Bosch Health Insurance Society

ProfileBosch
Health Insurance Society

5-5 Yakyu-cho 2 chome Higashimatsuyama City, Saitama〒355-0028
TEL.0493-22-0890
FAX 0493-23-7466e-mail bosch-kenpo@bosch-kenpo.or.jp
HP
http://www.bosch-kenpo.or.jp

FY2024 Version

Bosch Health Insurance Society was founded on January 1, 1956 (Showa 31) as Diesel
Kiki Health Insurance Society, and since then, the Health Insurance Society progressedalong with the histories of the parent companies that split and re-aligned, and has reached
its present structure.
The health insurance system plays a very important role as part of the “universal healthinsurance system,” which obliges all citizens to enroll in somekind of medical insurance system. It is a mutual aid activity, in which insurance premiums entrusted to us by all ofsociety members are used to reduce the financial burden of those who unfortunately become
ill, and constitutes the main purpose of founding the health insurance society.
Another important role is to actively contribute to the early detection of diseases,
preventive care, health maintenance and promotion by making use of the specialized
knowledge, experience, and skills. It is our hope and also, we believe, our mission thateveryone can live a healthy and cultural life through these series of activities.
Now, the situation surrounding health insurance societies has rapidly becoming severe,
especially in terms of finances, since the implementation of the current medical care system
for the elderly in 2008 (Heisei 20). This is because Japan as a whole is facing a super-aging
society and because the main financial resources for maintaining the social security systemcorresponding to this is demanded from the working generation. Currently, the amount offinancial support and payment contributed to the medical care system for the elderly exceeds
40% of insurance premium income, and the ratio continues to rise year by year. I n addition,
along with the increasing aging population, the number of mental illnesses and diseases
caused by lifestyle habits is becoming bigger, and the insurance benefits provided for
medical expenses are also becoming bigger and bigger yearly due to including advanced
medical care and high-priced drugs.
In such environment, we are developing various measures to fulfill our mission mentioned
above. However, the development of these measures cannot be achieved without the healthawareness and actions of each society member.
We hope that you will actively take advantage of our various measures for your health. We
aim to be the health insurance society that makes everyone say happy in being a member ofBosch Health Insurance Society.
"Thank you for your support and cooperation."Table of contents< Main parts >Health insurance system in Japan
Medical insurance (health insurance) system
・ in Japan・・・・・・・
Comparison of insurers that constitute themedical insurance system
・ Medical-care system for the elderly
・・・・・・・

3

・・・・・・・

4

Organization of health insurance society
Health insurance society’ mission

・・・・・・・

1-2

5

Overview of Bosch Health Insurance Society

・・・・・・・

・ Table of monthly premium

・・・・・・・

7

・ List of member establishments

・・・・・・・

8

Personal Information Protection Basic Policy

・・・・・・・

9

Guidance on facilities
Health（Office building）
・ counseling office・・・・・・・（Clinic building）<Kenpo kaikan>
・ Health promotion center・・・・・・・
Guidance on insurance benefits and additional
・・・・・・・
benefits
Health activities “support activities throughsubsidy payment / additional medical
examination activities"
Health activities “About physical exercise
encouragement activities”

6

10
11-12
13-14

・・・・・・・

15

・・・・・・・

16

・ List of main documents to be submitted

・・・・・・・

17

・ About website <HP> and application forms

・・・・・・・

18

・・・・・・・

19-20

Guidance on various procedures

Guidance on contract resort facilities
・ How to use, etc.

FY2024 Ver.

Medical insurance (health insurance) system in Japan
Insured person (patient)・75 years old or older (Late-stage elderly): 10% copayment(30% for those with income equivalent to active workers)③ Payment ofco-payment

・70 to 74 years old (Early elderly): 20% copayment(30% for those with income equivalent to active workers)

Medical institution
Hospital / clinic,
dispensing
pharmacy, etc.

・From compulsory education to age 69: 30% copayment
・Before compulsory education: 20%② Receiving
medical services(medical benefits)① Payment of
insurance premiums⑦ Payment of
medical care costs

Insurer・ National Health Insurance
・ Japan Health Insurance Association (Association Kenpo)
・ Society-managed health insurance (Health Insurance)
・ Mutual aid society-managed health insurance
Support payments
・Medical-care system for the advanced elderly (prefectures)⑥ Payment ofbilled amountPublicsubsidy
Administrative agencies
・Nation・Prefectures
・Municipalities④ Billing of
medical care
costs

Healthcare bill check andpayment organizations

・Health Insurance Claims Review &Reimbursement Services (HICRRS)・National Health Insurance Organization⑤ Reviewed
bill※Comprehensive payment institution that acts as

an intermediary between insurers and medical
institutions
1

FY2024 Ver.

Comparison of insurers that constitutethe medical insurance system
National Health
Insurance

Japan Health
Insurance
Association(Association
Kenpo）

・Non-regular
workers
・Pensioners
・Self-employedpersons

Small and mediumsized businessworkers

Big company
workers

Civil servants

Persons aged 75
years or over

Operating bodies

Municipalities

Corporation
separated from theformer Social
Insurance Agency

Single company
or legal entity
funded bymember ofsame-trade group

Groups thatmanage mutual
aid by public
servants

Municipalities

Number of groups(March end, 2020)

1,716

1

1,388

85

47

Number of insured
persons（March end, 2020）

26.6 mil persons（21.7％）

40.44 mil persons（33.0％）

28.84 mil persons（23.5％）

8.54 mil persons（6.9％）

18.03 mil persons(14.7％)

Average age (FY2019)

