Procedures Available via the App: Open an Account

For Foreign Nationals

STEP 3. Enter Required Information

Confirmation of Date of Entry into Japan1

 onfirm or Correct Your Date of Entry
C
into Japan

Please review the provided information. If
everything is correct, select “For sure” to proceed
to the next screen.
If you need to make a correction, select “Modify”
and enter the correct details.

YYYY/MM/DD

1

37

Procedures Available via the App: Open an Account

For Foreign Nationals

STEP 3. Enter Required Information

Enter Other Information
Enter Your Phone Number
1Enter Your Phone NumberEnter your phone number.

2

Confirm Your Phone Number

Tap the Confirm button and proceed to the nextscreen.

If you have a phone number, you must enterit. (If you do not have a phone number, leaveit blank and select “I do not have a phone”
Once you have a phone number, please
register it at an ATM or other Japan Post Bank
location.)1

3 digits

4digits 4 digits

2

Japanese mobile number

38

Procedures Available via the App: Open an Account

For Foreign Nationals

STEP 3. Enter Required Information

Selecting Gender1

Selecting Gender

Select your gender.

1

39

Procedures Available via the App: Open an Account

For Foreign Nationals

STEP 3. Enter Required Information

Confirmation of Employment or Enrollment in School* This screen is displayed only to certain individuals.

Individuals with residence status as “Student” or“Technical Intern Training” are required to provide
additional enrollment verification.

1

 electing Enrollment Verification
S
Documents

Select the enrollment verification documents you
are able to provide.

1

40

Procedures Available via the App: Open an Account

For Foreign Nationals

STEP 3. Enter Required Information

Photographing Your Enrollment Verification Documents* This screen is displayed only to certain individuals.
= NUFS Student Card
Photograph your student ID, employee
ID, or certificate of enrollment.

1

Tap “Start camera”
2

Tap “Start camera” and proceed to thenext screen.

2

Photographing Your
Enrollment Verification
Documents

Follow the instructions on the screen,2

place your proof of enrollment
within the frame, and press the“Photographing” button.

3

1

Confirmation of PhotographIf the image is not clear or if somethingother than the proof of enrollment is in
the picture, please retake it.
If everything looks good, select “Usethis image” and proceed to the nextscreen.

Please retake the photo if
Cases requiring re-photography

3

Image is not clear

Something other than thecertificate is in the image

If the photos you submit are blurry or contain
unintended objects, you may be asked toresubmit your application.

41

Procedures Available via the App: Open an Account

For Foreign Nationals

STEP 3. Enter Required Information

Select Your Occupation1

Selecting Your Occupation

Select your occupation from the listed options.
The options are as follows.
Company employee / Organization employee
Company officer / Organization officer
Part-time worker / Temporary worker / Contract
workerSole proprietorship / self-employment
Public servant
Lawyer / Judicial Scrivener / Accountant / Tax
Accountant / Administrative Scrivener
Housewife/Househusband
Retired person / Unemployed person / Preschooler
Student

1

Other

If you select “Other” in the options given for“Occupation,” a field will appear for you toenter the details of your occupation. Please
enter the details in Japanese.

Select “Student”.

42Procedures Available via the App: Open an Account

For Foreign Nationals

STEP 3. Enter Required Information

Confirmation for Non-Resident Individuals* This screen is displayed only to certain individuals.

1

Review the Precautions

2
1

Select “Confirm Notes” and proceed
to the next screen.
Please be sure to read theprecautions.

2

Confirm and Proceed

After reviewing the notes.
Tap “ 閉じる（Close）”.

Please proceed to the next screen.

3

1

 onfirmation of Owning aC
Permanent Establishment
in Japan

Select the option that matches yoursituation and proceed to the nextscreen.

4

 nter the Name of theE
Permanent Establishment

Enter the name of the permanentestablishment. Once it is entered,
select the Confirm button andproceed to the next screen.

5

3

4

5

 nter the Address of theE
Permanent Establishment

Please enter the address of thepermanent establishment. Once it isentered, select the Confirm buttonand proceed to the next screen.

