Summary：January 31, 2022
Financial Results for the Third Quarter of Fiscal 2021 (Japanese GAAP)
Hokuhoku Financial Group, Inc.

Company Name:
Stock Code Number (Japan):
Stock Exchanges (Japan):
URL:
Address:
Representative:

8377
Tokyo Stock Exchange (First Section), Sapporo Securities Exchange
https://www.hokuhoku-fg.co.jp/
1-2-26 Tsutsumicho-dori, Toyama-city, Toyama Pref., 930-8637, Japan
Name:
Eishin Ihori
Title:
President & CEO
Established

Trading Accounts:

Amounts less than one million yen are rounded down.

1. Financial Highlights for the Third Quarter of Fiscal 2021 (for the nine months ended Dec. 31, 2021)(1) Consolidated Results of Operations(Accumulated Period)(%: Changes from corresponding period of previous fiscal year)

Ordinary Income¥

3Q F2021
3Q F2020
Note:

Ordinary Profits

million%134,624
129,372

4.1
(3.3)

¥

Net Income Attributable to Owners of the Parent

million%30,44825,066

21.5
(0.5)

¥

million%19,877
17,19215.6
2.2

Comprehensive income: 3Q F2021: ¥20,928 million [(53.7)%]; 3Q F2020: ¥45,234 million [155.1%]
Net Income

Diluted Net Income

per Share of Common Stockper Share of Common Stock¥
146.48125.51

3Q F2021
3Q F2020¥
145.98125.12(2) Consolidated Financial Conditions
Total Assets¥

3Q F2021
Fiscal 2020

Total Net Assets

million¥

17,298,603
16,635,471

Own Capital Ratio

million%648,294
638,504

3.7
3.8

Reference: Own Capital: as of December 31, 2021: ¥644,344 million; as of March 31, 2021: ¥634,702 million
Note:
Own Capital Ratio is calculated as follows: (Total Net Assets－Stock Acquisition Rights－Non-controlling Interests)/ Total Assets×100

2. Cash Dividends for Shareholders of Common Stock
Cash Dividends for Share
(Record Date)

The end of 1st Qtr¥－－

Fiscal 2020
Fiscal 2021
Fiscal 2021
(forecast)
Note:

The end of 2ndQtr

The end of 3rdQtr

¥
0.00
0.00

AnnualFiscal year-end

¥
－
－

¥
35.00

¥
35.00

35.00

35.00

Revision of forecast for cash dividends for shareholders of common stock during this quarter: No

3. Earnings Estimates for Fiscal 2021 (for the fiscal year ending March 31, 2022)(%: Changes from corresponding period of previous fiscal year)
Ordinary Profits¥
Fiscal 2021
Note:

million32,000%(0.7)

Revision of the earnings estimates during this quarter: No

Net Income

Net Income

Attributable to Owners of the Parent

per Share of Common Stock¥million
20,000%(6.3)¥
143.14

4. Others(1) Changes in Significant Subsidiaries during the Third Quarter: No(Note) Changes in specified subsidiaries accompanying changes in scope of consolidation during the Third Quarter(2) Adoption of Specified Accounting Methods for the Preparation of Quarterly Consolidated Financial Statements: Yes(3) Changes in Accounting Policies and Accounting Estimates / Restatements(a) Changes in accounting policies due to revisions of accounting standards, etc.: Yes(b) Changes in accounting policies other than (a) above: No(c) Changes in accounting estimates: No(d) Restatements: No(4) Issued Shares（Common Stock）(a) Number of Common Stock outstanding at
the end of fiscal year and the Third Quarter(including Treasury Stock)(b) Number of Treasury Stock at the end of
fiscal year and the Third Quarter(c) Average outstanding shares for the ninemonths ended

As of Dec. 31,
2021
As of Dec. 31,
2021
As of Dec. 31,
2021

132,163,014
830,866
131,293,948

As of March 31,
2021
As of March 31,
2021
As of Dec. 31,
2020

132,163,014
953,838
131,197,972(Implementation status of audit procedures)This report is not subject to audit procedures.
The above estimates are based on information that is available at this moment and assumptions of factors that have an
influence on future results of operations. Actual results may differ materially from these estimates, depending on future
events.
(Reference)
Cash Dividends for Shareholders of Preferred Stock (Type 5)
Cash Dividends for Share
(Record Date)

