G/SCM/N/284/KAZ  
 
3 October 2016 
(16-5249) Page: 1/152 
Committee on Subsidies and Countervailing Measures  Original: English  
 
 SUBSIDIES  
NEW AND FULL NOTIFIC ATION PURSUANT TO AR TICLE XVI:1 OF  
THE GATT 1994 AND AR TICLE 25 OF THE AGRE EMENT ON  
SUBSIDIES AND COUNTE RVAILING MEASURES  
KAZAKHSTAN  
The following communication, dated 18 March 2016, is being circulated at the request of the 
Delegation of Kazakhstan.  
 
_______________  
 
 
 In line with the obligation under Article 32.6 of the WTO Agreement on Subsidies and 
Countervailing Measures, to notify laws, regulations and administrative procedures to the 
Committee on Subsidies and Counterva iling Measures, the Republic of Kazakhstan is pleased to 
inform the Committee as follows:  
 
1. On 31 March 2015 Government of the Republic of Kazakhstan adopted Resolution No.  168 
"Оn Approval of the Integrated Business Support and Development Program "Business Road Map 
2020", Amendments to Resolution of the Government of the Republic of Kazakhstan No. 556 
"On Certain Measures of Implementation of the Program "Business Road Map 2020 " of 10 June 
2010 and Repealing of Certain Decisions of the Government of the  Republic of Kazakhstan ", which 
replaced Resolution of the Government of the Republic of Kazakhstan No. 301 of 13 April 2010 
"On Approval of the Program "Business Road Map 2020 ". 
New Integrated Business Support and Development Program has brought into conf ormity 
with WTO Agreement on Subsidies and Countervailing Measures.  
The copy of the Regulation is enclosed.1 
2. In accordance with paragraph 583 of the Report of the Working Party on the Accession of 
the Republic of Kazakhstan to the WTO Resolution of the  Government of the Republic of 
Kazakhstan No. 1017 of 2 August 2012 "On Approval of Rules on Partial Reimbursement of 
Expenses Borne by the Subjects Engaged in Industrial and Innovative Activity for Promoting 
Domestic Processed Goods, Services Abroad, List  of Domestic Processed Goods, Services Subject 
to Partial Reimbursement for their Promoting Abroad and Repealing Certain Decisions of the 
Government of the Republic of Kazakhstan " has been repealed.  
                                                
1 The English text of the attached laws and regulations is not an officially translated text.  G/SCM/N/284/KAZ  
 
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  Regulation of the Government of Republic of Kazakhstan N o. 168 "On Approval of  
the Integrated Business Support and Development Program "Business Road  
Map 2020 ", Amendments to the Regu lation of the Government of  
the Republic  of Kazakhstan No.  556 "On Certain Me asures of  
Implementation  of the  Program "Business Ro ad Map 2020 " 
of 10 Jun e 2010 and  Repealing of  Certain Decisions  
of the Government  of the Republic of Kazakhstan " 
Government of Republic of Kazakhstan DECREES : 
1. To approve the attached Integrated Business Support and Development Program "Business 
Road Map  2020" (hereinafter – Program).  
2. To make following amendments in the Regulation of the Government of Republic of 
Kazakhstan No. 556 "On Certain Measures of Implementation of the Program "Business Road 
Map 2020" of 10 June 2010:  
- the title shall be state d in following edition:  
"On Certain Measures of Implementation of the Integrated Business Support and 
Development Program "Business Road Map 2020 "; 
- the preamble shall be stated in following edition:  
"In accordance with Article 18 of the Law of the Republ ic of Kazakhstan of 31 January 2006 
"On Private Enterprise " and Article 17 of the Law of the Republic of Kazakhstan of 9 January 2012 
"On State Support of the Industrial Innovative Activities " the Government of the Republic of 
Kazakhstan DECREES: "; 
Paragra ph 1 shall be stated in the following edition:  
"1. To approve the attached:  
1) Rules of Subsidization of Interest Rate within the frame of the Integrated Business 
Support and Development Program "Business Road Map 2020 "; 
2) Rules of Guaranteeing on Bank Loans of  the Private Business within the frame of the 
Integrated Business Support and Development Program "Business Road Map 2020 "; 
3) Rules of Providing State Grants within the frame of the Integrated Business Support 
and Development Program "Business Road Map 2020 "; 
The Rules of subsidization of interest rate on the second -tier bank for the private entrepreneurship 
and other measures of state support within the first component "Supporting New Business 
Initiatives " of the Program "Business Road Map 2020 ", approved by  the indicated Regulation, shall 
be stated in new edition according to Appendix 1 of this Regulation;  
Rules of subsidization on second -tier bank loans for the private entrepreneurship within the second 
component "Recovery of Business Sector " of the program  "Business Road Map 2020 ", approved by 
the indicated Regulation , shall be stated in new edition according to Appendix 2 of this Regulation;  
Rules of guaranteeing on second -tier bank loans  for the private entrepreneurship within the first 
component "Support ing New Business Initiatives " of the program "Business Road Map 2020 ", 
approved by the indicated Regulation , shall be stated in new edition according to Appendix 3 of 
this Regulation;  
3. The central and local executive bodies and other organizations shall take actions on 
implementation of the Program.  G/SCM/N/284/K AZ 
 
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  4. Local executive bodies shall monthly, by 15th date of each month following the reporting 
month, submit to the Ministry of National Economy of the Republic of Kazakhstan a summary on 
using of the allocated funds within the implementation of the Program.  
5. To repeal certain decisions of the Government of Republic of Kazakhstan according to the 
Appendix  4 of this Regulation.  
6. The control on execution of this Regulation shall be imposed to the Ministry of N ational 
Economy  of the Republic of Kazakhstan.  
This Regulation shall be brought into force from the date of its signing.  
Prime Minister of the Republic of Kazakhstan  К. Masimov  
Approved   
by the Regulation of the Government of  
Republic of Kazakhstan  
No. 168 of 31 March 2015  
Integrated Business Support and Development Program "Business Road Map 2020 "2 
1  PASSPORT OF THE PROG RAM 
Title of the program  Integrated Business Support and Development Program "Business 
Road Map 2020"  
Justification for development  Decree of the President of the Republic of Kazakhstan No. 958 "On State 
Program on Accelerated Industrial and Innovative Development of the 
Republic of Kazakhstan for 2010 -2014 and Repealing of Certain Decrees 
of the President of Republic of Kazakhstan" of 19 March 2010;  
Decree of the President of Republic of Kazakhstan No. 874 "On Approval 
of the State program on Industrial Innovative Development of the 
Republic of Kazakhstan for 2015 -2019 and on Additions to Decree of the 
President of the Republic of Kazakhst an No. 957 "On Approval of the List 
of State Programs" of  19 March 2010;  
Law of the Republic of Kazakhstan "On Private Enterprise" of 
31 January  2006 
Developer  Ministry of National Economy of the Republic of Kazakhstan  
Goal of the Program  Providing stab le and balanced growth of the regional entrepreneurship, 
and also supporting the existing and opening new permanent work places  
Objectives of the program  1. Improving of access to the financing of the entrepreneurs of the rural 
settlements, small towns and mono -industry towns;  
2. Increasing of production capacities of the entrepreneurs of the rural 
settlements, small towns and mono -industry towns;  
3. Expansion of the business initiatives of the entrepreneurs  at the rural 
settlements, small towns and mono -industry towns;  
4. Increasing the scope of producing products of the processing 
industry;  
5. Creating of new competitive productions;  
6. Increasing of population employment in the small and medium 
entrepreneurship;  
7. Preventing of transformation of the currency risks into loa n risks due 
to fluctuation of the foreign currencies;  
8. Informational analytical provision of the business;  
9. Improving of competence of the entrepreneurs;  
10. Improving of productivity of the entrepreneurs;  
11. Expansion of the business communications.  
Period of im plementation  YY2015 -2019 
                                                
2 A program with amendments made by Regulation of the Government of Republic of Kazakhstan 
No. 368 as of 28 April 2015 . G/SCM/N/284/KAZ  
 
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  Target indicators  By execution of the objectives set in the Program, following target 
indicators shall be achieved by 2020:  
1. Bringing the portion of the processing industry in GDP structure to 
 no less  than 12,5%;  
2. Increasing  the scope of producing products of SME in 1,5 times 
 from the level of 2014;  
3.  Increasing actively operating objects of SME to 50% from the level 
 in 2014;  
4.  Increasing the number of employed in SME for 50% from the level 
 in 2014.  
Sources and scope s of financing  2015 - 56 387 058 thous.tenge;  
2016 - 53 331 827 thous.tenge;  
2017 - 66 869 798 thous.tenge;  
2018 - 66 896 810 thous.tenge;  
2019 - 66 922  683 thous.tenge.  
2  INTRODUCTION  
Integrated Business Support and Development Program "Business Road Map 2 020" (hereinafter – 
Program) is developed for the implementation of the Message of the President of Republic of 
Kazakhstan to the People of Kazakhstan "A New Decade – New Economic Growth – New 
Opportunities for Kazakhstan " and General National Plan of Deve lopment of Kazakhstan until 2020, 
approved by Decree of the President of Republic of Kazakhstan No. 925 of 17 February 2010.  
The program is designated for achieving goals of messages of the President of Republic of 
Kazakhstan to the people of Kazakhstan "Strategy "Kazakhstan -2030" and "Kazakhstan's 
Way - 2050: A Common Goal , Common Interests , Common Future ".  
In whole, provision of the stable economic development of the country depends on the state and 
level of development of the private entrepreneurship, and, first of all of the small and medium 
entrepreneurship. This sector of the economy has great potentials for resolving the most problems 
impacting to the economic growth of the state, such as non developed competition, non efficient 
use of material and immaterial resources, dependence of internal demand from import, 
unemployment, poverty and etc.  
The role of the small and medium entrepreneurship is important in diversification of the economy. 
To implement the State Program of Industrial and Innovation De velopment (SPIID) there will be 
setup more and more large scale productions  where can be involved many sub contractors from 
among small and medium entrepreneurs. At the rural areas, small towns and mono -industry towns 
the small and medium entrepreneurs shal l give a new impulse of development, working at the 
sectors oriented for satisfying the needs of the population.  
Therefore, it is necessary to take systematic measures on supporting private entrepreneurship 
which will include but not limited with improvin g the access to financing, providing required 
infrastructure, assisting in improving the competence, obtaining a consultation support and 
attracting partners for the joint execution of the b usiness initiatives.  
Basic terms and definitions  
The following ba sic terms and definitions shall be used in this Program:  
1) Bank – second -tier bank, participating in the Program;  
2) Bank loan (hereinafter – loan) – a sum of funds provided by the bank to the 
entrepreneurs within the frames of a bank loan agreement on the term s of order of priority, on a 
reward basis, refund ability, security and intended use basis;  
3) Development bank – a Joint Stock Company "Development Bank of Kazakhstan " 
and/or its affiliated leasing company;  G/SCM/N/284/K AZ 
 
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  4) Guaranteeing – form of state support of the entrepr eneurs, used in the form of 
providing a partial guarantee as an execution of the obligations related to the credit repayment of 
the entrepreneur, on the terms of the Program and in accordance with the guarantee agreement;  
5) SPIID – State Program on Industria l Innovative Development of the Republic of 
Kazakhstan for 2015 -2019, approved by Decree of the President of Republic of Kazakhstan 
No. 874 of 1 August 2014;  
6) Subsidization agreement –a three -party written agreement concluded between the 
financial agency, b ank/leasing company and an entrepreneur, on the terms of which the financial 
agency shall partially subsidize interest rate on loan /leasing of the entrepreneur given by 
bank/leasing company as per the form approved by authorized agency on entrepreneurship ; 
7) Subsidization agreement on micro lending – a two -party written agreement concluded 
between authorized organization on micro lending and micro financing organization as per terms of 
which the authorized organization on micro lending shall partially subsidi ze interest rate on micro 
loans of the entrepreneurs issued by micro financing organization;  
8) Guaranteeing agreement – a three -party written agreement concluded between the 
financial agency, bank and an entrepreneur on providing guarantees as per the form a pproved by 
authorized agency on entrepreneurship;  
9) Agreement on guaranteeing of micro loans – a three -party written agreement 
concluded between authorized organization on micro lending, bank and micro finance organization, 
on providing a guarantee;  
10) Financia l leasing agreement – a written agreement concluded between leasing 
company /bank and entrepreneur on terms of which the leasing company /bank shall provide a 
financial leasing to the entrepreneur;  
11) Bank loan agreement – a written agreement concluded between the bank and 
entrepreneur as per terms of which the bank shall provide a loan to the entrepreneur, and also 
Agreement on opening a bank line;  
12) Leasing company – a leasing company taking part in the Program;  
13) Leasing deal (leasing) – complex of agreed actions of the leasing participants, oriented 
for setting up, changing and termination of the civil rights and duties;  
14) Local coordinator of the Program – structural division of the city /region designated by 
the akim of the oblast, which is responsible for executio n of the Program in town or on regional 
level;  
15) Beginning young entrepreneur – an individual entrepreneur at the age of 29 years old 
(inclusive), period of state registration of whom as an individual entrepreneur comprises less than 
3 years at the moment of  referring to the bank for the loan. The age is defined on the date of 
reference of the individual entrepreneur to the bank. It is allowed affiliation of the young beginning 
entrepreneur with operating entrepreneurs upon setting up a new form of activity w hich differs 
from the current actions of the currently effective affiliated entrepreneur;  
16) International foreign organizations (hereinafter - IFO) – international 
non-governmental organizations assisting to the small and medium business enterprises in 
arran ging of foreign trainings and setting up communications with foreign partners and/or directed 
for assisting to development of the small and medium business entrepreneurs;  
17) Beginning entrepreneur – an entrepreneur whose period of state registration as an 
individual entrepreneur or a legal entity comprises less than 3 years at the moment of reference to 
the bank/leasing company/micro financial agency for receiving a loan /leasing agreement /micro 
loan. It is allowed affiliation of the beginning entrepreneur with  operating entrepreneurs upon 
setting up a new form of activity which differs from the current actions of the currently effective 
affiliated entrepreneur;  G/SCM/N/284/KAZ  
 
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  18) CCEA (hereinafter – high priority sector of the economy within the Program) – high 
priority economy s ectors in accordance with the common classifier of the economic activities 
according to Appendix 1 of the Program;  
19) Operator of the non-financial  support – the National Chamber of the Entrepreneurs 
performing state non-financial  support to the entrepreneurs  within the fourth direction of the 
Program except the components "Co-financing  of the consultation projects of the leading 
companies by attracting external consultants (EBRD Program on Supporting Small and Medium 
Business of the Republic of Kazakhstan) ", "Training of the Top Management of Small and Medium 
Business "; 
20) Educational institution – scientific organization rendering services on improving 
qualification of the management staff and managers by conducting business trainings and 
consultations for the m embers of the "Business relations " project abroad;  
21) Entrepreneur – a subject of private business conducting his activity in accordance with 
the Law of the Republic of Kazakhstan "On Private Enterprise "; 
22) Project - complex of the actions and measures in vario us directions of the business 
activity, performed by entrepreneur as an initiative activity directed for having incomes and not 
contradicting with the legislation of the Republic of Kazakhstan;  
23) One stop -shop principle – arrangement of works when providing state services, which 
consider exclusion or maximum possible limitation of participation of the applicants (citizens, legal 
entities and individual entrepreneurs) in the processes of collection from various authorities and 
submitting to various authorities  of various documents which confirm the rights of the applicants 
for having state services;  
24) Regional coordinator of the Program – a structural division of the local executive body 
designated by akim of oblast (capital, republican city) which is in charge f or the execution of the 
Program on the oblast level (capital, republican level city);  
25) Regional coordination society (hereinafter – RCS) – consultative advisory agency 
setup and headed by akim of the oblast, Astana and Almaty cities, with participation of t he 
business society representatives no less than 50% of total amount;  
26) Subsidization – a form of the state financial support of the entrepreneurs used for 
partial reimbursement of the expenses paid by entrepreneur to the bank /micro financing 
company /leasing  company as a reward on loans /leasing in exchange to the execution in future of 
the certain terms related to the operational activities of the entrepreneur;  
27) Subsidies – periodic payment on non -reciprocal and irrevocable bases, performed by 
financial agency /authorized organization on micro lending to the bank /micro financing 
organization /leasing company within the frame of subsidizing the entrepreneurs on the basis of the 
subsidizing agreements;  
28) Authorized body – an authorized body on entrepreneurship;  
29) Autho rized organization on micro lending (hereinafter – AOM) – national management 
holding and legal entities, whose 100% shares belong to the national management holding, and 
also an organization with 100% participation of the state, performing certain types o f the banking 
operations that authorized in accordance with the legislation of the Republic of Kazakhstan for 
performing state investment policy in the certain spheres of economy;  
30) Financial agency – stock company "Fund of development of entrepreneurship "Damu", 
performing an execution and monitoring of the financial support within the Program;  
31) Operator of the component /instrument - national management holding or legal 
entities, whose 100% shares owing to the national management holding, also an organization  with 
100% participation of the state, performing execution of the components /instruments of non 
financial support within the f ourth component of the Program;  G/SCM/N/284/K AZ 
 
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  3  ANALYSIS OF THE CURR ENT SITUATION OF THE  ENTREPRENEURSHIP  
Implementation of the Program is target ed for the development of the regional private 
entrepreneurship and development of competitiveness.  
During execution of the Program "Business Road Map 2020 " since 2010 to 2014 there were 
observed positive tendencies in the indicators of development of the  non energy sectors of the 
economy to which the support have been oriented. By using instruments of subsidizing the interest 
rates and guaranteeing of the loans to the state was able to stimulate the second -tier banks for 
increasing the loan scope of such industries as processing industr y, transport and communication.  
As of 1 July 2014, the portfolio within Program "Business Road Map 2020 " as per the effective 
loans – 612,5 bln.tenge, from which the portfolio of the effective loans for investment goals – 
501 bln.tenge. Total scope of the banking loan portfolio as per high priority economy sectors – 
4 505 bln.tenge, and total bank portfolio of the loans as per all economy sectors which have been 
issued for the investment goals – 675,6 bln.tenge. Thus, the Pro gram "Business Road Map 2020 " 
covered in total loan portfolio as per high priority economy sectors of 12,2% (that 's the 
percentage of the approved and signed projects in the common portfolio of the high priority 
economy sectors), and the loan portfolio iss ued for the investment goals within the Program 
"Business Road Map 2020 " – 81,3% of the total portfolio of loans as per high priority economy 
sectors.  
Generally, since 2010 to 2013 a complex loan portfolio of the banks in the processing industry 
increased  in 1,9 times (from 455 bln.tenge to 876 bln.tenge), in the transport sector – in 1,6 times 
(from 252 bln.tenge to 396 bln.tenge), in the communication sector – in 1,8 times 
(from  51 bln.tenge to 90 bln.tenge).  
A complex amount of the given loans to the p rocessing industry for these 3 years increased to 
2,45 times (from 383 bln.tenge to 938 bln.tenge), in the transport sector – in 1,7 times 
(from  145 bln.tenge to 246 bln.tenge), communication sector – in 3 times  (from 22 bln.tenge to 
66 bln.t enge).  
The pr ogram "Business Road Map 2020 " provides for a limitation on remuneration rate by which 
the end user of the loan attracted financing (not more than 14%). As a result of implementation of 
the Program "Business Road Map 2020 ", interest rates as per given loan s considerably were 
reduced. Since 2010 to 2013 an average rate as per given loans to the processing industries was 
reduced from 12% to 9,4% per annum, in the transport sector – from 12,5% to 10,2% per 
annum, communication sector – from 11,9% to 7,7% per a nnum.  
As per periods of lending, the portion of short -term loans in the portfolio for 2010 -2013 years 
varied between 29 -33 % (in 2013 – 29%). As per the lending of objects the most part designated 
for replenishing floating assets (69%), while for the inve stment goals accrues only 7%. In the 
structure of the long term loans, the replenishment of the floating assets takes 15%, and loans for 
investment goals – 26%.  
The size of the short -term loans for the investment goals was growing speedily which among oth er 
factors influenced to the growth of investments in the main assets, annual indicator of which 
during 2010 -2013 increased to 32% up to 6 bln.tenge per year.  
Annual scope of the investments into the main capital of the high priority sectors of economy 
increased to 56% from 1  740 bln.tenge to 2  713 bln.tenge. On the other side, the scope of 
allocated basic assets had various characters which is explained that the assets allocated for the 
investment goals have been spent also for the reconstruction of the e xisting main assets or for 
refinancing the existing loans. In 2013 main assets for 1  229 bln.tenge were allocated in the hi gh 
priority sectors of economy.  
During 2010 -2013 growth of production of goods and services at the high priority economic 
sectors (ex cept in the agriculture) was observed, but the growth rate was slowing down. In 2013, 
the real increase of this indicator comprised 5,1%. In whole, growth of producing the goods and 
services in the high priority sectors was surpassing the economy growth le vel, although s lightly 
falling behind in 2013.  G/SCM/N/284/KAZ  
 
