The Hachijuni Bank, Ltd.

１【CONSOLIDATED FINANCIAL STATEMENTS】(1)【Consolidated Balance Sheets】（Millions of yen）
As of March 31,2020
AssetsCash and due from banks
Call loans and bills bought
Monetary claims bought
Trading account assets
Money held in trust
Securities
Loans and bills discounted
Foreign exchanges
Lease receivables and investments in leases
Other assets
Tangible fixed assets
Buildings, net
LandConstruction in progress
Other tangible fixed assets
Intangible fixed assets
Software
Other intangible fixed assets
Retirement benefit asset
Deferred tax assets
Customers' liabilities for acceptances and guarantees
Allowance for loan losses
Total assets
Liabilities
Deposits
Negotiable certificates of deposit
Call money and bills sold
Securities sold under repurchase agreements
Cash collateral received for securities lent
Trading account liabilities
Borrowed money
Foreign exchanges
Other liabilities
Retirement benefit liability
Provision for reimbursement of deposits
Provision for contingent loss
Reserves under special laws
Deferred tax liabilities
Acceptances and guarantees
Total liabilities
Net assets
Share capital
Capital surplus
Retained earnings
Treasury shares
Total shareholders' equity
Valuation difference on available-for-sale securities
Deferred gains or losses on hedges
Remeasurements of defined benefit plans
Total accumulated other comprehensive income
Share acquisition rights
Non-controlling interests
Total net assets
Total liabilities and net assets

1

As of March 31,2021

1,650,752
22,821
78,86929,55979,3012,911,132
5,395,246
20,01969,549155,098
34,343
11,10911,652606
10,974
5,041
4,427
613
20,8562,287
33,229(37,560)
10,470,547

2,753,959
30,00098,202
12,15780,015
3,326,241
5,541,154
34,417
69,989141,736
33,77811,016
11,337360
11,064
4,747
4,136
611
42,1392,023
35,424(45,351)
12,160,638

6,975,504
257,674
845,982
79,770537,3693,444
785,947544
128,242
12,494894
984
960,02233,2299,722,115

7,654,318
139,665
676,745
77,627784,779
3,066
1,639,118
1,330
104,351
11,667823
1,316
12120,695
35,424
11,250,943

52,24354,173477,336(11,789)
571,964
185,821(17,414)(382)
168,023365
8,078
748,43210,470,547

52,24359,181
492,869(11,629)592,665
294,333
4,426
14,594313,354272
3,402
909,694
12,160,638

The Hachijuni Bank, Ltd.

(2)【Consolidated Statements of Income and Consolidated Statements of Comprehensive Income】【Consolidated Statements of Income】（Millions of yen）
FY ended March 31,2020 FY ended March 31,2021
Ordinary income
Interest income
Interest on loans and discounts
Interest and dividends on securities
Interest on call loans and bills boughtInterest on deposits with banks
Other interest income
Trust fees
Fees and commissions
Gain on trading account transactions
Other ordinary income
Other income
Recoveries of written off receivables
OtherOrdinary expenses
Interest expenses
Interest on deposits
Interest on negotiable certificates of deposit
Interest on call money and bills soldInterest expenses on securities sold under repurchase agreements
Interest expenses on cash collateral received for securities lentInterest on borrowings and rediscounts
Other interest expenses
Fees and commissions payments
Loss on trading account transactions
Other ordinary expenses
General and administrative expenses
Other expenses
Provision of allowance for loan losses
Other
Ordinary profitExtraordinary income
Gain on disposal of non-current assets
Extraordinary losses
Loss on disposal of non-current assets
Impairment losses
Provision of reserve for financial instruments transaction liabilities
Other
Profit before income taxes
Income taxes - current
Income taxes - deferred
Total income taxes
ProfitProfit attributable to non-controlling interests
Profit attributable to owners of parent

