FINANCIAL DATAFOR THE THREE MONTHS ENDED
JUNE 30, 2024

The Hachijuni Bank, Ltd.

On June 1,2023 the Hachijuni Bank merged with the Nagano Bankby making it a wholly owned subsidiary.

The Hachijuni Bank, Ltd.

1．Breakdown of income
Consolidated(Units: 1million yen)
For the threemonths ended
June 30, 2024 (A)For the three
Inc/Dec(A‐B)

months ended
June 30, 2023 (B)Consolidated gross business profit
34,9785,244
29,734
Profit on interest
28,344
5,181
23,163
Profit on fees and commissions
4,632(242)4,875
Trading profit
68(7)76
Profit from other business transactions
1,934
313
1,620
General & administrative expenses
17,641
2,688
14,953Credit related expenses(267)(1,392)
1,124
Ordinary profit
16,8894,975
11,913Extraordinary gains (losses)(68)(17,542)
17,474Gain on bargain purchase－(17,322)
17,322
Profit before income taxes
16,820(12,566)
29,387
Total income taxes
4,707
1,410
3,296
Profit12,113(13,977)
26,091
Profit attributable to non-controlling interests
65
2440
Profit attributable to owners of the parent
12,048(14,002)
26,050※ On June 1, 2023, we consolidated The Nagano Bank, Ltd. and its subsidiaries.
The consolidated income statement for the previous first quarter does not include the financial results ofthese companies.

2

The Hachijuni Bank, Ltd.
The Hachijuni Bank (Non-consolidated)(Units: 1million yen)
For the threemonths ended
June 30, 2024 (A)Gross business profit
Profit on interest
Profit on fees and commissions
Trading profit
Profit (Loss) from other business transactions
Gains (Losses) related to bonds
General & administrative expenses
Personnel expenses
Non personnel expenses
Actual net business profit
Core net business profit
Transfer to (Reversal of) general reserve for possible loan losses
Net business profit
Net gains (losses) related to equity securities
Profit (Loss) on money held in trust
Disposal of nonperforming loans
Transfer to (Reversal of) specific reserve
Recoveries of written-off claims
Ordinary profit
Extraordinary gains (losses)
Profit before income taxes
Total income taxes
Profit3

29,62625,814
2,745
50
1,016
212
14,342
7,437
5,693
15,284
15,071(378)
15,662
1,143(391)515
424－
14,807
11
14,8184,332
10,486

For the three
Inc/Dec(A‐B)

2,971
2,764(135)
32
310
203
687
708
(2)
2,283
2,079(563)
2,846(160)
197(206)
(231)
(0)
4,024
(69)
3,955
1,421
2,533

months ended
June 30, 2023 (B)26,65523,049
2,880
18
706
8
13,654
6,729
5,695
13,00012,992
184
12,816
1,303(588)
721
656
0
10,78280
10,863
2,911
7,952

The Hachijuni Bank, Ltd.
The Nagano Bank (Non-consolidated)(Units: 1million yen)
For the threemonths ended
June 30, 2024 (A)1,796
2,1644(372)
(361)
2,382
1,256976(586)(224)－(586)
882
837－
253－
542(77)465
14450

Gross business profit (loss)
Profit on interest
Profit on fees and commissions
Profit (Loss) from other business transactions
Gains (Losses) related to bonds
General & administrative expenses
Personnel expenses
Non personnel expenses
Actual net business profit (loss)
Core net business profit (loss)
Transfer to general reserve for possible loan losses
Net business profit (loss)
Net gains (losses) related to equity securities
Profit (Loss) on money held in trust
Disposal of nonperforming loans
Transfer to (Reversal of) specific reserve
Reversal of allowance for loan losses
Recoveries of written-off claims
Ordinary profit (loss)
Extraordinary gains (losses)
Profit (Loss) before income taxes
Total income taxes
Profit (Loss)

4

For the three
Inc/Dec(A‐B)

(391)
(450)
(53)
112
224
(115)
2(112)
(275)
(500)
(599)
323
422
4(3,457)(3,161)
253
(0)
4,472
5,809
10,281
1,505
8,776

months ended
June 30, 2023 (B)

2,188
2,614
58(484)
(586)
2,498
1,253
1,089
(310)
276
599(909)
460
3
3,494
3,161
－0(3,929)(5,886)(9,816)(1,491)(8,325)

The Hachijuni Bank, Ltd.

