➨㸳㒊 യᐖಖ㝤Ϩ㸬യᐖಖ㝤ၟရࡢᴫせϩ㸬യᐖಖ㝤⤫ィ[傷害保険]Ϩ㸬യᐖಖ㝤ၟရࡢᴫせ ᦆಖᩱ⋡ᶵᵓࡀ⟬ฟࡋ࡚࠸ࡿയᐖಖ㝤ࡢཧ⪃⣧⋡ࡣࠊಖ㝤㔠ࡢᨭᡶᑐ㇟࡜࡞ࡿ஦ᨾࡢ✀㢮ࡸᑐ㇟⪅࡟ࡼࡗ࡚ࠕᬑ㏻യᐖಖ㝤ࠖࠕᐙ᪘യᐖಖ㝤ࠖ
ࠕ஺㏻஦ᨾയᐖಖ㝤ࠖࠕࣇ࢓࣑࣮ࣜ஺㏻യᐖಖ
㝤ࠖࠕᅜෆ᪑⾜യᐖಖ㝤ࠖࠕᾏእ᪑⾜യᐖಖ㝤ࠖࡢ  ✀㢮࡟ศ㢮ࡉࢀࡲࡍࠋ ᙜᶵᵓ࡛ࡣࡲࡓࠊୖグࡢ✀㢮ࡢയᐖಖ㝤࡟ࡘ࠸࡚ࠊᶆ‽⣙Ḱࢆసᡂࡋ࡚࠸ࡲࡍࠋ
௨ୗ࡛ࡣࠊയᐖಖ㝤ࡢ୍⯡ⓗ࡞⿵ൾෆᐜࢆㄝ᫂ࡋ࡚࠸ࡲࡍࡀࠊಶࠎࡢዎ⣙ࡢ⿵ൾෆᐜࡣྛಖ
㝤఍♫ࡀ㈍኎ࡋ࡚࠸ࡿಖ㝤ࡢෆᐜࡸዎ⣙⪅ࡢ᪉ࡀ㑅ᢥࡉࢀࡿෆᐜ࡟ࡼࡗ࡚␗࡞ࡾࡲࡍࠋ
㸯㸬ᬑ㏻യᐖಖ㝤 ᐙᗞ࣭⫋ሙ࣭㏻໅㏵୰➼ࠊ᪥ᖖ⏕άࡢ࠶ࡽࡺࡿሙ㠃࡟࠾ࡅࡿയᐖࡀᑐ㇟࡜࡞ࡾࡲࡍࠋ ᨭᡶࢃࢀࡿಖ㝤㔠ࡢ✀㢮ࡣࠊṚஸಖ㝤㔠ࠊᚋ㑇㞀ᐖಖ㝤㔠ࠊධ㝔ಖ㝤㔠ࠊᡭ⾡ಖ㝤㔠࠾ࡼࡧ㏻㝔ಖ㝤㔠࡛ࡍࠋ
㸰㸬ᐙ᪘യᐖಖ㝤 ୍ࡘࡢዎ⣙࡛ࠊᐙ᪘඲ဨࢆ⿕ಖ㝤⪅࡜ࡍࡿࡇ࡜ࡀ࡛ࡁࡲࡍࠋᑐ㇟࡜࡞ࡿയᐖࡸᨭᡶࢃࢀࡿಖ
㝤㔠ࡢ✀㢮ࡣࠊᬑ㏻യᐖಖ㝤࡜ྠࡌ࡛ࡍࠋ 㸱㸬஺㏻஦ᨾയᐖಖ㝤 ⿕ಖ㝤⪅ࡀ௨ୗࡢ஦ᨾ࡟ࡼࡗ࡚⿕ࡗࡓയᐖࡀᑐ㇟࡜࡞ࡾࡲࡍࠋᨭᡶࢃࢀࡿಖ㝤㔠ࡢ✀㢮ࡣࠊ
ᬑ㏻യᐖಖ㝤࡜ྠࡌ࡛ࡍࠋ ⮬ື㌴࣭ิ㌴➼ࡢ஌ࡾ≀࡟ᦚ஌୰ࡢࠊᛴ⃭࠿ࡘഅ↛࡞እ᮶ࡢ஦ᨾ ⮬ື㌴࣭ิ㌴➼ࡢ஌ࡾ≀࡟ᦚ஌ࡋ࡚࠸࡞࠸᫬ࡢ஺㏻஦ᨾ㸦஌ࡾ≀࡜ࡢ⾪✺࣭᥋ゐ➼ࠊ஌ࡾ≀ࡢ⾪✺࣭ⅆ⅏࣭⇿Ⓨ➼㸧 ஌ᐈ࡜ࡋ࡚㥐➼ࡢᵓෆ࡟࠸ࡿ㛫ࡢࠊᛴ⃭࠿ࡘഅ↛࡞እ᮶ࡢ஦ᨾ 㐨㊰㏻⾜୰ࡢࠊᕤస⏝⮬ື㌴࡜ࡢ⾪✺࣭᥋ゐ➼ࡲࡓࡣᕤస⏝⮬ື㌴ࡢ⾪✺࣭ⅆ⅏࣭⇿Ⓨ➼㸦ࡓࡔࡋࠊసᴗᶵᲔ࡜ࡋ࡚ࡢࡳ౑⏝ࡉࢀ࡚࠸ࡿᕤస⏝⮬ື㌴࡟㝈ࡾࡲࡍࠋ㸧

