GENERAL DISCLOSURESThis Statement seeks to provide you with an overview of some disclosures and risks
associated with your Investments and Transactions. It does not purport to be acomprehensive description of all the risks or other aspects of your Investments andTransactions. Your need to know and understand the risks involved in any transaction you
may undertake is particularly important for you because of the limited scope of our services
to you.
No Investment Advice
Securities products and services are offered on a non-advisory self-directed basis through
Gotrade Securities Inc. (“Gotrade”, “we”, “ us ” or “our ”), a company licensed to carry on
business as a Labuan Securities Licensee under the Labuan Financial Services and Securities
Act 2010 (License No. SL/20/0014). We will deal with you as a client on an execution-only basis
and we do not advise on the merits or suitability of any particular investment or transaction.
Please also read these important legal terms and disclosures that apply to your relationshipwith us.
‍ ontent, news, research, tools, market data and securities symbols are for educational andC
illustration purposes only and are not substitutes for professional advice. All information
provided is provided in good faith, however we make no representation or warranty of any
kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability orcompleteness of any information on the website, our Gotrade mobile application or ourassociated social media pages.
Reliance on trademarks and logos
Trademarks and logos are the property of their respective owners and do not represent
endorsements of any kind.
Fractional Shares
A fractional share is a share of equity ownership that is less than one full share. Fractional
share investing has certain limitations and restrictions that investors should understand prior
to purchasing fractional shares. For more information and details on fractional shares, andany associated limitations or restrictions, please read the fractional share disclosure.
Offering of our Services
Certain services offered through our mobile app are offered only in jurisdictions where it islegal to do so. The availability of these services over the Internet is not a solicitation for oroffering of the Services to any person in any jurisdiction where such solicitation or offering isillegal.
Limitation of Use
We reserve the right to limit the availability of services to any person, geographic area, orjurisdiction, at any time and at our sole discretion. We make no representation that theservices are appropriate or available for use in locations outside of the Federal Territory ofLabuan, Malaysia or that accessing our mobile app is legally permitted in countries orterritories where the services may be illegal. If you access these services from other locations,
you do so at your own risk and are responsible for compliance with local laws.
‍Investment Risks
Any communications to you are not intended as an offer or solicitation to purchase or sell anyof these securities, or any securities offered by Gotrade. Investing in securities carries risk,
including the loss of principal. Past performance is not indicative of future returns, which mayvary. If in doubt, please seek independent professional advice.
The prices of securities can and do fluctuate, sometimes dramatically, and may becomevalueless. It is as likely that losses will be incurred rather than profit made as a result ofbuying and selling securities. Under certain market conditions you may find it difficult orimpossible to liquidate a position.
Online trading has inherent risk due to system response, execution price, speed, liquidity,
market data and access times that may vary due to market conditions, system performance,market volatility, size and type of order and other factors. These risks may increase in times ofextreme market volatility. For more information, please read our market volatility disclosure.
An investor should understand these and additional risks before trading.
The risks associated with investing in international securities, including US-listed stocks,
American Depository Receipts (ADRs) and Exchange Traded Funds (ETFs) include, among
others, country/political risk relating to the government in the home country; relatively
unpredictable financial markets and economic growth patterns, exchange rate risk if thecountry's currency is devalued; and inflationary/purchasing power risks if the currency of thehome country becomes less valuable as the general level of prices for goods and services
rises. Before investing in an ETF, an investor should consider the investment objectives, risks,charges, and expenses of the investment company carefully.
Some securities products offered on the Gotrade app are over-the-counter (OTC) securities.
OTC markets are electronic networks that allow two parties to trade with each other using adealer as a middleman. They are known as dealer networks or markets. In contrast, stock
exchanges are auction markets. A price for a security is posted, and then investors makeoffers for it, bidding against each other.
Companies that trade OTC are considered public. This means their stock can be openlybought and sold, but the securities are not listed on a major exchange such as the New York
Stock Exchange or Nasdaq.
OTC securities have less liquidity than their exchange-traded peers, can have low trading
volume, wider spreads between the bid price and the ask price, and limited publicly available
information. This results in these securities being volatile investments that are usually
speculative in nature. Additionally, due to the nature of the OTC marketplace and thecharacteristics of the companies that trade OTC, you should conduct thorough researchbefore investing in these securities.
‍Tax Risks
You should understand the tax implications of entering into a transaction such as income tax,
tax on dividends, or other withholdings tax. You should therefore consult your tax adviser tounderstand the relevant tax considerations as applicable to you.

Fees and charges
You should factor certain charges into your investment consideration. Your returns from atransaction may also be affected by transaction costs (i.e. fees and other charges) including
but not limited to those charged by us and other parties.
Electronic Trading
Most trading facilities are supported by computer-based component systems for theorder-routing, execution, matching, registration or clearing of trades. As with all facilities andsystems, they are vulnerable to temporary disruption or failure.
Gotrade Securities Inc.
V03 11/2021