Fiscal 2020
Fiscal 2021
Fiscal 2021
(forecast)

The end of 1stQtr¥－－

The end of 2ndQtr

¥
7.50
7.50

The end of 3rdQtr¥－－

Fiscal year-end

Annual

¥
7.50

¥
15.00

7.50

15.00

Hokuhoku Financial Group, Inc. (8377)

5.Quarterly Consolidated Financial Statements(1) Consolidated Balance Sheet
Millions of yen

As of March 31, 2021
Assets

As of Dec. 31, 2021

資産の部

Cash and due from banks

現金預け金Call loans and bills bought

ｺｰﾙﾛｰﾝ及び買入手形

5,096,491

5,496,750－

Monetary claims bought

20,000

買入金銭債権

27,98522,948

Trading assets

特定取引資産

3,407

3,155

Money held in trust

金銭の信託

18,545

18,888

Securities

有価証券

2,107,290

2,129,233

Loans and bills discounted

貸出金

9,050,446

9,272,006

Foreign exchanges

外国為替22,385

18,660

Other assets

その他資産

202,694

204,890

Tangible fixed assets

有形固定資産95,784

98,214

Intangible fixed assets

無形固定資産13,568

10,956

Asset for retirement benefit

退職給付に係る資産

3,084

3,915

Deferred tax assets

繰延税金資産

3,596

4,544

Customers' liabilities for acceptances and guarantees

支払承諾見返52,921

62,520Allowance for loan losses

貸倒引当金(62,731)(68,081)

16,635,471

17,298,603

Total assets
Liabilities

資産の部合計
負債の部

Deposits

預金12,724,675

13,142,866

Negotiable certificates of deposit

譲渡性預金64,238109,051

Call money and bills sold

ｺｰﾙﾏﾈｰ及び売渡手形

280,517350,255

Payables under repurchase agreements

売現先勘定

24,67029,652

Payables under repurchase agreements

債券貸借取引受入担保金

307,787

289,687

Trading liabilities

特定取引負債

Borrowed money

借用金

349

435

2,385,969

2,563,681

Foreign exchanges

外国為替

447

1,460

Borrowed money from trust account

信託勘定借

2,942

4,240

Other liabilities

その他負債

120,203

62,041

Liability for retirement benefits

退職給付に係る負債

3,566

3,677

Reserve for directors' retirement benefits

役員退職慰労引当金

192

119

Reserve for contingent loss

偶発損失引当金

755

947

Reserve for reimbursement of deposits

睡眠預金払戻損失引当金

1,629

1,581

Reserves under the special laws

特別法上の引当金

Deferred tax liabilities

繰延税金負債7

7

20,96622,960

Deferred tax liabilities for land revaluation

再評価に係る繰延税金負債

5,123

5,122

Acceptances and guarantees

支払承諾52,921

62,52015,996,966

16,650,309

Total liabilities
Net assets

負債の部合計純資産の部

Capital stock

資本金70,89570,895

Capital surplus

資本剰余金133,905

133,906

Retained earnings

利益剰余金344,103358,100

Treasury stock

自己株式(1,180)(6,400)Total shareholders' equity

株主資本合計547,723556,501

Valuation difference on available-for-sale securities

その他有価証券評価差額金

80,93781,307

Deferred gains or losses on hedges

繰延ヘッジ損益(61)

171

Revaluation reserve for land

土地再評価差額金

8,088

8,087

Defined retirement benefit plans

退職給付に係る調整累計額(1,986)(1,723)

Accumulated other comprehensive income

その他の包括利益累計額合計

86,97987,842

Stock acquisition rights
Non-controlling interests

新株予約権

Total net assets

純資産の部合計Total liabilities and net assets

負債及び純資産の部合計

非支配株主持分

538

500

3,263

3,449

638,504

648,294

16,635,471

17,298,603

Hokuhoku Financial Group, Inc. (8377)(2) Consolidated Statement of Income and Consolidated Statement of Comprehensive Income
For the nine months ended Dec. 31, 2021
【Consolidated Statement of Income 】
Millions of yen

Ordinary income
Interest income

For the nine months ended
Dec. 31, 2020

For the nine months ended
Dec. 31, 2021

経常収益

129,372

134,624

資金運用収益78,22778,872(Interest on loans and discounts)(うち貸出金利息)63,076

62,193(Interest and dividends on securities)(うち有価証券利息配当金)

