WEBSITE TERMS AND CONDITIONS OF
ACCESS AND USE

Website Terms and Conditionsof Access and Use

TABLE OF CONTENTS
SUBJECTPAGE

1.

INTRODUCTION.................................................................................................................................... 3

2.

THE SERVICE REGISTRATION AND ACCESS TO USE .................................................................... 4

3.

BILLING – PAYMENT OF FEES & CHARGES (If Applicable) ........................................................ 5

4.

CONTENT OWNERSHIP, TRDEMARKS, COPYRIGHTS AND LIMITED LICENSE ........................... 7

5.

ADVERTISING MATERIAL .................................................................................................................. 10

6.

NO INVESTMENT RECOMMENDATIONS OR FINANCIAL ADVICE PROVIDED ......................... 117.

ACCURACY AND INTEGRITY OF INFORMATION ......................................................................... 118.

PRIVACY & COLLECTION AND USE OF PERSONAL INFORMATION ......................................... 11

9.

YOUR OBLIGATIONS.......................................................................................................................... 12

10.

TERMINATION OF ACCOUNT, SUSPENSION OR DISCONTINUATION OF OUR SERVICES ... 16

11.

DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY .................................................. 16

12.

INDEMNIFICATION ............................................................................................................................. 18

13.

MISCELLANEOUS................................................................................................................................ 19

14.

CONTACT............................................................................................................................................ 2015.

COPYRIGHT ........................................................................................................................................ 20

16.

NOTICE AND PROCEDURE FOR MAKING CLAIMSOF THIRD-PARTY INTELLECTUAL PROPERTY INFRINGEMENT ................................................... 20‘FinPros.com’ is a domain owned and operated by ‘FinPros Financial Ltd’, a company registered in Seychelles withcompany registration number: 8429300-1, having its registered office at CT House, Office 9A, Providence, Mahé,
Seychelles. ‘FinPros Financial Ltd’ is regulated by the Financial Services Authority (‘FSA’) of Seychelles as a Securities
Dealer with License number: SD087.
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Website Terms and Conditionsof Access and Use

WEBSITE TERMS & CONDITIONSOF ACCESS & USE
1.

INTRODUCTION

1.1.

‘FinPros.com’ is a domain owned and operated by ‘FinPros Financial Ltd’, a company
registered in Seychelles with company registration number: 8429300-1, having its
registered office at CT House, Office 9A, Providence, Mahé, Seychelles.

1.2.

The Company is regulated by the Financial Services Authority (‘FSA’) of Seychelles, as a
Securities Dealer with License number: SD087 .

1.3.

This website, and our Services of the Company that are made available via this website –https://finpros.com – (the “Site“) are provided subject to the terms set forth herein (these“Terms of Use”). If you access and/or visit the Site, you agree to be bound by these Termsof Use.

1.4.

Please read the following terms and conditions, as these Terms of Use constitute a legallybinding agreement between you and the Company regarding your use of the Site and/or
our Services provided by the Company which include but not limited to aggregation ofimportant news, newsletters, analysis focusing on Technology industry or availability ofvarious types of content through the Site or any mobile or internet connected device orotherwise (the “Services”).

1.5.

You also represent that you are an individual of legal age and not a legal entity.

1.6.

The Company reserves the right, in its discretion, to change, modify, add, or remove
portions of these Terms of Use at any time by posting the amended Terms of Use. Pleasecheck these Terms of Use periodically for changes. Your continued use of the Site orServices after the posting of changes constitutes your binding acceptance of suchchanges. In addition, when using any particular Services, you may be subject to any posted
guidelines, rules, product requirements or sometimes additional terms applicable to such
Services. All such guidelines, rules, product requirements or sometimes additional terms
are hereby incorporated by reference into these Terms of Use.

1.7.

YOUR ACCESS OR USE OF THE SITE OR SERVICE SHALL MEAN THAT YOU HAVE READ,
UNDERSTAND AND AGREE TO BE BOUND BY THESE TERMS OF USE.

‘FinPros.com’ is a domain owned and operated by ‘FinPros Financial Ltd’, a company registered in Seychelles withcompany registration number: 8429300-1, having its registered office at CT House, Office 9A, Providence, Mahé,
Seychelles. ‘FinPros Financial Ltd’ is regulated by the Financial Services Authority (‘FSA’) of Seychelles as a Securities
Dealer with License number: SD087.
Page 3 of 21

Website Terms and Conditionsof Access and Use
1.8.

By accessing or using the Site or our Services you also represent that you have the legal
authority as per applicable law (including but not limited to age requirement) to accept
these Terms of Use on behalf of yourself and/or any other person you represent inconnection with your use of the Site or our Services. If you do not agree to these Terms ofUse, you are not authorized to use the Site or our Services.

2.

THE SERVICE REGISTRATION AND ACCESS TO USE

2.1.

Registration: To register for our Services, you may be required to open an Account bycompleting the registration process (i.e., by providing us with current, complete andaccurate information as prompted by the applicable registration form). You will alsochoose a password and a user name. You are entirely responsible for maintaining theconfidentiality of your password and account. In particular, as a parent or legal guardian,
you acknowledge and assume sole responsibility to ensure that the content on the Site,
which is meant for mature audiences (i.e., above the Legal Age of Majority) is not accessedby children. Hence, you may not share your log in credentials with your children. You
expressly agree to absolve the Company of any responsibility / liability in this regard.

2.2. Subscription: Your subscription to our Services in a particular geographical territory shallbe valid for that territory only and shall not automatically entitle you to access your accountfrom a different geographical territory, unless specifically permitted by the Company.
2.3. Geographic Limitation: The Site and/or our Services are controlled and offered byCompany from its facilities in the territory of Seychelles. The Company makes norepresentations that the Site or Services are appropriate or available for use in otherlocations. If you are accessing or using the Site or Services from other jurisdictions, you do
so at your own risk and you are responsible for compliance with local law. Notwithstanding
the foregoing, the Site or Services may contain or provide links to content hosted on
websites located outside of the territory of Seychelles.
2.4. Access to use: To access our Services, you will be asked to enter your individual username and password, as chosen by you during your registration. Therefore, the Company
does not permit any of the following:a) Any other person sharing your account and Password;b) Any part of the Site being cached in proxy servers and accessed by individuals who

have not registered with the Company as users of the Site; orc) Access through a single account and Password being made available to multiple

users on a network.

