Evan D. Hendricks
CURRICULUM VITAE
Professional Activities
January 1981- December 2013

Editor/Publisher of Privacy Times

From January 1981- December 2013, I was Editor/Publisher of Privacy Times, abiweekly, Washington-based newsletter that reports on privacy and information law,
including the Fair Credit Reporting Act (FCRA). The newsletter ranges from 8-12 pages,
23 issues per year. Thus, I have researched, written, edited and published many articles
on Congressional and State legislative actions, judicial opinions, industry trends andactions, executive branch policies and consumer news as they related to the FCRA.
1992 – Present

Expert Witness

Qualified by the federal courts in FCRA and identity theft cases. (Complete list attached). I haveread extensive deposition testimony by credit bureau and credit grantor personnel. This issignificant because CRAs and credit grantors do not openly discuss or publish information on
their procedures and practices for handling personal data, and the best (and possibly only)
sources for finding candid descriptions of CRAs’ and credit grantors’ procedures and practices inrelation to credit reporting data are the depositions of CRA and credit grantor employees in
FCRA litigation.
May 2014 – Present
1998 – 2008

Member, Board of Directors, Privacy Rights Clearinghouse

Privacy Expert Consultant, U.S. Social Security Administration

Regularly review policies and practices in relation to the collection, use and disclosure of
personal data and Social Security numbers and provide feedback and recommendations.
2002 – 2004

Member, Experian Consumer Advisory Council

Along with other Council members, I provide an outsider’s view on credit reporting,marketing and other privacy issues.

Evan Hendricks

P.O. Box 302

Cabin John, MD 20818(301) 229 7002 (301) 229 8011 [fax] evan@privacytimes.com

1July – October 2002

Consultant to U.S. Postal Service

Working with the USPS’s Chief Privacy Officer, I assisted in reviewing and editing there-write of the USPS’s Privacy Act notices, with an emphasis on “Plain English.”
Testimony Before Congress & The FTC“Keeping Score on Credit Scores: An Overview of Credit Scores, Credit Reports and their
Impact on Consumers,” House Financial Services Committee, Subcommittee on Financial
Institutions and Consumer Credit Hearing, March 24, 2010.1“What Borrowers Need to Know About Credit Scoring Models and Credit Scores,”
House Financial Services Subcommittee on Oversight, July 29, 2008.2“Credit Reports: Consumers’ Ability to Dispute and Change Information,” House Financial
Services Committee, June 19, 2007.3“Privacy in the Commercial World II,” House Energy & Commerce Subcommittee On
Commerce, Trade, and Consumer Protection, June 20, 20064“Financial Data Protection Act of 2005,” House Financial Services Subcommittee on Financial
Institutions and Consumer Credit, November 9, 20055“Credit Card Data Processing: How Secure Is It?” House Financial Services Subcommittee onOversight and Investigations, July 21, 20056“Identity Theft: Recent Developments Involving the Security of Sensitive Consumer
Information,”7 Senate Banking Committee, March 15, 2005
“The Accuracy of Credit Report Information and the Fair Credit Reporting Act;” Senate Banking
Committee, July 10, 20038“The Role of FCRA in the Credit Granting Process,” House Financial Services Subcommittee on
Financial Institutions & Consumer Credit, June 12, 20039"Database Security: Finding Out When Your Information Has Been Compromised,” Senate
Judiciary Subcommittee on Technology, Terrorism and Government Information, Nov. 4, 200310
1

