August 8, 2014
Sony Financial Holdings Inc.

Summary Information on Sony Bank’s Financial Results
for the Three Months Ended June 30, 2014
<Contents>
1. Consolidated Balance Sheets
2. Consolidated Statements of Income and Consolidated Statements ofComprehensive Income

P.2
P.3

(1) Consolidated Statements of Income(2) Consolidated Statements of Comprehensive Income
3. Non-consolidated Balance Sheets

P.4

4. Non-consolidated Statements of Income

P.5

5. Supplementary Information

P.6(1) Deposits and loans (Non-consolidated)

P.6(2) Balance of time deposits by remaining period (Non-consolidated)

P.6(3) Balance of securities by ratings (Non-consolidated)

P.6(4) Risk-monitored Loans (Non-consolidated)

P.7(5) Non-consolidated Capital Adequacy Ratio (Domestic Criteria)

P.7(6) Consolidated Capital Adequacy Ratio (Domestic Criteria)

P.7

11. Consolidated Balance Sheets(Millions of yen)
As ofJune 30, 2014

As ofMarch 31, 2014
Assets:Cash and due from banks

174,865

97,945

Call loans and bills bought

6,000

6,000

Monetary trusts

20,484

20,477

Securities

771,760

778,536

1,057,419

1,071,643

Foreign exchanges

7,752

7,528

Other assets

26,012

22,356

Tangible fixed assets

1,186

1,122

Intangible fixed assets

4,594

4,347

Deferred tax assets

165

148

(1,527)(1,422)

2,068,713

2,008,684

1,890,022

1,829,708

Call money and bills sold

6,000

6,000

Borrowed money

40,00040,000Foreign exchanges

40

119

56,731

56,573

Reserve for employees' bonuses

658

234

Net defined benefit liability

727

762

Reserve for directors' retirement benefits

51

55

Provision for point card certificates

8781

Deferred tax liabilities

553

590

1,994,872

1,934,124

Common stock

31,00031,000Capital surplus

21,00021,000Retained earnings

15,93917,029Total shareholders' equity

67,93969,029Net unrealized gains on other securities, net of taxes

7,255

6,853

Net deferred losses on hedging instruments, net of taxes(2,571)(2,554)

00

(57)

(56)

Total accumulated other comprehensive income

4,626

4,242

Minority interests

1,275

1,288

Total Net Assets

73,84074,5592,068,713

2,008,684

Loans

Allowance for loan losses
Total Assets
Liabilities:Deposits

Other liabilitiesTotal Liabilities
Net Assets:

Foreign currency translation adjustments
Remeasurements of defined benefit plans, net of taxes

Total Liabilities and Net Assets

22. Consolidated Statements of Income and Consolidated Statements ofComprehensive Income(1) Consolidated Statements of Income(Millions of yen)
For the three months
ended June 30, 2014

For the three months
ended June 30, 2013
Ordinary Revenues

9,615

9,322

Interest income

6,589

6,535

(Interest income on loans)

3,514

3,477

(Interest income and dividends on securities)

3,054

3,029

Fees and commissions

1,250

1,243

Other operating income

1,735

1,394

Other ordinary income

39149

Ordinary Expenses

7,362

7,585

Interest expenses

2,105

2,401(Interest expenses on deposits)

1,258

1,225

709

866

Fees and commissions
Other operating expenses

305

27

4,217

4,283

255

Ordinary Profit

2,252

1,737

Income Before Income Taxes

2,252

1,737

Income Taxes -current

768

254

Income Taxes -deferred

67

369

General and administrative expenses
Other ordinary expenses

Total Income Taxes
Income Before Minority Interests

836

624

1,416

1,113(6)

12

1,422

1,100

Minority Interests (loss)
Net Income(2) Consolidated Statements of Comprehensive Income(Millions of yen)
For the three months
ended June 30, 2013
Income Before Minority Interests

For the three months
ended June 30, 2014

1,416

1,113

Net unrealized losses on other securities, net of taxes(1,145)(402)

Net deferred gains on hedging instruments, net of taxes

535

17－

(0)

Other Comprehensive Income

Foreign currency translation adjustments－1

Total other comprehensive income

(610)

(383)

Comprehensive Income

806

729

Comprehensive income attributable to parent company

812

716

Comprehensive income attributable to minority interests

(6)

12

Remeasurements of defined benefit plans, net of taxes(Details)

33. Non-consolidated Balance Sheets(Millions of yen)
As ofJune 30, 2013
(A)

As ofJune 30, 2014
(B)

As of
March 31, 2014
(C)