2

165,077
81,763
46,99531,727
272
422
2,346
2
21,7132,329
50,814
8,453
20
8,432
131,630
12,762
3,502
58
374
1,506
1,309
1,416
4,593
7,3671437,42659,455
14,603
1,195
13,40733,447
37
37
776
355
421
―
―
32,707
8,177
1,306
9,483
23,224
1,146
22,077

153,969
77,79743,27632,403
23
571
1,522
2
21,186
3,360
40,64910,97285
10,887
121,821
6,863
928
10(143)
325
429
761
4,551
7,329
―
34,03359,021
14,5738,882
5,691
32,147
31
31
364
66
266
3
28
31,815
11,684(2,394)9,290
22,524140
22,384

The Hachijuni Bank Ltd.

【Consolidated Statements of Comprehensive Income】
ProfitOther comprehensive income
Valuation difference on available-for-sale securities
Deferred gains or losses on hedges
Remeasurements of defined benefit plans, net of tax
Comprehensive income
Comprehensive income attributable toComprehensive income attributable to owners of parent
Comprehensive income attributable to non-controlling interests

3（Millions of yen）
FY ended March 31,2020

FY ended March 31,2021

23,224(29,358)(20,835)(6,027)(2,495)(6,134)

22,524145,921
109,092
21,84014,988
168,446(6,211)
77

167,715730

The Hachijuni Bank, Ltd.

(3)【Consolidated Cash Flows】（Millions of yen）
FY ended March 31,2020 FY ended March 31,2021

Cash flows from operating activities
Profit before income taxes
Depreciation
Impairment losses
Other extraordinary loss (income)
Increase (decrease) in allowance for loan losses
Decrease (increase) in retirement benefit asset
Increase (decrease) in retirement benefit liability
Increase (decrease) in provision for reimbursement of deposits
Increase (decrease) in provision for contingent loss
Increase (decrease) in reserves under special laws
Interest income
Interest expenses
Loss (gain) related to securities
Loss (gain) on money held in trust
Foreign exchange losses (gains)
Loss (gain) on disposal of non-current assets
Net decrease (increase) in trading account assets
Net increase (decrease) in trading account liabilities
Net decrease (increase) in loans and bills discounted
Net increase (decrease) in deposits
Net increase (decrease) in negotiable certificates of deposit
Net increase (decrease) in borrowed money (excluding subordinated borrowings)
Net decrease (increase) in due from banks (excluding due from Bank of Japan)

Net decrease (increase) in call loans
Net increase (decrease) in call money
Net increase (decrease) in cash collateral received for securities lent
Net decrease (increase) in foreign exchanges - assets
Net increase (decrease) in foreign exchanges - liabilities
Net decrease (increase) in lease receivables and investments in leases
Interest received
Interest paid
Other, net
Subtotal
Income taxes paid
Net cash provided by (used in) operating activities
Cash flows from investing activities
Purchase of securities
Proceeds from sale of securities
Proceeds from redemption of securities
Increase in money held in trust
Decrease in money held in trustPurchase of non-current assets
Proceeds from sale of non-current assets
Net cash provided by (used in) investing activities
Cash flows from financing activities
Purchase of treasury shares
Proceeds from sale of treasury shares
Dividends paid
Dividends paid to non-controlling interests
Purchase of shares of subsidiaries not resulting in change in scope of consolidation

Net cash provided by (used in) financing activities
Effect of exchange rate change on cash and cash equivalents
Net increase (decrease) in cash and cash equivalents
Cash and cash equivalents at beginning of period
Cash and cash equivalents at end of period
432,707
5,842
421―(3,664)
2,184
126
(7)
57
―
(81,763)
12,762(7,213)1,637
3318(16,186)(911)(133,299)
240,657(255,241)
148,056(6,347)(8,741)(127,986)
16,278953(1,489)(3,106)
83,793(12,822)(18,482)(131,464)(7,100)(138,565)