53.6

38.1

35.2

32.9

82.5

Per-person average
medical cost (FY2019)

379,000 yen

186,000 yen

164,000 yen

163,000 yen

954,000 yen

Per-person average
income (FY2019)0.86 mil yen

1.59 mil yen

2.27 mil yen

2.48 mil yen

0.86 mil. yen

89,000 yen(Business owner's
burden included：238,000 yen)(Business owner's
burden included：239,000 yen)(Business owner's
burden included：288,000 yen)

4,303.4 bil. yen

1,236.0 bil. yen

725 bil. yen

Nil

※1

Insured person

Configuration of insured
persons

Per-person average
insurance premium(FY2019)
Public expenditure(FY2022 budget base)

119,000 yen

Society-managed
Mutual-aid
Medical-carehealth Insurance
society-managed system for the(Health Insurance
health insurance advanced elderly
Societies)

132,000 yen

144,000 yen

72,000 yen

8,588.5 bil. yen※1 In addition, there are small-scale "Insured persons stated in Paragraph 2 of Article 3", "Seamen's Insurance", "National Health
Insurance Society", and "Other (Public Assistance)". [Source: Ministry of Health, Labor and Welfare website "About Japan's medical
insurance"]2

FY2024 Ver.

Medical-care system for the elderly

Medical-caresystem for theadvancedelderly<No. of object persons>
The elderly aged 75 & overapprox. 18.9 mil. people<Medical expense for theadvanced elderly >18.4 trillion yen / year
(FY2022 budget base)
Insurance benefits: 17.0
trillion yen
Co-payment: 1.5
trillion yen

System of financial
adjustment for the
persons in the earlier
stage of old age<Object persons>
The elderly aged 65 to 74<No. of object persons>approx. 15.9 mil. people<Total medical expenses>
Approx. 6.7 trillion yen / year
(FY2022 budget base)

Patient burden (100 %)【Overview of the system】
Japan has realized universal health insurance through the dual system of national healthinsurance and health insurance for employees but there is a structural problem such as joining thenational health insurance when it comes to the elderly age. However, its structural issue is that,while many working generations with high incomes and low medical costs join employee
insurance, elderly people with low incomes after retirement and high medical costs join National
Health Insurance.
For this reason, from the viewpoint of supporting medical care for the elderly by society as awhole, the mechanism has been established that the 90% medical care for the elderly aged 75 iscovered by support money from the working generation and public funds, and that, for those aged
65 to 74, the system to coordinate financial adjustment among insurers is in place.
Public fund (50%) = Nation : Prefectures : Municipalities = 4 : 1 : 1
Elderly insurance
premium (10%)

Support money for the advanced elderly＝Contributions from younger generation (40%)

Transfer

Insurance
benefits
Premium
payment

Health Insurance Claims Review &Reimbursement Services (HICRRS)

Payment
Each medical insurer

Premium

Insuredperson(aged 75 orover)

Insured person of each medical insurance(aged 0 to 74)

Object baseamount foradjustment
Average amount
paid by the insured
persons in the earlier
stage of old age in all
insurers

Health Insurance Claims
Review & Reimbursement
Services (HICRRS)
Payment by the
insured persons
in the earlier
stage of old age

Averagein all insurers

Association
Kenpo
3

Object base amountis distributed
according to the
proportion of thepersons in the earlier
stage of old age

Transfer

Health insurance societies, National Health
Insurance
Mutual aid societies

FY2024 Ver.

Organization of health insurance society● Operations of Health Insurance Society
A Health Insurance Society is run autonomously and democratically within
the boundaries specified by the Health Insurance Act, by a board withmembership consisting of one-half employer representatives and one-half
employee representatives.
● The Health Insurance Society organization
・Society Committee
The Society Committee is the highest decision-making body, similar to thegeneral meeting of shareholders in a company, and decisions are made about"what to do and how to do it. It makes decisions on important matters such as
rules, insurance premiums, business plans, budgets, and settlement of accounts.
The Society Committee membership consists of equal numbers of appointed
Committee members chosen by the employer and elected Committee members
elected by insured persons.
・Board of Directors
The Board of Directors is much like that of a company executes thedecisions of the Society Committee. The Board membership consists of equal
numbers of directors chosen from the appointed Committee members andelected Committee members.

・Chairman of the Board
One chairman of the Board is selected from among the directors chosenfrom appointed Committee members. The chairman represents the society andhas the highest level of responsibility for society management.
・Managing Directors
With the consent of the Board of Directors, the chairman of the Board
appoints Managing Directors from among the directors. Managing Directors
assist the chairman and handle matters as needed for regular society business
management.

・Auditors
Two Auditors, one chosen from each of the appointed and elected Committee
members, audit the society's business execution and financial conditions.

【System / org. chart】
Members
Businessorner

Insuredpersons

Appoint

Bosch Health Insurance Society(Staff organization)

Society
Committee
Board ofDirectors

Election

Society committee(Decision-making body)Appointed c.
members

Election

Election

Chairman of
the board

Directors
Managing
directors

Managing
Directors＊Other than the above, 6 nurses areenrolled and seconded to RBJP.

(Auditing body)

Board of directors(Executive body)
Directors

No. of staffs ＊As of Jan., 2023

Auditors(Mutually)
elected c.
members

Election

Chairman of
the Board

Secret Audit-ariatOne chosen from
appointed c.
members and one
chosen from
(Mutually) elected c.
members

One
Appointed
c. memberOne(Mutually)
elected c.
memberAdministrative
OfficeHealthcare
Promotion Dept.

Medical Advisory
Staffs4

38 persons

GeneralAffairs Sec.

