Japan's first financial brokerage company established forthe purpose of contributing to society
Founder
Shingo Azuma

Social Business BankFor those
For thoseinterestedinterested in
⾦融仲介業
SBB （証券・銀⾏）
in asset
giving back tomanagement
society

Two Objectives
１．Financial product brokerage
２．Social contribution

Our Role
1. Through our trustworthy financial brokerage business,
we provide wealthy clients and companies with a sustainablemechanism for contributing society.
2. As financial/philanthropy advisors, we support our clients
without bias.

Our Role
3. We promote social contribution activities, including social
business, and encourage as many people as possible toparticipate.
4. Through donations to domestic/foreign NPOs, environmental
protection groups, and animal protection groups, we
contribute to a better society and cleaner environment forfuture generations.

Our Raison d'être
We want to provide new value through thefinancial brokerage business

SBB

Traditional financial
brokerage company

andSocial contribution
financial brokeragecompany

Management policy
・ We Serve as independent financial advisors.
・ Because we highly value long-term relationships with ourclients, we propose conservative, long-term investment
products.
・ We operate as a small organization to stay true to our
founding philosophy.
・ Our network of external specialists helps us meet ourclients’ needs.

Traditional financial institution【Flow of corporate profit 】
・Executive salaries
・Employee salaries

FinancialInstitution

CorporateProfit

・High rent・High Fixed costs

Clients
Investment Profit
・Shareholder
dividends

Social Business Bank
【 Flow of corporate profit】
・Employee salaries
・Rent

SBBClients
Investment ProfitCorporateProfit
・Social contributions・Social businessactivities

SBB Profit Breakdown
Traditional
financial institution

・Fixed costs ・Executive salaries
・Employee salaries ・Referral fee

Taxes

・Dividends
・Retainedearnings

Necessary forbusiness expansion

SBB・Fixed costs
・Employee salaries

RetainedTaxes
earnings

Socialdistribution

Retained earnings
shall be 20% of
pre-tax profit⇒ Contributes 80% of the final profit to society (including taxes).

Clients choose what to support
Activity report /Exchange meeting

Clients can choose which social field to support.
SBB will then select where to send donations.

・Children・Environmental
problems
・Enlightenment
activities【Example】
1．Future activities for children (domestic/international)
2．Environmental conservation activities(domestic/international)
3．Conservation activities for culture and art (domestic)
4．Animal protection activities (domestic)
5．Leave it to SBB

Donation

Clients
Select SBB
as thefinancialbrokerage
companyThree approaches to social contribution【Example : Future activities for children】
Donation fromfinal profit

SBB（Example）
・Surgical treatment
costs for children
・ Scholarships, etc.

NPOConducted at companies,
schools, by ZOOM, etc.

Disseminatio
n activities

FoundationA
Support the establishment/operation of foundations
and NPOs by the wealthy.
ClientsNPOB・・

Creating a synergistic effect of social return

Your decision making will lead to a better society
It is generally said that money has no color.
I think money has a “temperature”.
It is either cold or warm…
Am I the only one who feels that money in the capitalist
economy is cold?
Chasing money in the capitalist economy might widen
economic disparity and might destroy the environment.
How about adding "warmth" to money through your own
initiative?

About our founder
Shingo Azuma
・Born in Kobe in 1974
・Graduated from Hyogo Prefectural Kobe High School and Faculty of Economics at Osaka University
・Worked for Daiwa Bank (now Resona Bank), Citibank NA, Japan Real Estate Institute, UBS AG, and Credit
Suisse AG
・Holds the qualification of ’Licensed Real Estate Appraiser’・Won the Asia Pacific region ‘Dragon Club’ prize at UBS for 7 years in a row
・Won the worldwide ‘UBS Circle of Excellence’ prize in 2015
・Has participated in social contribution activities for Southeast Asia as a member of SK Dream Japan NPOsince 2008
・Started a project in Bangladesh with Mr. Muhammad Yunus, Nobel Peace Prize Laureate, in 2012
・Practices social contribution activities and shows others how rewarding social contribution can be
・Established social business sector in ‘Japan Entrepreneur Award’ and serves as the head judge
・Serves as director/council member of several foundations/associations