Delivery Date: Dec 27, 2022
Subscriber No: 716000061
Inquiry Name: Sample Report Holdings
LimitedTicket Key: 202212275009800035
Attention: Sample reportComprehensive Report

SAMPLE REPORT HOLDINGS LIMITEDACTIVEHEADQUARTERS

Trade Style: SAMPLE REPORT HK HOLDINGS
Chinese Trade Style: 樣本報告香港集團
Chinese Company
Name:
Previous Name:
Address:
Tel:
DUNS:

樣本報告集團有限公司

T22
RM 1308-15,13/F, MILLENNIUM CITY 5 BEA TWR, 418 KWUN TONG RD, KWUN TONG,
KOWLOON, HONG KONG SAR
852 - 25161111
66-444-9493

IDENTIFICATION & SUMMARYIDENTIFICATIONDUNS:Legal Status:

Fax:

66-444-9493

Private Limited Company

852 - 22353785

BRC No:Registered:

E-Mail:98999998-000

1993

info@sample.com

Incorporation No:

Started:

9999998

1993

SUMMARYLine of Business:

Chief Executive(s):Parent:WHOL OF GENERAL
MERCHANDISE

CHAN, TAI MAN
DIRECTORSAMPLE REPORT PARENT CO LTD
HONG KONG SAR

SIC:

Import:5136-0000
6719-9901
5137-0000
5065-0000
5199-9914
5099-0000

YES
Export:YES

History:
CLEAR

Currency
All monetary amounts shown in HONG KONG DOLLARS unless otherwise stated.

Street Address
MILLENNIUM CITY 5
BEA TWR
418 KWUN TONG RD
KWUN TONG
KOWLOON, HONG
KONG SARRISK EVALUATIONSUMMARY

D&B Rating:

HH1

Court:

YES

Previous Rating:

N/A

Reg Charge:

YES

D&B Risk Predictor:

8.5

Paid Up Capital:
Sales:
Tangible Net Worth:

200,000
19,275,700
HKD 16,495,700

Employs:

RISK ASSESSMENT

Risk Assessment as of DEC 27, 2022

Risk Indicator
Risk Level of the Company is : STRONG

1
Low Risk (1)100High Risk (4)D&B Rating

Previous Rating

Financial Strength
HH

Risk Indicator
1

Financial Strength
N/A

Based on capital

Strong (Minimal Risk)

Risk Indicator
N/A

The Dun & Bradstreet Rating of HH1 indicates:
Financial Strength of HK$ 0 to HK$ 199,999 (Based on capital).
A Risk Indicator which is Strong (Minimal Risk).

EXECUTIVE SUMMARYThe Risk Predictor for the company is 8.50 which indicates far below average risk. The likelihood of acompany having financial distress over the next 12 months is 0.18%.
Company has been established for 29 year(s).
Evidence of 1 court suit or Gazette filings in D&B database dated Jan 01, 2020.
Within the past five years, 1 hearing case was found in D&B Small Claim Tribunal files on Jan 30, 2020.
Subject company has 6 payment experience(s).
Registered charges are reported for this business.
The captioned premises are owned by Director(s) of subject, ABC Company Limited for $6,700,000.
The property was mortgaged to BANK OF CHINA (HONG KONG) LIMITED for securing banking facilities.
Sample Report Parent Co Ltd based in Hong Kong SAR is the parent company of subject.
Operation are profitable operations based on its 2021 financial statement.

FINANCIAL HIGHLIGHT
YEAR:

2019
HKD (Single Units)

2020
HKD (Single Units)

2021
HKD (Single Units)Sales

27,116,800

23,275,700

19,275,700

Profit After Tax

18,485,800

14,670,700

13,125,700

Tangible Net Worth

20,985,700

17,365,700

16,495,700

D&B RISK PREDICTOR

D&B Risk Predictor as of DEC 27, 2022
Risk Predictor uses a statistically valid model derived from D&B database to predict the likelihood of acompany having financial distress over the next 12 months period.
D&B Risk Predictor for the Company
The Risk Predictor for this Company is 8.5.
It is indicating Far Below Average.

8.5
Low Risk (10)High Risk (0.1)

Likelihood of financial distressover the next 12 months basedon Financial Stress Score
Far Below Average

Risk Predictor
8.5(Highest Risk: 0.1; Lowest Risk:
10.0)

Financial Stress Score
Equivalent
1496(Highest Risk: 1001; Lowest Risk:
1890)

Industry Median for the Industry
The Industry Median for this Industry is 5.3.
It is indicating Average.
Industry: Men's and boy's clothing.