‘FinPros.com’ is a domain owned and operated by ‘FinPros Financial Ltd’, a company registered in Seychelles withcompany registration number: 8429300-1, having its registered office at CT House, Office 9A, Providence, Mahé,
Seychelles. ‘FinPros Financial Ltd’ is regulated by the Financial Services Authority (‘FSA’) of Seychelles as a Securities
Dealer with License number: SD087.
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Website Terms and Conditionsof Access and Use
2.5. If the Company reasonably believes that an account and password is being used / misusedin any manner, the Company shall reserve the right to cancel access rights immediately
without notice, and block access to all users from that IP address. The Company reserves
the right to reject any user name selected by you and/or revoke your right to any previously
selected user name and give such user name to any other person or entity in Company'ssole discretion and without any liability to you.
2.6. Furthermore, you shall be entirely responsible for any and all activities that occur under
your account. You agree to notify the Company immediately of any unauthorized use ofyour account or any other breach of security. The Company will not be liable for any loss
that you may incur as a result of someone else using your password or account, however,you could be held liable for losses incurred by the Company or another party due tosomeone else using your account or password. If messages sent to an email addressprovided by you and associated with your account are returned as undeliverable or wrong
address, the Company reserves the right to terminate your account immediately with orwithout notice to you and without any liability to you or any Third-Party
2.7.

Availability: The availability of content through our Services may change from time totime. You are responsible for all Internet access charges. Please check with your Internet
provider for information on possible Internet data usage charges.

3.

BILLING – PAYMENT OF FEES & CHARGES (If Applicable)

3.1.

By signing up for our Services, you are expressly agreeing that the Company is authorized
to charge you the fees and charges as per your selected Account, any other fees for
additional services you may purchase, as published on the Site, and any applicable taxes
in connection with your use of our Services through the debit / credit card or other payment
method accepted by the Company ("Payment Method") that you provided during
registration. If you want to use a different Payment Method than the one you signed up forduring registration, or if there is a change in your debit / credit card validity or expiration
date, you may edit your Payment Method information by clicking on your account. If yourPayment Method expires and you do not edit your Payment Method information or cancel
your account, you authorize us to continue billing, and you will remain responsible for any
uncollected amounts.

3.2. As used in these Terms, "billing" shall indicate either a charge or debit, as applicable,
against your Payment Method. The applicable fees and/or charges will be billed asindicated on the Site per your selected Account, unless and until you cancel yoursubscription or the Account or Service is otherwise suspended or discontinued pursuant to‘FinPros.com’ is a domain owned and operated by ‘FinPros Financial Ltd’, a company registered in Seychelles withcompany registration number: 8429300-1, having its registered office at CT House, Office 9A, Providence, Mahé,
Seychelles. ‘FinPros Financial Ltd’ is regulated by the Financial Services Authority (‘FSA’) of Seychelles as a Securities
Dealer with License number: SD087.
Page 5 of 21

Website Terms and Conditionsof Access and Usethese Terms of Use. To see the applicable fees and/or charges and billing frequency per
your selected Account, go to the billing information section on your Account page.
3.3. In order to sustain our Services, it is important that you honour the payment obligations towhich you have agreed. Accordingly, the Company reserves the right to pursue any
amounts you fail to pay in connection with our Services. You will remain liable to theCompany for all such amounts and all costs incurred by the Company in connection withthe collection of these amounts, including, without limitation, collection agency fees,
reasonable attorneys' fees, and arbitration or court costs.
3.4. You also understand and acknowledge that the Company only facilitates Third-Party
payment gateways for processing of payments. This facility is managed by the Third-Party
payment gateway provider and you are required to follow all the terms and conditions ofsuch Third-Party payment gateway provider. You are responsible for the accuracy andauthenticity of the information provided by you, including the bank account number/debit/ credit card details and the like. You agree and acknowledge that the Company shall not
be liable and shall in no way be held responsible for any losses whatsoever, whether direct,
indirect, incidental or consequential, including without limitation any losses due to delay inprocessing of payment instruction or any debit / credit card fraud.
3.5. You can file any complaint related to payment transfer at Site and the same shall be
forwarded to the concerned Third-Party payment gateway provider for redressal.
3.6.

THIRD-PARTY ADVERTISEMENTS AND LINKS TO OTHER SITES

3.7.

The Site or our Services may contain the links or pointers to other websites, but you should
not infer or assume that the Company operates, controls, or is otherwise connected withthese other websites. When you click on a link within the Site, the Company may not warn
you that you have left the Site and are subject to the terms and conditions (including
privacy policies) of another website. Please be careful to read the terms of use and privacy
policy of any other website before you provide any confidential information or engage inany transactions. You should not rely on these Terms of Use to govern your use of anotherwebsite.

3.8. The Company is not responsible for the content of such advertisements or any links, or any
products, services or other materials relating to such advertisements, any linked site, or any
link contained in a linked site. The display of any advertisement or link does not imply
endorsement by the Company of the advertisement or linked site or any content therein.
You acknowledge and agree that the Company is not responsible or liable to you for any
content or other materials hosted and served from any website other than the Site.

‘FinPros.com’ is a domain owned and operated by ‘FinPros Financial Ltd’, a company registered in Seychelles withcompany registration number: 8429300-1, having its registered office at CT House, Office 9A, Providence, Mahé,
Seychelles. ‘FinPros Financial Ltd’ is regulated by the Financial Services Authority (‘FSA’) of Seychelles as a Securities
Dealer with License number: SD087.
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Website Terms and Conditionsof Access and Use
3.9. IN NO EVENT WILL THE COMPANY BE LIABLE, DIRECTLY OR INDIRECTLY, TO ANYONE FOR ANY
DAMAGE OR LOSS ARISING FROM OR RELATING TO ANY USE, CONTINUED USE OR RELIANCE
ON ANY ADVERTISEMENT DISPLAYED ON THE SITE, OR ANY PRODUCTS, SERVICES OR OTHER
MATERIALS RELATING TO ANY SUCH ADVERTISEMENT, ANY LINKED THIRD-PARTY SITE, OR
ANY LINK CONTAINED IN A LINKED SITE.

