➨㸰㒊 ⮬ື㌴ಖ㝤Ϩ㸬⮬ື㌴ಖ㝤ၟရࡢᴫせϩ㸬⮬ື㌴ಖ㝤⤫ィ[自動車保険]Ϩ㸬⮬ື㌴ಖ㝤ၟရࡢᴫせ ᦆಖᩱ⋡ᶵᵓࡀ⟬ฟࡋ࡚࠸ࡿ⮬ື㌴ಖ㝤ࡢཧ⪃⣧⋡ࡣࠊ⿵ൾࡍࡿෆᐜ࡟ᛂࡌ࡚ࠊ
ࠕᑐே㈺ൾ㈐௵ಖ㝤ࠖࠊࠕᑐ≀㈺ൾ㈐௵ಖ㝤ࠖࠊࠕ⮬ᦆ஦ᨾಖ㝤ࠖࠊࠕ↓ಖ㝤㌴യᐖಖ㝤ࠖࠊࠕᦚ஌⪅യᐖಖ㝤ࠖࠊࠕ㌴୧ಖ㝤ࠖࡢ  ✀㢮࡟ศ㢮ࡉࢀࡲࡍࠋ
ࡲࡓࠊᙜᶵᵓ࡛ࡣୖグࡢ✀㢮ࡢ⮬ື㌴ಖ㝤࡟ࡘ࠸࡚ࠊᶆ‽⣙Ḱࢆసᡂࡋ࡚࠸ࡲࡍࠋ ௨ୗ࡛ࡣࠊࠕே㌟യᐖಖ㝤ࠖࢆྵࡵࡓ⮬ື㌴ಖ㝤ࡢ୍⯡ⓗ࡞⿵ൾෆᐜࢆㄝ᫂ࡋ࡚࠸ࡲࡍࡀࠊ
ಶࠎࡢዎ⣙ࡢ⿵ൾෆᐜࡣྛಖ㝤఍♫ࡀ㈍኎ࡋ࡚࠸ࡿಖ㝤ࡢෆᐜࡸዎ⣙⪅ࡢ᪉ࡀ㑅ᢥࡉࢀࡿෆᐜ
࡟ࡼࡗ࡚␗࡞ࡾࡲࡍࠋ

㸯㸬ᑐே㈺ൾ㈐௵ಖ㝤 ⮬ື㌴஦ᨾ࡛௚ேࢆṚയࡉࡏࡓࡇ࡜࡟ࡼࡗ࡚ࠊᦆᐖ㈺ൾ㈐௵ࢆ㈇ࡗࡓሙྜ࡟ಖ㝤㔠ࡀᨭᡶࢃࢀࡲࡍࠋ ಖ㝤㔠ࡣࠊ⿕ಖ㝤⪅ࡀ㈇ᢸࡍࡿἲᚊୖࡢᦆᐖ㈺ൾ㈐௵ࡢ㢠ࡢ࠺ࡕࠊ⮬㈺㈐ಖ㝤࠿ࡽᨭᡶࢃࢀ
ࡿ㢠ࢆ㉸࠼ࡿ㒊ศࡀᨭᡶࡢᑐ㇟࡜࡞ࡿࡓࡵࠊ⮬㈺㈐ಖ㝤ࡢࠕୖ✚ࡳಖ㝤ࠖ࡜ࡋ࡚ᶵ⬟ࡋ࡚࠸ࡲࡍࠋ㸰㸬ᑐ≀㈺ൾ㈐௵ಖ㝤 ⮬ື㌴஦ᨾ࡛௚ேࡢ㌴ࡸᘓ≀࡞࡝ࡢ㈈≀ࢆቯࡋࡓࡇ࡜࡟ࡼࡗ࡚ࠊᦆᐖ㈺ൾ㈐௵ࢆ㈇ࡗࡓሙྜ
࡟ಖ㝤㔠ࡀᨭᡶࢃࢀࡲࡍࠋ
ಖ㝤㔠ࡣࠊ⿕ಖ㝤⪅ࡀ㈇ᢸࡍࡿἲᚊୖࡢᦆᐖ㈺ൾ㈐௵ࡢ㢠ࡀᨭᡶࢃࢀࡲࡍࠋ

㸱㸬⮬ᦆ஦ᨾಖ㝤 ⮬ື㌴஦ᨾ࡛⮬㌟ࡸ⿕ಖ㝤⮬ື㌴ࡢᦚ஌⪅ࡀṚയࡋࠊ࠿ࡘࠊ⮬㈺ἲ࡟ᇶ࡙ࡃᦆᐖ㈺ൾㄳồᶒࡀⓎ⏕ࡋ࡞࠸ሙྜ࡟ಖ㝤㔠ࡀᨭᡶࢃࢀࡲࡍࠋ
ࡇࡇ࡛࠸࠺ࠕᦚ஌⪅ࠖ࡜ࡣࠊ⿕ಖ㝤⮬ື㌴࡟ṇᖖ࡞≧ែ࡛ᦚ஌ࡋ࡚࠸ࡿ⪅ࢆ࠸࠸ࠊࢺࣛࣥࢡ
ෆ࡟࠸ࡿ⪅➼ࡣྵࡳࡲࡏࢇ㸦௨ୗྠᵝ㸧ࠋ ಖ㝤㔠ᨭᡶࡢᑐ㇟࡜࡞ࡿࡢࡣࠊලయⓗ࡟ࡣࠊ⮬ື㌴ࢆ㐠㌿୰࡟㟁ᰕ࡟⃭✺ࡋࡓࠊᓴ࠿ࡽ㌿ⴠࡋࡓ➼ࡢ⮬ᦆ஦ᨾ࡟ࡼࡗ࡚⿕ಖ㝤⪅ࡀṚയࡋࡓሙྜ࡛ࡍࠋ
ࡇࡢࠕ⮬ᦆ஦ᨾࠖ࡟ࡣࠊᒃ╀ࡾ㐠㌿୰࡟ࢭࣥࢱ࣮ࣛ࢖ࣥࢆ࣮࢜ࣂ࣮ࡋ࡚ᑐྥ㌴࡜⾪✺ࡋ࡚㈇യࡋࡓሙྜࡢࡼ࠺࡟ࠊ┦ᡭ⮬ື㌴࡟㐣ኻࡀ඲ࡃ࡞ࡃࠊ⮬ື㌴ᦆᐖ㈺ൾಖ㞀ἲ࡟ᇶ࡙ࡃᦆᐖ㈺ൾ

損害保険料率算出機構統計集 2021年度

第２部㸫2[自動車保険]ㄳồᶒࡀⓎ⏕ࡋ࡞࠸ሙྜࡶྵࡲࢀࡲࡍࠋ
ಖ㝤㔠ࡣࠊ࠶ࡽ࠿ࡌࡵᐃࡵࡽࢀࡓ㔠㢠ࡀᨭᡶࢃࢀࡲࡍࠋ

㸲㸬↓ಖ㝤㌴യᐖಖ㝤 ⮬ື㌴஦ᨾ࡛⿕ಖ㝤⪅ࡀṚയࡋࡓࡀ㸦Ṛஸࡋࡓሙྜࡲࡓࡣᚋ㑇㞀ᐖࡀ⏕ࡌࡓሙྜ࡟㝈ࡾࡲࡍࠋ㸧ࠊ┦ᡭ⮬ື㌴ࡀಖ㝤ࢆዎ⣙ࡋ࡚࠸࡞࠸ሙྜࡸࠊࡦࡁ㏨ࡆ➼࡟ࡼࡾࠊ༑ศ࡞⿵ൾࡀཷࡅࡽࢀ
࡞࠸ሙྜ࡟ࠊಖ㝤㔠ࡀᨭᡶࢃࢀࡲࡍࠋ ࠕ┦ᡭ⮬ື㌴ࡀಖ㝤ࢆዎ⣙ࡋ࡚࠸࡞࠸ሙྜࠖ࡜ࡣࠊලయⓗ࡟ࡣ┦ᡭ⮬ື㌴ࡀᑐே㈺ൾ㈐௵ಖ
㝤ࢆ௜ಖࡋ࡚࠸࡞࠸ሙྜࠊ௜ಖࡋ࡚࠸ࡿࡀච㈐ࡢࡓࡵಖ㝤㔠ࡀᨭᡶࢃࢀ࡞࠸ሙྜࠊࡲࡓࡣࠊ௜
ಖࡋ࡚࠸ࡿࡀࡑࡢಖ㝤㔠㢠ࡀ⿕ಖ㝤⮬ື㌴ࡢ↓ಖ㝤㌴യᐖಖ㝤ࡢಖ㝤㔠㢠ࡼࡾࡶప࠸ሙྜࢆ࠸࠸ࡲࡍࠋ ಖ㝤㔠ࡣࠊ┦ᡭ᪉ࡢἲᚊୖࡢᦆᐖ㈺ൾ㈐௵ࡢ㢠ࡢ࠺ࡕࠊ⮬㈺㈐ಖ㝤ࡸᑐே㈺ൾ㈐௵ಖ㝤➼࠿ࡽᨭᡶࢃࢀࡿ㢠ࢆ㉸࠼ࡿ㢠ࡀᨭᡶࡢᑐ㇟࡜࡞ࡾࡲࡍࠋ