損害保険料率算出機構統計集

2015年度- 190 -

[傷害保険]㸲㸬ࣇ࢓࣑࣮ࣜ஺㏻യᐖಖ㝤 ୍ࡘࡢዎ⣙࡛ࠊᐙ᪘඲ဨࢆ⿕ಖ㝤⪅࡜ࡍࡿࡇ࡜ࡀ࡛ࡁࡲࡍࠋᑐ㇟࡜࡞ࡿയᐖࡸᨭᡶࢃࢀࡿಖ
㝤㔠ࡢ✀㢮ࡣࠊ஺㏻஦ᨾയᐖಖ㝤࡜ྠࡌ࡛ࡍࠋ
㸳㸬ᅜෆ᪑⾜യᐖಖ㝤 ᅜෆ᪑⾜ࡢ┠ⓗࡢࡓࡵ࡟ᐙࢆฟⓎࡋ࡚࠿ࡽᖐᏯࡍࡿࡲ࡛ࡢ㛫࡟⿕ࡗࡓയᐖࡀᑐ㇟࡜࡞ࡾࡲࡍࠋ ᨭᡶࢃࢀࡿಖ㝤㔠ࡢ✀㢮ࡣࠊṚஸಖ㝤㔠ࠊᚋ㑇㞀ᐖಖ㝤㔠ࠊධ㝔ಖ㝤㔠ࠊᡭ⾡ಖ㝤㔠࠾ࡼࡧ㏻㝔ಖ㝤㔠࡛ࡍࠋ
㸴㸬ᾏእ᪑⾜യᐖಖ㝤 ᾏእ᪑⾜ࡢ┠ⓗࡢࡓࡵ࡟ᐙࢆฟⓎࡋ࡚࠿ࡽᖐᏯࡍࡿࡲ࡛ࡢ㛫࡟⿕ࡗࡓയᐖࡸ⑌⑓ࡀᑐ㇟࡜࡞ࡾ
ࡲࡍࠋ ᨭᡶࢃࢀࡿಖ㝤㔠ࡢ✀㢮ࡣࠊയᐖ࣭⑌⑓࡟ᑐࡍࡿṚஸಖ㝤㔠ࠊയᐖ࡟ᑐࡍࡿᚋ㑇㞀ᐖಖ㝤㔠ࠊയᐖ࣭⑌⑓࡟ᑐࡍࡿ἞⒪㈝⏝ಖ㝤㔠࠾ࡼࡧṚஸ࣭ධ㝔࣭⾜᪉୙᫂࡟࡞ࡗࡓࡶࡋࡃࡣ㐼㞴ࡋࡓሙྜࡢᩆ᥼⪅㈝⏝➼࡛ࡍࠋ- 191 -

損害保険料率算出機構統計集

2015年度[傷害保険]損害保険料率算出機構統計集

2015年度- 192 -

[傷害保険]ϩ㸬യᐖಖ㝤⤫ィᮏ⦅ࡣࠊ௨ୗࡢയᐖಖ㝤ࡢ✀㢮࡟ࡘ࠸࡚㞟ィࡋࡓࡶࡢ࡛ࡍ㸦✚❧ᆺࡢၟရࢆྵࡳࡲࡏࢇࠋ㸧ࠋ(1) ᬑ㏻യᐖಖ㝤     㸸᪥ᖖ⏕ά඲⯡࡟࠾࠸࡚യᐖࢆ㈇ࡗࡓሙྜ࡟ಖ㝤㔠ࡀᨭᡶࢃࢀࡿࡶࡢ
(2) ᐙ᪘യᐖಖ㝤     㸸᪥ᖖ⏕ά඲⯡࡟࠾࠸࡚യᐖࢆ㈇ࡗࡓሙྜ࡟ಖ㝤㔠ࡀᨭᡶࢃࢀࡿࡶࡢ
࡛ࠊᐙ᪘඲ဨࡢയᐖࢆᑐ㇟࡜ࡍࡿࡶࡢ
(3) ஺㏻஦ᨾയᐖಖ㝤   㸸஺㏻஦ᨾ࡟ࡼࡗ࡚യᐖࢆ㈇ࡗࡓሙྜ࡟ಖ㝤㔠ࡀᨭᡶࢃࢀࡿࡶࡢ
(4) ࣇ࢓࣑࣮ࣜ஺㏻യᐖಖ㝤㸸஺㏻஦ᨾ࡟ࡼࡗ࡚യᐖࢆ㈇ࡗࡓሙྜ࡟ಖ㝤㔠ࡀᨭᡶࢃࢀࡿࡶࡢ࡛ࠊ
ᐙ᪘඲ဨࡢയᐖࢆᑐ㇟࡜ࡍࡿࡶࡢ
(5) ᅜෆ᪑⾜യᐖಖ㝤   㸸ᅜෆ᪑⾜୰࡟യᐖࢆ㈇ࡗࡓሙྜ࡟ಖ㝤㔠ࡀᨭᡶࢃࢀࡿࡶࡢ
(6) ᾏእ᪑⾜യᐖಖ㝤   㸸ᾏእ᪑⾜୰࡟യᐖࢆ㈇ࡗࡓሙྜ➼࡟ಖ㝤㔠ࡀᨭᡶࢃࢀࡿࡶࡢ ᮏ⦅ࡢᨭᡶ࡟㛵ࡍࡿ⤫ィ⾲ࡢࠕධ㝔ࠖḍ࡟ࡣࠊධ㝔ಖ㝤㔠࡟㛵ࡍࡿᩘ್ࡢ࡯࠿ᡭ⾡ಖ㝤㔠࡟㛵ࡍࡿᩘ್ࡀྵࡲࢀࡲࡍࠋPERSONAL ACCIDENT INSURANCE STATISTICS
This section provides the statistics of personal accident insurance for the following types ofpolicies (not including savings-type products).
(1) Ordinary Personal Accident Insurance: providing coverage for the insured injured in an
accident occurring in his/her daily life.
(2) Family-Type Personal Accident Insurance: providing coverage for the insured and his/herfamily members injured in an accident occurring in their daily lives.
(3) Traffic Personal Accident Insurance: providing coverage for the insured injured in a traffic
accident.
(4) Family-Type Traffic Personal Accident Insurance: providing coverage for the insured andhis/her family members injured in a traffic accident.
(5) Domestic Travelers’ Personal Accident Insurance: providing coverage for the insured injured
during domestic travel.
(6) Overseas Travelers’ Personal Accident Insurance: providing coverage for the insured injured
during foreign travel.
In this section, "Hospitalization, Medical Expenses" columns in the "Claims" tables include thefigures for hospitalization and surgery.