4.

CONTENT OWNERSHIP, TRDEMARKS, COPYRIGHTS AND LIMITED LICENSE

4.1.

For the purposes hereof:a) "Company Content" means Company proprietary content, including but notlimited to, Company trademarks and logos made available through the Site and/or
our Services, excluding Third-Party Content and User Submissions.
b) "Third-Party Content" means content you may be able to access, review, display
or use Third-Party services, resources, content or information via the Site and/ or our
Services.
c) "User Submissions" means the text, data, graphics, images, photos, video or
audiovisual content, hypertext links and any other content that the Company allows
its users to uploads, posts, flips, compiles or otherwise provided to Company via theSite and Services, as applicable.
d) "Content" means all content, including Company Content, Third-Party Content andUser Submissions made available or accessible through or via the Site and/or our
Services.

4.2. Ownership: The Site, our Services and the Company Content are protected by copyright,
trademark and other applicable laws. Except as expressly otherwise provided in theseTerms, the Company and its licensors exclusively own all right, title and interest in and to
the Site, Services, and the Company Content, including all associated intellectual property
rights. You may not remove, alter or obscure any copyright, trademark, service mark orother proprietary rights notices incorporated in or accompanying the Site, Services orCompany Content. Company claims no ownership interest in any Third-Party Content andexpressly disclaims any liability concerning those materials.
4.3. The Company’s marks may not be used in connection with any product or service that is
not a product or service provided by the Company and/or in any manner that is likely tocause confusion among consumers, or to disparage or discredit the Company.
4.4. All other trademarks and service marks not owned by the Company that appear on thisSite are the property of their respective owners, who may or may not be affiliated with,connected to, or sponsored by the Company. You may not use, copy, modify or display any‘FinPros.com’ is a domain owned and operated by ‘FinPros Financial Ltd’, a company registered in Seychelles withcompany registration number: 8429300-1, having its registered office at CT House, Office 9A, Providence, Mahé,
Seychelles. ‘FinPros Financial Ltd’ is regulated by the Financial Services Authority (‘FSA’) of Seychelles as a Securities
Dealer with License number: SD087.
Page 7 of 21

Website Terms and Conditionsof Access and Useof the trademarks, service marks, names or logos appearing on the Site without the express
written permission of the owner thereof.
4.5. All content on this Site, including, but not limited to, works of authorship, publications,presentations, pricing data, trade data, aggregated trade information, performance
information, blogs, posts, user comments, design, text, graphics, photos, logos, button icons,
images and data compilations; any improvements or modifications to such content; anyderivative works based thereon; and the collection, arrangement and assembly of allcontent on this Site are the property of the Company and/or its licensors and are protectedby international copyright and other intellectual property laws.
4.6. Nothing in these Terms of Use shall be deemed to grant to you or any other user any licenseor right in or to any copyright, trademark, trade secret or other proprietary right of theCompany or any other person.
4.7. Limited License: Subject to your compliance with the Terms of Use set out herein, theCompany hereby grants you a personal, limited, non-exclusive, non-transferable, freely
revocable license to access and use the Site and our Services for the personal and noncommercial use only. Except for the foregoing limited license, no right, title or interest shallbe transferred to you. Content on the Site and/or our Services is provided to you ‘AS IS’ foryour information and personal use only and may not be used, copied, reproduced,
distributed, transmitted, broadcast, displayed, sold, licensed, or otherwise exploited for any
other purposes whatsoever without the prior written consent of the respective owners.
4.8. We reserve all rights not expressly granted in and to the Site and/or our Services and theContent. These Terms do not authorize you to, and you may not, reproduce, distribute,
publicly display, publicly perform, communicate to the public, make available, create
derivative works of or otherwise use or exploit any Third-Party Content or User Submissions
in violation of applicable copyright law. Any unauthorized use of the Contents or our
Services will result in termination of the limited license granted by the Company andcancellation of your membership. Use of Site or our Services for any unauthorized purpose
may result in severe civil and criminal penalties. The Company does not promote, foster orcondone the copying of Content, or any other infringing activity and the owners of ThirdParty Content or User Submissions may have the right to seek damages against you forany such violation.
4.9. Interactions between Users: You are solely responsible for your interactions (including any
disputes) with other users. You are solely responsible for, and will exercise caution,
discretion, common sense and judgment in, using the Site and Services and disclosing
personal information to other Company users. You agree to take reasonable precautions
in all interactions with other Company users, particularly if you decide to communicate with
‘FinPros.com’ is a domain owned and operated by ‘FinPros Financial Ltd’, a company registered in Seychelles withcompany registration number: 8429300-1, having its registered office at CT House, Office 9A, Providence, Mahé,
Seychelles. ‘FinPros Financial Ltd’ is regulated by the Financial Services Authority (‘FSA’) of Seychelles as a Securities
Dealer with License number: SD087.
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Website Terms and Conditionsof Access and Use
Company user offline or meet them in person. Your use of the Site, Services, Company
Content, and any other content made available through the Site or Services is at your solerisk and discretion, and the Company hereby disclaims any and all liability to you or any
Third-Party relating thereto. The Company reserves the right to contact Company users, incompliance with applicable law, in order to evaluate compliance with the rules and policies
in this Terms of Use. You will cooperate fully with Company to investigate any suspectedunlawful, fraudulent or improper activity via our Services.
4.10. By making available any User Submissions through the Site and Services, you hereby grant
to Company and its users a worldwide, non-exclusive, perpetual, irrevocable, transferable,
assignable, royalty-free license, with the right to sublicense, to use, copy, adapt, modify,
distribute, publicly display, publicly perform, transmit, stream, broadcast, make available,communicate to the public and otherwise use and exploit such User Submissions throughor by means of the Site and our Services and/or to incorporate it in other works in any form,
media, or technology now known or later developed throughout the world.
4.11. The Company does not claim any ownership rights in any such User Submissions andnothing in these Terms will be deemed to restrict any rights that you may have to use any
such User Submissions. You hereby acknowledge and agree that Company shall not beliable for any Uses of your User Submissions by any Third-Party that had access to yourUser Submissions during the period in which your User Submissions was available on or
through our Services.
4.12. You acknowledge and agree that Company reserves the right to not to publish, display theUser Submissions or modify, amend or delete any User Submissions on the receipt of any
complaint, that the User Submissions are infringing or in violation of any applicable laws.
You acknowledge and agree that you are solely responsible for all User Submissions thatyou make available through the Site or Services.
4.13. Accordingly, you represent and warrant that: (a) you either are the sole and exclusive
owner of all User Submissions that you make available through the Site or Services or you
have all rights, licenses, consents and releases that are necessary to grant to Company therights in such User Submissions, as contemplated under these Terms; (b) neither the User
Submissions nor your accessing, posting, submission or transmittal of the User Submissions
or Company's use of the User Submissions (or any portion thereof) on, through or by meansof the Site and our Services or any other permitted use will infringe, misappropriate orviolate a Third-Party's patent, copyright, trademark, trade secret, moral rights or otherintellectual property rights, or rights of publicity or privacy, or result in the violation of any
applicable law or regulation; and (c) no payments of any kind shall be due to any Third-‘FinPros.com’ is a domain owned and operated by ‘FinPros Financial Ltd’, a company registered in Seychelles withcompany registration number: 8429300-1, having its registered office at CT House, Office 9A, Providence, Mahé,
Seychelles. ‘FinPros Financial Ltd’ is regulated by the Financial Services Authority (‘FSA’) of Seychelles as a Securities
Dealer with License number: SD087.
Page 9 of 21

