Revised Apr 1,2018

GUIDE TO PERSONAL ACCIDENT INSURANCEFOR STUDENTS PURSUING EDUCATION AND RESEARCH(WITH PERSONAL LIABILITY INSURANCE)YOKOHAMA NATIONAL UNIVERSITY is introducing "Personal Accident Insurance for Students Pursuing
Education and Research" which covers students against physical injuries arising from unexpected accidents during
their educational and research activities. Please read through the webpage of JEES -Japan Educational Exchanges
and Services- who is the operator of this insurance before registering. On our website( http://www.jees.or.jp/), you canfind some important concerns.
;;;;;;;;;;; Outline of This Insurance ;;;;;;;;;;;
1."Personal Accident Insurance for Students Pursuing Education and Research"(with special coverage against injuries while commuting to school and in transit between school facilities)
A claim will be paid :A physical injury caused by a sudden and unexpected accident of external origin while he or she is engaged in
educational and research activities at this university.
For example, the accidents covered include these cases:
1)

During curricular activities

Periods during which the insured is attending or pursuing
lectures, laboratory work, experiments, seminars, orpracticums (hereinafter referred to collectively as "class")2)

During school events

Periods during which the insured is participating in any kind of
school events as part of his or her educational activities,
including ceremonies for entrance, orientation or commencement
conducted by the university.
3)

On school premises for reasons
other than those in 1) or 2) above

Periods during which the insured is staying
at facilities owned, used or managed by theuniversity for educational purposes.
4)

In extracurricular activities off school premises

Periods during which the insured is participating in cultural orathletic activities in accordance with the university rules andregulations and under the supervision of a student group
approved by the university.
5)

Commuting to school

Periods during which the insured travels back and forth between
his or her residence and school facilities by a logical route andmeans (excluding means prohibited by the university) for the
purpose of participating in university classes, school events andextracurricular activities of the university.
6)

In transit between school facilities

Periods during which the insured is in transit by a logical routeand means (excluding means prohibited by the university)
between school facilities owned, used or managed by theuniversity for educational and research purposes, as well as
between locations where classes, school events or extracurricular
activities are conducted.

Types and limits of claims payable
・"Personal Accident Insurance for Students Pursuing Education and Research"・ During periods while
commuting to school
During the regular・During
periods while in ・curriculumtransit between school
facilities・ During school events
・ During periods when inschool facilities

D u r i n g e x t r a※c1u r r i c u l a ractivities

Medical benefits

Medical treatment for
1 days or more ※ 2¥3,000 ～¥300,000

Disability benefits¥1,200,000 ～ ¥30,000,000¥600,000 ～ ¥15,000,000

Death benefits¥20,000,000¥10,000,000

Medical treatment for
4 days or more ※ 2¥6,000 ～¥300,000

Medical treatment for
14 days or more ※ 2¥30,000 ～¥300,000

Additional¥4,000 / day
benefits
Limit of hospitalization 180 days
for hospital stays※１ To be a group approved by the university※２ This insurance doesn't cover the whole period for medical treatment but does the days when he or she is acutually inhospital or he or she acutually goes to the hospital.
2. "Personal Liability Insurance for Students Pursuing Education and research"
A claim will be paid:
When the insured injures another person or damages property belonging to others during curricular activities, school
events, or when commuting to school.This insurance compensates for such losses.
For example, the accidents coverd include these cases:
1) During a chemical experiment, the insured mixed the wrong chemicals, and caused an accidental explosion. The
insured injured others.
2) The insured opened a barbecue chicken stand for a university festival and caused food poisoning. Five persons
entered the hospital.
3) During a short on-the-job training period, the insured used a machine at his place of work, and damaged it.
4) While commuting to school, the insured bumped into an old person who was in the front of the insured, and injuredthat person seriously.
Limit of liability compensation paylable
Indemnity for a personIndemnity for an object

3.

"Personal Liability Insurance for Students Pursuing Education and Research"

Limit of liability compensation payable for
1 person per 1 accident¥100,000,000

Deductible

Limit of liability compensation payable for
1 accident¥100,000,000¥0Insurance premiums and periods of coverage
Insurance premiums for each category
Periods of coverage
Daytime class
Evening class
1 year¥1,340¥790

2 year¥2,430¥1,4303 year¥3,620¥2,1204 year¥4,660¥2,760*The period of coverage will be adjusted to be identical with the period of the educational and research activities of theinsured. ex) freshman → for 4 years 、 sophomore → for 3 years