Comprehensive Report
KENTMORE CLOTHING (MANUFACTURING) PTY LTD
Subscriber No: 716000061

Delivery Date: Jan 12, 2023

Ticket Key: 202301125006900192
Reference: Sample

I D E N T I F I C AT I O N & S U M M A R Y

RISK SUMMARY

Identification
DUNS:

75-468-3795

Payment Information
PaydexRegistration

Risk Evaluation

State:

VIC

RatingDate Registered:

02 Aug 1965

Summary Information

Head OfficeStreet Address:

222 Collingwood Rd
Melbourne
VIC 2611

Postal Address:

PO Box 222
Collingwood
VIC 2611

Mobile:0417 202200

Email Address:

kentomore@test.com.au

Website:www.kentmore.com
www.test.com

Comments:

60

IMPORTANT NOTICE: DO NOTCONFUSE THIS COMPANY WITH
OTHER KENTMORE COMPANIES.
THIS IS A FICTITIOUS COMPANY
USED BY D&B FOR
DEMONSTRATION PURPOSES ONLY.
THIS REPORT IS A SAMPLE REPORTOF AN ANSWERABLE FROM FILE

Summary
ABN:

00000000001

Subsidiary of:

GORMAN MANUFACTURING
COMPANY INC
SAN FRANCISCO
CA
United States--

Court Actions2

Collections

0

Financial Summary
Revenue$82,564,000

Net Worth$18,041,358

Currency
All monetary amounts quoted in this report are shown inAustralian dollars unless otherwise stated.

Trading as:

KENTMORE CLOTHING(MANUFACTURING) PTY LTD (seeCorporate Structure for other trading
names)

Line of Business:

Manufacture of men apparel; holding
company; trustee company

Managing Director:

Patrick William Kents,Managing
Director

Founded:1960

Current control:

1990

Industry SIC Codes:

2322-Manufactures men's and boy's
underwear and nightwear
2323-Manufactures men's and boy's
neckwear
2326-Manufactures men's and boy's
work clothing
2329-Manufactures men's and boy's
clothing
6719-Engaged as holding companies
6733-Engaged in trusts

Import:Yes

Export:Yes

EmploysGroup 100

Risk Assessment
The Dun & Bradstreet Rating of -- indicates:'Undetermined.'

C R E D I T & R I S K A N A LY S I S

Dynamic Risk Score
The Dynamic Risk Score uses a statistically valid model derived from the Dun and Bradstreet database to predict the likelihoodof financial distress during the next 12 months.
Dynamic Risk Score ****
Probability of Experiencing Financial Distress N/A
Industry Average 1518
Probability of Experiencing Financial Distress 0.12%
Scores are updated the day new information enters the company's file.

Dynamic Risk Score Trend
The statistical historical DRS and industry average scores have been computed from information available in the Dun andBradstreet database as at the last day of each month.
A new scoring model was implemented on June 2014. There may be variations between the scores before and after thischange-point.
Date

DRS

Industry Avg

Jan 2023

****

1518

Dec 2022

****

1523

Nov 2022

****

1518

Oct 2022

****

1513

Sep 2022

****

1525

Aug 2022

****

1525

Jul 2022

****

1525

Jun 2022

****

1521

May 2022

****

1521

Apr 2022

****

1518

Mar 2022

****

1521

Feb 2022

****

1517

Key To Scores
Score Range

Distress Probability

Relative Risk Level

Dun and Bradstreet Recommendation

1508-1999

0.09

MinimalExtend Terms to encourage growth1474-1507

0.21

Very Low

Extend Terms to encourage growth1424-1473

0.40

Low

Extend Terms to encourage growth1359-1423

1.09

Average

Extend Terms

1323-1358

2.35

Moderate

Extend Terms and monitor

1298-1322

4.12

High

Review Terms and monitor

1232-1297

9.66

Very High

Review Terms and monitor closely

1001-1231

30.93

SevereCash on delivery

Dynamic Delinquency Score
The Dynamic Delinquency Score uses a statistically valid model derived from the Dun and Bradstreet database to predict thelikelihood that a business will pay in a severely delinquent manner (90+ days past terms) during the next 12 months.
Dynamic Delinquency Score 428
Probability of Severely Delinquent Payment 17.87%
Industry Average 497
Probability of Severely Delinquent Payment 6.17%
A score of 428 indicates that the subject has a average risk of paying in a severely delinquent manner (90 + Days Past Terms)
during the next 12 months and has a score that is the same as or better than 20% of all records in the Dun and Bradstreet
database.

