For Indonesia P2P Loan Users

FEE SCHEDULE AND POLICY: INVESTOR MEMBERS
Membership Fee
None

Investment Fee
None

Payment Processing
The Investor will bear any payment processing fees incurred in the following cases:●●●

Transfer of investment funds to online accountTransfer back of investment funds from online account to designated Investor bank accountRemarks: Kindly note that it is the obligation of the Investor Member to ensure that the details of thedesignated Investor bank account provided to the Platform are always up to date.

Payment processing fees deducted from your withdrawing amount when you withdraw moneyfrom your online account.

Note on currency and exchange rate risks
All transactions will only be accepted and processed in Indonesian Rupiah (IDR). If you have anon­IDR denominated account, you may receive a different amount from your originallytransferred out amount depending on changes in exchange rates. Crowdo does not bear any
responsibility for losses which may be related to these exchange rate fluctuations.

Refund Policy
An Investor may cancel an investment bid any time during the loan funding period before thefund reached 100% of its funding target. Once the investment have been confirmed and thestatus of the loan is LIVE investor are not allowed to cancel, modify or early terminate theirinvestment.
Currency
Indonesian Rupiah ­ IDR (Last updated February 22th 2016)

For SGD / USD P2P / Equity Crowdfunding Users

FEE SCHEDULEFor Singapore ECF and P2P Platform:
Please contact enquiry@crowdo.com to request fee schedule.

Or contact us at:
160 Robinson Road
#15-02, SBF Center
Singapore 068914
TEL: +65 6386 9080

For MYR Equity Crowdfunding Users

FEE SCHEDULE
Processing Fee990 Malaysian Ringgit (exclusive of disbursements) for preparatory work and completion of statutory
due diligence. This amount is payable immediately upon signing of the Engagement Letter.

Onboarding Feei.
ii.
iii.

2,260 Malaysian Ringgit for Basic Package;
4,260 Malaysian Ringgit for Advanced Package; and7,000 for Full Package (exclusive of disbursements) for onboarding related services
including business due diligence, form processing, consultation and offer marketing
preparation work.

Administrative Fee(Only one of the follow two fee schedules will apply)•Fee Schedule A: Offers with pre-committed Lead Investor/s: 4% on the Lead Investor
contributed amount; 6% on the remaining raised balance amount (admin fee % is exclusive ofdisbursement)•Fee Schedule B: Offers with NO pre-committed Lead Investor/s: 6% on the total raised amount(admin fee % is exclusive of disbursements)

These admin fees are charged to either the gross amount of funds raised equal to the target amount,or in the case of over subscription, the total gross amount raised within the Offer period. No
administrative fee will be charged in the event the Issuer falls short of its Offer target at the end of
the Offer period. This administrative fee will be netted out of the investment funds that aretransferred from the escrow account to the Issuer upon completion of the Offer. A prospective Issuer
will be informed of the applicable administrative fee % prior to the launch of the Offer.
(Last updated March 20th 2017)