㸳㸬ᦚ஌⪅യᐖಖ㝤⮬ື㌴஦ᨾ࡛⿕ಖ㝤⮬ື㌴ࡢᦚ஌⪅ࡀṚയࡋࡓሙྜ࡟ࠊಖ㝤㔠ࡀᨭᡶࢃࢀࡲࡍࠋ
ಖ㝤㔠ࡣࠊ࠶ࡽ࠿ࡌࡵዎ⣙⪅ࡀタᐃࡋࡓ㔠㢠࡟ᛂࡌࡓ㢠ࡀᨭᡶࢃࢀࡲࡍࠋ

㸴㸬ே㌟യᐖಖ㝤 ⮬ື㌴஦ᨾ࡛⮬㌟ࡸᐙ᪘ࡲࡓࡣ⿕ಖ㝤⮬ື㌴ࡢᦚ஌⪅ࡀṚയࡋࡓሙྜ࡟ࠊಖ㝤㔠ࡀᨭᡶࢃࢀࡲࡍࠋ ಖ㝤㔠ࡣࠊ஦ᨾࡢ┦ᡭ᪉࡜ࡢ㐣ኻ๭ྜ࡟࠿࠿ࢃࡽࡎࠊᐇ㝿࡟⏕ࡌࡓᦆᐖࡢ㢠ࡀᨭᡶࢃࢀࡲࡍ
㸦ᦆᐖࡢ㢠ࡣࠊಖ㝤⣙Ḱ࡟ᐃࡵࡽࢀࡓᇶ‽࡟ࡼࡾ⟬ᐃࡉࢀࡲࡍࠋ
㸧ࠋ㸵㸬㌴୧ಖ㝤 ⮬㌟ࡢ㌴ࡀഅ↛࡞஦ᨾ࡟ࡼࡗ࡚ቯࢀࡓሙྜࡸ┐ࡲࢀࡓሙྜ࡟ࠊಖ㝤㔠ࡀᨭᡶࢃࢀࡲࡍ㸦஧㍯⮬ື㌴࠾ࡼࡧཎືᶵ௜⮬㌿㌴ࡢ┐㞴ࢆ㝖ࡃࠋ㸧ࠋ ࠕഅ↛࡞஦ᨾࠖ࡜ࡣࠊ≀ࡢ㣕᮶ࠊ≀ࡢⴠୗࠊⅆ⅏ࠊྎ㢼ࠊὥỈࠊ㧗₻➼࡟ࡼࡿ஦ᨾࢆྵࡳࡲࡍࠋ ಖ㝤㔠ࡣࠊ඲ᦆࡢሙྜࡣ஦ᨾ᫬Ⅼ࡟࠾ࡅࡿ㌴ࡢ౯್㸦ಖ㝤౯㢠㸧࡜ྠࡌ㢠ࡀᨭᡶࢃࢀࡲࡍ㸦୍⯡ⓗ࡞ዎ⣙࡛ࡣ㌴୧౯㢠༠ᐃಖ㝤≉⣙ࡀ⮬ື௜ᖏࡉࢀࡿࡓࡵࠊዎ⣙᫬࡟ዎ⣙⪅࡜ಖ㝤఍♫࡜ࡢ㛫࡛ᐃࡵࡓ㌴ࡢ౯್ࢆᇶ࡟ಖ㝤㔠ࡀᨭᡶࢃࢀࡲࡍࠋ
㸧ࠋศᦆࡢሙྜࡣ஦ᨾⓎ⏕┤๓ࡢ≧ែ࡟ಟ⌮ࡍࡿࡓࡵ࡟ᚲせ࡞㢠ࡀᨭᡶࢃࢀࡲࡍࠋ

第２部㸫3

損害保険料率算出機構統計集

2021年度[自動車保険] ࠕ඲ᦆࠖ࡜ࡣࠊ㌴ࢆಟ⌮ࡍࡿࡓࡵ࡟ᚲせ࡞㢠ࡀಖ㝤౯㢠௨ୖ࡜࡞ࡿሙྜࡸࠊಟ⌮ࡍࡿࡇ࡜ࡀ
࡛ࡁ࡞࠸ሙྜࠊ┐ࡲࢀ࡚Ⓨぢ࡛ࡁ࡞࠿ࡗࡓሙྜࢆ࠸࠸ࡲࡍࠋ
ࠕศᦆࠖ࡜ࡣࠊ㌴ࢆಟ⌮ࡍࡿࡓࡵ࡟ᚲせ࡞㢠ࡀಖ㝤౯㢠ᮍ‶࡜࡞ࡿሙྜࢆ࠸࠸ࡲࡍࠋ

損害保険料率算出機構統計集 2021年度

第２部㸫4[自動車保険]ϩ㸬⮬ື㌴ಖ㝤⤫ィࠕಖ㝤ᮏ⦅ࡣࠊ⮬ື㌴ಖ㝤ዎ⣙ࡢ࠺ࡕ௨ୗࡢ⿵ൾ✀┠࡟࠿࠿ࡿᩘ್ࢆ㞟ィࡋࡓࡶࡢ࡛ࡍ㸦ᩱࠖࡣ✚❧ᆺၟရࡢ✚❧ಖ㝤ᩱ㒊ศࢆྵࡳࡲࡏࢇࠋ㸧ࠋ(1) ᑐே㈺ൾ㈐௵ಖ㝤㸸⮬ື㌴஦ᨾ࡛௚ேࢆṚയࡉࡏࡓࡇ࡜࡟ࡼࡗ࡚Ⓨ⏕ࡍࡿᦆᐖ㈺ൾ㈐௵
ࢆ㈇ࡗࡓሙྜ࡟ಖ㝤㔠ࡀᨭᡶࢃࢀࡿࡶࡢ㸦ᮏ⦅ࡢ⤫ィ⾲࡛ࠕᑐே㈺ൾ㈐௵ಖ㝤ࠖ࡜ࡋ࡚⾲♧ࡉࢀࡓᩘ್࡟ࡣࠊࠕ⮬ᦆ஦ᨾಖ㝤ࠖ࠾ࡼࡧࠕ↓ಖ㝤㌴യᐖಖ㝤ࠖࡢᩘ್ࢆྵࡳࡲࡍࠋ㸧(2) ᑐ≀㈺ൾ㈐௵ಖ㝤㸸⮬ື㌴஦ᨾ࡛௚ேࡢ㈈≀࡟ᦆയࢆ୚࠼ࡓࡇ࡜࡟ࡼࡗ࡚Ⓨ⏕ࡍࡿᦆᐖ㈺ൾ㈐௵ࢆ㈇ࡗࡓሙྜ࡟ಖ㝤㔠ࡀᨭᡶࢃࢀࡿࡶࡢ
(3) ᦚ஌⪅യᐖಖ㝤 㸸⮬ື㌴஦ᨾ࡛⮬ศࡢ㌴ࡢᦚ஌⪅ࡀṚയࡋࡓሙྜ࡟ࠊ࠶ࡽ࠿ࡌࡵタᐃࡋࡓ㔠㢠࡟ᛂࡌ࡚ಖ㝤㔠ࡀᨭᡶࢃࢀࡿࡶࡢ
(4) ே㌟യᐖಖ㝤  㸸⮬ື㌴஦ᨾ࡛⮬㌟ࡸᐙ᪘ࡲࡓࡣ⮬ศࡢ㌴ࡢᦚ஌⪅ࡀṚയࡋࡓሙྜ࡟ࠊ
஦ᨾࡢ┦ᡭ᪉࡜ࡢ㐣ኻ๭ྜ࡟࠿࠿ࢃࡽࡎࠊᐇ㝿࡟⏕ࡌࡓᦆᐖࡢ㢠ࡀಖ㝤㔠࡜ࡋ࡚ᨭᡶࢃࢀࡿࡶࡢ㸦ᦆᐖࡢ㢠ࡣࠊಖ㝤⣙Ḱ࡟ᐃࡵࡽࢀࡓ
ᇶ‽࡟ࡼࡾ⟬ᐃࡉࢀࡲࡍࠋ
㸧(5) ㌴୧ಖ㝤    㸸⾪✺ࠊ᥋ゐࠊቒⴠ➼ࡢഅ↛࡞஦ᨾ࡟ࡼࡗ࡚⮬ື㌴࡟ᦆᐖࡀ⏕ࡌࡓሙྜ࡟ಖ㝤㔠ࡀᨭᡶࢃࢀࡿࡶࡢVOLUNTARY AUTOMOBILE INSURANCE STATISTICS
This section provides the statistics of voluntary automobile insurance for the following
types of coverage (“Premiums Written” does not include the refund portion of the premiums
for the savings-type products).
(1) Bodily Injury Liability Coverage: covering legal liability arising from killing or injuringothers in an automobile accident (in the statistical tables of this section, figures for“Bodily Injury Liability Coverage” include those for “Self-incurred personal accident
coverage” and “Protection against uninsured automobile”).
(2) Property Damage Liability Coverage: covering legal liability arising from damaging theproperty of others in an automobile accident.
(3) Passengers’ Personal Accident Coverage: paying the predetermined amount when apassenger in the insured automobile dies or gets injured in an automobile accident.
(4) Bodily Injury Indemnity Coverage: paying the amount of actual damage when theinsured person, his/her family member or a passenger in the insured automobile dies orgets injured in an automobile accident, irrespective of the degree of negligence of theinsured person and the other party in the accident (the amount of damage is calculated
in accordance with the criteria set forth in the insurance policy conditions).
(5) Physical Damage Coverage: covering losses to the insured automobile due to an accident,such as collision or falling.