13,723

12,935

Trust fees

信託報酬

Fees and commissions

役務取引等収益31

24

27,262

29,333

Trading income

特定取引収益

1,108

1,282

Other ordinary income

その他業務収益15,59014,684

Other income
Ordinary expenses
Interest expenses(Interest on deposits)
Fees and commissions payments

7,151

10,426104,306

104,175

資金調達費用

1,392

1,074

(うち預金利息)

506

337

役務取引等費用

11,462

11,591

その他経常収益
経常費用

Other ordinary expenses

その他業務費用

10,76010,716

General and administrative expenses

営業経費

68,74865,874

その他経常費用

11,942

14,919Ordinary profits

Other expenses

経常利益25,06630,448Extraordinary income

特別利益

55

99

固定資産処分益

1299

Gain on disposal of fixed assets
Compensation for forced relocation
Extraordinary loss

移転補償金

43

－

特別損失

598

434

Loss on disposal of fixed assets

固定資産処分損

190

308

Impairment loss

減損損失

408

125

Income before income taxes

税金等調整前四半期純利益

24,52330,114

Income taxes-current

法人税、住民税及び事業税

8,652

10,911

Income taxes-deferred

法人税等調整額(1,493)(850)

Total income taxes

法人税等合計

7,159

10,061

Net income

四半期純利益17,36420,052

Net income attributable to non-controlling interests

非支配株主に帰属する四半期純利益

171

174

Net income attributable to owners of the parent

親会社株主に帰属する四半期純利益

17,192

19,877For the nine months ended
Dec. 31, 2020

For the nine months ended
Dec. 31, 2021

四半期純利益17,36420,052

その他の包括利益

27,870876

Valuation difference on available-for-sale securities

その他有価証券評価差額金

26,464

331

Deferred gains or losses on hedges

繰延ヘッジ損益

711

232

Defined retirement benefit plans

退職給付に係る調整額

641

262

Share of other comprehensive income of associates accounted for using
equity method

持分法適用会社に対する持分相当額

525045,23420,928【Consolidated Statement of Comprehensive Income】
Millions of yen

Net income
Other comprehensive income

Total comprehensive income
Breakdown

四半期包括利益（内訳）

Comprehensive income attributable to owners of the parent

親会社株主に係る四半期包括利益

45,014

20,742Comprehensive income attributable to non-controlling interests

非支配株主に係る四半期包括利益

219

186

Hokuhoku Financial Group, Inc. (8377)

Financial Highlights For the Third Quarter of Fiscal 2021
１．Income Analysis
FG 【Consolidated】(Millions of yen)

Ordinary income
Ordinary profits
Net income attributable to owners ofparents

3rd Qtr ofChanges from3rd Qtr of

Forecasts

FY 2021

3rd Qtr of

FY 2020

Fiscal Year 2020
results

Full year(9 months)

FY 2020(9 months)(reference)

32,000134,624
30,448

5,252
5,382

129,372
25,066

175,963
32,22420,00019,877

2,685

17,192

21,334【Total of two banks】(Millions of yen)
3rd Qtr ofChanges from3rd Qtr of

Forecasts

FY 2021

3rd Qtr of

FY 2020

results

Full year(9 months)

FY 2020(9 months)(reference)

Ordinary income
Core gross business profits
124,500
Net interest income
Net fees and commissions
Net trading income
Net other income
Gains on foreign exchange transactions
Net income on derivatives

81,000General and administrative expenses

Personnel
Non-personnel
Core net business profits
43,500Net gains (losses) related to bonds
Net business profits(before provision (reversal) ofgeneral allowance for loan losses)
Total credit costs
14,000Net gains (losses) related to stocks
Ordinary profits
33,000Net extraordinary gains (losses)
Income before income taxes
Income taxes
Income taxes deferred
Net income
22,000Fiscal Year 2020

121,774
92,657
78,84912,9049894
900
059,58428,36926,51933,073
1,567

5,451
3,054
1,070
1,918
(38)
104
177
(75)
(2,376)(1,270)
(864)
5,431
(957)