5.3
Low Risk (10)High Risk (0.1)

Relative Risk

Industry MedianBased onAverage

5.3(Highest Risk: 0.1; Lowest Risk:
10.0)

2,635 firms

KEY INFLUENCING FACTORS
Evidence of High Court litigation(s) suggests slightly lower risk of financial stress.
The subject's total Employee Size suggests slightly lower risk of financial stress.
No record of District Court litigation is found against the subject in D&B database.
Lower percentage of total payments 90 days or above suggests lower risk of financial stress.
Disclaimer:The public record items reported may have been paid, terminated, vacated, or released prior to the date
this data is transmitted.
Indications of slowness can be the result of disputes over merchandise, skipped invoices etc.
Notes:1. The Risk Predictor indicates that this company shares some of the same business and financial
characteristics of other companies with this classification. It does not mean the firm will necessarily
experience financial distress.
2. Risk Predictors are updated the day new information enters the company's file.
3. Both Risk Predictors and Financial Stress Scores are derived from D&B's new Failure Scoring System. Eachof them cater different needs in risk assessment.
Monitor this business for changes in Risk Predictor. If you have registered for D&B Monitoring
Services click here to email- cssales.hk@dnb.com (mailto:cssales.hk@dnb.com )to add this businessto your monitoring list by sending us an email. If you would like to find out more information click
here- cssales.hk@dnb.com (mailto: cssales.hk@dnb.com) to send an email to our Customer Service
team or call us on 2561-6333.

NEWS AND ALERTS

Media as of DEC 27, 2022
GARMENT MANUFACTURER EYES ON MAIN BOARD LISTING
Category: General Media Category
Local garment manufacturer, Sample Report Holdings, plans to list its shares on Main Board next year.
Director, Mr. Chan Tai Man, hopes to increase the production capacity by twice in the coming year. 'We alsoplan to open retail shops in Greater China region.' he added. No further details is avaliable.
(SOUTH CHINA MORNING POST Mar 29, 2018)

TRADE PAYMENTS

Trade Payments as of DEC 27, 2022

PAYDEX
Paydex is not computable with the current payment information of the company.

PAYMENT EXPERIENCES
Subject company has 6 payment experince(s)DATE

PAYINGRECORDHIGHCREDITNOW OWES

PAST DUETERMLAST SALE
DATE

Feb 28, 2021

Prompt100,000

100,000

0

Net 30Feb 28, 2021

Jan 31, 2021

Slow 30

10,00010,00010,000Net 30Jan 31, 2021

Dec 31, 2020

Prompt10,000

5,000

0

COD

Dec 31, 2020

Dec 31, 2020

Prompt/Slow30

2,000,000

2,000,000

200,000

Net 60Dec 31, 2020

Dec 31, 2020

Slow 30

30,000

2,500

2,500

Net 30Dec 31, 2020

Dec 31, 2020

Slow 30

2,000,000

300,000

300,000

Net 30Dec 31, 2020

In some instances, payment beyond terms can be the result of disputes over merchandise, lost
invoices, etc.
All slow paying records are recorded as "slow 30, 60, 90, 120, 150, 180 or 181" (for slow 1-30, 31-60,
61-90, 91-120, 121-150, 151-180, 181 or above). All dollar amounts in this section are rounded by thesystem.

PUBLIC RECORD INFORMATION
Public Record Information as of DEC 27, 2022
A search of the Court Files shows the following record(s) of civil suit against the company:

HIGH COURT, DISTRICT COURT & GOVERNMENT GAZETTE
Defendant :SAMPLE REPORT HOLDINGS LIMITEDAction :HIGH COURT

Plaintiff :INDIVIDUAL

Amount :USD 100,000.00

File Date :Jan 01, 2020

File No :SAMPLE01/2018

Cause :OTHERS

Status :Unknown

SMALL CLAIM TRIBUNAL
Defendant :Sample Report Company Limited

Claimant :ABC Sample (HK) CO LTD

Hearing Date :Jan 30, 2020

Claim No :SCTC000000/18

Claim Nature :MANAGEMENT FEE

Status :Unknown

LABOUR TRIBUNAL
Defendant :Sample Report Limited, INDIVIDUAL

Claimant :INDIVIDUAL

Hearing Date :Mar 04, 2021

Claim No :LBTC0001/2014

Claim Nature :OTHER

Status :Unknown

This corporate information is provided based on the information we have collected from public
sources and kept in our record within the last 5 years; and is for general information purpose only. In
relation to such information, we would like to remind you that we do not warrant its accuracy,completeness, correctness or whether it is updated at any given time; and we shall disclaim all
liabilities on any claims in relation to such information or any part thereof.