ClinicInsurance Coverage /Benefit G
General Affairs /Accounting G
Medical G (Medical,
Dental)Medical Affairs G.

Activities
Promotion
Sec.

Activities
Promotion G.
Mental HealthＧ
Health Promotion
CenterFY2024 Ver.

Bosch Health insuranceSociety’ Mission
Realizing Bosch Health
Insurance Society members’ happy
and cultural life through theactivities that support their healthmaintenance and enhancement,
and aiming for its maintenanceand improvement is our mission
and raison d'être.

5

FY2024 Ver.

Overview of Bosch Health Insurance Society
As of January 2024

Date ofestablishment

January 1, 1956
7,523

No. of insured
persons

Persons(Ave. age

47.06

Years old)

Men：

6,429

Persons(Ave. age

47.58

Years old）

Women：

1,094

Persons(Ave. age

43.92

Years old）

No. of dependents
Average standard
monthly income
No. of businessestablishments

7,454

Person518,400

Yen（Dependency
ratio

0.99

）

16
General premium
Businessowner
Insuredpersons90.0／1000

Premium rate（including adjusted
premium rate）
Long-term careinsurance premium

IncomeOrdinary
income＊FY2022

Premium
Others
Total

Non-recurring income
Total

Ordinary
expenditure

Expenditure

Health insurance benefits（Medical care cost, etc.）
Payment for the elderly, etc.
Expenses for health care
Others
Total

Non-recurring expenditure9.0／1000

Unit：Mil. yen

5,182
235
5,417
128
5,545
2,309
1,696
368
417
4,790
77
4,867

Total

627
51
678

Non-recurring balance
69.0／1000

Total
Ordinary balance

Balance38.0／1000

Businessowner
Insuredpersons18.0／1000＜Financial situation＞

52.0／1000

FY2024 Ver.

Table of monthly premium(Table of standard monthly remuneration amount levels)
Monthly remuneration amount
Level Equal to or more

1less thanStandard monthly
remuneration amountMonthly amount Daily amountMonthly remuneration amount
Level Equal to or moreStandard monthly
remuneration amountless thanMonthly amount

Daily amount～ 63,000

58,0001,930

31515,000～

545,000

530,000

17,6702

63,000～ 73,000

68,0002,270

32545,000～

575,000

560,000

18,670373,000～ 83,000

78,0002,600

33575,000～

605,000

590,000

19,6704

83,000～ 93,000

88,0002,930

34605,000～

635,000

620,000

20,6705

93,000～ 101,000

98,0003,270

35

635,000～

665,000

650,000

21,670

6

101,000 ～ 107,000

104,000

3,470

36

665,000～

695,000

680,000

22,670

7

107,000 ～ 114,000

110,000

3,670

37695,000～

730,000

710,000

23,670

8

114,000 ～ 122,000

118,0003,930

38730,000～

770,000

750,000

25,0009122,000 ～ 130,000

126,000

4,200

39

770,000～

810,000

790,000

26,33010

130,000 ～ 138,000

134,000

4,470

40

810,000～

855,000

830,000

27,67011

138,000 ～ 146,000

142,000

4,730

41855,000～

905,000

880,000

29,33012

146,000 ～ 155,000

150,000

5,000

42

905,000～

955,000

930,000

31,00013

155,000 ～ 165,000

160,0005,330

43

955,000～ 1,005,000

980,000

32,67014

165,000 ～ 175,000

170,000

5,670

44

1,005,000～ 1,055,000

1,030,000

34,33015

175,000 ～ 185,000

180,000

6,000

45

1,055,000～ 1,115,000

1,090,000

36,33016

185,000 ～ 195,000

190,000

6,330

46

1,115,000～ 1,175,000

1,150,000

38,33017

195,000 ～ 210,000

200,000

6,670

47

1,175,000～ 1,235,000

1,210,000

40,33018

210,000 ～ 230,000

220,000

7,330

48

1,235,000～ 1,295,000

1,270,000

42,33019

230,000 ～ 250,000

240,000

8,000

49

1,295,000～ 1,355,000

1,330,000

44,33020

250,000 ～ 270,000

260,000

8,670

50

1,355,000～

1,390,000

46,33021

270,000 ～ 290,000

280,000

9,330

22

290,000 ～ 310,000

300,000

10,000<Calculation method of health insurance premiums>

23

310,000 ～ 330,000

320,000

10,67024

330,000 ～ 350,000

340,000

11,330

Health insurance premium＝Standard
remuneration (monthly) amount × Insurance rate25

350,000 ～ 370,000

360,000

12,00026

370,000 ～ 395,000

380,000

12,67027

395,000 ～ 425,000

410,000

13,67028

425,000 ～ 455,000

440,000

14,67029

455,000 ～ 485,000

470,000

15,67030

485,000 ～ 515,000

500,000

16,670For the person's burden (co-payment) and thecompany's burden, please refer to the union
guide [business outline].
Salary slip

About us Health insurance outline

http://www.boschkenpo.or.jp/member/info/intro.html
7

FY2024 Ver.

List of existing member
establishments
As of January, 2024
Name of establishment

Location
Higashimatsuyama-shi, Saitama

Bosch Corporation
Bosch Engineering K.K.

Yokohama-shi, Kanagawa

Syntegon Technology K.K.

Shibuya-ku, Tokyo

Bosch Service Solutions

Chiyoda-ku, Tokyo

SEG Automotive Japan Corporation

Yokohama-shi, Kanagawa

Bosch Global Software Technologies

Shibuya-ku, Tokyo

ELPRO Corporation

Chiyoda-ku, Tokyo

Knorr-Bremse Commercial Vehicle Systems Japan Ltd.