Dynamic Delinquency Score Trend
The statistical historical DDS and industry average scores have been computed from information available in the Dun andBradstreet database as at the last day of each month.
A new scoring model was implemented on June 2014. There may be variations between the scores before and after thischange-point.
Date

DDS

Industry Avg

Jan 2023

428

497

Dec 2022421

502

Nov 2022405

485

Oct 2022453

492

Sep 2022505

499

Aug 2022

506

497

Jul 2022391

482

Jun 2022364

490

May 2022376

506

Apr 2022374

509

Mar 2022

399

507

Feb 2022

389

501

Key To Scores
Score Range

Risk Class

Relative Risk Level

Probability of Severely Delinquent Payment

587-799

A

minimal

1.04

546-586Bvery low

1.94

495-545

C

low

4.15

>422-494

D

average

12.21

387-421E

moderate

23.47

340-386

F

high

37.90

286-339Gvery high59.63

101-285H

severe78.28

T R A D E PA Y M E N T S

Paydex
Paydex60

On average, this business pays its bills: 22 days beyond terms
Payment experiences reflect how bills are met in relation to the terms granted. In some instances payments beyond terms canbe the result of disputes over merchandise, skipped invoices, invoice misunderstandings or administrative errors. Eachexperience shown represents a separate account reported by a supplier. Updated payment experiences replace those previously
reported. Amounts may be rounded to nearest figure in prescribed ranges.

Explanation of PAYDEX
A score of 80 denotes that payments reported to D&B have generally been made within terms. Scores over 80 indicate thatpayments reported to D&B have been made earlier than terms. The chart below outlines the specific 0-100 score and what itmeans.
Paydex

