B oard of Directors and Audit & Supervisory Board Members
The Juroku Financial Group, Inc. (as of June 30, 2022)

C onsolidated Balance SheetThe Juroku Financial Group, Inc. and Consolidated Subsidiaries

Yukio Murase
Representative Directorand Chairman

Naoki Ikeda
Representative Directorand President

Akihide Ishiguro
Director and Deputy
President

Yukiyasu Shiraki
Director

March 31, 2022

Millions of Yen

Thousands ofU.S. Dollars (Note 1)

ASSETS:

2022

2022

Cash and due from banks (Notes 6)
Trading securities (Notes 7 and 28)
Money held in trust (Note 8)Securities (Notes 7, 9, 13, 14 and 28)
Loans and bills discounted (Notes 9, 14, 28 and 29)
Foreign exchanges (Notes 9 and 10)
Lease receivables and investments in leases (Note 9, 27)
Other assets (Notes 9, 11, 14, 28 and 30)
Premises and equipment (Note 12)
Goodwill
Intangible assets
Asset for retirement benefits for employees (Note 18)
Deferred tax assets (Note 26)
Customers’ liabilities for acceptances and guarantees (Note 9, 13)
Allowance for loan losses (Notes 3 and 28)
Total Assets¥2,135,695
115
11,612
1,459,223
4,521,824
8,861
54,544
114,829
58,313
3,646
3,758
14,220149
14,352(25,809)¥8,375,332$17,449,914
940
94,877
11,922,731
36,946,025
72,400445,657
938,222476,452
29,79030,705
116,186
1,218
117,264(210,875)$68,431,506¥6,225,291
14,000133,747
87,538
1,405,797
1,595
62,4886,172
815,332
6,408
14,352
7,972,728$50,864,376
114,388
1,092,794
715,238
11,486,208
13,032
510,565
50,42966
125,272
52,357
117,264
65,141,989

36,000294,142

61,807180
238,135

505,0001,471
1,945,706(2,221)(18,147)

49,18912,4683,341
398,899
3,705
402,604¥8,375,332

401,904
101,871
27,2983,259,245
30,272
3,289,517$68,431,506

LIABILITIES AND EQUITY:

Yoshiaki Bito
Director

Hiroyuki Ota
Director

Liabilities:
Deposits (Notes 14, 15 and 28)
Negotiable certificates of deposit (Note 28)
Payables under repurchase agreements (Notes 14 and 28)
Payables under securities lending transactions (Note 14)
Borrowed money (Notes 14, 16 and 28)
Foreign exchanges (Note 10)
Other liabilities (Notes 17, 19, 27, 28 and 30)
Liability for retirement benefits for employees (Note 18)
Provision required under the Special Act
Deferred tax liabilities (Note 26)
Deferred tax liabilities for land revaluation surplus
Acceptances and guarantees (Note 13)
Total Liabilities
Commitments and Contingent Liabilities (Note 29)

32

Kikuo Asano
Director

Satoko Ito
Director

Naohiko Ishikawa
Director (Audit & Supervisory Committee Member)

Shinji Ishihara
Director (Audit & Supervisory Committee Member)

Satoe Tsuge
Director (Audit & Supervisory Committee Member)

Koichi Tokoro
Managing Executive Officer

Tsutomu NiimiManaging Executive Officer

Hirokazu Kusui
Managing Executive Officer

Eiji Kodama
Executive Officer

Fumitaka Yoshimura
Executive Officer

Hirotaka Asai
Executive Officer

Tomoatsu Kaku
Executive Officer

Equity (Notes 20, 21 and 34):
Common stock:authorized, 46,000,000 shares in 2022;
issued, 37,924,134 shares in 2022
Capital surplus (Note 5)
Stock acquisition rights
Retained earnings
Treasury stock—at cost,
1,002,848 shares in 2022
Accumulated other comprehensive income:Unrealized gain on available-for-sale securities (Note 7)
Land revaluation surplus
Defined retirement benefit plans (Note 18)
Total
Noncontrolling interests
Total Equity
Total Liabilities and Equity
See notes to consolidated financial statements.

33