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  Based on the current situation, it is obvious that the government has created all the conditions and 
possibilities for the investments, but there is no support for the small and medium -sized 
enterprises that w illing to replenish their floating assets. Based on the information on lending 
structure, it is possible to state that expansion of the instruments of the Program in this direction 
shall considerably increase the level of support of the small and medium -sized enterprises and 
create background for considerable improvement of the small and medium -sized enterprises in the 
country.  
As of 1 July 2014, the portion of the bank loans in the rural areas, small towns and 
mono -industrial cities, is still on low level  (in 2013 – 25%). Portion of the loans in the same 
administrative units but and funded within the Program "Business Road Map 2020 " in 2013 
comprised 30% (284 bln.tenge from 933,5 bln.tenge). Thankfully to the Program "Business Road 
Map 2020 ", dynamics is p ositive. For three years this indicator increased for 4 percent items. 
The lending market is expanding in these administrative units, so it is possible to conclude that 
state support in this direction shall be continued and if necessary raised.    
Non-finance state support in the form of training was included into the Program "Business Road 
Map 2020 " in 2011. For the years of implementation of this component, such support has become 
popular. As of 1 December 2014 over 75  000 listener took part in projects  of "Business Advisor " 
and "Business Growth ", 2 109 participants took part in projects of "School of the Young 
Entrepreneur ". As of 1 January 2015 1263 entrepreneurs have been trained within the project 
"Training of the Senior Management of the Small and Med ium-Sized Enterprises ", within the 
project "Business Relations " – 2 253 entrepreneurs, from which 324 entrepreneurs have done an 
internship in the USA and Germany; within the component "Senior Seignior " 62 missions have 
been finished. Besides, within the f rame of the component "Business Nasikhat " during 2013 -2014 
the republican TV channels broadcasted 24 releases of "History of Success " program in Russian 
language on "KTK" TV channel, 10 special reports in Kazakh and Russian languages on "31" 
channel and 10  reports at "Kazakhstan " channel, 10 releases of "Business Territory " program on 
"7" channel and "Astana " channel. Besides, 40 informational education video films designated for 
popularization of the entrepreneurship among Republic of Kazakhstan population  were made. Over 
3 700 materials on state support measures were placed in the mass media , 36 press tours as per 
the projects performed within the program "Business road map 2020 " were conducted, , master 
classes for the beginning entrepreneurs within all Re public of Kazakhstan regions where trained 
over 1650 people. 320 thousand leaflets on explaining the program "Business road map 2020 " 
were issued, a guide "150 business ideas " also developed and issued.  
Works on setting up an infrastructure of supporting the entrepreneurship were conducted. 
As of 1 December 2014 17 centres of servicing the entrepreneurs at the oblast centres and large 
cities, where 68 thousand entrepreneurs have been provided with over 111 thousand consultations 
were opened. At 27 centres of servicing the entrepreneurs in the mono -industrial cities over 
27 thousand entrepreneurs have been provided with 50,3 thousand consultations. At 161 centres 
of servicing the entrepreneurs in the small and regional centres, 36,3 thousand clients have bee n 
provided with over 62,8 thousand consultations. At the regional level operating 14 mobile centres 
of servicing the entrepreneurs, which for 16,8 thousand clients provided 26,8 mobile consultations. 
Besides, provided service support of the effective entre preneur activities. 45,6 thousand 
entrepreneurs have been provided with 159, 6 thousand services, and to this job attracted 
52 service companies.  
Analysis of the current situation shows that the Program shall provide for supporting of the small 
and medium -sized enterprises outside of the large cities and strengthening of the business 
potentials.  
Within the frame of the component "Support of New Business Initiatives " of the Program 
problematic issues such as improving access to the financing, increasing pr oduction capacities of 
the projects, expansion of the business initiatives of the entrepreneurs of the rural areas, small 
towns and mono -industry towns and th eir projects shall be resolved.  
For improving access to the financing of the entrepreneurs of the mono -industry towns, small 
towns and rural areas, subsidization of interest rate on the bank loans and micro loans of the 
micro financial agencies, partial guaranteeing of the bank loans, issued to the entrepreneurs and 
micro financial organizations, provi sion o f the micro loans will be made.  G/SCM/N/284/K AZ 
 
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  For improving production capacities of the entrepreneurs of small towns, mono -industry town, 
rural towns provision of the missing infrastructure for the projects of the entrepreneurs from the 
small towns, industry base d town, and rural towns will be made.  
For the expansion of the business initiatives of the entrepreneurs from the small towns, 
mono -industry town, and rural towns, issuing state grants will be made.  
Development of the business in the high priority econom ical sectors and in the processing industry 
branches shall resolve  the goals of increasing the scope of products of the producing industry, 
creating new competitive productions, increasing employment of the population in the small and 
medium -sized enterpri ses.  
For increasing the scope of the products in the processing industry subsidization of interest rate on 
loans /leasing deals of the bank /leasing companies and partial guaranteeing of the bank loans 
issued to the entrepreneurs will be made.  
For creating  new competitive productions, provision of the missing infrastructure of the projects of 
the entrepreneurs and industrial zones will be performed.  
For increasing the employment of population in the small and medium -sized enterprises 
subsidization of inter est rate on the loans /leasing of the banks /development bank /leasing 
companies and partial guaranteeing of the bank loans /development bank, issued to the 
entrepreneurs, provision of the missing infrastructure of the projects of the entrepreneurs and 
industr ial zones will be made.  
For preventing transformation of the currency risks into loan risks due to fluctuations of the foreign 
currencies, subsidization of interest rate on the loans /leasing transactions of the 
banks /development bank /leasing companies in the national and foreign currencies will be made.  
Resolution of the problem on providing non - financial supporting measures to the 
entrepreneurship will become informational analytical provision of the business, improvement of 
the competence of the busin essmen, improvement of the productivity of the businessmen, 
expansion of the business relations.  
For the informational analytical provision of the entrepreneurship an explanation of the state 
support measures within "Business Nasikhat " project, on terms o f keeping the business activities 
in the members States of the Eurasian Economic Union and measures of the state support of the 
subjects of agricultural complex will be performed.  
For the improvement of the competence of the entrepreneurs training on the basics of 
entrepreneurship, improving qualification of the specialists, top managers of the companies, 
providing service support for the effective business activity, providing consultations as per issues 
of obtaining permit documents and technical terms wi ll be made.  
For the improvement of the productivity of the entrepreneurs, attraction of the external 
consultants for implementing new methods of management, production technologies, improving 
productivity and energy saving of the enterprises, also technol ogical development of the 
enterprises shall be performed.  
For the expansion of the business relations setting up business relations with foreign partners and 
promoting national processed goods shall be set up.  
4  GOAL, TARGET INDICAT ORS, OBJECTIVES, PER FORMA NCE INDICATORS OF TH E 
PROGRAM IMPLEMENTATI ON 
4.1  Goal of the program  
1. Providing stable and balanced growth of the regional entrepreneurship, and also supporting the 
existing and opening new permanent work places.  G/SCM/N/284/KAZ  
 
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  4.2  Target indicators  
2. Target indicators of th e Program which shall be achieved by 2020:  
1) bringing the portion of the processing industry in GDP structure till no less 
than 12,5% ; 
2) increasing the scope of production of SME products for 1,5 times from the level 
in 2014;  
3) increasing the actively o perating SME subjects for 50% from the level in 2014;  
4) increasing the number of the occupied in SME for 50% from the level in 2014.  
4.3  Objectives  
3. For achieving the goals and target indicators of the Program works shall be conducted by 
following four com ponents:  
1) Supporting new business initiatives of the entrepreneurs of the mono -industry towns, 
small towns and rural areas;  
2) Industrial support of the entrepreneurs performing activities in the high priority 
sectors of economy and in the processing industry branches;  
3) Reduction of the currency risks of the entrepreneurs;  
4) Providing non -financing measures of support of the entrepreneurs;  
Supporting new business initiatives of the entrepreneurs of the mono -industry towns, small towns 
and rural areas.  
Within the f rame of this component, it is required to resolve following tasks:  
1) Improving access to the financing of the entrepreneurs of the mono -industry towns, 
small towns and rural areas;  
2) Increasing production  capacity of the projects of the entrepreneurs of the mo no-
industry towns, small towns and rural areas;  
3) Expansion of the business initiatives of the entrepreneurs of the mono -industry towns, 
small towns and rural areas;  
Task 1. Improving access to the financing of the entrepreneurs of the mono -industry 
towns, s mall towns and rural areas  
For improving the access to the financing of the entrepreneurs of the mono -industry towns, small 
towns and rural areas, subsidization of interest rate on loans /agreements of financial leasing of the 
banks /development bank/leasing  companies and micro loans of the micro financial organizations, 
partial guaranteeing of the bank loans /development bank issued to the entrepreneurs and micro 
finance organizations, provision of the micro loans will be made.  G/SCM/N/284/K AZ 
 
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  Table 1. Target indicators on i mproving the access to the financing of the entrepreneurs 
of the mono -industry towns, small towns and rural areas  
No. Title of indicator  Years of implementation  
2015  2016  2017  2018  2019  Total  
1 Quantity of the subsidized 
projects in the mono -industry 
towns, small towns and rural 
areas, ea.  200 200 200 200 200 1000 
2 Quantity of the given 
guarantees in the 
mono -industry towns, small 
towns and rural areas, ea.  60 60 61 61 62 304 
3 Quantity of the micro loans 
mono -industry towns, small 
towns and rural ar eas, ea.  558 601 648 648 648 3103 
Task 2. Increasing production capacity of the projects of the entrepreneurs of the 
mono -industry tow ns, small towns and rural areas  
For increasing the production capacity of the projects of the entrepreneurs of the mono -industry 
towns, small towns and rural areas, missing infrastructure for the projects of entrepreneurs of the 
mono -industry towns, small towns and  rural areas will be performed.  
Table 2. Target indicators on providing the entrepreneurs with the required 
infrastructure  
No. Title of indicator  Years of implementation  
2015  2016  2017  2018  2019  Total  
1 Quantity of the projects of 
the entrepreneurs of the 
mono -industry towns, small 
towns and rural areas 
provided with the required 
infrastructure, ea.  1 10 10 12 12 45 
Task 3. Expansion of the business initiatives of the entrepreneurs of the mono -industry 
towns, small towns and rural areas   
For the expansion of the business initiatives of the entrepreneurs of the mono -industry towns, 
small towns and rural areas is suing of the s tate grants shall be performed.  
Table 3. Target indicators on Expansion of the business initiatives of the entrepreneurs 
of the mono -industry towns, small towns and rural areas  
No. Title of indicator  Years of implementation  
2015  2016  2017  2018  2019  Total  
1 Quantity of the issued grants to 
the entrepreneurs of the mono -
industry towns, small towns 
and rural areas, ea.  20 20 20 20 20 100 
Industrial support of the entrepreneurs performing their activity in the high priority economical 
sectors  and in th e processing industry branches.  
Within the frame of this component, it is required to resolve following tasks:  
1) Increasing the scope of the produced products in the processing industry;  
2) Creating new competitive productions;  
3) Increasing the employme nt of population in the small and medium entrepreneurship.  G/SCM/N/284/KAZ  
 
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  Task 4. Increasing the scope of the produced prod ucts in the processing industry  
For increasing the scope of the produced products in the processing industry subsidizing of the 
remuneration fee as  per the loans /agreements of the financial leasing of the banks /development 
banks /leasing companies and partial guarantee of the loans from the banks /development banks 
given to the entrepreneurs will be performed.  
Table 4. Target  indicators on increasing t he scope of the produced produ cts in the 
processing industry  
No. Title of indicators  Years of implementation  
2015  2016  2017  2018  2019  Total  
1 Quantity of the subsidized 
projects in the high priority 
economical sectors and in the 
processing industry bra nches, ea.  5192 5992 6792 7592 8392 8392 
2 Quantity of the given guarantees 
in the high priority economical 
sectors and in the processing 
industry branches, ea  1000 1500 3000 3200 3400 3400 
3 Quantity of the given guarantees 
in the high priority economi cal 
sectors and in the processing 
industry branches, ea  80 80 80 80 80 400 
Task 5. Creat ing new competitive productions  
For Creating new competitive productions provision of the missing infrastructure of the projects of 
the entrepreneurs and industrial zo nes will be performed.  
Table 5. Target indicators on creating new competitive pr oductions  
No. Title of indicators  Years of implementation  
2015  2016  2017  2018  2019  Total  
1 Quantity of the projects of the 
entrepreneurs in the high 
priority economical sec tors and 
in the processing industries 
provided by required 
infrastructure, ea.  74 50 50 50 50 274 
2 Quantity of the industrial zones 
provided with the necessary 
infrastructure, ea.  8 5 4 3 4 24 
Task 6. Increasing the employment of population in the sm all and medium 
entrepreneurship  
For increasing the employment of population in the small and medium entrepreneurship 
subsidizing of the remuneration fee as per the loans of the banks /development banks /leasing 
companies and partial guarantee of the loans of the banks /development banks given to the 
entrepreneurs, provision of the missing infrastructure of the projects of the entrepreneurs and 
industrial zones will be performed.  
Table 6. Target indicators on increasing the employment of population in the sma ll and 
medium entrepreneurship  
No. Title if indicators  Years of implementation  
2015  2016  2017  2018  2019  Total  
1 Increasing the employment of 
population in the small and medium 
entrepreneurship in comparison 
with the level in 2014, %  - 10% - 30% 40% 40% G/SCM/N/284/K AZ 
 
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  Reduction of the curre ncy risks of the entrepreneurs.  
Within the frame of this components, it is required to resolve the issue on preventing 
transformation of the currency risks into the loan risks due to fluctuations of the foreign 
currencies.  
Task 7.  Preventing transformation of the currency risks into the loan risks due to 
fluctuat ions of the foreign currencies  
For preventing transformation of the currency risks into the loan risks due to fluctuations of the 
foreign currencies subsidizing of the enumera tion fee as per the loans /agreements of the financial 
leasing of the banks /development banks /leasing companies in the national and foreign currency 
will be performed.  
Table  7. Target indicators on preventing transformation of the currency risks into the 
loan risks due to fluctua tions of the foreign currencies  
No. Title of indicators  Years of implementation  
2015  2016  2017  2018  2019  Total  
1 Quantity of the projects of the 
entrepreneurs in the high 
priority economical sectors and 
in the processing industri es 
having currency earnings, ea.  56 56 56 56 56 280 
Provision of the non financial measures on supporting the entrepreneurship.  
Within the frame of this component, it is required to resolve following tasks:  
1) Informational analytical provision of the entr epreneurship;  
2) Improving the competence of the entrepreneurs;  
3) Improving the productivity of the entrepreneurs;  
4) Expansion of the business relations.  
Task 8. Informational analytical pr ovision of the entrepreneurship  
For the informational analytical provisio n of the entrepreneurship  explanation of the state support 
measures as per component "Business Nasikhat ", explanation of terms of performing business 
activities in the State members of the Eurasian Economic Union and measures of state support of 
the agricu ltural industrial complex will be performed.  
Table 8. Target indicators on informational  analytical pr ovision of the entrepreneurship  
No. Title of indicator  Years of implementation  
2015  2016  2017  2018  2019  Total  
1 Quantity of the developed and 
distribu ted informational 
analytical guides and 
educational methodical 
textbooks  2600 2600 2600 2600 2600 13000  
2 Quantity of the organized TV 
programs in the mass media 
with participation of the 
experts, entrepreneurs, public 
leaders, foreign specialists and 
representatives of the state 
bodies  10 15 15 20 20 80 
3 Quantity of the organized 
lectures, seminars, master 
classes  16 16 16 32 32 112 G/SCM/N/284/KAZ  
 
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  Task 9. Improving the competence of the entrepreneurs  
For Improving the competence of the entrepreneurs training of t he basics of business activities, 
improvement of qualification of the specialists, top managers of the companies, provision of the 
service support in performing business activities, improving competence of the companies, 
provision of the consultations as p er issues on obtaining permit documents and technical terms will 
be performed.  
Table 9. Target indicators on improving the competence of the entrepreneurs   
No. Title of indicators  Years of implementation  
2015  2016  2017  2018  2019  Total  
1 Quantity of the  entrepreneurs that 
passed through training, ea.  15 000 15 000  15 000  15 000  15 000  75 000  
2 Quantity of the entrepreneurs that 
obtained services, ea.  30 000  30 000  30 000  30 000  30 000  150 000  
3 Q-ty of the projects by which have 
been reimbursed the ex penses of 
the entrepreneurs for payment of 
the services on training of the 
personnel, also for invitation of the 
foreign experts  1 2 2 2 2 9 
4 Q-ty of the entrepreneurship objects 
for which have been reimbursed the 
expenses occurred during improving 
qualification of the enterprise  10 10 10 10 10 50 
5 Q-ty of the entrepreneurs that had 
consultations as per receiving 
permit documents and technical 
terms, ea.  - 500 500 500 500 2000 
Task 10. Improving the productivity of the entrepreneurs  
For improving th e productivity of the entrepreneurs attraction of the external consultants as per 
implementation of the new methods of management, production technologies, improving the 
productivity and energy saving of the enterprises (EBRD program on supporting small an d medium 
entrepreneurship of the Republic of Kazakhstan), and also technological development of the 
enterprises will be performed.  
Table 10. Target indicators on improving the productivity of the entrepreneurs  
No. Title of indicators  Years of implementatio n 
2015  2016  2017  2018  2019  Total  
1 Q-ty of the attracted external consultants 
as per implementation of the new 
methods of management, production 
technologies, improving productivity and 
energy saving of the enterprises, ea.  180 48 64 64 64 420 
2 Q-ty of the business objects whom 
reimbursed the expenses occurred during 
development and/or expertise of the 
complex plan of the investment project  10 10 10 10 10 50 
3 Q-ty of the business objects whom 
reimbursed the expenses occurred during 
conducting, imp roving of the technological 
processes  3 3 3 3 3 15 
4  Q-ty of the business objects whom 
reimbursed the expenses occurred during 
improving efficiency  of the production 
arrangement  3 3 3 3 3 15 
5 Q-ty of the entrepreneurs whom 
reimbursed expenses occurred  during 
certification of the products and quality 
management system in accordance with 
the international standards  (ISO, API, 
ASTM, GMP, EN and etc.)  25 23 23 23 23 117 G/SCM/N/284/K AZ 
 
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  Task 11. Expansion of the business relations  
For the expansion of the business relatio ns setting up business relations with foreign partners 
("Business relations " instrument) and promotion of the national pro cessed goods will be 
performed.  
Table 11. Target indicators on Expan sion of the business relations  
No. Title of indicators  Years of im plementation  
2015  2016  2017  2018  2019  Total  
1 Q-ty of the entrepreneurs 
directed to the foreign states, ea  30 30 30 30 30 150 
2 Q-ty of the projects as per which 
reimbursed expenses occurred 
during promoting national 
processed goods  48 47 47 47 47 236 
5  BASIC COMPONENTS OF THE PROGRAM3 
First component: supporting new business initiatives of the entrepreneurs of the mono -industry 
towns, small towns and rural areas.  
4. First component of the Program shall provide for following financial support to the 
entrepreneurs:  
1) Subsidization of interest rate for bank loans/agreements of financial leasing of the 
banks /development bank /leasing companies;  
2) Partial guaranteeing on bank loans /development banks ; 
3) Provision of the state grants;  
4) Micro lending for the small e ntrepreneurs;  
5) Subsidization of interest rate for microloans of the private micro financial 
organizations;  
6) Partial guaranteeing of the loans of the micro financial o rganizations against the 
banks.  
5. Participants within the frame of the first component of t he Program shall be entrepreneurs, 
beginning entrepreneurs that performing and (or) planning to perform their own projects in the 
rural areas, small towns and mono -industry towns without industrial limitations.  
As per instrument on the partial guaranteeing  on bank loans /development banks within the first 
component of the Program participants shall be young beginning entrepreneurs that performing or 
planning to perform their own projects within all the regions of the country without industrial 
limitations.  
As per instrument on providing state grants participants within the first component of the Program 
shall be small entrepreneurs including young beginning entrepreneurs, also women, disabled 
people and people older than 50 years, that planning to perform the ir own projects in the high 
priority economy sectors and in the processing industry within the frame of the Program, also in 
the rural areas, small towns and mono -industry towns without industrial limitations.  
List of the small towns and mono -industry town s identified by Program of Development of the 
Regions till 2020, approved by Regulation of the Government of Republic of Kaza khstan No. 728 of 
28 June 2014.  
                                                
3 Chapter with amendments made by Regulation of the Government of Republic of Kazakhstan No. 368 
of 28 April 2015.  G/SCM/N/284/KAZ  
 
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  For implementation of the support measures within the frame of the Program, rural areas shall be 
those populated areas that do not relate to the mono -industry towns and small towns, and also to 
the towns of the republican and oblast scale.  
Subsidization of interest rate for bank loans /agreements of the financial leasing of the 
banks / development banks  / leasing companies .  
6. Subsidization of interest rate shall be made for new loans / agreements of financial leasing 
issued for performing new investment projects, also oriented for the modernization and expansion 
of the production.  
Loans / agreements o f the financial leasing earlier given by banks / development banks / leasing 
companies during 12 months till bringing the project to the Regional Coordination Council for 
performing new investment projects, also directed for modernization and expansion of the 
production shall be referred to the new loans / agreements.  
7. Loans / leasing transactions directed for refinancing the loans / agreements of the financial 
leasing earlier issued by banks / development banks / leasing companies during 4 years 
(the period is accounted since the date of issue of the first loan / leasing) until submitting the 
project to the Regional Coordination Council and complying with the Program criterions shall be 
subsidized.  
8. Subsidization cannot be made on loans issued for repl enishment of the floating assets 
except the cases when financing of the float assets is made within the loans for purchasing and/or 
modernization of the fixed assets and/or expansion of the production, but not more than 30% of 
the loan amount. And also sub sidization of interest rate on the loans for replenishing the floating 
assets given on renewing basis is allowed.  
Possibility of renewing the loans for replenishing the floating assets within the frame of the loans 
for purchasing and /or modernization of the fixed assets and/or expansion of the production shall 
be indicated in the decision of the Regional Coordination Council.  
9. The amount of the loan / agreement of the financial leasing by which subsidization of 
interest rate is made, may not exceed 750,0 mln.tenge for one entrepreneur and shall be 
estimated without taking into account of the debts as per the loans / agreement on financial 
leasing of the affiliated entities / companies.  
10. Subsidization shall be made only by loans / agreements of financial le asing with nominal 
interest rate not exceeding 16%, where 10% shall be compensated by the government, and the 
difference  shall be paid by Entrepreneur.4 
11. The entrepreneur having loan / agreement of financial leasing over 180 mln.tenge, shall 
provide a parti cipation of own funds (funds, movable / immovable property) in the execution of 
the project including  properties of the third parties provided on the level of no less than 10% from 
the total cost of the project execution.  
Terms of participation of the ent repreneur in the project with own funds (funds, movable / 
immovable funds) including the dates of its approval by entrepreneur shall be shown in the 
decision of the Regional Coordination Council.  
12. In case of providing execution of the liabilities on the lo ans / agreements of financial leasing 
for the movable /immovable properties, that do not directly take part in the execution of the 
project, this property is not considered as own participation in the project.  
13. As per the loans / agreements of financial lea sing, the amount of which doesn 't exceed 
180 mln.tenge , own participation in the project execution shall not be required.  
                                                