Payment Habit

100

Anticipate

90

Discount

80

Prompt70

15 days beyond terms

60

22 days beyond terms

50

30 days beyond terms

40

60 days beyond terms

30

90 days beyond terms

20

120 days beyond terms

0-19Over 120 days beyond terms

UN

Unavailable

Trade Summary
Date

Supplier Industry

Terms Usually Pays

Maximum Outstanding

Current Balance

Beyond Terms

31/12/22 Ref A

30

30$2,500$2,50031/12/22 Ref B

Wholesale Trade 30

30 - 60$70,000$70,000$25,000

31/12/22 Ref C

Manufacturing

30

90 - 90

$500

$500

$500

31/12/22 Ref C

Manufacturing

30

30

$250

$250

31/12/22 Ref C

Manufacturing

30

30

$100

$100

31/12/22 Ref C

Manufacturing

30

30

$750

$750

31/12/22 Ref C

Manufacturing

30

30$7,500$7,50031/12/22 Ref D

Services30

30$5,000$5,00031/12/22 Ref D

Services

30

30

$750

$750

31/12/22 Ref D

Services

30

30

$100

$100

31/12/22 Ref D

Services

30

30

$50

$50

31/12/22 Ref D

Services30

30$1,000$1,00031/12/22 Ref D

Services

30

30

$50

$50

31/12/22 Ref D

Services

30

30

$50

$50

31/12/22 Ref D

Services30

30$1,000$1,00031/12/22 Ref D

Services30

30$35,000$35,000

31/12/22 Ref D

Services

30

30

$100

$100

31/12/22 Ref D

Services30

30$7,500$7,50031/12/22 Ref D

Services

30

30

$50

$50

31/12/22 Ref D

Services30

120 - 150

$10,000$10,000$7,50031/12/22 Ref D

Services30

150 - 150

$1,000$1,000$1,00031/12/22 Ref D

Services

30

30

$50

$50

31/12/22 Ref D

Services30

30$1,000$1,00031/12/22 Ref D

Services

30

30

$250

$250

31/12/22 Ref D

Services30

30$2,500$2,50031/12/22 Ref D

Services30

30$2,500$2,50031/12/22 Ref D

Services30

30$2,500$2,50031/12/22 Ref D

Services

30

30

$50

$50

31/12/22 Ref D

Services

30

30

$100

$100

30/11/22 Ref B

Wholesale Trade 30

30$55,000$55,000$2,50030/11/22 Ref C

Manufacturing

30

60 - 60

$500

$500

$500

30/11/22 Ref C

Manufacturing

30

30 - 60$10,000$10,000$5,00030/11/22 Ref C

Manufacturing

30

30

$250

$250

30/11/22 Ref C

Manufacturing

30

30

$100

$100

30/11/22 Ref C

Manufacturing

30

30

$750

$750

30/11/22 Ref C

Manufacturing

30

30

$250

$250

30/11/22 Ref C

Manufacturing

30

30

$50

$50

30/11/22 Ref C

Manufacturing

30

30

$750

$750

30/11/22 Ref D

Services30

120 - 150

$7,500$7,500$7,50030/11/22 Ref D

Services30

150 - 150

$1,000$1,000$1,00030/11/22 Ref D

Services30

150 - 150

$500

$500

$500

30/11/22 Ref D

Services

30

30

$100

$100

30/11/22 Ref D

Services

30

30

$500

$500

30/11/22 Ref D

Services3030$10,000$10,000

30/11/22 Ref D

Services30

30$7,500$7,50030/11/22 Ref D

Services30

30 - 60

$750

$750

$500

30/09/22 Ref E

30

150 - 150

$50

$50

$50

30/09/22 Ref E

30

150 - 150

$50

$50

$50

30/09/22 Ref E

30

150 - 150

$50,000$50,000$45,000

30/09/22 Ref E

30

150 - 150

$50

$50

$50

P U B L I C R E C O R D I N F O R M AT I O N
Action:MAGISTATE COURT JUDGEMENTS - MAROOCHYDORE

Plaintiff:

Test

Amount:$1,000.00

Date:

20 Jun 2020

File No:

123456

Defendant:

D&B

Action:HIGH COURT JUDGMENTS

Address:479
ST KILDA ROAD
MELBOURNE
VIC

Amount:$6,254.00

Date:

29 Jun 2020

File No:QLD5152/14/0

Comments:

ACCEPTED

Public Filings

BANK
Daily Transactional Bank and Financing Bank TSB Bank Limited.
Subject does not maintain an overdraft facility.
Daily Transactional Bank, Financing Bank and Overseas Trading Bank Commonwealth Bank of Australia.
Subject's secured mortgage facility $100,000 is currently being used and is secured by company assets.
Current overdraft amount is $50,000.
Daily Transactional Bank WESTPAC BANKING CORPORATION.
Subject's secured mortgage facility $100,000 is currently being used and is secured by company assets.
Current overdraft amount is $0.

C U R R E N T I N V E S T I G AT I O N
On 28 Jul 2022 Tester, Test title and confirmed financial statement but However, on 28 Jul 2022, company information was
confirmed from subject's current annual report and website..

RevenueYear Ended 30/06/20
Year Ended 30/06/21$78,950,250$82,564,000
Turnover for the period ending 30/06/21 % increase (please specify) 3.000000% as compared to previous year due todecreased competition.

Net Profit
Year Ended 30/06/20
Year Ended 30/06/21$4,687,250$5,895,000

HISTORY

Statements
Subject was incorporated in Victoria on 02 Aug 1965.
Current ownership commenced in 1990.
Name was changed from KENTMORE CLOTHING PTY LTD to MOREKENT PTY LIMITED LTD to MOREKENT PTY LIMITED Time topresent name on 02 Aug 1995.

SharesShareholder as at 17 Jul 2015 .

