MADAN MOHAN MALAVIYA UNIVERSITY OF TECHNOLOGYGORAKHPUR (U.P.)

enu eksgu ekyoh; çkS|ksfxdh fo'ofo|ky;xksj[kiqj (m-ç-)

MALAVIYA CHHATRA KALYAN NIDHI RULES
RULES-2020

ekyoh; Nk= dY;k.k fuf/k fu;ekoyh&2020(i)

MADAN MOHAN MALAVIYA UNIVERSITY OF TECHNOLOGYGORAKHPUR (U.P.)
MALAVIYA CHHATRA KALYAN NIDHI RULES-2020
1.

Short title:
These rules may be called the Malaviya Chhatra Kalyan Nidhi Rules, 2020.

2

Commencement:
These rules will come into effect from academic session 2021-22.

3.

Scope:
It will apply on every student seeking degree from the University.

4

Definitions:
In these rules, unless there is anything repugnant in the subject or contexta. 'Accident'means an accident resulting into death/permanent or
partial disability of student or death of parent.

b.

'Chhatra' means student studying in the University.

c.

'NIDHI' means the Malaviya Chhatra Kalyan Nidhi (MCKN).

d.

'Parent' means the father/mother of a student.

e.

'Permanent disability’ means the loss of sight of both eyes of student or
physical separation of two entire hands or physical separation of two
entire feet or physical separation of one entire hand and one entire feet orsight of one eye and physical separation of at least one entire foot etc.

f.

'Partial disability' means the loss of sight of one eye or physicalseparation of one entire hand or physical separation of one entire
foot etc.

g.

'Samiti' means the Malaviya Chhatra Kalyan Nidhi Samiti.

h.

'Student' means a registered student pursuing studies in Madan Mohan
Malaviya University of Technology Gorakhpur.

i.

'University' means Madan Mohan Malaviya University of Technology,
Gorakhpur.

j.

'Vice-Chancellor' means the Vice-Chancellor, Madan Mohan Malaviya
University of Technology, Gorakhpur.
(ii)

enu eksgu ekyoh; çkS|ksfxdh fo'ofo|ky;xksj[kiqj ¼m-ç-½
ekyoh; Nk= dY;k.k fuf/k fu;ekoyh&2020
1-laf{kIr uke %;g fu;ekoyh ekyoh; Nk= dY;k.k fuf/k fu;ekoyh& 2020 dgh tk,xhA

2çkjaHk %;g fu;ekoyh 'kS{kf.kd l= 2021&22 ls çHkkoh gksxhA

3-çHkko {ks= %;g fu;ekoyh fo'ofo|ky; dh mikf/k gsrq v/;;ujr lHkh Nk=ksa ij ykxw
gksxhA

4

ifjHkk"kk,a %tc rd fd lUnHkZ ls vU;Fkk visf{kr u gks] bl fu;ekoyh esa %&

a-

a.
b.
c.
d.
e.

f.

g.
h.
i.
j.

^nq?kZVuk* dk rkRi;Z ,slh nq?kZVuk ftlds ifj.kkeLo:i Nk= dh e`R;q vFkok
vkaf'kd@LFkk;h fodykaxrk vFkok ekrk&firk dh e`R;q gks tkus ls gSA^Nk=* dk rkRi;Z fo'ofo|ky; esa v/;;ujr Nk= ls gSA^fuf/k* dk rkRi;Z ekyoh; Nk= dY;k.k fuf/k ¼,e- lh- ds- ,u-½ ls gSA^ekrk&firk* dk rkRi;Z Nk= ds firk@ekrk ls gSA^LFkk;h fodykaxrk* dk rkRi;Z Nk= dh nksuksa vk¡[kksa dh –f"V [kks tkus vFkok
nksuksa gkFkksa ds 'kjhj ls vyx gks tkus vFkok nksuksa iSjksa ds 'kjhj ls vyx gks
tkus vFkok ,d iwjs gkFk vkSj ,d iwjs iSj ds 'kjhj ls vyx gks tkus vFkok,d vk¡[k dh –f"V [kks tkus vkSj de ls de ,d iwjs iSj ds 'kjhj ls vyx
gks tkus vkfn ls gSA^vkaf'kd fodykaxrk* dk rkRi;Z Nk= dh ,d vka[k dh –f"V [kks tkus vFkok,d iwjs gkFk ds 'kjhj ls vyx gks tkus vFkok ,d iwjs iSj ds 'kjhj ls vyx
gks tkus vkfn ls gSA^lfefr* dk rkRi;Z ekyoh; Nk= dY;k.k fuf/k lfefr ls gSA^Nk=* dk rkRi;Z fo'ofo|ky; esa v/;;u gsrq iath—r Nk= ls gSA^fo'ofo|ky;* dk rkRi;Z enu eksgu ekyoh; çkS|ksfxdh fo'ofo|ky;]xksj[kiqj ls gSA^dqyifr* dk rkRi;Z enu eksgu ekyoh; çkS|ksfxdh fo'ofo|ky;] xksj[kiqjds dqyifr ls gSA
(iii)