4 Paragraph 10 in the edition of Regulation of the Government of Republic of Kazakhstan No. 848 of 
28 October 2015 (is being entered into effe ct since the date of its first official publishing).  G/SCM/N/284/K AZ 
 
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  14. The period of subsidization as per the loans / agreements of financial leasing shall be 
3 years  with possibility of further prolongat ion till 6 years as per decision of the Regional 
Coordination Council. In case if within one project concluded certain subsidizing agreements, then 
total period of subsidizing is being setup since the moment of signing of the first s ubsidizing 
agreement by  agency.5 
15. Projects of the entrepreneurs that have been approved by the Regional Coordination Council 
on the subsidization instrument, may be refinanced in other banks / leasing companies 
(development bank) on earlier  agreed terms of subsidization.  
16. Period o f subsidization during the refinancing of the current liabilities of the entrepreneurs 
shall be setup from the moment of signing the first subsidization agreement by financial agency in 
the bank / development bank / leasing company from which the ref inanci ng was made.  
17. Financing of the subsidization of interest rate on the loans / agreements of financial leasing 
of the banks / development bank / leasing companies shall be made from the funds of the 
republican budget by transferring target transfers to the re gional coordinators of the Program.  
18. Within the frame of the Program, banks / development bank / leasing companies shall not 
collect any fees, charges and other payments connected with the loans / conclusion of the 
agreement of on finance leasing, except:  
1) Cases connected with amendments of terms of the lending / agreement on financial 
leasing initiated by entrepreneur;  
2) Fees, charges and/or other payments collected due to violation by entrepreneurs of 
the liabilities on loans / agreements of financial leasing ; 
3) Cases connected with conducting an independent assessment of the leasing object, 
insurance of the leasing object, registration of the pledge agreement and 
encumbrance relief;  
4) Cases connected with execution of the financial leasing agreement (reimbursemen t of 
the services of the external parties such as custom clearance, services on registration 
of the leasing object by special auth orities, bank services and etc. ). 
19. In case if the Regional Coordination Council makes decision on subsidization the current 
loans / agreements of financial leasing, the bank / development bank / leasing company shall 
reimburse earlier received fees, charges and other payments dur ing the current financial year.  
20. Loans with floating fee rate shall be subsidized. In case of exceeding of interest rate over 
the limited value set within the frame of the first direction of the Program, the validity of the 
agreement on subsidization on  this loan shall be terminated.  
21. Order of subsidization of interest rates on loans / agreements of financial  leasing of the 
banks / development bank / leasing companies of the entrepreneurs within the frame of the first 
direction of the Program shall be regulated by Rules on subsidization of interest rates within the 
Program approved by the Regulation of Govern ment of Republic of Kazakhstan.  
Partial guaranteeing on bank / development banks loans  
22. Guarantee shall be granted only on new loans given for implementation of new investment 
projects, as well as directed at modernization and enlargement of the p roduction.  
23. Guaranteeing can be made on loans provided for replenishing the floating assets if the 
financing of the floating assets is performed for purchasing and/or modernization of the fixed 
assets and / or investments, but not more than 30% of the loan amount, exc ept the loans 
reaching till 20 mln.tenge for the beginning entrepreneurs / beginning  young entrepreneurs and till 
                                                
5 Paragraph 14 in the edition of Regulation of the Government of Republic of Kazakhstan No. 368 of 
28 April 2015 . G/SCM/N/284/KAZ  
 
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  60 mln.tenge for the existing entrepreneurs, by which allowed financing of the floating assets up 
to 100% from the loan amount, if such financ ing is connected with purchasing and /or 
modernization of the fixed assets and / or investments.  
24. For the beginning entrepreneur / beginning  young entrepreneur:  
1) The amount of the loan within the project by which guaranteeing made may not 
exceed 20  mln.teng e. And the amount of the loan is considered for one beginning 
entrepreneur / beginning  young entrepreneur without accounting the debts as per the 
loan of the affiliated entities / companies;  
2) Amount of the guarantees may not exceed 85% from the loan amount;  
3) The period of the provided guarantees may not exceed 5 years. As per the loans till 
20 mln.tenge, 100% of the assets of which can be spent for replenishing the floating 
assets, period of guarantees comprises 3 years.  
25. For the existing entrepreneur:  
1) Amount of the loan by which guarantees made, may not exceed 180 mln.tenge. And 
amount of the loan is considered for one entrepreneur without accounting the debts as 
per the loan of the affiliated entities / companies;  
2) Amount of the guarantees may not exceed 50% f rom the loan amount;  
3) The period of the provided guarantees may not exceed 5 years. Period of guarantees 
as per the loans which can be spent for replenishing the floating assets, and as per 
loans till 60  mln.tenge, 100% of funds of which spent for replenish ing the floating 
assets, comprises 3 years . 
26. For the entrepreneurs, the guarantees are provide on paid bases. The entrepreneur before 
signing the guarantee agreement pays to the finance agency a fee for providing guarantees 
depending on the period of provid ing guarantees: up to 2 years inclusively – 0.05% from the 
guarantee amount; over 2 years – 0,1 from the guarantee amount.  
27. Nominal rate of remuneration fee of the bank as per the loans by which performed 
guarantees, may not exceed 14%.  
28. Nominal rate of rem uneration fee of the bank as per the loans by which performed 
guarantees, may not exceed 13%.  
29. Financing of the partial guarantee as per the loans of the banks / development banks is 
performed from the republican budget funds by transferring the transfers  by regional coordinator 
of the Program.  
30. Financial agency is cancelling the guarantees in case of revealing any facts of inappropriate 
usage of the loans, violation of the Program terms, non execution of the terms set as per decision 
of the Financial agency  on providing guarantees.  
31. Information on cancellation of the guarantees with justification and confirming documents is 
provided by finance agency to the authorized body during 3 business days from the moment of 
making decision on cancellation.  
32. Order of p artial guaranteeing as per the loans of the banks / development bank within the 
first direction of the Program shall be regulated by Rules on Guaranteeing loans of the private 
entrepreneurs approved by Regulation of Government of Republic of Kazakhstan.  G/SCM/N/284/K AZ 
 
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  Provision of the state grants  
33. State grants shall be provided to the small enterprises, including beginning young 
entrepreneurs, beginning entrepreneurs as well as women, disabled people and people over 
50 years old, on irrevocable basis for execution of the  new business ideas in the high priority 
economy sectors and in the processing industries within the Program.  
34. State grants for the small enterprises including to the beginning young entrepreneurs, 
beginning entrepreneurs as well as for women, disabled peo ple and people over 50 years old from 
the mono -industry towns, small towns and rural areas shall be provided without industrial 
limitations.  
35. Maximum amount of the grant for one entrepreneur may not exceed 3  000 000 (three 
millions) of tenge. Financing the  support in the form of grants shall be made from the funds of the 
republican budget by transferring the transfers by regional coordinator of the Program.  
36. State grants shall be provided by the government via regional coordinators of the Program 
as per res ults of the conducted contests on choosing the requests of the small business objects, 
including beginning young entrepreneurs, as well as women, disabled people and people over 
50 years old, for providing the state grants. And the obligatory term for part icipation in the contest 
is existence of the certificates of the training components within the Program.  
37. For conducting the contest, regional coordinators of the Program shall set up a contest 
commission for choosing the requests of the projects of the sm all enterprises including young 
beginning entrepreneurs, beginning entrepreneurs, as well as women, disabled people and people 
over 50 years old, that challenge to receive grants and approvi ng its content. Basic principles  of 
the activities of the Contest commission is creating equal terms for the entrepreneurs, also 
uniformity of the requirements to them, comprehensiveness of the researches of the provided 
documents, objectivity of the accepted decisions.  
38. The Contest Commission when reviewing the contest requests shall give recommendations 
based on the following criterions of the assessment of the business project of the small 
enterprises, including young beginning entrepreneurs, beginning entrepreneurs, as well as women, 
disabled people and people over 50  years old6: 
1) Novelty of the business ideas (not applied to the disabled people);  
2) Competitiveness of the business project (working out of the market demand – 
marketing analysis;  
3) Readiness of the business project for implementation (working out the issue on 
organizing the production, existence of the room for location of the project, sales 
market, level of readiness of the project for starting the production);  
4) Mandatory requirement of the business project is co-financing  by small business 
object, including yo ung beginning entrepreneurs, beginning entrepreneurs, as well as 
women, disabled people and people over 50 years old, expenses for its performance in 
amount no less than 10% of the scope of provided grant, including personal property , 
also opening new work  places.  
39. Small enterprises, including young beginning entrepreneurs, beginning entrepreneurs, as 
well as women, disabled people and people over 50 years old, shall create new work places and 
use the grant funds for the following goals7: 
1) Purchasing basic as sets and materials;  
                                                
6 Paragraph 38 with amendments made in accordance with Resolution of the Government of Re public of 
Kazakhstan No. 848 of 28 October 2015 (is being entered into effect since the date of its first official 
publishing)  
7 Paragraph 39 with amendments made in accordance with Resolution of the Government of Republic of 
Kazakhstan No. 848 of 28 Octob er 2015 (is being entered into effect since the date of its first official 
publishing).  G/SCM/N/284/KAZ  
 
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  2) Purchasing non material assets;  
3) Purchasing technologies;  
4) Obtaining rights on franchising  
5) Expenses connected with research works, implemen tation of the new technologies.  
40. Grant funds may not be used for purchasing immovable properties, la nd lots and as 
payment for lease.  
41. Order of providing state grants is regulated by the Rules of providing state grants within the 
Program approved by the Regulation of the Government of Republic of Kazakhstan.  
Micro lending of the small enterprises  
42. Micro loans shall be are provided to UOM for further lending of the small enterprises 
performing activities in the rural areas, small towns and in the mono -industry towns.8 
Micro loans in 2015 are provided to the small enterprises, performing activities in the m ono-
industry -towns, and from 1 January 2016 – to the small enterprises performing activities in rural 
areas, small towns and in the mono -industry towns.  
43. Micro loans shall be provided for organizing or enlargement of the own business and for 
replenishing fl oating assets without industrial limitations.  
44. Micro loan shall not be provided for the consumption goals, for paying out of the previous 
loans, purchasing real estate, land and payment of the lease.  
45. Maximum amount of the micro loan per one lender may not  exceed 10  000 000 
(ten millions) of tenge.  
46. For the end lender the annual nominal rate of fee on m icro loan shall not exceed 12%.  
47. Budget loan from the republican fund shall be provided to the regional coordinator of the 
Program on following terms:  
1) For 5 ye ars on the principals of repayment, urgency and availability of the payment 
resources with the annual rate of fee 0.01%;  
2) Lending period – not more than 5 years;  
3) Period of assimilation - 5 years since the moment of receiving the budget loan by 
regional coor dinator of the Program;  
4) Targeted designation of the budget loan – organizing and enlargement of the own 
business, replenishment of the floating assets;  
5) UOM / micro financing organization on lending can be offered a grace period for 
paying out the main debt  for the period not more than one third of lending period 
duration;  
48. Regional coordinator of the Program shall provide the loan to UOM and conclude with it a 
loan agreement. Annual remuneration rate as per the loan for UOM  is in amount of 0,01%.  
49. Maximum ann ual nominal rate of the remuneration on the loan for the micro finance 
organizations is being setup  by UOM, but may not exceed 4%.9 
                                                
8 Paragraph 42 with amendments made in accordance with Resolution of the Government of Republic of 
Kazakhstan No. 848 of 28 October 2015 (is being entered into effect s ince the date of its first official 
publishing).  
9 Paragraph 49 in the edition of Regulation of the Government of Republic of Kazakhstan No. 368 of 
28 April 2015 . G/SCM/N/284/K AZ 
 
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  50. UOM shall provide loan resources in accordance with the criterions defined by Rules on micro 
lending the small enterprises a pproved by Regulation of the Govern ment of Republic of 
Kazakhstan.10 
51. Loan resources shall be provided by micro financing organizations on the terms of urgency, 
repayment  and appropriate  usage.  
52. Provision  of the micro loans shall be made in following way11: 
1) Small enterprises shall refer to UOM, micro financing organizations for receiving 
consultations as per micro lending issues within the Program;  
2) Small enterprises shall develop business plan of the project and refer with the request 
for receiving a mic ro loan to UOM, micro financing organization that obtained the right 
for micro lending of the Program participants (from 1 January 2016 acceptance of the 
requests will be performed by micro financing organization that has the right for micro 
lending of the  Program members);  
3) UOM, micro financing organization shall conduct an assessment of the project, making 
conclusions  and decisions on possibility (or impossibility) of micro lending (from 
1 January 2016 assessment of the project, giving conclusions and d ecisions on 
possibility (or impossibility) of micro lending will be performed by micro financing 
organization);  
4) Micro finance organization monthly till 30th of each month following the reporting 
month, shall provide information  for the UOM as per the gi ven micro loans within the 
Program.  
From 1 January 2016 it is not allowed to give microcredits to small enterprises.  
53. UOM shall perform monitoring and provide quarterly report to the authorized body as per 
the form stipulated  in the Rules on micro lending.   
54. Order of micro lending of the small enterprises shall be regulated by Rules of micro lending 
of the small enterprises within the Program approved by Regulation of the Government of Republic 
of Kazakhstan .  
Subsidization of interest rate on micro loans of  the private micro financing organizations  
55. Micro loans received by small enterprises from the non -budgetary sources of micro financial 
organizations shall be subject of the subsidization of interest rate on micro loans of the private 
micro financing organi zations.  
56.  Subsidization of interest rate shall be made by UOM by new micro loans being issued for the 
performance of the small business projects in the rural areas, small towns and in the 
mono -industry towns.  
57. Subsidization  of interest rate on micro loans designated for the consumption goals, for the 
payment of the previous loans, for purchasing a real estate, land lot and for paying lease shall not 
be allowed.  
58. Micro loans earlier given to the micro financing organizations during 12 months before 
submittin g the micro financial arrangement of the requests for subsidization the micro loans 
at UOM shall be related to the new micro loans.  
                                                
10 Paragraph 50 in the edition of Regulation of the Government of Republic of Kazakhstan No. 3 68 of 
28 April 2015 . 
11 Paragraph 52 in the edition of Regulation of the Government of Republic of Kazakhstan No. 368 of 
28 April 2015 . G/SCM/N/284/KAZ  
 
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  59. Subsidization may not be made as per the micro loans being issued for replenishing the 
floating assets, except the cases whe n the financing of the floating assets is performed within the 
frame of the micro loan for purchasing and / or modernization of the main assets and / or 
expansion of the production, but not more than 30% from the amount of the micro loan.  
60. Subsidization of  interest rate as per the micro loan designated for replenishing the floating 
assets given on the revolving basis shall not be allowed.  
61. Sum of the micro loans by which subsidization of interest rate is made, may not exceed 
10 mln.tenge for one small –sized enterprise.  
62. Subsidization shall be made only by micro loans with nominal interest rate not more 
than 20% from which 50% is subsidized by government, and difference is paid by small -sized 
enterprise. And as per micro loans of the small -sized enterprises received for participation in the 
exhibitions, symposiums, presentations and contests for preparation to participation at the 
International specialized exhibition "EXPO -2017", subsidizing of interest rate shall be made 
till 70%.  
63. Within the Program, the mi cro financing organizations shall not collect any fees, charges and 
other payments connected with the micro loan, except:  
1) Cases connected with amendments in the terms of lending initiated by small –sized 
enterprises;  
2) Cases due to violation of the lending l iabilities by small –sized enterprises;  
64. If the decision on subsidization of interest rate on micro loans is made, micro financial 
organizations shall reimburse the earlier received fees, charges and other payments during the 
current  financial year.  
65. Financ ing of the subsidization of interest rate on micro loans of the private micro financial 
organizations shall be made from the republican budget by signing the agreement between 
authorized body and UOM.  
66. UOM shall inform micro financial organizations on the issues of subsidization of  micro loans 
within the Program.  
67. Micro financial organization shall inform the small -sized enterprises on terms of subsidization 
the micro loans within the Program.  
68. Small -sized enterprises shall submit request for receiving subsi dies on micro loan obtained 
from the micro financial organizations.  
69. Micro financial organization based on the submitted requests from the small -sized 
enterprises shall address to UOM.  
70. UOM shall conduct an assessment of the financial economic efficiency of the projects 
provided by micro financial organizations and provide projects of the small -sized enterprises to the 
regional coordinator of the Program for including it into the agenda of the Regional Coordination 
Council.  
71. Regional Coordination Council shall  make decision on approval / non approval of the 
projects.  
72. If Regional Coordination Council makes positive decision, UOM shall conclude a contract with 
the micro financial organization on subsidization of the approved projects.  
73. UOM shall accept the docum ents on projects only within the budget funds allocated for 
subsidization of interest rates as per the micro loans of the private micro financial organizations for 
the relevant financial year.  G/SCM/N/284/K AZ 
 
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  74. Micro financing organization every month till the 30rd of mont h following the reporting 
period, shall provide to UOM information on given micro loans within the Program.  
75. UOM shall conduct monitoring of the subsidized projects of the small -sized enterprises and 
provide a quarterly report to the authorized department as per the form stipulated in the 
agreement between authorized body and UOM.  
76. Order of subsidization of interest rate on micro loans of the private micro financial 
organizations within the first component of the Program shall be regulated by Rules on 
subsidization of interest rate on micro loans of the micro financial organizations approved by 
Regulation of the Government of Republic of Kazakhstan.  
Partial guaranteeing for the loans of the micro financial organizations owed to banks  
77. Partial guaranteeing sh all be provided only on new loans of the micro financial organizations 
received from the banks for replenishing the floating assets, for further micro lending for the 
entrepreneurs of the rural areas, small towns and mono -industry towns.  
78. Partial guaranteei ng for the micro financial organizations shall be provided by UOM . 
79. Financing of guaranteeing of the loans of the micro financial organizations owed to banks 
shall be made from the republican budget by signing the relevant agreement between authorized 
body and UOM.  
80. For the micro financial organizations:  
1) Sum of the loan by which guaranteeing is made, m ay not exceed 500,0 mln.tenge. 
The sum of the loan shall be accounted for one micro financial organization without 
considering the debts on loans of the affili ated persons / companies.  
2) Amount of the guarantee may reach 100% of the loan amount.  
3) Period of the provided guarantee may not exceed 3 years.  
4) Nominal interest rate of the banks as per the loans by which guaranteeing is made, 
may not exceed 16%.  
81. For the micro financial organizations the guarantee shall be provided on paid basis. For the 
provision of the guarantees the micro financial organizations shall reimburse up to 2% of the 
guarantee amount.  
82. UOM shall cancel the guarantees in case of revealing inapp ropriate usage of the loan, 
violation of the Program terms, non execution of the terms set by decision of UOM on provision of 
the guarantees.  
83. Micro financial organizations for receiving the partial guaranteeing shall address to the bank 
with the request t o receive a loan under guarantee of UOM.  
84. The bank itself according to the procedure set by internal documents, shall conduct an 
assessment of the micro financial organization and based on the provided information and 
conclusion on pledge value shall condu ct an assessment of the pledge value, afterwards shall 
make a decision on financing or withdrawal in financing the micro financial organizations under 
guarantee of UOM. In case of making positive decision on financing the micro financial 
organizations, ban k within 5 business days shall send to UOM required documents for making 
decision on provision of the guarantees.  
85. UOM during 10 business days shall review the documents provided by bank and make 
decision on providing or not providing partial guarantees. I n case of positive decision on providing 
partial guarantees, UOM shall send to the bank a letter with a positive decision on possibility of 
guarantees.  G/SCM/N/284/KAZ  
 
- 24 - 
 
  86. After receiving the letter on positive decision of UOM, bank shall provide to the micro 
financial organ izations a letter on terms of the loan with indication of the required guarantee 
amount.  
87. After conclusion of the relevant agreement between the bank and micro financial 
organization, the bank, UOM and micro financial organization shall sign a guarantee ag reement on 
micro lending.  
88. For the payment for issued guarantees, the authorized body at the beginning of the next 
year shall transfer to UOM 50% of the target transfers amount allocated for guaranteeing loans of 
the micro financial organizations.  
89. The rest  part of the target transfers shall be transferred to UOM after complete assimilation 
of the first half of the funds transferred to UOM at the beginning of the year, according to the 
conclusion of the guarantee agreements.  
90. UOM shall accept the documents a s per the projects only within budget funds allocated for 
payment as per concluded guarantee agreements for the relevant financial year. In this case 
assimilation of the budget funds shall be a fact of concluding a guarantee agreement.  
91. UOM shall conduct a  monitoring of the guaranteed loans of the micro financial organizations 
and provide quarterly report to the authorized department as per the form stipulated in the 
agreement between authorized body and UOM.  
92. Order of the partial guaranteeing the loans of the micro financial organizations owed to 
banks within the first component of the Program shall be regulated by Rules on partial 
guaranteeing as per the loans of the Banks to the micro financial organizations approved by 
Regulation of the Government of Rep ublic of Kazakhstan.  
Second component: industrial support of the entrepreneurs performing activities in the 
high priority economical sectors and in t he processing industry sectors  
93. Second component of the Program shall provide for rendering following types  of financial 
support for the entrepreneurs:  
1) Subsidization of interest rate on loans / agreements of the financial leasing of the 
banks / development bank/ leasing companies;  
2) Partial guaranteeing on bank loans / development bank;  
3) Development of the industr ial infrastructure;  
4) Creating industrial zones.  
94. Participants of the second component of the Program shall be entrepreneurs implementing 
or planning to implement their own projects:  
1) At the high priority economical sectors indicated in the Appendix 1 of the P rogram;  
2) At the high priority branches of the processing industry defined by the SPIID indicated 
in the Appendix 2 of the Program.  
Subsidization of the interest rate on loans / agreements of the financial leasing of the 
banks / development bank / leasing c ompanies  
95. Subsidization of interest rate shall be made for new loans / agreements of the financial 
leasing issued for implementation new investment projects, also aimed for modernization and 
enlargement of the production.  G/SCM/N/284/K AZ 
 
