Schedule of Benefits for digiSavings AccountdigiSavings Account
INR 10,000
4% of the shortfall up to INR 400-Minimum Monthly Average Balance
Monthly charges for non maintenance of balance^^
Minimum TRV (Total Relationship Value)
Quarterly charges for TRV non maintenance
Debit Card / ATM Charges

INR 150

Debit card replacement (lost, stolen, damaged)

Debit card annual fee (second year onwards)

digiSavings Prime Account
INR 200,000
1% of shortfall (Max INR 500)

DBS Visa Classic Card - INR 150
DBS BigBasket Visa Classic Card - INR 150
DBS Rupay Classic Card - INR 150
DBS Visa Platinum Card - INR 150
DBS Rupay Platinum Card - INR 150
DBS Visa Signature Card - INR 299
DBS EMT Visa Signature Card - INR 299

DBS Visa Signature Card - INR 299
DBS EMT Visa Signature Card - INR 299

In case your txn value for POS and ePOS is greater than INR 1,00,000 in a year or MAB is greater than INR
50,000, the charges will be waived off
INR 125
INR 25
FreeFreeInternational cash withdrawal per transactions
International balance enquiry/non financial per transactions
DBS Bank ATM - Cash Withdrawal
DBS Bank ATM - Domestic balance enquiry/non financial transactions

Non DBS Bank ATM - Cash Withdrawal

Non DBS Bank ATM - Domestic balance enquiry/non financialtransactions
FX Markup

Metro - First 3 txns (Free)
Non Metro - First 5 txns (Free)

Metro - First 10 txns (Free)
Non Metro - First 10 txns (Free)

INR 21 (beyond free limit)

INR 21 (beyond free limit)

Metro - First 7 txns (Free)
Non Metro - First 10 txns (Free)

Metro - First 10 txns (Free)
Non Metro - First 10 txns (Free)

INR 8.5 (beyond free limit)

INR 8.5 (beyond free limit)

Classic & Platinum Card - NIL
Signature Card - NIL

Payment services / Fund transfer
Free
RTGS, NEFT, IMPS, UPI P2PFreeStanding Instruction creation
FreeAmendment of Standing Instruction
FreeCredit to account from an overseas bank / International credit
INR 30Cashier’s order/payment order/payable at par demand draft
INR 30
Revalidation/reissuance of payment order/demand draft
Free
Cheque Book (on demand)
Free
Stop payment of cheque
INR 100
Cancellation of DBS payment order/demand draft
INR 200
Cheque return charges
FreeECS/ NACH/eNACH return charges
Demand Draft (DD) Issuance Fees
0.05%, min INR 75, max INR 2000
At an RBI location
0.1%, min INR 75, max INR 2000
Non-RBI location (correspondent bank Cat I)
0.25%, min INR 75, max INR 2000
Any other location not covered by the correspondent bank – purchase
INR 100
Cancellation of correspondent bank DD
Cancellation charges INR 100 + DD issuance charges as given above
Revalidation/reissuance of DD – per instruction
Free
Stop payment for lost DD – per instrument
0.1%, min INR 550, max INR 2000
DD issuance in foreign currency
INR 750Cancellation of foreign currency DD
Domestic - INR 50, Overseas - INR 1000
Courier charges
INR 30
Remote location payment – payable at correspondent bank location
Other services
Free
Ad-hoc balance/TDS/Interest certificates and Miscellaneous certificatesFree
Duplicate account statement
Free
Telex / Swift Inquiry
Actuals
Postages (Regd Post)
Free
Investments in Mutual Fund through digbank – Transaction Fees*
FreeInternet Banking services
Remittances Fees and Charges
Please note below charges for online outward remittance / overseas transfer for following currency and country combinations:Bank Fee
Agent FeeCurrency and CountryFree
USD to USAFree
GBP to United Kingdom
Free
AUD to Australia
NAFreeEUR to Eurozone
Free
HKD to Hong KongFree
SGD to Singapore
Free
CAD to Canada
INR 500
Any other currency / country combination^
Applicable*Please note that there may be additional charges levied by intermediary or correspondent bank in some cases#GST (Goods & Service Tax) will be levied on the converted gross INR amount and will be applied to your transaction.
Return Charges - In case a payment is returned / rejected by the beneficiary bank, the return charges including correspondent banking charges, as applicable, will be levied and amount,net of these charges, will be credited back to your account at prevailing exchange rate.
Other charges - Some banks may apply a Tracer fees. If payment tracer is requested by the customer, applicable charges, will be applied by the intermediary or correspondent Bank /partner.
Note:
1. All monetary values given in Indian Rupees unless otherwise specified.
2. Charges will be levied to the extent of shortfall in balance. For ex. if the monthly balance maintained is INR 6,000 (Required MAB = INR 10,000 ). The charge levied will be 4% ofshortfall i.e. 4% x INR 4000 = INR 160
3. Goods and Service Tax (GST) will be levied by the bank over and above the charges.
4. The bank reserves the right to change these rates / charges or re-negotiate them depending upon relationship of a customer
5. For corporate employee (empanelled) and/or receiving salary credit, charges such as Monthly Account Balance, Debit Card Annual Fee, ATM txns etc may be waived based on theoverall relationship consideration for the corporate
6. Total Relationship Value (TRV) is across all accounts in a family and calculated by aggregating average quarterly saving account balances and end of period term deposits andinvestments
7. For customers maintaining TRV >= INR 2 Lacs, charges may not be levied for Monthly Account Balance, TRV, Debit Card Annual Fee, ATM transactions and Payment services.
8. Digisavings customers holding an outstanding loan product (like personal loan,mortgage loan, gold loan, etc.) with DBS shall not be charged for non-maintenance of Monthly Average
Balance. Once the loan account is closed, digisavings customers will be required to maintain the required minimum Monthly Average Balance, failing which appropriate charge shall belevied as captured above
9. In case of insufficient balance in your bank account, bank will not be able to recover applicable fees and GST. GST related information will be available in Bank statement
10. Debit Card Annual Fee for a particular year will be waived off if a customer spends threshold amount or more in a membership year (one year from the date of issuance of the card)on the digibank Debit Card or maintaining mentioned MAB. Spends include domestic as well as international merchant transactions carried on the digibank Debit Card either via anOnline channels or on physical POS. Spends do not include ATM withdrawals.
11. MAB to be maintained within a period of 2 months of account opening
12. Charges for customers holding Financial Inclusion accounts such as BSBDA, Small Accounts, PMJDY, or customers holding Rural accounts shall be governed as per theirrespective account’s Schedule of Charges.
13. Please go through the Bank’s website dbs.com/in for the updated commission structure payable to the Bank by AMCs for different competing schemes of various Mutual Funds.
14. Refer https://www.dbs.com/digibank/in/schedule-of-charges.page for latest fees and charges for all savings productsThis schedule of benefits and charges, therein, are applicable w.e.f. 1st August 2024