http://www.house.gov/apps/list/hearing/financialsvcs_dem/fihrn_03242010.shtml
http://www.house.gov/apps/list/hearing/financialsvcs_dem/hr072908.shtml
3
www.house.gov/apps/list/hearing/financialsvcs_dem/ht061907.shtml
4
http://archives.energycommerce.house.gov/reparchives/108/Hearings/06202006hearing1938/hearing.htm
5
http://financialservices.house.gov/archive/hearings.asp@formmode=detail&hearing=425.html
6
http://financialservices.house.gov/archive/hearings.asp@formmode=detail&hearing=407.html
7
http://banking.senate.gov/public/index.cfm?FuseAction=Hearings.Hearing&Hearing_ID=7f294169-43754e9e-8e29-f418b82e7f4b8
http://banking.senate.gov/03_07hrg/071003/index.htm
9
http://financialservices.house.gov/archive/hearings.asp@formmode=detail&hearing=229.html
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“Fighting Fraud: Improving Information Security,” House Financial Services Subcommittee on
Financial Institutions & Consumer Credit, and Oversight, April 3, 200311“Information Flows: The Costs and Benefits to Consumers and Businesses of The Collection and
Use of Consumer Information,” Federal Trade Commission, National Workshop, June 18, 2003
Books
Credit Scores and Credit Reports: How The System Really Works, What You Can Do[3rd Edition] (Privacy Times, 2007)
Your Right To Privacy: A Basic Guide To Legal Rights In An Information Society (2nd Edition,
Southern Illinois University Press, 1990), (Includes a chapter on credit reporting)
Former Secrets: Government Records Made Public Through The Freedom of Information Act(Campaign For Political Rights, 1982)
International Lectures
24th International Conference of Data Protection & Privacy Commissioners (Cardiff, Wales –Presentation published in conference proceedings, 2002)
The 23rd International Conference of Data Protection Commissioners (Paris, La Sorbonne –Presentation published in conference proceedings, 2001)
The 22nd Annual Conference on Data Protection (Venice, Italy -- 2000)
The 16th Annual Conference on Data Protection (The Hague, The Netherlands -- 1994).
In the 1980s, served as an expert consultant to both the Privacy Commissioner of Canada andPrivacy Commissioner of Australia.
Presentations/Instruction At Recent CLE & Professional Seminars“Symposium on Credit Scoring and Credit Reporting,” Suffolk University Law School
and National Consumer Law Center; June 6-7, 2012; Boston, MA.
“From Credit Scores & Credit Reports To Info Security: Why Personal Data Matters,”
Financial Planning Conference for Maine Professionals; Finance Authority of Maine andMaine Securities Bureau; Nov. 15, 2011; Portland, Maine. [CLE & CPE]10

http://judiciary.senate.gov/hearings/testimony.cfm?id=983&wit_id=2790

11

http://financialservices.house.gov/archive/hearings.asp@formmode=detail&hearing=202.html

3

“Credit Scores, Credit Reporting & The FCRA: Why Jury Verdicts Keep Rising,” ABA
General Practice, Solo & Small Firm Division 2011 National Solo & Small Firm
Conference October 21-22, 2011; Denver, CO.
“Key Privacy Statutes - FCRA and Background Check Problems,” Conference on
Effective Consumer Privacy Enforcement, Univ. of California-Berkeley Samuelson Law,
Technology & Public Policy Clinic. Oct. 13-14, 2011. Berkeley, Calif.
“Annual FCRA Conference,” National Association of Consumer Advocates. May 20-21,
2011. Memphis, Tenn.
“91st Annual New York Meeting,” Commercial Law League of America (CLLA)
November 12, 2010“2010 NCLC Consumer Rights Litigation Conference,” National Consumer Law Center.
November 13, 2010. Boston, Mass.
“26th Annual Consumer Bankruptcy Course,” State Bar of Texas. June 3, 2010. Dallas.
“Consumer Protection Law Comm. Representing Main Street: A Consumer Law Primer”
Florida Bar Association; June 26, 2009. Orlando.
“Second Law and Information Society Symposium: Enforcement, Compliance and Remedies in
the Information Society,” Presenter, “Credit Report Cases – Effective Remedies?” Center on
Law and Information Policy (CLIP), Fordham Law School, New York, May 29-30, 2008.)12“The 1st Annual Privacy Law Scholars Conference,” Presenter, “Assessing Privacy Harm: How
can victims of privacy violations prove that they have been harmed? The George Washington
University Law School, Washington, DC, June 12-13, 2008.13“11th Annual Consumer Financial Services Litigation,” Practicing Law Institute, March 20-21,
2006 (New York City)“Bankruptcy Roundtable,” and, “Fair Credit Reporting Act Roundtable,” National Consumer
Law Center, October 27, 2005
“Advanced Consumer Litigation,” Texas Bar CLE, Feb. 10-11, 2005
“Financial Privacy Litigation,” (Impact of FACT Act), Practicing Law Institute,
February 28- March 1, 2005 (New York City)“The New FACT Act: Challenge & Oppty.,” Privacy & American Business, Feb. 9-10, 2004
“Understanding the FACT Act And The Impact of Multi-Agency Rulewriting Process,”
1213

http://law.fordham.edu/ihtml/eventitemPP.ihtml?id=37&idc=8943&template=clip
http://privacyscholars.com

4

Glasser LegalWorks, Sept. 28-29. 2004
“12th Annual National Conference,” National Credit Reporting Association, Nov. 10-12, 2004
Professional Societies
Past President & Board Member, American Society of Access Professionals www.accesspro.org

