As of March 2024

How to Open a Japan Post Bank (Yucho Bank) Account
There are two ways to open a Japan Post Bank account. Please read these instructions carefully, and follow theprocedures that are most convenient for you.

Method 1: Via the Japan Post Bank smartphone app (takes approx. two weeks）① Download the official Japan Post Bank app (Yucho Tetsuzuki Apli ) from the website below, and follow
the required procedures.*https://www.jp-bank.japanpost.jp/app/tetsuzuki/app_tz_index.html
Detailed User Manual (English): https://www.jp-bank.japanpost.jp/app/tetsuzuki/pdf/guide_en_detail.pdf*Please note that the previous Koza Kaisetsu Apli will be discontinued from April 2024.
If the app cannot be used on your smartphone ⇒ Apply using Method 2, or visit the Japan Post Bank
Support Booth (available on April 4 and April 9)
Please Note:
・The smartphone region must be set to “Japan” when downloading the app.
iPhone: Settings > General > Language and Region > Region
Android: Settings > General > Account and device preferences > Country and profiles
・Prepare your name in katakana. If you are not sure how to write your name in katakana, please ask your faculty/graduate
school office, student assistant, etc.
・Dates must be written the format yyyy/mm/dd.
・Some fields require applicants to enter details in Japanese. So, please refer to the guide below, and copy and paste theappropriate entries. If you are not familiar with Japanese, it is recommended to complete the procedures together with someone
who can help you with Japanese.
－For “Name of the company or school where you work or study,” enter the following:
京都大学－For “Address of your workplace or school,” enter the following:(zip code) 606-8317

京都府京都市左京区吉田本町－For “Telephone number of your workplace or school,” enter the following number:
075-753-7531－For “Use of your account,” if your main purpose is receipt of a scholarship, select “Other” and enter the following (whichmeans “receipt of a scholarship”):
奨学金の受取－For “Source of funds for the transaction,” if the source of funds is a scholarship, select “Other” and enter the following(which means “Scholarship”):
奨学金
・Please be aware that you will not be able to transfer sums greater than the “transfer limit” that you have set.

② You will receive an email with the results of your application screening in approximately twoweeks. If your application is successful, your cash card will be sent via registered mail (with noforwarding service). Please contact your local post office if you do not receive the notification email,have any questions about the email contents, or receive an email notifying you that your application wasdeclined. It is recommended that you are accompanied by someone who can speak Japanese. Please
note that leaving the email unattended may cause a delay in the account opening process.

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③ You will receive a Yucho Direct customer number together with your cash card.* Please log in to Yucho
Direct* (only available in Japanese) for the first time using your customer number and the password
you set when opening your account.
*Be sure to keep your “customer number” and “account number” in a safe place.
*https://direct.jp-bank.japanpost.jp/tp1web/U010101WAK.do?link_id=ycDctLgn
Please Note:
・A passbook will not be issued to those who open an account through the app, but you can confirm transactions such as
remittances and check your account balance at an ATM, as well as by using the website (Yucho Direct) or the Japan Post Bank
“Yucho Tsucho” (Yucho Bankbook) app*.

* https://www.jp-bank.japanpost.jp/en/app/en_app_tsucho.html

Method 2: Apply in person at a Japan Post Bank (Post Office)(Takes 0 days to approx. two weeks)
Please Note:
・You can only apply to open an account at a Japan Post Bank (post office) in the ward in which your campus or residence
is located.
・In general, staff speak Japanese only. If you are not confident that you can communicate in Japanese, please have someone
who can speak Japanese accompany you.
・An appointment may be required. Appointments can be made by telephone or in person at the post office. Please note that theappointment date may be one to two weeks in the future. Reservations are required at most post offices in Sakyo Ward.
・The application procedures at the post office take approximately one hour.

Method 2-1: Prepare the application forms in advance, and take them to a Japan Post Bank (post office)① Access the link below, and complete the application form:

https://jp-bank-kaisetsu.japanpost.jp/account_open/0010.php② Print out the application form and sign it (print one-sided on A4 size white paper).
You can print out the form on campus, at a convenience store, etc.

③ Take the application form and the other required documents, etc., to a Japan Post Bank (post office)in the ward in which your campus or residence is located.

