Inventory, Channel, Commercial Auto, Vendor and Equipment Finance US Privacy NoticeRev. 03/2024

FACTS

WHAT DO CERTAIN SUBSIDIARIES AND AFFILIATES OF WELLS FARGO &COMPANY (COLLECTIVELY, “WELLS FARGO”) DO WITH YOUR PERSONALINFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right tolimit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect yourpersonal information. Please read this notice carefully to understand what we do.
In this notice, “you” and “your” refer to the business that we provide our product or service to.

What?

The types of personal information we collect and share depend on the product or service that you have with us.
This information can include:• Commercial credit application information, including, but not limited to, Social Security Number, date of birth, thedriver’s license/state ID/passport information, and credit history of your owners, guarantors, and key individuals,
including but not limited to:– Individuals who, directly or indirectly, through any contract, arrangement, understanding, relationship, orotherwise, own an equity interest in the business– Any executive officers or senior managers (e.g., Chief Executive Officer, Chief Financial Officer, Chief
Operating Officer, Managing Member, General Partner, President, Vice President, Treasurer) or any otherindividual who regularly performs similar functions for the business– Individuals guaranteeing the business’ obligations to us• Information contained in your financial statements, organizational documents, and other business documentation• Contact information, including the phone numbers and email addresses, belonging to you and individuals
employed by or affiliated with you (other than information made available to the general public)How?

All financial companies need to share customers’ personal information to run their everyday business. In thesection below, we list the reasons financial companies can share their customers’ personal information, thereasons Wells Fargo chooses to share, and whether you can limit this sharing.

Reasons we can share your personal information

Does Wells
Fargo share?

Can you limit
this sharing?

For our everyday business purposes — such as to process yourtransactions, maintain your account(s), respond to court orders and legal
investigations, or report to credit bureaus

Yes

No

For our marketing purposes — with service providers we use to offer ourproducts and services to you (please see below to limit the ways in which wecontact you)Yes

NoFor joint marketing with other financial companies

NoWe don’t share

For our affiliates’ everyday business purposes — information about yourtransactions and experiences

Yes

No

For our affiliates’ everyday business purposes — information about yourcreditworthiness

Yes

Yes

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

NoWe don’t share

Document Number: 25309003

To limit oursharing

Call 1-800-553-8232 or e-mail uscomscaresupport@wellsfargo.com to inform us of the privacy
preferences for your account.
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent
this notice. When you are no longer our customer, we can continue to share your information as
described in this notice.

To limit direct
marketing

However, you can contact us at any time to limit our sharing.
Call 1-800-553-8232 or e-mail uscomscaresupport@wellsfargo.com to inform us of the privacy
preferences for your account.
Please note:
A Do Not Call election is effective for five years (or while you are an active customer, if longer). The
Do Not Mail election is effective for three years. You may continue to receive marketing informationin regular account mailings and statements or when you visit us online. You may also be contacted
to service your account or participate in surveys.
The relationship manager or team may continue to contact you to assist you in managing youraccount relationship.

Questions?
Who we are

Who is providing thisnotice?

Call 1-800-553-8232 or e-mail uscomscaresupport@wellsfargo.com.

Wells Fargo & Company and the following subsidiaries and affiliates: Wells Fargo Bank, N.A.; Wells
Fargo Financial Leasing, Inc.; Wells Fargo Vendor Financial Services, LLC; Wells Fargo Equipment
Finance, Inc.; Wells Fargo Capital Finance, LLC; Wells Fargo Commercial Distribution Finance,LLC; Brunswick Acceptance Company, LLC; Polaris Acceptance; and HYG Financial Services, Inc.
This notice applies to information collected in connection with a COMS Account and aCEO/Vantage Account. A “COMS Account” is an account that is capable of being managed throughWells Fargo’s Customer Online Management System (COMS®) system. A “CEO/Vantage Account”
is an account: (i) that is offered by Channel Finance, Vendor Financial Services and Commercial
Auto to a customer with a COMS Account; and (ii) that is accessible through Commercial ElectronicOffice® (CEO®) and/or Wells Fargo VantageSM (VantageSM). This notice overrides any privacy noticeprovided in CEO® and/or VantageSM for any CEO/Vantage Account.

What we do

How does Wells Fargo
protect my personalinformation?
How does Wells Fargo
collect my personalinformation?

To protect your personal information from unauthorized access and use, we use security measuresthat comply with federal law. These measures include computer safeguards and secured files andbuildings.
For more information, visit www.wellsfargo.com/privacy-security.
We may collect personal information, for example, when:
▪
▪
▪
▪
▪

▪
Why can’t I limit allsharing?

The business applies for a credit facility through the Online Credit Application portal
You create an online account using the Customer Online Management Systems (COMS®)
The business submits a credit application or otherwise contacts us for certain financing
services
We collect personal information from others, such as credit bureaus or affiliates
You provide us with periodic updates or certifications of certain business information at ourrequest or due to changes to the business’ credit facility (for example, an increase to a lineof credit)
You seek advice about your investments

Federal law gives you the right to limit only:▪
▪
▪
▪

Sharing for affiliates’ everyday business purposes — information about your creditworthiness
Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you
Sharing for joint marketing with other financial companies

State laws and individual companies may give you additional rights to limit sharing.
Document Number: 25309003

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.
▪

Nonaffiliates

Affiliates include, without limitation: Wells Fargo Bank, N.A.; Wells Fargo Financial Leasing, Inc.;
Wells Fargo Vendor Financial Services, LLC; Wells Fargo Equipment Finance, Inc.; Wells Fargo
Capital Finance, LLC; Wells Fargo Commercial Distribution Finance, LLC; Brunswick AcceptanceCompany, LLC; Polaris Acceptance; and HYG Financial Services, Inc.

Companies not related by common ownership or control. They can be financial and non-financial companies.
▪ Wells Fargo does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products orservices to you.
▪ Wells Fargo does not jointly market.

Other important information
Do Not Call Policy. This Privacy Notice constitutes Wells Fargo’s Do Not Call Policy under the Telephone Consumer Protection
Act for all consumers. Wells Fargo maintains an internal Do Not Call preference list. Do Not Call requests will be honored within
30 days and will be effective for at least five years from the date of request. Telemarketing calls or prerecorded/artificial message
calls may be made to residential or cellular phone numbers that appear on the Wells Fargo Do Not Call list with the appropriate
consent. If you do not have an account with Wells Fargo & Company, call 1-800-869-3557 (1-800-TO-WELLS) to be placed on theWells Fargo & Company’s Do Not Call list.
Nevada Residents: We are providing you this notice pursuant to state law. You may be placed on our internal Do Not Call List byfollowing the directions in the To limit direct marketing section. For more information contact us at 1-800-869-3557;
privacycenter@wellsfargo.com, or Wells Fargo, P.O. Box 5110, Sioux Falls, SD 57117-5110. Or contact the Bureau of Consumer
Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; 702-486-3132;
AgInfo@ag.nv.gov.
Vermont Residents: We will not disclose information about your creditworthiness to our affiliates and will not disclose yourpersonal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, otherthan as permitted by Vermont law, unless you authorize us to make those disclosures.
State law: We follow state law where state law provides you with additional privacy protections.
©2024 UPN ICCVEF5822 Rev 03/08/2024

Document Number: 25309003