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Modern Slavery and Human
Trafficking Statement
OVERVIEW
Equifax Limited (Equifax) is committed to preventing acts of modern slavery and humantrafficking from occurring within its business and supply chain, and imposes the same highstandards on its suppliers. Equifax will not tolerate any failures in its supply chain to meetthese standards; they are a prerequisite of doing business with us.

1. Structure of the organisation
Equifax is a subsidiary of Equifax Inc., a leading global technology, data and analytics
business, headquartered in Atlanta, Georgia. The group employs over 11,000 people
worldwide and has business operations in over 24 territories. It has unique data, technology
and analytics capabilities and is the market leader in almost every country in which itoperates.
Equifax is the group’s principal UK operating company, authorised and regulated by theFinancial Conduct Authority. To find out more about the nature of our business, please visit
www.equifax.co.uk In order to support our operations and meet our customers’ needs, wework with a range of suppliers, from office equipment through to technology providers.

2. Risk
Because of the nature of our business as a data, technology and analytics provider, and theextensive background screening checks undertaken on our workforce, we believe that theinherent risk level of modern slavery occuring in our organisation is low. However, we dorecognise that risk levels are not homogenous across our supply chain, and there are certain
facets of our supply chain that present a greater risk level than others.
The inherent likelihood of modern slavery and human trafficking occurring in our supply
chain is considered remote, with a majority of expenditure within our supply chain falling on
IT services and equipment, data acquisition, and professional services.

We recognise that suppliers that provide physical goods, or have parts of their supply chain
outside of the UK present a greater risk, and therefore tailor our management of suppliers
accordingly.

3. Policies
All suppliers as part of our contractual terms and conditions, are obligated to maintainappropriate standards and controls for their employees.
As part of our commitment to combating modern slavery throughout our organisation and oursupply chain, we have implemented a specific Modern Slavery and Human Trafficking Policy.
We also consider several of our other policies to be relevant to this area:
Our Modern Slavery and Human Trafficking Policy applies to Equifax and our supply chain
relationships. Fundamentally this policy compels Equifax to ensure modern slavery, humantrafficking and child labour does not occur in our own operations; and to ensure our suppliers
meet the minimum requirements Equifax believes should be demonstrated by them inaccordance with the Act.
Our Code of Ethics & Business Conduct applies to Equifax’s supply chain and requires that
our suppliers adhere to our principles and that they encourage and work with their own
suppliers to recognise these principles.
Our Pay Policy: We pay all employees at least the Real Living Wage rate. This applies
equally in both the UK and Ireland.
Our UK Whistleblowing Policy under which employees and any person who undertakes to door perform personally (or otherwise) any work or service for Equifax, regardless of the natureof the contractual relationship between them, can report any and all concerns in confidence
and without prejudice.

4. Due Diligence
As part of our efforts to monitor and reduce the risk of slavery and human trafficking
occurring within our supply chains, we have adopted the due diligence procedures in respectof our business-to-business suppliers and our HR and recruitment activities.
These include supplier questionnaires, risk assessments, contractual commitments and theright to conduct audits.
Our procedures are designed to;● Establish and assess areas of potential risk in our business and supply chains● Monitor potential risk areas in our business and supply chains● Reduce the risk of slavery and human trafficking occurring in our business andsupply chains● Provide adequate protection for whistle-blowers.

In order to identify risk within our supply chain, we consider the following factors: industry
type, nature of the workforce, supplier location, context within which the supplier operates,
commodity type and supply chain model.
We are pleased to report that we have not identified any instances of modern slavery
throughout our supply chain.

5. Recruitment
Equifax are committed to only use reputable recruitment agencies. We conduct carefulchecks of recruitment agencies before adding them to its list of approved agencies. We
require that the agency provides assurances that appropriate checks have been made on
the person supplied. Recruitment agencies will be reviewed at least every three years.
Equifax ensures the staff it recruits or hires for temporary assignment have the appropriate
paperwork (e.g. work visas). Staff will have a written contract of employment and staff will nothave had to pay any direct or indirect fees to obtain work.
We will provide information to all new recruits on their statutory rights including sick pay,
holiday pay and any other benefits to which they may be entitled.

6. Training
We invest in educating our staff to recognise the risks of modern slavery and humantrafficking in our business and supply chains. Through our training programme, employees
are encouraged to identify and report any potential breaches of the organisational Modern
Slavery and Human Trafficking Policy. Employees are taught the benefits of measures totackle slavery and human trafficking, as well as the consequences of failing to eradicate
slavery and human trafficking from our business and supply chains.

7. KPIs
We consider a number of data points in order to determine the effectiveness of managing
Modern Slavery.
●●●

Code of Conduct completion rate: 100%
Number of instances of modern slavery reported within the company or our supply
chain: 0
Number of instances of debt bondage reported within the company or our supply
chain: 0

8. Continuous Improvement
We recognise that the fight against modern slavery is an area that continually changes andmoves forward, therefore, it is important that we continually develop and improve our policy
and practice.

Our focus continues to be working with our largest suppliers within the supply chain of TDXGroup. TDX Group is a wholly-owned subsidiary of Equifax Ltd, and are the market-leadersin the provision of data, technology and advisory solutions within the debt industry. Becauseof the business model of TDX Group, they have a large supply chain, including a range ofdebt collection agencies (DCAs).
This puts TDX in a great position to be able to drive good practice throughout this industry,including to firms who are not covered by the Modern Slavery Act 2015. We will continue toutilise our unique position in the industry to share best practice and expertise regarding thetackling of Modern Slavery.
In addition, our future training focus will be on enhancing the specialist training forcolleagues who are involved in the procurement of goods and services for Equifax, andcolleagues responsible for managing our supplier base.

This statement covers the period ending 31 March 2024. This statement is made inaccordance with section 54(1) of the Modern Slavery Act 2015.
Nadia Strone
Vice President, Human Resources - Europe
April 2024