Wells Fargo Rewards-based Credit Cards Privacy Notice
Only applies to accounts opened prior to May 1, 2021

Rev. 02/02/2024

FACTS

WHAT DOES WELLS FARGO REWARDS-BASED CREDIT CARDSDO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers theright to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, andprotect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us.
This information can include:• Social Security number and employment information• Account balances and transaction history• Credit history and incomeHow?

All financial companies need to share customers’ personal information to run their everyday business. In thesection below, we list the reasons financial companies can share their customers’ personal information; thereasons Wells Fargo chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Wells Can you limitFargo share? this sharing?

For our everyday business purposes — such as to process your transactions, maintainyour account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

NoFor our marketing purposes — with service providers we use to offer our products andservices to you (please see below to limit the ways in which we contact you)

Yes

No

For joint marketing with other financial companies

NoWe don’tshare

For our affiliates’ everyday business purposes — information about your transactions
and experiences

Yes

NoFor our affiliates’ everyday business purposes — information about yourcreditworthiness

Yes

Yes

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

NoWe don’tshare

For nonaffiliates relating to rewards redemption

Yes

Yes

To limit oursharing

For affiliate sharing purposes listed above:• Call 1-888-528-8460 — our menu will prompt you through your choices• Online and mobile banking customers —sign on and from the My Profile or Profile menu, select Change
Privacy Preferences or Privacy Preferences.
Please note: If you are a new customer, we can begin sharing your information 30 days from the date
we sent this notice. When you are no longer our customer, we can continue to share your information
as described in this notice.
For nonaffiliates relating to rewards redemption:• Online at https://consumercard.wellsfargorewards.com/#/PayWithRewardsPreferences• Call 1-877-517-1358, 7 days a week, 8:00 a.m. to midnight Eastern Time (excluding major holidays) for
assistance
AK, CA, IL, MD, ND, & VT residents: Your personal information will not be automatically shared withnonaffiliates relating to rewards redemption unless you opt-in to sharing information. To do so, please either
opt-in online at https://consumercard.wellsfargorewards.com/#/PayWithRewardsPreferences or call 1-877517-1358 for assistance.
You can contact us at any time to limit our sharing.

To limit direct
marketing• To limit our direct marketing to you by mail or telephone, call 1-888-528-8460 — our menu will prompt
you through your choices• Online and mobile banking customers — sign on and from the My Profile or Profile menu, select ChangePrivacy Preferences or Privacy Preferences.
Please note: A Do Not Call election is effective for five years (or while you are an active consumer
customer, if longer). The Do Not Mail election is effective for three years. You may continue to receive
marketing information in regular account mailings and statements, or when you visit us online or at an ATM.
You may also be contacted to service your account or participate in surveys.

Questions?

Call 1-800-TO-WELLS (1-800-869-3557) or go to wellsfargo.com/privacy-security.

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Who we are
Who is providing this notice?

Wells Fargo Bank, N.A. This notice applies to the following Wells Fargo rewardsbased credit card accounts opened prior to May 1, 2021: Wells Fargo Rewards® Card,Wells Fargo Cash BackSM Credit Card, Wells Fargo Home Rebate Card®, Visa

Signature® Card, Wells Fargo Cash Back Visa Signature® Card, Wells Fargo Home
Rebate Visa Signature® Card, Wells Fargo Advisors By Invitation® Visa Signature®
Card, Wells Fargo Advisors Premium Rewards Visa Signature ® Card, The Private
Bank By Invitation® Visa Signature® Card, Wells Fargo Propel World American
Express® Card, Wells Fargo Propel 365 American Express® Card, Wells Fargo Propel
American Express® Card, Wells Fargo Cash Wise Visa Platinum® Card, and Wells
Fargo Cash Wise Visa Signature® Card.
Other Wells Fargo accounts are covered by a different privacy notice received inconnection with those accounts.
What we do
How does Wells Fargo protect mypersonal information?

To protect your personal information from unauthorized access and use, we use
security measures that comply with federal law. These measures include computer
safeguards and secured files and buildings. For more information visit
wellsfargo.com/privacy-security.

How does Wells Fargo collect mypersonal information?

We collect your personal information, for example, when you:• open an account or provide employment information• apply for a loan or use your credit or debit card
• give us your income information
We also collect your personal information from others, such as credit bureaus,affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:• sharing for affiliates’ everyday business purposes — information about yourcreditworthiness• affiliates from using your information to market to you• sharing for nonaffiliates for marketing or rewards redemption purposesState laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.

What happens when I limit sharing
for an account I hold jointly withsomeone else?

Definitions
Affiliates• If you limit sharing with affiliates, your choices will apply individually unless you tellus otherwise. Any account holder may express a privacy preference on behalf ofthe other joint account holders• If you limit sharing with nonaffiliates, your choices will apply to everyone on youraccountCompanies related by common ownership or control. They can be financial andnonfinancial companies.
• Our affiliates include financial companies with Wells Fargo in their name such as
Wells Fargo Clearing Services, LLC

Nonaffiliates• Companies not related by common ownership or control. They can be financial andnonfinancial companies. Nonaffiliates we share with can include merchants
participating in the Pay with Rewards program, their affiliates, and their service
providers.
• Authorized Users of the card for rewards redemption purposes.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market
financial products or services to you.
• Wells Fargo does not jointly market

Other important information
Important Notice about Credit Reporting: We may report information about your account(s) to credit bureaus and/orconsumer reporting agencies. Late payments, missed payments, or other defaults on your account(s) may be reflected in yourcredit report and/or consumer report.
Do Not Call Policy: This Privacy Notice constitutes Wells Fargo’s Do Not Call Policy under the Telephone Consumer Protection
Act for all consumers. Wells Fargo maintains an internal Do Not Call preference list. Do Not Call requests will be honored within
30 days and will be effective for at least five years from the date of request. Telemarketing calls or prerecorded/artificial
message calls may be made to residential or cellular phone numbers that appear on the Wells Fargo Do Not Call list with theappropriate consent. If you do not have an account with Wells Fargo & Company, call 1-800-869-3557 (1-800-TO-WELLS) to beplaced on the Wells Fargo & Company’s Do Not Call list.
Nevada Residents: We are providing you this notice pursuant to state law. You may be placed on our internal Do Not Call Listby following the directions in the To limit direct marketing section. For more information contact us at 1-800-869-3557;
PrivacyCenter@wellsfargo.com, or Wells Fargo, P.O. Box 5110, Sioux Falls, SD 57117-5110. If you would like more information
regarding this Nevada law, contact: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. WashingtonSt., Suite 3900, Las Vegas, NV 89101; 702-486-3132; AgInfo@ag.nv.gov.
State Law: We follow state law if state law provides you with additional privacy protections.
Vermont residents: We will not disclose information about your creditworthiness to our affiliates other than as permitted by
Vermont law, unless you authorize us to make those disclosures.
© 2024Wells Fargo Bank, N.A. All rights reserved.

UPN RCC5812 Rev 02/02/2024