Website Terms and Conditionsof Access and Use
Party, whether a copyright owner or an agent thereof, for any use made of the User
Submissions (or any portion thereof) on, through or by means of the Site and our Services.
4.14. By using the Site or our Services, you acknowledge the sole responsibility for and assume
all risk arising from your access to, use of or reliance upon any such Third-Party Content, orUser Submissions and Company disclaims any liability that you may incur arising from youraccess to, use of or reliance upon such Third-Party Content or User Submissions.
4.15. You acknowledge and agree that Company: (a) is not responsible for the availability or
accuracy of such Third-Party Content or User Submissions; (b) has no liability to you or any
Third-Party for any harm, injuries or losses suffered as a result of your access to, relianceon or use of such Third-Party Content or User Submissions; (c) does not undertake orassume any duty to monitor for inappropriate or unlawful content on Third-Party websites
or User Submissions; and (d) does not make any promises to remove Third-Party Content
from being accessed through the Site or our Services.

5.

ADVERTISING MATERIAL

5.1.

Part of the Site or our Services may contain advertising information or promotion material
or other material submitted to the Company by Third-Parties.

5.2. Responsibility for ensuring that material submitted for inclusion on the Site complies withapplicable international and national law is exclusively on the party providing theinformation/material. Your correspondence or business dealings with, or participation inpromotions of advertisers including payment and delivery of related goods or services, andany other terms, conditions, warranties or representations associated with such dealings,
are solely between you and such advertiser.
5.3. Before relying on any advertising material, you should independently verify its relevance foryour purpose, and should obtain appropriate professional advice. The Company shall not
be responsible nor liable for any loss or claim that you may have against an advertiser or
any consequential damages arising on account of your relying on the contents of theadvertisement.

‘FinPros.com’ is a domain owned and operated by ‘FinPros Financial Ltd’, a company registered in Seychelles withcompany registration number: 8429300-1, having its registered office at CT House, Office 9A, Providence, Mahé,
Seychelles. ‘FinPros Financial Ltd’ is regulated by the Financial Services Authority (‘FSA’) of Seychelles as a Securities
Dealer with License number: SD087.
Page 10 of 21

Website Terms and Conditionsof Access and Use
6.

NO INVESTMENT RECOMMENDATIONS OR FINANCIAL ADVICE PROVIDED

6.1.

No aspect of the Site is intended to provide, or should be construed as providing, any
investment, tax or other financial related advice of any kind. You should not consider any
content on the Site to be a substitute for professional financial advice. If you choose toengage in transactions based on content on the website, then such decision andtransactions and any consequences flowing therefrom are your sole responsibility.

6.2. While individual participants may offer investment advice or opinions, such advice or
opinions amount to nothing more than conversational exchanges between persons who
may be anonymous or unidentifiable. The Company does not provide investment advice
directly, indirectly, implicitly, or in any manner whatsoever. You should use any information
gathered from here only as a starting point for your own independent research.
6.3. The Site should be used for informational purposes only. The Company and its employees
and agents are not investment advisers. If you make investment decisions in reliance on
information you receive in connection with the Site, you do so at your own risk and theCompany, its employees, and its agents will not be liable for any losses that you may
sustain. You should not make any investment decision without first conducting your own
research. You are solely and exclusively responsible for determining whether any
investment, or strategy, or any other product or service, is appropriate or suitable for you
based on your investment objectives and personal and financial situation.
6.4. Any past performance indicated on this Site is not indicative of future results. Anyone
investing should be able and prepared to bear a loss of his or her entire investment.

7.

ACCURACY AND INTEGRITY OF INFORMATION

7.1.

While the Company attempts to ensure the integrity and accurateness of the Site, it makes
no guarantees whatsoever as to the correctness and/or accuracy of the Site.

7.2.

It is possible that the Site could include typographical errors, inaccuracies or other errors,
and that unauthorized additions, deletions and alterations could be made to the Site by
Third-Parties. The Company does not accept any liability for the correctness and/or
accuracy of the Site.

8.

PRIVACY & COLLECTION AND USE OF PERSONAL INFORMATION

8.1.

For information about the Company's policies and practices regarding the collection anduse of your personally identifiable information, please read the terms of the Company’s‘Privacy Policy’ and ‘Cookies Policy’, which are incorporated herein by reference and form
an integral part of these Terms of Use.