・ Required Items:
Residence card*

Student ID card*
Passport
Name in katakana
Application form
Personal seal (if available)**Must have your home address details entered on the back of the card (entered by the ward/municipal office after the completionof resident registration procedures).

*Will be provided by your faculty/graduate school office etc.
*If you don’t have a seal, you can register using your signature instead.
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・ You can search for the nearest post office on the Japan Post Office website below:
https://global.map.japanpost.jp/p/en/search/・ Japan Post Bank opening hours:
9:00 a.m.–4;00 p.m., Mondays to Fridays (except for national holidays)④ Be sure to receive your bankbook (passbook) and cash card from the bank. You will receive a notification
by mail if your application is declined.

・ Bankbook (passbook): The bankbook can be issued at the post office on the day of application, although in some instances,
it can take one to two weeks to receive the passbook, as applicant’s identity must be confirmed. In this case, a receipt
called the azukari-sho (ken-hikikae-sho) will be issued at the post office on the day of application, and the bankbook will besent to your home address by registered mail at a later date. Please keep the receipt until you receive the passbook.

・ Cash card: The bank sends the cash card in via registered mail one or two weeks after the application.
Method 2-2: Apply using the “Madotab” terminal at the Sakyo Post Office① If you live in a dormitory or apartment in Sakyo Ward or study at Yoshida Campus, you can also bring theitems below to the Sakyo Post Office, and apply using the “Madotab” terminal. To use the “Madotab”
terminal, please make a reservation by phone (0570-070-499), in person, or via the Japan Post Bank
website below.

・ Required Items
Residence card*

Student ID card*
Passport
Name in katakana*Must have your home address details entered on the back of the card (entered by the ward/municipal office after the completionof resident registration procedures).

*Will be provided by your faculty/graduate school office etc.

・Japan Post Bank online reservation (only available in Japanese)
https://yucho-seminar-web.my.salesforce-sites.com/consultant/VisitSearch_PAGE
Select as follows.
a)

相談種類を選ぶ→「口座開設のお手続き」

b)

各種お手続きの詳細を選ぶ→「総合口座開設（個人）」c)

地域を選ぶ→「近畿」d)

都道府県を選ぶ→「京都府」

e)

店舗を選ぶ→「左京店」

Image of the webpage→② Be sure to receive your cash card from the bank (delivery by registered mail takes approximately twoweeks). You will receive a Yucho Direct customer number together with your cash card.* Please log in to
Yucho Direct* (only available in Japanese) for the first time using your customer number and thepassword that you set when you opened your account. You will receive a notification by mail if yourapplication is declined.
*Be sure to keep your “customer number” and “account number” in a safe place.
*https://direct.jp-bank.japanpost.jp/tp1web/U010101WAK.do?link_id=ycDctLgn
3Notes・A passbook will not be issued to those who open an account through the “Madotab”, but you can confirm transactions suchas remittances and check your account balance at an ATM, as well as by using the website (Yucho Direct) or the Japan Post Bank
“Yucho Tsucho” (Yucho Bankbook) app*.

* https://www.jp-bank.japanpost.jp/en/app/en_app_tsucho.html(For reference)✔ Advantages
Method 1(No bankbookissued)

×・Can apply via smartphone app without visiting the bank.

(Bankbook・It takes approximately two weeks to receive a cash card.

・Manual and application form available in Japanese, English,
Chinese, and Vietnamese.
・Can use Yucho Direct (internet banking).
・Application form available in 16 languages.

Method 2-1

Disadvantages

・Need to visit a Japan Post Office with printed application forms

・It is possible to open the bank account on the day you visit
the Japan Post Office.

(appointment date may be one to two weeks from the time ofreservation).
・In general, Japan Post Bank staff speak Japanese only.

issued)・A separate application must be made to use Yucho Direct(internet banking).

Method 2-2(No bankbookissued)

・The “Madotab” terminal can be used in English.

・The account must be opened at a specific branch of the Japan・It is possible to open a bank account on the day you visit

Post Bank (reservation required).
・In general, Japan Post Bank staff speak Japanese only.

the Japan Post bank.
・Can use Yucho Direct (internet banking).