Please enter the name and address of the permanent establishment in Japanese.
Please refer to P73 for details on how to confirm the address.

43

Procedures Available via the App: Open an Account

For Foreign Nationals

STEP 3. Enter Required Information

Confirmation of Your Country of Residence (Tax Country)
Confirmation of the countryof residence (country of tax
residence), etc. in accordance with
the Special Laws and Regulations
for Implementation of Tax
Conventions, etc
1 onsent to the country of residenceC(country of tax residence), etc. inaccordance with the Special Laws
and Regulations for Implementationof Tax Conventions, etc

If you agree with the content of the declaration,
tap “Agree”.

1

44

Procedures Available via the App: Open an Account

For Foreign Nationals

STEP 3. Enter Required Information

Your Country of Residence (Tax Country)* This screen is displayed only to certain individuals.

1

Select Your Country of Residence(Tax Country)
If your country of residence is “Japan only”
Select “Japan only”.

If your country of residence is“other than Japan”
Select “Other than Japan”.
Individuals who select “Other than Japan” fortheir country of residence (tax country) willneed to prepare their tax indefication number.

1

45

Procedures Available via the App: Open an Account

For Foreign Nationals

STEP 3. Enter Required Information2

Select the Main Country of Residence (Countryof Tax Residence)

Please select your main country of residence (tax residence)from the options provided on the screen. You can select up
to 3 countries.

2

Please noteCountry of residence refers to the country where you have a tax address. If you
are a resident of Japan, you must declare Japan as your country of residence.
If you have any questions, please contact your nearest tax office.
Based on the Special Laws and Regulations for Implementation of Tax Conventions, certain
information about non-resident accounts (including name, address, date of birth, country ofresidence (tax country), taxpayer identification number, and account balance, etc.,) will bereported to the National Tax Agency.
Declaring your country of residence (tax country) etc., is a legal obligation, and we cannot
proceed with any transactions if you do not agree to this declaration and the reporting to the
National Tax Agency. We appreciate your understanding.
In accordance with the United States’ Foreign Account Tax Compliance Act (FATCA), we are
required to submit consent forms to the IRS (Internal Revenue Service) for the disclosure of
information when US persons are identified during transactions.

46

Procedures Available via the App: Open an Account

For Foreign Nationals

STEP 3. Enter Required Information

3

Confirmation or Correction of Your NameClassification

Please check the information on the screen. If you are sure,please select “For sure” and proceed to the next screen.
If you wish to correct the information, please select “Modify”
and enter the correct information.

4

Enter the Tax Identification Number

Please enter the alphanumeric tax identification number ofyour country of residence.

We request that you enter your tax
identification number unless your country ofresidence does not have a tax identification

3

number system or you are unable to present
it due to the laws and regulations of thatcountry.
* If you do not enter your tax identification number, you
may not be able to open an account.

5

Confirm the Tax Identification Number

Please tap the Confirm button and proceed to the nextscreen.

4

547

Procedures Available via the App: Open an Account

For Foreign Nationals

STEP 3. Enter Required Information

6

Enter the Address of Your Residence

Please enter the address of your residence.

Please enter your address in alphabeticalcharacters. There is no need to enter the nameof the country. In addition to alphanumericcharacters and spaces, the / - ( ) symbol canbe entered.

7

Confirm the Address of Your Residence

Please tap the Confirm button and proceed to the nextscreen.

67

For individuals whose primary country of residence (country of tax payment) is “U.S.A.” or whose nationality is“U.S.A.”, please enter or confirm your U.S. tax identification number, name classification, address in Japan (inromanized letters)*, and address in the United States (in romanized letters).
* We will convert your address into romanized letters, but some letters may not be converted. If this is the case, please correct those parts only.

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Procedures Available via the App: Open an Account

For Foreign Nationals

STEP 3. Enter Required Information

Declaration of Purpose of Making Transactions
Declaration Regarding the Purposeof Transactions, Based on the
Act on Prevention of Transfer of
Criminal Proceeds
1 onfirmation of “About Verification atC
the Time of Transaction”

Tap “About Verification at the Time of Transaction”
and confirm the content.