116,322
89,60377,778
10,986
48
789
723
76
61,96029,63927,384
27,642
2,525

157,999
120,778
103,703
15,982
50
1,042
980
75
82,35939,27036,731
38,4192,004

34,6404,473

30,16740,423

7,937
4,384
30,755(314)
30,4409,151(767)
21,288

996
1,529
5,448
202
5,651
2,802
672
2,848

6,940
2,855
25,306(516)
24,7896,349(1,439)18,44013,073
5,499
32,080(1,017)31,062
8,572(995)
22,490

Full year / 3rd Quarter≪Core net business profits≫≪Net income≫
Forecasts(Millions of yen)

【 Full year】(Millions of yen)

【43,500】
40,00020,00039,157

29,21137,874

38,4193Q/Full year
76.0%

33,073
26,71430,00020,831

20,00027,642

Forecasts

26,60922,49018,917

17,942

18,440FY2018FY2019FY2020【 Full year】【22,000】 3Q/Full year
21,28810,0000

0FY2018FY2019FY2020

FY2021

FY202196.8%

Hokuhoku Financial Group, Inc. (8377)【Non-Consolidated】 Hokuriku Bank・Core net business profits were JPY19,006 million, increased by JPY3,294 million compared to thecorresponding period of the previous fiscal year mainly due to an increase in net fees and commissions and adecrease in general and administrative expenses.
・Ordinary profits increased by JPY6,249million to JPY21,002 million, mainly due to a decrease in total
credit costs.
・Net income increased by JPY3,653 million to JPY14,539 million.
(Millions of yen)
3rd Qtr ofChanges from

Forecasts

FY 2021

3rd Qtr of

FY 2020

results

Full year(9 months)

FY 2020(9 months)(reference)

Ordinary income
Core gross business profits
68,000Net interest income
Net fees and commissions
Net trading income
Net other income
Gains on foreign exchange transactions
Net income on derivatives

43,000General and administrative expenses

Personnel
Non-personnel
Core net business profits
25,000Net gains (losses) related to bonds
Net business profits(before provision (reversal) ofgeneral allowance for loan losses)
Total credit costs
8,000
Net gains (losses) related to stocks
Ordinary profits
19,500Net extraordinary gains (losses)
Income before income taxes
Income taxes
Income taxes deferred
Net income
12,500

3rd Qtr of

Fiscal Year 2020

67,04250,432
41,542
8,308
9
571
571
－
31,426
15,694
13,36419,006
957

4,283
1,764
460
1,289
(38)
52
52
－
(1,530)
(848)
(442)
3,294
(1,265)62,75848,66841,082
7,018
48
518
518
－
32,956
16,54313,807
15,712
2,222

86,427
66,70855,773
10,16850714
714－
43,903
21,863
18,68522,804
1,899

19,963

2,028

17,93424,7033,385
3,744
21,002(262)
20,7406,200(303)
14,539(1,943)
1,818
6,249
181
6,431
2,778
1,532
3,653

5,328
1,926
14,752(444)
14,3083,422(1,836)
10,8868,464
3,881
20,515(858)
19,657
5,359(1,093)
14,297Full year / 3rd Quarter≪Core net business profits≫≪Net income≫
Forecasts(Millions of yen)

【 Full year】

30,000【25,000】
22,69220,00016,86010,00021,11420,00022,804

Forecasts

19,00615,195

15,712FY2019FY2020【 Full year】

15,5903Q/Full year
76.0%0
FY2018(Millions of yen)

FY2021

14,297 【12,500】

3Q/Full year
116.3%
14,53911,23810,00011,883

10,301

10,886FY2019FY20200FY2018FY2021

Hokuhoku Financial Group, Inc. (8377)【Non-consolidated】 Hokkaido Bank・Core net business profits were JPY14,067 million, increased by JPY2,136 million compared to thecorresponding period of the previous fiscal year mainly due to an increase in net fees and commissions andnet interest income and a decrease in general and administrative expenses.
・Ordinary profits decreased by JPY801 million to JPY9,752 million, mainly due to an increase in total credit
costs.
・Net income decreased by JPY805 million to JPY6,749 million.
(Millions of yen)
3rd Qtr ofChanges from3rd Qtr of

Forecasts

FY 2021

3rd Qtr of

FY 2020

results

Full year(9 months)

FY 2020(9 months)(reference)

Ordinary income
Core gross business profits
56,500Net interest income
Net fees and commissions
Net trading income
Net other income
Gains on foreign exchange transactions
Net income on derivatives

