Wells Fargo U.S. Consumer Privacy Notice

FA CTS

Rev. 10/23

WHAT DOES WELLS FARGO DO
WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers
the right to limit some but not all sharing. Federal law also requires us to tell you how we collect,share, and protect your personal information. Please read this notice carefully to understand what
we do.

What?

The types of personal information we collect, and share depend on the product or service you
have with us. This information can include:• Social Security number and employment information• Account balances and transaction history• Credit history and investment experienceHow?

All financial companies need to share customers’ personal information to run their everyday business.
In the section below, we list the reasons financial companies can share their customers’ personal
information; the reasons Wells Fargo chooses to share; and whether you can limit this sharing.
Does Wells Fargo
share?

Can you limit
this sharing?

For our everyday business purposes — such as to process your transactions,maintain your account(s), respond to court orders and legal investigations, orreport to credit bureaus

Yes

No

For our marketing purposes — with service providers we use to offer ourproducts and services to you (please see below to limit the ways in which wecontact you)

Yes

No

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business purposes — information about yourtransactions and experiences

Yes

No

For our affiliates’ everyday business purposes — information about yourcreditworthiness

Yes

Yes

For our affiliates to market to you

Yes

YesFor nonaffiliates to market to you

NoWe don’t share

Reasons we can share your personal information

To limit oursharing• Call 1-888-528-8460—our menu will prompt you through your choices.
• Online and mobile banking customers – sign on and from the My Profile or Profile
menu, select Change Privacy Preferences or Privacy Preferences.
Please note: If you are a new customer, we can begin sharing your information 30 days from the date
we sent this notice. When you are no longer our customer, we can continue to share your information
as described in this notice.
However, you can contact us at any time to limit our sharing.

To limit
directmarketing• To limit our direct marketing to you by mail or telephone, call 1-888-528-8460—our menu willprompt you through your choices.
• Online and mobile banking customers – sign on and from the My Profile or Profile
menu, select Change Privacy Preferences or Privacy Preferences.
Please note: A Do Not Call election is effective for five years, or while you are an active consumer
customer, if longer than five years. The Do Not Mail election is effective for three years. You maycontinue to receive marketing information in regular account mailings and statements, when you visit
us online or at an ATM. You may also be contacted to service your account or participate in surveys.
If you have an assigned client manager or team, they may continue to contact you to assist you inmanaging your portfolio or account relationship.

Questions?

Call 1-800-TO-WELLS (1-800-869-3557) or go to wellsfargo.com/privacy-security© 2023 Wells Fargo & Company. All rights reserved.
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FA CTS

WHAT DOES WELLS FARGO DO
WITH YOUR PERSONAL INFORMATION?

Who we are
Who is providing
this notice?

Wells Fargo U.S. companies that use Wells Fargo in their names, except for entities andbusinesses that provide their own notice, and other companies listed in the Wells
Fargo U.S. legal entities and businesses section below.

What we do
How does Wells Fargo
protect my personal
information?

To protect your personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures include computer
safeguards, secured files, and buildings. For more information visit
wellsfargo.com/privacy-security

How does Wells Fargo
collect my personalinformation?

We collect your personal information, for example, when you:
• Open an account or make deposits or withdrawals from your accounts• Apply for a loan or use your credit or debit card
• Seek advice about your investments
We also collect your personal information from others, such as credit bureaus, affiliates,or other companies.

Why can’t I limit all
sharing?

Federal law gives you the right to limit only:• Sharing for affiliates’ everyday business purposes — information about yourcreditworthiness• Affiliates from using your information to market to you• Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.

What happens when
I limit sharing for an
account I hold jointlywith someone else?

Your choices will apply individually unless you tell us otherwise. Any account holder may
express a privacy preference on behalf of the other joint account holders.

Definitions
AffiliatesCompanies related by common ownership or control. They can be financial and nonfinancial companies.
• Our affiliates include financial companies with Wells Fargo in their name such as
Wells Fargo Bank, N.A., and Wells Fargo Clearing Services, LLC.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.
• Wells Fargo does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market
financial products or services to you.
• Wells Fargo does not jointly market.

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Other important information
Important Notice about Credit Reporting: We may report information about your account(s) to credit bureaus and/or consumer reporting agencies. Late payments, missed payments, or other defaults on your account(s) may bereflected in your credit report and/or consumer report.
Do Not Call Policy. This Privacy Notice constitutes Wells Fargo’s Do Not Call Policy under the TelephoneConsumer Protection Act for all consumers. Wells Fargo maintains an internal Do Not Call preference list. Do NotCall requests will be honored within 30 days and will be effective for at least five years from the date of request.
Telemarketing calls or prerecorded/artificial message calls may be made to residential or cellular phone numbersthat appear on the Wells Fargo Do Not Call list with the appropriate consent. If you do not have an account withWells Fargo & Company, call 1-800-869-3557 (1-800-TO-WELLS) to be placed on the Wells Fargo & Company’s
Do Not Call list.
Nevada residents: We are providing you this notice pursuant to state law. You may be placed on our internal Do Not
Call List by following the directions in the To limit direct marketing section. For more information regarding ourtelemarketing practices, contact us at1-800-869-3557; PrivacyCenter@wellsfargo.com, or Wells Fargo, P.O. Box5110, Sioux Falls, SD 57117-5110. If you would like more information regarding this Nevada law, contact: Bureauof Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV89101; 702-486-3132; AgInfo@ag.nv.gov.
Vermont residents: We will not disclose information about your creditworthiness to our affiliates other than as
permitted by Vermont law, unless you authorize us to make those disclosures.
Business-to-business: Wells Fargo is committed to protecting personal information that may be collected online
and offline in a business-to-business context, including the personal information of individuals in their capacities asrepresentatives of business entities. For the categories of personal data that Wells Fargo may collect and how weuse it, see the Wells Fargo California Consumer Privacy Notice at Collection at https://www.wellsfargo.com/privacysecurity/notice-of-data-collection/.

Wells Fargo U.S. legal entities and businesses covered by this notice
Wells Fargo U.S. banks, except banks and businesses listed below as having their own privacy notice, and companies
with “Wells Fargo” in their names, including Wells Fargo Bank, N.A. -.
The following legal entities and businesses are not covered by this notice and have separate privacy notices:• Wells Fargo Retail Services, a division of Wells Fargo Bank, N.A.
• Wells Fargo Clearing Services, LLC; or Wells Fargo Clearing Services, LLC, doing business as Wells Fargo Advisors• Wells Fargo Advisors Financial Network, LLC• Any insurance company, insurance agency or other company that has its own privacy notice or policy.
• Businesses that have provided a separate privacy notice governing specified accounts or relationships

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