5.

Constitution of NIDHI:
The NIDHI will be constituted from the amount collected from each
student of the university as students welfare fees. The university will collectthe fees at the time of registration for odd semester.

6.

Objectives of NIDHI:
The objectives of the NIDHI are to(a)provide compensation to student in the event of accident
resulting into permanent/total/partial disability of student.

(b)provide compensation to parents if a student dies.

(c)

provide complete university fee remittance to student to continue
his/her studies for the remaining period of programme (subject
to minimum period of course completion) if his parent/earning
member dies.

(d)Provide reimbursement of up to Rs. 50,000/- (maximum) shallbe done on the production of necessary bill brochure/receipt fortreatment of critical illnesses of a student.

7.

Administration of NIDHI:
The NIDHI shall be administrated by a Governing Body to be called theMalaviya Chhatra Kalyan Nidhi Samiti, constituted as follows:i.
Dean of Student Affairs
Chairmanii.
Dean of Planning Resource Generation
Member
iii.
iv.
v.
vi.
vii.

8.

and Alumni Relation
Chairman, Council of Student Activities
HODs of respective department
Controller of FinanceRegistrar
One Nominee from Dean UGS & E /Dean PGS and R&D

MemberMemberTreasurer
MemberMember Secretary

Meetings:
At least one meeting of the Samiti shall be convened during a year, but
the Chairman of the Samiti may convene meeting of the Samiti any time
when he considers it necessary.
(iv)

5-

fuf/k dk xBu %fuf/k dk xBu fo'ofo|ky; ds çR;sd Nk= ls Nk= dY;k.k 'kqYd ds :iesa çkIr /kujkf'k ls fd;k tk,xkA fo'ofo|ky; Nk=ksa ls ;g 'kqYd fo"kelsesLVj ds iathdj.k ds le; çkIr djsxkA

6-fuf/k ds mís'; %fuf/k ds fuEufyf[kr mís'; gksxa s%&(a) nq?kZVuk ds ifj.kkeLo:i Nk= dh LFkk;h@iw.kZ@vkaf'kd fodykaxrk
dh n'kk esa Nk= dks {kfriwfrZ çnku djukA(b) Nk= dh e`R;q dh n'kk esa ekrk&firk dks {kfriwfrZ çnku djukA(b) ekrk&firk esa ls thfodksiktZu djus okys lnL; dh e`R;q gks tkus dh
fLFkfr esa Nk= dks v/;;u tkjh j[kus gsrq ikBîØe dh 'ks"k vof/k¼ikBîØe dh U;wure vof/k ds v/khu½ ds fy, leLr fo'ofo|ky;'kqYd dk Hkqxrku fo'ofo|ky; }kjk ogu fd;k tk,xkA(c) Nk= dh xaHkhj chekjh ds mipkj gsrq #- 50]000@& ¼vf/kdre½ rd
dh çfriwfrZ vko';d fcy@okmpj@jlhn çLrqr djus ij dh
tk,xhA7-

fuf/k dk lapkyu %fuf/k dk lapkyu ,d 'kklh fudk; }kjk fd;k tk,xk ftls ekyoh; Nk=
dY;k.k fuf/k lfefr dgk tk,xk tks fuEuor la?kfVr gksxh % &(i)vf/k"Bkrk Nk= ekeys
v/;{k
(ii)
vf/k"Bkrk fu;kstu] L=ksr tuu
lnL;,oa iqjkru Nk= lEcU/k(iii) v/;{k] Nk= fØ;k dyki ifj"kn~
lnL;
(iv)
lEcaf/kr foHkkx ds foHkkx/;{klnL;(v)foÙk fu;a=ddks"kk/;{k(vi)dqylfpolnL;(vii) vf/k"Bkrk Lukrd v/;;u ,oa m|ferk@vf/k"BkrklnL; lfpo
ijkLukrd v/;;u rFkk 'kks/k ,oa fodkl}kjk ukfer ,d lnL;