For all methods: Important points to note after submitting your application

・The bank will send your cash card by registered mail to your dormitory orapartment at a later date. If you are not at home at the time of delivery, an“Undeliverable Item Notice” card will be posted in your mailbox. In this case, youmust request redelivery within the period indicated on the card. If you fail to doso, your bank account will be suspended and you will be unable to receive
scholarship payments or withdraw money.
Please refer to the Japan Post website for more details about redelivery.
Applying for redelivery:
Example of “Undeliverable Item Notice” →https://www.post.japanpost.jp/receive/redelivery_form/・If you wish to use the bank account for automatic payment of utility bills, you must register yourpersonal seal (inkan) or signature. After opening the account, bring your cash card, personal seal (if you donot have a seal, you can register your signature instead), and residence card to the post office to register yourseal or signature.

・In some cases (for example when registering your bank account to apply for some public subsidies), you might
be asked to provide a copy of your bankbook (not cash card). Although you will not receive a bankbook if you
open a bank account using methods 1 or 2-2, you can download an image of your bankbook after logging into Yucho Direct. See Attachment 2 (in Japanese only) for more details.

4Important points to note to maintain your Japan Post Bank account properly・ If you open a Japan Post Bank account when you have been in Japan for less than six months,
you must change your status from "non-resident" to "resident" at the bank (post office) once six
months have passed since your date of entry into Japan.
Under the Foreign Exchange and Foreign Trade Act, banks are obligated to review the transactions of“non-residents” and determine whether each transaction is to be subject to certain restrictions under thelaw. For this reason, as a rule, the Japan Post Bank treats certain domestic money transfers by “nonresidents” as “international transfers,” even if the money is only moving from one Japanese bank accountto another. Under the law, foreign nationals, including international students, who have been in Japan forless than six months are treated as “non-residents” by the bank.
For example, non-residents cannot make a domestic money transfer from their account through an ATM.
It is possible for them to do so at the bank counter, but an international transfer fee of around 7,500 yen
will be charged, and it will take time for the transfer to be completed. Also, if someone sends money toyou, the sender will be required to pay an international transfer fee. (The MEXT scholarship is processed
as a domestic remittance.)
Once six months have passed since your entry into Japan, you must visit the Japan Post Bank
(post office) and change your status from “non-resident” to “resident.” If you do not do so, transfers
to and from your account will be subject to delays and surcharges. For more details, please refer toAttachment 1 and the Japan Post Bank website below.
For reference: Japan Post Bank: “Domestic remittance for non-resident customers” (In Japanese only)

https://www.jp-bank.japanpost.jp/kojin/sokin/gaitame/kj_sk_gt_index.html

・ When there is a change in your status of residence (e.g. extension of period of stay, etc.), be sure to
inform the Japan Post Bank of the change. If you do not notify the bank of the change, your account will
be deactivated after a certain period.

・ If you leave Japan after graduating from the university, be sure to close your bank account after
confirming that all debts have been settled. If you cannot close your account before leaving Japan, youcan delegate the procedure to a proxy. Be sure to check with your local post office regarding the delegation
procedure before leaving Japan.

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Attachment 1

Attachment 2

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お名前・口座番号等が記載された「通帳イメージ」をスマートフォン・パソコンでご確認・印刷いただけます。
お勤め先等へ通帳の写し（コピー）の提出が必要な場合にご活用ください。

※ 上記イメージは、パソコン版です。スマートフォン版も、表示される情報は同じです。
※ 無通帳型総合口座（ゆうちょダイレクト＋（プラス））をご利用のお客さまに限ります。
※ ゆうちょダイレクトログイン後、「ご登録内容確認・変更」⇒「通帳イメージ表示」に沿って操作すると、通帳イメージを表示できます。
※ 印刷する場合は、自宅等のプリンターをご利用ください。
※ 通帳イメージ上の氏名は20文字まで、下部の「おなまえ」欄は 30文字まで表示されます。
※ お勤め先等に提出する場合は、事前に「通帳イメージ表示」の使用可否を提出先にご確認ください。

ゆうちょ銀行では、紙の通帳を発行しない「無通帳型総合口座(ゆうちょダイレクト＋(プラス))」のご利用を推進しています。

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