第２部㸫5

損害保険料率算出機構統計集

2021年度[自動車保険]➨㸯⾲ࠉ⮬ື㌴ಖ㝤⥲ᣓ⾲ࠉ
Table 1 Summary of Voluntary Automobile Insuranceᖺࠉࠉᗘ
Fiscal Year᪂ࠉ ዎ ࠉ⣙ᨭࠉࠉࠉᡶ

New Contracts

Claims

ྎࠉࠉࠉᩘ

ಖࠉ㝤ࠉᩱ

௳ࠉࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

No. of Automobiles

Premiums Written

No. of Claims

Claims Paid༓෇
Thousand Yen༓෇Thousand Yen



































㸦ὀ㸧⮬ື㌴㐠㌿⪅ᦆᐖ㈺ൾ㈐௵ಖ㝤㸦ࢻࣛ࢖ࣂ࣮ಖ㝤㸧ዎ⣙㸦ㄝ᫂ࡣ➨㸱⾲ࡢ㸦ὀ㸧㸰ࢆཧ↷㸧ࠊ㈍኎⏝࣭ಟ⌮ᕤሙ➼ཷク㌴ࠊ≉Ṧ࡞⏝㏵࣭౑⏝᪉ἲࡢ⮬ື㌴ࡢಖ㝤ዎ⣙࠾ࡼࡧ≉Ṧ࡞ዎ⣙᮲௳ࠉࠉࠉ࡟ࡼࡿಖ㝤ዎ⣙ࢆ㝖ࡃࠋ

損害保険料率算出機構統計集 2021年度

第２部㸫6

[自動車保険]

ᨭࠉࠉࠉᡶ
ᖺࠉࠉᗘ
Fiscal Year⿵ൾ ✀ ┠

᪂ዎ⣙ྎᩘType of Coverage

No. of Automobiles

Claims

௳ࠉࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

No. of Claims

Claims Paid༓෇
Thousand Yen

ᑐࠉேࠉ㈺ࠉൾ
Bodily Injury Liabilityᑐࠉ≀ࠉ㈺ࠉൾ
Property Damage Liabilityᦚ஌⪅യᐖ
Passengers' Personal Accidentேࠉ㌟ࠉയࠉᐖ
Bodily Injury Indemnity㌴ࠉࠉࠉࠉࠉ୧
Physical Damage

ᑐࠉேࠉ㈺ࠉൾ
Bodily Injury Liabilityᑐࠉ≀ࠉ㈺ࠉൾ
Property Damage Liabilityᦚ஌⪅യᐖ
Passengers' Personal Accidentேࠉ㌟ࠉയࠉᐖ
Bodily Injury Indemnity㌴ࠉࠉࠉࠉࠉ୧
Physical Damage

ᑐࠉேࠉ㈺ࠉൾ
Bodily Injury Liabilityᑐࠉ≀ࠉ㈺ࠉൾ
Property Damage Liabilityᦚ஌⪅യᐖ
Passengers' Personal Accidentேࠉ㌟ࠉയࠉᐖ
Bodily Injury Indemnity㌴ࠉࠉࠉࠉࠉ୧
Physical Damage

ᑐࠉேࠉ㈺ࠉൾ
Bodily Injury Liabilityᑐࠉ≀ࠉ㈺ࠉൾ
Property Damage Liabilityᦚ஌⪅യᐖ
Passengers' Personal Accidentேࠉ㌟ࠉയࠉᐖ
Bodily Injury Indemnity㌴ࠉࠉࠉࠉࠉ୧
Physical Damage

ᑐࠉேࠉ㈺ࠉൾ
Bodily Injury Liabilityᑐࠉ≀ࠉ㈺ࠉൾ
Property Damage Liabilityᦚ஌⪅യᐖ
Passengers' Personal Accidentேࠉ㌟ࠉയࠉᐖ
Bodily Injury Indemnity㌴ࠉࠉࠉࠉࠉ୧
Physical Damage

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











Note . Figures of the contracts of non-owner liability insurance, cf. Note 2 for Table 3, those for non-owned automobiles
used in the automobile business of selling, repairing, etc. and special purpose automobiles, and those under special
conditions are excluded.

第２部㸫7

損害保険料率算出機構統計集

2021年度[自動車保険]➨㸰⾲ࠉ⮬ື㌴ಖ㝤㒔㐨ᗓ┴ู⤫ィ⾲ᖺᗘ!
Table 2 Voluntary Automobile Insurance, Classified by Prefecture <Fiscal 2021>㒔㐨ᗓ┴ูPrefecture᪂ࠉࠉࠉዎࠉࠉࠉ⣙ᨭࠉࠉࠉࠉࠉࠉᡶNew Contracts

Claims

ྎࠉࠉࠉᩘ

ಖࠉ㝤ࠉᩱ

௳ࠉࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

No. of Automobiles

Premiums Written

No. of Claims

Claims Paid༓෇༓෇

Thousand Yen

Thousand Yen໭ ᾏ 㐨

Hokkaido





㟷᳃

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

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ᒾ

ᡭ

Iwate



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

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ᐑᇛ

Miyagi







⛅

⏣

Akita









ᒣᙧ

Yamagata







⚟ᓥ

Fukushima







Ⲉᇛ

Ibaraki







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



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⩌

㤿

Gumma



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ᇸ⋢

Saitama

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༓

ⴥ

Chiba

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

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ᮾ

ி

Tokyo







⚄ ዉ ᕝKanagawa







᪂

₲Niigata







ᐩᒣ

Toyama



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Ishikawa

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⚟

஭

Fukui

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ᒣ᲍

Yamanashi

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㛗㔝Nagano

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ᒱ

㜧

Gifu



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

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㟼ᒸShizuoka



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ឡ

▱

Aichi



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୕

㔜

Mie



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㸦ὀ㸧㸯⮬ື㌴㐠㌿⪅ᦆᐖ㈺ൾ㈐௵ಖ㝤㸦ࢻࣛ࢖ࣂ࣮ಖ㝤㸧ዎ⣙㸦ㄝ᫂ࡣ➨㸱⾲ࡢ㸦ὀ㸧㸰ࢆཧ↷㸧ࠊ㈍኎⏝࣭ಟ⌮ᕤሙ➼ཷク㌴ࠊ≉Ṧ࡞⏝㏵࣭౑⏝᪉ἲࡢ⮬ື㌴ࡢಖ㝤ዎ⣙࠾ࡼࡧ≉Ṧ࡞ዎ⣙᮲௳ࠉࠉ࡟ࡼࡿಖ㝤ዎ⣙ࢆ㝖ࡃࠋࠉࠉ㸰ࠕྜィࠖ࡟ࡣࠊ㒔㐨ᗓ┴୙᫂ศࢆྵࡴࠋ

損害保険料率算出機構統計集 2021年度

第２部㸫8

[自動車保険]㒔㐨ᗓ┴ูPrefecture᪂ࠉࠉࠉዎࠉࠉࠉ⣙ᨭࠉࠉࠉࠉࠉࠉᡶNew Contracts

Claims

ྎࠉࠉࠉᩘ

ಖࠉ㝤ࠉᩱ

௳ࠉࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

No. of Automobiles

Premiums Written

No. of Claims

Claims Paid༓෇༓෇

Thousand Yen

Thousand Yen

⁠

㈡

Shiga









ி

㒔

Kyoto







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኱

㜰

Osaka

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ර

ᗜ

Hyogo

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ዉ

Ⰻ

Nara

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㫽ྲྀ

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ᓥ

᰿

Shimane

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ᗈᓥ

Hiroshima

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ᒣཱྀ

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ឡ

፾

Ehime

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㧗

▱

Kochi

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⚟ᒸ

Fukuoka

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బ

㈡

Saga

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⇃ᮏ

Kumamoto

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኱

ศ

Oita

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ᐑᓮMiyazaki

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

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Ἀ⦖

Okinawa

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ィ Total





Note 1. Figures of contracts of non-owner liability insurance, cf. Note 2 for Table 3, those for non-owned automobiles
used in the automobile business of selling, repairing, etc. and special purpose automobiles, and those under special
conditions are excluded.
2. Figures in "Total" include those of contracts or claims whose prefectures are unidentified.