Sakado-shi, Saitama

ETAS K.K.

Yokohama-shi, Kanagawa

Kanto-Seiatsu Kogyo Co.,Ltd.

Honjyo-shi, Saiama

Gunmaa Seiki Co., Ltd.

Takasaki-shi, Gunma

Fuji Aitac Co., Ltd.

Misato-cho, Kodama-gun,
Saitama

F.A. Niigata Co., Ltd.

Izumozaki-machi, Santo-gun,
Niigata

Valeo Japan Co., Ltd.

Kumagaya-shi, Saitama

Valeo Kapec Japan Co. Ltd.

Atsugi-shi, Kanagawa

Bosch Federation of Trade Unions

Higashimatsuyama-shi, Saitama

Bosch Health InsuranceSociety

Higashimatsuyama-shi, Saitama

8

FY2024 Ver.

About personal information protection
Bosch Health Insurance Society acquired the
P mark (PrivacyMark), a personal information
protection management system certification
system, in 2006. Since then, it has beenrenewed (examined) every two years, and weare always striving to take the utmost care forprotection of personal information.
What is the P mark ?
It is the only one third-party certification system in Japan for the Protecting your PRIVACY
personal information protection system, and Japan Information
Processing and Development Center (JIPDEC) performs the grantmanagement. It performs conformity assessment / certification of
the personal information protection management in groups,
organizations, etc. and when they conform the requirements, theuse of “P mark (privacy mark)“ is granted, and by displaying this, acertain level of trust on the personal information handling system of
the group / organization is gained.
＊Among approximately 1,400 health insurance societies, only
approx. 20 societies obtained this certification.
Certification body: Japan Information Processing and Development Center (JIPDEC)
Assessment body: (MEDIS-DC)
Certification number: No. 14650007
Certification period: From July 11, 2006 Ongoing
Privacy Mark

Registration Card
Protecting your PRIVACY

For the details on personal information
protection, please refer to the website.

URL：http://www.boschkenpo.or.jp/member/info/policy.htm

Bosch Health Insurance Society

Medical Information System Development Center
Japan Information Processing and Development Center

9

FY2024 Ver.

Guideline of facilities●

Health counseling office ＜Kenpo Kaikan>（Office building・Clinic building）

Health Insurance Society was located in themain building of Higashimatsuyama Plant ofDiesel Kiki Co., Ltd. when it was founded in
1956, but, it was moved to the present locationin 1962. In 1997, the building was expanded tothe existing three-story building.
Entering the entrance, on the left side is theoffice building and on the right side is the clinic
building.

●Medical Clinic
Doctors

Dr. Takahashi

Dr. Kawata

Tue.

Wed.

Thu.

Fri.

Takahashi

SakataTakahashiInternal
medicine（Circulatoryorgan）

Internal
medicine（Respir
atory）

Internal
medicine（Circulatoryorgan）〔Full-time doctors〕

Director

Dr. Sakata〔Outpatient attending
doctors〕

Day ofweek

Mon.

Attending
doctor〔Office hours〕
9:00 to12:45
14:00 to17:30〔Nonconsultation days〕
Specialty
Sat./Sun.
※Same as Bosch
Corporation Hig. Plant.

〔Available examination〕
・Blood, urine, feces test
・X-ray・ Electrocardiogram・24-hour electrocardiogram
・Ultrasonic (echo)・Lung function test
・Sleep apnea test

Morning

Afternoon

Takahashi

Shibasaki

Internal
medicine（Circulatoryorgan）

Internal
medicine（Respirat
ory）

SakataInternal
medicine（Respir
atory）＊ The persons who are not members of Bosch Health Insurance Society
can also receive the examination, but we do not accept the consultation for
those under the age of 15.
＊ Outpatient smoking cessation therapy and smoking cessation
consultation by specialist doctors and certified guiding nurses are available.
＊ The vaccinations against influenza, herpes zoster, pneumococcus, andrubella are also available.

● Dental clinic〔Dentist in attendance〕〔Office hours〕 9:00 to12:45

14:00 to17:30

Chief dentist

Dr. Yamashita

Reservations are required, but pleasecontact us in the event of an emergency.

〔Nonconsultation days〕Sat./Sun.

※Same as Bosch Corporation Hig. Plant. (There are other temporary nonconsultation days.）＊The dental clinic provides dental care only to members of the Bosch Health Insurance Society.
However, we do not accept the consultation for those under the age of 15, even though they are themembers of the Bosch Health Insurance Society.
(The dental care to other than members of Bosch Health Insurance Society is not provided.)In the meanwhile, please note that there may be cases that the municipal subsidy is not provided.
10

FY2024 Ver.

● Health Promotion Center
It is a physical exercise facility held by oursociety, where dedicated instructors areresiding, and is used as a base forpromoting your health and physical strength.
Health Promotion Center

Bosch Corporation,
Higashimatsuyama Plant

West entrance / exit

Bosch Health Insurance Society,Kenpo Kaikan

Tobu Tojo line
Higashimatsuyama Station

1-11 Yakyu-cho 2 choume Higashimatsuyama City, Saitama
3min. walk from west exit of Higashimatsuyama sta. (Tobu Tojo line)〔 Fitness room 〕〔Reception/Entrance〕〔training gym〕

Studio Program

Evening

Afternoon

Morning・Only for the first time, full reservation system is applied. Please follow the steps below to get started.
・The more the number of black asterisks (★), the higher the exercise intensity.
Tue.

Wed.

Thu.