31,815
5,847
266
31
7,790
(21,282)
(826)
(71)
331
3
(77,797)
6,863(9,042)717(3)34
17,402(377)(145,908)
678,813(118,008)
853,171(9,303)(26,511)(171,380)
247,409(14,398)
786(439)
81,171(7,874)44,256
1,373,485(7,886)
1,365,598(1,224,960)
756,079
302,395(30,262)
25,728(7,213)
1,481(176,751)(913,255)
294,629
360,905(9,839)8,408(6,887)
1,583(264,455)(3,000)0(6,928)(19)(1,057)(11,005)(3)(326,326)
1,954,835
1,628,509

00(6,851)(9)(382)(7,243)
3
1,093,903
1,628,509
2,722,413

The Hachijuni Bank, Ltd.

2【NON-CONSOLIDATED FINANCIAL STATEMENTS】(1)【Non-Consolidated Balance Sheets】（Millions of yen）
As of March 31,2020
AssetsCash and due from banks
Cash
Due from banks
Call loans
Monetary claims bought
Trading account assets
Trading securities
Trading account financial derivatives
Other trading account assets
Money held in trust
Securities
Government bonds
Local government bonds
Corporate bonds
StocksOther securities
Loans and bills discounted
Bills discounted
Loans on bills
Loans on deeds
Overdrafts
Foreign exchanges
Due from foreign banks (our accounts)
Foreign bills bought
Foreign bills receivable
Other assets
Domestic exchange settlement account, debit
Prepaid expenses
Accrued income
Margin deposits for futures transactions
Variation margins of futures markets
Financial derivatives
Cash collateral paid for financial instruments
OtherTangible fixed assets
Buildings, net
Land
Leased assets, net
Construction in progress
Other tangible fixed assets
Intangible fixed assets
SoftwareLeased assets
Other intangible fixed assets
Prepaid pension costs
Customers' liabilities for acceptances and guarantees
Allowance for loan losses
Total assets

1,634,873
118,821
1,516,051
22,821
78,86929,559790
3,788
24,98079,3012,920,426
1,000,867
362,245465,527
341,437
750,349
5,443,996
14,246
146,121
4,569,005
714,62120,01916,191
3,516
311
130,759
26
584
7,396
1,326
―
6,435
14,047
100,943
26,124
10,896
11,283
716
582
2,645
4,819
4,219
1
598
19,53333,229(31,126)
10,413,208

5

As of March 31,2021
2,731,771
116,5902,615,180
30,00098,202
12,157
776
3,381
7,998
80,0153,333,897
1,181,165
352,304
496,811505,882
797,732
5,587,528
11,041
140,841
4,787,613
648,031
34,41729,652
4,357
408
119,962
22
919
7,300
1,188
589
13,9208,386
87,63525,528
10,792
10,969
466
360
2,939
4,601
4,004
0
596
20,26435,424(38,741)
12,075,029

The Hachijuni Bank, Ltd.

（Millions of yen）
As of March 31,2020
Liabilities
Deposits
Current deposits
Ordinary deposits
Savings deposits
Deposits at noticeTime deposits
Installment savings
Other deposits
Negotiable certificates of deposit
Call money
Securities sold under repurchase agreements
Cash collateral received for securities lent
Trading account liabilities
Trading account financial derivatives
Borrowed money
Borrowings from other banks
Foreign exchanges
Due to foreign banks (our accounts)
Foreign bills sold
Foreign bills payable
Other liabilities
Domestic exchange settlement account, credit
Income taxes payable
Accrued expenses
Unearned revenue
Reserve for interest on installment savings
Variation margins of futures markets
Financial derivatives
Cash collateral received for financial instruments
Lease obligations
Asset retirement obligations
OtherProvision for retirement benefits
Provision for reimbursement of deposits
Provision for contingent loss
Deferred tax liabilities
Acceptances and guarantees
Total liabilities
Net assets
Share capital
Capital surplus
Legal capital surplus
Other capital surplus
Retained earnings
Legal retained earnings
Other retained earnings
Reserve for tax purpose reduction entry of non-current assets
General reserve
Retained earnings brought forward
Treasury shares
Total shareholders' equity
Valuation difference on available-for-sale securities
Deferred gains or losses on hedges
Total valuation and translation adjustments
Share acquisition rights
Total net assets
Total liabilities and net assets

