Five Year Summary

2011
$m

2010
$m

2009
$m

2008
$m

2007
$m

Financial performance1
Net interest income
Other operating income
Operating expenses
Profit before income tax, credit impairment and non-core items1
Provision for credit impairment
Income tax expense
Non-controlling interest
Underlying profit1
Adjustments between statutory profit and underlying profit1

11,481
5,331(7,718)9,094(1,211)(2,222)
(9)
5,652
(297)

10,862
4,920(6,971)8,811(1,820)(1,960)(6)
5,025(524)

9,890
4,477
(6,068)8,299(3,056)(1,469)
(2)
3,772
(829)

7,855
4,440
(5,406)
6,889(2,090)(1,365)
(8)
3,426
(107)

7,302
3,720
(4,953)
6,069(522)(1,616)
(7)
3,924
256

Profit attributable to shareholders of the Company

5,355

4,501

2,943

3,319

4,180

Financial position
Assets2
Net assets
Tier 1 capital ratio3
Return on average ordinary equity4
Return on average assets4
Cost to income ratio1

594,488
37,954
10.9%
15.3%
1.0%
45.9%

531,703
34,155
10.1%
13.9%
0.9%
44.2%

476,987
32,42910.6%
10.3%
0.6%42.2%

470,293
26,552
7.7%
14.5%
0.8%
44.0%

392,773
22,048
6.7%
20.9%
1.2%
44.9%

Shareholder value – ordinary shares
Total return to shareholders (share price movement plus dividends)
Market capitalisation
Dividend
Franked portion– interim– final-12.6%
51,319140 cents
100%
100%

1.9%
60,614126 cents
100%
100%

40.3%
61,085102 cents
100%
100%

-33.5%
38,263136 cents
100%
100%

15.6%
55,382136 cents
100%
100%

$25.96$17.63$19.52$26.23$19.95$23.68$24.99$11.83$24.39$31.74$15.07$18.75$31.50$25.75$29.70208.2c68.5%$11.44
2,629.0

178.9c71.6%$10.382,559.7

131.0c82.3%$11.022,504.5

170.4c82.6%$10.722,040.7

224.1c60.9%$9.36
1,864.7$21.69–$21.32$22.60$15.16$21.75$20.82$13.58$29.29$27.33

1,381
48,938442,943

1,394
47,099411,692

1,352
37,687396,181

1,346
36,925
376,813

1,327
34,353
327,703

Share price– high– low– 30 September

Share information(per fully paid ordinary share)
Earnings per share
Dividend payout ratio
Net tangible assets per ordinary share5
No. of fully paid ordinary shares issued (millions)
Dividend Reinvestment Plan (DRP) issue price– interim– final
Other information
Points of representation6
No. of employees (full time equivalents)
No. of shareholders7

1 Adjusted for material items that are not part of the normal ongoing operations of the Group including one-off gains and losses, gains and losses on the sale of businesses, non-continuing business,
timing differences on economic hedges, and acquisition related costs. Prior to 2010 these were adjustments to arrive at cash profit in accordance with market convention.
In 2010, consolidated assets included assets from OnePath (formerly INGA), OnePath NZ (formerly ING NZ), Landmark and RBS acquired during the financial year.
Calculated in accordance with Australian Prudential Regulation Authority requirements effective at the relevant date. Basel II has been applied from 1 January 2008.
Excludes minority interest.
Equals shareholders’ equity less preference share capital, goodwill, software and other intangible assets divided by the number of ordinary shares.
Includes branches, offices, representative offices and agencies.
Excludes employees whose only ANZ shares are held in trust under ANZ employee share schemes.

23456784

ANZ Annual Report 2011