Travel Insurance
International Medical Group® (IMG®), a SiriusPoint® company, is an award-winning global insurance benefits and assistanceservices company that has served millions of members worldwide since its founding in 1990. IMG’s international headquarters
and call center are based in Indianapolis. IMG offers a full line of travel protection plans (iTravelInsured®) that provide varying
levels of coverage for trip cancellation, baggage delay, trip interruption, accident & sickness, and many other travel-related
events and expenses.

iTravelInsured ®
T R A V E L

ALL PLANSS E R I E S

SE & LX

Trip cancellation covers up to 100% of the
prepaid non-refundable insured trip cost
Only the non-refundable deposit amount should
be insured. You can increase coverage when
additional non-refundable payments are madeCOVID-19 is covered the same as any otherillness, which may trigger benefits for accident
or sickness medical costs, as well as trip
cancellation, trip interruption, or travel delay(including due to quarantine) expenses
Access to non-insurance 24/7 emergency travelassistance servicesMaximum trip cost of $150,000
Rental car damage, theft and includes loss of use coverage
Pet kennel benefits available to reimburse additional kennel fees
when you are delayed past the scheduled return date for at least
twelve (SE) or six (LX) consecutive hours while en route to yourreturn destination. Additional terms apply

LX ONLY

Optional Cancel for Any Reason (CFAR) and Interruption for Any
Reason (IFAR) benefits cover 75% of non-refundable insured trip
cost for an additional cost. Additional Terms apply
Trip Delay provides reimbursement up to $250 per day perperson up to the plan maximum of $2,500 per person.
Pre-existing medical condition waiver is available if plan ispurchased at or before the final payment of your trip
Includes coverage for Search & Rescue as well as Security, Politicaland Natural Disaster Evacuation

W W W . I M G L O B A L . C O MiTravelInsured ®
T R A V E L

C O M PA R E O U R P L A N S

S E R I E SMAXIMUM BENEFIT AMOUNT

Travel Protection

Travel Lite

Travel SETrip Cancellation1

100% of the non-refundable
insured trip cost

100% of the non-refundable
insured trip cost

Up to 100% of the non-refundable
insured trip cost

Trip Interruption

125% of the non-refundable
insured trip cost

150% of the non-refundable
insured trip cost

150% of the non-refundable
insured trip cost

Cancel for Any Reason (CFAR)2

Travel LX

75% of the non-refundable
insured trip cost

An additional cost applies if CFAR is selected.
Trip Interruption For Any Reason (IFAR)2

75% of the non-refundable
insured trip cost

An additional cost applies if IFAR is selected.
Up to $125 per day per person($500 max per person)

Up to $125 per day per person($2,000 max per person)

Up to $250 per day per person($2,500 max per person)

Change Fee

Up to $150 per person

Up to $300 per person

Frequent Traveler Reward

Up to $75 per person

Up to $75 per person

Rental Car Damage and Theft Coverage

Up to $40,000 per covered vehicle

Up to $40,000 per covered vehicle

Missed Trip Connection

Up to $500 (after an initial delay of
6 hours)

Up to $500 (after an initial delay of
3 hours)

Trip Delay

Up to $200 per day (1,000maximum per person)

Traveling Companion
Bedside Companion Daily Benefit$100 per day ($300 max per pet)$100 per day ($500 max per pet)

Up to $500,000 per person

Up to $500,000 per person

Up to $1,000,000 per person

Return Transportation

Included

Included

IncludedTransportation of Children/Child

Included

Included

IncludedBedside Visit Transportation to Join You

Included

Included

Included

Pet Kennel
Medical Evacuation and
Repatriation of Remains Benefit

Included

Hospital of Choice
Search and Rescue

Up to $10,000 per person

Political or Security Evacuation andNatural Disaster Evacaution$50,000 per event per person
Included

COVID-19 Treated As Any Other Illness

Protection For Your Belongings

IncludedIncluded

MAXIMUM BENEFIT AMOUNT

Baggage and Personal Effects
Replacement of Passport, Visa, orOther Travel Documents$750 ($250 max per item)$1,500 ($250 max per item)$2,500 ($250 max per item)

Included

Included

Included
Up to $500 per day($2,000 max per person)

Sports Equipment Rental

Up to $150 (24 hours)

Baggage Delay

Accident Death & Dismemberment

Up to $250 (12 hours)

Up to $500 (12 hours)

MAXIMUM BENEFIT AMOUNT

Common Carrier$25,000$100,000

Exposure/Disappearance

Included

Included

MedicalMAXIMUM BENEFIT AMOUNT
Included

Included

Up to $100,000 per person

Up to $250,000 per person

Up to $500,000 per person$1,000 per trip

$1,000 per trip

$1,000 per trip

ExcessPrimary

Primary

Pre-existing Condition Exclusion Waiver3

Accident & Sickness Medical andDental Expense
Dental Expense Sublimit
Coverage Type4

The trip cancellation benefit is determined by the amount of your trip you elect to protect, up to the maximum benefit stated above.
2CFAR/IFAR are optional for an additional cost and must be purchased together. You can only purchase this benefit at the time the base plan is purchased and within twenty (20) days of the initial trip
deposit. You must cancel your trip two days or more before your scheduled departure date. Cancel for Any Reason benefit does not cover the failure of the travel supplier to provide the bargained-for travel
arrangements due to cessation of operations for any reason. You must cancel your trip two days or more before your scheduled departure date. Additional cost and terms apply. Not available to NY residents.
3
Available on SE plan if purchased within 20 days of the date your initial trip payment is received, and if you are not disabled from travel when your plan cost is paid. Available on LX if you purchase your planat or before the final payment for your trip.
4
Excess insurance: Shall be in excess of all other valid and collectible insurance or indemnity.
This website contains highlights of the plans developed by International Medical Group, which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office locatedin Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al, and non-insurance Travel Assistance Services provided by International Medical Group. The terms of insurance coverages
in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions including an exclusion
for pre-existing medical conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits,exclusions and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general
information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer.
CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information
regarding the features and pricing of each travel plan component, please contact International Medical Group 2960 North Meridian Street Suite 300 Indianapolis, IN 46208 USA. +1(317) 655-9796. Insurance@imglobal.com. CA Non-Resident Producer License No. 0F17093. While International Medical Group markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans wereadded to the plans by International Medical Group, and International Medical Group does not receive compensation from USF for providing the non-insurance components of the plans.
1

PA R T N ER CO NTAC T I NF ORMAT I ON
HIRANO - HOLCOMB INSURANCE AGENCY,LLC
P.O. BOX 12580
MILL CREEK, WA 98082
Phone: 206-755-5585
Fax: 888-391-5155
masako@mhhinsurance.com
http://www.mhhinsurance.com

CM00502111A230711

W W W . I M G L O B A L . C O M

0723