Fresh exercises

Fresh exercises

Fresh exercises

Fresh exercises

10:00 to 11:00★★★☆☆

10:00 to 11:00★★★☆☆

10:00 to 11:00★★★☆☆

10:00 to 11:00★★★☆☆

Chair exercises

Stretching＆Conditioning
14:30 to 15:30★☆☆☆☆

Health＆Fresh
14:30 to 15:30★★★★☆

PilatesYoga

18:00 to 19:00★★★★☆

18:00 to 19:00★★★☆☆

14:30 to 15:30
★★☆☆☆
Trunk
training
18:00 to 19:00
★★★★★

Fri.

Sat.

Soft
Aerobics
18:00 to 19:00★★★★☆

What to bring ... Towel, drink, exercise clothes, indoor shoes
Participation Fee…

600Yen

400Yen※ 【夜間】のクラスは、2024年度(４月)より火曜日～木曜日の内容が変更になります。
通知・広報にてお知らせしますので、次ページの健保HPリンクからご確認ください。
11

FY2024 Ver.

Use of the Training Gym
Only for the first time, full reservation system is applied. Please follow the steps below to get started.

Please take areservation
first.

Please select a date and time that is convenient for you from the【Guidance for use】 below and make a reservation by phone or email.
After the body composition measurement and interview, we will explain
how to use the machine. For those who wish, we will create and guidean exercise program that suits you better.

On thereservation day

From thesecond training【Things you need on the day】

・Photo of your face such as an employee ID card or driver's license
・Results of a health checkup
・Outfits for exercise & indoor shoes
・Water & towels, etc.
・Usage fee (see below)
・Others
From the second time, you can practice training at your convenient time. If
you wish, a trainer will provide you with advice training again. (reservation
required)

Usage details

Usage fee

Advice training

400 Yen /1 time

Free training
Free training
Coupon ticket (11tickets)

200 Yen /1 time

【 Others 】
Usage fee
Rental towel (Large / small)Rental shoes

2,000 Yen

Shower (※)

Usage fee
50 Yen / each
150 Yen /1 time

※The usage fee of fitness room and training gym“ includes the shower fee."

Guidance for use【Gym hours】 Tuesday - Friday: 9:30 - 20:00（closed at 20:30)
Saturday:9:00 - 17:30 （closed at 18:00）【Closed days】 Every Sunday / Monday, Golden Week, Summer / Winter holidays
0493-22-0890(Main No.)
【Application / Inquiry】
h_center@bosch-kenpo.or.jp

For details, please visit the
Health Insurance website. ☛Health promotion center | About us | Bosch
Health Insurance Society (bosch-kenpo.or.jp)

1F Counseling room (Mental health)At the Counseling room on the 1st floor of Health Promotion Center, a counselor
belonging to our society provides counseling by appointment. Anyone who is an"insured person" or an "adult dependent“, who belongs to the businessestablishment that has a counseling contract with our society can use it, so please
don’t hesitate to use it as soon as possible without having problems alone.
[Reservation hours] 9:00 to 17:00 on working days of our society[Inquiries / contact to] 0493-22-0890 (main number)
12

FY2024 Ver.

List of Bosch Health Insurance Society’s Benefits 【From Oct. 2009】
The person himself /herself (Insured person)

Sickness, injury
Additional benefits(Additional sum provided by Bosch Health Insurance

Statutory benefits(Benefits determined by Health Insurance Act)
Medical Care Benefits
Medical Care Expenses

Non-insured AssociatedMedical Care Expenses

High-Cost Medical Care
Benefits

Society)

70% of medical care expenses isprovided.
After you paid the entire medical carecosts up front, if you make a request
reimbursement, you will be paid a certain
standard amount.
Even if the treatment you received is noninsured associated medical care, as longas it is "treatment under evaluation” or"specific treatment" that meets certain
conditions, it is covered by insurance.
When your copayment on medical carecosts for a single case in one monthexceeds Cost-Sharing Maximum Amountfor your income category, the excess
amount is paid.
High-cost medical expenses for both
inpatients and outpatients will be paid in
kind upon presentation of a ceiling
application certificate. (There are 5 levelsof application according to income
requirements)

Home-Visit Nursing
Care Expense

70% is paid when receiving home-visit
nursing care

Inpatient Meal Expenses

Amount exceeding the copayment
amount per meal is paid.

Transportation
Expenses

Paid according to standards whenmoving to a hospital, etc.

High Aggregate Cost forLong-term Care
Expenses

When you or your dependents have two
or more high-cost medical expenses(Copayment 21,000 yen or more)

The person himself / herself(Insured person)

Maternity Allowance
Funeral Expenses

Patient Cost-Sharing
Reimbursements

Less than 100 yen,prosthetic equipment
charges, chiropractic,
acupuncture andmoxibustion massage, etc.
are not paid.

Home-Visit Nursing
Care Expense
Additional sum

Same as“Patient Cost-Sharing
Reimbursements”

High Aggregate Costfor Long-term Care
Expenses Additional
Sum

Same as“Patient Cost-Sharing
Reimbursements”

Childbirth, death

Statutory benefits(Benefits determined by Health Insurance Act)Childbirth andChildcare Lump-Sum
Grant

The amount after
subtracting 20,000 yen
from copayment amountfor one medical expense
per month

500,000 yen per child(in case of the maternity medical carecompensation scheme subscription）

Additional benefits(Additional sum provided by Bosch Health
Insurance Society)Childbirth andChildcare AdditionalSum※ Changed from Apr. 2023
Amount equal to 2/3 of the average
standard daily remuneration is paid for one
day off. Before childbirth 42 days and afterchildbirth 56 days (including the day ofdelivery)
50,000 yen
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Paid 25,000 yen per childFY2024 Ver.

