Financial Results for the 3rd quarter of Fiscal 2022
(from April 1,2022 to December 31,2022)

Page

四半期連結決算情報
THIRD QUARTER CONSOLIDATED FINANCIAL INFORMATION

１．四半期連結貸借対照表 ····································································································· 1
CONSOLIDATED QUARTERLY BALANCE SHEETS
２．四半期連結損益計算書及び四半期連結包括利益計算書 ··························································· 2
CONSOLIDATED QUARTERLY STATEMENTS OF INCOME
AND CONSOLIDATED QUARTERLY STATEMENTS OF COMPREHENSIVE INCOME

１．静岡銀行グループの状況 ···························································································· 8
OVERVIEW OF THE CORPORATE GROUP
２．経営方針················································································································· 9
MANAGEMENT POLICY
３．経営成績及び財政状態 ······························································································ 15
BUSINESS PERFORMANCE AND FINANCIAL POSITION

Shizuoka Financial Group, Inc.,
URL https://www.shizuoka-fg.co.jp/

THIRD QUARTER CONSOLIDATED FINANSIAL INFORMATION 四半期連結決算情報
１．CONSOLIDATED QUARTERLY BALANCE SHEETS

四半期連結貸借対照表
Millions of Yen (金額単位：百万円）
As ofDecember 31, 2022

Assets

資産の部

Cash and due from banks

現金預け金1,436,602

Call loans and bills bought

コールローン及び買入手形

44,796

Monetary claims bought

買入金銭債権

48,216

Trading account assets

特定取引資産11,925

Money held in trust

金銭の信託

104,800

Securities

有価証券

2,714,802

Loans and bills discounted

貸出金

9,902,737

Foreign exchanges

外国為替8,741

Lease receivables and investments in leases

リース債権及びリース投資資産

82,328Other assets

その他資産244,702

Tangible fixed assets

有形固定資産53,898Intangible fixed assets

無形固定資産43,387Retirement benefit asset

退職給付に係る資産

15,130

Deferred tax assets

繰延税金資産3,217

Customers' liabilities for acceptances and guarantees

支払承諾見返100,743

Allowance for loan losses

貸倒引当金△54,812

Allowance for investment loss

投資損失引当金

Total assets

資産の部合計△50
14,761,168

Liabilities

負債の部

Deposits

預金

Negotiable certificates of deposit

譲渡性預金102,577

Call money and bills sold

コールマネー及び売渡手形

137,671

Securities sold under repurchase agreements

売現先勘定273,156

Cash collateral received for securities lent

債券貸借取引受入担保金

5,497

Trading account liabilities

特定取引負債

7,242

Borrowed money

借用金

Foreign exchanges

外国為替

5,303

Bonds payable

社債

44,688

Bonds with share acquisition rights

新株予約権付社債

39,813

Borrowed money from trust account

信託勘定借145

Other liabilities

その他負債

159,549

Retirement benefit liability

退職給付に係る負債

3,715

Provision for retirement benefits for directors (and other officers)

役員退職慰労引当金

375

Provision for reimbursement of deposits

睡眠預金払戻損失引当金

549

Provision for contingent loss

偶発損失引当金

1,271

Provison for point card certificates

ポイント引当金513

Reserves under special laws

特別法上の引当金

11

Deferred tax liabilities

繰延税金負債

61,756

Acceptances and guarantees

支払承諾100,743

Total liabilities

負債の部合計Net assets

11,550,609

1,166,314

13,661,504

Share capital

純資産の部
資本金

90,000Capital surplus

資本剰余金55,462Retained earnings

利益剰余金792,612

Treasury shares

自己株式△28,902

Total shareholders' equity

株主資本合計909,171

Valuation difference on available-for-sale securities

その他有価証券評価差額金

178,430

Deferred gains or losses on hedges

繰延ヘッジ損益

6,905

Foreign currency translation adjustment

為替換算調整勘定2,732Remeasurements of defined benefit plans

退職給付に係る調整累計額

2,151

Total accumulated other comprehensive income

その他の包括利益累計額合計

190,219

Share acquisition rights

新株予約権

Total net assets

純資産の部合計

1,099,664

負債及び純資産の部合計

14,761,168

Total liabilities and net assets
Note: Figures less than ￥1 million are omitted.

－1－272

２．CONSOLIDATED QUARTERLY STATEMENTS OF INCOME
AND CONSOLIDATED QUARTERLY STATEMENTS OF COMPREHENSIVE INCOME
四半期連結損益計算書及び四半期連結包括利益計算書
CONSOLIDATED QUARTERLY STATEMENTS OF INCOME 四半期連結損益計算書
Millions of Yen (金額単位：百万円）
3ｒｄ Quarter of
FY 2022

Ordinary income

経常収益210,859

Interest income

資金運用収益113,484(Interest on loans and discounts)（うち貸出金利息）(85,147)(Interest and dividends on securities)（うち有価証券利息配当金）(23,841)

Trust fees

信託報酬

Fees and commissions

役務取引等収益56,721Gain on trading account transactions

特定取引収益3,175

Other ordinary income

その他業務収益20,290

Other income

その他経常収益17,188

経常費用

155,056

Interest expenses

資金調達費用

24,288(Interest on deposits)（うち預金利息）

Fees and commissions payments

役務取引等費用

29,106

Other ordinary expenses

その他業務費用

21,925General and administrative expenses

営業経費71,911

Other expenses

その他経常費用

7,823

Ordinary profit

経常利益55,803Extraordinary income

特別利益

185

固定資産処分益

185

特別損失

290

固定資産処分損

290

Ordinary expenses

Gain on disposal of non-current assets
Extraordinary losses
Loss on disposal of non-current assets

0(10,541)

Profit before income taxes

税金等調整前四半期純利益

55,698

Income taxes - current

法人税、住民税及び事業税

15,439

Income taxes - deferred

法人税等調整額

Total income taxes

法人税等合計

15,988

Profit

四半期純利益

39,709Profit attributable to non-controlling interests

非支配株主に帰属する四半期純利益

54

Profit attributable to owners of parentNote: Figures less than ￥1 million are omitted.

親会社株主に帰属する四半期純利益

39,654549

CONSOLIDATED QUARTERLY STATEMENTS OF COMPREHENSIVE INCOME
Millions of Yen (金額単位：百万円）
3ｒｄ Quarter ofFY 2022Profit

四半期純利益Other comprehensive income

その他の包括利益△10,620

Valuation difference on available-for-sale securities

その他有価証券評価差額金△14,800

Deferred gains or losses on hedges

繰延ヘッジ損益

Foreign currency translation adjustment

為替換算調整勘定

Remeasurements of defined benefit plans, net of tax
Share of other comprehensive income of entities
accounted for using equity method
Comprehensive income

四半期包括利益

Comprehensive income attributable to（内訳）Comprehensive income attributable to owners of parent
Comprehensive income attributable to non-controlling interests
Note: Figures less than ￥1 million are omitted.

－2－39,7096,681△1,964

退職給付に係る調整額△486

持分法適用会社に対する持分相当額△50
29,088

親会社株主に係る四半期包括利益

29,069非支配株主に係る四半期包括利益

19