CURRENT INVESTIGATIONOn Oct 01, 2022, Mr. Chan, John, Finance Manager, submitted financial statement and confirmed
operational and historical information.
The financial statement(s) of subject was obtained by email.
The accounts are audited by Sample Audit CPA.
Fiscal year end date of subject is 31 Dec.
Tthe status of High Court Case no. SAMPLE01/2018 could not be confirmed during investigation.
Audited financial statements as of FY2021 and FY2020 were obtained during current investigation via
email.
Audited financial statement as of FY2018 was audited by Sample Audit CPA and obtained from the past
investigation via email.

BANKSBanking relations are maintained principally with :Bank Name
CITIBANK, N.A.
HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED (THE)HANG SENG BANK, LIMITED
Banking Facilities Granted from the Bank(s):Particulars
Long-Term Loan
Secured Letter of Credit
Total Credit Limit

HKD 34,500,000

Est. Credit Limit

HKD Low 8 Figures

Deposit LevelHKD Low 7 Figures

HISTORYThis section was compiled after a company search from the Companies Registry on Mar 28, 2022 andincludes capital structure, shareholdings, registered charges and director details. As of the date of
the search, the latest annual return filed by the company was dated Oct 05, 2021.

Legal Status:

Private Limited Company

Date of Registration:

Oct 05, 1993

Year Started:

1993

Incorporation No:

9999998

Business Registration No.:

98999998-000

Type of Shares

No. of Shares

Ordinary Shares

200,000

Fully Paid Up Capital:

200,000 (as of Oct 05, 2020)

Shares are shown to be held by:
Ordinary Shares
Name of Shareholder

Location

Shares Held

Percent (%)

Chan Tai Man

Hong Kong SAR

1

<0.01

Sample Report Parent
Co LtdHong Kong SAR

199,999>99.99200,000

100.00CHANGE IN CAPITAL
Paid Up capital has been changed from $6,000 to $20,000 on Jan 13, 2006.

SHARE ALLOTMENT
Name

No. of Shares

Sample Report Parent Co Ltd

3,000

Chan Tai Man

1,000

CHANGE IN SHAREHOLDING
From

To

SharesDate

Chan Tai Man

Sample Report Parent
Co Ltd1,000

Jan 14, 2013

REGISTERED CHARGE
Charge:A Charge of Deposit

Date:

Jan 01, 2005

Secured Party:

BANK OF CHINA (HONG KONG) LIMITED

Description:

HK$300,000.-

Particular:

Deposit A/C No. 110-021-8335444 for securing general banking facilities.

Total Indebtedness:

Nil

The above charges do not represent the full history of all transactions relating to the registeredcharges of the company. Some of the charges may have been released or there could be mortgages
charges not reflected in this report. For complete mortgage details, please subscribe to our Full
Mortgage Search Copy.

Registered Address
Address

RM 1308-1315 13/F Millennium City 5 BEA Twr
418 Kwun Tong Rd
Kwun Tong, Kowloon
Hong Kong SAR

Company SecretaryName

Com Secretary Limited

Address

RM A 2/F ABC Bldg
1 ABC St
Central District, Hong Kong Island
Hong Kong SAR

PRINCIPALSDetails of director(s) are listed as follows:
Name:

CHAN, Tai Man

Chinese Name:

陳大文

Title:

Director

Name:

SAMPLE REPORT PARENT CO LTD

Title:

Corporate Director

Address:

Hong Kong SAR

Activity Status:

Not active in subject's day-to-day operation.

On Aug 26, 2021 legal check from D&B Hong Kong database revealed that no exact court cases against theabove stated principal.