2

Tap “Next”

Tap the “Next” button and proceed to the nextscreen.

1

149

Procedures Available via the App: Open an Account

For Foreign Nationals

STEP 3. Enter Required Information

Select the Business/Industry in Which You Work, the Type of WorkYou Do, and the Position You Hold.
* This screen is displayed only to certain individuals.

1

Select Each Item

Select the options that apply to you from the listed options.

If you select “Other” in any category, a field

You can make multiple selections for Business/

will appear for you to enter your information.

Industry type.

Please input the details in Japanese.

1

1
1

50

Procedures Available via the App: Open an Account

For Foreign Nationals

STEP 3. Enter Required Information

Select Annual Income* This screen is displayed only to certain individuals.

1

Select Annual Income

Please select your annual income from the listed
options.
The options are as follows.
Less than 1 million yen
Over 1 million yen to 3 million yen
Over 3 million yen to 5 million yen
Over 5 million yen to 7 million yen
Over 7 million yen to 9 million yen
Over 9 million yen to 12 million yen
Over 12 million yen
151Procedures Available via the App: Open an Account

For Foreign Nationals

STEP 3. Enter Required Information

Entering the Name of the Company or School Where You Work or
Study* This screen is displayed only to certain individuals.

1Entering the Name of the Company or
School Where You Work or StudyEnter the name of the company or school.

Enter the name of the company or school inJapanese. Alphabetical characters includedin the name of the company or school should
be written as they are.

2

Confirm Your Entry

Tap the Confirm button and proceed to the nextscreen.

Please enter the name of the university in Japanese.
なごや がいこくご だいがく

名古屋外国語大学
12

名古屋外国語大学

52

Procedures Available via the App: Open an Account

For Foreign Nationals

STEP 3. Enter Required Information

Enter the Address of Your Workplace or School* This screen is displayed only to certain individuals.

1

 nter the Address of Your WorkplaceEor School

Enter the address of your workplace or school inJapanese. If you know the zip code, select “Search
the address by zip code”, if you do not know theaddress, select “Select from Prefecture”.

Enter the address in Japanese.

Please refer to P73 for details on how to
confirm the address.

1

Please enter the address of the university in Japanese.

Zip Code: 470 - 0131
Address:
あいちけん

にっしんし

いわさきちょう たけのやま

愛知県 日進市 岩崎町 竹ノ山57
Aichi-ken, Nisshin-shi, Iwasaki-cho, Takenoyama 57

53

Procedures Available via the App: Open an Account

For Foreign Nationals

STEP 3. Enter Required Information

Enter the Phone Number of Your Workplace or School* This screen is displayed only to certain individuals.

1Enter the Phone Number of Your 		Workplace or School

Enter the phone number of your workplace orschool.

2

Confirm the Phone Number of Your 		Workplace or School

Tap the Confirm button and proceed to the nextscreen.

Please enter the phone number of the university.

International Office: 0561-75-1756

1

0561

75

1756

2

54

Procedures Available via the App: Open an Account

For Foreign Nationals

STEP 3. Enter Required Information

Confirmation Regarding Transactions With Countries Subject toEconomic Sanctions, etc
1 bout Countries Subject to Economic
A
Sanctions, etc

Tap “About countries subject to economic
sanctions, etc” and confirm the content.

2

Select Relevant Situation

Please select the appropriate response andproceed to the next screen.

1

2

55

Procedures Available via the App: Open an Account

For Foreign Nationals

STEP 3. Enter Required Information

Select the Use of Your Account1

 elect the Main Use of YourS
Account

Select the main use of your account fromthe listed options.
The options are as follows.
Savings / Asset Management
Salary receipt

3

Pension receipt
Settlement of living expenses

1

2

Loans
Foreign Exchange
Other

2

Select Other Uses for Your AccountIf you have other uses for your account, please
select them from the listed options. Select allthat apply.

3

Confirm the Purpose of Use

Once you've selected all applicable purposes ofuse, tap the Confirm button to proceed to thenext screen.

