March 18, 2024

Guide to Proper Useof Best’s Ratings & Assessments

Guide to Proper Use of Best’s Ratings & Assessments
Introduction
This document outlines the proper use of AM Best’s proprietary information by rated companies and the media, including:y Best Credit Ratings (BCRs)
y Best’s Financial Size Categories (FSCs)
y Best’s Performance Assessment (PA) for Delegated Underwriting Authority Enterprises (DUAE)
y Best’s Preliminary Credit Assessments (PCAs)y AM Best press releases by rated insurance companiesy AM Best press releases by media
y AM Best press releases hosted by third-party aggregators and websites
y Best’s Credit Reports, Rating Rationales, Best’s Company Reports and Best’s Performance Assessment Reports
y BestMark for Rated Insurers, BestMark for DUAEs, and BestMark for AM Best Press Release
It is intended as a guide and does not supersede any existing contracts or licensing agreements. Contact AM Best’s Officeof Intellectual Property for questions on the content of this document; further information on the use of AM Best proprietary
information; or to obtain permission.
Mailing Address:

A.M. Best Rating Services, Inc.
Office of Intellectual Property
1 Ambest Road
Oldwick, New Jersey 08858
USA

Phone:+1 (908) 882-2310

Email:

christopher.sharkey@ambest.com

AM Best’s website:www.ambest.com

Use of Best’s Credit RatingsBest’s Credit Ratings (BCRs) include:y Best’s Financial Strength Ratings (FSRs)
y Best’s Issuer Credit Ratings (ICRs)
y Best’s Issue Credit Ratings (IRs)y Best’s National Scale Ratings (NSRs)
BCRs are publically displayed and maintained on AM Best’s website and can be verified using rating search tools. They are usedby rated insurers, insurance professionals, distributors, consumers and other financial market participants worldwide.
BCRs can be communicated verbally, and in print and digital formats, following the guidelines below. BCRs can be compared andcontrasted with competitors’ BCRs during client sales presentations. They also can be featured in traditional and digital marketing
materials: websites, print ads, brochures, web banner ads, social media, email signatures, business cards and more.
Companies have the option of using:y Only the FSR
y Only the ICR or IR
y The FSR, along with the ICR, IR and/or the NSR
In addition, rated insurers can request that its agents and/or brokers, who are licensed by and have a contractual right to sellpolicies for them, be permitted to use their BCR. An appropriate representative of the rated insurer must contact AM Best’s
Office of Intellectual Property to get permission for an agent or broker to use its BCR. Agents and brokers must follow the sameguidelines for proper use as the rated insurer.

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Guide to Proper Use of Best’s Ratings & Assessments
What Needs to Be Included With BCRs
Proper attribution: A phrase such as “ABC Company has a Best’s Credit Rating of A+” or “ABC Company is rated A+ by
AM Best” must be included in print and digital content; or verbally on the radio, television or internet.
A print/date stamp:y Printed content: The current date, and wherever possible, the phrase, “For the latest Best’s Credit Rating, accesswww.ambest.com,” must be included when a BCR appears in printed material, such as brochures and other marketing collateral.
y Dated publications: Wherever possible, the phrase, “For the latest Best’s Credit Rating, access www.ambest.com,” must be
included when a BCR appears in dated publications such as newspapers, magazines and professional journals.
y Digital media: An effective date, and wherever possible, the phrase, “For the latest Best’s Credit Rating, accesswww.ambest.com,” with the appropriate hyperlink, must be posted when a BCR appears on the internet or an intranet.
Any content used in connection with a BCR by rated insurers and/or their agents and brokers must be reviewed and approved by
AM Best’s Office of Intellectual Property.