The person himself / herself(Insured person)

Time off from work due tosickness, injury
Additional benefits(Additional sum provided by Bosch Health
Insurance Society)

Statutory benefits(Benefits determined by Health Insurance Act)

Injury and Sickness
Allowance

2/3 of the standard daily remuneration ispaid for each day off. (Maximum 1 year
and 6 months)

Insured person, dependents

Non-insured
Associated Medical
Care Expenses
Dependents’ High-Cost
Medical Care Benefits

80% of standard daily
remuneration is paid.
(1 year from the start ofpayment)

Additional benefits(Additional sum provided by Bosch Health
Insurance Society)
Same as insured person“Patient Cost-Sharing
Reimbursements”

Sickness, injury, childbirth, death

Statutory benefits(Benefits determined by Health Insurance Act)

Secondary Dependent
Medical Costs

Extended Injury andSickness Allowance
Additional Sum

High Aggregate Cost
When insured person and yourdependents have two or more cases offor Long-term Carehigh-cost medical expenses (Copayment Services Additionalamount is 21,000 yen or more)Sum

Family (Dependents)

Dependents’ Medical
Care Expenses

20% of standard daily
remuneration is paid.

Sickness, injury

Statutory benefits(Benefits determined by Health Insurance Act)High Aggregate Costfor Long-term Care
Services

Injury and Sickness
Allowance Additional
Sum

Same as Insured person“Medical care benefits“ (80 % before
entering elementary school)
Same as Insured person“Medical care expenses“ (80 % before
entering elementary school)
Same as Insured person“Non-insured Associated Medical Care
Expenses“ (80 % before entering
elementary school)
Same as Insured person“High-Cost Medical Care Benefits” (80 %before entering elementary school)

Dependents' Home-Visit Same as Insured person
Nursing Care Expenses “Home-Visit Nursing Care Expenses”
Inpatient Meal Expenses

Same as Insured person“Inpatient Meal Expenses”

Dependents'
Transportation Expenses
Dependents' Childbirthand Childcare LumpSum Grant
Dependents' Funeral
ExpensesSame as Insured person“Transportation Expenses”
Same as Insured person“Childbirth and Childcare Lump-Sum
Grant"
Same as Insured person“Funeral Expenses”
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Additional benefits(Additional sum provided by Bosch Health
Insurance Society)Dependents' Medical
Care Additional Sum

Same as insured person“Patient Cost-Sharing
Reimbursements”

Dependents' HomeVisit Nursing Care
Expenses Additional
Sum

Same as insured person“Patient Cost-Sharing
Reimbursements”

List of support activities through subsidy payment＆additional medical examination activities

FY2024 Ver.

For each item in the “List of support activities through subsidy payment” and "List of additional medical
examination activities“, the subsidy can be paid and the examination can be performed up to once a year.
Please make use of them for your own health management and the health management of your family.

List of support activities through subsidy payment

Object medical
exams forsubsidies

Eligible person
Age

Limited to

Subsidy amount

GenderDock
item

Exam feeLess than 35,000 yen

InsuredpersonBrain dockBreast cancer
screening
Cervical cancer
screening
Stomach cancer
screening

35 years Man /old or over Woman

HIS subsidy amount
Exam fee×40％【Transfer destination】
Salary / business accountExam fee - 24,150 yen

45,781 yen or over

Uniformly 21,630 yen

Combined dock（Brain dock + Medical exam）

Uniformly 15,000 yen

・The case in which a brain dock is
contained in the PET scan items is
also included (regarded as the
combined dock).

InsuredpersonNil

Woman Upper limit

12,000 yen【Transfer destination】
Salary / business accountInsuredpersonNil

Woman Upper limit

6,000 yen

【Transfer destination】
Salary / business accountInsuredpersonBarium test
Upper limit 14,000 yen
35 years Man /Gastric endoscopy Upper limit 18,000 yen
old or over Woman※Either of them

InsuredpersonInfluenzavaccination

Brain dock 35,000 yen or over &less than 45,780 yen
only

Remarks

Nil

Dependent

Man /Woman Upper limit【Transfer destination】
Salary / business account【Transfer destination】
Salary / business account

2,000 yen

<Vaccination period>
Limited to October 1 to January 31

List of additional medical examination activities
Insured person（himself / herself）
Medical exam name

Age Gender

Remarks

Contents, etc.
Health checkup focused on metabolic

syndrome to prevent lifestyle-related
Even for those aged under 34 and those aged
Specific healthyears Man /checkups and specific 40
between 36 and 39, the blood test is performed as
diseases
or
over
Woman
health guidance
Health guidance is given to those who are long as I is requested.
eligible for specific health guidance.

Prostate
50 years
Man A test to check for prostate cancer
Performed by blood test at regular health checkup
examination(PSA test) or overStomach cancer risk 30 years Man / ABC screening （ stomach cancer risk
Performed by blood test at regular health checkup
screening
Woman test）
Eligible persons will be notified from Health InsuranceSociety. (In some business establishments, it is
35 years Man /or over Woman A test to check with barium or gastroscope implemented at the same time as regular healthcheckup.)
Eligible persons will be notified from Health Insurance
You can receive three items: cervicalSociety. (In some business establishments, it is
Gynecological
Nil
Woman cancer cytology, mammary gland echo, andexamination
implemented at the same time as regular healthmammography.
checkup.)
Performed at the same time as regular healthColon cancer
35 years Man /screeningor over Woman A test to check blood in stool
checkup.
Implemented at the same time as regular health
Abdominal ultrasound 35 years Man /(abdominal echo)or over Woman A test to check the health of internal organs checkup excluding some business establishments

Stomach cancer
screening

Dental checkup

Nil

Man /
Oral examination
Woman

At large business establishments in the Kanto area,
the examination will be performed at the same time as
regular checkups, and for the businessestablishments located far away, the cost of theexamination will be subsidized for each businessestablishments.