- 25 - 
 
  96. Loans / agreements of the financia l leasing that have been earlier given by banks / 
development bank / leasing companies during 12 months till bringing the project for the attention 
of the Regional Coordination Council for execution of the new investment projects, also designated 
for moder nization and expansion of the production shall be related to new loans / agreements of 
the financial leasing .  
97. Loans / leasing transactions designated for refinancing the loans / agreements of the 
financial leasing earlier given by banks / development bank  / leasing companies during 4 years 
(the period is accounted from the date of issuing the first loan / leasing) till bringing the project for 
the attention of the Regional Coordination Council and complying with the Program criterions shall 
be a subject of  subsidization.  
98. Subsidizing may not be made as per the loans issued for replenishing the floating assets 
except the cases when the financing of the floating assets is made within the frame of the loan for 
purchasing and/or modernization of the fixed asset s and/or expansion of the production, but not 
more than 30% of the loan amount. Subsidization as per the part of the loan for replenishing the 
floating assets issued on revolving basis shall be allowed.  
99. Possibility of renovating the loan for replenishing the floating assets within the loan for 
purchasing and/or modernization of the fixed assets and/or expansion of the production shall be 
indicated in the decision of the Regional Coordination Council.  
100.  Entrepreneur as per the loans over 180 mln.tenge shall p rovide participation in the 
implementation of the project of own funds (funds, movable / immovable properties) including 
property of the third parties provided at the level no less than 10% of the total cost of the project.  
101.  Terms of participation of the E ntrepreneur in the project with own funds (funds, movable / 
immovable properties) including periods as per his confirmation shall be indicated in the decision 
of the Regional Coordination Council.  
102.  In case of providing execution of the liabilities as per th e loan / agreement of the financial 
leasing of the movable / immovable properties which do not have direct relation to the project, 
this property is not considered as own participation in the project.  
103.  As per the loan / agreement of the financial leasing t he amount of which doesn 't exceed 
180 mln.tenge, personal participation in the implementation of the project shall not be required.  
104.  Amount of the loan / agreement of the financial leasing by which subsidization of interest 
rate is made, may not exceed 4,5  bln.tenge for one entrepreneur and is accounted without 
considering the debts on the loan / agreement of the financial leasing with affiliated persons / 
companies.  
105.  Period of subsidization as per the loan / agreement of the financial leasing shall compris e 
3 years with possibility of further prolongation till 6 years as per decision of the Regional 
Coordination Council. In case if within one project certain subsidization agreements are concluded, 
total period of subsidization shall be set from the moment o f signing of the first subsidization 
agreement by financing agency.12 
106.  The projects of the entrepreneurs that received approval of the Regional Coordination 
Council as per the subsidization instrument can be refinanced in other banks / leasing companies 
as per earlier agreed subsidization terms.  
107.  The term of subsidization when refinancing the current liabilities of the entrepreneur shall be 
set up from the moment of signing of the first subsidization agreement by financing agency at the 
bank / development ban k / leasing company where refinancing is made.  
                                                
12 Paragraph 105 in the edition of Regulation of the Government of Republic of Kazakhstan No. 368 
28 April 2015 . G/SCM/N/284/KAZ  
 
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  108.  Subsidization as per the projects performed at the high priority economical sectors within 
the Program, shall be made only as per the loan / agreement of the financial leasing with nominal 
interest rate not h igher than 16%, 7% of which is compensated by government, and the diff erence 
is paid by Entrepreneur.13 
109.  Subsidization as per the projects performed at the high priority processing industry branches 
identified by SPIID, shall be made only as per the loan / a greement of the financial leasing with 
nominal interest rate not higher than 16%, 10% of which is compensated by government, and the 
difference is paid by Entrepreneur .14 
110.  Subsidization of interest rate as per the loan / agreement of the financial leasing of  the 
development bank may be performed as per the loans with nominal interest rate not higher than 
13%, 5% of which is compensated by government, and the difference is paid by Entrepreneur . 
111.  Loans with floating interest rate shall be subject to subsidizatio n. In case of exceeding the 
interest rate above the limited values set within the second component of the Program, the validity 
of the subsidizing agreement on this loan shall be terminated.  
112.  Financing of interest rate as per the loan / agreement of the fi nancial leasing of the bank / 
development bank / leasing company, shall be made by transferring target transfers by regional 
coordinator of the Program.  
113.  Within the Program, the bank / development bank / leasing company shall not collect any 
fees, charges or other payments connected with the loan / agreement of the financial leasing, 
except the following cases:  
1) Connected with amendments of the terms of the loan / agreement of the financial 
leasing initiated by entrepreneur;  
2) Collection due to violation by en trepreneur of the duties as per the loan / agreement 
of the financial leasing;  
3) Connected with conducting independent assessment of the leasing object, insurance of 
the leasing object, registration of the pledge agreement and encumbrance relief;  
4) Connected w ith execution of the agreement of the financial leasing (reimbursement of 
the services of the external parties, such as custom clearance, services on registration 
of the leasing object by special departments, bank services and etc.).  
114.  If the Regional Coord ination Council makes decision on subsidization of effective loan / 
agreement of the financial leasing, the bank / development bank / leasing company shall 
reimburse earlier received fees, charges or other payments dur ing the current financial year.  
115.  Subsid ization as per the projects on construction of the trade facilities of the modern form 
shall be allowed. Construction of the trading facilities of the modern design shall comply with the 
following criterions:  
1) Trade space not less than 5 thous.m2 in Astana and Almaty cities;  
2) Trade scape no less than 2 thous.m2 in the oblasts ; 
3) Quantity of the levels no less than 2, with parking ratio no less than 1 space / 40  m2.  
                                                
13 Paragra ph 108 with amendments made as per Regulation of the Government of Republic of 
Kazakhstan No. 848 of 28 October 2015 (is being entered into effect since the date of its first official 
publishing).  
14 Paragraph 109 with amendments made as per Regulation of t he Government of Republic of 
Kazakhstan No. 848 of 28 October 2015 (is being entered into effect since the date of its first official 
publishing).  G/SCM/N/284/K AZ 
 
- 27 - 
 
  116.  Order of subsidization of interest rate as per the loan / agreement of the financial leasing of 
the bank / development bank / leasing company of the entrepreneurs within the second direction 
of the Program shall be regulated by Rules of subsidization of interest rate within the Program 
approved by regulation of the Government of Republic of Kazakhsta n.  
Partial guaranteeing as per the loans o f the banks / d evelopment bank  
117.  Partial guaranteeing shall be provided only for the new loans which are issued for 
implementing new investment projects, also designated for modernization and expansion of the 
produc tion.  
118.  Partial guaranteeing may not be made as per the loans which are issued for replenishing the 
floating assets, if the financing of the floating assets is performed for purchasing / modernization 
of the main assets and/or investments, but not higher th an 30% of the loan amount, except the 
loans of 60 mln.tenge by which allowed financing of the floating assets till 100% of the loan 
amount, if such financing is connected with purchase or modernization of the fixed assets and/or 
investments.  
119.  The amount of  the loan for the projects implemented at the high priority economical sectors 
within the Program by which guaranteeing is made may not exceed 360 mln.tenge. And the 
amount of the loan shall be estimated for one entrepreneur without accounting the debts as  per 
the loan of the affiliated persons / companies. For such loans:  
1) Guaranteeing amount may not exceed 50% of the loan amount;  
2) Period of the providing guarantees may not exceed 5 years. As per the loans of 
60 mln.tenge, 100% of funds of which spent for re plenishing the floating assets, 
guarantee period comprises 3 years.  
120.  Amount of the loan for the projects implemented at the high priority processing industries 
identified by SPIID, by which guaranteeing is made, may not exceed 1  850 mln.tenge for one 
entre preneur. And the amount of the loan is estimated for one entrepreneur without accounting 
the debts as per the loan of the affiliated persons / companies. For such loans:  
1) Guarantee  amount may not exceed 20% of the loan amount;  
2) Period of the providing guaran tees may not exceed 5 years. As per the loans till 
60 mln.tenge, 100% of funds of which spent for replenishing the floating assets, 
guarantee period comprises 3 years.  
121.  If the amount of the loan for the projects implemented at the high priority processing 
industry branches, defined by SPIID, comprises an amount up to 360 mln.tenge, the size of the 
guarantee may not exceed 50% of the loan amount, period of guarantees may not exceed 5 years.  
122.  For the beginning / beginning young entrepreneur:  
1) The amount of the  loan within the project by which guaranteeing is made, may not 
exceed 20 mln.tenge. And the amount of the loan shall be estimated per one 
beginning / beginning young entrepreneur without accounting the debts as per the 
loan of the affiliated persons / com panies;  
2) Guarantee amount may not exceed 85% of the loan amount;  
3) Period of the provided guarantees may not exceed 5 years. As per the loans up to 
20 mln.tenge, 100% of which is spent for replenishing the floating assets, the period 
of guarantees comprises 3  years.  
123.  For the entrepreneurs, the guarantee shall be provided on paid basis. For the provision of 
the guarantees, entrepreneur reimbursing 0,1% of the guarantee amount.  G/SCM/N/284/KAZ  
 
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  124.  Entrepreneur with  loans over 180 mln.tenge shall provide participation in the projec t of own 
funds (funds, movable / immovable properties) including properties of the third parties, provided 
on the level no less than 10% of  the total cost of the project.  
125.  Terms of participation of the entrepreneur in the project with own funds (funds, mova ble / 
immovable properties) including periods as per his confirmation shall be shown by Entrepreneur in 
the decision of the Regional Coordination Council.  
126.  Financing the partial guaranteeing as per the loans of the banks / development banks shall 
be made fr om the republican budget by transferring target transfer by regional coordinator of the 
Program.  
127.  The interest rate of the bank as per the loans by which guaranteeing is made, may not 
exceed 14%. Interest rate of the development bank as per the loans by wh ich guaranteeing is 
made, may not exceed 13%.  
128.  Financial agency based on the decision of the Regional Coordination Council shall cancel the 
guarantee in case of revealing inappropriate use of the loan, violation of the Program terms, non 
execution of the t erms set by financial agency on providing guarantees.  
129.  Order of partial guaranteeing as per the loan of the banks / development bank within the 
second component of the Program shall be regulated by Rules of guaranteeing as per the loans of 
the private entr epreneurship within the Program approved by regulation of the Government of 
Republic of Kazakhstan.  
Development of the production (industrial) infrastructure  
130.  Development of the production (industrial) infrastructure shall involve a provision of the 
missing  infrastructure for the project of small and medium -sized enterprises designated for 
creating new production, modernization and expansion of the existing production operations as for 
certain projects individually (including for providing certain projects) and within the frame of 
opening industrial zones.  
131.  Allocation of the fund for the development of the infrastructure of the small and medium -
sized enterprises and industrial zones shall be made in accordance with the budget legislation of 
the Republic of Ka zakhstan.  
132.  Development of the production (industrial) infrastructure shall be made for the 
entrepreneurs performing activities in the high priority economical sectors and processing industry 
branches identified by SPIID, within the Program, also for entrep reneurs of the mono -industry 
towns, small towns and rural areas.  
133.  The allocated funds shall be spent for the construction and reconstruction of the following 
infrastructure : water discharge, water supply (drilling wells for water supply), gas supply, water  
lines, steam lines, heating supply for the boilers at the industrial areas, water lines, railway spurs, 
railway access ways, phone line, electrical substations, power lines, steam gas units, alternative 
energy sources.  
134.  Providing the missing infrastructur e shall be made till the border of the territory of the small 
and medium -sized enterprises, and allocation of the funds for providing infrastructure inside the 
territory of the entrepreneur 's facility shall not be considered.  
135.  Providing  the missing infrast ructure shall be made for the projects of the small and medium -
sized enterprises  complying with following criterions:  
1) Scope of investments to the project may not be less than 400  mln.tenge;  
2) Cost of the construction of the infrastructure may not be less tha n 100 mln.tenge.  G/SCM/N/284/K AZ 
 
- 29 - 
 
  136.  Providing  the missing infrastructure to the projects of the small and medium -sized 
enterprises that do not comply with the criterions of providing the missing infrastructure shall be 
made by means of the local budget.  
137.  Cost of construction  (reconstruction) of the infrastructure shall not exceed 50% of the cost 
of the project  of the small and medium -sized enterprises.  
138.  Providing  the missing infrastructure to the projects of the small and medium -sized 
enterprises  that do not comply with the cr iterions indicated in paragraph 135 of the Program, shall 
be mad e by means of the local budget.  
139.  Providing the missing infrastructure to the projects of the small and medium -sized 
enterprises that comply with the criterions of providing the missing infrastr ucture, can be made by 
means of the local budget as per decision of the local executive bodies.  
140.  Providing  the missing infrastructure to the projects of the small and medium -sized 
enterprises shall be made during co financing from the local budget in amoun t no less than 10% of 
the construction  cost.  
141.  Financing  from the republican budget of the expenses connected with development of the 
pre design ( feasibility  reports) or design documents for the construction shall not be allowed.  
142.  Regional coordinators of t he Program shall provide a budget request for providing the 
missing  infrastructure  in accordance with the budget legislation including the forecast information 
on opening permanent work places, tax revenues to the budget, scope of products production as 
per the results of projects of the small and medium -sized enterprises.  
143.  Providing the missing production (industrial) infrastructure shall be made in the following 
order:  
1) Small and medium -sized enterprises shall address to the local coordinator of the 
Program  (regional coordinator of the Program of Astana, Almaty cities) with request 
on providing the project with the production (industrial) infrastructure including 
justification on necessity in providing or improvement of the infrastructure;  
2) The chosen list of  the requests prepared by local coordinator of the Program shall be 
passed to the regional coordinator of the Program for further introducing the projects 
for the Regional Coordination Council.  
3) Regional Coordination Council shall make decision on possibili ty (or impossibility) of 
financing the construction or reconstruction of the production (industrial) 
infrastructure in order to check compliance with the Program;  
4) If the Regional Coordination Council makes positive decision, regional coordinator of 
the Pro gram shall send relevant budget request attaching required documents to the 
authorized body;  
5) In case if the Regional Coordination Council makes negative decision, regional 
coordinator of the program shall send motivated respond to the small and medium -
sized enterprises.  
144.  Construction  or reconstruction of the production (industrial) infrastructure shall be made in 
accordance with the effective legislation.  G/SCM/N/284/KAZ  
 
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  Development of the industrial zones  
145.  Objects of production designation (production, warehousing and adm inistrative premises), 
zones of rendering social services (catering, centres of improving qualification of staff, rendering 
utility services ), objects of providing banking services shall be placed at the territory of the 
industrial zone.  
146.  Basic goals of cr eating the industrial zones shall be:  
1) Assistance in accelerated development of the private enterprise in the industrial 
sphere;  
2) Optimization of the expenses for creating and development of the infrastructure of the 
new production;  
3) Improving efficiency of t he production;  
4) Providing employment of the popula tion. 
147.  Industrial  zones shall be setup in the form of:  
1) Provided with infrastructure land sites for the construction of the buildings for 
production;  
2) Ready production premises for passing for rent or sale to t he entrepreneur, including 
with production infrastructure of the idle, removed from operation or non operating 
operations.  
3) Complex industrial zones having land lots for construction and production premises.  
148.  Providing the infrastructure till the border of the territory and inside the industrial zone shall 
be made by means of the republican budget when co financing from the local budget as per the 
budget legislation.  
149.  Financing  as per creating industrial zones shall be made by authorized body as per results of 
choosing the business  plans on development of the industrial zones and existence of the full 
package of the documents in accordance with the effective legislation.  
150.  Creating  industrial zones shall be made in accordance with the regional specialization 
identified  by SPIID , opportunities of the local entrepreneurship.  
151.  Provision of the missing infrastructure shall be performed for the projects of creation and 
development  of the industrial zones that comply with the following criterions:  
1) Scope of the invest ment into the project may not be less than 10 bln.tenge;  
2) Cost of construction (reconstruction) of the infrastructure may not be less than 
2 bln.tenge.  
And compliance of the projects with the criterions of providing the missing infrastructure shall 
be conf irmed by decision of the Regional Coordination Council.  G/SCM/N/284/K AZ 
 
- 31 - 
 
  152.  Cost of construction (reconstruction) of the infrastructure shall not exceed 50% of the cost 
of the project for creating and development of the industrial zones.  
153.  Provision of the infrastructure for the project for creating and development of the industrial 
zones that do not comply with the criterions indicated in the item 151 of the Program, shall be 
made by means of the funds of the local executives.  
154.  Provision of the infrastructure for the project of creating and development of the industrial 
zones that comply with the criterions of providing the missing infrastructure may be made by 
means of the local budget as per decision of the local executives.  
155.  Regional coordinator of the Program shall develop  a project of creation and development of 
the industrial  zone and send it for revision to the Regional Coordination Council. Regional 
Coordination Council in case if the project complies with the Program criterions, also with the 
regional specialization id entified by SPIID, possibilities of the local entrepreneurship, shall make a 
positive decision.  
156.  Regional coordinator of the Program after obtaining a positive decision of the Regional 
Coordination Council  shall send the project of creation and development  of the industrial zone with 
full package of the documents in accordance with the budget legislation for reviewing to the 
authorized body in the sphere of industrial innovative development.  
157.  Authorized body in the sphere of industrial innovative developmen t during 1 month period 
since the moment of receiving the request, shall send to the authorized body a conclusion on 
compliance of the project of creating and development of the industrial zone of SPIID. In case if 
authorized body in the sphere of industri al innovative development doesn 't provide conclusion 
during 1 month period, it will be considered as issued with positive decision.  
158.  Regional  coordinators of the Program shall provide a budget request for providing the 
missing infrastructure in accordance with the budget legislation, including a broadcast information 
on permanent work places, tax revenues to the budget, scope of products as per results of the 
projects of the small and medium -sized enterprises.  
159.  Authorised body with consideration of the conc lusion of the authorized body in the sphere of 
industrial innovative development during 2 months since the moment of receiving the request, 
shall make decision  on financing the project of the industrial zone and inform the regional 
coordinator on making de cision.  
160.  Operator  of the industrial zones shall be a Social entrepreneurship corporation (SEC).  
161.  Functions  of the operator of the industrial zone shall include:  
1) Attraction of the members of the industrial zones;  
2) Attraction of the investments for the constr uction of the infrastructure objects and 
decision of issues of financing the industrial zones;  
3) Provision for the secondary land use (sub lease) of the lands and for lease (sub lease) 
of the infrastructure objects;  
4) Conclusion, termination and monitoring of the performance of the agreements on 
activities;  
5) Provision and supporting activities of the industrial zones.  
162.  Payment  of the operator services of SEC shall be performed by means of the local budget 
funds.  
163.  For efficient controlling the industrial zones, S EC may create management companies by 
attracting  local and foreign external companies.  G/SCM/N/284/KAZ  
 
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  Third component: reduction of entrepreneurs currency risks  
164.  Third component shall involve a subsidization of the nominal interest rate as per the existing 
loans / agreem ents of financial leasing of the banks / development bank / leasing companies in the 
national  and foreign currencies.  
165.  Members of the third component of the Program can be entrepreneurs performing activities 
in the high priority economical sectors and in t he processing industries as per the appendix 1 and 
2 of the Program, and having currency income no less than 10% of the total scope of the income 
for the previous 6 months till submission of the request by entrepreneur to the Program 
coordinator .  
166.  The amou nt of the loans / agreements of financial leasing by which subsidization of interest 
rate is made, may not exceed 4,5 bln.tenge for one entrepreneur and shall be estimated without 
accounting  the debts on the loans / agreements of financial leasing with aff iliated persons / 
companies.  
167.  Subsidization of interest rate as per the loans / agreements of financial leasing from 
750 mln. To 4,5 bln.tenge shall be made upon opening no less than 10% of new (permanent) work 
places.  
168.  And 50% from the newly opened work pl aces shall be created for the young people 
registered  at the employment centre.  
169.  Subsidizing period as per the loans / agreements of financial leasing shall comprise 3 years 
with possibility of further prolongation up to 6 years by decision of the Regional  Coordination 
Council. In case if certain subsidizing agreements are concluded within one project , then total 
period of subsidization shall be set from the moment of signing of the first subsidization agreement 
by financial agency.15 
170.  Projects of the entrepr eneurs that approval by the Regional Coordination Council as per the 
subsidizing instrument , can be refinanced in other banks / leasing companies (development bank) 
on earlier agreed terms.  
Period of subsidization when refinancing the current obligations of the entrepreneur shall be set 
from the moment of signing the first subsidizing agreement by financial agency at the loan bank / 
leasing company from which refinancing was performed.  
171.  Subsidization of interest rate can be made only as per the loans of the  banks with the 
nominal interest rate not over 16%, 6% of which shall be compensated by government and 
difference shall be paid by entrepreneur. And the bank doesn 't collect any fees, charges and other 
payments connected with the loan, except the following  cases16: 
1) Connected with amendments in the terms of lending initiated by applicant;  
2) Collecting due to violation of the loan obligations by applicant.  
172.  In case if the interest rate as per the bank loan is lower than 16%, then 6% of it shall be 
compensated by government and difference shall be paid by entrepreneur.17 
173.  Subsidization of interest rate on loans of the development bank shall be made on the loans 
with nominal interest rate not over 13%, 5% of which shall be compensated by government and 
difference shal l be paid by entrepreneur.  
                                                