Industry Certification
FCRA Certification, National Credit Reporting Association (www.ncrainc.org).
Media
In addition to being a paid consultant and special guest on CNN’s IMPACT news in 1996,
I am quoted regularly by major and small newspapers (including The Washington Post, NewYork Times, Wall Street Journal, Chicago Tribune, Los Angeles Times, Newsweek and Money
Magazine), regarding issues of privacy generally and the privacy implications of consumer
reporting specifically. I have appeared on National Public Radio, PBS NewsHour with Jim
Lehrer, ABC Nightline and World News Tonight, NBC Nightly News, CBS Evening News,
CNN News Watch, CNBC, MSNBC, Fox News, various local affiliates, and the Oprah Winfrey
Show and Geraldo, regarding these issues as well.
Education
Bachelor of Arts, Columbia College, Columbia University, New York, N.Y. (1979)5

Testimony & Expert Reports
I have testified at trial, or been deposed as an expert, in the following cases:
Andrews v. Trans Union Corp. et al., Case No. 96-7369, (USDC-C.D. Calif.), concerning
theft-of-identity and consumer report inaccuracies. Expert report, deposition, trial testimony.
Daubert challenge. Judge Lourdes Baird presiding. The U.S. Court of Appeals for the Ninth
Circuit specifically found that my opinion on the prevalence of identity theft was relevant to thereasonableness of CRA procedures. (see 225 F.3d 1063 (2000)).
Julie Miller v. Equifax Credit Information Services, LLC: U.S. District Court for theDistrict of Oregon. Credit Reporting. Expert disclosure and report. Deposition. Trial Testimony.
Daubert challenge. Judge Anna J. Brown presiding.
April K. Barnett v. Chase Bank (USA) N.A. et al.: U.S. District Court for the Northern
District of Alabama [Eastern Div.] (1:12-CV-1745-VEH). Expert disclosure and report.
Deposition. Judge Virginia Emerson Hopkins rejected Chase’s Daubert motion to exclude my
testimony.
Angela P. Williams vs. Equifax Information Services, LLC, et al., Circuit Court for theNinth Judicial Circuit, Orange County Florida. Credit Reporting. Expert disclosure and report.
Deposition. Trial Testimony. Daubert challenge. Judge George A. Sprinkel IV presiding: “Well,
I’m certainly going to permit the expert’s testimony.”.
Eric Robert Drew vs. Equifax Information Services, LLC, et al., U.S. District Court for
the Northern District of California, Case No. CV 07-00726-SI. Expert report, Deposition, Trial
Testimony. Daubert challenge. Judge Susan Illston presiding.
Dennis Hollidayoke v JBL Mortgage Network: In the Circuit Court for Anne ArundelCounty, Maryland, No. 02C10155944. Expert report, Deposition, Trial Testimony.
Direct Data Solutions, Inc., v. Bailey & Associates Advertising, Inc.: Circuit Court of theEleventh Judicial Circuit, Miami-Dade County, Florida; Case No.: 07-9322 CA 09. Judge
Jerald Bagley presiding.
Brenda F. Campbell v. Experian: U.S. District Court for the Western District of Missouri(No. 07-2514). FCRA. Expert report, deposition. Trial Testimony. Daubert challenge. Judge
Nanette K. Laughrey presiding.
Laura Jones v. Capital One: U.S. Bankruptcy Court for the Eastern District of Virginia(Alexandria), Case 09-14499-BFK, Chapter 7. Post-bankruptcy credit reporting. Expert report.
Trial Testimony. Judge Brian F. Kenney presiding, said from the bench:“Before we begin with Mr. Hendricks, a brief disclosure. I had a case a
few years ago. Mr. Hendricks may recall that I was representing a creditor inwhich Mr. Hendricks was identified as an expert witness in the Eastern District of6

