Note: This document is a translation of a part of the original Japanese version and provided for reference purposes only. In the event of any discrepancy
between the Japanese original and this English translation, the Japanese original shall prevail.

Consolidated Summary Reportfor the Nine Months Ended December 31, 2023
[Japanese GAAP]
February 2, 2024
Company name: The Hyakujushi Bank, Ltd.
Stock exchange listing: Tokyo
Code number: 8386
URL: https://www.114bank.co.jp/
Representative: Yujiro Ayada
Representative Director, President
Contact: Yuichi Oshima
Executive Officer and General Manager, Corporate Planning Division
Phone: +81-87-836-2721
Scheduled date of filing quarterly securities report: February 5, 2024
Scheduled date of commencing dividend payments: Trading Accounts: No
Availability of supplementary briefing material on quarterly financial results: Yes
Schedule of quarterly financial results briefing session: No(Amounts of less than one million yen are rounded down.)
1. Consolidated Financial Results for the Nine Months Ended December 31, 2023 (April 1, 2023 to December 31, 2023)(1) Consolidated Operating Results(% indicates changes from the previous corresponding period.)
Profit attributable to owners ofOrdinary income
Ordinary profit
parentMillions of yen%
Millions of yen%
Millions of yen%
Nine months ended
December 31, 2023
60,997(8.9)
10,984
(0.0)
7,005
0.3
December 31, 2022
66,98418.2
10,988(24.9)
6,987(29.0)(Note) Comprehensive income:Nine months ended December 31, 2023:¥
25,178 million [-%]
Nine months ended December 31, 2022:¥(15,639) million [-%]
Basic earnings
per share
Nine months ended
December 31, 2023
December 31, 2022

Diluted earnings pershare
Yen

Yen

243.91
239.98243.85239.93(2) Consolidated Financial Position
Total assets
Millions of yen
As ofDecember 31, 2023
5,763,285
March 31, 2023
5,809,359(Reference) Equity: As of December 31, 2023:
As of March 31, 2023:

Net assets¥¥

Capital adequacy ratio

Millions of yen%

303,387
281,098
303,366 million
281,077 million

5.3
4.8

2. Dividends
Annual dividends
1stquarter-end

2ndquarter-end

3rdquarter-end

Yen

Yen

Yen

Yen

Yen

Fiscal year ended March 31, 2023

-35.00-40.0075.00

Fiscal year ending March 31, 2024

-35.00

45.00

80.00

Year-end

Fiscal year ending March 31, 2024
(Forecast)(Note) Revision to the forecast for dividends announced most recently:
Yes(Note) Breakdown of the 3rd quarter dividend for the fiscal year ending March 31, 2024 :Commemorative dividend- yenSpecial dividend
- yen

Total

3. Consolidated Financial Results Forecast for the Fiscal Year Ending March 31, 2024(April 1, 2023 to March 31, 2024)(% indicates changes from the previous corresponding period.)
Profit attributable toOrdinary incomeOrdinary profit
Basic earnings per shareowners of parent
Millions of yen%

Millions of yen%

Millions of yen%

Yen

7,500(18.2)

262.63Full year
80,000(5.8)
12,000(9.7)(Note) Revision to the financial results forecast announced most recently:
Yes* Notes:(1) Changes in significant subsidiaries during the nine months ended December 31, 2023
(changes in specified subsidiaries resulting in changes in scope of consolidation):
NoNew(Company name:
Exclusion:(Company name:(2) Accounting policies adopted specially for the preparation of quarterly consolidated financial statements:))Yes(3) Changes in accounting policies, changes in accounting estimates and retrospective restatement
1) Changes in accounting policies due to the revision of accounting standards: No
2) Changes in accounting policies other than 1) above: No
3) Changes in accounting estimates: No4) Retrospective restatement: No(4) Total number of issued shares (common shares)
1) Total number of issued shares at the end of the period (including treasury shares):December 31, 2023:
28,790,000 shares
March 31, 2023:
29,100,000 shares
2) Number of treasury shares at the end of the period:
December 31, 2023:
233,635 shares
March 31, 2023:
180,626 shares
3) Average number of shares outstanding during the period:
Nine months ended December 31, 2023:
Nine months ended December 31, 2022:

28,719,942 shares
29,114,536 shares※ This report is out of the scope of the quarterly review by certified public accountants or independent audit firms.
※ Proper use of earnings forecasts, and other special matters
The forecasts above were prepared based on information available as of the date of publication of this document.
Actual financial results may differ from the forecast figures due to various factors in the future.