Name of Shareholder:

Shares Held:% Held:EXECUTIVES

Executive(s)Name:

PATRICK WILLIAM KENT

Address:

55 MARLAND RD
COLLINGWOOD
VIC 3066
Australia

Appointment Date:

02 Aug 1965

Name:

Test Tester

Executive(s) Background
Name:

PATRICK WILLIAM KENT

Principals Background
Title:

Managing Director

Activity Status:

Inactive in day-to-day operations.

Name:Test Tester

Principals Background
Activity Status:

Inactive in day-to-day operations.

C O R P O R AT E S T R U C T U R E

Affiliates
MORELAND NOMINEES PTY. LIMITED,WA

74-881-7400

JIM AITKEN & PARTNERS NO 2 PTY LTD,VIC

75-136-6485

Trading StyleKENTMORE CLOTHING (MANUFACTURING) PTY LTD
KENTMORE CLOTHINGO P E R AT I O N SLine of Business:

Manufacture of men apparel; holding company; trustee company.
Subject acts as a holding company with its subsidiaries engaged in similar operations to subject.

Specialises in:Trousers, shirts and pyjamas

Trustee:

Trustee company on behalf of the Kentmore Discretionary Trust.

Exports:

to New Zealand and Papua New Guinea.

Imports:

from FranceItaly.

Major Clients:

Myer and David Jonesa

Major suppliers:

Perrson Trading
V X YarnScotts Australia
Air Sea Customs (NSW) Pty Ltd

Employs:

100 Group

Employee History:Year

No of Employees

Reasons

2017

100 Group2014

111 Group

2013

104 Group

2012

102 Group

Location:

Occupies premises at heading address.

F I N A N C I A L I N F O R M AT I O N
For the period ending 30 Jun 2021 the subject was shown to be a Small Proprietary Company.
As a trustee company, subject has the right to be indemnified out of trust assets against liabilities incurred on behalf of thetrust. However it is not entitled to make a profit. If the liabilities incurred exceed the indemnified assets, subject is liable for the
deficiency.
A search conducted on 28 Jul 2022 confirmed subject has not yet lodged its annual accounts for Year 2021.
Accounts are unaudited.
On 05 May 2022, Tester, Test title submitted the following Financial statement(s) dated 30 Jun 2021.