8-

cSBd %
lfefr dh cSBd o"kZ esa de ls de ,d ckj gksxh] ijUrq lfefr dk v/;{klfefr dh cSBd dHkh Hkh] tc mls ,slk djuk vko';d yxs] vkgwr dj
ldrk gSA(v)

9.

Proceedings:
A record of the proceedings of the meeting of the Samiti shall be kept
by the Chairman of the Samiti.

10.

11.

12.

Office:(a)

The office of the Samiti shall be the office of the Dean of Student
Affairs.

(b)

The treasurer of the Samiti shall be the Controller of Finance,
Madan Mohan Malaviya University of Technology Gorakhpur
and shall be responsible for the proper maintenance of its
accounts and annual audit.

Budget and Corpus Fund:(a)

The collection from students in the Nidhi and interest earned
thereon shall be utilized to provide assistance to student and also
the university can utilize this fund for the student’s welfare.

(b)

The Samiti shall recommend the financial assistance andcompensation to students or their parents as per criterion
mentioned in the rules.

Criteria of Sanctions of assistance:
The criterion for sanctions of assistance shall be as follows:(a)A student, whose earning member of parent dies may be exempted
for paying the total university fee excluding mess charges forremaining period of his/her course and hence, entire university fee
prevalent at that time will be paid by the university.
(b)Compensation of Rs.1.00 Lakh will be paid to parent of a student(excluding suicidal case) who dies nor due to an accident during thestudy period.

(c)A reimbursement of up to Rs.50,000/- (maximum) shall be doneon the production of necessary bill brochure/receipt for treatmentof critical illnesses (such as Cancer, Heart Stroke, Heart Attack,Organ Transplant, Kidney Failure, Loss of Eyesight, Loss of
Speech, Loss of Hearing, Alzheimer’s Disease, Aortic Surgery,
Coma, Heart Valve Surgery, Multiple Sclerosis, Parkinson’s
disease, Paraplegia, Coronary artery bypass graft, HIV etc.)
(vi)

9-

dk;Zokgh dk fooj.k %lfefr dh cSBd dh dk;Zokgh dk fooj.k lfefr ds v/;{k }kjk vuqjf{krfd;k tk,xkA

10- dk;kZy; %(a) vf/k"Bkrk Nk= ekeys dk dk;kZy; gh lfefr dk dk;kZy; gksxkA(b) fo'ofo|ky; dk foÙk fu;a=d lfefr dk dks"kk/;{k gksxk rFkk lfefr

ds ys[kk ,oa okf"kZd ys[kk ijh{k.k ds vuqj{k.k gsrq mÙkjnk;h gksxkA

11- ctV ,oa dkiZl dks"k %(a) fuf/k gsrq Nk=ksa ls çkIr /kujkf'k ,oa ml ij vftZr C;kt dk mi;ksx

Nk=ksa dks lgk;rk çnku djus ds fy, fd;k tk,xk ,oa fo'ofo|ky;
bl dks"k dk ç;ksx Nk=ksa ds dY;k.k gsrq djsxkA(b) lfefr bl fu;ekoyh esa of.kZr ekinaMksa ds vuq:i Nk=ksa vFkok muds
ekrk&firk dks vkfFkZd lgk;rk vFkok {kfriwfrZ fn, tkus dh Loh—fr
gsrq vuq'kalk djsxhA