Quarterly Consolidated Financial Statements
Quarterly Consolidated Balance Sheets(Millions of yen)
As of March 31, 2023
AssetsCash and due from banks
Call loans and bills bought
Monetary claims bought
Trading securities
Securities
Loans and bills discounted
Foreign exchanges
Lease receivables and investments in leases
Other assets
Tangible fixed assets
Intangible fixed assets
Retirement benefit asset
Deferred tax assets
Customers' liabilities for acceptances and guaranteesAllowance for loan losses
Total assets
Liabilities
Deposits
Negotiable certificates of deposit
Call money and bills soldBorrowed money
Foreign exchanges
Other liabilities
Provision for bonuses for directors (and other officers)
Retirement benefit liability
Provision for retirement benefits for directors (andother officers)
Provision for reimbursement of deposits
Provision for contingent loss
Provision for share-based compensation
Deferred tax liabilities
Deferred tax liabilities for land revaluation
Acceptances and guarantees
Total liabilities

As of December 31, 2023

1,197,85434,950
9
1,044,665
3,362,245
19,93818,67770,67936,867
4,406
15,948732
19,898(17,514)5,809,359

995,861
1,914
42,312
1,128,772
3,435,379
4,896
18,072
72,31137,3584,610
16,669731
21,249(16,855)
5,763,285

4,696,403
84,267
20,360624,432
248
73,77349
248

4,634,722
88,794
18,715594,446
645
84,543
270

38

36

163
69
181
3,048
5,077
19,8985,528,260

121
102
200
11,003
5,044
21,2495,459,897

(Millions of yen)
As of March 31, 2023
Net assets
Share capital
Capital surplus
Retained earnings
Treasury shares
Total shareholders' equity
Valuation difference on available-for-sale securities
Deferred gains or losses on hedges
Revaluation reserve for landRemeasurements of defined benefit plans
Total accumulated other comprehensive income
Share acquisition rights
Total net assets
Total liabilities and net assets

37,32230,486
187,908(513)
255,204
14,669
138
7,952
3,113
25,87321
281,098
5,809,359

As of December 31, 2023

37,32230,486
192,126(568)
259,367
33,449(60)
7,904
2,70543,999
21303,387
5,763,285

Quarterly Consolidated Statements of Income and Comprehensive Income
Quarterly Consolidated Statements of Income (For the nine months)(Millions of yen)
For the nine months
ended December 31, 2022
Ordinary income
Interest income
Interest on loans and discounts
Interest and dividends on securities
Trust fees
Fees and commissions
Other ordinary income
Other income
Ordinary expenses
Interest expenses
Interest on deposits
Fees and commissions payments
Other ordinary expenses
General and administrative expenses
Other expenses
Ordinary profit
Extraordinary income
Gain on disposal of non-current assets
Extraordinary losses
Loss on disposal of non-current assets
Impairment losses
Profit before income taxes
Income taxes
ProfitProfit attributable to owners of parent

66,98435,862
23,813
11,0180
9,147
12,387
9,587
55,996
4,932
2,139
2,517
16,66525,538
6,342
10,988
39
39
104
72
32
10,923
3,936
6,987
6,987

For the nine months
ended December 31, 2023
60,99738,521
28,788
8,640
0
9,120
4,038
9,316
50,013
10,660
3,801
2,653
4,813
24,975
6,910
10,984
27
27
219
51
167
10,792
3,787
7,005
7,005

Quarterly Consolidated Statements of Comprehensive Income (For the nine months)(Millions of yen)
For the nine months
ended December 31, 2022
ProfitOther comprehensive income
Valuation difference on available-for-sale securities
Deferred gains or losses on hedges
Remeasurements of defined benefit plans, net of tax
Comprehensive income
Comprehensive income attributable toComprehensive income attributable to owners ofparent

For the nine months
ended December 31, 2023

6,987
(22,626)(20,058)(2,649)80(15,639)

7,005
18,173
18,780(198)(408)
25,178(15,639)

25,178