15 Paragraph 169 in the edition of Regulation of the Government of Republic of Kazakhstan No. 368 of 
28 April 2015. 
16 Paragraph 171 with amendments made as per Regulation of the Government of Republic of 
Kazakhstan No. 848 of 28 October 2015 (is being entered into effect since the date of its first official 
publishing).  
17 Paragraph 172 with amendments made as per Regulation of the Government of Republic of 
Kazakhstan No. 848 of 28 October 2015 (is being entered into effect since the date of its first official 
publishing).  G/SCM/N/284/K AZ 
 
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  174.  And the development bank shall not collect any fees, charges and other payments connected 
with the loan, except the fees, charges and other payments connected with:  
1) Amendments in the terms of lending initiated by applicant;  
2) Collecting due to violation of the loan obligations by applicant.  
175.  Subsidization may also be made as per the agreements on financial leasing of the leasing 
companies / banks / development bank with the nominal interest rate not over 16%, 7% of which 
shall be com pensated by government and difference shall be paid by entrepreneur. And the leasing 
companies / banks / development bank shall not collect any fees, charges and other payments 
connected with the agreement on financial leasing, except the fees, charges and  other payments 
connected with18: 
1) Amendments of the terms of the financial leasing agreement initiated by debtor;  
2) Conducting independent assessment of the leasing object, insurance of the leasing 
object, registration of the pledge agreement and encumbrance relief; 
3) Execution of the financial leasing agreement (reimbursement of the services of the 
external parties, such as custom clearance, services on registration of the leasing 
object by special bodies, bank services and etc.);  
4) Charing due to violation by en trepreneur of the financial leasing agreement duties.  
176.  In case if the Regional Coordination Council makes decision on subsidization the effective 
loan / agreement of financial leasing, then the bank/ development bank / leasing company shall 
reimburse earli er collected fees, charges and other payments  during current financial year.  
177.  Subsidization can be made on loans / agreements of the financial leasing issued for 
purchasing and/or modernization of the fixed assets and/or expansion of the production and/or 
replenishing the floa ting assets and/or refinancing.  
178.  And subsidization of loans for replenishing the floating assets given on revolving basis shall 
be allowed. Possibility of renewal of the loan for replenishing the floating assets within the loan for 
purch asing and/or modernization of the fixed assets and/or expansion of the production shall be 
indicated in the decision of the Regional Coordination Council.  
179.  Loans with floating fee rate shall be a subject of subsidization. In case of exceeding of 
interest ra te above the limit, set within the third component of the Program, validity of the 
agreement on subsidization pe r this loan shall be cancelled.  
180.  Subsidization of interest rate can be made on currency standard loans of the bank with 
nominal interest rate not  over 12%, 5% of which shall be compensated by government and 
difference shall be paid by entrepreneur.  
181.  Subsidization of the interest rate can be made on currency standard loans of the 
development bank by which the development bank is reducing the fee rate  till 11%, 4% of which 
shall be compensated by government and difference shall be paid by entrepreneur.  
182.  In case of positive currency rate difference, it shall be accounted into the future subsidies, 
and negative currency rate difference – reimbursement is imposed to the entrepreneur.  
183.  Amount of the subsidies shall be paid by financial agency in KZT as per the rate set by 
National Bank of the Republic of Kazakhstan as of the date of transfer of subsidies amount.  
184.  Order of subsidization of interest rate as pe r the existing loans / agreements on financial 
leasing of the banks / development bank / leasing companies in the national and foreign currencies 
                                                
18 Paragraph 175 with amendments made as per Regulation of the Government of Republic of 
Kazakh stan No. 848 of 28 October 2015 (is being entered into effect since the date of its first official 
publishing).  G/SCM/N/284/KAZ  
 
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  within the third component of the program, shall be regulated by Rules on subsidization of part of 
interest ra te within the Program approved by regulation of the Government of the Republic of 
Kazakhstan.  
Fourth component: non -financial measures of supporting the entrepreneurship  
185.  Non-financial measures of supporting the entrepreneurship shall involve providing sta te non -
financial support to the private entrepreneurs and to the population with business initiatives as per 
the following directions:  
1) Informative analytical provision of the entrepreneurship;  
2) Development of the productivity of the entrepreneurs;  
3) Expansion  of the business relations.  
186.  Within the frame of these directions, the following instruments of non -financial support shall 
be provided:  
1) As per functional direction "informational analytical provision of the entrepreneurship ": 
- Explaining the measures of state support as per "Business Nasikhat " 
component;  
- Explaining terms of performing business actions in the countries members of the 
Eurasian Economic Union;  
- Explaining the measures of state support of subjects of agricultural complex.  
2) As per functional  direction "development of the competence of the entrepreneurs:  
- Training as per basics of the business activities;  
- Improving qualification of the specialists, top managers of the companies;  
- Providing service support in performing business activities;  
- Providing consultations on obtaining permit documents and technical terms . 
3) As per functional direction "improving productivity of the entrepreneurs ": 
- Attracting of external consultants as per implementing new methods of 
management, technology of produ ction, improving productivity and energy 
saving of the enterprises;  
- Technological development of the companies.  
4) As per functional direction – expansion of the business relation:  
- Setting up business relations with foreign partners;  
- Promoting national  processed goods and services.  
187.  Non-financial support of the private entrepreneurs and population with business initiatives 
shall be made in accordance with the settled mechanisms of non -financial support instruments.  
188.  Performance of the functional directi ons on strengthening business potentials shall be made 
within the infrastructure of supporting entrepreneurship during observance of the following 
principals: servicing of the private business objects by one stop principal, elimination of the 
duplication, simplifying and optimization of the rules and requirements, automation of the set 
procedures and regulations.  
189.  The infrastructure on supporting the entrepreneurship shall include:  
1) Centres on servicing entrepreneurs at the oblast centres and cities of Astan a, Almaty, 
Semei, Turkestan;  G/SCM/N/284/K AZ 
 
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  2) Centres on supporting entrepreneurship in the mono -industry towns, small cities and 
regional centres;  
3) Mobile centres of supporting entrepreneurship at the level of the rural areas and 
villages;  
4) Business incubators.  
190.  Centres on s ervicing entrepreneurs (hereinafter – CSE)– infrastructural complex for 
providing state support for the private entrepreneurs and population with business initiatives, 
created under regional branches of the financial agency and/or created under chamber of the 
entrepreneurs of the oblasts, cities of republican level, capital, local executive bodies upon  
existence of the local budget.  
191.  Services of the CSE shall be provided to the private entrepreneurs and to the population 
with business initiatives.  
192.  Goal of c reating the CSE shall be:  
1) Popularization of the business and instruments of the state support of the business 
activities;  
2) Providing informational, consultation support and training on opening and keeping the 
business activities;  
3) Assistance in stable develo pment of the existing business.  
193.  Functions of the CSE shall be:  
1) Informing the private entrepreneurs and population with business initiatives on 
instruments of state support of the business activities;  
2) Providing consultation services on opening and keeping business activities;  
3) Execution of directions of the state non -financial support to the private entrepreneurs 
and population with business initiatives as per the one stop principal;  
4) Collection of the requests from the private entrepreneurs and population wi th business 
initiatives for receiving non -financial support instruments;  
5) Explanation  of the terms of work with financial institutes.  
194.  Financing the expenses for keeping and functioning of the CSE shall be performed on the 
account of the own funds of the fin ancial agency:  
195.  Mechanism of providing services by the CSE:  
1) Financial agency shall conclude agreement on mutual cooperation with the operator of 
the non - financial support for placing the consultants in the operational hall of the CSE 
in order to execute fu nctional directions of state non -financial support;  
2) Execution of the functional directions of the state non -financial support shall be 
performed as per the settled mechanism of instruments of the non -financial support;  
3) Operator of the non -financial support  every quarter till 10th of each month of the 
reporting quarter compiling and coordinating with the finance agency the schedule of 
the training courses at the base of the CSE for the coming quarter within the frame of 
execution of the functional directions  of the state non financial support;  G/SCM/N/284/KAZ  
 
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  4) At the base of the CSE, the financial agency may conduct other training programs, 
master classes, also may arrange round tables and other actions designated for the 
development of the business.  
196.  Centres on supporting en trepreneurship – infrastructural complex at the base of which 
training, informational provision, consultation and marketing services, economic and technological 
expertise of the projects of the small and medium -sized enterprises shall be made.  
197.  Goals of cr eating Centres on supporting entrepreneurship shall be:  
1) Popularization of the business and instruments of the state support of the business 
activities;  
2) Providing informational, consultation aid and training on opening and keeping the 
business activit ies; 
3) Assistance in stable development of the existing business.  
198.  Services of the Centres on supporting entrepreneurship shall be provided to the small and 
medium -sized enterprises and population with business initiatives on irrevocable basis.  
199.  Centres o n supporting entrepreneurship shall be setup under the chamber of the 
entrepreneurs in the mono -industry towns, small town and regional centres.  
200.  Functions of the Centres on supporting entrepreneurship:  
1) Informing the small and medium -sized enterprises and p opulation with business 
initiatives on instruments of state support of the business activities;  
2) Actions  on state non -financial support during observance of the principals of servicing 
small  and medium –sized enterprises by one stop principal, elimination o f duplication, 
simplificati on and optimization of the rules and requirements, automation of the 
settled procedures and regulations;  
3) Implementation of directions of the state non -financial support to small and 
medium -sized enterprises and population with bu siness initiatives as per the one stop 
principal ; 
4) Collection of the requests from the small and medium -sized enterprises and 
population  with business initiatives for receiving non financial support instruments;  
5) Providing  consultations on opening and keepin g business activities;  
6) Explanation  of the terms of work with financial institutes.  
201.  Financing the expenses for keeping and functioning of the Centres on supporting 
entrepreneurship shall be made on the account of the republican budget by signing an agreem ent 
on irrevocable services between authorized body and operato r of the non -financial support.  
202.  Mechanism of providing services by Centres on supporting entrepreneurship:  
1) Authorized body and operator shall conclude an agreement on irrevocable rendering 
services for functioning and development of the Centres on supporting 
entrepreneurship  in the mono -industry towns, small towns and regional centres;  
2) Operator within the frame of the agreement on irrevocable rendering services 
concluded between  authorized body,  shall provide:  
- Consultants of the Centre on supporting entrepreneurship with the required 
instruments for performing relevant functions;  G/SCM/N/284/K AZ 
 
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  - Execution of the functional directions on state non -financial support of the small 
and medium –sized enterprises a nd population with business initiatives.  
203.  Operator of the non -financial support shall provide continuous services for the Centres on 
supporting entrepreneurship of the small and medium -sized enterprises and population with 
business initiatives during 12 mo nths of the financial year.  
204.  Services of the Centre on supporting entrepreneurship rendered by operator of the non -
financial support before effectiveness of the agreement on irrevocable services concluded between 
authorized body and operator of the non fin ancial support, shall be reimbursed by authorized body 
within the frame of the concluded agreement on irrevocable services for the current financial year.  
205.  Mobile centres of supporting the business activities (hereinafter – MCSBA) – are special 
equipped bu ses of the financial agency designated for providing small and medium -sized 
enterprises and population with business initiatives from the rural areas with onsite informative 
and consultation services as per the instruments of state support of the business activities.  
206.  Goal of creating the MCSBA shall be:  
1) Popularization of the entrepreneurship and instruments of the state support of the 
business activities  in the rural areas;  
2) Stimulation of the population with business initiatives in the rural areas for open ing 
business  actions;  
3) Services of the MCSBA shall be provided to the small and medium -sized enterprises 
and population  with business initiatives from the rural areas on irrevocable basis.  
207.  Functions of the MCSBA shall be:  
1) Informing the small and medium -sized enterprises and population with business 
initiatives  from the rural areas on instruments of state support of the business 
activities;  
2) Providing  informative and consultation services on opening and keeping business 
activities;  
3) Explaining  the terms of wor ks with financial institutes;  
4) Collection  of the requests for participation in the direction of development of the 
business potentials, improving qualification of the leading specialists and top 
managers of the companies;  
5) Services  on keeping the existing bu siness activities;  
208.  Financing the expenses for keeping and functioning of the MCSBA shall be made on the 
account of the own funds of the financial agency.  
209.  Mechanism of providing services by MCSBA shall be:  
1) Operator of the non -financial support annually til l 20 January  by agreement with the 
financial agency and regional coordinator of the Program, shall make a schedule of 
departure of the MCSBA to the rural areas;  
2) Schedule of departure of the Operator of non -financial support in the membership of 
the MCSBA to the rural areas  agreed with the financial agency and regional 
coordinator of the Program during 10 days after its agreement, shall be posted at the 
official internet resources of the Operator of the non -financial support and regional 
coordinators of the  Program;  G/SCM/N/284/KAZ  
 
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  3) Regional coordinators of the Program shall inform the population in the rural areas on 
the date and time of consultations of the MCSBA by placing relevant information in the 
mass media in a month before conducting  consultations;  
4) Regional coordina tors of the Program if necessary additionally shall provide rooms in 
the rural areas for providing consultations;  
5) Departure of the MCSBA to the rural areas shall be performed from March to 
December of the relevant financial year inclusively;  
6) Operator of th e non -financial support shall provide consultants for the MCSBA;  
7) Operator of the non -financial support shall conclude agreement on cooperation with 
other development institutes for providing consultants for trips and consul tation at the 
base of the MCSBA .  
210.  Business incubator is an instrument for supporting small enterprises designated for creating 
favourable conditions for their successful development by providing com plex of resources and 
services.  
211.  Goal of creating the business incubators shall be:  
1) Creating  favourable  conditions for the development of the small enterprises;  
2) Assistance  in improving the innovative activity of the small enterprises;  
212.  Functions of the business incubators shall be:  
1) Attraction of the small enterprises on contest basis;  
2) Selection of  the small enterprises for placing in the business incubator and concluding 
with them agreements on mutual cooperation;  
3) Consultation for the beginning small enterprises;  
4) Searching for potential investors through cooperation with financial structures and 
international organizations including institutes of the risky financing of the projects;  
5) Providing access to the information and expert resources;  
6) Arranging training seminars, including probations at the successful companies, 
trainings on various subjects, f orums for exchanging experience;  
7) Assistance in searching and hiring specialists for the small companies;  
8) Formation of the informational analytical database on development of the small 
companies in the business incubator;  
213.  Business incubators shall be create d on the basis of the areas provided by social and 
entrepreneurship corporation or local executive bodies, or enterprises in the mono -industry towns 
and small towns. Period of lease of the room / area in the business incubator shall not comprise 
more than 3 years for each business subject.  
214.  Creation and development of the business incubators shall be performed by social business 
corporations. Functions of the social business corporations shall include:  
1) Development of the business plan of development of the business incubators;  
2) Attraction of the business incubator participants;  G/SCM/N/284/K AZ 
 
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  3) Attraction of the investments and resolution of issues of financial activities of the 
business incubator;  
4) Providing for lease a premise of business incubator;  
5) Conclusion, termination a nd monitoring of the execution of the terms of the contract 
on performing activities;  
6) Providing and supporting business incubator activities.  
215.  Payment of the social business corporations services on creating and development of the 
business incubators shall  be performed from the local budget based on the agreement concluded 
between regional coordinator of the social business corporations Program on irrevocable services 
on creating and developing business incubators.  
Functional direction: informational analy tical pr ovision of the entrepreneurship  
Instrument "Clarification of the state support measures as per "Business Nasikhat " 
project  
216.  An instrument "Clarification of the state support measures as per "Business Nasikhat " 
project shall involve an explanation to  the wide range of population the measures of state support 
for efficient execution of the Program, also popularization of the ideas of business.  
217.  Explanation to the wide range of population of the state support measures within the frame 
of the instrument "Clarification of the state support measures as per "Business Nasikhat " project 
shall include:  
1) Conducting informational explanatory work in the Program;  
2) Popularization of the successful examples of the businessmen and successful projects 
within the Program ; 
3) Explanation of the legislation and regulation in the business sphere;  
4) Propaganda of the business ideas.  
218.  Financing of the instrument "Clarification of the state support measures as per "Business 
Nasikhat " project shall be made from republican budget by s igning the relevant agreement.  
219.  Conducting of informational explanatory work as per the Program shall involve following:  
1) Broadcasting state support measures in mass media;  
2) Development and distribution of the printed products as per the terms and 
mechanisms  of state support measures;  
3) Conducting of informational measures (forums, conferences, sessions, seminars, 
meetings and etc.);  
4) Preparation of the regular reports as per SME sector, including annual issue of the 
report on development of SME in Kazakhstan an d its regions, reflecting the complex 
republican analysis of the current situation and dynamics of the social economic 
indices of SME in the regional and industrial sections, review of the SME sector of each 
region of Kazakhstan separately, actual informat ion on existing infrastructure of the 
financial and non financial support of the SME objects;  G/SCM/N/284/KAZ  
 
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  5) Providing working of the interactive informational analytical system on presenting 
actual statistical information on development of SME, micro financial sector, m acro 
and micro economic processes of the republican and regional level, also results on 
execution of the state programs on supporting business activities.  
220.  Popularization of the successful examples of the businessmen and successful projects within 
the Progr am shall be performed in following way:  
1) Arrangement of the press tours as per successful examples of the executed projects;  
2) Development and publishing in mass media stories on participants of the Program 
"History of Success "); 
3) Development and starting a cy cle of programs in "Special coverage " style at the 
regional and republican TV channels;  
4) Conducting contest among mass media representatives for the best material on 
Program or business in whole;  
221.  Explanation of the legislation and regulation in the sphere o f business shall involve 
following:  
1) Distribution of the informational analytical guides and study manuals for the 
businessmen as per basics of the business activities prepared with attraction of the 
organizations specialized in the issues of legislation an d regulation in the sphere of 
business;  
2) Development of the handbooks, explanatory materials;  
3) Issuing specialized programs in TV or participation in them.  
222.  Promoting business ideas shall involve following:  
1) Arrangement of the TV programs with participation o f the experts, businessmen, 
public leaders, and foreign specialists.  
2) Arrangement and conducting contest "Best businessman of the year "; 
3) Arrangement and conducting exhibition of the youth projects;  
4) Conducting open lectures, master classes for the beginning  businessmen.  
5) Placing in the business portal "Business territory " a chapter devoted to the young 
business "Zhas isker " including its permanent update;  
6) Creation a web area at the business portal "Business territory " for attracting business 
trainers that rea dy to take under control young / beginning businessmen;  
7) Creation and keeping groups in the social networks, branches in the forums, internet 
blogs, channels at the sites, video hosts dedicated to business activities.  
223.  Explanation of the terms of providing state support to the businessmen as per the 
instrument "Explanation of the state support measures as per "Business Nasikhat " component shall 
be performed at the base of integrated Call centre of the Program created by operator of the non -
financial support.   G/SCM/N/284/K AZ 
 
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  Instrument "Explanation of the terms of carrying out business activities in the State – 
members of the Eurasian Economic Union"  
224.  The instrument "Explanation of the terms of carrying out business activities in the State – 
members of the Eurasian Economic U nion" shall be designated for explanation of the legislation of 
the State – members of the Eurasian Economic Union in the business sphere, state purchases and 
supporting of business activities for improving activeness of Kazakhstan businessmen at the 
marke ts of the State – members of the Eurasian Economic Union.  
225.  The instrument "Explanation of the terms of carrying out business activities in the State – 
members of the Eurasian Economic Union " shall be provided to the small and medium -sized 
enterprises orient ed to the international cooperation, export of the products and services to the 
markets of the State – members of the Eurasian Economic Union, opening and expansion of the 
branch networks, purchase of the raw stock and materials, components, technologies i n the State 
– members of the Eurasian Economic Union.  
226.  Explanation of the legislation of the State – members of the Eurasian economic union in the 
sphere of business, state purchase and measures on supporting business activities within the 
frame of the "Explanation on terms of holding business activities in the State – members of the 
Eurasian Economic Union " shall involve following:  
1) Conducting of informational explanatory work on terms of conducting business 
activities in the State – members of the Eurasian Economic Union;  
2) Popularization of the successful examples of Kazakhstan businessmen performing 
actions in the State – members of the Eurasian Economic Union;  
3) Propaganda of the ideas of the Kazakhstan businessmen in the State – members of 
the Eurasian Econo mic Union;  
227.  Financing the instrument "Explanation of the terms of carrying out business activities in the 
state – members of the Eurasian Economic Union " shall be performed from the republican budget 
by signing relevant agreement.  
228.  Conducting of informative  explanatory work on terms of holding business activities in the 
state – members of the Eurasian Economic Union shall involve:  
1) Development, distribution of the informational analytical guides, study manuals for the 
businessmen in the sphere of business act ivities, state purchases and supporting 
measures of the business activities prepared with attraction of the organizations 
specialized in the issues of legislation and regulation in the sphere of business actions 
of the state – members of the Eurasian Econo mic Union;  
2) Conducting informative events (forums, conferences, sessions, seminars, meetings 
and etc.);  
3) Preparation of the quarterly informational analytical materials of comparative nature, 
which show strong and weak sides of the business actions in the st ate – members of 
the Eurasian Economic Union;  
4) Organization of the actions of Call centre of the operator for clarifying terms of 
providing state support to the businessmen in the State -members, legislation and 
rules of participation in the state purchase.  
229.  Popularization of the successful examples of Kazakhstan businessmen performing activities 
in the State – members of the Eurasian Economic Union shall involve following:  
1) Arrangement of the press tours as per successful examples of the fulfilled projects at  
the markets of the State – members of the Eurasian Economic Union;  G/SCM/N/284/KAZ  
 