12- lgk;rk çnku fd;s tkus dh Loh—fr gsrq ekinaM %lgk;rk çnku fd;s tkus gsrq ekinaM fuEufyf[kr gksxa s%&(a) ,slk Nk=] ftlds ekrk&firk esa ls thfodksiktZu djus okys lnL; dhe`R;q gks tkrh gS] dks ikBîØe dh 'ks"k vof/k ds fy, leLr
fo'ofo|ky; 'kqYd] esl 'kqYd dks NksMd+ j] ds Hkqxrku ls NwV çnkudj nh tk,xh] vr% rRle; esa çpfyr leLr fo'ofo|ky; 'kqYd dk
Hkqxrku fo'ofo|ky; }kjk fd;k tk,xkA(b) fdlh Nk= ds v/;;udky esa fdlh nq?kZVuk es@
a ds dkj.k e`R;q gks
tkus ¼vkRegR;k dks NksM+dj½ dh fLFkfr esa ekrk&firk dks #- 1-00 yk[kdh {kfriwfrZ çnku dh tk,xhA(c) xaHkhj chekfj;ksa ¼tSls dSalj] gkVZ LVªkds ] ân;k?kkr] vax çR;kjksi.k]
fdMuh QsY;ksj] vk¡[kksa dh jks'kuh u"V gksuk] cksyus dh {kerk u"V gkstkuk] lquus dh {kerk u"V gks tkuk] vYtkbej] ,vksfVZd ltZjh]
dksek] ân; o‚Yo ltZjh] eYVhiy fljksfll] ikfdaZlal fMtht]
iSjkisfy;k] dksjksujh vkVZjh ck;ikl xzk¶V] ,pvkbZoh vkfn½ ds mipkj
gsrq vf/kdre #- 50]000@& ¼ipkl gtkj ek=½ dh çfriwfrZ vko';dfcy@okmpj@jlhn çLrqr djus ds mijkar dh tk ldsxhA

(vii)

13.

14.

(d)

A sum of Rs.1,00,000/- will be paid to a student who ispermanently disabled due to an accident.

(e)

A sum of Rs.50,000/-will be paid to a student who is partiallydisabled due to an accident.

(f)Compensation will not be paid to those students who have notcompleted their required formalities within study period.

Sanction of assistance/compensation:(a)

The committee of the Samiti shall examine the applications every
year for financial assistance from the NIDHI.

(b)

Application for financial assistance and compensation from the
NIDHI to students shall be presented to the committee of theSamiti in the prescribed format i.e. MCKN. He will also
indicate the financial assistance and scholarship, if any, theapplicant is getting from other sources and it’s amount.

(c)Deaths in suicide cases will not be covered for any assistance/compensation.

(d)

The research students, who are already appointed and employed,
anywhere will not come in the purview of these rules.

(e)

In the event of death of student in accident or otherwise, thecompensation will be given to parents only.

(f)

In the event of the death of the student or death of earning
member of parent, the application on prescribed format (MCKN)
duly filled alongwith the necessary complete documents (selfattested) must reach the University within 90 days from the date ofthe death and the payment of compensation shall then beconsidered by the University. In case of delay beyond this period,
the application for compensation shall not be entertained.

(g)

The committee shall recommend financial assistance/compensation on applications received for approval to ViceChancellor through Registrar and Controller of Finance. Vice
Chancellor has sole power to consider/ modify /approve / reject therecommendation of the committee.

Maintenance of accounts:
The accounts of the NIDHI shall be maintained by Finance Controller,
Madan Mohan Malaviya University of Technology, Gorakhpur.
(viii)

(d) fdlh nq?kZVuk ds dkj.k LFkk;h :i ls fodykax gksus dh fLFkfr esa Nk=

dks #- 1]00]000@& çnku fd;s tk,¡xAs(e) fdlh nq?kZVuk ds dkj.k vkaf'kd :i ls fodykax gksus dh fLFkfr esa Nk=
dks #- 50] 000@& çnku fd;s tk,¡xAs(f) ,sls Nk= ftUgksu
a s v/;;udky ds nkSjku fu/kkZfjr vkSipkfjdrk;sa iwjh u
dh gks]a mUgsa {kfriwfrZ çnku ugha dh tk,xhA

