Financial Results for the 3rd quarter of Fiscal 2023
(from April 1,2023 to December 31,2023)

Page

四半期連結決算情報
THIRD QUARTER CONSOLIDATED FINANCIAL INFORMATION

１．四半期連結貸借対照表 ····································································································· 1
CONSOLIDATED QUARTERLY BALANCE SHEETS
２．四半期連結損益計算書及び四半期連結包括利益計算書 ··························································· 2
CONSOLIDATED QUARTERLY STATEMENTS OF INCOME
AND CONSOLIDATED QUARTERLY STATEMENTS OF COMPREHENSIVE INCOME

１．静岡銀行グループの状況 ···························································································· 8
OVERVIEW OF THE CORPORATE GROUP
２．経営方針················································································································· 9
MANAGEMENT POLICY
３．経営成績及び財政状態 ······························································································ 15
BUSINESS PERFORMANCE AND FINANCIAL POSITION

Shizuoka Financial Group, Inc.,
URL https://www.shizuoka-fg.co.jp/

THIRD QUARTER CONSOLIDATED FINANSIAL INFORMATION 四半期連結決算情報
１．CONSOLIDATED QUARTERLY BALANCE SHEETS

四半期連結貸借対照表
Millions of Yen (金額単位：百万円）
As of
As ofMarch 31,2023
December 31, 2023

Assets

資産の部

Cash and due from banks

現金預け金1,747,165

1,699,528

Call loans and bills bought

コールローン及び買入手形

200,866

156,457

Monetary claims bought

買入金銭債権

49,18454,645

Trading account assets

特定取引資産10,895

10,807

Money held in trust

金銭の信託

110,095

104,800

Securities

有価証券

2,996,076

3,111,341

Loans and bills discounted

貸出金

10,037,128

10,220,509

Foreign exchanges

外国為替7,903

7,064

Lease receivables and investments in leases

リース債権及びリース投資資産

84,37983,218Other assets

その他資産

258,279

269,596

Tangible fixed assets

有形固定資産54,33850,626

Intangible fixed assets

無形固定資産42,19924,319Retirement benefit asset

退職給付に係る資産

13,844

14,662

Deferred tax assets

繰延税金資産

3,242

3,182

Customers' liabilities for acceptances and guarantees

支払承諾見返91,672

66,479Allowance for loan losses

貸倒引当金△52,336△52,349

Allowance for investment loss

投資損失引当金△49△50

Total assets

資産の部合計15,654,886

15,824,839

11,705,070

11,733,962

Liabilities

負債の部

Deposits

預金

Negotiable certificates of deposit

譲渡性預金65,104135,484

Call money and bills sold

コールマネー及び売渡手形

172,557

133,486

Securities sold under repurchase agreements

売現先勘定385,270459,624

Cash collateral received for securities lent

債券貸借取引受入担保金

466,781

723,435

Trading account liabilities

特定取引負債

6,319

4,195

Borrowed money

借用金1,325,573

1,171,858

Foreign exchanges

外国為替

540

1,869

Bonds payable

社債

44,932

4,000

Borrowed money from trust account

信託勘定借141

122

Other liabilities

その他負債

157,526

188,468

Retirement benefit liability

退職給付に係る負債

3,879

4,173

Provision for retirement benefits for directors (and other officers)