Financial Graphs

Comparatives
30 Jun 2021

30 Jun 2020

30 Jun 2019

Assets

11,257,200

10,051,000

25,108,660

Liabilities

5,001,250

4,910,951

6,005,953

WORKING CAPITAL

6,255,950

5,140,049

19,102,707

13,485,408

13,458,500

13,755,264

CURRENTOTHER
Tangible Assets

Liabilities

1,700,000

1,330,500

3,300,570

TANGIBLE NET WORTH

18,041,358

17,268,049

29,557,401

ANNUAL SALES

82,564,000

78,950,250

75,066,870

PROFIT AFTER TAX

5,895,000

4,687,250

6,131,219

CASH

3,652,200

3,000,000

3,078,025

ACCOUNTS RECEIVABLE

7,100,000

7,000,000

6,565,889

FIXED ASSETS

13,085,408

12,958,000

13,344,632

ACCOUNTS PAYABLE

3,006,250

3,025,000

1,682,819--

EMPLOYEES

123
30 Jun 2018

CURRENT
Assets23,858,273

Liabilities

9,503,616

WORKING CAPITAL

14,354,657

OTHER
Tangible Assets

14,310,539

Liabilities

6,630,007

TANGIBLE NET WORTH

22,035,189

ANNUAL SALES

62,899,491

PROFIT AFTER TAX

4,045,052

INVENTORY

13,329,134

CASH

2,677,825

ACCOUNTS RECEIVABLE

7,491,559

FIXED ASSETS

13,903,124

ACCOUNTS PAYABLE

4,994,517

EMPLOYEES

104

Balance Sheet
Balance Sheet
30/06/2021

30/06/2020

Cash & Bank

3,652,200

3,000,000

Trade Debtors

7,100,000

7,000,000

Prepayments

500,000

45,000Due from Related Companies

5,000

6,000

Total Current Assets

11,257,200

10,051,000

Land & Buildings

6,285,800

6,200,000

Leasehold Improvements

700,000

400,500

5,500,001

5,257,500

Motor Vehicles

550,025750,000

Office Furniture

49,582

Plant & Equipment

Other Fixed Assets
Future Income Tax Benefit-

350,000

400,000

500,500

Goodwill

1,500,000

2,300,000

Total Non-Current Assets

14,985,408

15,758,500

TOTAL ASSETS

26,242,608

25,809,500

Trade Creditors

2,156,250

2,275,000

Other Creditors

850,000

750,000

Loans secured

95,00075,000

Tax Liabilities

980,000

990,000

Provision for Employee Entitlements

920,000

820,951

Total Current Liabilities

5,001,250

4,910,951

Loans unsecured

1,200,000

980,000

500,000

278,500

Provision for Employee Entitlements
Provision for Deferred Tax

72,000Total Non-Current Liabilities

1,700,000

1,330,500

TOTAL LIABILITIES

6,701,250

6,241,451

NET ASSETS

19,541,358

19,568,049

Contributed Equity

13,000,002

13,000,002

Share Capital

5,741,356

Reserves

800,000

1,600,000

TOTAL SHAREHOLDER EQUITY

19,541,358

19,568,049

TOTAL LIABILITIES and EQUITY

26,242,608

25,809,500

Retained Profit

4,968,047

F I N A N C I A L A N A LY S I S
Short Term Financial Risk
CURRENT RATIOCurrent Assets/Current Liabilities
Year 2021 Industry Quartile
2021

2020

2019

Upper

Median

Lower

2.25

2.05

4.18

N/A

N/A

N/A

The Current Ratio compares Current Assets with Current Liabilities.
It is an indication of the ability of the subject to meet its debts as and when they fall due during the next year.
The optimum level varies according to the industry.
The higher the ratio the greater the level of assurance that the payment of creditors can be made.
Short Term Financial Risk
LIQUID RATIO
Cash & Debtors/Current Liabilities
Year 2021 Industry Quartile
2021

2020

2019

Upper

Median

Lower

2.15

2.04

1.61

N/A

N/A

N/A

The liquid ratio further defines the subject’s ability to meet commitments in the short term.
It is an indication of the ability of the subject to meet its debts as and when they fall due during the next year.
The optimum level varies according to the industry.
The higher the ratio the greater the level of assurance that the payment of creditors can be made.
Efficiency
COLLECTION PERIOD RATIO
Accounts Receivable/Sales x 365 Days
Year 2021 Industry Quartile
2021

2020

2019

Upper

Median

Lower

31.89

32.86

32.43

N/A

N/A

N/A

The collection period ratio measures the rate of collectability of the accounts receivable.
Generally, where most sales are for credit any collection period more than one-third over normal selling terms is indicative ofsome slow turning receivables.
Efficiency
ASSET TO SALES RATIO
Total Assets/SalesYear 2021 Industry Quartile
2021

2020

2019

Upper

Median

Lower

N/A

N/A

4.96

N/A

N/A

N/A

The asset to sales ratio ties in sales and the total investment that is used to generate those sales in order to determine whether
the company is over or undertrading.
Figures above the upper quartile in a paricular industry can indicate overtrading which may lead to financial difficulties.
Figures below the lower quartile can be the result of overly conservative or poor sales management.
Profitability

RATE OF RETURN ON ASSETS RATIONet Profit/Total Assets
Year 2021 Industry Quartile
2021

2020

2019

Upper

Median

Lower

N/A

N/A

21.36

N/A

N/A

N/A

The rate of return on assets ratio is the key indicator of profitability for a firm.
Companies which use their assets efficiently will have a relatively high return while less well-run businesses will have arelatively lower return.
Profitability
PROFIT MARGIN RATIONet Profit x 100/SalesYear 2021 Industry Quartile
2021

2020

2019

Upper

Median

Lower

7.14

5.94

8.17

N/A

N/A

N/A

The profit margin ratio determines the amount of re-employment by a company and which is used for dividends and reserves.
It is an indicator of a firms ability to withstand adverse conditions such as falling prices,rising costs and declining sales.
Companies not making adequate profits are vulnerable.