How BCRs Can Be Represented
BCRs are represented by the insurer’s latest assigned letter rating, and can include its rating descriptor (with or without parentheses).
Including the rating descriptor with the letter rating is optional; however, the rating descriptor cannot be presented without the letter
rating. In addition, it is recommended that the rating modifier, such as “u” (Under Review), or the rating outlook, be included whendisplaying a BCR.
Below are examples of how to display FSRs:y Rated A+ by AM Besty Rated “A+” by AM Besty Rated (A+) by AM Besty Rated A+ from AM Besty Rated “A+” from AM Besty Rated (A+) from AM Besty Rated A+ Superior by AM Besty Rated A+ (Superior) by AM Besty Rated A+ Superior from AM Besty Rated A+ (Superior) from AM Besty AM Best: A+
y AM Best: “A+”y AM Best (A+)
y AM Best A+ ratingy AM Best “A+” ratingy AM Best (A+) ratingy A+ (Superior) by AM Besty A+ Superior by AM Besty A+ Superior from AM Besty A+ (Superior) from AM Besty A+ by AM Besty (A+) by AM Besty “A+” AM Besty A+ from AM Besty “A+” from AM Besty AM Best Rating “A” (Excellent) to “A+” (Superior) with Positive Outlook
y A+ AM Best rated insurer

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Guide to Proper Use of Best’s Ratings & Assessments
ICRs or IRs on a rated security, as well as the NSR, are represented the same way as the FSRs above, except using the ICR or
IR “aa” scale and the rating descriptors for those scales, or the NSR “aa.XX” scale and its rating descriptors.

Best’s Financial Size Category
AM Best assigns a Best’s Financial Size Category (FSC) to letter-rated insurers, which is an indicator of the company’s size. The
FSC is represented by Roman numerals ranging from Category I (smallest) to Category XV (largest). The FSC is not part of the BCR
and does not have to be displayed alongside the rating. More information can be found on the FSC webpage on AM Best’s website.
A rated insurer’s FSC can be displayed as:y Best’s Financial Size Category of XVy Best’s FSC of Category XV
y Best’s FSC of XVy Financial Size Category of XV
y FSC of XVy XVWhen displaying the BCR and FSC together, the BCR and the FSC must be distinguished from one another, such as:
y A+ (Superior), Financial Size Category XV
y A+ (Superior), FSC XV
y A+ (Superior) from AM Best (XV Financial Size Category)y AM Best rating of A+ (Superior), Financial Size Category of XVy Rated A+ (Superior) by AM Best with a Financial Size Category of XV
It is improper to display the FSC between the BCR and the Rating Category, such as:
y A+ Financial Size Category XV (Superior).
y A-XV (Superior)
A rated insurer may substitute its ICR or NSR for its FSR and utilize the proper rating descriptor on the respective “aa” or “aa.XX”
scale if a rating descriptor is being included.

Best’s Performance Assessment for Delegated Underwriting Authority Enterprises
A Best’s Performance Assessment (PA) is AM Best’s forward-looking, independent and objective non-credit opinion indicative of adelegated underwriting authority enterprise’s (DUAE) relative ability to perform services on behalf of its insurance partners.
DUAE is a blanket term for managing general agents (MGAs), managing general underwriters (MGUs), coverholders, programadministrators, program underwriters, underwriting agencies, direct authorizations and appointed representatives. Unlike a BCR, a
PA does not address creditworthiness.

What Needs to Be Included With PAs
Proper attribution: A phrase such as “ABC Company has a Performance Assessment of PA-1 from AM Best” needs to be
included in print and digital content; or verbally on the radio, television or internet.
A print/date stamp:• Printed content: The current date, and wherever possible, the phrase, “For the latest Performance Assessment, accesswww.ambest.com,” must be included when a PA appears in printed material, such as brochures and other marketing collateral.
• Dated publications: Wherever possible, the phrase, “For the latest Performance Assessment, access www.ambest.com,”must be included when a PA appears in dated publications such as newspapers, magazines and professional journals.
• Digital media: An effective date, and wherever possible, the phrase, “For the latest Performance Assessment, accesswww.ambest.com,” with the appropriate hyperlink, must be posted when a PA appears on the internet or an intranet.
Additional information on PAs can be found in the Guide to Best’s Performance Assessments on AM Best’s website.