- 193 -

損害保険料率算出機構統計集

2015年度[傷害保険]第１表

傷害保険 総括表

Table 1 Summary of Personal Accident Insurance

新
順
序

契

約

Contracts

年度

種

Fiscal Year

目

件

Type of Insurance

数

被保険者数
No. ofInsureds

No. of Policies

1,908,065

20,791,504

1

普通傷害保険Ordinary Personal Accident Insurance

2

家族傷害保険Family-Type Personal Accident Insurance

286,154

交通事故傷害保険

Traffic Personal Accident Insurance

184,968

ﾌｧﾐﾘｰ交通傷害保険

Family-Type Traffic Personal Accident Insurance

186,377

国内旅行傷害保険

Domestic Travelers' Personal Accident Insurance

632,928

8,296,569

6

海外旅行傷害保険

Overseas Travelers' Personal Accident Insurance

4,895,503

5,499,842

7

合

Total

8,093,995－8

普通傷害保険Ordinary Personal Accident Insurance

2,519,049

22,062,659

9

家族傷害保険Family-Type Personal Accident Insurance

286,82910

交通事故傷害保険

Traffic Personal Accident Insurance

920,790

ﾌｧﾐﾘｰ交通傷害保険

Family-Type Traffic Personal Accident Insurance

179,837

国内旅行傷害保険

Domestic Travelers' Personal Accident Insurance

691,568

8,506,716

13

海外旅行傷害保険

Overseas Travelers' Personal Accident Insurance

5,069,048

5,753,109

14

合

Total

9,667,121－15

普通傷害保険Ordinary Personal Accident Insurance

2,730,858

23,427,413

16

家族傷害保険Family-Type Personal Accident Insurance

交通事故傷害保険

Traffic Personal Accident Insurance

ﾌｧﾐﾘｰ交通傷害保険

Family-Type Traffic Personal Accident Insurance

192,332

国内旅行傷害保険

Domestic Travelers' Personal Accident Insurance

779,527

8,151,506

20

海外旅行傷害保険

Overseas Travelers' Personal Accident Insurance

4,699,823

5,418,192

21

合

Total

9,808,198－22

普通傷害保険Ordinary Personal Accident Insurance

2,885,843

23,393,752

23

家族傷害保険Family-Type Personal Accident Insurance

24

交通事故傷害保険

Traffic Personal Accident Insurance

ﾌｧﾐﾘｰ交通傷害保険

Family-Type Traffic Personal Accident Insurance

202,316

国内旅行傷害保険

Domestic Travelers' Personal Accident Insurance

814,731

7,691,612

27

海外旅行傷害保険

Overseas Travelers' Personal Accident Insurance

4,262,941

5,046,244

28

合

Total

9,730,867－29

普通傷害保険Ordinary Personal Accident Insurance

2,844,594

22,334,594

30

家族傷害保険Family-Type Personal Accident Insurance

交通事故傷害保険

Traffic Personal Accident Insurance

ﾌｧﾐﾘｰ交通傷害保険

Family-Type Traffic Personal Accident Insurance

218,921

国内旅行傷害保険

Domestic Travelers' Personal Accident Insurance

806,152

7,608,693

34

海外旅行傷害保険

Overseas Travelers' Personal Accident Insurance

3,607,250

4,389,181

35

合

Total

9,186,383

－

3
4
5

11
12

17
18
19

25
26

31
32
33

平成23
2011

平成24
2012

平成25
2013

平成26
2014

平成27
2015

（注）［

計

計

計

計

計

］内数値は家族数を表す。

損害保険料率算出機構統計集

2015年度- 194 -

282,309[4,502,693
[

[
[

[

2,370,182 ]
717,509 ]2,294,766 ]
6,923,756[[

1,298,222

271,490

805,446 ]6,587,642

1,123,349

266,8142,384,385 ]

691,313 ]2,323,848 ]
7,468,679[[

1,437,976

707,799 ]2,365,000 ]
7,806,261[

723,325 ][傷害保険]支払Claims保険料

Premiums Written

被 害 者 数保険

金No. of Victims

Claims Paid

千円

千円

Thousand Yen

Thousand Yen

順
序161,711,249

590,006

99,147,256

1

60,038,076

351,411

37,185,430

2

15,983,321

27,5507,200,197

3

12,597,106

25,1686,064,261

42,231,504

8,377

896,0975

34,478,055

169,182

15,798,827

6

287,039,314

1,171,694

166,292,070

7

166,933,840

617,564

100,546,745

8

57,556,530

346,90335,172,464

9

15,753,584

27,618

7,236,684

10

11,095,582

23,931

5,469,925

11

2,248,243

8,903

877,080

1235,840,759

173,407

16,773,849

13

289,428,540

1,198,326

166,076,750

14

175,242,767

617,488

100,572,542

15

57,014,778

337,383

33,552,491

16

15,071,256

27,634

6,527,418

17

10,292,069

22,604

4,708,186

18

2,243,265

8,524

827,52719

35,056,640

172,756

19,071,082

20

294,920,777

1,186,389

165,259,248

21

183,117,118

617,32196,213,392

22

56,381,023

331,349

31,306,741

23

14,784,870

27,125

5,898,973

24

9,963,202

21,6204,246,661

25

2,199,099

8,082

811,522

26

33,648,534

163,564

17,725,701

27

300,093,848

1,169,061

156,202,991

28

163,678,830

602,394

88,650,430

29

54,975,961

316,966

27,401,813

30

14,371,186

27,0005,717,145

31

9,461,987

20,705

3,762,353

32

2,165,677

8,123

754,05333

30,208,917

154,947

18,049,085

34

274,862,559

1,130,135

144,334,880

35

Note. Figures in square brackets [ ] represent the number of families.