Please specify all intended uses of the account.
If you have no other purpose other than the main one, select “No other purpose of use” for ② “Select otheruses for your account”

If you select “Other” in the options given for “Purpose of use,” a field will appear for you to enter the details ofyour purpose of use. Please input the details in Japanese.

56

Procedures Available via the App: Open an Account

For Foreign Nationals

STEP 3. Enter Required Information

Reason for Needing To Open an Account With Japan Post Bank
* This screen is displayed only to certain individuals.

1

 nter the Reason for Opening an
EAccount

Please enter the reason for opening the account inJapanese.

2

 onfirming the Reason for Opening anCAccount

Tap the Confirm button and proceed to the nextscreen.

The reason for opening an account is toreceive the scholarship from the university.
しょうがくきん

Please enter “ 奨学金 ” here.
1

奨学金

2

57

Procedures Available via the App: Open an Account

For Foreign Nationals

STEP 3. Enter Required Information

Selection of the Source of Funds for Transaction
1

Select the Source of Funds

Please select the source of funds for thetransaction.

If you select “Other” in the options given for“Source,” a field will appear for you to enter
the details of the source of funds. Please
input the details in Japanese.

1

Please select “Other”.

58Procedures Available via the App: Open an Account

For Foreign Nationals

STEP 3. Enter Required Information

Detailed Entry of the Source of Funds for Transaction* This screen is displayed only to certain individuals.

1

 nter the Details Regarding theE
Source of Funds

Please enter more detailed information about thesource of funds in Japanese.

2

 onfirm the Details Regarding theC
Source of Funds

Please tap the Confirm button and proceed to thenext screen.

しょうがくきん

Please enter “ 奨学金 ” here.
1

奨学金

2

59

Procedures Available via the App: Open an Account

For Foreign Nationals

STEP 3. Enter Required Information

Selection of Transaction Frequency and Amount1

Selection of Transaction Frequency and Amount

Please select the purpose of the transaction from the listed options.

For details on transaction frequency and transaction amount,please check the explanation by clicking the “

1” mark in the chat.

1

60

Procedures Available via the App: Open an Account

For Foreign Nationals

STEP 3. Enter Required Information

Cash Transactions Exceeding 2 Million Yen per Transaction1 election of Planned Transaction
S
AmountIndividuals planning cash transactions (deposits/
refunds) exceeding 2 million yen per transaction
should select “Yes”.
Individuals not planning such transactions should
select “No”.

If “Yes” is selected, an input field will appear.
Please enter the reasons for these cashtransactions in Japanese.

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Procedures Available via the App: Open an Account

For Foreign Nationals

STEP 3. Enter Required Information

International Money Transfer
1Confirmation of Planned International Money Transfers

Individuals planning international money transfers should select “Yes” and proceed to the next screen.
Those with no such plans should select “No” and check P63.

2

Select Your Planned Procedures

Follow the chat instructions to select your planned procedures, the countries where you plan to makeinternational money transfer transactions, and the frequency of transactions.

3Tap “Next”

Once you have selected your transaction details, please tap "Next" to proceed to the next screen.

2
1

3

62

Procedures Available via the App: Open an Account

For Foreign Nationals

STEP 3. Enter Required Information

Set Your Cash Card PIN
1

Setting Your PIN

Enter a 4-digit PIN for your cash card.

2Confirmation of PIN

Re-enter the PIN entered in Step ① forconfirmation.

3

Confirm Details

Once you've entered your PIN, tap the Confirm
button to proceed to the next screen.
1
Unable to use easily guessable numbers foryour cash card PIN, such as:

2

3

Repeated numbers
Consecutive numbers
Birth dates
Keep your PIN secure, as it will be requiredfor various transactions after opening youraccount.

63

Procedures Available via the App: Open an Account

For Foreign Nationals

STEP 3. Enter Required Information

Setup Yucho DirectEntering the login password for
Yucho Direct (Internet Banking)1

Setting a Login Password

Set your login password for Yucho Direct.
Set your Yucho Direct login password using 8 to
12 alphanumeric characters, including at least one
number, one lowercase letter, and one uppercase
letter.

2

Confirmation of Login Password

Re-enter the login password entered in Step ① forconfirmation.

