To Apply for a Business FirstTermSM Loan or Business FirstLine ® of Credit
Thank you for your interest in applying for a Business FirstTerm Loan or BusinessFirstLine of Credit.
Please complete the fillable PDF form application on the next page.
Note: Information about all owners or shareholders with a 20% or greater ownership in
the business must be provided. This information can be provided on additional pages, butmust be submitted with your application.

Once completed, please print, sign, and submit your application to us in one of the two
following ways:
By Mail:First Hawaiian Bank
Attn: Consumer Credit Center
P.O. Box 2400
Honolulu, HI 96804-9979

In Person:
Take your completed application to any
First Hawaiian Bank branch. To locate abranch near you, visit
https://locations.fhb.com

Depending on the nature of your request, we may require you to provide photocopies of
supporting documents such as the following:•Financial Information: Last two years’ federal tax returns (including allschedules), personal financial statements from the business’s
owners/guarantors, and/or business financial records (including all schedules
and an interim statement).

•Business Formation Documents: Articles of Incorporation, Articles ofOrganization, Operating Agreements, LLC/LLP/Partnership Agreements,
By-Laws, and/or Corporate Resolutions•For Guam/CNMI businesses: Current business license(Application follows on the next page)

First Hawaiian Bank • P. O. Box 2400 • Honolulu • HI 96804 • FHB.COM

Business Credit Application and Agreement
Please print clearly with black or blue pen. All fields are required unless otherwise indicated.

Application for (Select all that apply): If you are applying for a loan/line amount of $10,000 or more, additional information may be required.
q Business FirstTermSM Loan (Loans of $2,500 - $75,000 only)

q Business FirstLine® of Credit

Loan Term		 Loan Purpose______________________________		 Loan Amount Requestedq 1 Year (12 mo.)q 2 Years (24 mo.)q 3 Years (36 mo.) q 4 Years (48 mo.)$_________________________________q Business Yes-Check®

( Lines of $5,000 - $75,000 only)(Coverage is available up to $10,000.)

Credit Line Requested		 FHB Checking Account #:$___________________________________		____________________________________q 5 Years (60 mo.)Tell Us About Your Business
Federal Tax ID Number

Business Legal Name
Gross Annual Revenue*

Years in Business# of Employees Legal Structure (Check one):		

Street Address (Street, City, State, Zip Code; NO P.O. BOX, WE ARE REQUIRED TO OBTAIN YOUR PHYSICAL ADDRESS)

Census Tract (Guam/CNMI only)

q Corporation

q Sole Proprietorship

q General Partnership

q Other _______________________*NOTE:

Personal tax returns and/or business financial records may be requested.

Billing Address (Street, City, State, Zip Code; if different from street address)
Occupancy Status
q Own q Lease q Other
Occupancy Duration (Years)

Country of Formation

Business Phone(Business Industry (Agriculture, Construction, Services, etc.)

Type of Business, Describe (Contracting, Restaurant, etc.)

Current Checking Account Balance$Total Existing Monthly Loan Payments$)

Business Checking Institution

Tell Us About Yourself
Name (First, Middle, Last)% OwnershipSocial Security Number

Date Of BirthCell Phone(Street Address (Street, City, State, Zip Code)You Must Be One Of The Following (check one):q President

q Partner

q Owner

Personal Deposits$SOLE PROPIETORSHIP Are you a U.S. Citizen? q Yes q No
ONLY:
If not, state Country of Citizenship:

Real Estate Value$Please Sign Below)

q Own
q RentAre you a Permanent
Resident Alien?
q Yes q No

Other Assets$

Monthly Rent/Mortgage Payment Do you have the responsibility to control, Work Phone
manage, or direct business?
$()
q Yes q NoYears You Have
Gross Monthly Income**NOTE: Alimony, child support or maintenanceincome need not be revealed if you do not wish to have
Been An Owner/Employed
it considered as a basis for repaying this obligation.

Email Address (Optional)

Are you a spouse to any of the principal signers ofthe company?
q Yes q No

(Please review additional terms and conditions on back panel.)

The person signing this Application certifies that (1) s/he is authorized to execute and deliver this Application and the agreements set forth or referred to herein on his/her behalf and on behalf of the Business named on this Application, (ii) s/he is authorizedto receive all communications from the bank, (iii) the Application is for business credit only and not consumer credit, and (iv) all information and documents submitted are true, correct, and complete.
By signing below, the Business and the individual signing understand that they will be jointly liable for repayment of all amounts due on the Business FirstLine, the Business FirstTerm, or the Business Yes-Check. The person signing this application authorizes First Hawaiian Bank (“Bank”), both now andin the future, to obtain consumer credit reports in his/her name as an individual, to obtain business credit reports in his/her name as an individual, to obtain business credit reports on the Business, to make available to and to obtain from other subsidiaries of First Hawaiian, Inc., information relating
to both his/her and the Business’s financial conditions, and to provide credit bureaus and others with information about the Bank’s experience with him/her and the Business. The person signing this Application and the Business acknowledge that if additional information becomes available which
would have influenced the Bank’s decision to approve this Application prior to the closing of the transaction, the Bank reserves the right to withdraw such approval. If the Bank approves this Application, the Business and the person signing this Application separately agree to abide by all the terms andconditions of any applicable agreements for the Business FirstLine, the Business FirstTerm, or the Business Yes-Check Accounts, including but not limited to any promissory note and/or the Business FirstLine Agreement, or Business Yes-Check Agreement, copies of which will be provided upon approval.
The person signing this Application understands that for final approval, additional agreements may need to be signed. All references in the Business FirstLine Agreement to “you,” “your,” and “Borrower” shall mean and include the individual signing below, in such person’s individual capacity.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person or business entity that opens an account. What this means to you: When you open an account,
we will ask for your name, address, federal taxpayer identification number, date of birth (if applicable), and other information that will allow us to identify you.

X Initial Here _____ (to acknowledge personal liability on the account as described above)
X____________________________________________________________________________________________________________________________________________________________________
Signed individually and on behalf of the Business

Print Name

Date

Commercial Loan Appraisal Notice
Notice of Right to Receive Copy of Appraisal Report. If the loan or line of credit you are applying for will be secured by a first lien on a dwelling, we may order an appraisal to determine your property’s value in connection with yourapplication for credit, and charge you for the appraisal. We will promptly give you a copy of any appraisal, even if your application is denied or withdrawn. You will have a minimum of three business days to review your appraisal before you sign
your credit documents. You can pay for an additional appraisal for your own use at your own cost.

BankUseOnly

7/1/23

New Account Number
Approved		

q Yes
q No

Close And Convert #Approved Credit Limit$Approved By

Employee Number

1 of 1

Branch Number

Date

Member FDIC