding the 15% threshold on specified itemsof which: significant investments in the common stock of other financial institutions, net of eligible
short positionsof which: mortgage servicing rightsof which: deferred tax assets arising from temporary differences (net of related tax liability)
Core Capital: regulatory adjustments (B)Total capital
Total capital ((A)－(B)) (C)Risk-weighted assets
Credit risk-weighted assetsof which: total of items included in risk-weighted assets subject to transitional arrangementsof which: other financial institutions exposuresof which: other than the above
Amount equivalent to market risk × 12.5
Amount equivalent to operational risk × 12.5
Credit risk-weighted assets adjustments
Amount equivalent to operational risk adjustments
Total amount of risk-weighted assets (D)Capital adequacy ratio (non-consolidated)
Capital adequacy ratio (non-consolidated) ((C)/(D))

23233

148

977

2,281
2,281
－

4,136
4,136
－

27,31727,317
－

－－

－

－－－－

－－

221
157,027－
163,728－
1,081,355

4,472
－
4,472

4,424
－
4,424

29,219－29,219－－－－－－464－－－－
704
－

－
－
－
4,650
－

－－－

－－

－－

－－－－－－－－

－－
－－
－－

－－

－

－
－
4,936

－
－
5,128

－
－
33,868152,090

158,599

1,047,480

1,670,231
4,930
－
4,930
－
84,213－－
1,754,444

1,720,495－－－－
83,935－－
1,804,431

11,363,153－－－－
554,356－－
11,917,515

8.66

8.78

8.78