Dependents / Voluntarily and continuously insured person

Medical exam
Age Gendername
Family health
Examinations

35 yearsor overContents, etc.

These are health checkups focused on metabolic syndrome to prevent lifestyleMan / related diseases.
Woman Health guidance will be provided to those eligible for specific health guidance.
Other cancer screenings such as stomach cancer screening, breast cancer
screening, and cervical cancer screening can be received at the same time.
15

Remarks
Eligible persons will
be notified from
Health InsuranceSociety.

FY2024 Ver.

About physical exercise encouragement activities

We subsidize a portion of the cost for physical exercise encouragement activities
conducted by each employer (business establishment) to encourage health promotion,disease prevention, health maintenance and improvement,※ For receiving the subsidy, the application by each businessestablishment is required and it cannot be made by an individual.

Kinds of incentives / assistance founding

The Bosch Health Insurance Society has incentives / assistancefunding systems (2 kinds).
① All establishments are applicable.

Walkathon assistancefunding

500 yen/person【Applicable establishment】
All establishments② Establishments outside of Kanto area
Physical exercise
incentives for remoteareas:【Applicable establishment】
Establishments outside the Kanto area
(Tokyo, Kanagawa, Chiba, Saitama, Ibaraki,
Tochigi, Gunma)(※ However, UTSS-RBJP is applicable):

Up to 5,000
yen/person

The benefits can be receivable once a year (April 1 through the end of March of the following year).
Establishments outside the Kanto area are eligible for the benefits of either systems. The aplication
cannot be made at the same time for both Walkathon assistance funding and Physical exercise
incentives for a remote areas.

About details of the events
・Walking (Walkathon, etc.)
・Bowling
・Mountain climbing and hiking
・Horseback riding (experience), etc.

【Example】
Tochigi plant, Yorii plant, Musashi plant,
Higashimatsuyama plant, Yokohama Office:Walking events
Hamamatsu Office: Walking
Hiroshima Office: Setting goals for health checkups
Valeo Kyushu Plant: Walking to pick up trash

Please plan enjoyable events foreveryone of the establishment tojoin as one team♪

Please check the Bosch Health Insurance Society HP for details
such as the requirements for each incentive, how to apply, andhow to receive the incentives / assistance founding, etc.
Physical exercise encouragement system| Health activities | Bosch Health
Insurance Society (bosch-kenpo.or.jp)
16

FY2024 Ver.

List of main notification documents

Illness, injury, etc. (Application of the benefit)

Matters related to health insurance cards andinsurance premiums（Application-related matters)

Notification documents

Health insurance: Notification of Dependent(s) (Transfer)
・Health Insurance: Report on Circumstancesof Health Insurance Dependent※・Notice of Payment※※You may be asked to attach it.
Health insurance: Application for
Reissuance of Health Insurance Card
Health insurance: Notification of a Change(Correction) of Name of the Insured
Health insurance: Notification (Change) ofHealth Insurance Insured Address
Health Insurance: Notification of Correctionof Date of Birth of the Insured
Health Insurance: Notifications regarding
Voluntary and Continuously Insured Persons

・When adding a family member (when you want to add
a family member as a dependent)
・When a family member decreases (when you want toremove a family member from the list of dependents)
・If you lose your health insurance card and want it tobe reissued
・If your health insurance card is damaged
・Change in name due to marriage etc.
・When there is an error in the name on your healthinsurance card
・Change in address
・When there is an error in the date of birth on theinsurance card
・When you want to continue to join our society after
retiring from the company

Request for Issuance of Maximum Copayment Certificate for Health Insurance

・When your copayment are going to be highApplication for Injury and Sickness
Allowance plus Additional Sum
Application for Payment of Claim for
Extended Injury and Sickness Allowance
plus Additional Sum

・When you are absent from work due to sickness
or injury and cannot receive your salary, etc.

Application Form for Medical Care Expenses
Application Form for Overseas Medical Care
Expenses
Application for Medical Cost (forAcupuncture & Moxibustion)
Application for Payment of Childbirth andChildcare Lump-Sum Grant
Application for Payment of Maternity
Allowance
Application for Childbirth and Childcare
Lump-Sum Grant for Dependents
Request for Partial Payment of and Payment
of Difference in Childbirth and Childcare
Lump-Sum Grant, etc.
Application for Payment of Childbirth andChildcare Lump-Sum Grant (for Receipt onYour Behalf)
Health Insurance: Application for Payment ofFuneral Expenses
Notification of Injury or Sickness due to a
Third-party Act
Application Form for Transportation
ExpensesPreventive activities of
illness (insurance activities)

Case example

Brain Dock (Medical Examination of Brain) &PET Expense Bill
Gynecological Examination Subsidy Bill
Stomach Cancer Screening Subsidy Bill
Influenza Vaccination Subsidy Application
Health Service Expense Bill・When you get sick or injured and visit a doctor without
bringing your health insurance card with you
・When you wear therapeutic equipment such as an
artificial hand, artificial leg, artificial eye, corset, etc.,
based on the instructions by a doctor for medical
treatment
・Before or when the child is born・If the insured person or a family member has died・If you become sick or are injured due to the actions ofanother party
・When a patient having difficulty of moving due toillness or injury is transported for temporary or urgent
need by a doctor’s instruction

・When the insured person (himself / herself) receives
brain dock (medical examination of brain) or a PET
including a brain examination
・When the insured person (herself) receives a cervicalor breast cancer screening

・When the insured person (himself / herself) receives abarium test or endoscopy
・When the insured person (himself / herself) or
dependent (family member) receives an influenza
vaccination
・Bills mainly for voluntarily and continuously insured
persons【Note】・Some documents may require separate attachments.
・Submission of documents are requested17to be made through the business establishments.