13- lgk;rk@{kfriwfrZ dh Loh—fr %(a) lfefr }kjk xfBr desVh çR;sd o"kZ fuf/k ls vkfFkZd lgk;rk gsrq çkIrvkosnuksa dk ijh{k.k djsxhA(b) fuf/k ls Nk=ksa dks vkfFkZd lgk;rk ,oa {kfriwfrZ çnku djus lEcU/kh
leLr vkosnu lfefr }kjk fu/kkZfjr çk:i esa gh lfefr ¼,e-lh-ds-,u-½}kjk xfBr desVh ds le{k çLrqr fd;s tk,¡xAs vkosnd dks vU; L=ksrksa
ls çkIr gks jgh vkfFkZd lgk;rk vkSj Nk=o`fÙk] ;fn dksbZ gks] dk Hkh
mYys[k djuk gksxkA(c) vkRegR;k ls e`R;q ds ekeys fdlh Hkh çdkj dh lgk;rk@{kfriwfrZ ds
fy, ekU; ugha gksxa As(d) 'kks/k Nk=] tks iwoZ ls dgha fu;qä vkSj dk;Zjr gS]a bu fu;eksa ds nk;js
esa ugha vk,¡xAs(e) Nk= dh nq?kZVuk ;k fdlh vU; dkj.k ls e`R;q dh n'kk esa dsoy
ekrk&firk dks {kfriwfrZ çnku dh tk,xhA(f) Nk= vFkok ekrk&firk esa ls thfodksiktZu djus okys lnL; dh e`R;qgks tkus dh fLFkfr esa fu/kkZfjr çk:i ¼,e-lh-ds-,u-½ ij fof/kor Hkjk
gqvk vkosnu i= leLr vko';d nLrkostksa ¼Lo&çekf.kr½ lfgr e`R;qdh frfFk ls 90 fnuksa ds Hkhrj fo'ofo|ky; esa çkIr gks tkus ds mijkar{kfriwfrZ ij fo'ofo|ky; }kjk fopkj fd;k tk,xkA bl vof/k ls
vf/kd nsjh ds ekeys es]a vkosnu ij fopkj ugha fd;k tk,xkA(g) lfefr çkIr vkosnuksa ds lEcU/k esa vkfFkZd lgk;rk@{kfriwfrZ gsrq viuh
vuq'kalk,a dqylfpo ,oa foÙk fu;a=d ds ek/;e ls dqyifr ds
vuqeksnu gsrq çLrqr djsxhA dqyifr ds ikl lfefr dh vuq'kalkvksa ij
fopkj djus] mlesa la'kks/ku djus vkSj mls vuqeksfnr@vLohdkj djus
dk iwjk vf/kdkj gksxkA

14- ys[kk vuqj{k.k %fuf/k dk ys[kk vuqj{k.k foÙk fu;a=d] enu eksgu ekyoh; çkS|ksfxdh
fo'ofo|ky;] xksj[kiqj }kjk fd;k tk,xkA(ix)

Madan Mohan Malaviya University of Technology, Gorakhpur (U.P.)APPLICATION FORM FOR FINANCIAL ASSISTANCE/COMPENSATION FROM
MALAVIYA CHHATRA KALYAN NIDHI (MCKN)
A.

Personal details of student:

1. Name of Student:…………………………………………………………..…..……
Course……………… Branch……………………...….Year/Sem…...….…….........
2.

Marital Status:…………………………………….…………………………………

3.

Gender:……………………………………………………………………………….

4.

University Roll no.: ....................................................................................................

5.

Father's Name:……………………….………………………………………………
(Guardian's name if father not alive)

6.

Mother's Name:……………………………………………………………………..

7. Contact Number:…………………………..Email id:……………………………….
8. Permanent Address:………………………………………………………………………………………
……………………………………………………………………………………….
9.

Present Address:………………………………………………………………………………………
……………………………………………………………………………………….

B.

Details of death, if applicable1.

Name of Deceased:…………………………………………………….…………….

2.

Is Deceased a student or Father/Mother? Specify: ………………………..…………

(x)

enu eksgu ekyoh; çkS|ksfxdh fo'ofo|ky;] xksj[kiqj ¼m-ç-½
ekyoh; Nk= dY;k.k fuf/k ¼,e-lh-ds-,u-½ ls
vkfFkZd lgk;rk@{kfriwfrZçkIr djus gsrq vkosnu i=
A. Nk= dk O;fäxr fooj.k %1- Nk= dk uke % ----------------------------------------------------------------------------------------------------------------------ikBîØe --------------------------------------------czkp
a ------------------------o"kZ@lsesLVj ----------------------------2- oSokfgd fLFkfr % ------------------------------------------------------------------------------------------------------------------3- fyax % ------------------------------------------------------------------------------------------------------------------------------------4- fo'ofo|ky; vuqØekad % --------------------------------------------------------------------------------------------------5- firk dk uke % ---------------------------------------------------------------------------------------------------------------------¼vfHkHkkod dk uke] ;fn firk thfor u gksa rks½
6- ekrk dk uke % ---------------------------------------------------------------------------------------------------------------------7- VsyhQksu@laidZ uacj % ------------------------------ bZ&esy irk % -------------------------------------------8- LFkk;h irk % --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------9- orZeku irk % ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------B. e`R;q dk fooj.k] ;fn ykxw gks

