2015
AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED
18 August 2015

ANZ BASEL III PILLAR 3A P S 3 3 0 I N F O R M AT I O N S U P P O R T PA C K - J U N E 2 0 1 5

Risk Weighted Asset movement
Total Risk Weighted Assets – 9mths YTD
June 15 vs September 14($b)

28.3

0.9
6.6

361.5

Sep-14384.0

Credit
RWA

Op
RWA

IRRBB
RWA

Total Risk Weighted Assets – 3Q15
June 15 vs March 15($b)
386.90.2Mkt
RWA

Jun-15Mar-15

Credit Risk Weighted Assets – 9mths YTDJune 15 vs September 14($b)

2.50.5CreditRWAOpRWA

17.8

3.3

337.2

384.0

Mkt
RWA

Jun-15

0.7

IRRBB
RWA

Credit Risk Weighted Assets – 3Q15
June 15 vs March 15($b)

9.3

0.8

339.7

0.3

1.7

1.6
337.2

308.9
6.1

2.1

Sep-14Risk

Growth Portfolio
data
review

FX

Jun-15Mar-15Risk

Growth Portfolio
datareview

FX

Jun-15This document should be read in conjunction with ANZ Basel III, Pillar 3 disclosures (APS 330: public disclosure). Available at www.anz.com/shareholder2Provision charges and impaired assets
Individual Provision charge

Net impaired assets by division

($m)

($m)

2,000
1,500

5,000

1,637
1,213

1,167

4,000

1,144750
FY11FY12

FY13

FY14

4th quarter IP chargeFirst 3 quarters (YTD June) IP charge

FY15 YTD(June)

1,713

1,721

Sep 14

Jun 15IIB

Other1,0000

Sep 11

Aus DivisionCollective provision charge

Sep 12

Sep 13

NZ Division

Gross impaired assets by size($m)
1,000($m)
6,000

5,581

5,000500

FY125,196
4,264

4,000
3,000-155-379
FY11127308-500-1,000

2,797

2,000

5000

3,423

3,000

1,0000

3,884

2,889

2,805

Sep 14Jun-152,0001,000

FY13

FY14First 3 quarters (YTD June) CP charge
Full Year CP charge

FY15 YTD(June)0

Sep 11<$10m

Sep 12

Sep 13$10-$100m>$100m

This document should be read in conjunction with ANZ Basel III, Pillar 3 disclosures (APS 330: public disclosure). Available at www.anz.com/shareholder

3

The material in this presentation is general background information about the Bank’s activities current at the dateof the presentation. It is information given in summary form and does not purport to be complete. It is notintended to be relied upon as advice to investors or potential investors and does not take into account theinvestment objectives, financial situation or needs of any particular investor. These should be considered, with orwithout professional advice when deciding if an investment is appropriateThis presentation may contain forward-looking statements including statements regarding our intent, belief orcurrent expectations with respect to ANZ’s business and operations, market conditions, results of operations andfinancial condition, capital adequacy, specific provisions and risk management practices. When used in thispresentation, the words “estimate”, “project”, “intend”, “anticipate”, “believe”, “expect”, “should” and similar
expressions, as they relate to ANZ and its management, are intended to identify forward-looking statements.
Readers are cautioned not to place undue reliance on these forward-looking statements, which speak only as ofthe date hereof. Such statements constitute “forward-looking statements” for the purposes of the United States
Private Securities Litigation Reform Act of 1995. ANZ does not undertake any obligation to publicly release theresult of any revisions to these forward-looking statements to reflect events or circumstances after the datehereof to reflect the occurrence of unanticipated events.
For further information visit

www.anz.com
or contact ANZ Investor Relations
Jill Craig
Group General Manager Investor Relations
ph: (613) 8654 7749 fax: (613) 8654 9977

e-mail: jill.craig@anz.com