COLLECTIONSOverdue days before
Collection Start Date

Collection Start Date

Amt Owning Range asof Collection Start
Date

Outstanding Status

180 days or above

Oct 01, 2021

HK$100,000.00 200,000.00

Partially Settled

270 days or above

Oct 15, 2021

HK$1,000,000.00 1,500,000.00

No Settlement

This section of the report is powered by Receivable Management Services (HK), Limited.
The collections items contained may have been paid, terminated, vacated, settled or released prior to thedata this report was printed.

OPERATIONSSubject operates as a holding company and through its affiliates are engaged in:Wholesaling of Garments
Wholesaling of Electronic
Products

100.00%Total

100.00%Major Brands
DnB
Production process subcontracted to affiliated factory in Mainland China.
Operations are seasonal.
Season peaks during Christmas & New Year.
Major Customer(s)WWW Department StoreLucky Boutique Ltd
Major Supplier(s)MMM Buttons Ltd
Well-Good Threats Ltd
Products/Services

Percent (%)

Men's wear

40.00

Ladies' wear

30.00

Children's wear

20.00

Other accessories

10.00

Total

100.00In June 2001, subject has launched its official website, www.sample.com.hk, to enable B2B business. In
the same year, its new affiliated factory in Panyu, PR China, has also commenced its operation.
Production is subcontracted to affiliated factory located in Panyu, PR China. There are approximately
1,000 workers working there.
Production is on OEM and ODM basis.
Reportedly, subject's factory is ISO 9001:2000 certified.
Subject maintains around 20 active suppliers at present.
Reportedly, subject has no plan to change its employee size this year.
Subject maintains no warehouse at the captioned address.
General price range is from USD 10 to USD 70 depending on the types of products.
According to subject's website, subject maintains two offices in Toronto, Canada.
Sales Territory
Local

15%

Other Markets (Country/Region)

85%

Germany

50%

USA

25%

UK

10%

Selling Terms
Net Terms

60-90 days

L/C (Letter of Credit)
T/T (Telegraph Transfer)
Types of Customers
Wholesalers
Retailers

Number of Customer Accounts:

20

Purchase Territory - Merchandise
Other Markets (Country/Region)

100%

Mainland China

100%

Purchasing Terms
Inter-Company A/C
Purchase Territory - Raw Materials
Other Markets (Country/Region)

100%

Mainland China
South-East Asia
Purchasing Terms
Net Terms

60-90 days

T/T (Telegraph Transfer)
L/C (Letter of Credit)
Advance
Employees
Total

100

Staff in PRC

1000

Staff shared with its affiliated company(ies).
Location
Previous Address

18/F, Caroline Ctr, Lee Gardens Two, 28 Yun Ping
Road, Causeway Bay, Hong Kong

Date of relocation

Dec, 2009

Premises are located in a commercial area.
Subject owns premises on the 13/F of a multi-storey building.
Office is shared with its affiliated company(ies) named Sample Report Co Ltd.
Land Search
Date of Search

Aug 26, 2021

Owner of Premises

ABC Company Limited.

Relationship with Subject

Director(s) of subject

Date of Purchase

Mar 18, 1999

Purchase Price$6,700,000

Mortgaged Bank:BANK OF CHINA (HONG KONG) LIMITEDFINANCIAL INFORMATIONFINANCIAL SUMMARY GRAPH28,000,000
26,000,000
24,000,000
22,000,000) )DKH( rallod gnoK gnoH (20,000,000
18,000,000
16,000,000
14,000,000
12,000,000
10,000,000
8,000,000
6,000,000
4,000,000
2,000,0000

Dec 31, 2017

AssetsDec 31, 2018

Liabilities

Dec 31, 2019

Dec 31, 2020

Dec 31, 2021

Working Capital

Data for is not presented in the above graph due to a difference in reporting currency and/or scaling ofreported figures

FINANCIAL SUMMARY
YEAR:

2017

2018

2019

2020

2021

HKD (Single
Units)HKD (Single
Units)HKD (Single
Units)HKD (Single
Units)HKD (Single
Units)