Change(B-A)

Change(B-C)

Assets:Cash and due from banks

145,139

94,890(50,249)

171,227(76,336)

Call loans

6,000

6,000－

6,000－

Monetary trusts

19,20520,477

1,272

20,484(6)

Securities

802,702780,587(22,115)

773,811

6,775

Loans

989,149

1,071,643

82,493

1,057,41914,224

Foreign exchanges

6,905

7,528

622

7,752(223)

Other assets

29,15015,160(13,990)

17,995(2,834)

Tangible fixed assets

812745

(67)

795

(49)

Intangible fixed assets

2,443

2,570

126

2,746

(175)

Deferred tax assets

142

－

(142)

－－

Allowance for loan losses
Total Assets(1,584)(1,422)161(1,527)104

2,000,068

1,998,181(1,886)

2,056,704(58,523)

1,849,090

1,829,708(19,382)

1,890,022(60,314)

Liabilities:
Deposits
Call money

6,000

6,000－

6,000－

Borrowed money30,000

40,00010,00040,000－Foreign exchanges

115

119

34078

Other liabilities

45,412

47,3491,937

46,021

1,327

Reserve for employees' bonuses

189

205

16598

(392)

Reserve for employees' retirement benefits

474

581

106

544

36

Reserve for directors' retirement benefits

36

46

9

44

2

Provision for point card certificates96

81(14)

87(5)Deferred tax assets
Total Liabilities

－

605

605

568

36

1,931,416

1,924,698(6,718)1,983,929(59,231)

31,00031,000－31,000－Net Assets:
Common stock
Capital surplus

21,00021,000－

21,000－Retained earnings

13,957

17,184

3,227

16,091

1,093

Total shareholders' equity

65,957

69,184

3,227

68,091

1,093

5,390

6,853

1,462

7,255

(402)

(2,696)(2,554)141(2,571)

17

Total valuation and translation adjustments

2,694

4,298

1,604

4,683

(384)

Total Net Assets

68,651

73,483

4,831

72,774708

2,000,068

1,998,181(1,886)

2,056,704(58,523)

Net unrealized gains onother securities, net of taxes
Net deferred losses on
hedging instruments, net of taxes

Total Liabilities and Net Assets

44. Non-consolidated Statements of Income(Millions of yen)
For the three months ended For the three months ended
June 30, 2013
June 30, 2014
(A)
(B)

Change(B-A)(Reference)
For the year ended
March 31, 2014

Ordinary Revenues

8,991

8,646

(345)

33,994

Interest income

6,589

6,535

(54)

26,328(Interest income on loans)

3,514

3,477

(37)

14,134(Interest income and dividends on securities)

3,054

3,029

(25)

12,077

Fees and commissions

627

567(59)2,645

Other operating income

1,735

1,394(341)4,86439149110155

Ordinary Expenses

Other ordinary income

6,696

6,935

238

28,149Interest expenses

2,103

2,400

297

9,074

(Interest expenses on deposits)

1,258

1,225

(33)

4,905

Fees and commissions

639

789

149

2,668

Other operating expenses

305

27(277)

1,424

3,623

3,712

89

14,684

24

5(19)

297

Ordinary Profit

2,295

1,711(584)5,845Income Before Income Taxes

General and administrative expenses
Other ordinary expenses

2,295

1,711(584)5,845Income Taxes -current

767

253(514)2,460

Income Taxes -deferred

76

354

277

(200)

Total Income Taxes

844

607

(236)

2,260

Net Income (losses)

1,450

1,103(347)

3,585

5

5. Supplementary Information(1) Deposits and loans (Non-consolidated)
For the three months ended June 30, 2013

Deposits
Yen deposits
Ordinary deposits
Time deposits
Foreign currency deposits
Ordinary deposits
Time deposits
Loans
Mortgage loans
OthersBalanceat the end

Averagebalance

1,849,090
1,466,928
421,765
1,045,149
382,162
200,169
181,992
989,149
878,136
111,0121,859,425
1,475,774
402,379
1,073,360
383,651
189,832
193,807979,268
869,325
109,943

Yield

0.27
0.21
0.01
0.28
0.50
0.08
0.91
1.43
1.50
0.95

(Millions of yen, %)For the three months ended June 30, 2014
Balanceat the end

AveragebalanceYield

1,829,708
1,462,802
451,042
1,011,752
366,905
191,096
175,808
1,071,643
962,729
108,914

1,837,538
1,473,312
457,265
1,016,001
364,225
188,101
176,115
1,064,216
954,814
109,402

0.26
0.17
0.01
0.24
0.63
0.10
1.19
1.31
1.36
0.83

Note: The average balance of foreign currency deposits during the term is calculated as the average during the period of the yen equivalentvalue of each day’s foreign currency deposit balance.