- 195 -

損害保険料率算出機構統計集

2015年度[傷害保険]➨㸰⾲ࠉᬑ㏻യᐖಖ㝤⤫ィ⾲ᖹᡂᖺᗘ!
Table 2 Ordinary Personal Accident Insurance 䠘Fiscal 2015䠚㸦᪂ዎ⣙㸧ContractsṚஸ࣭ᚋ㑇㞀ᐖ㡰ᗎ௳ࠉࠉᩘ⫋✀⣭ู

No. ofPolicies

Occupation Class

Death and Permanent Disability

Hospitalization,⿕ಖ㝤⪅ᩘಖ㝤㔠㢠

ಖࠉ㝤ࠉᩱ

⿕ಖ㝤⪅ᩘ

No. ofInsureds

InsuredAmounts

Premiums
WrittenNo. ofInsureds

ⓒ୓෇

༓෇

Million Yen

Thousand Yen㸿⣭ Class A









㹀⣭ Class B











































 ຍ㔜ᖹᆒ㐺⏝ᩱ⋡➼
Weighted Average RateᑠィࠉSubtotal ᑵᴗ୰ࡢ༴㝤⿵ൾᑐ㇟እ
Not Covering Risks
during Working ࠉࠉྜࠉィTotal㸦ᨭᡶ㸧Claims㡰ᗎṚࠉࠉࠉࠉஸ

ᚋ㑇㞀ᐖ

Death

Permanent Disability⫋✀⣭ู
Occupation Class⿕ᐖ⪅ᩘಖࠉ㝤ࠉ㔠⿕ᐖ⪅ᩘ

ಖࠉ㝤ࠉ㔠

No. ofVictims

ClaimsPaid

No. ofVictims

Claims
Paid

༓෇

༓෇

Thousand Yen

Thousand Yen㸿⣭ Class A



㹀⣭ Class B



ຍ㔜ᖹᆒ㐺⏝ᩱ⋡➼























Weighted Average RateᑠィࠉSubtotalᑵᴗ୰ࡢ༴㝤⿵ൾᑐ㇟እ
Not Covering Risks during WorkingྜࠉィTotal㸦ὀ㸧ࠕ⫋✀⣭ูࠖࡣḟࡢ࡜࠾ࡾࠋ
ࠉࠉࠉࠉ㸿⣭㸦ࣜࢫࢡࡢప࠸⫋✀㸧ࠉ㸸఍♫஦ົဨࠊᘚㆤኈ࡞࡝
ࠉࠉࠉࠉ㹀⣭㸦ࣜࢫࢡࡢ㧗࠸⫋✀㸧ࠉࠉ㸸ᘓタసᴗ⪅ࠊᅵᮌసᴗ⪅࡞࡝

損害保険料率算出機構統計集

2015年度- 196 -

[傷害保険]ධࠉࠉࠉࠉ㝔

㏻ࠉࠉࠉࠉࠉ㝔
Non-Hospitalization, Medical Expenses

Medical Expenses᪥㢠

ಖࠉ㝤ࠉᩱ

⿕ಖ㝤⪅ᩘ

᪥㢠ಖࠉ㝤ࠉᩱྜィಖ㝤ᩱ

Amounts
per Day

Premiums
WrittenNo. ofInsureds

Amounts
per Day

Premiums
WrittenTotal Premiums
Written

㡰
ᗎ

༓෇

༓෇

༓෇

༓෇

༓෇

Thousand Yen

Thousand Yen

Thousand Yen

Thousand Yen

Thousand Yen

































































ධࠉࠉࠉࠉ㝔

㏻ࠉࠉࠉࠉ㝔

ྜࠉࠉࠉࠉࠉィ

Hospitalization,
Medical Expenses

Non-Hospitalization,
Medical Expenses

Total⿕ᐖ⪅ᩘಖࠉ㝤ࠉ㔠⿕ᐖ⪅ᩘಖࠉ㝤ࠉ㔠⿕ᐖ⪅ᩘ

ಖࠉ㝤ࠉ㔠

No. ofVictims

ClaimsPaid

No. ofVictims

ClaimsPaid

No. ofVictims

Claims
Paid

༓෇

༓෇

༓෇

Thousand Yen

Thousand Yen

Thousand Yen㡰ᗎ









































































Note. “Occupation Class” is defined as follows:
Class A: Occupation with low risk, such as office worker and lawyer.
Class B: Occupation with high risk, such as construction worker and civil engineering worker.

- 197 -

損害保険料率算出機構統計集

2015年度[傷害保険]➨㸱⾲ࠉᬑ㏻യᐖಖ㝤ࠕᑵᴗ୰ࡢࡳࡢ༴㝤⿵ൾ๭ᘬࠖ㐺⏝᭷↓ู⤫ィ⾲ᖹᡂᖺᗘ!
Table 3 Ordinary Personal Accident Insurance with/without "Discount for Covering Risks during㸦᪂ዎ⣙㸧Contracts