Assets26,110,000

22,110,000

28,190,000

21,170,000

20,800,000

Liabilities

10,100,000

10,100,000

11,000,000

7,900,000

8,100,000

Working
Capital16,010,000

12,010,000

17,190,000

13,270,000

12,700,000

Tangible Assets

10,035,700

11,035,700

10,035,700

10,595,700

10,595,700

Non-Current
Liabilities

9,800,000

6,800,000

6,240,000

6,500,000

6,800,000

Tangible Net
Worth16,245,700

16,245,700

20,985,700

17,365,700

16,495,700

Annual Sales

21,248,700

24,225,800

27,116,800

23,275,700

19,275,700

Profit After Tax

10,698,700

16,184,800

18,485,800

14,670,700

13,125,700

Profit Before
Tax

10,748,700

16,234,800

18,535,800

14,725,700

13,175,700

Cash & Bank

11,000,000

8,500,000

13,000,000

5,760,000

12,000,000

A/Cs
Receivable

12,050,000

12,610,000

13,400,000

14,000,000

7,000,000

Inventory

2,050,000

890,000

1,680,000

1,300,000

1,690,000

Fixed Asset

10,010,000

11,010,000

10,010,000

10,570,000

10,570,000

Trade
Creditors

6,500,000

6,500,000

6,840,000

5,800,000

6,000,000

Current:

Other:

BALANCE SHEETYEAR:Consolidated
statement asof Dec 31,
2017

Consolidated
statement asof Dec 31,
2018

Consolidated
statement asof Dec 31,
2019

Consolidated
statement asof Dec 31,
2020

Consolidated
statement asof Dec 31,
2021

HKD (Single
Units)HKD (Single
Units)HKD (Single
Units)HKD (Single
Units)HKD (Single
Units)Cash and Bank

11,000,000

8,500,000

13,000,000

5,760,000

12,000,000

Receivables

12,050,000

12,610,000

13,400,000

14,000,000

7,000,000

Inventories/Sto
cks

2,050,000

890,000

1,680,000

1,300,000

1,690,000

Short Term
Deposit

900,000

Due from
Subsidiaries

10,00010,00010,00010,00010,000

Other Current
Assets100,000

100,000

100,000

100,000

100,000TOTAL
CURRENT
ASSET

26,110,000

22,110,000

28,190,000

21,170,000

20,800,000

Trade
Creditors

6,500,000

6,500,000

6,840,000

5,800,000

6,000,000

Creditors andBorrowings

1,500,000

1,500,000

4,060,000

2,000,000

2,000,000

Bank Loans

2,000,000

2,000,000

Prov. for
Income Tax

50,00050,00050,00050,00050,000Due to Related
Co

50,00050,00050,00050,00050,000TOTAL
CURRENT LIAB

10,100,000

10,100,000

11,000,000

7,900,000

8,100,000

Prpty, Plant
and Equip

10,000,000

10,000,000

10,000,000

10,000,000

10,000,000

OfficeFurniture
Other Fixed
Assets1,000,000
10,00010,00010,000570,000

570,000

TOTAL FIXED
ASSET

10,010,000

11,010,000

10,010,000

10,570,000

10,570,000

Creditors andBorrowings

3,000,000

Loans Secured

6,800,000

6,800,000

6,240,000

6,500,000

6,800,000

TOTAL NONCURRENT LIAB

9,800,000

6,800,000

6,240,000

6,500,000

6,800,000

Investments

25,70025,70025,70025,70025,700TOTALINVESTMENT

25,70025,70025,70025,70025,700Goodwill

200,000

200,000

200,000

200,000

200,000

Paid Capital

20,00020,00020,00020,00020,000Reserves

3,000,000

3,000,000

3,000,000

3,000,000

3,000,000

Accum./Retain
ed Profit

13,125,700

13,125,700

Shareholders'Equity13,125,700

13,125,700

13,125,700

4,740,000

1,120,000

250,000

Other Equity

300,000

300,000

300,000

300,000

300,000

TOTAL
INTANGIBLES

200,000

200,000

200,000

200,000

200,000

TOTAL EQUITY

16,445,700

16,445,700

21,185,700

17,565,700

16,695,700

TOTAL ASSETS

36,345,700

33,345,700

38,425,700

31,965,700

31,595,700

TOTAL LIAB
AND EQUITY

36,345,700

33,345,700

38,425,700

31,965,700

31,595,700

Jan 01, 2017 to
Dec 31, 2017

Jan 01, 2018 to
Dec 31, 2018

Jan 01, 2019 to
Dec 31, 2019

Jan 01, 2020 to
Dec 31, 2020

Jan 01, 2021 to
Dec 31, 2021

HKD (Single
Units)HKD (Single
Units)HKD (Single
Units)HKD (Single
Units)HKD (Single
Units)