第２部㸫9

損害保険料率算出機構統計集

2021年度[自動車保険]➨㸱⾲ࠉ⮬ື㌴ಖ㝤⏝㏵࣭㌴✀ู⤫ィ⾲ᖺᗘ!
Table 3 Voluntary Automobile Insurance, Classified by Use and Type of Automobile <Fiscal 2021>

⿵ࠉൾࠉ✀ࠉ┠ࠉྜࠉィ
Total
















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

⏝㏵࣭㌴✀ู᪂ࠉ ዎ ࠉ⣙ᨭࠉࠉࠉᡶ

Use and Type of Automobile

New Contracts

Claimsᬑࠉࠉࠉࠉ㏻⮬ᐙ⏝஌⏝㌴

Standard-size

Private Passenger
Automobileᑠࠉࠉࠉࠉᆺ
Small-sizeႠࠉᴗࠉ⏝ࠉ஌ࠉ⏝ࠉ㌴
Commercial Passenger Automobile஌ࠉࠉࠉࠉ⏝㍍ᅄ㍯⮬ື㌴

Passenger

Light Four-wheeled
Automobile㈌ࠉࠉࠉࠉ≀
Freightᬑࠉࠉࠉࠉ㏻⮬ᐙ⏝㈌≀㌴

Standard-size

Private Freight
Automobileᑠࠉࠉࠉࠉᆺ
Small-sizeᬑࠉࠉࠉࠉ㏻
Ⴀᴗ⏝㈌≀㌴

Standard-size

Commercial Freight
Automobileᑠࠉࠉࠉࠉᆺ
Small-size⮬ࠉᐙࠉ⏝ࣂ

Private UseࢫBusႠࠉᴗࠉ⏝Commercial Use

஧

㍯

㌴

Two-wheeled Automobileཎ ື ᶵ ௜ ⮬ ㌿ ㌴
Moped

ࢲ

ࣥ

ࣉ

࢝

࣮

Dump Truck≉ ✀ ⏝ ㏵ ⮬ ື ㌴
Specific Purpose Automobile

ᕤ

స

㌴

Workshop Automobileᑠࠉࠉࠉࠉࠉィ
Subtotalࣞࠉࣥࠉࢱࠉ࢝ࠉ࣮
Rent-a-carྜࠉࠉࠉࠉࠉィ
Total

㐠㌿⪅㈺ൾ
Non-Owner Liability Insurance

ྎࠉࠉᩘ

ಖࠉ㝤ࠉᩱ

௳ࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

No. of Automobiles

Premiums Written

No. of Claims

Claims Paid༓෇༓෇

Thousand Yen

Thousand Yen



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

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

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

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

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

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

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



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

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

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



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



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



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

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

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



㈍኎⏝࣭ಟ⌮ᕤሙ➼ཷク㌴




Non-Owned Automobile Used in the
Automobile Business of Selling, Repairing, etc.

ࡑࡢ௚
Others⥲ࠉࠉࠉࠉྜࠉࠉࠉࠉィGrand Total㸦ὀ㸧㸯≉Ṧ࡞⏝㏵࣭౑⏝᪉ἲࡢ⮬ື㌴ࡢಖ㝤ዎ⣙࠾ࡼࡧ≉Ṧ࡞ዎ⣙᮲௳࡟ࡼࡿಖ㝤ዎ⣙ࡣࠊࠉࠉࠉࠉ⏝㏵࣭㌴✀ࢆၥࢃࡎࠕࡑࡢ௚ࠖḍ࡟୍ᣓࡋ࡚㞟ィࡋࡓࠋࠉࠉࠉ㸰ࠕ㐠㌿⪅㈺ൾࠖࡣࠊ⮬ື㌴㐠㌿⪅ᦆᐖ㈺ൾ㈐௵ಖ㝤㸦ࢻࣛ࢖ࣂ࣮ಖ㝤㸧ዎ⣙㸦グྡࠉࠉࠉࠉ⿕ಖ㝤⪅ࡀ௚ேࡢ⮬ື㌴ࢆ㐠㌿୰ࡢ㈺ൾ༴㝤ࢆ⿵ൾࡍࡿಖ㝤ዎ⣙㸧ࢆᣦࡍࠋ

損害保険料率算出機構統計集 2021年度

第２部㸫10[自動車保険]

ᑐࠉேࠉ㈺ࠉൾ

ᑐࠉ≀ࠉ㈺ࠉൾ

Bodily Injury Liability

Property Damage Liabilityᨭࠉࠉࠉᡶ
No. of Automobiles

ᨭࠉࠉࠉᡶClaims᪂ዎ⣙ྎᩘClaims

᪂ዎ⣙ྎᩘ

௳ࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

No. of Claims

Claims Paid

No. of Automobiles

௳ࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

No. of Claims

Claims Paid༓෇༓෇

Thousand Yen

Thousand Yen





















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













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

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

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









































































































































Note 1. Figures of contracts for special purpose automobiles and those under special conditions are all included in"Others," regardless of use and type of automobile.
2. "Non-Owner Liability Insurance" provides coverage for liability of the named insured while driving
an automobile owned by another person.

第２部㸫11

損害保険料率算出機構統計集

2021年度[自動車保険]➨㸱⾲ࠉ⮬ື㌴ಖ㝤⏝㏵࣭㌴✀ู⤫ィ⾲ᖺᗘ!㸦⥆ࡁ㸧
Table 3 Voluntary Automobile Insurance, Classified by Use and Type of Automobileᦚ஌⪅യᐖ
Passengers' Personal Accidentᨭࠉࠉࠉᡶ⏝㏵࣭㌴✀ู
Use and Type of Automobile

Claims᪂ዎ⣙ྎᩘ
No. of Automobiles

௳ࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

No. of Claims

Claims Paid༓෇
Thousand Yen























ᬑࠉࠉࠉࠉ㏻⮬ᐙ⏝஌⏝㌴

Standard-size

Private Passenger
Automobileᑠࠉࠉࠉࠉᆺ
Small-size

































































































Ⴀࠉᴗࠉ⏝ࠉ஌ࠉ⏝ࠉ㌴
Commercial Passenger Automobile஌ࠉࠉࠉࠉ⏝㍍ᅄ㍯⮬ື㌴

Passenger

Light Four-wheeled
Automobile㈌ࠉࠉࠉࠉ≀
Freightᬑࠉࠉࠉࠉ㏻⮬ᐙ⏝㈌≀㌴

Standard-size

Private Freight
Automobileᑠࠉࠉࠉࠉᆺ
Small-sizeᬑࠉࠉࠉࠉ㏻
Ⴀᴗ⏝㈌≀㌴

Standard-size

Commercial Freight
Automobileᑠࠉࠉࠉࠉᆺ
Small-size⮬ࠉᐙࠉ⏝ࣂ

Private UseࢫBusႠࠉᴗࠉ⏝Commercial Use

஧

㍯

㌴

Two-wheeled Automobileཎ ື ᶵ ௜ ⮬ ㌿ ㌴
Moped

ࢲ

ࣥ

ࣉ

࢝

࣮

Dump Truck≉ ✀ ⏝ ㏵ ⮬ ື ㌴
Specific Purpose Automobile

ᕤ

స

㌴

Workshop Automobileᑠࠉࠉࠉࠉࠉィ
Subtotalࣞࠉࣥࠉࢱࠉ࢝ࠉ࣮
Rent-a-carྜࠉࠉࠉࠉࠉィ
Total

㐠㌿⪅㈺ൾ
Non-Owner Liability Insurance㈍኎⏝࣭ಟ⌮ᕤሙ➼ཷク㌴


Non-Owned Automobile Used in the
Automobile Business of Selling, Repairing, etc.

ࡑࡢ௚




Others⥲ࠉࠉࠉࠉྜࠉࠉࠉࠉィGrand Total㸦ὀ㸧㸯≉Ṧ࡞⏝㏵࣭౑⏝᪉ἲࡢ⮬ື㌴ࡢಖ㝤ዎ⣙࠾ࡼࡧ≉Ṧ࡞ዎ⣙᮲௳࡟ࡼࡿಖ㝤ዎ⣙ࡣࠊࠉࠉࠉࠉ⏝㏵࣭㌴✀ࢆၥࢃࡎࠕࡑࡢ௚ࠖḍ࡟୍ᣓࡋ࡚㞟ィࡋࡓࠋࠉࠉࠉ㸰ࠕ㐠㌿⪅㈺ൾࠖࡣࠊ⮬ື㌴㐠㌿⪅ᦆᐖ㈺ൾ㈐௵ಖ㝤㸦ࢻࣛ࢖ࣂ࣮ಖ㝤㸧ዎ⣙㸦グྡࠉࠉࠉࠉ⿕ಖ㝤⪅ࡀ௚ேࡢ⮬ື㌴ࢆ㐠㌿୰ࡢ㈺ൾ༴㝤ࢆ⿵ൾࡍࡿಖ㝤ዎ⣙㸧ࢆᣦࡍࠋ

損害保険料率算出機構統計集 2021年度

第２部㸫12

[自動車保険]<Fiscal 2021> (Continued)

ேࠉ㌟ࠉയࠉᐖ

㌴ࠉࠉࠉࠉࠉ୧

Bodily Injury Indemnity

Physical DamageᨭࠉࠉࠉᡶNo. of Automobiles

ᨭࠉࠉࠉᡶClaims᪂ዎ⣙ྎᩘClaims

᪂ዎ⣙ྎᩘ

௳ࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

No. of Claims

Claims Paid

No. of Automobiles

௳ࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

No. of Claims

Claims Paid༓෇༓෇

Thousand Yen

Thousand Yen

























































































































































































































Note 1. Figures of contracts for special purpose automobiles and those under special conditions are all included in"Others," regardless of use and type of automobile.
2. "Non-Owner Liability Insurance" provides coverage for liability of the named insured while driving
an automobile owned by another person.