3

Confirm Details

Once you've entered your login password, tap the
Confirm button to proceed to the next screen.

The Confirm button will not activate if the1

password does not meet these requirements.

2

3

The password is required when logging in to
Yucho Direct, make sure to write it down.

64

Procedures Available via the App: Open an Account

For Foreign Nationals

STEP 4. Check the Transaction Detail

Confirm Your Details
1

Tap “Check the transaction detail”

Tap “Check the transaction detail” and proceed to
the next screen.

1

66

Procedures Available via the App: Open an Account

For Foreign Nationals

STEP 4. Check the Transaction Detail

Items for Confirmation
Please confirm each item before proceeding withthe procedure.

1

Confirmation of Each Item

Please review each item carefully and tap thecheckbox if everything is correct.

2

1

Review your information

The information you entered or selected will be
displayed.
Please make sure that the information you enteredis correct.

If any of the information you entered isincorrect, please tap “Modify” next to the item
to correct it.
You may be asked to re-enter information foritems other than those you have selected.

2

3

Tap “After confirmation, proceed to
the next step”

Please tap “After confirmation, proceed to the nextstep” and proceed to the next screen.

367

Procedures Available via the App: Open an Account

For Foreign Nationals

STEP 4. Check the Transaction Detail

About Application Screening
When Opening an AccountYour application will be screened by the Saving
Administration Center.

1

Tap “Check the notes on screening”

Tap “Check the notes on screening” and proceed to
the next screen.

2

Tap “After confirmation, proceed to
the next step”

After reviewing the notes regarding the screening
process, please tap “After confirmation, proceed to
the next step” and proceed to the next screen.

1

2

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Procedures Available via the App: Open an Account

For Foreign Nationals

STEP 4. Check the Transaction DetailEnter Your E-mail Address
1E-mail Address for Notification of Screening Results

Please enter your personal e-mail address.

2

Confirm Your Entry

Please tap the Confirm button and proceed to the next screen.

3

Confirmation of Entry Details

If the e-mail address you entered is correct,
please tap “For sure” and proceed to the next screen.

4

1

2

Tap “Send e-mail”

Please tap “Send e-mail” and proceed to the next screen.

5Enter Your Confirmation Number

Please enter the 6-digit confirmation number from thee-mail sent to the e-mail address you provided.

Notes aboute-mail addresses
To confirm your e-mail address, you will receive
an application confirmation e-mail from thee-mail address below.
information@tetsuzuki.jp-bank.japanpost.jp

6Confirm Confirmation Number

Please tap the Confirm button and proceed to the next

Depending on your settings, the e-mail may
end up in your spam folder.
Please check your e-mail settings in advance.

screen.

3

4

5

6

69

Procedures Available via the App: Open an Account

For Foreign Nationals

STEP 4. Check the Transaction DetailCompletion of Application
This completes the application process.
We will proceed with opening your account if
your application is successful upon screening.
The results of your application will be sent to
the e-mail address you provided.

Please make sure to note down yourconfirmation number and contact
information.

Notes:
Email with the resultsof your screening
The results of your screening
will be sent to your registerede-mail address.
* You will be notified of the results of yourscreening in approximately two weeks

Cash card

Account information

Your cash card will be sent
to your registered addressapproximately two weeks after
your account has been opened.
The cash card will be sent via
simple registered mail (with noforwarding service). Please notethat if you do not receive yourcash card, your account may besubject to transaction limits.

You will receive a Yucho Direct
customer number along with yourcash card.		
Please log in to Yucho Direct for
the first time using your customer
number and the password you set
when opening your account.
* Make sure to store your “customer number”
and “account number” in a safe place.

* Depending on the screening results ofyour application, we may decline to open
an account for you.

70

Frequently Asked Questions

4

For Foreign Nationals

Frequently Asked Questions

If you have any problems using the application, please refer to the FAQs on the Japan Post Bank website.

About Account Opening Application

Who can open an account?
Individuals 16 years of age or older residing in Japan are eligible to open an account.
Please note that you will not be able to open an account if any of the following apply to you.