㡰
ᗎ










ᑵᴗ୰ࡢࡳࡢ༴㝤Ṛஸ࣭ᚋ㑇㞀ᐖ

⫋✀⣭ู

⿵ൾ๭ᘬ

Death and Permanent Disability

Occupation

Discount for Covering Risks

No. of⿕ಖ㝤⪅ᩘಖ㝤㔠㢠

ಖࠉ㝤ࠉᩱ

⿕ಖ㝤⪅ᩘ

Class

during Working Only

Policies

No. ofInsureds

InsuredAmounts

Premiums
WrittenNo. ofInsureds

㐺⏝
㐺⏝࡞ࡋᑠィ
㹀ࠉࠉ⣭ 㐺⏝Class B㐺⏝࡞ࡋᑠィ
ຍ㔜ᖹᆒ 㐺⏝㐺⏝ᩱ⋡➼ 㐺⏝࡞ࡋ௳ࠉࠉᩘ

Hospitalization,

ⓒ୓෇

༓෇

Million Yen

Thousand Yen㸿ࠉࠉ⣭Applied









Class A

Not Applied









Subtotal









Applied









Not Applied









Subtotal











Not Applied









Weighted

Applied Average Rateᑠィ

Subtotal









ྜࠉࠉィ

Applied











Total

㐺⏝
㐺⏝࡞ࡋᑠィ

Not Applied









Subtotal









㸦ᨭᡶ㸧Claims㡰ᗎṚࠉࠉࠉࠉஸ

ᚋ㑇㞀ᐖ

Death

Permanent Disability⫋✀⣭ูᑵᴗ୰ࡢࡳࡢ༴㝤⿵ൾ๭ᘬOccupation

Discount for Covering Risks⿕ᐖ⪅ᩘಖࠉ㝤ࠉ㔠⿕ᐖ⪅ᩘ

ಖࠉ㝤ࠉ㔠

Class

during Working Only

No. of Victims

Claims Paid

No. of Victims

Claims Paid



㸿ࠉࠉ⣭



Class A




㹀ࠉࠉ⣭



Class B༓෇༓෇

Thousand Yen

Thousand Yen㐺⏝
㐺⏝࡞ࡋᑠィ

Applied㐺⏝
㐺⏝࡞ࡋᑠィ
㐺⏝
㐺⏝࡞ࡋ

Applied



Not Applied





 Average Rateᑠィ

Subtotal







ྜࠉࠉィ
Total

㐺⏝
㐺⏝࡞ࡋᑠィ

Applied






ຍ㔜ᖹᆒ

 㐺⏝ᩱ⋡➼
Weighted



Not Applied



Subtotal



Applied



Not Applied



Subtotal







Not Applied





Subtotal





㸦ὀ㸧ࠕ⫋✀⣭ูࠖࡣḟࡢ࡜࠾ࡾࠋ
ࠉࠉࠉࠉ㸿⣭㸦ࣜࢫࢡࡢప࠸⫋✀㸧ࠉ㸸఍♫஦ົဨࠊᘚㆤኈ࡞࡝
ࠉࠉࠉࠉ㹀⣭㸦ࣜࢫࢡࡢ㧗࠸⫋✀㸧ࠉࠉ㸸ᘓタసᴗ⪅ࠊᅵᮌసᴗ⪅࡞࡝

損害保険料率算出機構統計集

2015年度- 198 -

[傷害保険]Working Only" Clause 䠘Fiscal 2015䠚ධࠉࠉࠉࠉ㝔

㏻ࠉࠉࠉࠉࠉ㝔

Medical Expenses

Non-Hospitalization, Medical Expensesྜィಖ㝤ᩱ᪥㢠

ಖࠉ㝤ࠉᩱ

⿕ಖ㝤⪅ᩘ

᪥㢠ಖࠉ㝤ࠉᩱTotal Premiums

Amounts
per Day

Premiums
WrittenNo. ofInsureds

Amounts
per Day

Premiums
WrittenWritten

༓෇

༓෇

༓෇

༓෇

༓෇

Thousand Yen

Thousand Yen

Thousand Yen

Thousand Yen

Thousand Yen㡰ᗎ





























































































































ධࠉࠉࠉࠉ㝔

㏻ࠉࠉࠉࠉ㝔

ྜࠉࠉࠉࠉィ

Hospitalization,

Non-Hospitalization,

Total

Medical Expenses

Medical Expenses㡰ᗎ⿕ᐖ⪅ᩘಖࠉ㝤ࠉ㔠⿕ᐖ⪅ᩘಖࠉ㝤ࠉ㔠⿕ᐖ⪅ᩘ

ಖࠉ㝤ࠉ㔠

No. of Victims

Claims Paid

No. of Victims

Claims Paid

No. of Victims

Claims Paid

༓෇

༓෇

༓෇

Thousand Yen

Thousand Yen

Thousand Yen










































































































































Note. “Occupation Class” is defined as follows:
Class A: Occupation with low risk, such as office worker and lawyer.
Class B: Occupation with high risk, such as construction worker and civil engineering worker.

損害保険料率算出機構統計集

2015年度- 199 -

損害保険料率算出機構統計集

2015年度[傷害保険]➨㸲⾲ࠉᐙ᪘യᐖಖ㝤⤫ィ⾲ᖹᡂᖺᗘ!
Table 4 Family-Type Personal Accident Insurance 䠘Fiscal 2015䠚㸦᪂ዎ⣙㸧ContractsṚஸ࣭ᚋ㑇㞀ᐖ㡰ᗎ⿕ಖ㝤⪅㸭ᮏேࡢ⫋✀⣭ู