38,000General and administrative expenses

Personnel
Non-personnel
Core net business profits
18,500Net gains (losses) related to bonds
Net business profits(before provision (reversal) ofgeneral allowance for loan losses)
Total credit costs
6,000
Net gains (losses) related to stocks
Ordinary profits
13,500Net extraordinary gains (losses)
Income before income taxes
Income taxes
Income taxes deferred
Net income
9,500

Full year / 3rd Quarter≪Core net business profits≫
Forecasts【 Full year】

20,000【18,500】
16,465

10,00012,35015,614

1,167
1,290
609
628
－
52
125
(75)
(846)
(422)
(421)
2,136
307

53,56340,93536,696
3,967
－
270
204
76
29,004
13,096
13,576
11,930302

71,57254,07047,929
5,813
－
328
265
75
38,456
17,40718,046
15,614105

14,6772,444

12,232

15,719

4,551
640
9,752
(51)
9,700
2,951
(463)
6,749

2,939
(288)
(801)
20
(780)
24
(859)
(805)

1,611
929
10,553(72)
10,480
2,926
396
7,554

4,608
1,618
11,564(158)
11,405
3,212
97
8,192

(Millions of yen)

15,000
Forecasts

3Q/Full year
76.0%

14,067
11,51854,731
42,22537,306
4,595
－
323
329
0
28,157
12,674
13,154
14,067
609≪Net income≫(Millions of yen)

16,759Fiscal Year 2020

11,01810,00011,930
5,000

9,592

【 Full year】
8,192

7,033

7,641

7,554

FY2018FY2019FY2020【9,500】

6,749

0

0
FY2018FY2019FY2020

FY2021

FY2021

3Q/Full year
71.0%

Hokuhoku Financial Group, Inc. (8377)

2. Loans and Deposits(1) Loans(Millions of yen)

As ofDec. 31,2020

As of
Sep.30, 2021

(C)/(B)(0.06%)(B)
9,290,305(reference)
9,111,887

As ofDec. 31,2021

Total of two banks
Loans to small and medium-sizedenterprises(“SMEs”) and individuals(A)(C)=(A)-(B)9,284,325(5,979)5,879,536

67,314

1.15%

5,812,222

5,755,888

2,845,010
5,088,081

167,578
11,285

6.25%
0.22%

2,677,432
5,076,795

2,797,364
4,978,963

3,367,020(10,590)(0.31%)

3,377,611

3,302,316

1,495,969
4,196,244

86,269(17,265)

6.11%(0.40%)

1,409,700
4,213,509

1,471,112
4,132,923

Loans to small and medium-sizedenterprises(“SMEs”) and individuals

2,512,515

77,9043.19%

2,434,611

2,453,572

Housing and consumer loans

1,349,040

81,3096.41%

1,267,731

1,326,252

Housing and consumer loans
Hokuriku bank
Loans to small and medium-sizedenterprises(“SMEs”) and individuals
Housing and consumer loans
Hokkaido bank(2) Deposits and Investment products(Millions of yen)

As ofDec. 31,2021

As ofDec. 31,2020

As of
Sep.30, 2021

(B)

(reference)(A)(C)=(A)-(B)(C)/(B)