Customers who already have a general account with Japan Post Bank
(This also applies to customers who are not currently using the account except in cases where theaccount has already been closed).
Individuals who are sole proprietors, corporations, or organizations (associations without juridical
personality)
Individuals under 16 years oldForeign nationals without a residence card (such as special permanent residents and diplomats)Individuals whose residence card is set to expire within three months or who are currently renewing theirresidence cardIndividuals who are in significant public positions with foreign governments (Foreign PEPs) and their family
members
Individuals not residing in Japan
Individuals using the adult guardianship system
Individuals whose name includes II, III, etc. Individuals whose name include roman numbers II, III, etc.

In addition, we may refuse to open an account based on a comprehensive evaluation of theapplication information, such as expiration of the validity period of the identification documents or
discrepancy between the address stated in the documents and the actual address.

I already have a general account with Japan Post Bank. Can I open
a new account with Yucho Tetsuzuki App?
We allow one account per person.
After applying, if it is discovered that you already have an account with us, we will generally notallow you to open a second account. We appreciate your understanding.

Can I open an account for my child with Yucho Tetsuzuki App?
Yucho Tetsuzuki App can be used only by the owner of the account who is 16 years of age orolder. Even if you are a person with parental authority, you cannot open an account in yourchild’s name using the application, so please prepare the necessary documents and complete
the procedures at the counter.

71

Frequently Asked Questions

For Foreign Nationals

About the App

I tried to open an account with Yucho Tetsuzuki App,but it does not read my identification documents properly.
If the IC chip in your identification documents cannot be read properly, please visit the savings
counter of your local Japan Post Bank or post office to open an account.

The “The system is currently under maintenance” message isdisplayed.
This message is displayed during server maintenance. We apologize for the inconvenience, butplease wait until the server is back up.

While using Yucho Tetsuzuki App, The “A transmission error has
occurred.” message is displayed.
Please check the connection status and try to connect again in a good communication
environment. If there is no improvement, please restart your device or apply with a different
device.

In the middle of a procedure on Yucho Tetsuzuki App,the “Cancel the transaction” message is displayed.
This error is displayed when the operation is not performed for a certain period of time and theprocedure is aborted. We apologize for the inconvenience, but please start from the beginning.

72Frequently Asked Questions

For Foreign Nationals

Other Problems

I do not understand the rules of address notation in Japan.
The Japanese address notation
order is:If you wish to correct your address, please follow the(1) Zip Code,Japanese address rules.

(2) Prefecture,(3) Municipality,e.g.) The order in which you enter your Japanese address(4) District Number/Aza,
Block Number,House Number.

①

②

③

④

〒100-0004

東京都

千代田区大手町

2丁目3番1号

Zip Code

Prefecture

Municipality

District Number/Aza
Block Number
House Number

To correct your address, pleaserefer to the right column.

* If you replace the above address with English, the order is reversed, so please be

Please enter your address inJapanese.

careful not to enter the wrong address.

④

③

2-3-1

②

①

, Otemachi,Chiyoda-ku , Tokyo , 100-0004

District
Number/Aza
Block Number
House Number

Municipality

Prefecture

Zip Code

If I am operating an application in a language other than Japanese,can I type in that language on the free input screen?
Please input in Japanese regardless of the language of the application.
If you do not know how to enter Japanese, please ask your employer or other person in charge.

Inquiries regarding the Yucho Tetsuzuki App
Yucho App support desk
(toll free)

0120-210-765

For more information about Japan Post Bank’s products
and services, please visit the Japan Post Bank website.

Business Hours:Please check the contact page on the Japan Post Bank website. (Japanese)

https://www.jp-bank.japanpost.jp/

Follow the guidance of the automated voice and press “3” for Yucho

Post offices function as representatives providing Japan Post Bank

Tetsuzuki Application. Selection can be made even during voice guidance.

products and services.

* This service is also available free of charge from mobile phones. * VoIP and similar services may not be supported.
* If your phone is set to withhold your number when making calls, please dial 186 at the beginning of the above phone number.
* Japanese only. Customers who do not speak Japanese should contact us together with a Japanese-speaking customer.

* The information is current as of March 2024.

73