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  2) Development and placement in mass media of the stories on successful Kazakhstan 
businessmen working at the markets of the State – members of the Eurasian 
Economic Union ( "History of succes s "); 
3) Conducting a contest among mass media representatives for the best material on 
Kazakhstan businessmen in the markets of the State – members of the Eurasian 
Economic Union;  
230.  Propaganda of the ideas of the Kazakhstan business in the State – members of t he Eurasian 
Economic Union shall involve following:  
1) Arrangement of the series of TV programs with participation of the experts, 
businessmen, public leaders, foreign specialists;  
2) Conducting open lectures, master classes for the businessmen oriented for open ing 
business in the State – members of the Eurasian Economic Union;  
3) Opening and maintaining groups in the social networks, branches at the forums, 
internet blogs, channels at the sites, video hosts dedicated to the business activities in 
the State – member s of the Eurasian Economic Union;  
231.  Clarification of the terms of providing state support as per the instrument "Explanation on 
terms of holding business activities in the State – members of the Eurasian Economic Union " shall 
be performed on the base of the integrated call centre of the Integrated program opened by 
operator of the non -financial support.  
Instrument "Clarification of the measures of state support for subjects of agricultural 
complex"  
232.  The instrument "Clarification of the measures of state suppo rt of agricultural complex " shall 
be designated for improving awareness of the subjects of agricultural complex as per legislation 
issues, as per pricing policy of the market, financial literacy, terms and cost of the financial, 
insurance and assessment se rvices.  
233.  The instrument "Clarification of the measures of state support of subjects of agricultural 
complex " shall be provided for the subjects of agricultural complex.  
234.  Improving awareness of the subjects of agricultural complex in the legislation issues, as per 
pricing policy of the market, financial literacy, terms and cost of the financial, insurance and 
assessment services within the frame of "Clarification of the measures of state support subjects of 
agricultural complex " shall consider following:  
1) Conducting informational explanatory works on measures of the state support in the 
agricultural sphere;  
2) Popularization of the successful businessmen and successful projects in the 
agricultural sphere;  
3) Propaganda of the agricultural business ideas.  
235.  Financing t he instrument "Clarification of the measures of state support for subjects of 
agricultural complex " shall be performed from the republican budget by concluding an agreement 
between Ministry of Agriculture of the Republic of Kazakhstan and operator of the n on-financial 
support.  
236.  Conducting of the informative explanatory work on measures on state support in agricultural 
sphere shall involve:  
1) Presentation of the state support measures of subjects of agricultural complex in the 
mass media;  G/SCM/N/284/K AZ 
 
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  2) Development, issue of  the specialized periodic edition in the agricultural sphere and its 
delivery to the agro industrial complex objects ' 
3) Conducting informational actions (forums, conferences, sessions, seminars, meetings 
and etc.)  
237.  Popularization of the successful businessmen  and successful projects in the agricultural 
sphere shall be performed in the following way:  
1) Arranging press tours as per the successful examples of the performed projects in the 
agricultural sphere;  
2) Development and publishing in mass media of the stories on businessmen in the 
agricultural industry ( "Success story "); 
3) Conducting contest among mass media representatives for the best material on 
execution of the Program on development of the agro industrial complex in the 
Republic of Kazakhstan for 2013 -2020 o r entrepreneurship in the agricultural sphere.  
238.  Propaganda of the idea of the agriculture business shall involve:  
1) Arrangement of the TV programs with participation of the experts, businessmen, 
public leaders, foreign specialists;  
2) Arrangement and conducting  exhibitions of the youth projects in the agricultural 
sphere;  
3) Conducting open lectures, master classes for the beginning businessmen in the 
agricultural sphere;  
4) Opening and maintaining groups in the social networks, branches at the forums, 
internet blogs,  channels at the sites, video hosts dedicated to the business activities.  
239.  Clarification of the terms of providing state support to the businessmen as per "Explanation 
on terms of holding business activities in the State – members of the Eurasian Economic U nion" 
shall be performed also on the base of integrated Call centre of the Integrated program created by 
non financial support.  
Functional direction: development of the competence of  the businessmen  
Instrument "Training on the basics of business activities " 
Instrument "Training on the basics of the business activities " shall involve the following 
components:  
1) "School of Young Businessman " 
2) "Business  school ". 
"School of Young Businessman " component  
240.  "School of Young Businessman " component shall be designated fo r opening innovative and 
business potential of the youth, active involving young people into business activities, improving 
the level of competence of young businessmen.  
241.  Listeners of "School of Young Businessman " project shall be citizens of the Republic of 
Kazakhstan at the age of 18 to 29.  
242.  "School of Young Businessman " shall involve:  
1) Training of young people as per the basics of holding business activities;  G/SCM/N/284/KAZ  
 
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  2) Providing consultation as per preparation of the business plans;  
3) Arranging defence of the business  plans of the "School of Young Businessman " 
project members ; 
4) Arranging "Market of ideas " contest in the regions with presentation of the most 
successful business projects of the "School of Young Businessman " project 
listeners;  
5) Assistance to the best busine ss projects – winners of the "Market of ideas " 
contest  – in obtaining financing.  
243.  During the process of training within the "School of Young Businessman " project teaching 
and guiding materials as per the basics of performing business activities and prepara tion of the 
business plan, also guides of ideas on creating small business shall be provided to the listeners. 
These materials will be provided in the hard copy and / or electronic media.  
244.  Training of the "School of Young Businessman " project listeners and  provision of the 
teaching and guiding materials, guides of ideas of creating small business shall be performed on 
an unpaid basis.  
245.  Training of the "School of Young Businessman " project listeners shall be performed at the 
Centre on servicing businessmen. As per the results of training with successful protection of the 
business plans for the listeners of the "School of Young Businessman " project being granted 
certificates on passing through the training on "School of Young Businessman " project.  
246.  Existence o f the certificate on passing through the training on "School of Young 
Businessman " project shall allows to participate in the contest for the grant financing within the 
Program.  
247.  Financing of the "School of Young Businessman " project shall be performed bas ed on own 
funds of the operator of the non finance support.  
248.  Mechanism of execution of the "Young businessman school " project:  
1) Operator of the non financial support along with the regional coordinators of the 
Program shall inform the youth directly and/or through regional devices of mass 
media on starting of collection as per the "School of Young Businessman " project with 
indication of the date of training, and its continuation;  
2) The applicant shall be registered at the Centre on servicing businessmen for tr aining 
as per the "School of Young Businessman " project;  
3) Operator of the non financial support shall make a schedule of the "School of Young 
Businessman " project, membership of the participants and provide provision of the 
services to the Applicant;  
4) Best b usiness plans of the listeners of the "School of Young Businessman " project 
shall be presented at "Market of ideas " contest in the regions;  
5) Business plans of the listeners of the "School of Young Businessman " project accepted 
as the best ones at the "Marke t of ideas " contest shall be sent to the Regional 
Coordination Council for obtaining state grant within the Program under the terms of 
compliance of the business project with the provided requirements;  
6) Operator of the non -financial support shall place a br ief description of the business 
plans of the "School of Young Businessman " project accepted as the best ones at the 
"Market of ideas " contest at the internet resources for involving potential investors.  G/SCM/N/284/K AZ 
 
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  "Business school " component  
249.  "Business school " compone nt shall be designated for providing training projects for the small 
and medium -sized enterprises and population with business initiatives in the mono -industry towns, 
small towns and in  the regional centres.  
250.  Services of the "Business school " component in the mono -industry towns, small towns and 
in the regional centres shall be provided in the Centre on supporting the entrepreneurship in 
Astana, Almaty, Semei, Turkestan cities and in the regional centres.  
251.  Training projects within the "Business school " compo nent considers providing:  
1) Short term training on basics of business conduction as per "Business advisor " 
project;  
2) Short term training on the functional directions of development of the business 
conduction as per "Business growth " project;  
3) Project training using the principals of mentorship.  
252.  In the process of training of the small and medium -sized enterprises and population with 
business initiatives, there shall be materials provided on basics of holding business conduction, 
standard packages of documents, i ncluding business plans, samples of the documents for 
obtaining financing, marketing researches results, international experience in the sphere of 
implementing innovations, also guide books of the ideas for creating small -sized enterprises.  
253.  Applications f or training as per the "Business school " component shall be submitted by small 
and medium -sized enterprises and population with business initiatives to the Center on supporting 
the entrepreneurship,.  
254.  Regional coordinators of the Program shall provide requ ired premises, if necessary, usable 
for conducting training projects within the "Business school " component.  
255.  "Business advisor " project performing mechanism:  
1) Training shall be provided to the small and medium -sized enterprises and population 
with business initiatives free of charge;  
2) Every quarter till 10th of each month till the reporting quarter, the Operator of the non 
financial support prepares a schedule of the training courses for the next quarter, with 
indication of the date and place of training, its  duration and the deadlines for the 
applications which shall be published in the mass media after compiling it during 10 
working days;  
3) The Operator of the non financial support, shall monthly prepare the lists of the 
listeners till the 5th of the reporting  month, based on the applications of the small and 
medium -sized enterprises and population with business initiatives;  
4) After completing the training course, small and medium -sized enterprises and 
population with business initiatives shall be awarded with th e certificate on passing 
the training within the "Business advisor " project;  
5) Training within the "Business advisor " project shall be performed in two calendar 
days.  
256.  "Business growth " project performing mechanism  
1) Training shall be provided free of charge t o the small and medium -sized enterprises 
that receive a certificate on passing the "Business advisor " project courses;  G/SCM/N/284/KAZ  
 
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  2) Operator of the non financial support annually conducts a survey among small and 
medium -sized enterprises to determine the list of items for the functional directions of 
development of the business activities;  
3) Operator of the non financial support, considering the results of the survey among 
small and medium -sized enterprises, quarterly compiles a schedule of training course 
till the 10th of each month before the reporting quarter, for the next quarter with 
indication of the date and place of training, its period and period for submitting the 
applications, which after its compiling shall be published in the mass media within 
10 work days;   
4) Operator of the non financial support monthly, till the 5th of the reporting month 
prepares a lists of the listeners based on the applications from the sma ll and 
medium -sized enterprises ; 
5) After completing the training course, small and medium -sized enterpri ses shall be 
awarded with the certificate on passing the "Business growth " project course;  
6) Training within the "Business growth " project shall be performed in 2 to 5 calendar 
days depending on the subject of the training.  
257.  Mechanism of providing the projec t training by using the mentoring principal:  
1) Training shall be provided on free of charge bias to the small and medium -sized 
enterprises and population with business initiatives of the industry based towns, small 
towns and regional centres that receive a c ertificate on passing the courses within the 
"Business advisor " project;  
2) Operator of the non -financial support, annually, till the 20th of January, upon 
agreement with local executives identifies the list of the projects that shall be subject 
to the projec t training using the principals of mentoring in the industry based towns, 
small towns and regional centres ' depending on the regional specialization and 
perspectives of development of the local business.  
3) Operator of the non financial support, annually til l the 10th of February upon 
agreement with the local executives, shall compile a schedule of training with 
indication of the list of projects, date and place of training, its period and the 
deadlines for the applications, which shall be published in the ma ss media after their 
compiling during 10 working days;  
4) Operator of the non financial support based on the applications of the small and 
medium -sized enterprises and population with business initiatives provides collection 
of the groups of the listeners wit hin the training project using the principals of 
mentoring;  
5) Operator of the non financial support for rendering mentoring services to the small 
and medium -sized enterprises and population with business initiatives within the 
projects that subject to the pr oject training using principals of mentoring, attracts 
businessmen, specialists and consultants that have experience in mentoring.  
6) Operator of the non financial support shall provide existence of the mentors within 
each group of listeners before conductin g training settled depending on the project 
that shall be subject to the project training using the principals of mentoring;  
7) Mentors providing mentoring services to the small and medium –sized enterprises and 
population with business initiatives during the training period shall conduct lectures 
and seminars, provide informational consultation services, teach about the specifics of 
the project, provide its fulfilment by the listeners;  G/SCM/N/284/K AZ 
 
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  8) Project training using the principals of mentoring shall be performed from three weeks 
till 2 months depending on the project that shall be subject to the project training 
using principals of mentoring.  
258.  Financing of the "Business school " component shall be performed from the republican 
budget by concluding agreement between the authorized body and the operator of the non 
financial support.  
Instrument "Improving qualification of the specialists, top managers of the companies " 
259.  The instrument "Improving qualification of the specialists, top managers of the companies " 
shall consider  the performance of the following components:  
1) Training the top management of the small and medium -sized enterprises;  
2) Training the personnel occupied in the management sphere of promoting the 
products, as well as in the sphere of producing these products a broad and with 
invitation of the foreign experts consultants to the companies of the industrial 
innovative objects;  
Component "Training of top management of the small and medium -sized enterprises " 
260.  "Training the top management of the small and medium -sized enterprises " component shall 
be designated for supporting the small and medium -sized enterprises performing actions in the 
high priority economical sectors within the Program, by training at the base of the "Nazarbayev 
University ". 
261.  Managers of higher and m edium level of the existing small and medium -sized enterprises 
working in the high priority economical sectors within the frame of the Program  may be Members 
to the "Training of the top management of the small and medium -sized enterprises " component.  
262.  Paym ent of the expenses on training the component members shall be performed from the 
republican budget by signing an agreement between the authorized body and the "Nazarbayev 
University " LLP. Members of the component shall cover the transportation costs and 
accommodation by themselves.  
263.  Mechanism  of training the top management of small and medium -sized enterprises:  
1) Regional coordinators of the Program shall inform the potential participants of the 
Program on starting of the contest selection directly or throug h the mass media;  
2) Applicant shall submit the application for training in the required form to the Financial 
agency. And the Applicant signs a written letter of commitment on providing all 
required information for monitoring or other actions connected with the execution of 
the Project. Financial agency prepares a consolidated request according to the quotas 
defined by authorized bodies and sends them to the regional coordinator of the 
program for the consideration of the Regional Coordinating Council;  
3) Region al Coordinating Council according to the results of the discussion of the 
candidates, shall make a selection and decision on participation of the Applicant in the 
program;  
4) Regional coordinator of the program shall send the approved by the Regional 
Coordina ting Council request for coordination to the authorized department;  
5) Authorized department shall send the approved list of the Participants of the Program 
to the "Nazarbayev University " LLP. 
Operator along with the  "Nazarbayev University " LLP conducts furth er monitoring of the Program 
participants actions on development of the enterprises.  G/SCM/N/284/KAZ  
 
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  Component "Training of the personnel occupied in the sphere of products promotion 
management, including in the sphere of production of these products, also with the 
invitation of the expert consultants to the companies of innovative industrial subjects " 
264.  Component "Training of the personnel occupied in products promotion management, 
including in the sphere of production of these products, also with the invitation of the exp erts 
consultants to the companies of industrial innovative industrial subjects " shall be designated for 
improving the business activity of the industrial innovative subjects.  
265.  Component "Training of the personnel occupied in products promotion management, 
including in the sphere of production of these products, also with the invitation of the experts 
consultants to the companies of industrial innovative industrial subjects " shall be provided to the 
industrial innovative subjects that promote national process ed goods and services provided in the 
list of the national processed goods and services being approved by the decision of the authorized 
body in the sphere of the state support of the industrial innovative actions (hereinafter – list), also 
complying with the following criterions:  
1) Those that performed export of the part or of the whole product according the export 
agreements, which complies with the product positions on level of 6 and more marks 
of the integrated product range of the external economic activ ity of the Custom union 
and services included into the list;  
2) Those that incurred expenses on promoting their products, services which:  
- Referred to the types of expenses linked with promotion of the products, 
services provided in the list;  
- Have been inc urred by the industrial innovative objects not earlier than in 
2 years before the date of announcement on accepting the applications.  
266.  Within the component "Training of the personnel occupied in products promotion 
management, including in the sphere of pro duction of these products, also with the invitation of 
the experts consultants to the companies of industrial innovative industrial subjects ", part ly 
reimbursement of the industrial innovative subjects expenses incurred for payment of the services 
on train ing the personnel shall be provided, as well as invitation of foreign expert consultants to 
the companies.  
267.  Reimbursement of the part of expenses on the industrial innovative subjects shall be 
performed for the following types of expenses:  
1) Expenses for pay ing services provided on training the specialists abroad (probations, 
seminars, courses);  
2) Expenses for paying the services on training during invitation of the expert 
consultants to the companies of the industrial innovative objects for promoting the 
produ cts; 
3) Expenses for paying services provided by foreign specialists, invited by industrial 
innovative objects for organizing production and promoting the products.  
268.  Within the frame of reimbursement of the part of expenses to the industrial innovative 
subjec ts, justified and documentarily confirmed expenses in amount of 50% of the total sum of 
reimbursement can be reimbursed, without accounting indirect taxes (VAT and excise taxes). 
The amount of the reimbursing expenses doesn 't include the amount of indirect  taxes (VAT and 
excise taxes).  
269.  Reimbursement of the part of expenses shall be performed in the national currency of the 
Republic of Kazakhstan. And recalculation of the expenses incurred in the foreign currencies shall 
be performed regarding to the curren cy rate of the National bank of the Republic of Kazakhstan 
which was valid at the date of notification on accepting the applications.  G/SCM/N/284/K AZ 
 
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  270.  Execution mechanism of the component "Training of the personnel occupied in products 
promotion management, including in t he sphere of production of these products, also with the 
invitation of the experts consultants to the companies of industrial innovative industrial 
subjects "19: 
1) Operator of the component shall publish  in the mass media a notification on accepting 
applicatio ns with indication of the date of deadlines for application, requirements, to 
which industrial innovative subjects shall comply, areas of accepting the applications, 
list of the attached documents, also references to the internet resource containing 
detail ed information. Operator of the non financial support may place such notice text 
that shall comply with the text of notification of the component Operator, and conduct 
independent consultation support.  
2) Application and attached documents shall be provided to the operator of the 
component or to the Entrepreneurs Service Centre in the hard copy form with the list 
of documents attached.  
3) In case of submitting the documents to the Entrepreneurs Service Centre, the non 
financial support operator shall review the  applications and attached documents for 
their integrity in accordance with the requirements within 2 working days and shall 
inform the applicant in case  of detecting non conformities.  
4) The applicant after receiving information on non compliance of the requ est and 
attachments shall eliminate the non compliances and shall repeatedly submit the 
applications and attached documents to the Entrepreneurs Service Centre 's operator 
of the non financial support revision.  
5) Operator of the non financial support shall p erform the repeated revision of the 
request and attached documents within two working days and in case of absence of 
any non conformities, shall send the application with documents to the operator of the 
component. Operator of the non financial support sha ll be responsible for the 
integrity, conformance with the legislation and lists provided by the applicant to t he 
Entrepreneurs Service Centre.  
6) Operator of the component shall review the application provided by the Operator of 
the non financial support with  attached documents for their integrity within 2 working 
days. In case of providing incomplete package of documents, operator of the 
component may refuse to review the application and shall return it to the Operator of 
the non financial support.  
7) In case of  providing the full package of documents, operator of the component 
performs checking the provided application and attached documents for their 
compliance with the set requirements within 10 working days as per the order set in 
the Rules on reimbursing the  part of expenses of the industrial innovative objects on 
promoting national processed goods and services to the external markets, approved 
by the decree of the Republic of Kazakhstan as of 2 August  2012 No. 1017 
(hereinafter  – Rules of reimbursement).  
8) In case of revealing non compliances within the provided application and attached 
documents with the set requirements, the operator of the component shall return a 
motivated refusal to the applicant, with mandatory notification of the operator of the 
non fina ncial support.  
9) In case of absence of incompliances in the provided application and documents with 
the set requirements, further execution of the component shall be performed in the 
order  set in the Reimbursement rules.  
                                                
19 Paragraph 270 with amendments made as per Regulation of the Government of the Republic of 
Kazakhstan of 28 October 2015 No. 848 (entered into effect since the date of its first official publishing).  G/SCM/N/284/KAZ  
 
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  10) In case of receiving notification fr om the component operator on refusal in rendering 
state support to the applicant for performing the protection of the rights and legal 
interests of the entrepreneurs, the operator of the non financial support  shall consider 
the decisions of the component o perator for their validity.  
271.  Identification of the compliance of the applicant 's request with the set requirements shall be 
performed based on the depleted list of the documents.  
272.  Requiring the applicants to provide the documents not considered in the deple ted list shall 
not be allowed.  
273.  Operator of the component sends the information on terms of reimbursing the part of 
expenses to the operator  of the non financial support within the applications of the applicants 
submitted through the Entrepreneurs Service C enter.  
274.  Mutual relation of the component operator and operator of the non financial support on 
execution of the component  shall be carried out within the frame of the agreement between the 
operator of the component and the operator of the non financial supp ort within which the 
component operator shall perform periodic trainings of the consultants of the non financial support 
operator as per the component execution issues.  
275.  Performance of the component by the operator of the non financial support shall be 
performed by the own funds  of the  non financial support operator . 
"Improving the competence of the company " component  
276.  "Improving the competence of the company " component shall be designated for training the 
top managers of the company as per the issues of imp roving the labor productivity, preparation 
and preparation of the staff, implementing best production practices by attracting the experts.  
277.  "Improving the competence of the company" component shall be provided for the 
entrepreneurs performing activities no  less than 1 year in the high priority economical sectors 
defined by the "Productivity 2020" program, approved by Regulation of the Government of 
Republic of Kazakhstan of 14 March 2011 No. 254 (hereinafter - "Productivity 2020" program) .20 
278.  Within the "Improving the competence of the company " component, partial reimbursement 
of the expenses for the services provided by third parties shall be performed.  
279.  Within the "Improving the competence of the company " component considered:  
- Payment of the expenses in am ount of 40%, made not earlier than in 6 months since 
the date of submitting the request incurred by company during preparation and/or 
repreparation of the staff, including top managers, but not over 2 mln.tenge per 
1 employee and not over 15 employees per year from one company;  
- Payment of the expenses in amount of 40%, made not earlier than in 12 months till 
the date of submitting application (plus full calendar months shall be reimbursed) 
incurred by the entrepreneurs for implementing best production pra ctices by involving 
experts, but not over 9 mln.tenge per 1 specialist per year, and not over 3 specialists 
per year from one company.  
280.  Mechanism of providing the component:  
1) Operator of the non financial support shall place an information in the mass media  on 
accepting applications with indication of the requirements to which the entrepreneur 
shall comply, places of accepting the applications, list of required documents, also the 
references to the internet resources containing  detailed information.  
                                                
