CochranMickels Retirement Specialists
4801 University Sq. Dr., Suite 26 Huntsville AL 35816(256)-417-4870
PRIVACY POLICY
Investment advisers are required by law to inform their clients of their policies regarding privacy of client information.
We are bound by professional standards of confidentiality that are even more stringent than those required by law.
Federal law gives the customer the right to limit some but not all sharing of personal information. It also requires us totell you how we collect, share, and protect your personal information.
TYPES OF NONPUBLIC PERSONALINFORMATION (NPI) WE COLLECT
We collect nonpublic personal information about youthat is either provided to us by you or obtained by us
with your authorization. This can include but is not
limited to your Social Security Number, Date of Birth,
Banking Information, Financial Account Numbers
and/or Balances, Sources of Income, and Credit Card
Numbers or Information. When you are no longer ourcustomer, we may continue to share your information
only as described in this notice.
PARTIES TO WHOM WE DISCLOSE
INFORMATIONAll Investment Advisers may need to share personal
information to run their everyday business. In thesection below, we list the reasons that we may shareyour personal information:
For everyday business purposes such as to process
your transactions, maintain your account(s),respond to court orders and legal investigations, orreport to credit bureaus;
For our marketing to offer our products andservices to you;
For joint marketing with other financial companies;
For
everyday business purposes
information about your transactions andexperiences and information about yourcreditworthiness; or
For affiliates and non-affiliates to market to you.
If you are a new customer we maybegin sharing your information on the day you sign ouragreement. When you are no longer our customer, wemay continue to share your information as described inthis notice. However, you can contact us at any time tolimit our sharing.
PROTECTING THE CONFIDENTIALITY OF
CURRENT AND FORMERINFORMATION
To protect your personal information from unauthorizedaccess and use, we use security measures that comply
with federal law, including computer safeguards andsecured files and building.
FEDERAL LAW GIVES YOU THE RIGHT TO LIMITSHARING OPTING OUT
Federal law allows you the right to limit the sharing ofyour NPI by
the following: sharing foreveryday business purposes information
about your creditworthiness; or sharing with affiliates or
non-affiliates who use your information to market toyou. State laws and individual companies may give
you additional rights to limit sharing. Please notify us
immediately if you choose to opt out of these types ofsharing.
DEFINITIONS: Affiliates companies related bycommon ownership or control. They can be financial
and non-financial companies; Non-affiliatescompanies not related by common ownership orcontrol. They can be financial and non-financial
companies; Joint marketing a formal agreement
between non-affiliated financial companies thattogether market financial products or services to you.

Please call if you have any questions. Your privacy, our professional ethics, and the ability to provide you with quality
financial services are very important to us.