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Guide to Proper Use of Best’s Ratings & Assessments
How PAs Can Be Represented
PAs are represented by the DUAE’s latest assigned assessment symbol and can include its assessment category (with or withoutparentheses). Including the category with the assessment symbol is optional; however, the category cannot be presented without
the assessment symbol. In addition, it is recommended that the rating modifier, such as “u” (Under Review), or the rating outlook,be included when displaying a PA.
Below are examples of how to display PAs:
• PA of PA-1 by AM Best• PA of “PA-1” by AM Best
• (PA-1) PA by AM Best• PA of PA-1 from AM Best• PA of “PA-1” from AM Best
• (PA-1) PA from AM Best• PA of PA-1 Exceptional by AM Best• PA of PA-1 (Exceptional) by AM Best
• (PA-1 Exceptional) PA by AM Best• AM Best: PA-1 (with or without colon)• AM Best: “PA-1” (with or without colon)• AM Best: (PA-1) (with or without colon)• PA-1 Exceptional from/by AM Best• PA-1 (Exceptional) from/by AM Best• PA-1 by AM Best
• (PA-1) by AM Best• “PA-1” AM Best• AM Best PA-1 (Exceptional) with Stable Outlook• AM Best PA-1 (Exceptional) Under Review With Developing Implications• AM Best PA-1u (Exceptional)

Best’s Preliminary Credit Assessments
A Best’s Preliminary Credit Assessment (PCA) is an independent opinion on the relative general credit strengths and weaknesses of a(n):y Issuery Obligory Security
y Proposed transaction or financing structure
PCAs are primarily based on business plans, term sheets and AM Best’s expectations of how the business plans will be
executed. Generally, it is a one-time evaluation and is not monitored or updated after being given to the entity that requested it.
PCAs are expressed using the same AM Best credit rating scales used for BCRs. However, because PCAs are not a BCR orstatement of fact, they can never be presented as a credit rating in any type of communication, nor can insurance companies
use it for underwriting purposes. PCAs may be disclosed publicly and displayed by the requesting entity for a maximum of 180
calendar days.

What Needs to Be Included With PCAs
Proper attribution: PCAs must be referenced with the designation of “.pca” A phrase such as “ABC Company has a
Preliminary Credit Assessment of A+.pca from AM Best” needs to be included in print and digital content; or verbally on theradio, television or internet.
A PCA on the FSR scale “A+.pca” may be substituted with the assigned PCA on the ICR scale on the respective “aa.pca” scale.

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Guide to Proper Use of Best’s Ratings & Assessments
A print/date stamp:y Printed content: The current date, and wherever possible, the phrase, “For the latest Best’s Credit Rating, accesswww.ambest.com,” must be included when a PCA appears in printed material, such as brochures and other marketing collateral.
y Dated publications: No date stamp is needed when a PCA appears in dated publications such as newspapers, magazinesand professional journals.
y Digital media: An effective date, and wherever possible, the phrase, “For the latest Best’s Credit Rating, accesswww.ambest.com,” with the appropriate hyperlink, must be posted when a PCA appears on the internet or an intranet.
Additional information on PCAs can be found in the Guide to Best’s Credit Ratings on AM Best’s website.

How PCAs Can Be Represented
PCAs are represented by the insurer’s latest assigned assessment letter and can include its assessment descriptor (withor without parentheses). Including the descriptor with the assessment letter is optional; however, the descriptor cannot bepresented without the assessment letter.
Below are examples of how to display PCAs using the FSR scale:•

PCA of A+.pca by AM Best•PCA of “A+.pca” by AM Best•

(A+.pca) PCA by AM Best•PCA of A+.pca from AM Best•PCA of “A+.pca” from AM Best•

(A+.pca) PCA from AM Best•PCA of A+.pca Superior by AM Best•PCA of A+.pca (Superior) by AM Best•PCA of A+.pca Superior from AM Best•PCA of A+.pca (Superior) from AM Best•AM Best: A+.pca (with or without colon)•

AM Best: “A+.pca” (with or without colon)•

AM Best (A+.pca) (with or without colon)•

A+.pca (Superior) by AM Best•

A+.pca Superior by AM Best•

A+.pca Superior from AM Best•

A+.pca (Superior) from AM Best•

A+.pca from/by AM Best•

(A+.pca) from/by AM Best•

“A+.pca” from/by AM Best•

“A+.pca” AM BestA Preliminary Credit Assessment may also be represented on the ICR scale using the respective “aa.pca” scale and theassessment descriptors for that scale.