APPENDICES
The information in this report was last updated on 28 Jul 2022
Dun & Bradstreet Trade Program
Over 95 per cent of the trade references within this report are collected through the Dun & Bradstreet trade program.
Companies participating in this program supply Dun & Bradstreet with their monthly debtors ledgers which are converted into
individual trade references and added to the reports on a daily basis. Such references provide evidence of organisations
payment habits and due to their objectivity are generally more accurate than those obtained from suppliers provided as
references by the subject during the interview.
Note:

In some instances, payment beyond terms can be the result of disputes over merchandise,lost invoices, etc. In certain industries such as the building and construction industry, slow
payments may often be the norm. These circumstances should be given due consideration
when interpreting the subject's payment habits.

Dun & Bradstreet Court File
Information contained within this report includes court actions, summonses and judgements made over the past five years. The
information contained within the court file is updated daily with data gathered from the Magistrates, County, Supreme andDistrict Courts in each state.It should be noted that the Attorney General of NSW has prohibited the publication of Judgement
Debt information obtained through the local courts until such time it is satisfied with the Data Protection Laws in NSW. As aresult, for NSW the only judgement information published is that obtained through the customers of Dun & Bradstreet's
Receivable Management Services.

D & B Rating Glossary
D&B Rating - The D&B Rating consists of two parts, the Financial Strength Indicator and the Risk Indicator.
For example: in the case of a 2A 4 rating, 2A means the financial strength of the business and 4 is the risk indicator.
The Risk Indicator is used in conjunction with the Financial Strength Indicator. The Risk Indicator reflects D&B's opinion of therisk associated with trading with a specific business, notably the likelihood of business continuance or failure over the next 12months. Created from expert rules systems, the Risk Indicator is refreshed whenever data is loaded onto our databases. Please
see the table below for the Risk Indicators and their corresponding values.
Risk Indicators
4 Significant level of risk

Take suitable assurances before extending credit

3 Greater than average risk

Proceed with transaction but monitor closely

2 Low risk

Proceed with transaction

1 Minimal risk

Proceed with transaction - offer terms required- Insufficient information to assign a risk
indicator

No public information or D&B proprietary information available to indicate
trading activity

The Financial Strength Indicator is based on either Net Worth or Issued Capital. The table below contains the possible values.
Financial Strength Indicator

Range

Net Worth

Capital

FROM

TO

5A

5AA

$42,000,000

And above

4A

4AA$17,500,000$42,000,000

3A

3AA

$8,400,000$17,500,000

2A

2AA

$1,750,000$8,400,000

1A

1AA

$840,000$1,750,000AAA$420,000$840,000

BBB$241,500$420,000

CCC$122,500$241,500

DDD$84,000$122,500E

EE$42,000$84,000

FFF$24,500$42,000

G

GG$10,500$24,500

H

HH

0$10,500

Alternate Ratings UsedN

Financial Strength is negativeO

Financial Strength is undisclosed

NB

New Business: Less than 24 months

NQ

Out of Business: Business has ceased to trade

Confidentiality
CONFIDENTIAL....THIS INFORMATION IS PROVIDED BY D&B EUROPE LTD SUBJECT TO THE TERMS AND CONDITIONS OF
YOUR SUBSCRIPTION CONTRACT AND IS NOT TO BE DISCLOSED.
This report is forwarded to the Subscriber in strict confidence for the use by the Subscriber
as one factor to consider in connection with credit and other business decisions. This reportcontains information compiled from information which Dun & Bradstreet does not control
and which has not been verified unless otherwise indicated in this report. Dun & Bradstreet
therefore cannot accept responsibility for the accuracy, completeness or timeliness of thereport. Dun & Bradstreet disclaims all liability for any loss or damage arising out of or inanyway related to the contents of this report.
COPYRIGHT 2023 DUN & BRADSTREET. THIS REPORT MAY NOT BE REPRODUCED IN WHOLE OR IN PART IN ANY FORM OR
MANNER WHATSOEVER.
END OF REPORT