Privacy and Security
To preserve the confidentiality of all information you provide to us, we have adopted thefollowing privacy principles:
1. We only collect information that we believe to be relevant and required to understandyour financial needs and to conduct our business.
2. We use your information to provide you with better customer services and products.
3. We may pass your information to other HSBC Group companies or agents and ouroutsourced vendors, as permitted by the relevant laws and regulations.
4. We will not disclose your information to any external organisation unless we have yourconsent or otherwise are permitted by the relevant laws and regulations.
5. We may be required from time to time to disclose your information to Governmental or
judicial bodies or agencies or our regulators, but we will only do so under proper authority.
6. We aim to keep your information up-to-date.
7. We maintain strict security systems designed to prevent unauthorised access to yourinformation by anyone, including our staff.
8. All Group companies, all our staff and all third parties with permitted access to yourinformation are specifically required to observe our confidentiality obligations.
By maintaining our commitment to these principles, we at HSBC will ensure that werespect the inherent trust that you place in us.
Data Security
Security is our top priority. HSBC will strive at all times to ensure that your Personal
Information, etc. will be protected against unauthorised or accidental access, processing
or erasure. We maintain this commitment to data security by implementing appropriate
physical, electronic and managerial measures to safeguard and secure your Personal
Information, etc.
Our web servers are protected behind firewalls and our systems are monitored to prevent
any unauthorised access.
All practical steps will be taken to ensure that Personal Information, etc. will not be kept
longer than necessary and that HSBC will comply with all statutory and regulatory
requirements concerning the retention of Personal Information, etc.

Security Assurance
Both you and HSBC play an important role in protecting against online fraud. You should
be careful that your bank account details including your User ID and/or Password are notcompromised by ensuring that you do not knowingly or accidentally share, provide orfacilitate unauthorised use of it. Do not share your User ID and/or Password or allow
access or use of it by others. If you think your User ID and/or Password has been
disclosed to a third party, is lost or stolen and unauthorised transactions may have been
conducted, please inform us immediately. We endeavor to put in place high standards ofsecurity to protect your interests.
Collection of Personal Information
Your visit to this site may be recorded for analysis on the number of visitors to the siteand general usage patterns. Some of this information will be gathered through the useof 'cookies'. Cookies are small bits of information that are automatically stored on a
person's web browser in their computer that can be retrieved by this site. Should youwish to disable these cookies you may do so by changing the setting on your browser.
However, you may be unable to enter certain parts of our website.
Occasionally we may collect Personal Information from visitors to this site. Suchinformation is only collected from individuals who voluntarily provide us with their
Personal Information. We may use this information to advise them of products, services
and other marketing materials which we think may be of interest to them. We may also
invite visitors to this site to participate in market research and surveys and other similar
activities.
If we ask you to provide Personal Information, etc., we will always specify the purpose ofcollection of Personal Information, etc. and ensure that it is used only for the purpose
specified at the time of collection.