ANZ FEES AND CHARGESCUSTOMER BANKING SERVICESEFFECTIVE 8 JULY 2024 – SAMOA

1CUSTOMER SERVICE

Fee description

Fee description

PRIORITY CASH
MANAGEMENT ACCOUNTAmountAmount

ACCESS EVERYDAY ACCOUNT

Minimum opening balance$50.00

Minimum opening balance$50.00ATM withdrawal fee

Monthly account fee$2.50$0.25 pertransaction

ATM withdrawal fee$0.25 pertransaction

Staff assisted transaction fee$5.00 pertransaction

Staff assisted transaction fee$5.00 pertransaction

ACCESS PREMIUM ACCOUNT
Minimum opening balance$50.00Monthly account fee$12.00ATM withdrawal fee

Free

Staff assisted transaction fee

FreeNote: This product is no longer available to new customers.

PACIFIC SAVINGS ACCOUNTTERM DEPOSIT
Minimum opening balance$500.00

Term Deposit early
withdrawal fee2

50% off theapplicable interest
rate at the timeof investment.
Minimum $25.00.

2	If you wish to withdraw all or part of your ANZ Term Deposit before
its maturity date, ANZ will be entitled to reduce the interest rate
payable on the ANZ Term Deposit for the early withdrawal.

BUSINESS AND PERSONAL CHEQUEACCOUNTS

Minimum opening balance$50.00ATM withdrawal fee$0.25 pertransaction

Minimum opening balance$500.00

Monthly account fee$5.00

Staff assisted transaction fee$5.00 pertransaction

ATM withdrawal fee$0.25 pertransaction

Minimum deposit per month tobe eligible for bonus interest1$50.00Staff assisted transaction fee$5.00 pertransaction

Unarranged overdraft fee$30.001	Bonus interest will apply once there is a minimum deposit andthere is no withdrawal within the month.

Note: The Personal Cheque Account is no longer available to
new customers.

All references in this document to ‘$’, are to thelawful currency of Samoa.

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Fee description

AmountFee description

AmountCHEQUE AND DEPOSIT BOOKSCASH HANDLING FEES

Deposit book fee (small)$10.00

Deposit book fee (large)$35.00Cash Handling Fee –$5,000 or less$5.00 minimum$25.00 maximum

50 leaves cheque book$75.003$20.00100 leaves cheque book$150.003

Cash Handling Fee –Money Transfer Companies

200 leaves cheque book$300.003

Cash Handling Fee –Notes & Coins Service Fee$20.00Cash Handling Fee –Poorly arranged lodgements$5.00 minimum$25.00 maximum

3	Includes stamp duty of $0.50 per leaf. This will appear as aseparate transaction on your statement.

BANK CHEQUESBank cheque fee
VISA DEBIT CARD

$10.00 per event
4Cross-border transaction fee5

2.50% of thetransacted amountin WST

OTHER FEES
Printing fee$3.00 per page

Search fee$50.00 per item

Unarranged overdraft fee$30.00Card replacement fee$12.50 per card

4	Domestic fees depend on the Transaction or Savings accountyou requested your ANZ Visa Debit Card be linked to. For further
information please contact your ANZ branch.
5	When transactions are performed overseas or online and theretailer processes your online payment overseas.

CERTIFICATES SUPPLIED
Auditor’s confirmation
certificate fee$50.00 percertificate

Simple certificate fee$15.00 percertificate

DISKPAY
Diskpay fee

4$0.20 pertransaction

5

LENDING FEES & CHARGES
Fee description

AmountFee description

OVERDRAFT FEES
Overdraft management fee

Unarranged overdraft fee

0.125% per monthon highest
Facility limit(minimum $15.00)

Home loan$700.00

Unsecured Personal loan

$275.00

Secured Personal loan

$550.00

Business Overdraft or Term Loanfacility

1.5% on approvedamount(minimum $375.00)