‘FinPros.com’ is a domain owned and operated by ‘FinPros Financial Ltd’, a company registered in Seychelles withcompany registration number: 8429300-1, having its registered office at CT House, Office 9A, Providence, Mahé,
Seychelles. ‘FinPros Financial Ltd’ is regulated by the Financial Services Authority (‘FSA’) of Seychelles as a Securities
Dealer with License number: SD087.
Page 11 of 21

Website Terms and Conditionsof Access and Use
8.2. Thus, by agreeing to these Terms of Use, you agree that your presence on the Site and useof our Services are governed by the Company's ‘Privacy Policy’ and ‘Cookies Policy’ ineffect at the time of your use. The Company reserves the right to disclose any informationthat is required to be shared, disclosed or made available to any governmental,
administrative, regulatory or judicial authority under any law or regulation applicable to theCompany. The Company can further disclose your name, street address, city, state, zip
code, country, phone number, email, as it in its sole discretion believes necessary or
appropriate in connection with an investigation of fraud, intellectual property infringement,piracy, or other unlawful activity.

9.

YOUR OBLIGATIONS

9.1.

You hereby agree and assure the Company that the Site and/or our Services shall be used
for lawful purposes only and that you will not violate laws, regulations, ordinances or othersuch requirements of any applicable Central, State or local government or any otherinternational laws.

9.2. You further concur that you shall not:a) circumvent, remove, alter, deactivate, degrade or thwart any of the content
protections in the Site or our Services;b) either directly or through the use of any device, software, internet site, web-based
service, or other means copy, download, stream capture, reproduce, duplicate,archive, distribute, upload, publish, modify, translate, broadcast, perform, display,sell, transmit or retransmit the Content unless expressly permitted by the Company;c) either directly or through the use of any device, software, internet site, web-based
service, or other means remove, alter, bypass, avoid, interfere with, or circumvent any
copyright, trademark, or other proprietary notices marked on the Content or any
digital rights management mechanism, device, or other content protection oraccess control measure associated with the Content including geo-filtering
mechanisms;d) use the Site or our Services in any manner that could damage, disable, overburden,or impair and not to undertake any action which is harmful or potentially harmful toany of the Company's servers, or the network(s), computer systems / resource
connected to any the Company’s servers, or interfere with any other party's use andenjoyment of the Site or our Services;e) obtain or attempt to obtain any materials or information through any means notintentionally made available through the Site and/or our Services;‘FinPros.com’ is a domain owned and operated by ‘FinPros Financial Ltd’, a company registered in Seychelles withcompany registration number: 8429300-1, having its registered office at CT House, Office 9A, Providence, Mahé,
Seychelles. ‘FinPros Financial Ltd’ is regulated by the Financial Services Authority (‘FSA’) of Seychelles as a Securities
Dealer with License number: SD087.
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Website Terms and Conditionsof Access and Usef) perform any activity which is likely to cause such harm;g) carry out any "denial of service" (DoS, DDoS) or any other harmful attacks on
application or internet service or;h) use the Site or our Services for illegal or unlawful purposes;i) disrupt, place unreasonable burdens or excessive loads on, interfere with or attempt
to make or attempt any unauthorized access to any the Company website or thewebsite of any the Company's customer;j) forge headers or otherwise manipulate identifiers in order to disguise the origin of
any content transmitted through the Site or our Services;k) attempt to gain unauthorized access to our Services, other accounts and computer
systems through hacking, password mining or any other means. You shall not obtainor attempt to obtain any materials or information through any means notintentionally made available through the Site or our Services;l) incorporate the Site or Services into or retransmit via, any hardware or software
application or make it available via frames or in-line links unless expressly permitted
by the Company in writing;m) create, recreate, distribute or advertise an index of any significant portion of the Site
or Services unless authorized by the Company;n) use or launch any "robots", "spiders", "offline readers" etc. or any other automatedsystem, that accesses the Site or our Services in a manner that sends numerous
automated requests to the Site's servers in a given period of time, which a humancannot reasonably send in the same period by using conventional web browsing
application or tool(s) for similar purposes;o) Send or post any unsolicited or unauthorized advertising, promotional materials,
email, junk mail, spam, chain letters or other form of solicitation like solicit login
information or access an account belonging to someone else;p) Use the Site, our Services or any Company Content for any commercial purpose or
the benefit of any Third-Party or in any manner not permitted by these Terms of Use;q) Impersonate or misrepresent your affiliation with any person or entity;r) Encourage or enable any other individual to do any of the foregoing.
9.3. In addition, you are strictly prohibited from creating derivative works or materials that
otherwise are derived from or based on the Content in any way, including montages,
mash-ups and similar videos, wallpaper, desktop themes, greeting cards, and‘FinPros.com’ is a domain owned and operated by ‘FinPros Financial Ltd’, a company registered in Seychelles withcompany registration number: 8429300-1, having its registered office at CT House, Office 9A, Providence, Mahé,
Seychelles. ‘FinPros Financial Ltd’ is regulated by the Financial Services Authority (‘FSA’) of Seychelles as a Securities
Dealer with License number: SD087.
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Website Terms and Conditionsof Access and Usemerchandise, unless it is expressly permitted by the Company in writing. This prohibition
applies even if you intend to give away the derivative materials free of charge.
9.4. The Site may permit you to post user submissions, including, but not limited to, trader
profiles, trading history, etc. (“User Submissions”). You understand that these User
Submissions, once posted by you, may be visible to all users of the Site, as the Site is a publicforum. You agree not to host, display, upload, modify, publish, transmit, update or share any
information or User Submission, which:a) belongs to another person and to which the User does not have any right to;b) is grossly harmful, harassing, blasphemous defamatory, obscene, pornographic,
pedophilic, libelous, invasive of another's privacy, hateful, or racially, ethnicallyobjectionable, disparaging, relating or encouraging money laundering or gambling,or otherwise unlawful in any manner whatever;c) may harm minors in any way;d) infringes any patent, trademark, copyright or other proprietary rights;e) violates any law for the time being in force;f) deceives or misleads the addressee about the origin of such messages orcommunicates any information which is grossly offensive or menacing in nature;g) impersonate another person;h) contains software viruses or any other computer code, files or programs designed tointerrupt, destroy or limit the functionality of any computer resource;i) threatens the unity, integrity, defense, security or sovereignty of India, friendly
relations with foreign states, or public order or causes incitement to the commissionof any cognizable offence or prevents investigation of any offence or is insulting anyother nation;j) contain misleading information regarding the origin of the Content; ork) otherwise contains objectionable content.
9.5. You understand and agree that the Company may, but is not obligated to, review User
Submissions and may delete or remove it (without notice) in its sole and absolute
discretion, for any reason or without assigning any reason. More specifically, when you
submit any User Submissions (as per functionality made available on the Site), you give theCompany express rights and consent to display your rating / review in relation to therelevant User Submissions on the Site, including making it available to other members forviewing. If you do not want your User Submissions to be shared in a public forum, do not‘FinPros.com’ is a domain owned and operated by ‘FinPros Financial Ltd’, a company registered in Seychelles withcompany registration number: 8429300-1, having its registered office at CT House, Office 9A, Providence, Mahé,
Seychelles. ‘FinPros Financial Ltd’ is regulated by the Financial Services Authority (‘FSA’) of Seychelles as a Securities
Dealer with License number: SD087.
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Website Terms and Conditionsof Access and Useuse these features. These features may change without notice to you and the degrees ofassociated information sharing and functionality may also change without notice.
9.6. The Company is free to use any User Submission made by you, without further
compensation, acknowledgement or payment to you for any purpose whatsoever
including, but not limited to, developing, manufacturing and marketing products andcreating, modifying or improving our Services. By posting / submitting any User Submission
on the Site, you grant the Company a perpetual, worldwide, non-exclusive, royalty-freeirrevocable, sub-licensable license and right in such User Submission to the Company,
including the right to display, use, reproduce or modify the User Submission in any media,
software or technology of any kind now existing or developed in the future.
9.7. Operators of public search engines have the permission to use functionalities like spiders
to copy materials from the Site for the sole purpose of creating publicly available
searchable indices of the materials, but not caches or archives of such materials. We
reserve the right to revoke these exceptions either generally or in specific cases, in our sole
discretion.
9.8. You agree not to collect or harvest any personally identifiable information, including
account names, from the Site, nor to use the communication systems provided by the Site
for any commercial solicitation purposes. You agree not to solicit, for commercial purposes,
any users of the Site with respect to its User Submissions.
9.9. You shall be financially responsible for your use of our Services (as well as for use of youraccount by others, including without limitation minors living with you). You undertake tosupervise and be responsible for all usage of minors and access of the Site under yourname or account and absolve the Company from any liability on this account.
9.10. You also warrant that all information supplied by you or members of your family for using
our Services and accessing the Site, including without limitation your name, email address,
street address, telephone number, mobile number, credit card number is correct andaccurate. Failure to provide accurate information may subject you to civil and criminal
penalties. You shall be responsible for obtaining and maintaining any equipment or
ancillary services needed to connect to, access the Site or otherwise use our Services,
including, without limitation, modems, hardware, software, and long distance or local
telephone service. You shall be responsible for ensuring that such equipment or ancillary
services are compatible with our Services. You agree that the Company may directly or
through third-party service providers send information to you about the various services
offered by the Company from time to time.