6

As of March 31,2021

6,989,187
314,089
4,071,150
55,136
7,307
2,328,716
31,888
180,899
276,724845,982
79,770537,3693,444
3,444
778,972
778,972
544
48
146
349
104,586
11
1,673
5,428
1,841
1
2,267
32,301406
776
182
59,695
10,199894
984
59,72633,2299,721,616

7,670,775
366,756
4,660,038
57,431
6,274
2,367,355
31,325
181,594
160,715
676,745
77,627784,779
3,066
3,066
1,632,343
1,632,343
1,330
43
199
1,088
73,3898
5,472
4,3841,779
0－
11,091
3,817
507
182
46,145
10,235823
1,316
113,631
35,424
11,242,205

52,24332,56929,6092,960
450,572
47,610402,962890
375,600
26,472(11,789)
523,596
185,043(17,414)167,629365
691,591
10,413,208

52,24332,56329,6092,954
462,238
47,610414,628869
388,600
25,158(11,629)
535,415
292,709
4,426
297,136272
832,824
12,075,029

The Hachijuni Bank, Ltd.

(2)【Non-Consolidated Statements of Income】（Millions of yen）
Ordinary income
Interest income
Interest on loans and discountsInterest and dividends on securities
Interest on call loans
Interest on deposits with banks
Other interest income
Trust fees
Fees and commissions
Fees and commissions on domestic and foreign exchanges
Other fees and commissions
Gain on trading account transactions
Net gain on trading securities
Net gain on trading account financial derivatives
Net gain on other trading account transactions
Other ordinary income
Gain on foreign exchange transactions
Gain on sale of bonds
Other
Other income
Recoveries of written off receivables
Gain on sale of equity securities
Gain on money held in trust
OtherOrdinary expenses
Interest expenses
Interest on deposits
Interest on negotiable certificates of deposit
Interest on call money
Interest expenses on securities sold under repurchase agreements
Interest expenses on cash collateral received for securities lentInterest on borrowings and rediscounts
Interest expenses on interest rate swaps
Other interest expenses
Fees and commissions payments
Fees and commissions on domestic and foreign exchanges
Other fees and commissions
Loss on trading account transactions
Net loss on other trading account transactions
Other ordinary expenses
Loss on sale of bonds
Loss on devaluation of bonds
Loss on financial derivatives
OtherGeneral and administrative expenses
Other expenses
Provision of allowance for loan losses
Written-off of loans
Loss on sale of equity securities
Loss on devaluation of equity securities
Loss on money held in trust
Other
Ordinary profit
Extraordinary income
Gain on disposal of non-current assets
Extraordinary losses
Loss on disposal of non-current assets
Impairment losses
Profit before income taxes
Income taxes - current
Income taxes - deferred
Total income taxes
Profit7

FY ended March 31,2020

FY ended March 31,2021

124,445
81,64346,993
31,654272
419
2,3032
18,044
6,067
11,9776920
49―
16,748700
16,047
0
7,937
1
2,196
3,000
2,738
96,423
12,728
3,503
61
374
1,506
1,309
1,390
2,849
1,731
9,641
1,128
8,512
14
14
7,027
6,972
20
34－
53,26913,743
404
11
3,676
848
4,638
4,163
28,0213737775
353
421
27,283
6,249
1,471
7,720
19,562112,952
77,70143,30232,331
23
568
1,474
2
17,504
5,958
11,546
133
4358
316,887698
6,188
0
10,722
78
6,988
606
3,048
86,8006,829
929
12(143)
325
429
736
3,386
1,154
9,617
1,161
8,456
－
－
3,893
3,778
－
44
70
52,596
13,863
8,218
5459
110
1,323
3,747
26,152
31
31
328
62
266
25,8559,646(2,308)
7,338
18,517