LOAN MAINTENANCE FEES
Loan maintenance fee$100.00 per activity

6 Refer to the Terms and Conditions for further details.

Monthly account fee

USD $5.00
NZD $5.00
AUD $5.00
EUR €5.00

Cash Lodgement

1.0%
value of deposit

Foreign Cheque

1.0%
value of cheque

INTERNATIONAL FEES & CHARGES
Cover swap (inward)$30.00 of currency
plus communication
cost

Reissue/repurchase ofoutward payment$60.00Stop Payments – drafts (outward)$60.00 of currency
plus internationalbank fees andcharges

Cover swap (outward)$30.00 of currency

Fax request for international
funds transfer$30.00

THIRD PARTY FEES
Third party fees and charges
They may include consent fees,
government charges, registration
fees and valuation fees

Charged by thirdparties including
the government,
external valuers,and solicitors

GUARANTEES
Performance bond, IATA,
Indemnity, Custom etc.

62% of originalamount and 1%
every 6 months
thereafter

AmountFOREIGN CURRENCY ACCOUNT$30.00

LOAN/FACILITY APPROVAL FEES

6INTERNATIONAL SERVICES
FEES & CHARGESBANK DRAFTS(FOREIGN CURRENY ONLY)
Repurchase of Drafts$20.00Stop Payment$20.007Fee description

AmountFee description

TELEGRAPHIC TRANSFER*OVERSEAS COLLECTION INWARD

Telegraphic Transfer at branch$60.00Sight draft/Term draft

International Transfer via
ANZ Internet Banking or the
ANZ Pacific App$16.00

Cross Border Funds Transfer on
ANZ Transactive Global$16.000.30% Talaequivalent $30.00
bank document
received. 0.375%
documents
received by supplier

Inward TT’s

$13.00

Dishonor/Representation/Extension of Term

$25.00Inward TT’s other banks$25.00

Air Mail Postage (AMP)$0.50 stamp duty

Cheque sent for collection
basis fee

0.375% of the actual
cheque amount
Courier Pacific –WST $70.00
Courier USA andother countries –WST $80.00

Late/Overdue payments$20.00 Sight draft$30.00 Term draft

Swift Cost

Pacific countries –WST $40.00
NZ & Australia –WST $50.00
US and othercountries –WST $60.00

Indemnity$50.50
NZ & Australia –WST $50.00* ‘ Telegraphic Transfer’, ‘International Transfer’ and ‘Cross Border Funds
Transfer’ are other terms we use to refer to Telegraphic Transfer TT’s.

FOREIGN CURRENCY FEES
Foreign Cheques$5.00 plus
$0.50 stamp duty

LETTERS OF CREDIT
Letter of Credit (LC)

8Amount

0.50% Tala amount
Min. $30.00 plus
communication cost(establishment fee)Standby Letter of Credit

1.50% and 1.0%
charged 3 months,
6 months, 12 months

Increase of Amounts$20.00 plus
Telex cost $40.00

Swift Charges

Pacific countries –WST$40.00
NZ & Australia –WST$50.00
US and othercountries –WST$60.00

Amendments$20.00 plus
Telex cost $40.00

Reimbursement fee$125.00

Discrepancies$100.00

Indemnity$50.509Fee description

AmountFATING
After Advice$20.00Late payment fee$20.00Sight term

$30.00Issuing Shipping Guarantee

Overseas Collection
Inward (OCI) –$50.00
L/C – $0.50

Outstanding Shipping Guarantee

1.0% OCI amountper month for not
returning

Faxing (correspondence)$20.00INWARD DOCUMENTARY CREDITS
Postage$0.50

Terms and conditions apply and are available at any ANZ branch or atanz.com/samoa. ANZ may change its fees and charges at any time.
If you require further information please contact us at:
ANZ Bank (Samoa) Limited.
ANZ Bank (Samoa) Limited, Beach Road,P.O. Box L1855, Apia, Samoa.
Telephone +685 69999
Apia Main Branch, Beach Road, Upolu, Samoa.

1011

ANZ Bank (Samoa) Limited. 07/2421233

anz.com/samoa