Company Use of AM Best Press Releases
In addition to being published on the AM Best website, announcements can also be distributed through AM Best press releases.
AM Best believes best practices include making any credit rating or assessment changes available to wire services and similar media
channels in order to ensure wide distribution of the services and the accurate display of its ratings and assessments.
These press releases are aimed at informing the public of developments that may affect the credit rating or assessment assigned to a
subject organization. All ratings and assessments are maintained on www.ambest.com. The rating of any organization can be verified
on the AM Best website by using search tools provided. Access to some information may require registration with AM Best at no cost.

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Guide to Proper Use of Best’s Ratings & Assessments
Press releases are distributed through multiple channels, including:• Business Wire
• AM Best’s website• BestWire®
• Best’s News & Research Service• Emails to select media outlets
An AM Best press release consists of a date line; a headline; a first paragraph disclosing the action(s) taken; the body of the press
release presenting the rationale supporting the action(s); any required regulatory disclosure statements and links; the “About AM Best”
boilerplate; and the AM Best copyright statement.
A subject company can reference its BCR in an AM Best press release in the following manners:• Link/Hyperlink: A URL or online text can link back to AM Best’s website for the full press release and rating disclosure• Redistribution: Print or digital copies of the complete AM Best press release can be distributed• Website: A digital copy of the AM Best press release can be posted on the subject company’s website
Redistributed press releases cannot be modified and must be presented in their entirety, including the AM Best copyright notice.
A subject company can use direct quotes from a press release for company materials such as its press releases and its annual reports,
as long as quotation marks are used; the quote is attributed to AM Best; and the select portion quoted does not omit essential language
and/or change the context of that portion of the analysis in the press release. Examples of what not to do when quoting from a press
release and the correct method of using quotes and attribution follow:
Copy as presented in the press release:
AM Best has assigned a Financial Strength Rating of A (Excellent) and a Long-Term Issuer Credit Rating of “a” (Excellent) to ABC
Insurance Company. The outlook assigned to these Credit Ratings (ratings) is stable. The ratings reflect ABC’s balance sheet
strength, which AM Best assesses as strong, as well as its adequate operating performance, limited business profile and marginal
enterprise risk management (ERM).
Incorrect quotation from the press release:
AM Best has assigned a Financial Strength Rating of A (Excellent) and a Long-Term Issuer Credit Rating of “a” (Excellent) to ABC
Insurance Company. The outlook assigned to these Credit Ratings (ratings) is stable. The ratings reflect ABC’s balance sheet
strength, which AM Best assesses as strong.
Correct quotation from the press release:“AM Best has assigned a Financial Strength Rating of A (Excellent) and a Long-Term Issuer Credit Rating of “a” (Excellent) to ABC
Insurance Company. The outlook assigned to these Credit Ratings (ratings) is stable. The ratings reflect ABC’s balance sheet
strength, which AM Best assesses as strong, as well as its adequate operating performance, limited business profile and marginal
enterprise risk management (ERM).” Source: AM Best
Content from a press release for a PA or PCA may be used in the same manner as long as it does not change the context of the PA- or
PCA- related press release.