Virginia. I believe it was the Sloane case, Mr. Hendricks. I took Mr. Hendricks'
deposition and I subsequently moved to exclude him as an expert in the case on a
Daubert challenge. I lost the Daubert challenge. The court allowed him to testify
as an expert witness; and I will say, during the course of his deposition and the
Daubert challenge, I learned quite a bit about credit reporting. Just in the interestof full disclosure, I'll disclose that to the parties.”
In Re: MicroBilt Corp. et al., U.S. Bankruptcy Court for the District of New
Jersey (Trenton Div.); Case No. 11-18143 (MBK). Deposition, Trial Testimony. (I was
retained by MicroBilt counsel Bruce Luckman, who in previous years as counsel forTransUnion, unsuccessfully opposed me with a Daubert challenge in the Sandra Cortez
case (see below).
Roger Chang, Thomas Wong v. Hamni Bank: Superior Court of the State ofCalifornia, County of Santa Clara. (110CV181546) Expert report, deposition. Trial
Testimony. Judge Joseph Huber presiding.
Steven W. Haberman v. PNC Mortgage Company, et al.: U.S. District Court for the
Eastern District of Texas [Sherman Div]. Case No. 4:l1cv126. FCRA, identity theft. Expert
report. Deposition. Trial Testimony. Magistrate Judge Amos L. Mazzant presiding.
Harold & Beryllin Gamby v. Equifax Information Services, et al.: U.S. District Court for
the Eastern District of Michigan [Southern Div.] (CV-06-11020-MO). FCRA, identity theft.
Expert report. Deposition. Trial Testimony. Judge Marianne O. Battani presiding.
Deborah Adams v. National Engineering Service Corp./Verifications Inc.,: U.S. District
Court for the District of Connecticut. 3:07-cv-01035-JCH. FCRA. Expert report, deposition.
Trial Testimony. Judge Warren W. Eginton presiding.
Rebecca L. Valentine. v. Equifax Credit Information Services, et al.: U.S. District Court
for the District of Oregon; No. CV 05-801-JO. FCRA, identity theft. Expert report. Deposition.
Trial Testimony. Daubert challenge. Judge Robert E. Jones presiding.
Nicole Robinson vs. Equifax Information Services, LLC, et al., U.S. District Court for the
Eastern District of Virginia (Alexandria Div.), Case No. CIV 1:05 cv 1272. Expert reports.
Deposition. Trial Testimony. Daubert challenge. Judge Walter H. Rice presiding.
Suzanne Sloane vs. Equifax Information Services, LLC, et al., U.S. District Court for the
Eastern District of Virginia (Alexandria Div.), Case No. CIV 1:05 cv 1272. Expert reports.
Deposition. Trial Testimony. Daubert challenge. Judge Leonie M. Brinkema presiding.
Matthew Kirkpatrick v. Equifax, LLC, U.S. District Court for District of Oregon, (Slip.
Op. CV-02-1197-MO. FCRA Expert report. Trial Testimony. Daubert challenge. Judge
Michael W. Mosman presiding.

7

Sandra Cortez vs. Trans Union, LLC., U.S. District Court for the Eastern District ofPennsylvania: No. 2:05 –cv—05684-JF. FCRA. Expert Report. Daubert Hearing. Trial
Testimony. Senior Judge John P. Fullam qualified me to testify at trial.
Patricia Holmes vs. TeleCheck Intl., Inc., U.S. District Court for the Middle District ofTennessee (Nashville Div.). FCRA. Expert report. Deposition. Trial Testimony. Chief District
Judge Todd J. Campbell presiding.
Tracy Terry v. Cheryl Shepard, Eve Shepard, Frank Ferro, and STAR Consulting, LLC,
CAL08-03428 -- In the Circuit Court for Prince George's County, Maryland, Michele D. Hotten,
Associate Judge presiding. Breach of contract. Damage to credit. Trial testimony. September
22, 2009.
Federal Trade Commission vs. Accusearch, Inc., et al., U.S. District Court for the Districtof Wyoming, Case No. 06CV0105-D. FTC Section 5. Expert Report. U.S. Magistrate Judge
William C. Beaman rejected Defendant’s motion to exclude my testimony.
Eddie Silva, et al. v. Haynes Furniture Co., Inc.: U.S. District Court for the Eastern
District of Virginia: No. 4:04CV82. FCRA. Fairness hearing testimony. Judge Walter D.
Kelley, Jr. presiding.
Joi Helmes v. Wachovia Bank N.A.: U.S. Bankruptcy Court for the Eastern District ofVirginia (Alexandria), Case No: 01-81277-RGM, Chapter 7. Post-bankruptcy credit reporting.
Expert report. Deposition. Trial Testimony. Judge Robert G. Mayer presiding.
Alex Campos and Michael York v. ChoicePoint Services, Inc.: U.S. District Court for theDistrict of Georgia (Atlanta), Civ. Action No. 1-03-CV-3577-WSD. FCRA. Expert Declaration.
Fairness hearing testimony. Judge William S. Duffey, Jr. presiding.
Denis W. Stasulis v. Suntrust: U.S. Bankruptcy Court for the Eastern District of Virginia(Alexandria), Case No: 04-12542-RGM, Chapter 7. Post-bankruptcy credit reporting. Expert
report. Deposition. Trial Testimony. Judge Robert G. Mayer presiding.
Dwaine Perry, et al. v. FleetBoston Financial Corp.: U.S. District Court for the Eastern
District of Pennsylvania: No. 04-507. FCRA. Expert Report. Fairness hearing testimony. Judge
Berle M. Schiller presiding.
Tammy Cochran v. C&M Motors, LLC, dba I-10 Toyota, et al: U.S. District Court for theCentral District of California, No. CV-03-3568FMC. FCRA. Expert Report. Trial Testimony
Judge Florence-Marie Cooper presiding.
Myra Coleman v. Trans Union LLC, CA4: 98-CV-169B-B (USDC-Mississippi) FCRA.
Expert report, deposition, trial testimony. Judge Neal B. Biggers presiding.