20 Paragraph 277 with amendments made as per Regulation of the Government of Republic of 
Kazakhstan of 28 October2015 No. 848 (entered into effect since the date of its first official publishing).  G/SCM/N/284/K AZ 
 
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  2) Applicat ion and attached documents shall be provided to the Entrepreneurs Service 
Centre or to the operator of the component in the hard copy form with attachment of 
the list of documents.  
3) Operator of the non -financial support shall review the provided applicatio n with the 
attached documents for their completeness according to the requirements within 
2 working days and sends them to the operator. In case of revealing non -conformance 
of the application and documents, Operator of the non -financial support s hall noti fy 
the applicant on it.  
4) Applicant after receiving such information shall eliminate the non -conformities and 
shall repeatedly submit the applications and attached documents to the operator of 
non-financial support of the Entrepreneurs Service Centre for rev ising.  
5) Operator of the non -financial support shall reconsider the application and documents 
within 2 working days and in case of no incompliances, shall send the request with 
attached docu ments to the component operator.  
6) Component operator within 10 worki ng days as per order provided in the "Productivity 
2020" program, shall perform a checking of the provided applications and documents 
for their compliance with the requirements and shall make decision on possibility of 
reimbu rsing the expenses.  
7) Component o perator shall inform the Operator of the non financial support on made 
decision on reimbursing the expenses as per ea ch application of the applicant.  
8) In case of making decision on providing reimbursement of the expenses, component 
operator shall send to th e Operator of the non -financial support a notification with 
attachment of the Agreement on reimbursement of the expenses in 2 copies, signed 
by the component operator, for getting it signed by the applicant. After the applicant 
shall sign the Agreement on reimbursement of the expenses, Operator of the 
non-financial support shall return one copy to the component operator for further 
execution of the component as per order set in the "Productivity 2020 " program.  
9) In case of the negative decision, component ope rator shall send a notice with 
indication of the non -conformities of the applicant with the requirements to the 
Operator of the non -financial support. Operator of the non -financial support in order 
to implement the rights and legal interests of the entrepr eneurs, shall review the 
notification on noncompliance of the applicant with the requirements for i ts feasibility.  
281.  Determination  of compliance of the applicant 's application with the requirements shall be 
performed based on the depleted list of documents.  
282.  Requiring the provision of the documents not considered in the depleted list from the 
applicants shall not be allowed.  
283.  Component operator upon implementing of the component, shall conclude an Agreement on 
reimbursement of the expenses with the applicant which considers following:  
1) Sum of the reimbursement of the expenses as per the component and if necessary 
explanation as per the sum of the expe nses accepted for reimbursement.  
2) Provision by the applicant to the component operator for further direction to t he 
authorized body in the statistics sphere of agreement for distribution of the statistical 
data on the applicant to the authorized body in the sphere of the industrial innovative 
development and component operator, including data for 2 years before and a fter 
submitting the application for conducting by component operator of the comparative 
analysis a nd assessment of the efficiency.  G/SCM/N/284/KAZ  
 
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  3) Right of the component operator to request an information from the applicant on 
process of component in case of non -achieving  the target  indicator as per the 
component.  
4) Termination of the agreement and returning the funds issued as per the component in 
the form of the reimbursement of the expenses, in case of violation of the terms of 
the Agreement on reimbursement of the expens es. 
284.  Component operator shall keep monitoring the component process during 2 years since the 
date of concluding an Agreement on reimbursement of the expenses.  
285.  Cooperation with the component operator and operator in non financial support as per the 
component  process shall be performed within the agreement concluded between the component 
operator and operator in non -financial support which the component operator shall perform 
periodic training of the consultants of the operator in non -financial support as per the component 
execution issues.  
286.  Execution of the component by operator in non financial support shall be performed by the 
own funds of the operator in non financial support.  
Instrument "Provision of the service support within entrepreneurship " 
287.  "Provision  of the service support within entrepreneurship " instrument shall be designated for 
improving the management system of the company for improving its efficiency and shall include 
provision of the following specialized services on supporting business process es at the 
Entrepreneurs Service Centre : 
1. Services connected with accounting and tax accounting, as well as compiling statistical 
reports including consultations as per:  
1) Taxation and tax administration;  
2) Tax legislation and legislation regulating the accou nting activities of the company;  
3) Processing of the primary documents, tax charges and other allocations to the budget;  
4) Restoring the cost accounting;  
5) Keeping accounting;  
6) Works with 1C accounting program;  
7) Preparation and submission of the tax and statistica l reports;  
8) Compiling additional reports on financial actions for external companies;  
9) Providing ele ctronic statistical reports.  
2. Services on customs procedures including:  
1) Consultations in the customs legislation and customs procedures sphere;  
2) Consultation  as per the rules and order of declaring the goods, defining and correcting 
customs costs, filling out customs declarations;  
3) Consultations as per the tariff and non tariff regulation on certain products;  
4) Documentary support of the external economic activit ies; 
5) Consultations on receiving licenses, permits for the external economic activities;  
6) Consultations on declaring the cargoes within the Customs union frame;  
3. Consultation services and full support of the whole process on implementing management 
system which includes:  
1) Preparation of the documents for certification according to the requirements of the 
International standard ISO 9001:2000 (quality management system), G/SCM/N/284/K AZ 
 
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  ISO 14001:2004 (ecological management system), ISO 22000:2005 (system of 
management of saf ety of the food products); OHSAS 18001:2007 (HSE management 
system) and other standards;  
2) Training  of the personnel in accordance with the requirements of the quality system 
standards;  
3) Analysis  of the effective management systems for compliance with ISO 9001:2000 
(quality management system), ISO 14001:2004 (ecological management system), 
ISO 22000:2005 (system of management of safety of the food products); 
OHSAS  18001:2007 (HSE management system) and other standards;  
4) Development  and implementing management s ystem;  
5) Development  and implementing integrated management systems;  
6) Assistance in conducting internal audits;  
7) Consultation on conducting pre certification audit;  
8) Certification of the environment protection management system;  
4. Providing legal services incl uding:  
1) Consultation services on preparation of the documents for registration, re registration, 
liquidation of the company (private entrepreneur);  
2) Preparation of the documents for registration, re registration, liquidation of the 
company (private entrepren eur); 
3) Consultations on development of the agreement drafts;  
4) Development of the drafts of the agreements;  
5) Consultation in the sphere of civil and labor rights;  
6) Consultations on document management;  
7) Audit of the documents management by providing recommendati ons; 
8) Consultations on preparing documents for lending, except the business plan;  
9) Preparing the documents for lending, except the business plan;  
10) Consultations on keeping HR documents;  
11) Audit of the HR documents by providing recommendations;  
12) Consultations con nected with checking the documents for their compliance with the 
legislation of the Republic of Kazakhstan;  
5. Services as per marketing, including:  
1) Consultations on development of the pricing policy;  
2) Development of the pricing policy as per certain goods,  works and services with 
consideration of the market, also analysis of the results and plans of the state 
purchases, purchases of the national companies and subsoil users as per similar 
products, works and services;  G/SCM/N/284/KAZ  
 
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  3) Consultations on development of the busi ness plan and preparation for reviewing at 
the second level banks;  
4) Development of the business plan and preparation for reviewing at the second level 
banks;  
5) Consultation on developing marketing structure of the company (private 
entrepreneur);  
6) Developing th e marketing structure of the company (private entrepreneur);  
7) Consultation on assessing and analysis of the marketing activity of the company 
(private entrepreneur);  
8) Assessing and analysis of the marketing activity of the company (private 
entrepreneur);  
9) Consultations as per the analysis of the plan of promoting the goods and/or works, 
study of the types of demands for the goods or works or services;  
10) Analysis of the plan of promoting the goods and/or works, study of the types of 
demands for the goods or works  or services by giving recommendations or 
conclusions;  
11) Consultations on analysis of the competitive environment;  
12) Analysis of the competitive environment with consideration of the market, also 
analysis of the results of the state purchases, purchases of the  national companies 
and subsoil users as per similar products, works and services;  
13) Consultations on development of the trade mark, advertising company;  
14) Development of the trade mark, advertising company;  
6. Consultations in the sphere of informational tech nologies, including:  
1) Development and supporting internet resources;  
2) Opening sites of the company (private entrepreneur);  
3) Opening and keeping the business in the internet;  
4) Installation and maintaining the program of the electronic submission of the reports;  
5) Installation and maintaining the program "1C accounting "; 
7. Services connected with state purchases, purchases of the national companies and subsoil 
users including:  
1) Preparation of the applications for participating in the contest / tender;  
2) Conducting au dit of the applications for participation in the tender;  
3) Connection to the internet source containing integrated structured informational base 
as per the purchases of Kazakhstan;  
4) Audit of the documents of the company / private entrepreneur for possibility of their 
improvement for taking part in the state and other purchases;  
5) Appealing actions / non actions of the purchase organizers;  G/SCM/N/284/K AZ 
 
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  6) Estimation of the Kazakhstan content;  
7) Providing analytical reports as per the capacity of the market of state and other 
purch ases of Kazakhstan, based on the annual purchase plans.  
8. Services on management issues including:  
1) Consultations as per allocation of the authorities and structuring organizational 
structure of management of the company;  
2) Consultations on development of th e strategy plan of company development;  
3) Development of the strategy plan of company development;  
4) Consultation as per corporate management issues, development of the corporate 
policy ; 
5) Consultation on development of the strategies of entry to the internation al market;  
6) Consultations as per projects management issues;  
7) Consultations on development of the technical and financial economic justification of 
the project;  
8) Consultations on financial analysis and planning;  
9) Consultations on developing HR policy of the co mpany;  
10) Consultations on HR document control;  
11) Consultations as per labor payment issues;  
12) Consultations on developing complex system of motivation, assessing and stimulation 
of the personnel;  
13) Development of the complex system of motivation, assessing and sti mulation of 
personnel;  
14) Preparing the businessmen for participation in privatization.  
288.  Instrument "Providing service support to the existing entrepreneurship " shall be provided to 
the small and medium enterprises operating within all economical sectors on fr ee of charge basis.  
289.  Provision of the service support on keeping the entrepreneurship shall be performed at the 
Entrepreneurs Service  Centre, including visits to the rural areas depending on the scope of 
applications from the small and medium enterprises.  
290.  Mechanism of providing service support to the existing entrepreneurship:  
1) Authorized body and operator of the non -financial support shall conclude an 
agreement on state purchase of the services on providing service support to the 
existing entrepreneurship;  
2) Financing of providing service support to the existing entrepreneurship shall be 
performed from the republican budget by signing an agreement on state purchase of 
the services on providing service support to the existing enterprises between 
Authorized body  and operator of the non financial support;  G/SCM/N/284/KAZ  
 
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  3) Operator of the non financial support shall monthly conduct information of the 
entrepreneurs of the regions on beginning and place of service support of the existing 
enterprises, including through the mass media.   
291.  Within the agreement on state purchase of the services on providing support to the existing 
enterprises:  
1) Operator of the non -financial support quarterly not later than 10th of each month 
following the reporting period, shall send to the authorized body r eport on 
performance of the instrument as per the form indicated in the agreement on state 
purchase of the services on providing support to the existing businesses;  
2) Operator of the non financial support quarterly not later than 10th of each month 
following  the reporting period, for monitoring the performance of the instrument, shall 
send the information on execution of the instrument;  
3) Finance agency shall perform monitoring on process of the execution of the 
instrument as per the methods of monitoring of se rvice support of the existing 
entrepreneur (hereinafter – methodics).  
292.  Methodics shall be developed with the financial agency on agreement with the Operator of 
the non -financial support and shall be approved by the decision of the authorized body.  
Finance agency quarterly not later than 30th of month, following the reporting, shall send to the 
authorized body report on monitoring of the execution of instrument as per the form indicated in 
the methodics.  
293.  Operator of the non financial support shall provide c ontinuous provision of the service 
support to the business activities of the small and medium -sized enterprises during 12 months of 
the financial year.  
Instrument "Provision of the consultations as per obtaining permit documents and 
technical specification s" 
294.  Instrument "Provision of the consultations as per obtaining permit documents and technical 
specifications " shall be designated for improving literacy of the small and medium -sized 
enterprises, their awareness on legislative procedures and requirements d uring receiving permit 
documents and specifications.  
295.  Instrument "Provision of the consultations as per obtaining permit documents and technical 
specifications " shall be provided to the small and medium business objects that willing to obtain 
permit docume nts or technical specification.  
296.  Operator of the non financial support for execution of this instrument, shall develop a guide 
as per each permit document and specification, considering requirements including list of the 
required documents for obtaining th e permit documents and specifications, information on state 
body and organization, performing their provision, place and time of issuing permit document 
and specifications, also step by step recommendations on obtaining the permit document 
and specificatio ns. 
297.  The guide as per each permit document and specifications shall be updated in accordance 
with the amendments in the legislation which regulate issuing the permit document and 
specifications.  
298.  Consultation shall be performed in accordance with the content  of the guides on each permit 
document and specifications, which after consultations being submitted to the small and medium 
business objects on free of charge basis.  
299.  Financing the instrument shall be performed from the republican budget by concluding 
agreement between the authorized body and Operator of the non financial support.  G/SCM/N/284/K AZ 
 
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  Functional direction: improving the pr oductivity of the entrepreneurs  
Instrument "Attraction of the external consultants as per the issues of implementing 
new methods of manageme nt, production technologies, improving productivity and 
energy saving of the companies " 
300.  The Instrument "Attraction of the external consultants as per the issues of implementing 
new methods of management, production technologies, improving productivity and energy saving 
of the companies " considers execution of the following components:  
1) CO financing of the consultation projects of the advanced enterprises by attracting 
external consultants (EBRD program on supporting small and medium business in 
Republic of K azakhstan);  
2) Attracting high qualification foreign specialists as per implementing new methods of 
management, production technologies, equipment and training of personnel.  
Component Co-financing of the consultation projects of the advanced enterprises by 
attracting external consultants (EBRD program on supporting small and medium 
business in Republic of Kazakhstan)  
301.  EBRD program on supporting small and medium business in Republic of Kazakhstan shall be 
designated for providing support to the advanced small a nd medium business companies by con 
financing consultation projects, performed by external consultants and conducting actions on 
development of the market.  
302.  Supporting within the EBRD program on supporting small and medium business in Republic 
of Kazakhsta n shall be provided to the small and medium business objects operating in the high 
priority economic sectors and processing industries identified by SPIID within the Program having 
financial stability and high potential of growth, and ready to cover the pa rt of expenses from the 
total cost of the consultation project performed within the program.  
303.  Operator of the EBRD program on supporting small and medium business in Republic of 
Kazakhstan shall be Eurasian Bank on reconstruction and development (EBRD).  
304.  Members of the program can be companies responsible for the basic and additional 
criterions.  
305.  Basic criterions of the selection:  
1) Members - small and medium -sized enterprises in accordance with the effective 
legislation of the Republic of Kazakhstan;  
2) Form of  ownership – private company with control package at the citizens of the 
Republic of Kazakhstan (not over 49% of foreign participation in the capital);  
3) Sphere of activity – activity within all high priority economy sectors within the 
program, except bankin g services, production of the tobacco products, activities on 
organizing gambling games and betting, producing products or services of military 
designation;  
4) Experience in the sphere of small and medium business – 2 years for the moment of 
submitting the ap plication;  
5) Full package of the application documents for participation in the Program – 
completed original copy of the application as per the EBRD form, copies of the 
foundation documents, copies of the financial reports for 2 complete previous years 
and c urrent financial period at the moment of submitting the application;  G/SCM/N/284/KAZ  
 
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  306.  Additional criterions of selection (compliance to these criterions shall be assessed by the 
group of local EBRD specialists after execution of the standard EBRD procedures as per studying  of 
the company):  
1) Sustainability - potential for further growth from the point of existence of the 
competitive advantages, profitability (positive gross profit), existence of the enough 
financial and operational resources for implementing consultation proj ects and near 
bankruptcy state or requiring complete restructuring;  
2) Relation from the management side – readiness for cooperation with EBRD specialists 
and with consulting company;  
3) High reputation / integrity – company and its management shall be trustful and 
having high reputation;  
4) Work experience with outside consultants – real need in having business consultation 
services, also ability to use the obtained support during insignificant work experience 
with outside consultants or without experience, and ./ or absence of the funds for 
financing whole project;  
5) Financial liabilities – company shall be ready and able to  pay 25 -75% of the total cost 
of the project.  
307.  EBRD conducts pre -qualification selection and keeping the database of the suppliers of 
consultation s, complying with the requirements on execution of the projects within the EBRD 
program on supporting small and medium -sized enterprises in the Republic of Kazakhstan.  
308.  Consultants shall be passing through assessment for having qualification for rendering 
consultation services of certain profile and work in the certain spheres of knowledge:  
1) Work experience – characteristics of the company activity, copy of the certificate on 
its registration in the state list, certificate on the right of ownership (extracts  from the 
charter or foundation agreement), annual financial report for the previous two years 
(report on incomes and losses, report on moving of the funds, balance) if it shall be 
applicable, description of the specialization of the company / individual c onsultant with 
indication of the payment rate of the Republic of Kazakhstan down as per the types of 
the consu ltation services.  
2) Working with the client and recommendations – description of the performed projects 
(within the specialization of the consulting  company) for the last 2 -3 years, including 
recalls and recommendations;  
3) Providing personnel – conducting interviews with all consultants and receiving their 
resume.  
309.  After identification of the needs of the company and preparing technical assignment for 
consultation services as per the settled form for the project, it shall be possible to make request of 
the commercial offers of the consultation companies responsible as per the EBRD program on 
supporting the small and medium business in Republic of Kazakhst an. The right of the final 
choosing of the consultant remains on the company itself. Consultants shall not be allowed to 
perform simultaneously other projects until the first project shall not be successfully completed.  
310.  The maintaining projects will compl ete the services rendered within Centres on supporting 
businessmen and other initiatives of the Government of Republic of Kazakhstan. They may include 
following consultation services:  
1) Strategic management:  
- Strategic planeness  
- Business planning  
- Developme nt of the technical and financial economic justification  G/SCM/N/284/K AZ 
 
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  - Financial analysis and planning  
- Searching partners  
 
2) Marketing management:  
- Sales management  
- Marketing researches  
- Development of the marketing strategy  
- Branding and promotion  
- Electronic marketing  
3) Organizational management:  
- Organizational development  
- HR management  
4) Operational management:  
- Re engineering of the business processes  
- Management of the chain of supplies  
5) Informational communication technologies : 
- Departmental automation systems  
- System s of automation of the document management  
- IT infrastructure  
- Systems of automation of the production processes  
- Corporate informational management systems  
6) Engineering construction developments:  
- Optimization of the production lines  
- Architectural  planning/  design  
- Planning of the infrastructure and utilities  
7) Quality management : 
- Implementing quality management system  
- Implementing system of safety of the food products  
- Implementing safety system at the production  
- Implementing safety system of the products  
8) Energy and resources efficiency : 
- Energy audit, certification and allocation of ratings  
- Implementing energy management systems  
- Implementing engineering construction decisions in the energy efficiency sphere  
- Implementing updated energy sources  
9) Ecological  management : 
- Ecological audit and assessing the impact to the environment  
- Implementing ecological management system  
- Implementing engineering constructive decisions in the ecology sphere  
         10) Accounting and financial reporting : 
- Implementing financia l control and accounting system  
- Adaptation of the financial information for preparing the auditing financial report  G/SCM/N/284/KAZ  
 
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  - Consultation in the sphere of performing accounting policy for improving 
financial information required for controlling the company and keep ing reports  
- Improving ºfinancial reporting as per national / international standards  
311.  Periods of execution of the projects within EBRD program on supporting small and 
medium -sized enterprises in the Republic of Kazakhstan depend on content of the project, but as a 
rule comprising from 4 to 6 months.  
312.  Mechanism of execution of the projects within EBRD program on supporting small and 
medium -sized enterprises of Republic of Kazakhstan  
1) EBRD and/or finance agency in each region of the Republic of Kazakhstan pro viding 
the businessmen with information on EBRD program on supporting small and medium -
sized enterprises of the Republic of Kazakhstan, including information on criterions of 
participation in the Program and requirements to the application package, also 
assisting to the potential clients in preparation of the project application;  
2) The applicant shall provide application for supporting with assistance of EBRD program 
on supporting small and medium -sized enterprises of the Republic of Kazakhstan and 
required p ackage of documents (including the filled out original of the application as 
per the standard form of the Program of EBRD on supporting small and medium -sized 
enterprises of the Republic of Kazakhstan, copies of the foundation documents, 
charter, copies of  the financial reports for 2 full previous years and current financial 
period for the moment of submitting the application) of EBRD;  
3) EBRD specialist shall leave to the company for assessing its compliance with the 
selection criterions after performing stan dard procedures of EBRD program on 
supporting small and medium -sized enterprises of the Republic of Kazakhstan on 
studying the company in order to determine its sustainability, needs and priorities and 
to make final decision as per application;  
4) EBRD specia list shall compile a list of the applicants for participation in the EBRD 
program on supporting small and medium -sized enterprises of the Republic of 
Kazakhstan and shall deal with the registration and storing of the information on 
concerned companies, sha ll provide the list of the entrepreneurs that obtained 
approval for participation in the EBRD program on supporting small and medium -sized 
enterprises of the Republic of Kazakhstan, in order to inform the Regional 
Coordinating Council at the location area;  
5) Potential consultation project shall be discussed with the company management;  
6) EBRD shall prepare a list of the consulting companies or experts for the company that 
suit for the project, from the database of the local and international experts and shall 
assist in negotiation with potential consultants as per the project, specifically with 
international experts;  
7) Applicant shall make final decision on choosing the consulting company or an expert;  
8) Company and consulting company both developing a technical ass ignment as per the 
set form, which shall be agreed and approved by EBRD;  
9) EBRD  shall make a decision as per the amount of co -financing the consulting project 
based on the current guide as per grants;  
10) Company and consulting company shall conclude an agreemen t on consultation 
services in accordance with the technical assignment for the project approved 
by EBRD;  
11) EBRD and company shall conclude an agreement on providing a grant for consultation 
project within the EBRD program on supporting small and medium -sized enterprises of 
the Republic of Kazakhstan.  G/SCM/N/284/K AZ 
 