Media Use of AM Best Press Releases
Media includes all print, broadcasting and narrowcasting medium such as newspapers, television, trade magazines and journals, aswell as newer digital properties, such as media Internet sites and social media, and other different media formats and delivery platforms(i.e., video, blogs, streaming media).
AM Best issues credit rating, PA and PCA announcements through its website and secondarily over Business Wire, a third-party press
release distributor. Press releases are also emailed directly to publishers, editors and journalists who have requested to be included on
specific press release distribution lists as a support for their reporting.
AM Best encourages credentialed journalists to use information contained in its press releases to form the basis of, supplement or
support his or her reporting under the fair use principles of copyright law (Title 17, U.S. Code). BCRs, PAs and PCAs must only be usedin the context of a news article.
Portions of the press release content may be freely reproduced without changes, provided that the selected portion does not change
the context of the copy, and that full and clear credit is given to AM Best. It should be made clear to the reader by use of quotation
marks the phrases/sentences that are being quoted from AM Best’s announcement.

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Guide to Proper Use of Best’s Ratings & Assessments(Examples of proper attribution of AM Best material can be found above. For examples on how BCRs, PAs and PCAs can be
represented, as well as what must be included with them, please see pages 2-6.)
AM Best may, at its sole discretion, provide proprietary research and data to the media with an imposed embargo, requiring media
to hold stories until a specific date and time. Any restrictions that the journalist agreed to in receiving the material must be observed.
AM Best is prohibited from divulging any action on a credit rating prior to its disclosure on AM Best’s website, or acknowledging aforthcoming credit rating action.

Third-Party Aggregators and Websites Hosting AM Best Press Releases
Third-party aggregators (TPA) refer to entities and websites that locate press releases themselves from publicly available sources
or indirectly receive AM Best press releases from distributors such as Business Wire and redistributors working under distributionagreements with third parties, and post them on their websites, typically displaying them without a unique editorial voice.
These entities may include blog aggregators that use AM Best rating actions, PAs, PCAs or press release content to create
informal discussions.
If the TPA receives AM Best press releases from a third-party redistributor, including Business Wire, the TPA must ensure that theredistributor provides the AM Best press releases in their entirety, including the complete AM Best copyright notice at the end of thepress release.
Because AM Best press releases, BCRs, PAs and PCAs are copyrighted and protected under national and international laws, TPAs
must follow the following set of guidelines, in addition to those set forth above, whenever using or displaying AM Best’s material:• Republish the entire AM Best press release (in print or digital format). In all cases, the press release cannot be modified andmust be presented in its entirety, including the complete AM Best copyright notice at the end of the press release.
• Redistribute or post just the title or header of the AM Best press release with a link back to the AM Best website for the fullpress release; or• Quote the rating-action paragraphs from the AM Best press release, which include the decision(s), what entities are rated orassessed, their ratings or assessments and the outlooks or implications, and provide a link back to the AM Best website for thefull press release. The same stipulations hold true on relevant PCA-related information in those announcements.

Limitations on Use of BCRs, PAs, PCAs and Press Releases
AM Best’s website and press release content are the exclusive property of A.M. Best Company, Inc. and/or its subsidiaries, and isprotected by national and international laws, including copyright, trademark, trade dress and other intellectual property and privacy laws.
AM Best prohibits the storage in databases and news retrieval systems or the use to train an LLM (large language model), of
BCRs, PAs and PCAs, their effective date, rating rationales and related materials, and AM Best’s press releases, whether or notthey contain a credit rating action, PA or PCA, without first obtaining prior written permission or a limited license agreement fromAM Best.
Additionally, AM Best will not consent to the use of its ratings in registration statements and related prospectuses or similar
documents in the United States.
For more information, or for further questions related to AM Best’s press releases, please contact a member of AM Best’sCommunications Department:
Christopher Sharkey(908) 882-2310
christopher.sharkey@ambest.com

Edem Kuenyehia+44 (0) 20-7397-0280 (London)
edem.kuenyehia@ambest.com

Best’s Credit Reports, Rating Rationales, Best’s Company Reports
and Best’s Performance Assessment Reports
Best’s Credit Reports
Best’s Credit Reports provide a comprehensive analysis of an insurer’s financial results and performance at the time a BCR is
assigned. It includes the company’s:
y
y
y
y

BCR
Financial performance
Key performance indicators
Detailed analysis

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Guide to Proper Use of Best’s Ratings & Assessments
A company is provided with one copy of its Best’s Credit Report upon receiving its rating. It may not be reproduced in any manner
for internal or external use, including print and digital copies; and cannot be posted to an internet or intranet site.