13,278,906
8,810,896
9,288,986
8,794,921

353,575
366,416
390,069
370,061

2.73%
4.33%
4.38%
4.39%

12,925,331
8,444,479
8,898,917
8,424,860

12,982,475
8,609,180
9,076,270
8,591,414

494,065

20,0084.22%

474,056484,856

15,974
201,578
276,512(3,644)(14,144)
37,797(18.57%)(6.55%)
15.83%

19,618215,722238,715

17,766202,372
264,717

7,528,822
4,812,932
5,044,835
4,804,048

169,727
166,086
184,119
168,508

2.30%
3.57%
3.78%
3.63%

7,359,095
4,646,845
4,860,716
4,635,540

7,381,375
4,720,270
4,945,859
4,710,428

240,786

15,6106.93%

225,175

235,4318,883
85,427
146,476(2,421)(4,340)22,372(21.41%)(4.83%)
18.02%

11,30489,767
124,104

9,841
86,726
138,8625,750,083
3,997,964
4,244,151
3,990,872

183,847
200,330
205,950
201,553

3.30%
5.27%
5.10%
5.31%

5,566,236
3,797,634
4,038,200
3,789,319

5,601,099
3,888,910
4,130,410
3,880,986

253,278

4,397

1.76%

248,880

249,424

7,091
116,150130,036(1,222)(9,804)
15,425(14.70%)(7.78%)
13.45%

8,314
125,955
114,611

7,924
115,645
125,855

Total of two banks
Deposits*
Individual deposits*
Total individual assets
Individual deposits* (deposits in yen)
Investment products(for individuals)
Foreign currency deposits
Public bonds
Investment trusts
Hokuriku bank（Non-consolidated）
Deposits*
Individual deposits*
Total individual assets
Individual deposits* (deposits in yen)
Investment products(for individuals)
Foreign currency deposits
Public bonds
Investment trusts
Hokkaido bank（Non-consolidated）
Deposits*
Individual deposits*
Total individual assets
Individual deposits* (deposits in yen)
Investment products(for individuals)
Foreign currency deposits
Public bonds
Investment trusts*including NCD【Group Total （Two banks and Hokuhoku Tokai Tokyo Securities Co.,Ltd. Combined）】
As ofDec. 31,2021(A)

Total balance of investment products forindividuals
Total balance of investment products
for individuals（Total of two banks）
Investment products for individuals at
Hokuhoku Tokai Tokyo Securities Co.,Ltd.

(Millions of yen)

As ofDec. 31,2020

As of
Sep.30, 2021

(B)

(reference)(C)=(A)-(B)(C)/(B)

598,10935,138

6.24%

562,970

586,529494,065

20,0084.22%

474,056484,856

104,044

15,13017.01%

88,914

101,673

Hokuhoku Financial Group, Inc. (8377)

3. Non-Performing Loan (“NPL”) based on the Financial Reconstruction Law (the“FRL”)

Total
of two banks

Hokuriku bank（Non-consolidated）

Hokkaido bank（Non-consolidated）(Millions of yen)

As of Dec.31,2021

As of Dec.31,2020

As of Sep.30,2021

12,771

10,39013,142

159,541
26,128
198,441
9,536,037
2.08%

134,204
25,324
169,918
9,535,467
1.78%

154,610
26,507
194,260
9,361,087
2.07%

7,046

6,666

7,016

101,207
14,968123,221
5,177,292
2.38%

88,644
14,266
109,577
5,153,070
2.12%

100,899
15,517
123,432
5,064,380
2.43%

Bankrupt and substantiallybankrupt
Doubtful
Substandard
Non Performing Loan (A)Total (Ｂ)NPL ratio (A)/(B)
Bankrupt and substantiallybankrupt
Doubtful
Substandard
Non Performing Loan (A)Total (Ｂ)NPL ratio (A)/(B)
Bankrupt and substantiallybankrupt
Doubtful
Substandard
Non Performing Loan (A)Total (Ｂ)NPL ratio (A)/(B)

5,725

3,723

6,126

58,334
11,16075,2204,358,744
1.72%

45,55911,05860,3404,382,396
1.37%

53,711
10,99070,8284,296,707
1.64%

As of Dec.31,2021

As of Dec.31,2020

As of Sep.30,2021

Capital adequacy ratio

9.64%

9.27%

9.79%

Capital adequacy ratio

9.53%

9.09%

9.49%

Capital adequacy ratio

8.82%

8.78%

9.21%

4. Capital Adequacy Ratio (Domestic Standard)
FG(Consolidated)
Hokuriku bank(Non-consolidated)
Hokkaido bank(Non-consolidated)

5. Valuation Difference on Securities
Marketvalue
Available-for-salesecurities
FG(Consolidated)Japanese Stocks
Japanese Bonds
OthersAvailable-for-salesecurities
Total of two banks
Japanese Stocks
Japanese Bonds
OthersAvailable-for-salesecurities
Hokuriku bank
Japanese Stocks(Non-consolidated)Japanese Bonds
OthersAvailable-for-salesecurities
Hokkaido bank
Japanese Stocks(Non-consolidated)Japanese Bonds
Others(Millions of yen)

As of Dec.31,2021
Valuation difference
Gains

Losses(Millions of yen)