Death and Permanent Disability௳ࠉࠉᩘInsured / Principal's Occupation

Hospitalization,

No. of⿕ಖ㝤⪅ᩘಖ㝤㔠㢠ಖࠉ㝤ࠉᩱ

Policies

No. ofInsuredPremiums

No. ofInsureds

Amounts

WrittenInsureds

ⓒ୓෇

༓෇

Million Yen

Thousand Yen

⿕ಖ㝤⪅ᩘ



ᮏࠉࠉே

㸿ࠉ⣭ࠉClass A











Principal㹀ࠉ⣭ࠉClass Bຍ㔜ᖹᆒ㐺⏝ᩱ⋡➼































 㓄ࠉഅࠉ⪅ Spouse







 ࡑࡢ௚ぶ᪘ Other Family Member 㹙  @

 㹙  @ 㹙  @

 㹙  @Weighted Average Rateᑵᴗ୰ࡢ༴㝤⿵ൾᑐ㇟እ



Not Covering Risks
during WorkingᑠࠉィࠉSubtotalྜࠉࠉࠉィ Total㸦ᨭᡶ㸧ClaimsṚࠉࠉࠉࠉஸ

ᚋ㑇㞀ᐖ

Death

Permanent Disability⿕ಖ㝤⪅㸭ᮏேࡢ⫋✀⣭ู㡰ᗎInsured / Principal's Occupation⿕ᐖ⪅ᩘ

ಖ䚷㝤䚷㔠⿕ᐖ⪅ᩘ

ಖ䚷㝤䚷㔠

No. ofClaimsNo. ofClaimsVictims

Paid

Victims

Paid

༓෇

༓෇

Thousand Yen

Thousand Yen



ᮏࠉࠉே

㸿ࠉ⣭ࠉClass A



Principal㹀ࠉ⣭ࠉClass Bຍ㔜ᖹᆒ㐺⏝ᩱ⋡➼



















 㓄ࠉഅࠉ⪅ Spouse

 ࡑࡢ௚ぶ᪘ Other Family Member









Weighted Average Rateᑵᴗ୰ࡢ༴㝤⿵ൾᑐ㇟እ



Not Covering Risks during WorkingᑠࠉィࠉSubtotalྜࠉࠉࠉィ Total㸦ὀ㸧㸯ࠕ⫋✀⣭ูࠖࡣḟࡢ࡜࠾ࡾࠋ
ࠉࠉࠉࠉࠉ㸿⣭㸦ࣜࢫࢡࡢప࠸⫋✀㸧ࠉ㸸఍♫஦ົဨࠊᘚㆤኈ࡞࡝
ࠉࠉࠉࠉࠉ㹀⣭㸦ࣜࢫࢡࡢ㧗࠸⫋✀㸧ࠉࠉ㸸ᘓタసᴗ⪅ࠊᅵᮌసᴗ⪅࡞࡝ࠉࠉ㸰㸦ࠉ㸧ෆᩘ್ࡣྜィ࡟ྵࡲ࡞࠸ࠋ
ࠉࠉࠉ㸱㹙ࠉ㹛ෆᩘ್ࡣᐙ᪘ᩘࢆ⾲ࡍࠋ

損害保険料率算出機構統計集

2015年度- 200 -

[傷害保険]ධࠉࠉࠉࠉ㝔

㏻ࠉࠉࠉࠉࠉ㝔

Medical Expenses

Non-Hospitalization, Medical Expenses᪥㢠

ಖࠉ㝤ࠉᩱ

⿕ಖ㝤⪅ᩘ

᪥㢠ಖࠉ㝤ࠉᩱྜィಖ㝤ᩱ

Amounts
per Day

Premiums

No. ofAmounts

Premiums

Total Premiums

WrittenInsureds

per Day

WrittenWritten

㡰
ᗎ

༓෇

༓෇

༓෇

༓෇

༓෇

Thousand Yen

Thousand Yen

Thousand Yen

Thousand Yen

Thousand Yen









































































 㹙  @







 㹙  @





ධࠉࠉࠉࠉ㝔

㏻ࠉࠉࠉࠉ㝔

ྜࠉࠉࠉࠉࠉィ

Hospitalization,

Non-Hospitalization,

Total

Medical Expenses

Medical Expenses⿕ᐖ⪅ᩘ

ಖ䚷㝤䚷㔠⿕ᐖ⪅ᩘ

ಖ䚷㝤䚷㔠

No. ofVictims⿕ᐖ⪅ᩘ

ಖ䚷㝤䚷㔠

ClaimsNo. ofPaid

Victims

ClaimsNo. ofClaimsPaid

Victims

Paid

༓෇

༓෇

༓෇

Thousand Yen

Thousand Yen

Thousand Yen

㡰
ᗎ




























































































Note 1. “Occupation Class” is defined as follows:
Class A: Occupation with low risk, such as office worker and lawyer.
Class B: Occupation with high risk, such as construction worker and civil engineering worker.
2. Figures in round brackets ( ) are not included in “Total.”
3. Figures in square brackets [ ] represent the number of families.

- 201 -

損害保険料率算出機構統計集

2015年度[傷害保険]➨㸳⾲ࠉ஺㏻஦ᨾയᐖಖ㝤⤫ィ⾲ᖹᡂᖺᗘ!
Table 5 Traffic Personal Accident Insurance 䠘Fiscal 2015䠚㸦᪂ዎ⣙㸧Contracts௳ࠉࠉᩘṚஸ࣭ᚋ㑇㞀ᐖධࠉࠉࠉࠉࠉ㝔

Death and Permanent Disability

Hospitalization, Medical Expenses⿕ಖ㝤⪅ᩘNo. ofPolicies

ಖ㝤㔠㢠ಖࠉ㝤ࠉᩱ

No. ofInsuredInsureds

Amounts



⿕ಖ㝤⪅ᩘ᪥㢠Premiums

No. ofAmounts

WrittenInsureds

per Day

ⓒ୓෇

༓෇

༓෇

Million Yen

Thousand Yen

Thousand Yen





㸦ᨭᡶ㸧ClaimsṚࠉࠉࠉࠉஸ

ᚋ㑇㞀ᐖ

Death

Permanent Disabilityධࠉࠉࠉࠉ㝔
Hospitalization,
Medical Expenses⿕ᐖ⪅ᩘ

ಖࠉ㝤ࠉ㔠

No. ofClaims Paid

Victims⿕ᐖ⪅ᩘ

ಖࠉ㝤ࠉ㔠

No. ofClaims Paid

Victims

損害保険料率算出機構統計集

⿕ᐖ⪅ᩘ

ಖࠉ㝤ࠉ㔠

No. ofClaims Paid

Victims

༓෇

༓෇

༓෇

Thousand Yen

Thousand Yen

Thousand Yen

2015年度- 202 -





[傷害保険]㏻ࠉࠉࠉࠉࠉ㝔
Non-Hospitalization, Medical Expenses

ಖࠉ㝤ࠉᩱ

⿕ಖ㝤⪅ᩘ

᪥㢠ಖࠉ㝤ࠉᩱྜィಖ㝤ᩱPremiums

No. ofAmounts

Premiums

Total Premiums

WrittenInsureds

per Day

WrittenWritten༓෇༓෇ ༓෇

Thousand Yen



㏻ࠉࠉࠉࠉ㝔

༓෇

Thousand Yen

Thousand Yen

Thousand Yen





ࠉࠉࠉࠉྜࠉࠉࠉࠉࠉࠉィ

Non-Hospitalization,

Total

Medical Expenses⿕ᐖ⪅ᩘಖࠉ㝤ࠉ㔠⿕ᐖ⪅ᩘ

ಖ㝤㔠

No. ofClaims Paid

No. of Victims

Claims Paid

Victims

༓෇༓෇Thousand Yen

Thousand Yen



- 203 -



損害保険料率算出機構統計集

2015年度[傷害保険]➨㸴⾲ࠉࣇ࢓࣑࣮ࣜ஺㏻യᐖಖ㝤⤫ィ⾲ᖹᡂᖺᗘ!
Table 6 Family-Type Traffic Personal Accident Insurance 䠘Fiscal 2015䠚㸦᪂ዎ⣙㸧ContractsṚஸ࣭ᚋ㑇㞀ᐖ㡰ᗎ⿕ಖ㝤⪅௳ࠉࠉᩘ