第２部㸫13

損害保険料率算出機構統計集

2021年度[自動車保険]➨㸲⾲ࠉ⮬ື㌴ಖ㝤ᑐே㈺ൾ㈐௵ಖ㝤ಖ㝤㔠㢠ูዎ⣙ᵓᡂ⾲ᖺᗘ!
Table 4 Bodily Injury Liability Coverage under Voluntary Automobile Insurance, Classified by Insured Amountಖ㝤㔠㢠ู୓෇ࡲ࡛

୓෇㉸୓෇ࡲ࡛

୓෇㉸㸯൨෇ࡲ࡛Up to 20 million yen

Up to 50 million yen

Up to 100 million yen

Insured Amount⏝㏵࣭㌴✀ู
Use and Type ofAutomobile

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

No. ofAutomobiles

Component
Ratio

No. ofAutomobiles

Component
Ratio

No. ofAutomobiles

Component
Ratio

㸣













ᬑࠉࠉࠉࠉ㏻⮬ ᐙ ⏝ ஌ ⏝ ㌴

Standard-size

Private Passenger
Automobileᑠࠉࠉࠉࠉᆺ
Small-sizeႠࠉᴗࠉ⏝ࠉ஌ࠉ⏝ࠉ㌴
Commercial Passenger Automobile஌ࠉࠉࠉࠉ⏝㍍ ᅄ ㍯ ⮬ ື ㌴

Passenger

Light Four-wheeled
Automobile㈌ࠉࠉࠉࠉ≀
Freightᬑࠉࠉࠉࠉ㏻⮬ ᐙ ⏝ ㈌ ≀ ㌴

Standard-size

Private Freight
Automobileᑠࠉࠉࠉࠉᆺ
Small-sizeᬑࠉࠉࠉࠉ㏻
Ⴀ ᴗ ⏝ ㈌ ≀ ㌴

Standard-size

Commercial Freight
Automobileᑠࠉࠉࠉࠉᆺ
Small-size⮬ࠉᐙࠉ⏝ࣂ

Private UseࢫBusႠࠉᴗࠉ⏝Commercial Use



























































































































































஧



ཎ ື ᶵ ௜ ⮬ ㌿ ㌴



ࢲ

࣮















≉ ✀ ⏝ ㏵ ⮬ ື ㌴













ᕤ












































㌴

㸣





㍯

㸣

Two-wheeled Automobile
Moped

ࣥ

ࣉ

࢝

Dump Truck
Specific Purpose Automobileస㌴

Workshop Automobileᑠࠉࠉࠉࠉࠉィ
Subtotalࣞࠉࣥࠉࢱࠉ࢝ࠉ࣮
Rent-a-carྜࠉࠉࠉࠉࠉィTotal㸦ὀ㸧㸯⮬ື㌴㐠㌿⪅ᦆᐖ㈺ൾ㈐௵ಖ㝤㸦ࢻࣛ࢖ࣂ࣮ಖ㝤㸧ዎ⣙㸦ㄝ᫂ࡣ➨㸱⾲ࡢ㸦ὀ㸧㸰ࢆཧ↷㸧ࠊ㈍኎⏝࣭ಟ⌮ᕤሙ➼ཷク㌴ࠊ≉Ṧ࡞⏝㏵࣭౑⏝᪉ἲࡢ⮬ື㌴ࡢಖ㝤ዎ⣙࠾ࡼࡧ≉Ṧ࡞ዎ⣙᮲௳࡟ࡼࡿಖ㝤ዎ⣙ࢆࠉࠉࠉࠉ㝖ࡃࠋࠉࠉ㸰ಖ㝤㔠㢠ྜィ࡟ࡣࠊಖ㝤㔠㢠୙᫂ศࢆྵࡴࠋ

損害保険料率算出機構統計集 2021年度

第２部㸫14

[自動車保険]<Fiscal 2021>

㸯൨෇㉸

↓ࠉไࠉ㝈

ྜࠉࠉࠉィ

Over 100 million yen

Unlimited

Total

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

No. ofAutomobiles

Component
Ratio

No. ofAutomobiles

Component
Ratio

No. ofAutomobiles

Component
Ratio

㸣

㸣

㸣



































































































































































































































Note 1. Figures of the contracts of non-owner liability insurance, cf. Note 2 for Table 3, those for non-owned automobiles
used in the automobile business of selling, repairing, etc. and special purpose automobiles, and those under special
conditions are excluded.
2. Figures in "Total" of "Insured Amount" include those of contracts whose insured amounts are unidentified.

第２部㸫15

損害保険料率算出機構統計集

2021年度[自動車保険]➨㸳⾲ࠉ⮬ື㌴ಖ㝤ᑐ≀㈺ൾ㈐௵ಖ㝤ಖ㝤㔠㢠ูዎ⣙ᵓᡂ⾲ᖺᗘ!
Table 5 Property Damage Liability Coverage under Voluntary Automobile Insurance, Classified by Insured Amountಖ㝤㔠㢠ู୓෇ࡲ࡛

୓෇㉸
୓෇ࡲ࡛

୓෇㉸୓෇ࡲ࡛

Up to 5 million yen

Up to 10 million yen

Up to 20 million yen

Insured Amount⏝㏵࣭㌴✀ู
Use and Type ofAutomobile

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

No. ofAutomobiles

Component
Ratio

No. ofAutomobiles

Component
Ratio

No. ofAutomobiles

Component
Ratio

㸣













ᬑࠉࠉࠉࠉ㏻⮬ ᐙ ⏝ ஌ ⏝ ㌴

Standard-size

Private Passenger
Automobileᑠࠉࠉࠉࠉᆺ
Small-sizeႠࠉᴗࠉ⏝ࠉ஌ࠉ⏝ࠉ㌴
Commercial Passenger Automobile஌ࠉࠉࠉࠉ⏝㍍ ᅄ ㍯ ⮬ ື ㌴

Passenger

Light Four-wheeled
Automobile㈌ࠉࠉࠉࠉ≀
Freightᬑࠉࠉࠉࠉ㏻⮬ ᐙ ⏝ ㈌ ≀ ㌴

Standard-size

Private Freight
Automobileᑠࠉࠉࠉࠉᆺ
Small-sizeᬑࠉࠉࠉࠉ㏻
Ⴀ ᴗ ⏝ ㈌ ≀ ㌴

Standard-size

Commercial Freight
Automobileᑠࠉࠉࠉࠉᆺ
Small-size⮬ࠉᐙࠉ⏝ࣂ

Private UseࢫBusႠࠉᴗࠉ⏝Commercial Use











































































































஧ཎ ື ᶵ ௜ ⮬ ㌿ ㌴



ࢲ

࣮















≉ ✀ ⏝ ㏵ ⮬ ື ㌴











ᕤ




























㌴

㸣





㍯

㸣

Two-wheeled Automobile
Moped

ࣥ

ࣉ

࢝

Dump Truck
Specific Purpose Automobileస㌴

Workshop Automobileᑠࠉࠉࠉࠉࠉィ
Subtotalࣞࠉࣥࠉࢱࠉ࢝ࠉ࣮
Rent-a-carྜࠉࠉࠉࠉࠉィTotal㸦ὀ㸧㸯⮬ື㌴㐠㌿⪅ᦆᐖ㈺ൾ㈐௵ಖ㝤㸦ࢻࣛ࢖ࣂ࣮ಖ㝤㸧ዎ⣙㸦ㄝ᫂ࡣ➨㸱⾲ࡢ㸦ὀ㸧㸰ࢆཧ↷㸧ࠊ㈍኎⏝࣭ಟ⌮ᕤሙ➼ཷク㌴ࠊ≉Ṧ࡞⏝㏵࣭౑⏝᪉ἲࡢ⮬ື㌴ࡢಖ㝤ዎ⣙࠾ࡼࡧ≉Ṧ࡞ዎ⣙᮲௳࡟ࡼࡿಖ㝤ዎ⣙ࢆࠉࠉࠉࠉ㝖ࡃࠋࠉࠉ㸰ಖ㝤㔠㢠ྜィ࡟ࡣࠊಖ㝤㔠㢠୙᫂ศࢆྵࡴࠋ

損害保険料率算出機構統計集 2021年度

第２部㸫16

[自動車保険]<Fiscal 2021>୓෇㉸

↓ࠉไࠉ㝈

ྜࠉࠉࠉィ

Over 20 million yen

Unlimited

Total

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

No. ofAutomobiles

Component
Ratio

No. ofAutomobiles

Component
Ratio

No. ofAutomobiles

Component
Ratio

㸣

㸣

㸣

































































































































































































Note 1. Figures of the contracts of non-owner liability insurance, cf. Note 2 for Table 3, those for non-owned automobiles
used in the automobile business of selling, repairing, etc. and special purpose automobiles, and those under special
conditions are excluded.
2. Figures in "Total" of "Insured Amount" include those of contracts whose insured amounts are unidentified.