Marketvalue

As of Sep.30,2021
Valuation difference
Gains

Losses1,911,865

112,530

136,186

23,656

1,848,261

124,457

147,443

22,985

209,249
1,048,622
653,993

104,873
3,398
4,257

113,167
4,670
18,348

8,293
1,271
14,091

220,723
1,006,653
620,885

116,475
3,185
4,796

124,291
4,377
18,774

7,815
1,192
13,9781,911,414

111,362

134,184

22,822

1,847,708

123,245

145,444

22,199208,239
1,053,756
649,418

108,146
3,533
(317)

115,606
4,804
13,774

7,459
1,271
14,091

219,594
1,011,804
616,309

119,687
3,336
220

126,717
4,529
14,198

7,029
1,192
13,9781,274,760

96,856108,646

11,7891,255,372

105,032

116,937

11,905

149,599
738,554
386,606

86,2394,143
6,473

92,047
4,487
12,111

5,807
344
5,637

158,520715,300
381,551

93,656
3,837
7,538

99,923
4,174
12,839

6,267
337
5,301

636,653

14,50525,538

11,033592,336

18,21328,507

10,29358,640315,201
262,812

21,906(610)(6,791)

23,558
316
1,662

1,651
926
8,454

61,074
296,504
234,758

26,031(500)(7,317)

26,793
354
1,359

762
855
8,676

Hokuhoku Financial Group, Inc. (8377)

6. Net Gains and Losses on Securities(Millions of yen)

3rd Qtr of FY 2021

3rd Qtr of FY 2020

Fiscal Year 2020

(9 months)(9 months)

results(B)(reference)(A)

FG(Consolidated)(A)-(B)
1,567
4,359
30
2,822
－
－
3,791
8,877
2,089
2,996

Net gains (losses) related to bonds

Gains on sales
Gains on redemption
Losses on sales
Losses on redemption
Losses on devaluation
Net gains (losses) related to stocks and others

Gains on sales
Losses on sales
Losses on devaluation

(957)
(380)
(285)
349
(10)
(48)
1,098
3,505
(433)
2,840

2,525
4,739
315
2,472
10
48
2,693
5,371
2,522
156

2,004
5,620
334
3,869
41
40
5,085
9,612
4,427
98
(Millions of yen)

3rd Qtr of FY 2021

3rd Qtr of FY 2020

Fiscal Year 2020

(9 months)(9 months)

results(B)(reference)

(A)
1,567
4,359
30
2,822
－
－
4,384
9,056
1,935
2,735

Net gains (losses) related to bonds

Totalof two banks(A)-(B)

Gains on sales
Gains on redemption
Losses on sales
Losses on redemption
Losses on devaluation
Net gains (losses) related to stocks and others

Gains on sales
Losses on sales
Losses on devaluation

(957)
(380)
(285)
349
(10)
(48)
1,529
3,594
(514)
2,579

2,525
4,739
315
2,472
10
48
2,855
5,462
2,450
156

2,004
5,620
334
3,869
41
40
5,499
9,792
4,193
98
(Millions of yen)

3rd Qtr of FY 2021

3rd Qtr of FY 2020

Fiscal Year 2020

(9 months)(9 months)

results(B)(reference)(A)

Hokuriku bank(Non-consolidated)(A)-(B)
957
2,316
30
1,389
－
－
3,744
6,450
803
1,902

Net gains (losses) related to bonds

Gains on sales
Gains on redemption
Losses on sales
Losses on redemption
Losses on devaluation
Net gains (losses) related to stocks and others

Gains on sales
Losses on sales
Losses on devaluation(1,265)
(886)
10
438
－
(48)
1,818
3,297
(371)
1,849

2,222
3,202
19
950
－
48
1,926
3,152
1,174
52

1,899
3,311
38
1,410
－
40
3,881
6,256
2,366
8
(Millions of yen)

3rd Qtr of FY 2021

3rd Qtr of FY 2020

Fiscal Year 2020

(9 months)(9 months)

results(B)(reference)(A)
Net gains (losses) related to bonds

Hokkaido bank(Non-consolidated)

Gains on sales
Gains on redemption
Losses on sales
Losses on redemption
Losses on devaluation
Net gains (losses) related to stocks and others

Gains on sales
Losses on sales
Losses on devaluation(A)-(B)
609
2,042
－
1,432
－
－
640
2,606
1,132
833

307
505
(296)
(88)
(10)
－
(288)
296
(143)
729

302
1,537
296
1,521
10
－
929
2,309
1,276
103

105
2,309
296
2,459
41
－
1,618
3,536
1,827
90