Rating Rationales
Rating rationales are part of a company’s Best’s Credit Report. It summarizes the research and analysis behind the assignment ofa BCR, and includes the following financial and operating performance factors:
y Balance sheet strengthy Operating performancey Business profiley Enterprise risk management (ERM)y Rating outlooky Rating drivers
A company may not use its rating rationale in marketing collateral or post on its website. However, a company can use direct
quotes from its rating rationale in company materials, such as press releases or its annual report, as long as it is not a selectportion that changes the context of the copy; and accompanied by its FSR.

Best’s Company Reports
Best’s Company Reports document AM Best’s opinion of an insurer’s financial strength and operating performance at the time of
the rating assessment.
Best’s Company Reports can be used for:y Verification of AM Best’s opinion of a company’s stability to policyholders, potential clients, employees, stockholders
and investorsy Agent and broker recruitmenty Presentations and proposals
y Trade shows
y Sales and training materials
y Corporate relations
Best’s Company Reports may only be purchased from AM Best by the insurance entity, parent organization or lead company of acarrier that has a current Best’s Credit Report. They are produced in English and other languages, and are available in print anddigital formats. The rated insurer can provide its agents and brokers with preprinted Best’s Company Reports to distribute to theirclients; however, they cannot be copied.
If a BCR changes, the rated insurer should promptly stop distributing any Best’s Company Reports containing the outdated
rating and contact the AM Best’s Company Report Services team at company.reports@ambest.com. Further information onBest’s Company Reports, including ordering details, can be obtained by contacting AM Best’s Company Report Services team atcompany.reports@ambest.com.

Best’s Performance Assessment Reports
Best’s Performance Assessment Reports document AM Best’s opinion of a delegated underwriting authority enterprise’s relative
ability to perform services on behalf of its insurance carrier partners. Best’s Performance Assessment Reports can be used for:y Verification of AM Best’s opinion of a company’s ability to perform services on behalf of partners
y Recruitment of insurance carrier partners
y Presentations and proposals
y Trade shows
y Sales and training materials
y Corporate relations
For companies that choose a public assessment, Best’s Performance Assessment Reports are available on AM Best’s website.
They are produced in English and other languages, and are available in print and digital formats. The assessed DUAE can provide
its agents, brokers and carrier partners with preprinted Best’s Performance Assessment Reports to distribute to their clients.

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Guide to Proper Use of Best’s Ratings & Assessments
If a PA changes, the assessed DUAE should promptly stop distributing any Best’s Performance Assessment Reports containing
the outdated assessment and obtain an updated report on the AM Best website. Further information on Best’s Performance
Assessment Reports can be found on the AM Best website at www.ambest.com.

BestMark for Rated Insurers
AM Best rated insurers can showcase their Best’s Financial Strength Rating or Best’s National Scale Rating by displaying their
BestMark in marketing collateral. This well-known icon communicates AM Best’s informed, objective opinion of a rated company’s
financial strength, demonstrating to agents, brokers, customers, prospects and the financial services industry that the insurer has
undergone AM Best’s rigorous rating process.
A BestMark can be featured in marketing materials such as websites, print ads, brochures, web ads, social media, email
signatures, business cards, and conference and events materials. It’s available in black, blue and gold to complement the style ofyour marketing materials, with a white BestMark available for use on dark backgrounds.

YOUR COMPANY
RATING

Financial Strength Rating

YOUR COMPANY
RATING

Financial Strength Rating

YOUR COMPANY
RATING

Financial Strength Rating

To provide more-detailed information on their company to their audiences, insurers have the option to embed a link in their
BestMark icon that opens their company’s profile page on the AM Best website. To find a company’s profile page, visit the
AM Best Rating Services home page, and enter company name in the “Search for a Best’s Credit Rating” box.
For instructions on how to link your BestMark icon to your company page, please contact bestmarkinsurers@ambest.com.
Insurers can grant permission to its agents and/or brokers to use BestMark once the rated company has provided approval to
AM Best via bestmarkinsurers@ambest.com.
To obtain a BestMark or for further information, please contact bestmarkinsurers@ambest.com or visit the BestMark page.