2．Major accounts◆ Loans
2 banks' total(Units: 100million yen)

As of June 30,2024 (A)67,131
16,309Total (outstanding balance)
Loans to consumers
The Hachijuni Bank

As of June 30,
Inc/Dec (A‐B)(1,617)272

2023 (B)68,74816,036(Units: 100million yen)

As of June 30,2024 (A)61,041
14,064

Total (outstanding balance)
Loans to consumers
The Nagano Bank

As of June 30,
Inc/Dec (A‐B)

(801)
284

2023 (B)61,842
13,780(Units: 100million yen)

As of June 30,2024 (A)

6,090
2,244

Total (outstanding balance)
Loans to consumers◆ Loans to small and medium-sized businesses, etc.
2 banks' total

As of June 30,
Inc/Dec (A‐B)

(815)
(11)

2023 (B)

6,906
2,256

(Units: 100million yen)

As of June 30,2024 (A)Loans to small and medium-sized businesses, etc.
Ratio of loans to small and medium-sized businesses, etc.
The Hachijuni Bank

36,70854.8

As of June 30,
Inc/Dec (A‐B)

(330)
0.8

2024 (A)32,05252.7

As of June 30,
Inc/Dec (A‐B)

308
1.3

2023 (B)

31,743
51.4(Units: 100million yen)

As of June 30,2024 (A)Loans to small and medium-sized businesses, etc.
Ratio of loans to small and medium-sized businesses, etc.

37,03854.0(Units: 100million yen)

As of June 30,

Loans to small and medium-sized businesses, etc.
Ratio of loans to small and medium-sized businesses, etc.
The Nagano Bank

2023 (B)

4,655
76.4

◆ Deposits
2 banks' totalAs of June 30,
Inc/Dec (A‐B)

(639)
(0.2)

2023 (B)

5,295
76.6

(Units: 100million yen)

As of June 30,2024 (A)95,873

Deposits
The Hachijuni Bank

As of June 30,
Inc/Dec (A‐B)

1,433

2023 (B)94,439(Units: 100million yen)

As of June 30,2024 (A)85,982

Deposits
The Nagano Bank

As of June 30,
Inc/Dec (A‐B)

2,1752023 (B)83,807(Units: 100million yen)

As of June 30,2024 (A)9,891

Deposits

5

As of June 30,
Inc/Dec (A‐B)(741)

2023 (B)

10,632

The Hachijuni Bank, Ltd.
◆ Personal financial assets deposited
2 banks' total(Units: 100million yen)

As of June 30,2024 (A)Total (outstanding balance)
Yen deposits
Investment type products
Foreign currency deposits
Investment trusts
Public bonds (Government bonds, and other bonds)

67,52764,007
3,520
106
2,610
803

As of June 30,
Inc/Dec (A‐B)

1,672
1,069
603
(12)
452
162

◆ Valuation gains (losses)
Consolidated

2023 (B)65,85562,938
2,917
118
2,157
640

(Units: 100million yen)

As of June 30,2024
Valuation gains(losses)

5,3856,419(952)(81)

Other securities
Stocks
Bonds
OthersThe Hachijuni Bank

Valuation

Valuation

gains

losses

6,637
6,422
11203

1,251
2963
285

(Units: 100million yen)

As of June 30,2024
Valuation gains(losses)

5,359
6,331
(884)
(87)

Other securities
Stocks
Bonds
OthersThe Nagano Bank

Valuation

Valuation

gains

losses

6,537
6,333
11193

1,178
1895
281

(Units: 100million yen)

As of June 30,2024
Valuation gains(losses)

(49)
54
(110)
6

Other securities
Stocks
Bonds
Others6

Valuation

Valuation

gains

losses6754
1111170111
5

The Hachijuni Bank, Ltd.

3． Financial soundness◆ Disclosure of loans based on the Financial Revitalization Law
2 banks' total(Units: 100million yen)

As of June 30,2024 (A)

1,431
129
1,068
232
2.09

Total (outstanding balance)
Bankrupt and quasi-bankrupt assets
Doubtful assets
Substandard assets
As a percentage of total credits

As of June 30,
Inc/Dec (A‐B)

30629(6)
0.09

2023 (B)

1,401
123
1,039
238
2.00

◆ Capital ratio (Basel Ⅲ standards)
Consolidated
As of June 30,2024 (A)19.69%
19.69%
19.69%

Total capital ratio
Tier1 capital ratio
Common Equity Tier1 capital ratio

As of March 31,
Inc/Dec (A‐B)(1.05%)(1.05%)(1.05%)

2024 (B)

20.74%
20.74%
20.74%(Units: 100million yen)

9,740
9,740
9,740
49,444
3,955

Total capital
Tier1 capital
Common Equity Tier1 capital
Risk weighted assets
Required capital
The Hachijuni Bank(369)
(369)
(369)
720
57

As of June 30,2024 (A)19.81%
19.81%
19.81%

Total capital ratio
Tier1 capital ratio
Common Equity Tier1 capital ratio

10,10910,109
10,10948,723
3,897
As of March 31,

Inc/Dec (A‐B)(1.19%)(1.19%)(1.19%)

2024 (B)21.00%
21.00%
21.00%(Units: 100million yen)

8,876
8,876
8,876
44,807
3,584

Total capital
Tier1 capital
Common Equity Tier1 capital
Risk weighted assets
Required capital

7(343)
(343)
(343)
915
73

9,220
9,220
9,220
43,8923,511