FY2024 Ver.

Regard the website and application form
On the website, in addition tovarious information on healthinsurance and health, various
procedures such as for applying
the insurance and subsidies areposted. You can easily find thenecessary application documents,
so please make good use of them.

Our society has
a website.

ボッシュ健康保険組合 (bosch-kenpo.or.jp)

The website was renewed in December 2019, making iteasier to see and compatible with mobile phones(smartphones). You can view it from this QR code.

Regarding the newsletter "Hello! Kenpo"
We publish it on the 10th of
every month♪
Hello！けんぽ一覧 | ボッシュ健康保険組合 (bosch-kenpo.or.jp)

The newsletter [Hello!Kenpo] issued every
month by the Bosch Health Insurance Society
is written and made by health insurance staffs
including professionals.
Since we post the contents that matches theseason, such as health information, tips, andvarious event information, we hope that you
read them as your favorite newsletter andutilize it to improve your health.
18

FY2024 Ver.

Guidance on Health resort
Health insurance societies are founded for the purpose of enhancing thebenefits and welfare of insured persons and their dependents, and canconstruct own heath resorts and recreation facilities and set up contract heathresorts.
Currently, we have a contract health resort. If you use this health resort as aplace of recreation where you can refresh your body and mind, it would bemuch appreciated.
In addition, there are recreation facilities owned by each health insurance
society and made available for the other health insurance societies’ members
to use commonly, which is called "Joint-use health resorts“. So, please usethem as well.
● Health resort
Owner
No. ofaccommodation
contract
Object person
Fee
Other

Resorttrust, Inc.
We can offer 730 nights / year. (365 nights x 2 lots)
The applicant (a representative of guests) is requested to be a member ofthe Bosch Health Insurance Society. ※ Family members and friends canalso use the accommodation if they use it together with the member.
Fees vary by each facility. There are "Room Charge" rates and "Individual
Rates" depending on the plan. Please choose according to youraccommodation style.
This is a members-only resort facility.
For more information, please visit our dedicated website below.
http://www.bosch-kenpo.or.jp/original/hoyou/resorttust/index.html☆ Joint-use heath resort
Owner
Applicable
personEach health insurance society
Only insured person enrolled in health insurance society anddependents. The members of “Association Kenpo" or "National Health
Insurance“, etc. cannot use the service.

Fee

Fees vary by facility.

Other

For details, please see the website below.
http://hoken.kenporen.or.jp/koukai/open/opentop.asp【How to use】
● Health resort [Resorttrust, Inc.]①Reservation flow
Online application (You can apply from 3 months before the desired date of stay)
Apply from the address below
http://reserve.resort.co.jp/reservation/cmc/co_top.html
Ⅰ
Login ID：
PW：
Reservation confirmation notification will be sent by E-mail or TEL（The reservation applicant can decide the reservation confirmationⅡ
notification method）
For inquiries about reservations and hotel, please contact the Resorttrust Reservation Center.
Resorttrust Reservation Center
TEL 03-5323-8221

FAX 03-5323-7483

Holiday：Sundays, public holidays, 2nd and 4th Saturdays, the year-end and New Year holidays, Golden Week, and Obon.
19

FY2024 Ver.

②Notes after confirmation of reservation
・Please contact us each time if you change the number of people and meal contents orcancel.
・Please bring the application form with your answers to the hotel and submit it to the front
desk.
・Please pay the charge of accommodation and meals when you check out.
・Check-in/15:00 ・ Check-out/11:00③Cancellation fee
・It depends on the hotel.
・Concerning cancelation or change of your reservation, please contact the reservation
office up to the day before, and contact the hotel front desk on the day.

☆ Joint-use health resort
No

Content①

Contact the reservation office of the health resort by phone for asking the availabilityof the desired day and make a provisional reservation.

②

Fill out the [Joint-use health resort use application form (Form 1)], enclose it withstamps in a self-addressed envelope together, and send the envelope to Bosch
Health Insurance Society.
※ [Joint use recreation facilities usage application form (Form 1)] can be
downloaded from the website of Bosch Health Insurance Society.

③

The Bosch Health Insurance Society’s health resort desk will send [Joint-use healthresort use application form (Form 2)] to the applicant.

④

Remarks

When visiting the health resort, please submit the [Joint-use health resort use
application form (Form 2)] which was sent to you, to the front desk of the healthresort.
・The procedure may take some time. Please make a reservation well in advance.
・The steps above are general procedures. So, these procedures may not be
followed as stated above. In such a case, please check with the health resort
which you use and the health insurance society you are enrolled in.
・ If you have any questions about applying for the Joint-use health resort, pleasecall the number below.

[National Federation of Health Insurance Societies
Health Department
Health Activities Group]
ＴＥＬ：０３（３４０３）０９４７

User (insured person / dependents)
Provisional
reservation

Bring [Form No.2]

Send [Form No.1]

③

②

④

①

Send [Form No.2]

Apply toHealth resort[Health resort reception desk or
management group]

Bosch Health
Insurance Society

20