8Arthur Spengler v. Sears Roebuck & Co., Case No. C-03-0557. (Circuit Court, Wicomico
County, Maryland). Tort, Interference with Business Relationships. Trial Testimony. Judge D.
Davis qualified me as expert on credit scoring, credit reporting and FCRA-related issues.
Judy C. Thomas v. Trans Union LLC, U.S. District Court for the District of Oregon; Case
No. 00-1150-JE. FCRA. Expert report, deposition, trial testimony. Magistrate Judge John
Jelderks presiding.
Scott E. Campbell v. G.E. Capital Auto Lease, Circuit Court For St. Mary’s County,
Maryland, Case No. 99-522. FCRA, invasion of privacy. Expert report, deposition. Judge Karen
Abrams qualified me to testify, but the case settled one week before trial.
Franklin F. Grizzard, Jr. v. Trans Union, L.L.C., & Equifax Information Services L.L.C.,
et al.: U.S. District Court for the District of Virginia (Richmond Div.); Nos. 04-CV-625 & 04CV-626, respectively. Expert report. Affidavit. Deposition. On the eve of trial, Judge Richard
Williams rejected Defendant’s motion to disqualify me. The case settled shortly thereafter.
Catherine Smith, et al. v. Progressive Corporation, et al.: U.S. District Court for the
Middle District of Florida (Gainesville), Case No.1:00-CV-210-MMP. Expert Report,
Declaration of Value, Fairness Hearing testimony. Judge Maurice M. Paul presiding.
Franklin E. Clark, et al. v. Experian, et al.: U.S. District Court for the District of South
Carolina, Case Nos. 8:00-1217-22, 8:00-1218-22, 8:00-1219-22. Affidavit, Supplemental
Affidavit (both affidavits were admitted into evidence without objection). Judge Cameron
McGowan Currie presiding.
Jean Gardy Lacroix v. Equifax Information Services, LLC: U.S. District Court for theSouthern District of Florida. (Case No. 9:14-cv-80334) Expert Report. Deposition. (2014)
Thanh Cham Thi Thach v. Virginia. U.S. District Court for the Eastern District ofVirginia [Alexandria Div.] (Case No. 3:14-cv-00070-HEH) Expert Report. Deposition. (2014)
Lee Pele v. Pennsylvania Higher Education Authority, Inc., U.S. District Court for the
Eastern District of Virginia [Alexandria Div.] (Case No. 1:13-cv-01531-JCC-TRJ) Expert
Report. Deposition. (2014)
Terry D Toler & Donna R. Toler v. PHH Mortgage Corp., Experian Information
Solutions, Inc., et al.: U.S. District Court for the Western District of Arkansas [Hot Springs
Div.]; (Case No. 6:12-cv-06032-RTD) Expert Report. Deposition. (2014)
Anthony Peck v. Equifax Information Services, LLC, Experian Information Solutions,Inc., & DTE Energy Co.: U.S. District Court for the District of Colorado (No. 13-cv-02924PAB-CBS). Expert Report. Deposition. (2014)
Timothy Lawrence v. National Grid USA Service Co., National Recovery Agency, et al.:U.S. District Court for the Eastern District of New York (13 CV 4979 – CBA/VMS).