Sales

21,248,700

24,225,800

27,116,800

23,275,700

19,275,700

Cost of Good
Sold

5,430,000

6,841,000

7,320,000

4,500,000

5,000,000

Gross Profit

15,848,700

17,384,800

19,796,800

18,775,700

18,275,700

OperatingExpenses

5,000,000

750,000

861,000

3,800,000

5,000,000

Operating
Profit10,848,700

16,634,800

18,935,800

14,975,700

13,275,700

Finance Cost

100,000

400,000

400,000

250,000

100,000

Profit before
Tax

10,748,700

16,234,800

18,535,800

14,725,700

13,175,700

50,00050,00050,00055,00050,00010,698,700

16,184,800

18,485,800

14,670,700

13,125,700

PROFIT & LOSSPERIOD:

Taxation
Profit After Tax

FINANCIAL RATIO GRAPH

2.6
2.4
2.2
2.0
1.8
1.6
1.4
1.2
1.0
0.8
0.6
0.4
0.2
0.0

Dec 31, 2017

Dec 31, 2018

Current Ratio

Dec 31, 2019

Dec 31, 2020

Quick Ratio

Dec 31, 2021

Total Debt To Equity Ratio

FINANCIAL RATIOS
YEAR:

2017

2018

2019

2020

2021

Current Ratio

2.59

2.19

2.56

2.68

2.57

Quick Ratio

2.28

2.09

2.40

2.50

2.35

Total Debt toEquity Ratio

1.21

1.03

0.81

0.82

0.89

Debt Ratio

0.55

0.51

0.45

0.45

0.47

Asset to Sales
Ratio

1.71

1.38

1.42

1.37

1.64

Collection
Period (Day)206.99189.99180.37219.54132.55Inventory
Turnover137.80

47.49

83.77

105.44123.37

Net Profit
Margin (%)

50.35

66.81

68.17

63.03

68.09

Return on
Assets (%)

29.44

48.54

48.11

45.90

41.54

Return on
Equity (%)

65.86

99.63

88.09

84.48

79.57

CORPORATE STRUCTURE



PARENT
D-U-N-S:

66-917-6208

Name:

SAMPLE REPORT PARENT CO LTD

Chinese Name:

樣本報告集團有限公司

Location:

Hong Kong SAR

% Shares Held:99.99%SUBSIDIARYName:

SAMPLE CO

Location:

Hong Kong SAR

AFFILIATED COMPANYName:

SAMPLE REPORT CO LTD

Address:Rm 1308-15 13/F Millennium City 5 BEA Twr
418 Kwun Tong Rd
Kwun Tong, Kowloon
Hong Kong SAR

BRANCH
Trading Style:Sample2 Co

Location:

Hong Kong SAR

APPENDICESThe information in this report was last updated on Oct 01, 2022.

HEADER INDICATOR
StatusDescription

ActiveRegistration is valid from official source.

Inactive

Either deregistered, dissolved or involuntary/compulsory liquidation process.

CautionNo registration is found from official source.

Single Location

Individual Entity with no upper linkage.

BranchBranch Location.

Headquarters

Headquarters or Entity with upper linkage.

D&B RATING GLOSSARY
D&B Rating allows you to quickly assess a company's financial strength and credit appraisal to help
determine its credit-worthiness. The Dun & Bradstreet Rating is made up of two components: the Financial
Strength and the Composite Credit Appraisal.

FINANCIAL STRENGTH INDICATOR
Net Worth

CapitalFrom - (HK$)

To - (HK$)

5A

5AA

300,000,000

And Above

4A

4AA

70,000,000

299,999,999

3A

3AA

10,000,000

69,999,999

2A

2AA

7,000,000

9,999,999

1A

1AA

6,000,000

6,999,999

AAA

5,000,000

5,999,999

BBB

4,000,000

4,999,999

CCC

3,000,000

3,999,999

DDD

2,000,000

2,999,999

E

EE

1,000,000

1,999,999

FFF

500,000

999,999

G

GG

200,000

499,999H

HH

0199,999

Other

Interpretation

N

Financial Strength isnegativeO

Financial Strength isundisclosed

NB

New Business: Less than
24 months

FB

Foreign Branch

NQ

Out of Business

Composite Credit
Appraisal

Condition

1

Strong

2

Good

3

Fair

4

Poor

-

Undetermined

RISK PREDICTOR SCORE METHODOLOGYThe Risk Predictor Score predicts the probability of business failure (i.e. going out of business) within thenext 12 months.
The Score is based on a scale of 0.1 to 10, where 0.1 represents the highest risk and 10 lower risk. It isdeveloped using advanced statistical techniques and available data from D&B's vast database.
Key Drivers in the Risk Predictor Score include the following:
Business Demographics