InsuredNo. ofDeath and Permanent Disability⿕ಖ㝤⪅ᩘPolicies

Hospitalization,ಖ㝤㔠㢠ಖࠉ㝤ࠉᩱ

No. ofInsuredPremiums

No. ofInsureds

Amounts

WrittenInsureds

ⓒ୓෇

༓෇

Million Yen

Thousand Yen⿕ಖ㝤⪅ᩘ ᮏࠉࠉࠉே Principal







 㓄ࠉഅࠉ⪅ Spouse







 ࡑࡢ௚ぶ᪘ Other Family Member

> @

>  @ ྜࠉࠉࠉィ Total

> @



>  @㸦ᨭᡶ㸧Claims㡰ᗎṚࠉࠉࠉࠉஸ

ᚋ㑇㞀ᐖ

Death

Permanent Disability

ධ
HospiMedical⿕ಖ㝤⪅Insured⿕㻌ᐖ㻌⪅㻌ᩘಖ䚷㝤䚷㔠⿕㻌ᐖ㻌⪅㻌ᩘಖ䚷㝤䚷㔠

No. ofVictims

ClaimsNo. ofClaimsNo. ofPaid

Victims

Paid

Victims༓෇༓෇Thousand Yen

Thousand Yen⿕㻌ᐖ㻌⪅㻌ᩘ ᮏࠉࠉࠉே Principal

 㓄ࠉഅࠉ⪅ Spouse



 ࡑࡢ௚ぶ᪘ Other Family Member

 ྜࠉࠉࠉィ Total



㸦ὀ㸧㸯㸦ࠉ㸧ෆᩘ್ࡣྜィ࡟ྵࡲ࡞࠸ࠋ
ࠉࠉࠉ㸰㹙ࠉ㹛ෆᩘ್ࡣᐙ᪘ᩘࢆ⾲ࡍࠋ
Note 1. Figures in round brackets ( ) are not included in “Total.”
2. Figures in square brackets [ ] represent the number of families.

損害保険料率算出機構統計集

2015年度- 204 -

[傷害保険]ධࠉࠉࠉࠉ㝔

㏻ࠉࠉࠉࠉࠉ㝔

Medical Expenses

Non-Hospitalization, Medical Expenses⿕ಖ㝤⪅ᩘ᪥㢠ಖࠉ㝤ࠉᩱྜィಖ㝤ᩱPremiums

No. ofAmounts

Premiums

Total Premiums

WrittenInsureds

per Day

WrittenWritten᪥㢠ಖࠉ㝤ࠉᩱ

Amounts
per Day

㡰
ᗎ

༓෇

༓෇

༓෇

༓෇

༓෇

Thousand Yen

Thousand Yen

Thousand Yen

Thousand Yen

Thousand Yen























> @









> @





ࠉࠉ㝔

㏻ࠉࠉࠉࠉ㝔

ྜࠉࠉࠉࠉࠉィtalization,

Non-Hospitalization,

Total

Expenses

Medical Expensesಖ䚷㝤䚷㔠⿕㻌ᐖ㻌⪅㻌ᩘಖ䚷㝤䚷㔠⿕㻌ᐖ㻌⪅㻌ᩘಖ䚷㝤䚷㔠

ClaimsNo. ofClaimsNo. of Victims

Claims Paid

Paid

Victims

Paid

༓෇



Thousand Yen

㡰
ᗎ

༓෇

༓෇

Thousand Yen

Thousand Yen



























- 205 -

損害保険料率算出機構統計集

2015年度[傷害保険]➨㸵⾲ࠉᅜෆ᪑⾜യᐖಖ㝤⤫ィ⾲ᖹᡂᖺᗘ!
Table 7 Domestic Travelers' Personal Accident Insurance 䠘Fiscal 2015䠚㸦᪂ዎ⣙㸧Contracts௳ࠉࠉᩘṚஸ࣭ᚋ㑇㞀ᐖධࠉࠉࠉࠉࠉ㝔

