Principal Operations of the Chugin Financial Group

Chugin Financial Group, which comprises the Company along with thirteen subsidiaries, is positioned to offer a wealth offinancial services, including corporate and personal banking, leasing and securities businesses, and more.
Consolidated subsidiaries

Business segment

Organizational Chart for the Chugin Financial GroupThe Chugoku Bank, Limited

Banking business

Domestic offices: Head office, 131 branch offices,
5 sub-branch offices, 21 branch-in-branch offices, 2 branch-in-branch subbranch offices, 1 special sub-branch office, 1 representative office,1 internet branch
Locations with ATM installed Outside branches: 209 locations (234 ATMs)
Overseas offices: 2 branch and 3 representative offices
CBS Company, Limited
The Chugin Operation Center Co., Limited
The Chugin Credit Guarantee Co., Limited
The Chugin Lease Company, Limited
The Chugin Card Company, Limited
Chugin Asset Management Company, Limited
Chugin Securities Co., Ltd.
SETONOWA Co., Ltd.
Chugin Capital Partners Co., Ltd.
Chugin Energy Co., Ltd. (Established in April 3, 2023)
Chugin Human Innovations Co., Ltd.
C Cube Consulting Co., Ltd.

Consigned administrative operations for banks
Deposits, loans, exchanges, direct debits, publicmoney services, Business processing anddocument management of investment trusts
Credit guarantee businessLeasing businesses
Credit card business
Asset management business
Securities business
Regional trading business
Fund operation and management business
Regional energy and decarbonization businessFee-charging employment placement business
Consulting business(As of March 31, 2023)

Shareholder Information(As of March 31, 2023)

Breakdown of Types of Shareholders
Category

Government and local authorities .......................................................................................................................
Financial institutions ..........................................................................................................................................
Securities firms .................................................................................................................................................
Other corporations ............................................................................................................................................
Foreign investors
Non-Individuals ...............................................................................................................................................
Individuals ......................................................................................................................................................
Individuals ........................................................................................................................................................
Total .....................................................................................................................................................
Number of shares held in less than trading units .................................................................................................

Number of shares
Number of shareholders (Hundreds of shares)
Percentage

2
40
30
511

91
527,883
33,726516,147

0.00
28.60
1.83
27.96

209
4
12,803
13,599—249,4389
518,768
1,846,062
165,261

13.51
0.00
28.10
100.00—Major ShareholdersName of Shareholders

The Master Trust Bank of Japan, Ltd...................................................................................................................
Custody Bank of Japan, Ltd................................................................................................................................
Okayama Tochisouko Co., Ltd.............................................................................................................................
Nippon Life Insurance Company..........................................................................................................................
KURABO INDUSTRIES LTD...................................................................................................................................
CP CHEMICAL INCORPORATED...........................................................................................................................
Chugin Financial Group Employee Stock Ownership Plan......................................................................................
Meiji Yasuda Life Insurance Company..................................................................................................................
GOVERNMENT OF NORWAY (Standing proxy: Citibank, N.A., Tokyo Branch)............................................................
Shizuka Forestry Co., Ltd....................................................................................................................................
Total

Unit: 1,000 shares

Number of holding
sharesPercentage ofoutstanding shares

23,436
9,693
5,358
4,756
4,559
4,478
4,372
3,804
2,910
2,370
65,740

12.75
5.27
2.91
2.58
2.48
2.43
2.38
2.07
1.581.29
35.78

CHUGIN FINANCIAL GROUP, INC.

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