BestMark for Delegated Underwriting Authority Enterprises (DUAEs)
Delegated underwriting authority enterprises (DUAEs)* can showcase their Performance Assessment (PA) by displaying acustomized BestMark for DUAEs in marketing materials.
A BestMark for DUAEs communicates AM Best’s forward-looking, independent, and objective non-credit opinion. It can be used
to promote expertise and effectiveness to other parties, such as investors, venture capitalists, regulators and insurer partners.
BestMarks for DUAEs demonstrate that the organization has undergone AM Best’s rigorous assessment process, and provides a
uniform, independent global benchmark from a respected third party.

YOUR COMPANYASSESSMENT

P erformance Assessment

YOUR COMPANYASSESSMENT

P erformance Assessment

YOUR COMPANYASSESSMENT

P erformance Assessment

A BestMark can be featured in marketing materials such as websites, print ads, brochures, web ads, social media, email
signatures, business cards and conference and events materials. It is available in black, blue and gold to complement the style ofyour marketing materials, with a white BestMark available for use on dark backgrounds. For uses requiring a smaller image, suchas business cards and email signatures, BestMarks are available at 1- and .75-inch sizes.
To obtain a BestMark or for further information, please contact bestmarkduaes@ambest.com or visit the BestMark for Delegated
Underwriting Authority Enterprises page.
*A DUAE is a blanket term for managing general agents (MGAs), managing general underwriters (MGUs), coverholders, program administrators, program
underwriters, underwriting agencies, direct authorizations, and appointed representatives.

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Guide to Proper Use of Best’s Ratings & Assessments
BestMark for AM Best Press Release
The BestMark for AM Best Press Release is available to rated insurers and DUAEs with a PA, as wellas the assessed DUAE’s non-insurance business partners that would like to link from their site to acorresponding AM Best press release.*
The BestMark for AM Best Press Release can be used as an eye-catching element on a company’s
website that rated (re)insurance carriers or assessed DUAEs and their business partners can use to
showcase their Best’s Financial Strength Rating or Best’s National Scale Rating, or a PA for DUAE, via
AM Best’s press released rating announcement to the marketplace.
Companies also may hyperlink to the corresponding press release on AM Best’s website from their BestMark for AM Best Press
Release and should ensure that the press release is the most current. A company formerly rated or assessed by AM Best may not
use the BestMark for AM Best Press Release.
To obtain a BestMark for Press Release or for further information, please contact bestmarkinsurers@ambest.com or visit the
BestMark page.
For instructions on how to link your AM Best press release to your BestMark for AM Best Press Release icon, please contact
bestmarkinsurers@ambest.com.
* Not every Best’s Credit Rating Action results in the dissemination of an AM Best press release.

Contact us or visit www.ambest.com

Corporate Offices

Global Headquarters
Oldwick
1 Ambest Road,
Oldwick, NJ 08858, U.S.
Phone: +1 908 439 2200

London8th Floor,
12 Arthur Street,
London, EC4R 9AB, U.K.
Phone: +44 20 7626 6264

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Piso 23, Col. Juárez, Del. Cuauhtémoc
México, D.F. 06600
Phone: +52 55 1102 2720

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18 Harbour Road
Wanchai, Hong Kong
Phone: +852 2827 3400

Amsterdam
3rd Floor, NoMA House,
Gustav Mahlerlaan 1212
1081 LA Amsterdam, Netherlands
Phone: +31 20 308 5420

Dubai*
Office 102, Tower 2,
Currency House, DIFC
PO Box 506617, Dubai, UAE
Phone: +971 4375 2780

Singapore
6 Battery Road,#39-04Singapore 049909
Phone: +65 6303 5000

*Regulated by the Dubai Financial Services
Authority as a Credit Rating Agency.

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