‘FinPros.com’ is a domain owned and operated by ‘FinPros Financial Ltd’, a company registered in Seychelles withcompany registration number: 8429300-1, having its registered office at CT House, Office 9A, Providence, Mahé,
Seychelles. ‘FinPros Financial Ltd’ is regulated by the Financial Services Authority (‘FSA’) of Seychelles as a Securities
Dealer with License number: SD087.
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Website Terms and Conditionsof Access and Use
9.11. You agree that the Company will have the right to investigate and take all appropriate legal
action to prevent, stop or deter violations of any of the above, including infringement ofintellectual property rights and Site and Services security issues. The Company may involveand cooperate with law enforcement authorities in prosecuting users who violate theseTerms of Use or the rights of any Third-Party. You acknowledge that the Company has no
obligation to monitor your access to or use of the Site, Services or Company Content or toreview or edit any User Submissions or Third Party Materials, but has the right to do so forthe purpose of operating the Site and Services, to ensure your compliance with these Termsof Use, or to comply with applicable law or the order or requirement of a court,
administrative agency or other governmental body. The Company reserves the right, at
any time and without prior notice, to remove or disable access to any Company Content,
Third Party Materials, and any User Submissions, which the Company, in its sole discretion,
considers to be in violation of these Terms or otherwise harmful to the Site or Services.

10. TERMINATION OF ACCOUNT, SUSPENSION OR DISCONTINUATION OF
OUR SERVICES
10.1. The Company reserves the right to change, suspend, or discontinue temporarily or
permanently, some or all of our Services (including the Content and the devices throughwhich our Services are accessed), with respect to any or all users, at any time without
notice.
10.2. You acknowledge that the Company may do so in its sole discretion. You also agree that
the Company will not be liable to you for any modification, suspension, or discontinuanceof our Services and that, in the event that the Company terminates your account orsuspends or discontinues your access to our Services due to your violation of these Termsof Use, then you will not be eligible for any such credit, refund, discount or otherconsideration.

11. DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY
11.1.

You understand and agree that the Company provides the Site and our Services on 'AS-IS''with all faults' and 'as available' basis. You agree that use of the Site and/or our Services
is entirely at your risk. All warranties including without limitation, the implied warranties ofmerchantability, fitness for a particular purpose, for the title and non-infringement are
disclaimed and excluded.

