Tokio Marine America’s Large Commercial Property (LCP) teamspecializes in writing US domiciled large risk-managed National andGlobal accounts (total values greater than $500m). Our LCP team consistsof industry specialists dedicated to providing our policyholders and brokers
with industry leading service, product and security. At Tokio Marine
America (TMA) we seek to establish true long-term relationships with
policyholders and brokers. TMA LCP underwriters work to understand ourclients’ businesses to deliver dependable risk protection and risk solutions
in a world of increasing risk, complexity and uncertainty.

PRODUCTSFEATURESAll Risks Property Damage & Business Interruption Cover.
Capacity is Offered on Quota Share Ground Up And/Or Excessof Loss Basis. Capacity is Not Offered on 100% Layer Basis(either Primary or Excess).

• Flat organization structure allows direct access to key

Included within All Risks Property TMA can provide thefollowing coverages:• US Domestic and Global risks• Global Earthquake, Flood and Windstorm coverage• Business Interruption and Contingent Business Interruption• Non-Physical damage Business Interruption• Boiler & Machinery• Terrorism

decision makers resulting in faster response times• Select distribution partner network• Dedicated long term client relationships• Admitted, superior rated paper

CAPACITY• Up to $100M All Risks• $25M Catastrophe (including Wind, EQ and Flood)• Admitted Status – Tokio Marine America is licensed andapproved to write Property Insurance in 50 states• Paper: Tokio Marine America Insurance Company

OCCUPANCY CLASS APPETITE &TARGET CUSTOMERS
Target Occupancies:• Manufacturing• Communications• Pharma/Life Science• Financial Institutions/REIT’s• Food & Beverage• Hospitality/Casinos• Healthcare/Hospitals• Higher Education• Distribution/Logistics• Municipalities• Retail/Shopping Centers

Occupancies we do not cover:• Rail (Passenger and Freight)• Grain• Frame Garden Style Apartments• Energy• Mining

EXAMPLES OF CHANGE IN
UNDERWRITING APPETITE
Large Defense Contractor:
New Product: 7.5% ($43.1m) p/o $575m vsLegacy Product: 10% ($27.5m) p/o $275m xs $300m
State Municipality:
New Product: 14.5% ($58m) p/o $400m xs $100m vsLegacy Product: 10% ($20m) p/o $200m xs $300mAircraft Manufacturer:
New Product: 5.0% ($35m) p/o $700m vsLegacy Product: 2.0% ($14m) p/o $700m
Global Manufacturer:
New Product: 7.5% ($60m) p/o $800m xs $175m vsLegacy Product: 10% ($15m) p/o $150m xs $175m and 7.5% ($30m)
p/o $400m xs $575m
Global Hospitality Account:
New Product: 2.0% ($12m) p/o $600m vsLegacy Product: 3.0% ($4.5m) p/o $150m xs $100m
National Real Estate Investment Trust:
New Product: 5.0% ($10m) p/o $200m xs $50m vsLegacy Product: 2.0% ($1.5m) p/o $75m xs $150m

Michael Russillo
Senior Vice President, Head of Large Commercial Property
E Michael.Russillo@tmamerica.com
T Ofﬁce: 212-297-6072 Cell: 646-734-2997

EAST COAST

WEST COAST

Benjamin Mason

Clayton WrightSenior Underwriter
E Benjamin.Mason@tmamerica.com
T Ofﬁce: 212-297-6703 Cell: 646-793-1355

Assistant Vice President
E Clayton.Wright@tmamerica.com
T Ofﬁce: 626-568-7635 Cell: 626-660-4489

Doug Rosenthal

Ingrid Ivankova

Senior Underwriter
E Doug.Rosenthal@tmamerica.com
T Ofﬁce: 212-297-6884 Cell: 646-588-9030Senior Underwriter
E Ingrid.Ivankova@tmamerica.com
T Ofﬁce: 626-568-7762 Cell: 714-714-1954

Julia Kelly

Elizabeth Mejia

Underwriter
E Julia.Kelly@tmamerica.com
T Cell: 646-581-1047

Sr. Technical Assistant
E Elizabeth.Mejia@tmamerica.com
T Ofﬁce: 626-568-7716

in the United States$170 billion

in Total Assets

Excellent security ofA++ (Superior)for the Group (AM Best)

Tokio Marine America is the marketing name for the Tokio Marine America Insurance
Company, Trans Paciﬁc Insurance Company, and TNUS Insurance Company.
www.tmamerica.com

40,000 employees
worldwide

46308 February 2024+100 years