第２部㸫17

損害保険料率算出機構統計集

2021年度[自動車保険]➨㸴⾲ࠉ⮬ື㌴ಖ㝤ே㌟യᐖಖ㝤ಖ㝤㔠㢠ูዎ⣙ᵓᡂ⾲ᖺᗘ!
Table 6 Bodily Injury Indemnity Coverage under Voluntary Automobile Insurance, Classified by Insured Amountಖ㝤㔠㢠ู୓෇ࡲ࡛

୓෇㉸୓෇ࡲ࡛

୓෇㉸Up to 30 million yen

Up to 50 million yen

Over 50 million yen

Insured Amount⏝㏵࣭㌴✀ู
Use and Type ofAutomobile

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

No. ofAutomobiles

Component
Ratio

No. ofAutomobiles

Component
Ratio

No. ofAutomobiles

Component
Ratio

㸣





















ᬑࠉࠉࠉࠉ㏻⮬ ᐙ ⏝ ஌ ⏝ ㌴

Standard-size

Private Passenger
Automobileᑠࠉࠉࠉࠉᆺ
Small-sizeႠࠉᴗࠉ⏝ࠉ஌ࠉ⏝ࠉ㌴
Commercial Passenger Automobile஌ࠉࠉࠉࠉ⏝㍍ ᅄ ㍯ ⮬ ື ㌴

Passenger

Light Four-wheeled
Automobile㈌ࠉࠉࠉࠉ≀
Freightᬑࠉࠉࠉࠉ㏻⮬ ᐙ ⏝ ㈌ ≀ ㌴

Standard-size

Private Freight
Automobileᑠࠉࠉࠉࠉᆺ
Small-sizeᬑࠉࠉࠉࠉ㏻
Ⴀ ᴗ ⏝ ㈌ ≀ ㌴

Standard-size

Commercial Freight
Automobileᑠࠉࠉࠉࠉᆺ
Small-size⮬ࠉᐙࠉ⏝ࣂ

Private UseࢫBusႠࠉᴗࠉ⏝Commercial Use

஧

㍯

㌴

Two-wheeled Automobileཎ ື ᶵ ௜ ⮬ ㌿ ㌴
Moped

ࢲ

ࣥ

ࣉ

࢝

࣮

Dump Truck≉ ✀ ⏝ ㏵ ⮬ ື ㌴
Specific Purpose Automobile

ᕤ

స

㌴

Workshop Automobileᑠࠉࠉࠉࠉࠉィ
Subtotalࣞࠉࣥࠉࢱࠉ࢝ࠉ࣮
Rent-a-carྜࠉࠉࠉࠉࠉィ
Total

㸣

㸣



































































































































㸦ὀ㸧㸯⮬ື㌴㐠㌿⪅ᦆᐖ㈺ൾ㈐௵ಖ㝤㸦ࢻࣛ࢖ࣂ࣮ಖ㝤㸧ዎ⣙㸦ㄝ᫂ࡣ➨㸱⾲ࡢ㸦ὀ㸧㸰ࢆཧ↷㸧ࠊ㈍኎⏝࣭ಟ⌮ᕤሙ➼ཷク㌴ࠊ≉Ṧ࡞⏝㏵࣭౑⏝᪉ἲࡢ⮬ື㌴ࡢಖ㝤ዎ⣙࠾ࡼࡧ≉Ṧ࡞ዎ⣙᮲௳࡟ࡼࡿಖ㝤ዎ⣙ࢆࠉࠉࠉࠉ㝖ࡃࠋࠉࠉ㸰ಖ㝤㔠㢠ྜィ࡟ࡣࠊಖ㝤㔠㢠୙᫂ศࢆྵࡴࠋ

損害保険料率算出機構統計集 2021年度

第２部㸫18

[自動車保険]<Fiscal 2021>

↓ࠉไࠉ㝈

ྜࠉࠉࠉィ

Unlimited

Total

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

No. ofAutomobiles

Component
Ratio

No. ofAutomobiles

Component
Ratio

㸣

㸣































































































































Note 1. Figures of the contracts of non-owner liability insurance, cf. Note 2 for Table 3, those for non-owned automobiles
used in the automobile business of selling, repairing, etc. and special purpose automobiles, and those under special
conditions are excluded.
2. Figures in "Total" of "Insured Amount" include those of contracts whose insured amounts are unidentified.

第２部㸫19

損害保険料率算出機構統計集

2021年度[自動車保険]➨㸵⾲ࠉ⮬ື㌴ಖ㝤ᖺ㱋᮲௳ูዎ⣙ᵓᡂ⾲ᖺᗘ!
Table 7 Voluntary Automobile Insurance, Classified by Driver's Age Condition <Fiscal 2021>⏝㏵࣭㌴✀ู

ᖺ㱋᮲௳ู

Use and Type ofAutomobile

Driver's Age Condition

ᑐࠉேࠉ㈺ࠉൾ

ᑐࠉ≀ࠉ㈺ࠉൾ

Bodily Injury Liability

Property Damage Liability

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

No. ofAutomobiles

Component
Ratio

No. ofAutomobiles

Component
Ratio

㸣





















Other conditions





Total





















Other conditions





Total









ᖺ㱋ࢆၥࢃࡎ⿵ൾ All-age coverage ṓ ௨ ୖ ⿵ ൾ ⮬ ᐙ ⏝ ஌ ⏝ ㌴  ṓ ௨ ୖ ⿵ ൾPrivate Passenger
Automobile ṓ ௨ ୖ ⿵ ൾ
ࡑ



ࡢ

௚

ィ



Coverage for21 years or older
Coverage for26 years or older
Coverage for30 years or olderᖺ㱋ࢆၥࢃࡎ⿵ൾ All-age coverage ṓ ௨ ୖ ⿵ ൾ

 ㍍ ᅄ ㍯ ஌ ⏝ ㌴  ṓ ௨ ୖ ⿵ ൾLight Four-wheeled
Automobile ṓ ௨ ୖ ⿵ ൾ
ࡑ



ࡢ

௚

ィ



㸣

Coverage for21 years or older
Coverage for26 years or older
Coverage for30 years or olderᖺ㱋ࢆၥࢃࡎ⿵ൾ All-age coverage
Coverage for21 years or older
Coverage for26 years or older
Coverage for30 years or older











Other conditions







ᖺ㱋ࢆၥࢃࡎ⿵ൾ All-age coverage



 ཎ ື ᶵ ௜ ⮬ ㌿ ㌴  ṓ ௨ ୖ ⿵ ൾ

Coverage for21 years or older



Other conditions



Total















Other conditions





Total









 ṓ ௨ ୖ ⿵ ൾ



஧

㌴

 ṓ ௨ ୖ ⿵ ൾTwo-wheeled
Automobile㍯

 ṓ ௨ ୖ ⿵ ൾ



ࡑ



ࡢ

௚

Total

ィ



ࡑ

Moped



ࡢ

௚

ィ



ᖺ㱋ࢆၥࢃࡎ⿵ൾ All-age coverage ṓ ௨ ୖ ⿵ ൾ 21 years or older






Coverage for

ྜ

ィ
Total

 ṓ ௨ ୖ ⿵ ൾ ṓ ௨ ୖ ⿵ ൾ
ࡑ

ࡢ

௚

ィ

Coverage for26 years or older
Coverage for30 years or older㸦ὀ㸧㸯ᖺ㱋᮲௳࡜ࡣࠊ㐠㌿⪅ࡢᖺ㱋ࢆಖ㝤㔠ᨭᡶࡢ᮲௳࡜ࡍࡿዎ⣙ࡢ᪉ἲࢆ࠸࠸ࠊ౛࠼ࡤࠕṓ௨ୖࠉࠉ⿵ൾࠖ࡜ࡋࡓሙྜࡣࠊ㐠㌿⪅ࡀṓ௨ୖࡢሙྜ࡟ࡢࡳᨭᡶࢃࢀࡿࠋ
ࠉࠉࠉ㸰ᮏ⾲ࡣࣀࣥࣇ࣮ࣜࢺዎ⣙࡟ࡘ࠸࡚㞟ィࡋࡓࡶࡢ࡛࠶ࡿࠋ
ࠉࠉࠉ㸱⮬ື㌴㐠㌿⪅ᦆᐖ㈺ൾ㈐௵ಖ㝤㸦ࢻࣛ࢖ࣂ࣮ಖ㝤㸧ዎ⣙㸦ㄝ᫂ࡣ➨㸱⾲ࡢ㸦ὀ㸧㸰ࢆཧ↷㸧ࠊ㈍኎⏝࣭ಟ⌮ᕤሙ➼ཷク㌴ࠊ≉Ṧ࡞⏝㏵࣭౑⏝᪉ἲࡢ⮬ື㌴ࡢಖ㝤ዎ⣙࠾ࡼࡧ≉Ṧ࡞ዎ⣙᮲௳ࠉࠉ࡟ࡼࡿಖ㝤ዎ⣙ࢆ㝖ࡃࠋࠉࠉࠉ㸲㸬ࠕཎືᶵ௜⮬㌿㌴ࠖ௨እࡢࠕࡑࡢ௚ࠖ࡟ࡣṓ௨ୖ⿵ൾ➼ࢆྵࡴࠋ