11.2. No representations, warranties or guarantees whatsoever are made by the Company
whether express or implied and expressly disclaim any and all representations andwarranties as to the (a) accuracy, adequacy, reliability, completeness, suitability or‘FinPros.com’ is a domain owned and operated by ‘FinPros Financial Ltd’, a company registered in Seychelles withcompany registration number: 8429300-1, having its registered office at CT House, Office 9A, Providence, Mahé,
Seychelles. ‘FinPros Financial Ltd’ is regulated by the Financial Services Authority (‘FSA’) of Seychelles as a Securities
Dealer with License number: SD087.
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Website Terms and Conditionsof Access and Use
applicability of the information, the content, data, products and/or services,
merchantability or any warranty for fitness for a particular purpose of the Site and/or our
Services; (b) that the Site and/or the Service will be uninterrupted, timely, secure, or errorfree or that all deficiencies, errors, defects or non-conformities will be corrected; (c) the
quality of the Site and/or any of our Services, content, information, data, or other materialon the website will meet your expectations or requirements; (d) that any errors in the Site
and/or our Services will be corrected; (e) warranties against infringement of any thirdparty intellectual property or proprietary rights; or (f) other warranties relating toperformance, non-performance, or other acts or omissions of the Company, its officers,
directors, employees, affiliates, agents, licensors, or suppliers etc.
11.3. The Company does not warrant that any of the software used and or licensed in connection
with the Site and/or our Services will be compatible with other third party software or
devices, nor does it warrant that operation of the Site and/or our Services and/or any
associated software will not damage or disrupt other software or hardware.
11.4. The Company, its affiliated entities, successors, and assigns, and each of their respective
investors, directors, officers, employees, agents, and suppliers (including distributors andcontent licensors) shall not be liable, at any time for any, direct, indirect, punitive, incidental,
special, consequential, damages arising out of or in any way connected with the use of Site
and/or or our Services, whether based in contract, tort, strict liability, or other theory, even if
the Company have been advised of the possibility of damages. In the event any exclusion
contained herein be held to be invalid for any reason and the Company or any of its affiliate
entities, officers, directors or employees become liable for loss or damage, then, any suchliability of the Company or any of its affiliate entities, officers, directors or employees shallbe limited to and shall not exceed any fees and/or charges paid by you in connection with
our Services in the month preceding the date of your claim.
11.5. YOU EXPRESSLY AGREE THAT YOUR USE OF THE SITE AND OUR SERVICES, AND ANY PUBLICATIONS,PRESENTATIONS, FINANCIAL TRADING INFORMATION, PRICING DATA, TRADE DATA, PERFORMANCEINFORMATION, BLOGS, POSTINGS, OR OTHER INFORMATION, CONTENT, SERVICES AND MATERIALSCONTAINED IN, ACCESSED VIA, OR DESCRIBED ON THE SITE AND/OR OUR SERVICES, IS AT YOUR OWN
RISK, AND THAT ALL SUCH INFORMATION, CONTENT, SERVICES AND MATERIALS ARE PROVIDED ON AN“AS IS” AND “AS AVAILABLE” BASIS.

‘FinPros.com’ is a domain owned and operated by ‘FinPros Financial Ltd’, a company registered in Seychelles withcompany registration number: 8429300-1, having its registered office at CT House, Office 9A, Providence, Mahé,
Seychelles. ‘FinPros Financial Ltd’ is regulated by the Financial Services Authority (‘FSA’) of Seychelles as a Securities
Dealer with License number: SD087.
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Website Terms and Conditionsof Access and Use
11.6. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, THE COMPANY MAKES NO, AND HEREBYDISCLAIMS ALL, REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE
AVAILABILITY, OPERATION AND USE OF THE SITE AND/OR OUR SERVICES OR THE INFORMATION,CONTENT, MATERIALS OR SERVICES ON OR ACCESSED VIA THE SITE AND/OR OUR SERVICES,INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULARPURPOSE, TITLE, NON-INFRINGEMENT, AND IMPLIED WARRANTIES ARISING FROM COURSE OF DEALING
OR COURSE OF PERFORMANCE.

11.7. NEITHER THE SITE, NOR OUR SERVICES, NOR ANY INFORMATION, CONTENT, MATERIALS, OR SERVICESAVAILABLE VIA THE SITE AND/OR THE SERVCIES, CONSTITUTES OR IS INTENDED TO CONSTITUTE, OR
SHOULD BE CONSTRUED AS, A SOLICITATION OR ANY OFFER TO BUY AN INTEREST IN ANY SECURITY,INVESTMENT ADVICE OR A RECOMMENDATION OR PROMOTION OF ANY FOREX TRANSACTION,
FUTURES CONTRACT, SECURITY OR OTHER FINANCIAL PRODUCT, INVESTMENT MANAGER, OR
TRADING OR INVESTMENT STRATEGY.

11.8. IN ADDITION, THE COMPANY DOES NOT REPRESENT OR WARRANT THAT THE INFORMATIONACCESSIBLE VIA THE SITE AND/OR THE SERVCIES IS AT ALL TIMES ACCURATE, COMPLETE, RELIABLE OR
CURRENT, AND IS NOT RESPONSIBLE FOR ANY ERRORS OR OMISSIONS THEREIN OR FOR ANY ADVERSECONSEQUENCES RESULTING FROM YOUR RELIANCE ON ANY ASPECT OF THE SITE OR OUR SERVICES.

11.9. FURTHERMORE, THE COMPANY MAKES NO REPRESENTATIONS AND WARRANTIES THAT THE SITE
AND/OR OUR SERVICES WILL BE UNINTERRUPTED, SECURE, OR FREE OF ERRORS OR VIRUSES, OR OTHER
HARMFUL COMPONENTS.

11.10. IN NO EVENT SHALL THE COMPANY OR ITS AFFILIATES, OR THE DIRECTORS, OFFICERS, EMPLOYEES,AGENTS OR REPRESENTATIVES OF THE COMPANY OR ITS AFFILIATES (THE “COMPANY’S PARTIES“) BE
LIABLE TO YOU OR ANY THIRD-PARTY FOR DAMAGES OF ANY KIND ARISING OUT OF THE USE OF,ACCESS TO, RELIANCE ON, INABILITY TO USE OR IMPROPER USE OF THE SITE AND/OR THE SERVCIES,
ANY INFORMATION POSTED ON THE SITE BY ITS USERS, OR ANY OTHER INFORMATION, CONTENT,MATERIALS OR SERVICES AVAILABLE ON THE SITE OR VIA THE SERVCIES (INCLUDING, BUT NOT LIMITEDTO, ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES ORDAMAGES FOR LOSS OF PROFITS, GOODWILL OR REVENUE, BUSINESS INTERRUPTION, OR LOSS OF
DATA), EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND REGARDLESS OF THE FORM OF
ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE.