9Rockwell Scharer III v. OneWest Bank, Experian Information Solutions, Inc., Equifax
Information Services, LLC, Trans Union LLC, et al.,: U.S. District Court for the Central Districtof California; No.: 2:13-cv-00080-DSF-AGR. Expert report. Deposition. (2014)
Ronald A. Jackson, et al. v. Equifax Information Services, LLC, et al.: U.S. District Court
for the Southern District of Florida. 1:13-cv-21691-DLG
James A. Davenport v. Sallie Mae, Inc., et al.: U.S. District Court for the District ofMaryland; PJM 12-1475. Expert report. Deposition. (2014)
Steven Strong v. Collecto, et al., Experian Information Solutions, LLC: U.S. District
Court for the Northern District of Texas [Dallas Div.]; No. 3-12-cv-05115-P. Expert report.
Deposition. (2014)
Kovalerchik v. Experian Information Solutions, LLC: U.S. District Court for the Central
District of California (No. 2:13-cv-05419 – GHK-FFMx). Expert report. Deposition. (2014)
Michael Dreher v. Experian Information Solutions, Inc., et al.: U.S. District Court for the
Eastern District of Virginia (Case 3:11-cv-00624-JAG). Expert report. Deposition. (2014)
Gary Wright v. Equifax Information Solutions, LLC, et al: U.S. District Court for theDistrict of Colorado (No 1:12-cv-3268). Expert Report. Deposition. (2013)
Patriot General Insurance Company v. Lisa Krebs and Carmen McReynolds: U.S. District
Court for the Northern District of Georgia [Atlanta Div.] (1:12-CV-0997-RWS). Expert Report.
Deposition. (2013)
Amanda Ellis v. Experian Information Solutions, Inc., Trans Union LLC, Equifax
Information Services, LLC &: U.S. District Court for the Northern District of Alabama [Middle
Div.]; No.: 4:12-cv-02779 RBP. Expert report. Deposition.
Denese Toliver v. Experian Information Solutions, Inc., Trans Union LLC, et al.: U.S.
District Court for the Southern District of Texas [Houston Div]. No. 4:12-cv-02436; Expert
report. Expert rebuttal report. Declaration. Deposition.
Patriot General Insurance Company v. Lisa Krebs and Carmen McReynolds: U.S. District
Court for the Northern District of Georgia [Atlanta Div.] (1:12-CV-0997-RWS).
David Osada, et al. v. Experian Information Solutions, Inc.: U.S. District Court for the
Northern District of Illinois (Eastern Division), No. 11-CV-02856. Expert report. Deposition.
Kathleen Jane Ferguson v. Asset Acceptance Services, LLC,, et al.: U.S. District Court
for the District of Missouri [Eastern Div.]. (4:11-cv-00425--AGF). Expert report. Deposition.

10

Arin A. Bovay, et al. v. Sears, Roebuck, and Co.: U.S. Circuit Court of Cook County,
Illinois [County Dept., Chancery Div.]; Case No. 01-CH-18096; consolidated with Case Nos. 02CH-4693 & 03-CH-07605. Expert report. Deposition.
Mary Perkins White v. Green Tree Servicing LLC, GMAC Mortgage LLC, Trans Union
LLC, Equifax Information Services, LLC & Experian Information Solutions, Inc.,: U.S. District
Court for the Western District of Washington [Tacoma Div.]; No.: 3:11-CV-005439RBL Expert
report. Deposition.
Ilene Modica v. American Suzuki Financial Services, TransUnion, LLC, & Equifax
Information Services, LLC: U.S. District Court for the District of Arizona. (2:11-CV-02183PHX-DGC) Expert report. Deposition.
Denise Acquafredda v. Experian Information Solutions, et. al: U.S. District Court for theDistrict of Arizona – (No. CV 2011-054368). Expert report. Deposition.
Jose Calderon v. Experian Information Solutions: U.S. District Court for the District ofIdaho (No. 1:11-cv-00386-EJL). Expert report. Deposition.
First Carolina Bank v. Charles S. McCue, et al.: In The Court of Common Please,
Fourteenth Judicial Circuit, State of South Carolina, County of Beaufort. Civil Action
No: 07-CP-07-03027. Deposition.
Maria Pintos v. Pacific Creditors Assoc., et al.: U.S. District Court for the Northern
District of California [Oakland Div.] C 03-5471 CW. Expert report. Deposition.
Marie Ann Fuges v. Southwest Financial Services, LTD: U.S. District Court for the
Eastern District of Pennsylvania (No 09-699). Expert report. Deposition.
Alisha Wilkes v. Experian Information Solutions, et al.: U.S. District Court for the
Eastern District of Virginia (CV- 1:10-cv-01160-CMH -TRJ). Expert report. Deposition.
Serena Beachley v. PNC Bank N.A..: U.S. District Court for the District of Maryland[Northern Div., Case No. CCB-10-1774. Expert report. Deposition.
In re: Pammalla Shannon Uplinger v. Rees Broome, P.C,,: U.S. Bankruptcy Court for the
Eastern District of Virginia (Alexandria Div.); Case No. 90-13129-RGM. Expert report.
Deposition.
Jose Soto v. Capital One Auto Finance, et al.: U.S. District Court for the District ofWestern Washington (2:08-cv-01838-RSM). Expert report, deposition.
Terri N. White, Jose Hernandez, et al. v. Experian Information Solutions, et al.: USDCCentral Dist. Of California; Case No. 05-cv-1070- DOC (MLGx). Declarations, Deposition.