Payment Information

Employee Size

Trade Experience

Industry

Slow Payment

Legal Structure

Maximum High Credit

Business Age

Paydex
Collection AmountFinancial Information

Court Information

Net WorthHigh Court Records

TurnoverDistrict Court Records

Current Ratio
Debt Ratio
Profit Margin

INTERPRETATION OF PAYMENT EXPERIENCE
Terminology

Definition

Date

The date of the paying record as of.

Paying Record

To indicate how promptness is the payment made.

High Credit

The highest outstanding amount in D&B Payment
Database that is due to the same suppliers in thepast 12 months.

Now Owes

The total outstanding amount due to a specificsupplier as of the payment record date.

Past DueThe total outstanding payment not made as of thescheduled credit period and indicates slow
payment.

Term

The credit term and days agreed by specificsupplier.

Last Sale Day

The date at which the latest sales recorded.

EXPLANATION OF PAYDEX
A score of 80 denotes that payments reported to D&B have generally been made within terms.Scores over
80 indicate that payments reported to D&B have been made earlier than terms.The chart below outlines the
specific 0-100 score and what it means.
D&B PAYDEX

Payment Habit

100

Anticipate

90

Discount

80

Prompt70

15 days beyond terms

60

22 days beyond terms

50

30 days beyond terms

40

60 days beyond terms

30

90 days beyond terms

20

120 days beyond terms

0-19Over 120 days beyond terms

UN

Unavailable

INTERPRETATION OF COLLECTIONS
Terminology

Definition

Overdue days before Collection Start Date

Invoice overdue period before the starting date ofcollection

Collection Start Date

Starting Date of this collection

Amt Owing Range as of Collection Start Date

The invoice amount range of the collection as ofcollection start date

Outstanding Status

The outstanding status of this collectionVALUE ADDED SERVICES
More of our customers are enhancing their processes so they can identify and take action on their riskyaccounts before they go bad. And they are leveraging predictive risk insight to improve the productivity of
their collections efforts. These actions are working in their efforts to overcome the challenges of the current
economic environment.
D&B Risk Portfolio Manager benchmarks your entire customer base and provides a risk ranking to help
you more accurately understand the risk profile of your accounts.Being our valued customer, you can try
out a risk breakdown analysis on your portfolio and get a detailed view on the good and bad
accounts. We will show you step-by-step the best practices for protecting your company's bottom line incurrent economic environment.For more information, contact Customer Service at (852) 2561-6333 or email
cssales.hk@dnb.com (mailto:cssales.hk@dnb.com).

CONFIDENTIALITY
CONFIDENTIAL: THIS INFORMATION IS PROVIDED BY DUN & BRADSTREET SUBJECT TO THE TERMS AND
CONDITIONS OF YOUR SUBSCRIPTION CONTRACT AND IS NOT TO BE DISCLOSED.
This report, furnished pursuant to contract for the exclusive use of the subscriber as
one factor to consider in connection with business decisions, contains informationcompiled from sources which Dun & Bradstreet (HK) Ltd does not control and whole
information,unless otherwise indicated in the report, has not been verified.In
furnishing this report, Dun & Bradstreet (HK) Ltd in no way assumes any part of theuser's business risk, does not guarantee the accuracy, completeness, or timeliness of
the information provided, and shall not be liable for any loss or injury whatsoever
resulting from contingencies beyond its control or from negligence. The preceding
information (data) is for information purposes only and is not the official record ofthis business (company). Information in this report is based upon existing records in
D&B database as of today and may not include information (data) which relates tothis company (business) due to possible changes in ownership, control, name or legal
status.
COPYRIGHT 2022 DUN & BRADSTREET (HK) LTD. THIS REPORT MAY NOT BE REPRODUCED IN WHOLE OR IN
PART IN ANY FORM OR MANNER WHATSOEVER WITHOUT THE WRITTEN CONSENT OF D&B.
If you have any questions or suggestions about this report, please call the D&B Customer Service Centre on
2561-6333.
(HS/AM/PS6)

END OF REPORT