役員退職慰労引当金

439

346

Provision for reimbursement of deposits

睡眠預金払戻損失引当金

485

756

Provision for contingent loss

偶発損失引当金

1,324

1,301

Provison for point card certificates

ポイント引当金

288

316

Reserves under special laws

特別法上の引当金

1111

Provision for loss on liquidation of subsidiaries

子会社清算損失引当金－254

Deferred tax liabilities

繰延税金負債78,86059,010Acceptances and guarantees

支払承諾91,672

66,479Total liabilities

負債の部合計14,506,781

14,689,156

Share capital

純資産の部
資本金

90,00090,000Capital surplus

資本剰余金55,46245,922Retained earnings

利益剰余金805,354

827,597

Treasury shares

自己株式△33,607△29,042

Total shareholders' equity

株主資本合計917,209934,477

Valuation difference on available-for-sale securities

その他有価証券評価差額金

227,948

197,781Deferred gains or losses on hedges

繰延ヘッジ損益△1,387△2,883Foreign currency translation adjustment

為替換算調整勘定

3,242

5,673

Remeasurements of defined benefit plans

退職給付に係る調整累計額

818

528

Total accumulated other comprehensive income

その他の包括利益累計額合計

230,622201,100

Share acquisition rights

新株予約権

272

86

Non-controlling interests

非支配株主持分－17

Total net assets

純資産の部合計

1,148,105

1,135,682

負債及び純資産の部合計

15,654,886

15,824,839

Net assets

Total liabilities and net assets
Note: Figures less than ￥1 million are omitted.

－1－２．CONSOLIDATED QUARTERLY STATEMENTS OF INCOME
AND CONSOLIDATED QUARTERLY STATEMENTS OF COMPREHENSIVE INCOME
四半期連結損益計算書及び四半期連結包括利益計算書
CONSOLIDATED QUARTERLY STATEMENTS OF INCOME 四半期連結損益計算書
Millions of Yen (金額単位：百万円）
3ｒｄ Quarter ofFY 2022

Ordinary income
Interest income(Interest on loans and discounts)(Interest and dividends on securities)
Trust fees
Fees and commissions
Gain on trading account transactions
Other ordinary income
Other income
Ordinary expenses
Interest expenses(Interest on deposits)
Fees and commissions payments
Other ordinary expenses
General and administrative expenses
Other expenses
Ordinary profit
Extraordinary income
Gain on disposal of non-current assets
Extraordinary losses
Loss on disposal of non-current assets
Impairment losses
Loss on liquidation of subsidiaries
Profit before income taxes
Income taxes - current
Income taxes - deferred
Total income taxes
Profit

経常収益

Profit (loss) attributable to non-controlling interests

非支配株主に帰属する四半期純利益又は非支配株主に帰属する四半期純損失（△）

Profit attributable to owners of parent
Note: Figures less than ￥1 million are omitted.

親会社株主に帰属する四半期純利益

資金運用収益（うち貸出金利息）（うち有価証券利息配当金）((信託報酬
役務取引等収益
特定取引収益その他業務収益その他経常収益
経常費用
資金調達費用（うち預金利息）
役務取引等費用
その他業務費用
営業経費
その他経常費用
経常利益
特別利益
固定資産処分益
特別損失
固定資産処分損
減損損失
子会社清算損税金等調整前四半期純利益
法人税、住民税及び事業税
法人税等調整額
法人税等合計四半期純利益(210,859
113,48485,147)
23,841)
056,721
3,175
20,29017,188155,056
24,28810,541)
29,10621,92571,911
7,823
55,803
185
185
290
290
－－
55,69815,439549
15,98839,709

3ｒｄ Quarter of
FY 2023(((257,094151,331103,032)
36,820)060,7581,331
16,21827,454
181,252
57,41128,304)
28,202
16,42673,0606,151
75,84113
13
19,818169
19,214434
56,03622,232△6,264
15,96840,06854△239,654

40,070CONSOLIDATED QUARTERLY STATEMENTS OF COMPREHENSIVE INCOME

四半期連結包括利益計算書
Millions of Yen (金額単位：百万円）
3ｒｄ Quarter ofFY 2022

3ｒｄ Quarter ofFY 2023

39,709△10,620△14,800
6,681△1,964△486

40,068△29,522△30,179△1,5852,061△290△50471

29,088

10,546

親会社株主に係る四半期包括利益

29,06910,548非支配株主に係る四半期包括利益

19△2四半期純利益
Profitその他の包括利益
Other comprehensive income
その他有価証券評価差額金
Valuation difference on available-for-sale securities
繰延ヘッジ損益
Deferred gains or losses on hedges
為替換算調整勘定
Foreign currency translation adjustment
退職給付に係る調整額
Remeasurements of defined benefit plans, net of tax
Share of other comprehensive income of entities
持分法適用会社に対する持分相当額
accounted for using equity method
四半期包括利益
Comprehensive income

Comprehensive income attributable to（内訳）Comprehensive income attributable to owners of parent
Comprehensive income attributable to non-controlling interests
Note: Figures less than ￥1 million are omitted.

－2－