1- e`rd dk uke % -------------------------------------------------------------------------------------------------------------------2- D;k e`rd Nk= gS ;k ekrk@firk\ mYys[k djsa % ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------(xi)3.

The deceased was earning/not earning ……………………………..………………..
If earning, specify full details/description……………………………………………

4.

Cause of death: Natural/Accidental/Illness: ……………………………………………..

5.

Date of Death (Attach certificate from the competent authority) …………………

C. Details of disability of student, if applicable (Attach certificate from thecompetent authority/CMO).:-------------------------------------------------------------------

D. Amount Claimed for Medical reimbursement (Attach Certified Bill Voucher
from Competent Authority): -----------------------------------------------------------------(Signature of Student / Father/Guardian)

E. Fee deposited in current year
University Fee:

Date of Deposit:……………………………….
Amount Deposited: …………………………...
Chalan No etc: ………………………………….

(xii)

3- e`rd thfodksiktZu dj jgk Fkk@ugha dj jgk Fkk % --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------;fn e`rd thfodksiktZu dj jgk Fkk] rks iwjk fooj.k nsa % -------------------------------------4- e`R;q dk dkj.k@LokHkkfod@nq?kZVuk@chekjh % ---------------------------------------------------------5- e`R;q dh frfFk ¼—i;k l{ke çkf/kdkjh }kjk fuxZr çek.k i= layXu djs½a %----------------------------------------------------------------------------------------------------------------------------------------------------C.

Nk= dh fodykaxrk dk fooj.k] ;fn ykxw gks ¼—i;k l{keçkf/kdkjh@eq[; fpfdRlk vf/kdkjh }kjk fuxZr çek.k i= layXu djs½a %----------------------------------------------------------------------------------------------------------------------------------------------------

D.

fpfdRlk çfriwfrZ gsrq nkos dh jkf'k ¼—i;k l{ke çkf/kdkjh }kjk çekf.kr
fcy@okmpj@jlhn layXu djs½a %----------------------------------------------------------------------------------------------------------------------------------------------------¼Nk=@ekrk@firk ds gLrk{kj½E.

orZeku l= esa tek fd;s x, 'kqYd dk fooj.k % &fo'ofo|ky; 'kqYd %tek djus dh frfFk % ----------------------------------------------tek dh x;h jkf'k % ------------------------------------------------Hkqxrku lUnHkZ@pkyku la[;k % ----------------------------(xiii)

F.

Declaration by Student /Parent

I…………………………………………………………………………………………

S/o/ D/o/ Father/Mother of Shri ……………………………………….……………………
do hereby declare that the information and particulars furnished in this application are
correct, accurate and complete to the best of my knowledge and belief. I promise that incase any of aforesaid information is found incorrect the compensation sanctioned from
University will be returned.

(Signature of Student / Father)

(xiv)

F.

Nk=@ekrk&firk }kjk ?kks"k.kkeSa -------------------------------------------------------------------------------------------------------------------------------------------------------iq=@iq=h@ekrk@firk -------------------------------------------------------------------------------,rn }kjk ?kksf"kr
djrk@djrh gw¡ fd bl vkosnu&i= esa nh x;h lwpuk vkSj fooj.k esjh tkudkjh
vkSj fo'okl esa lgh] lVhd ,oa iw.kZ gSA eSa opu nsrk@nsrh gw¡ fd mijksä esa ls
fdlh Hkh tkudkjh ds xyr@viw.kZ ik, tkus dh n'kk esa fo'ofo|ky; }kjk
Lohd`r {kfriwfrZ dh jkf'k okil dj nh tk,xhA¼Nk=@ekrk@firk ds gLrk{kj½(xv)

(xvi)