損害保険料率算出機構統計集 2021年度

第２部㸫20[自動車保険]ᦚ஌⪅യᐖ

ேࠉ㌟ࠉയࠉᐖ

㌴ࠉࠉࠉࠉ୧

ྜࠉࠉࠉࠉィ

Passengers' Personal Accident

Bodily Injury Indemnity

Physical Damage

Total

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

᪂ዎ⣙ྎᩘ

ᵓᡂẚ

No. ofAutomobiles

Component
Ratio

No. ofAutomobiles

Component
Ratio

No. ofAutomobiles

Component
Ratio

No. ofAutomobiles

Component
Ratio

㸣

㸣

㸣

㸣



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

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





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



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

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

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

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

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

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

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

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

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































Note 1. "Driver's Age Condition" is a type of contract where payment of claims is conditioned on the driver's age.
For example, "Coverage for 21 years or older" means the insurance contract pays claims if the insured person isage 21 or over when an insured event occurs.
2. This table shows non-fleet insurance (not including fleet insurance).
3. Figures of the contracts of non-owner liability insurance, cf. Note 2 for Table 3, those for non-owned automobiles
used in the automobile business of selling, repairing, etc. and special purpose automobiles, and those under special
conditions are excluded.
4. Except for "Moped", figures in "Other conditions" include coverage for 35 years or older.

第２部㸫21

損害保険料率算出機構統計集

2021年度[自動車保険]➨㸶⾲ࠉ⮬ື㌴ಖ㝤ᑐே㈺ൾ㈐௵ಖ㝤ಖ㝤㔠✀㢮ู⤫ィ⾲ᖺᗘ!
Table 8 Bodily Injury Liability Coverage under Voluntary Automobile Insurance, Classified by⏝㏵࣭㌴✀ู

᪂ዎ⣙ྎᩘ

Ṛࠉࠉࠉஸ

Use and Type of Automobile

No. of Automobiles

Death

௳ࠉࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

No. of Claims

Claims Paid༓෇
Thousand Yen





















ᬑࠉࠉࠉࠉ㏻⮬ᐙ⏝஌⏝㌴

Standard-size

Private Passenger
Automobileᑠࠉࠉࠉࠉᆺ
Small-sizeႠࠉᴗࠉ⏝ࠉ஌ࠉ⏝ࠉ㌴
Commercial Passenger Automobile஌ࠉࠉࠉࠉ⏝㍍ᅄ㍯⮬ື㌴

Passenger

Light Four-wheeled
Automobile㈌ࠉࠉࠉࠉ≀
Freightᬑࠉࠉࠉࠉ㏻⮬ᐙ⏝㈌≀㌴

Standard-size

Private Freight
Automobileᑠࠉࠉࠉࠉᆺ
Small-sizeᬑࠉࠉࠉࠉ㏻
Ⴀᴗ⏝㈌≀㌴

Standard-size

Commercial Freight
Automobileᑠࠉࠉࠉࠉᆺ
Small-size⮬ࠉᐙࠉ⏝ࣂࢫ

Private UseBusႠࠉᴗࠉ⏝Commercial Use

஧

㍯

㌴

Two-wheeled Automobileཎ ື ᶵ ௜ ⮬ ㌿ ㌴
Moped

ࢲ

ࣥ

ࣉ

࢝

࣮

Dump Truck≉ ✀ ⏝ ㏵ ⮬ ື ㌴
Specific Purpose Automobile

ᕤ

స

㌴

Workshop Automobileᑠࠉࠉࠉࠉࠉィ
Subtotalࣞࠉࣥࠉࢱࠉ࢝ࠉ࣮
Rent-a-carྜࠉࠉࠉࠉࠉィTotal













































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

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









㸦ὀ㸧㸯⮬ື㌴㐠㌿⪅ᦆᐖ㈺ൾ㈐௵ಖ㝤㸦ࢻࣛ࢖ࣂ࣮ಖ㝤㸧ዎ⣙㸦ㄝ᫂ࡣ➨㸱⾲ࡢ㸦ὀ㸧㸰ࢆཧ↷㸧ࠊ㈍኎⏝࣭ಟ⌮ᕤሙ➼ཷク㌴ࠊ≉Ṧ࡞⏝㏵࣭౑⏝᪉ἲࡢ⮬ື㌴ࡢಖ㝤ዎ⣙࠾ࡼࡧ≉Ṧ࡞ዎ⣙᮲௳ࠉࠉ࡟ࡼࡿಖ㝤ዎ⣙ࢆ㝖ࡃࠋࠉࠉ㸰ᨭᡶྜィ࡟ࡣࠊṚஸ࣭യᐖ୙᫂ศࢆྵࡴࠋ

損害保険料率算出機構統計集 2021年度

第２部㸫22

[自動車保険]Type of Damage <Fiscal 2021>

ᨭࠉࠉࠉᡶ
Claimsയᐖ㸦ᚋ㑇㞀ᐖࢆྵࡴ㸧ྜࠉࠉࠉィ

Injury (including Permanent Disability)

Total

௳ࠉࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

௳ࠉࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

No. of Claims

Claims Paid

No. of Claims

Claims Paid༓෇
Thousand Yen༓෇Thousand Yen























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





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













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



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











 

 

 

 



 











 

Note 1. Figures of the contracts of non-owner liability insurance, cf. Note 2 for Table 3, those for non-owned automobiles
used in the automobile business of selling, repairing, etc. and special purpose automobiles, and those under special
conditions are excluded.
2. Figures of "Claims" in "Total" include those of claims whose types of damages (death or injury) are unidentified.

第２部㸫23

損害保険料率算出機構統計集

2021年度[自動車保険]➨㸷⾲ࠉ⮬ື㌴ಖ㝤ࠉᦚ஌⪅യᐖಖ㝤ಖ㝤㔠✀㢮ู⤫ィ⾲ᖺᗘ!
Table 9 Passengers' Personal Accident Coverage under Voluntary Automobile Insurance,⏝㏵࣭㌴✀ู

᪂ዎ⣙ྎᩘ

Ṛࠉࠉࠉஸ

Use and Type of Automobile

No. of Automobiles

Death

௳ࠉࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

No. of Claims

Claims Paid༓෇
Thousand Yen





















ᬑࠉࠉࠉࠉ㏻⮬ᐙ⏝஌⏝㌴

Standard-size

Private Passenger
Automobileᑠࠉࠉࠉࠉᆺ
Small-sizeႠࠉᴗࠉ⏝ࠉ஌ࠉ⏝ࠉ㌴
Commercial Passenger Automobile஌ࠉࠉࠉࠉ⏝㍍ᅄ㍯⮬ື㌴

Passenger

Light Four-wheeled
Automobile㈌ࠉࠉࠉࠉ≀
Freightᬑࠉࠉࠉࠉ㏻⮬ᐙ⏝㈌≀㌴

Standard-size

Private Freight
Automobileᑠࠉࠉࠉࠉᆺ
Small-sizeᬑࠉࠉࠉࠉ㏻
Ⴀᴗ⏝㈌≀㌴

Standard-size

Commercial Freight
Automobileᑠࠉࠉࠉࠉᆺ
Small-size⮬ࠉᐙࠉ⏝ࣂࢫ

Private UseBusႠࠉᴗࠉ⏝Commercial Use

஧

㍯

㌴

Two-wheeled Automobileཎ ື ᶵ ௜ ⮬ ㌿ ㌴
Moped

ࢲ

ࣥ

ࣉ

࢝

࣮

Dump Truck≉ ✀ ⏝ ㏵ ⮬ ື ㌴
Specific Purpose Automobile

ᕤ

స

㌴

Workshop Automobileᑠࠉࠉࠉࠉࠉィ
Subtotalࣞࠉࣥࠉࢱࠉ࢝ࠉ࣮
Rent-a-carྜࠉࠉࠉࠉࠉィ
Total















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







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

































㸦ὀ㸧㸯⮬ື㌴㐠㌿⪅ᦆᐖ㈺ൾ㈐௵ಖ㝤㸦ࢻࣛ࢖ࣂ࣮ಖ㝤㸧ዎ⣙㸦ㄝ᫂ࡣ➨㸱⾲ࡢ㸦ὀ㸧㸰ࢆཧ↷㸧ࠊ㈍኎⏝࣭ಟ⌮ᕤሙ➼ཷク㌴ࠊ≉Ṧ࡞⏝㏵࣭౑⏝᪉ἲࡢ⮬ື㌴ࡢಖ㝤ዎ⣙࠾ࡼࡧ≉Ṧ࡞ዎ⣙᮲௳ࠉࠉ࡟ࡼࡿಖ㝤ዎ⣙ࢆ㝖ࡃࠋࠉࠉ㸰ᨭᡶྜィ࡟ࡣࠊṚஸ࣭യᐖ୙᫂ศࢆྵࡴࠋ

損害保険料率算出機構統計集 2021年度

第２部㸫24

[自動車保険]Classified by Type of Damage <Fiscal 2021>

ᨭࠉࠉࠉᡶ
Claimsയᐖ㸦ᚋ㑇㞀ᐖࢆྵࡴ㸧ྜࠉࠉࠉィ

Injury (including Permanent Disability)

Total

௳ࠉࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

௳ࠉࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

No. of Claims

Claims Paid

No. of Claims

Claims Paid༓෇
Thousand Yen༓෇Thousand Yen















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





















































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

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







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































Note 1. Figures of the contracts of non-owner liability insurance, cf. Note 2 for Table 3, those for non-owned automobiles
used in the automobile business of selling, repairing, etc. and special purpose automobiles, and those under special
conditions are excluded.
2. Figures of "Claims" in "Total" include those of claims whose types of damages (death or injury) are unidentified.