Death and Permanent Disability

Hospitalization, Medical Expenses

No. of⿕ಖ㝤⪅ᩘಖ㝤㔠㢠

ಖࠉ㝤ࠉᩱ

⿕ಖ㝤⪅ᩘ

᪥㢠

Policies

No. ofInsuredPremiums

No. ofAmounts

Insureds

Amounts

WrittenInsureds

per Day



ⓒ୓෇

༓෇

༓෇

Million Yen

Thousand Yen

Thousand Yen







㸦ᨭᡶ㸧ClaimsṚࠉࠉࠉࠉஸ

ᚋ㑇㞀ᐖධࠉࠉࠉࠉ㝔

Death

Permanent Disability

Hospitalization,
Medical Expenses⿕ᐖ⪅ᩘಖࠉ㝤ࠉ㔠⿕ᐖ⪅ᩘಖࠉ㝤ࠉ㔠⿕ᐖ⪅ᩘ

ಖࠉ㝤ࠉ㔠

No. of Victims

Claims Paid

No. of Victims

Claims Paid

No. of Victims

Claims Paid



損害保険料率算出機構統計集

༓෇

༓෇

༓෇

Thousand Yen

Thousand Yen

Thousand Yen

2015年度- 206 -





[傷害保険]㏻ࠉࠉࠉࠉࠉ㝔
Non-Hospitalization, Medical Expenses

ಖࠉ㝤ࠉᩱ

⿕ಖ㝤⪅ᩘ

᪥㢠ಖࠉ㝤ࠉᩱྜィಖ㝤ᩱPremiums

No. ofAmounts

Premiums

Total Premiums

WrittenInsureds

per Day

WrittenWritten༓෇༓෇ ༓෇

Thousand Yen



㏻ࠉࠉࠉࠉ㝔

༓෇

Thousand Yen

Thousand Yen

Thousand Yen





ࠉࠉࠉࠉྜࠉࠉࠉࠉࠉࠉィ

Non-Hospitalization,

Total

Medical Expenses⿕ᐖ⪅ᩘಖࠉ㝤ࠉ㔠⿕ᐖ⪅ᩘ

ಖ㝤㔠

No. of Victims

Claims Paid

No. of Victims

Claims Paid



༓෇

༓෇

Thousand Yen

Thousand Yen

- 207 -



損害保険料率算出機構統計集

2015年度[傷害保険]➨㸶⾲ࠉᾏእ᪑⾜യᐖಖ㝤⤫ィ⾲ᖹᡂᖺᗘ!
Table 8 Overseas Travelers' Personal Accident Insurance 䠘Fiscal 2015䠚㸦᪂ዎ⣙㸧Contracts
㡰
ᗎ

⿵ࠉൾ

௳ࠉࠉᩘ

Coverage

No. of Policies










യᐖ࣭Ṛஸᚋ㑇㞀ᐖയ ᐖ ࣭ Ṛஸയᐖ࣭ᚋ㑇㞀ᐖ⑌ ⑓ ࣭ Ṛஸ
἞⒪࣭ᩆ᥼㈝⏝യᐖ࣭἞⒪㈝⏝⑌⑓࣭἞⒪㈝⏝ᩆ ᥼ ⪅ ㈝ ⏝Death and Permanent Disability by Bodily Injury
Death by Bodily Injury
Permanent Disability by Bodily Injury
Death by Sickness
Medical and Rescuer's Expenses
Medical Expenses for Bodily Injury
Medical Expenses for Sickness
Rescuer's Expenses








ྜ

Total



ィ㸦ᨭᡶ㸧ClaimsṚࠉࠉࠉஸ
Death

⿵ࠉൾ

㡰
ᗎ

Coverage

⿕ᐖ⪅ᩘ

ಖࠉ㝤ࠉ㔠

No. ofVictims

ClaimsPaid༓෇
Thousand Yen










യᐖ࣭Ṛஸᚋ㑇㞀ᐖയ ᐖ ࣭ Ṛஸയᐖ࣭ᚋ㑇㞀ᐖ⑌ ⑓ ࣭ Ṛஸ
἞⒪࣭ᩆ᥼㈝⏝യᐖ࣭἞⒪㈝⏝⑌⑓࣭἞⒪㈝⏝ᩆ ᥼ ⪅ ㈝ ⏝Death and Permanent Disability by Bodily Injury
Death by Bodily Injury
Permanent Disability by Bodily Injury
Death by Sickness
Medical and Rescuer's Expenses
Medical Expenses for Bodily Injury
Medical Expenses for Sickness
Rescuer's Expenses



㸫

㸫
㸫
㸫
㸫



㸫
㸫
㸫
㸫
㸫



ྜ

Total





ィ㸦ὀ㸧㸦ࠉ㸧ෆᩘ್ࡣྜィ࡟ྵࡲ࡞࠸ࠋ
Note. Figures in round brackets ( ) are not included in “Total.”

損害保険料率算出機構統計集

2015年度- 208 -

[傷害保険]⿕ಖ㝤⪅ᩘಖࠉ㝤ࠉ㔠ࠉ㢠ಖࠉࠉ㝤ࠉࠉᩱ

No. of Insureds

Insured Amounts

Premiums Written

㡰
ᗎ

ⓒ୓෇

༓෇

Million Yen

Thousand Yen







































ᚋ㑇㞀ᐖ

἞⒪㈝⏝➼ྜࠉࠉࠉࠉィ

Permanent Disability

Medical and Other Expenses

Total

⿕ᐖ⪅ᩘ

ಖࠉ㝤ࠉ㔠

⿕ᐖ⪅ᩘ

ಖࠉ㝤ࠉ㔠

⿕ᐖ⪅ᩘ

ಖࠉ㝤ࠉ㔠

No. ofVictims

ClaimsPaid

No. ofVictims

ClaimsPaid

No. ofVictims

Claims
Paid

༓෇

༓෇

༓෇

Thousand yen

Thousand yen

Thousand yen

㡰
ᗎ


㸫

㸫
㸫
㸫
㸫
㸫


㸫
㸫
㸫
㸫
㸫
㸫

㸫
㸫
㸫
㸫




㸫
㸫
㸫
㸫









































- 209 -

損害保険料率算出機構統計集

2015年度[傷害保険]

＜参 考＞

傷害保険

収支の推移

Reference: Trend in the Income and Expenditure of Personal Accident Insurance

年

度

収

Fiscal Year

入

保

険

料

支

Premiums Written

払

保

険

金

Claims Paid

千円

千円

Thousand Yen

Thousand Yen

平成23
2011

673,524,008

352,594,341

平成24
2012

683,200,786

351,433,981

平成25
2013

750,306,827

382,208,615

平成26
2014

834,859,610

401,040,473

平成27
2015

829,879,570

394,682,374（注）本表は、傷害保険（医療保険等を含む）について、国内損害保険各社の決算数値に基づく元受正味保険料（積立保険料を除く）および元受正味保険金を集計したものである（出典「インシュアランス損害保険統計号」（保険研究所発行））。
Note. This table shows direct net premiums (excluding savings premiums) and direct net claims for personal accident insurance(including medical insurance, etc) based on the financial statements of domestic general insurance companies.
(Source: "Annual Special Issue The Statistics of Japanese Non-Life Insurance Business"issued by the Insurance Reserch Institute Co., Ltd.)

損害保険料率算出機構統計集

2015年度- 210 -