11

Tara Andrews v. Equifax Information Solutions, Inc., et al.: U.S. District Court for theWestern District of Washington; (No. 2:09–CV–00817–JJC). Expert report. Deposition.
Michelle Jansen v. Equifax Credit Information Services, et al.: U.S. District Court for theDistrict of Oregon; No. 05-CV 0385-BR. Expert report. Deposition.
James Byrd v. TransUnion LLC, Experian Information Solutions, Inc., Equifax Credit
Information Services, LLC: U.S. District Court for the District of South Carolina [Columbia
Div.]. Expert report. Deposition.
David L. Jackson v. Trans Union, et al.: U.S. District Court for the District of Oregon.
FCRA. No. CV-08-0060-MO. Expert report. Deposition.
Richard Chakejian v. Equifax Information Services, LLC. : U.S. District Court for the
Eastern District of Pennsylvania; No. 07-2211. Bruce A. Summerfield v. Equifax Information
Services, LLC. : U.S. District Court for the District of New Jersey; No. 08-1450. FCRA.
Expert reports. Consolidate deposition.
Marlos Uzzell v. Experian Information Systems, Trans Union, et al.: U.S. District Court
for the Eastern District of Pennsylvania (No. 2:08-CV-02538-CMR). Expert report. Deposition.
Baxter Robinson v. Chase Mortgage Services, Inc., et al.: U.S. District Court for theDistrict of South Carolina (Charleston Div.) (2:08-cv-02087-PMD). Expert report, deposition.
Risa Joyce Deutsch v. Arrow Financial Services LLC, et al: U.S. District Court for
Middle the District of Florida [Tampa]; No. 8:08-cv-01469. Damage to credit. Expert report,
deposition.
Michael D. Scott, et al. v. Graphic Center, CalPERS, et al.: Superior Court of theState of California, County of Los Angeles. Case No. BC390593397636. Data breach.
Declaration.
Christopher K. Jung v. Trans Union, et al.: U.S. District Court for the Eastern District ofPennsylvania (No. 07-2514). Expert report, deposition.
Robert Saindon v. Equifax Information Services, et al.: U.S. District Court for the
Northern District of California (08-cv-01744 WHA). Expert report, declaration. Deposition.
Christina Lee v. TransUnion, et al.: U.S. District Court for the District of Oregon (CV07-0998-MO). Expert report, deposition.
Emelia Pasternak v. TransUnion, et al.: U.S. District Court for the Northern District ofCalifornia. Case No. 4:07-cv-04980-CW Expert report, deposition.
Stacy Fiano v. Experian Information Solutions, et al., U.S. District Circuit Court of theSouthern District of Florida 9:08-cv-80555. Expert report, deposition.

