STATISTICS

Reinsurance claims paid in fiscal 2021
Reinsurance claims paid in fiscal 2021 amounted to 290.3 billion yen, including reinsurance
claims paid to cover the earthquake centered in Fukushima Prefecture’s offshore area. In
terms of numbers, 300,171 claims were paid (on the basis of insurance policies). See below
for claims paid for major earthquakes, etc.
Date of occurrence

Magnitude

No. ofpolicies

Reinsurance
claims paid(million yen)

1. Fukushima-ken-oki

February 13, 2021

7.3

239,599

246,766

2. Miyagi-ken-oki

March 20, 2021

6.9

22,995

18,626

3. Miyagi-ken-oki

May 1, 2021

6.8

10,5087,808

4. C hiba-ken Hokuseibu

October 7, 2021

5.9

10,9297,384

5. T he 2018 Northern Osaka

3,551

Earthquake(Region name)

June 18, 2018

6.1

5,744

Other earthquakes——

10,396

6,197

Total

—

—

300,171

290,335

The percentage of households purchasing earthquake
insurance in areas at risk of major earthquakes
No. ofhouseholds (A)(1,000households)

No. ofpolicies (B)(1,000 policies)

Percentage ofhouseholds withinsurance (B/A)(%)

Probability that anearthquake could occur
within the next 30 years

Great Kanto

23,094

8,125

35.2

Nearly 0%–6%Tokyo metropolitan

22,729

7,995

35.2

About 70%

Nankai trough48,066

16,902

35.2

70%–80%Earthquake(Region name)Note 1: JER prepared the number of households and the number of policies, assuming that major prefectures werestricken.
2: The probability that an earthquake could occur within the next 30 years is based on the 2021 version of theNational Seismic Hazard Maps for Japan of the Headquarters for Earthquake Research Promotion of theJapanese government. The probability of a Great Kanto Earthquake is that of a magnitude 8 earthquake along
the Sagami Trough. The probability of an inland earthquake in Tokyo metropolitan area is that of a magnitude
7 earthquake to be caused by a sinking plate along the Sagami Trough.

Japan Earthquake Reinsurance Co., Ltd. Annual Report 2022

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Top 20 earthquakes as to reinsurance claims paid
See the table below for the top 20 earthquakes with respect to reinsurance claims paid since
the earthquake insurance system was established.
(As of March 31, 2022)
Earthquake(Region name)Date of occurrence

Magnitude

No. of policies

Reinsurance claims
paid (million yen)

1. The 2011 off the Pacificcoast o f Tohoku

March 11, 2011

9.0

825,637

1,289,128

2. The 2016 Kumamoto

April 14, 2016

7.3

215,208

390,612

3. Fukushima-ken-oki

February 13, 2021

7.3

239,599

246,766

June 18, 2018

6.1

158,148

124,168

5. Hyogo-ken Nanbu

January 17, 1995

7.3

65,42778,346

6. The 2018 Hokkaido Eastern
Iburi

September 6, 2018

6.7

73,04153,181

7. Miyagi-ken-oki

April 7, 2011

7.2

31,01832,414

8. Miyagi-ken-oki

March 20, 2021

6.9

22,995

18,626

9. Fukuoka-ken Seiho-oki

March 20, 2005

7.0

22,066

16,973

10.Geiyo

March 24, 2001

6.7

24,453

16,942

11.Niigata-ken Chuetsu

October 23, 2004

6.8

12,61014,898

12. Niigata-ken Chuetsu-oki

July 16, 2007

6.8

7,873

8,251

13. Miyagi-ken-oki

May 1, 2021

6.8

10,508

7,808

14. C
 hiba-ken Hokuseibu

October 7, 2021

5.9

10,9297,384

15. Fukuoka-ken Seiho-oki

April 20, 2005

5.8

11,3386,430

September 26, 2003

8.0

10,553

5,990

17. Tottori-ken Chubu

October 21, 2016

6.6

7,255

5,614

18. Iwate-Miyagi Nairiku

June 14, 2008

7.2

8,276

5,545

19. Suruga-wan

August 11, 2009

6.5

9,552

5,194

20. Shizuoka-ken Tobu

March 15, 2011

6.4

5,472

4,763

4. The 2018 Northern Osaka

16. Tokachi-oki

Note 1: After the 2011 off the Pacific coast of Tohoku, in accordance with our reinsurance scheme at the time, thegovernment paid 587,064 million yen and JER and non-life insurance companies paid 702,064 million yen.
2: After the 2016 Kumamoto Earthquake, in accordance with our reinsurance scheme at the time, the government
paid 137,656 million yen and JER and non-life insurance companies paid 252,956 million yen.
3: After the 2018 Northern Osaka Earthquake, in accordance with our reinsurance scheme at the time, the government paid 17,884 million yen and JER and non-life insurance companies paid 106,284 million yen.
4: After the Hyogo-ken Nanbu Earthquake in 1995, in accordance with our reinsurance scheme at the time, thegovernment paid 6,173 million yen and JER and non-life insurance companies paid 72,173 million yen.

21Japan Earthquake Reinsurance Co., Ltd. Annual Report 2022

Below are the epicenters and magnitudes of the top 20 earthquakes for which we paid reinsurance claims in the past. The number attached to the name of the earthquake is in order ofpayment amount.
As a reference, the epicenter area and the probability that an earthquake with a magnitudeof about 7 in southern Kanto, the Nankai Trough earthquake could occur within the next 30years announced by the Headquarters for Earthquake Research Promotion of the government
are also included.*

6. The 2018 Hokkaido
Eastern Iburi (M6.7)

18. Iwate-Miyagi Nairiku (M7.2)

11. Niigata-ken Chuetsu (M6.8)

16. Tokachi-oki (M8.0)

8. Miyagi-ken-oki (M6.9)
1. The 2011 off the Pacificcoast of Tohoku (M9.0)

12. Niigata-ken Chuetsu-oki (M6.8)
19. Suruga-wan (M6.5)

7. Miyagi-ken-oki (M7.2)

17. Tottori-ken Chubu (M6.6)

13. Miyagi-ken-oki (M6.8)
9. Fukuoka-ken Seiho-oki (M7.0)
3. Fukushima-ken (M7.3)

15. Fukuoka-ken
Seiho-oki (M5.8)

About M7 (M6.7 to 7.3) earthquake
caused by a sinking plate along theSagami Trough Around 70%

14. Chiba-ken Hokuseibu (M5.9)
20. Shizuoka-ken Tobu (M6.4)
Nankai Trough earthquake (about M8 – 9) 70% to 80%
10. Geiyo (M6.7)
4. The 2018 Northern Osaka (M6.1)
5. Hyogo-ken Nanbu (M7.3)

2. The 2016 Kumamoto (M7.3)* The epicenter areas for the Sagami Trough and the Nankai Trough in the above diagram are shown as the possible largest areas.

Japan Earthquake Reinsurance Co., Ltd. Annual Report 2022

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