(2) Balance of time deposits by remaining period (Non-consolidated)

Remaining periodLess than 3 months
3 months or more, less than 6 months
6 months or more, less than 1 year
1 year or more, less than 2 years
years or more,, less than 3 years
2yy
3 years or more

Total

As of June 30, 2013
ForeignYen
Total
currency
406,422
101,960
508,383
61,021
39,268100,290
421,460
31,468389,991
64,384
7,078
71,462
12,7472,008
14,755,,,53,118
209
53,327
987,686
181,992
1,169,679(Millions of yen)
As of June 30, 2014
ForeignYen
Total
currency
438,451
338,250
100,200
79,09337,911
117,005
395,851
27,506423,358
68,021
5,678
73,7007,140
3,968
11,108,,,61,649
543
62,192950,007
1,125,816
175,808

Note: The table above does not include thrift saving deposits.

(3) Balance of securities by ratings (Non-consolidated)

Ratings
AAAAAABBB
BB or below
P-1
Unrated
Total

As of June 30, 2013
Balance Composition
222,30927.7
301,45437.5
230,97928.8
37,314
4.6
1,248
0.2
－－
1.2
9,396
100.0
802,702(Millions of yen, %)As of June 30, 2014
Balance Composition
144,22318.5
302,94238.8
279,22635.8
38,421
4.9
－－
9,980
1.3
0.7
5,791
100.0
780,587

Notes:1. Credit rating classifications are based on the standardized approach for risk weighting applicable underthe bank capital requirements, commonly referred to as Basel III. The external credit ratings used inapplying the standardized approach to risk weighting for these purposes are the ratings assigned by thefollowing rating agencies: Moody's Investors Service, Inc., Standard & Poor's, Rating and Investment
Information, Inc., Japan Credit Rating Agency, Ltd. and Fitch Ratings Ltd.
2. The unrated item on the above table includes ￥3,740 million of investments in unrated investment trustsand ￥2,050 million of investments in shares of subsidiary.

6(4) Risk-monitored Loans (Non-consolidated)
As of June 30, 2013
Category
Amount264
Bankrupt loans
1,345
Non-accrual delinquent loans－Past due loans (3 months or more)
2,253
Restructured loans
3,863
Total

(Millions of yen)
As of June 30, 2014
Amount
221
1,466
－
1,801
3,489

(5) Non-consolidated Capital Adequacy Ratio (Domestic Criteria)

Capital Adequacy Ratio
Tier I Capital Ratio
Total Capital
Total Tier I Capital
Total Required Capital

As of June 30, 2013
11.89
9.04
86,73865,957
29,160

As of March 31, 2014－－－－－(Millions of yen, ％）As of June 30, 2014－－－－－Note: The non-consolidated capital adequacy ratio (domestic criteria) was calculated based on the standard stipulated
by Article 14-2 of the Banking Act, in accordance with FSA Notification No. 19 (2006).

Capital Adequacy Ratio
Total Capital
Total Required Capital

As of June 30, 2013－－－

As of March 31, 2014
11.72
88,88130,317(Millions of yen, ％）As of June 30, 2014
11.68
89,87330,769Note: The non-consolidated capital adequacy ratio (domestic criteria) was calculated based on the standard stipulated
by Article 14-2 of the Banking Act, in accordance with FSA Notification No. 19 (2006).

(6) Consolidated Capital Adequacy Ratio (Domestic Criteria)

Capital Adequacy Ratio
Tier I Capital Ratio
Total Capital
Total Tier I Capital
Total Required Capital

As of June 30, 2013
11.91
9.09
87,78767,00529,460

As of March 31, 2014－－－－－

(Millions of yen, ％）As of June 30, 2014－－－－－

Note: The consolidated capital adequacy ratio (domestic criteria) was calculated based on the standard stipulated
by Article 14-2 of the Banking Act, in accordance with FSA Notification No. 19 (2006).

Capital Adequacy Ratio
Total Capital
Total Required Capital

As of June 30, 2013－－－As of March 31, 2014
11.71
89,82530,675(Millions of yen, ％）As of June 30, 2014
11.68
90,84631,098

Note: The consolidated capital adequacy ratio (domestic criteria) was calculated based on the standard stipulated
by Article 14-2 of the Banking Act, in accordance with FSA Notification No. 19 (2006).

7