12. INDEMNIFICATION
12.1. You agree to indemnify and hold the Company and any of its affiliates, successors, andassigns, and each of their respective investors, directors, officers, employees, agents, andsuppliers (including distributors and content licensors) harmless from and against any andall damages, liabilities, actions, causes of action, suits, claims, demands, losses, costs andexpenses (including without limitation reasonable attorneys’ fees, disbursements andcourt costs) arising from or in connection with (a) the use of the Site and/or our Services,‘FinPros.com’ is a domain owned and operated by ‘FinPros Financial Ltd’, a company registered in Seychelles withcompany registration number: 8429300-1, having its registered office at CT House, Office 9A, Providence, Mahé,
Seychelles. ‘FinPros Financial Ltd’ is regulated by the Financial Services Authority (‘FSA’) of Seychelles as a Securities
Dealer with License number: SD087.
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Website Terms and Conditionsof Access and Useor any content, information, materials or services contained, displayed or available thereinby you or any other person accessing the Site or our Services under any Access Methodassigned to you; (b) any claim due to or arising out of your violation of these Terms of Use,
including but not limited to a claim arising out of a breach of your representations or
warranties made hereunder; (c) any claim due to or arising out of any User Submissions
provided by you to the Company; (d) your violation of any rights of any Third-Party and/or
any claim that you have caused damage to a Third-Party, or (e) your violation of any law,regulation or third party right, including without limitation any copyright, property, or
privacy right.

13. MISCELLANEOUS
13.1. Relationship: None of the provisions of these Terms of Use shall be deemed to constitutea partnership or agency between you and the Company, and you shall have no authority
to bind the Company in any manner, whatsoever. These Terms of Use are solely for yourand the Company's benefit and not for the benefit of any other person, except for permitted
successors and assigns under this Agreement.
13.2. Assignment: You may not transfer to anyone else, either temporarily or permanently, any
rights to access and/or use the Site and/or our Services or any part of the Site and/or
Services. Any attempt by you to do so is void. The Company may assign, transfer, delegate
and/or grant all or any part of its rights, privileges and properties hereunder to any personor entity.
13.3. Force Majeure: Neither Party shall have any liability for any interruption or delay, to accessthe Site due to Force Majeure Event. For the purposes of this clause, 'Force Majeure Event'means any event or circumstance or combination of events and circumstances which isreasonably beyond the control of the party affected thereby and which causes or results indefault or delay in performance by such affected party of any of its obligations under thisagreement and includes an act of God, war, hostilities, civil commotion, strikes, lockouts
and other industrial disputes.
13.4. Applicable Law: The laws of the Republic of Seychelles will govern these Terms of Use,
without giving effect to any principles of conflicts of laws. You agree that any action or claim
arising out of or in connection with these Terms of Use or your use of the Site and/or our
Services, shall be brought in accordance with the ‘Complaints Handling Policy andProcedures’ published on the Site, and, where applicable, the dispute resolution
procedures set out therein and you consent to the terms set out in the ‘Complaints
Handling Policy and Procedures’ published on the Site and, where applicable, the dispute
resolution procedures set out therein.

‘FinPros.com’ is a domain owned and operated by ‘FinPros Financial Ltd’, a company registered in Seychelles withcompany registration number: 8429300-1, having its registered office at CT House, Office 9A, Providence, Mahé,
Seychelles. ‘FinPros Financial Ltd’ is regulated by the Financial Services Authority (‘FSA’) of Seychelles as a Securities
Dealer with License number: SD087.
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Website Terms and Conditionsof Access and Use
13.5. Limited Time to Bring Your Claim: You and the Company agree that any cause of action
arising out of or related to these Terms of Use and/or any use of the Site or our Services
must commence within four (4) months after the cause of action accrues otherwise, suchcause of action will be permanently barred.
13.6. Survival: Rights and obligations under the Terms, which by their nature should survive, willremain in full effect after termination or expiration of your subscription to the Site or our
Services.
13.7. Non-Waiver: Any express waiver or failure to exercise promptly any right under thisagreement will not create a continuing waiver or any expectation of non-enforcement.
13.8. Entire Agreement/Severability: These Terms of Use constitute the entire agreement
between the parties with respect to the subject matter hereof and supersede and replace
all prior or contemporaneous understandings or agreements, whether oral or written,
between you and the Company with respect to such subject matter. If any portion of theseTerms of Use is deemed unlawful, void or unenforceable, that portion will be deemed
severable and will not affect the validity or enforceability of the remaining provisions.

14. CONTACT
14.1. If you have any questions relating to these Terms and Conditions, the Site or the Company,
please contact: compliance@finpros.com.

15. COPYRIGHT
15.1. Copyright ©2021 FinPros Financial Ltd. All rights reserved.

16. NOTICE AND PROCEDURE FOR MAKING CLAIMS OF THIRD-PARTYINTELLECTUAL PROPERTY INFRINGEMENT
16.1. The Company respects the intellectual property rights of others. If you believe that any
content on this Site may infringe your copyrights or other intellectual property rights, pleaseprovide the Company with the written information/documentation specified below.
16.2. Please note that this procedure is exclusively for notifying the Company that yourintellectual property rights have been infringed.
16.3. Please include the following information/documentation:a. An electronic or physical signature of the person authorized to act on behalf of theowner of the intellectual property interest;
b. A description of the intellectual property right that you claim has been infringed;‘FinPros.com’ is a domain owned and operated by ‘FinPros Financial Ltd’, a company registered in Seychelles withcompany registration number: 8429300-1, having its registered office at CT House, Office 9A, Providence, Mahé,
Seychelles. ‘FinPros Financial Ltd’ is regulated by the Financial Services Authority (‘FSA’) of Seychelles as a Securities
Dealer with License number: SD087.
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Website Terms and Conditionsof Access and Usec. A description of the material that is claimed to be infringing or to be the subject of theinfringing activity and that is to be removed or access to which is to be disabled, andinformation reasonably sufficient to permit us to locate the material;
d. Information regarding how we may contact you (i.e. your address, telephone number
and e-mail address);
e. A statement by you that you have a good faith belief that the disputed use is not
authorized by the intellectual property owner, its agent, or the law;f.

A statement by you, made under penalty of perjury, that the above information in yournotice is accurate and that you are the intellectual property owner or authorized to act
on the intellectual property owner’s behalf.

_________________________________‘FinPros.com’ is a domain owned and operated by ‘FinPros Financial Ltd’, a company registered in Seychelles withcompany registration number: 8429300-1, having its registered office at CT House, Office 9A, Providence, Mahé,
Seychelles. ‘FinPros Financial Ltd’ is regulated by the Financial Services Authority (‘FSA’) of Seychelles as a Securities
Dealer with License number: SD087.
Page 21 of 21