12

Alana Valerie Sheldon v. Trans Union, LLC., LVNV Funding, LLC, & Resurgent CapitalServices L.P.: U.S. District Court for the District of Maryland; 8:08-cv-00057-PJM. Expert
report, deposition.
In Re: Cellphone Termination Fee Cases, Superior Court of the State of California,
Alameda County, JCCP No. 4332. Deposition.
Karl Benedikt v. ChoicePoint, Inc.,: U.S. District Court for the District of New Jersey[Newark Vicinage]; 07-2569. Expert report, deposition.
Abdirizak Gayre v. CSC Credit Services, Inc., Equifax Information Services, LLC, andAfni, Inc.: U.S. District Court for the District of Minnesota (C.A. No. 07-CV-0622 [JRT/FLN]).
FCRA. Expert report, deposition.
Erin Ayles v. Experian Information Solutions, Inc.: U.S. District Court for the Eastern
District of Virginia (Alexandria Division); 1:07cv 662. Expert report, deposition.
Maria D. v. Comcast Corp., Sacramento Superior Court, Case No. 03AS05745.
Deposition.
Terri N. White, et al. v. Experian Information Solutions, Inc., U.S. Dist. Ct. Central Dist.
Of Calif. – Case No. 05-cv-1070- DOC (MLGx); Lead Case. Expert declarations. Depositions.
In Re: Farmers Insurance Co., Inc., FCRA Litigation, U.S. District Court for the Western
District of Oklahoma, Case No. CIV 03-158-F. FCRA. Expert report, deposition.
Steven E. Beck v. Equifax Information Services, et al.: U.S. District Court for the Eastern
District of Virginia: No. 1-05cv347. FCRA. Expert report, deposition.
Mary Ann Whiteker, et al. v. Chase Bank, et al..
Ford Motor Credit Co. v. Sudesh Agrawal, Court of Common Pleas, Cuyahoga Country,
Ohio; Case No. CV04536588. Credit reporting and credit scoring. Deposition.
Larry Alabran v. Capital One Services, Inc.,: U.S. District Court for the Eastern Districtof Virginia (Richmond Division); Case No. 3:04-CV-935. Expert report, deposition.
Gail Cope v. MBNA American Bank NA: U.S. District Court for the District of Oregon;
No. 04-CV-493-JE. Expert report, deposition.
Robert Gordon Peoples v. Experian Services Corp., et al.: U.S. District Court for theCentral District of California: No. CV-04-1378 CAS (Ex). Expert report. Deposition.
Lottie Robertson v. Experian Information Services, Inc. & Capital One Bank: U.S.
District Court for the Eastern District of Michigan (Southern Div.) No. 04-72308. Expert report.
Deposition.

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Barbara A. Harris v. Experian Information Solutions, Inc., and Equifax Credit
Information Services, Inc: U.S. District Court for the District of Oregon, Civil No. 01-1728-JE.
FCRA. Expert reports. Deposition
Bruce Danielson v. Experian Information Solutions: U.S. District Court for the Northern
District of Texas, Case No: 3-04CV-1722N. FCRA. Expert report. Deposition.
Stacy Lawton Guin, et al. v. Brazos Higher Education Service Corporation, Inc.: USDCMinnesota – No. CV 05-668 RHK/JSM. Negligence. Security Breach. Affidavit. Deposition.
Anthony Chin v. State Dept. Federal Credit Union: Circ. Ct. Prince George’s County(Maryland); Civ. Act. No. CAL04-12778; Tort. Deposition. Trial testimony.
James M. McKeown v. Sears Roebuck & Co., et al: U.S. District Court for the Western
District of Wisconsin, Civil No. Case No. 03-CV-0528 C. Expert Report, deposition.
Paulette Field v. Trans Union LLC, et al., Case No. 01 C 6390 (USDC-N.D. Illinois Eastern Div. FCRA. Expert report. Deposition.
Earle E. Ausherman, et al. v. Bank of America Corporation et al.: U.S. District Court for
the District of Maryland, Civil Action No. MJG-01-438. FCRA. Expert report. Deposition.
Jesse Klco v. Elmhurst Dodge, U.S. District Court for the Northern District of Illinois(Eastern Division) Civil Action No. 01 C 0433. FCRA. Expert report, deposition.
(David & Ruthie Keefner v. Webb Ford, Inc. & Deon L. Willis.: U.S. District Court for
the Northern District of Illinois (Eastern Division), Civil Action No. 02C-4643. FCRA. Expert
report. Deposition.
Anthony & Alethea Preston v. MGIC, U.S. District Court for the Middle District ofFlorida (Ocala), Case No. 5:03-cv-111-Oc-10GRJ. FCRA. Expert report, deposition.
Bruce Butcher and Pam Butcher v. Chase Manhattan Bank, U.S.A., Inc., U.S. District
Court for District of South Carolina, Case No. 8:03-3184-26. FCRA. Expert report, deposition.
Karen Nienaber, et al. v.Citibank (South Dakota) N.A.,: U.S. District Court for theDistrict of South Dakota [Southern Div.}; Civ. No. CIV 04-4054. Declaration relied upon bycourt in settlement hearing.
FEE
My fee is $300 per hour for preparation, consulting trial testimony, plus reasonable travel
time, plus travel costs and expenses; $400 per hour, or a minimum of $1,200 per day, fordeposition testimony, plus reasonable travel time, plus travel costs and expenses.

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