第２部㸫25

損害保険料率算出機構統計集

2021年度[自動車保険]➨⾲ࠉ⮬ື㌴ಖ㝤ࠉே㌟യᐖಖ㝤ಖ㝤㔠✀㢮ู⤫ィ⾲ᖺᗘ!
Table 10 Bodily Injury Indemnity Coverage under Voluntary Automobile Insurance, Classified by⏝㏵࣭㌴✀ู

᪂ዎ⣙ྎᩘ

Ṛࠉࠉࠉஸ

Use and Type of Automobile

No. of Automobiles

Death

௳ࠉࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

No. of Claims

Claims Paid༓෇
Thousand Yen


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


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

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

ᬑࠉࠉࠉࠉ㏻⮬ᐙ⏝஌⏝㌴

Standard-size

Private Passenger
Automobileᑠࠉࠉࠉࠉᆺ
Small-sizeႠࠉᴗࠉ⏝ࠉ஌ࠉ⏝ࠉ㌴
Commercial Passenger Automobile஌ࠉࠉࠉࠉ⏝㍍ᅄ㍯⮬ື㌴

Passenger

Light Four-wheeled
Automobile㈌ࠉࠉࠉࠉ≀
Freightᬑࠉࠉࠉࠉ㏻⮬ᐙ⏝㈌≀㌴

Standard-size

Private Freight
Automobileᑠࠉࠉࠉࠉᆺ
Small-sizeᬑࠉࠉࠉࠉ㏻
Ⴀᴗ⏝㈌≀㌴

Standard-size

Commercial Freight
Automobileᑠࠉࠉࠉࠉᆺ
Small-size⮬ࠉᐙࠉ⏝ࣂࢫ

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Two-wheeled Automobileཎ ື ᶵ ௜ ⮬ ㌿ ㌴
Moped

ࢲ

ࣥ

ࣉ

࢝

࣮

Dump Truck≉ ✀ ⏝ ㏵ ⮬ ື ㌴
Specific Purpose Automobile

ᕤ

స

㌴

Workshop Automobileᑠࠉࠉࠉࠉࠉィ
Subtotalࣞࠉࣥࠉࢱࠉ࢝ࠉ࣮
Rent-a-carྜࠉࠉࠉࠉࠉィTotal

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㸦ὀ㸧㸯⮬ື㌴㐠㌿⪅ᦆᐖ㈺ൾ㈐௵ಖ㝤㸦ࢻࣛ࢖ࣂ࣮ಖ㝤㸧ዎ⣙㸦ㄝ᫂ࡣ➨㸱⾲ࡢ㸦ὀ㸧㸰ࢆཧ↷㸧ࠊ㈍኎⏝࣭ಟ⌮ᕤሙ➼ཷク㌴ࠊ≉Ṧ࡞⏝㏵࣭౑⏝᪉ἲࡢ⮬ື㌴ࡢಖ㝤ዎ⣙࠾ࡼࡧ≉Ṧ࡞ዎ⣙᮲௳ࠉࠉ࡟ࡼࡿಖ㝤ዎ⣙ࢆ㝖ࡃࠋࠉࠉ㸰ᨭᡶྜィ࡟ࡣࠊṚஸ࣭യᐖ୙᫂ศࢆྵࡴࠋ

損害保険料率算出機構統計集 2021年度

第２部㸫26

[自動車保険]Type of Damage <Fiscal 2021>

ᨭࠉࠉࠉᡶ
Claimsയᐖ㸦ᚋ㑇㞀ᐖࢆྵࡴ㸧ྜࠉࠉࠉィ

Injury (including Permanent Disability)

Total

௳ࠉࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

௳ࠉࠉࠉᩘ

ಖࠉ㝤ࠉ㔠

No. of Claims

Claims Paid

No. of Claims

Claims Paid༓෇
Thousand Yen༓෇Thousand Yen

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





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

Note 1. Figures of the contracts of non-owner liability insurance, cf. Note 2 for Table 3, those for non-owned automobiles
used in the automobile business of selling, repairing, etc. and special purpose automobiles, and those under special
conditions are excluded.
2. Figures of "Claims" in "Total" include those of claims whose types of damages (death or injury) are unidentified.

第２部㸫27

損害保険料率算出機構統計集

2021年度[自動車保険]➨⾲ࠉ⮬ື㌴ಖ㝤㒔㐨ᗓ┴ูᬑཬ⋡ᖺ᭶ᮎ!
Table 11 Diffusion Ratio of Voluntary Automobile Insurance, Classified by Prefecture㒔㐨ᗓ┴ูPrefecture㌴ࠉ୧ࠉᩘ
No. of Registered
Automobiles(As of the end of March 2021)

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Miyagi
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Fukushima
IbarakiTochigi
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Tokyo
Kanagawa
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NaganoGifu
Shizuoka
Aichi
Mie
Shiga
Kyoto
Osaka
Hyogo
Nara
Wakayama
Tottori
Shimane
Okayama
Hiroshima
Yamaguchi
Tokushima
KagawaEhime
Kochi
Fukuoka
Saga
Nagasaki
Kumamoto
Oita
MiyazakiKagoshima
Okinawa
Total
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
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

ᑐࠉேࠉ㈺ࠉൾ

ᑐࠉ≀ࠉ㈺ࠉൾ

Bodily Injury Liability

Property Damage Liability

௜ಖྎᩘ

ᬑཬ⋡

௜ಖྎᩘ

ᬑཬ⋡

No. of Insured Automobiles

Diffusion Ratio

No. of Insured Automobiles

Diffusion Ratio
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
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㸦ὀ㸧㸯㸬ࠕ㌴୧ᩘࠖࡣ㺀⮬ື㌴ಖ᭷㌴୧ᩘ㺃᭶ሗ ௧࿴ᖺ᭶ᮎ⌧ᅾ 㺁 ୍⯡㈈ᅋἲேࠉ⮬ື㌴᳨ᰝⓏ㘓ࠉࠉࠉࠉࠉ᝟ሗ༠఍Ⓨ⾜ ࠿ࡽసᡂࠉࠉࠉ㸰㸬ࠕ௜ಖྎᩘࠖࡣࠊᖺ᭶ᮎࡢ᭷ຠዎ⣙ྎᩘ࡛࠶ࡿࠋ
ࠉࠉࠉ㸱㸬ࠕ㌴୧ᩘࠖ࠾ࡼࡧࠕ௜ಖྎᩘࠖࡣࠊཎືᶵ௜⮬㌿㌴ࢆ㝖ࡃࠋࠉࠉࠉ㸲㸬ࠕ௜ಖྎᩘࠖ࡟ࡣࠊ⏝㏵࣭㌴✀୙᫂ࢆྵࡴࠋ
ࠉࠉࠉ㸳㸬ࠕྜィࠖ࡟ࡣࠊ㒔㐨ᗓ┴୙᫂ࢆྵࡴࠋ

損害保険料率算出機構統計集 2021年度

第２部㸫28

[自動車保険]<As of the end of March 2022>ᦚ஌⪅യᐖ

ேࠉ㌟ࠉയࠉᐖ

㌴ࠉࠉࠉࠉ୧

Passengers' Personal Accident

Bodily Injury Indemnity

Physical Damage

௜ಖྎᩘ

ᬑཬ⋡

௜ಖྎᩘ

ᬑཬ⋡

௜ಖྎᩘ

ᬑཬ⋡

No. of Insured Automobiles

Diffusion Ratio

No. of Insured Automobiles

Diffusion Ratio

No. of Insured Automobiles

Diffusion Ratio
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

































㸣 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

Note 1. "No. of Registered Automobiles" is based on the "Monthly report of the number of registered automobiles
as of the end of March 2022" issued by Automobile Inspection & Registration Information Association.
2. "No. of Insured Automobiles" represents the number of insured automobiles as of the end of March 2022.
3. "No. of Registered Automobiles" and "Number of Insured Automobiles" exclude the number of mopeds.
4. "No. of Insured Automobiles" in "Total" includes the number of automobiles whose use and types areunidentified.
5. Figures in "Total" include those of contracts or claims whose prefectures are unidentified.

第２部㸫29

損害保険料率算出機構統計集

2021年度[自動車保険]

損害保険料率算出機構統計集 2021年度

第２部㸫30