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  313.  EBRD shall perform monitoring of the project process.  
314.  Upon completion of the project, consultant shall conduct final presentation and shall provide 
report on results of the project to the beneficiary company and EBRD.  
315.  Company shall pay to the consultant an amount in accordance with the agreement for 
consultation services.  
316.  After checking for compliance of the completed works with the technical assignment, 
successful completion of the project and fact of payment by  company of the cost of the project to 
the consultant as per the agreement on consultation services, EBRD shall pay the grant to the 
beneficiary company as per the signed agreement on providing grants within the EBRD program on 
supporting small and medium -sized enterprises of the Republic of Kazakhstan.  
317.  Upon expire one year after completion of the project, EBRD specialist shall visit and conduct 
final assessing of the project in order to assess its impact to the efficiency of the beneficiary 
company.  
318.  EBRD shall annually provide report to the authorized body on process of component 
execution.  
Component "Attraction of the highly skilled foreign specialists as per implementing new 
methods of management, production technologies, equipment and training of perso nnel" 
319.  The Component "Attraction of the highly skilled foreign specialists as per implementing new 
methods of management, production technologies, equipment and training of personnel " shall be 
designated for attracting highly skilled foreign specialists wit h successful work experience for 
consulting the participants of the component directly at the companies as per implementing new 
methods of management, production technologies, equipment and training of personnel.  
320.  Organizational support of the "Attraction of the highly skilled foreign specialists as per 
implementing new methods of management, production technologies, equipment and training of 
personnel " component at the territory of the Republic of Kazakhstan shall be performed by the 
financial agency, and since 2016, by the operator on non -financial support with assistance of the 
international and foreign organizations.  
321.  Terms of execution of the "Attraction of the highly skilled foreign specialists as per 
implementing new methods of management, production technologies, equipment and training of 
personnel " component:  
1) Component participants can be small and medium -sized enterprises, performing 
activities in the high priority economic sectors within the Program;  
2) Payment of the expenses on attraction of the for eign experts as per the component 
shall be performed by means of the republican budget ; 
3) Payment of the expenses on flights and services of the foreign experts shall be 
performed by means of the republican budget;  
4) Transportation and daily expenses of the fo reign experts, also their accommodation at 
the territory of the Republic of Kazakhstan shall be performed from the own funds of 
the small and medium -sized enterprises.  
322.  Mechanism of execution of the "Attraction of the highly skilled foreign specialists as p er 
implementing new methods of management, production technologies, equipment and training of 
personnel " component:  
1) Financial agency, and since 2016 the operator on non -financial support with 
assistance of regional coordinator of the program shall inform t he small and medium -
sized enterprises directly or through mass media on terms of execution of the 
component;  G/SCM/N/284/KAZ  
 
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  2) Applicant shall submit application for attracting foreign specialists to the 
Entrepreneurs Service Centre;  
3) Finance agency, and since 2016 the opera tor on non -financial shall support reviewing 
the applications and selecting as per compliance of the applicant with the Program 
terms. From the selected applications, the finance agency, and since 2016 the 
operator on non -financial support shall be prepari ng an application and sending for 
agreement to the authorized body ; 
4) Authorized body shall send the agreed list of the participants to the finance agency, 
and since 2016 to the operator on non -financial support to perform organizational 
actions on attractin g foreign specialists;  
5) Finance agency, and since 2016 the operator on non -financial support along with the 
international and foreign organizations shall provide attraction of the foreign 
specialists;  
6) International and foreign organizations shall be sending  a report on results of works 
on completion of each mission of the foreign specialists to the finance agency and 
since 2016 to the operator on non -financial support.  
323.  Financing of the component shall be performed by means of republican budget by 
concluding  agreement between authorized body and finance agency, and since 2016 operator on 
non-financial support.  
"Technological development of the companies " instrument  
324.  "Technological development of the companies " instrument considers execution of the 
following c omponents:  
1) Development or expertise of the complex plan of the investment project  
2) Improving technological processes  
3) Improving efficiency of the arranging production  
4) Certification of the products and quality management systems as per international 
standards  (ISO, API, ASTM, GMP, EN and etc.).  
"Development and/or expertise of the complex plan of the investment project " 
component  
325.  The "Development and/or expertise of the complex plan of the investment project " 
component shall be designated for developing comple x plan of investment project for obtaining a 
leasing financing within the "Productivity 2020 " program, development or expertise of the 
technical economic justification for the map projects.  
326.  The "Development and/or expertise of the complex plan of the inve stment project " 
component shall be provided to the entrepreneurs performing action no less than 1 year in the 
high priority economic sectors defined by the "Productivity 2020 " program . 
327.  Within the "Development and/or expertise of the complex plan of the inv estment project " 
component performed partial reimbursement of the expenses for services provided by the third 
parties.  G/SCM/N/284/K AZ 
 
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  328.  Within the "Development and/or expertise of the complex plan of the investment project " 
component considered payment of the expenses:  
- In amount of 50% of expenses, but not more than 2 mln.tenge for the development of 
the complex plan of investment project for obtaining leasing financing within the 
"Productivity 2020 " program ; 
- In amount of 50% of expenses, made no earlier than in 12 months till the date of 
submitting the application, but not over 15 mln.tenge and not exceeding 2% from the 
amount of the construction installation works for the development and if necessary 
expertise of the technical economic justification for the map projects.  
329.  Mechanism of providing the component:  
1) Operator on non -financial support shall be placing an information on accepting 
application with indication of the requirements that the businessmen shall comply with 
in the mass media, places of receiving applications , list of required documents, and 
references to the internet resources containing detailed information;  
2) Request and attached documents provided to the Entrepreneurs Service Centre or to 
the component operator in hard copy form with at tachment of the docume nts; 
3) Operator on non financial support within 2 working days shall review the applications 
and documents for their integrity as per the requirements and send them to the 
component operator. In case of revealing non -conformities of the application and 
docum ents, operator on non -financia l support informs the applicant;  
4) Applicant after receiving the information on non -conformity of the request and 
documents shall eliminate the non -conformities and shall repeatedly bring the 
application and documents to the Ent repreneurs Service Centre for the revision by the 
operator on non -financial support;  
5) Operator on non -financial support during 2 working days shall perform the repeated 
revision of the application and documents, and in case of no non conformities, shall 
send the application to the component operator;  
6) Component operator within 10 working days as per the order set in the 
"Productivity  2020" program, shall perform checking of the provided application and 
documents for their compliance with the requirements and shall make a decision on 
possibility of reimbursing the expenses;  
7) Component operator shall inform the operator on non -financial support on made 
decision on possibility of reimbursing expenses as per each application of the 
applicant;  
8) In case of making deci sion on reimbursing the expenses, component operator shall 
send to the operator on non -financial support a notification attaching an Agreement 
on reimbursing expenses in 2 copies, signed by the component operator, for signing it 
by applicant. After signing  by applicant of the Agreement on reimbursing expenses, 
the operator on non -financial support shall return one copy to the component operator 
for further execution of the component as per order set by "Productivity 2020 " 
program;  
9) In case of negative decisi on, component operator shall send to the operator on 
non-financial support a notification with indication of the non -conformities of the 
applicant. Operator on non -financial support for protecting the rights and legal 
interests of the entrepreneurs, shall review the notification on non -compliance of the 
applicant with the set requirements.  
330.  Determining the compliance of the application with the requirements shall be performed 
based on the depleting list of documents . G/SCM/N/284/KAZ  
 
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  331.  Requiring from the applicants provision of the documents that not considered in the 
depleting list shall not be allowed.  
332.  Component operator during execution of the component shall conclude an Agreement on 
reimbursing expenses with the applicant which stipulates following:  
1) Sum of reimbursing exp enses as per the component and if necessary clarification as 
per the sum of the expenses accepted for reimbursement;  
2) Provision of an agreement by the applicant to the component operator for further 
direction to the authorized statistical department for dis tribution of the statistical 
information on applicant to the authorized body in the industrial innovative sphere and 
to the component operator, including data for 2 years before and after submitting the 
request in order to let the component operator to con duct analysis and assessment of 
the efficiency;  
3) The right of the component operator to request from the applicant an information on 
process of the component in case of non -achieving the target indicator on the 
component ; 
4) Termination of the agreement and re turning the funds issued as per the component in 
the form of reimbursement of expenses, in case of violation of the Agreement on 
reimbursing expenses.  
333.  Component operator keeps monitoring of the component process during 2 years since 
conclusion of the Agre ement on reimbursing expenses.  
334.  Mutual relation of the component operator and operator on non -financial support as per 
execution of the component shall be performed within the agreement concluded between the 
component operator and operator on non -financial support within the frame of which the 
component operator performs periodic training of the consultants of the operator on non -financial 
support as per the component execution issues.  
335.  Execution of the component by the operator on non -financial support shal l be performed by 
means of his own funds.  
"Improving the technological processes " component  
336.  The "Improving the technological processes " component shall be designated for optimization 
of the general functioning of the company (technological audit, energy a udit, consulting in the 
sphere of IT and etc.); development of the industrial design; preparation of the engineering ideas 
and decisions; searching for the new constructions, technologies and supporting and controlling 
normal process of the production and execution of the products.  
337.  "Improving the technological processes " component shall be provided to the entrepreneurs 
performing activities for no less than 1 year in the high priority economic sectors identified by 
"Productivity 2020 " program.  
338.  Within the "Improving the technological processes " component performed partial 
reimbursement of the expenses for services provided by the third parties.  
339.  Within the "Improving the technological processes " component considered payment of the 
expenses:  
1) In amount of 50% of expenses, made no earlier than in 6 months until the date of 
submitting the applications, incurred by company for conducting technical diagnostics 
of the companies, but not over 8 mln.tenge for the small and medium -sized 
enterprises, not over 16 mln.ten ge for the large companies.  
2) In amount of 40% of expenses, made no earlier than in 6 months till the date of 
submitting the applications, incurred by company for improving the technological G/SCM/N/284/K AZ 
 
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  processes which shall be performed by involving consultation, desi gning and 
engineering companies, but not over 30 mln.tenge.  
340.  Mechanism of providing the component:  
1) Operator of the non -financial support shall place information in the mass media on 
accepting applications with indication of the requirements to which shall the 
entrepreneur comply , places of accepting the applications, list of required documents, 
also references to the internet resources containing detailed information;  
2) Application and attached documents shall be provided to the Entrepreneurs Service 
Centre o r to the operator of the component in the hard copy form with attachmen t of 
the list of the documents;  
3) Operator of the non financial support during 2 business days shall review the provided 
application with attached documents for their integrity according to the requirements 
and sends them to the operator. In case of revealing non -conformance of the 
application and documents, Operator of the non -financial support shall inform the 
applicant on it;  
4) Applicant after receiving such information shall eliminate th e non -conformities and 
repeatedly submits the applications and attached documents to the Entrepreneurs 
Service Center for revising to the operat or of the non -financial support;  
5) Operator of the non -financial support shall perform the repeated revision of th e 
application and documents within 2 working days and in case of no incompliances, 
shall send request with attached documents to the component operator;  
6) Component operator within 10 working days as per order provided in the 
"Productivity  2020" program, sha ll perform checking of the provided applications and 
documents for their compliance with the requirements and shall make a decision on 
possibility of reimbursing the expenses;  
7) Component operator shall inform the Operator of the non -financial support on mad e 
decision on reimbursing the expenses as per each application of the applicant;  
8) In case of making decision on providing reimbursement of the expenses, component 
operator shall send to the Operator of the non -financial support a notification with 
attachmen t of the Agreement on reimbursement of the expenses in 2 copies signed by 
the component operator, for getting it signed by applicant. After the applicant signs 
the Agreement on reimbursement of the expenses, Operator of the non financial 
support shall retu rn one copy to the component operator for further execution of the 
component as per order set in the "Productivity 2020 " program;  
9) In case of the negative decision, component operator shall send to the Operator of the 
non-financial support a notice with ind ication of the non -conformities of the applicant 
with the requirements. Operator of the non -financial support for protecting the rights 
and legal interests of the entrepreneur, shall review the notification on non -
compliance of the applicant with the re quirements for its feasibility.  
341.  Identification of the compliance of the applicant 's application with the requirements shall be 
performed based on the depleted list of documents.  
342.  Requiring from the applicants provision of the documents not considered in the de pleted list 
shall not be allowed.  
343.  Component operator when execution of the component, shall conclude with the applicant an 
Agreement on reimbursement of the expenses which considers following:  
1) Sum of the reimbursement of the expenses as per the component and if necessary 
explanation as per the sum of the expenses accepted for reimbursement;  G/SCM/N/284/KAZ  
 
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  2) Provision by the applicant to the component operator his agreement for further 
direction to the authorized body in the statistics sphere for distribution of the 
statist ical data on the applicant to the authorized body in the sphere of the industrial 
innovative development and component operator, including data for 2 years before 
and after submitting the application for conducting by component operator of the 
comparative analysis and assessment of the efficiency;  
3) Right of the component operator to request from the applicant an information on 
process of component in case of non -achieving the target indicator as per the 
component;  
4) Termination of the agreement and returning t he funds issued as per the component in 
the form of the reimbursement of the expenses, in case of violation of the terms of 
the Agreement on reimbursement of the expenses.  
344.  Component operator keeps monitoring of the component process during 2 years since th e 
date of concluding an Agreement on reimbursement of the expenses.  
345.  Cooperation with the component operator and operator in non -financial support as per the 
component process shall be performed within the agreement concluded between the component 
operator and operator in non financial support which the component operator performs periodic 
training of the consultants of the operator in non -financial support as per the component execution 
issues.  
346.  Execution of the component by operator in non financial suppor t shall be performed by the 
own funds of the operator in non -financial support.  
"Improving the efficiency of arranging the production " component  
347.  "Improving the efficiency of arranging the production " component shall be designated for 
stimulation of the gro wth of the management and production level of the national companies for 
improving the efficiency of arranging the production.  
348.  "Improving the efficiency of arranging the production " component shall be provided to the 
entrepreneur performing activities no less than 1 year in the high priority economic sectors 
identified by "Productivity 2020 " program.  
349.  Within the "Improving the efficiency of arranging the production " component performed 
partial reimbursement of the expenses for services shall be provided by third parties.  
350.  Within the "Improving the efficiency of arranging the production " component considered 
payment of the expenses:  
1) In amount of 40% of expenses, made no earlier than in 6 months till the date of 
submitting the applications, incurred by company  for development of the plan on 
improving the arrangement of production efficiency, but not over 5 mln.tenge.  
2) In amount of 40% of expenses, made no earlier than in 6 months till the date of 
submitting the applications, incurred by company for execution of  the p plan on 
improving the arrangement of production efficiency, but not over 15 mln.tenge.  
351.  Mechanism of providing the component:  
1) Operator of the non financial support shall place the information on accepting 
applications with indication of the requirem ents in mass media to which the 
entrepreneurs shall comply, places of accepting the applications, list of required 
documents, also references to the internet resources containing detailed information;  
2) Application and attached documents shall be provided to  the Entrepreneurs Service 
Center or to the operator of the component in the hard copy form with attachme nt of 
the list of the documents;  G/SCM/N/284/K AZ 
 
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  3) Operator of the non -financial support shall review the provided application with 
attached documents for their integrit y according to the requirements within 2 working 
days and sends them to the operator. In case of revealing non -conformance of the 
application and documents, Operator of the non -financial support informs the 
applicant on it;  
4) Applicant after receiving such i nformation shall eliminate the non -conformities and 
shall repeatedly submit the applications and attached documents to the Entrepreneurs 
Service Center for revising to the operat or of the non -financial support;  
5) Operator of the non -financial support during 2 working days shall perform repeated 
revision of the application and documents and in case of no incompliances, shall send 
request with attached documents to the component operator;  
6) Component operator within 10 working days as per order provided in the 
"Productivity  2020" program, shall perform checking of the provided applications and 
documents for their compliance with the requirements and shall make decision on 
possibility of reimbursing the expenses;  
7) Component operator shall inform the Operator of the non-financial support on made 
decision on reimbursing the expenses as per each application of the applicant;  
8) In case of making decision on providing reimbursement of the expenses, component 
operator shall send to the Operator of the non -financial support n otification with 
attachment of the Agreement on reimbursement of the expenses in 2 copies signed by 
the component operator, for getting it signed by the applicant. After the applicant 
signs the Agreement on reimbursement of the expenses, Operator of the no n-financial 
support returns one copy to the component operator for further execution of the 
component as per order set in the "Productivity 2020 " program;  
9) In case of the negative decision, component operator shall send to the Operator of the 
non-financial support a notice with indication of the non -conformities of the applicant 
with the requirements. Operator of the non -financial support for protecting the rights 
and legal interests of the entrepreneur, reviews the notification on noncompliance of 
the appli cant with the requirements for its feasibility.  
352.  Identification of the compliance of the applicant 's application with the requirements shall be 
performed based on the depleted list of documents.  
353.  Requiring from the applicants provision of the documents not  considered in the depleted list 
shall not be allowed.  
354.  Component operator when execution of the component, shall conclude an Agreement on 
reimbursement of the expenses with the applicant which considers following:  
1) Sum of the reimbursement of the expenses as per the component and if necessary 
explanation as per the sum of the expenses accepted for reimbursement;  
2) Provision by applicant to the component operator for further direction to the 
authorized body in the statistics sphere of his agreement for distrib ution of the 
statistical data on the applicant to the authorized body in the sphere of the industrial 
innovative development and component operator, including data for 2 years before 
and after submitting the application for conducting by component operator  of the 
comparative analysis and assessment of the efficiency;  
3) Right of the component operator to request from the applicant an information on 
process of component in case of non -achieving the target indicator as per the 
component;  G/SCM/N/284/KAZ  
 
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  4) Termination of the agree ment and returning the funds issued as per the component in 
the form of the reimbursement of the expenses, in case of violation of the terms of 
the Agreement on reimbursement of the expenses.  
355.  Component operator shall keep monitoring of the component proces s during 2 years since 
the date of concluding an Agreement on reimbursement of the expenses.  
356.  Cooperation with the component operator and operator in non -financial support as per the 
component process shall be performed within the agreement concluded betwee n the component 
operator and operator in non financial support which the component operator shall perform 
periodic training of the consultants of the operator in non -financial support as per the component 
execution issues.  
357.  Execution of the component by op erator in non -financial support shall be performed by own 
funds of the operator in non -financial support.  
"Certification of the products and quality management system in accordance with the 
international standards (ISO, API, ASTM, GMP, EN and etc.) " compo nent 
358.  "Certification of the products and quality management system in accordance with the 
international standards (ISO, API, ASTM, GMP, EN and etc.) " component shall be designated for 
certification of the products and quality management system in accordance  with international 
standards (ISO, API, ASTM, GMP, EN and etc.).  
359.  "Certification of the products and quality management system in accordance with the 
international standards (ISO, API, ASTM, GMP, EN and etc.) " component shall be provided to the 
entreprene urs complying with the next criterions:  
1) Those that do not have debts against the budget and have positive balance by the end 
of a year during 2 years;  
2) Those that being national producers of the goods, works and services;  
3) Those that had expenses for the las t 2 years until occurrence of the announcement on 
accepting applications;  
360.  Within the "Certification of the products and quality management system in accordance with 
the international standards (ISO, API, ASTM, GMP, EN and etc.) " component, performing 
reimb ursement of the part of expenses incurred by the entrepreneur during certification of the 
products and quality management system according to the international standards (ISO, API, 
ASTM, GMP, EN and etc.).  
361.  Within the component, considered reimbursement of the justified and documentarily 
confirmed expenses of the businessmen in amount of 50% of the total amount, which being raised 
to the reimbursement, but not over three thousand MCI per one applicant.  
Order of reimbursing part of the expenses as per certif ication of the products and quality 
management system according to the international standards (ISO, API, ASTM, GMP, EN and etc.) 
shall be set by Rules on reimbursement on expenses of the industrial innovative objects on 
promoting national processed goods,  works and services in the internal market approved by the 
Regulation of the Government of the R epublic of Kazakhstan dated 07. 2012 No . 922.  
362.  Mechanism of reimbursing the part of expenses within the component:  
1) Operator of the non -financial support shall pl ace in the mass media the information on 
accepting applications with indication of the requirements to which the entrepreneur 
shall comply, places of accepting the applications, list of required documents, also 
references to the internet resources containi ng detailed information;  G/SCM/N/284/K AZ 
 
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  2) Application and attached documents shall be provided to the Entrepreneurs Service 
Center or to the operator of the component in the hard copy form with attachmen t of 
the list of the documents;  
3) Operator of the non financial support within 2 working days reviews the provided 
application with attached documents for their integrity according to the requirements 
and sends them to the operator. In case of revealing non -conformance of the 
application and documents, Operator of the non fina ncial support shall inform the 
applicant on it;  
4) Applicant after receiving such information shall eliminate the non -conformities and 
shall repeatedly submit the applications and attached documents to the Entrepreneurs 
Service Center for revising to the oper ator of the non -financial support;  
5) Operator of the non -financial support during 2 working days shall perform repeated 
revision of the application and documents and in case of no incompliances, shall send 
request with attached documents to the component ope rator;  
6) Component operator during 2 working days shall review the provided application with 
attached documents for their integrity. In case of providing incomplete package of 
documents, component operator refuses to review the applications and shall return it 
to the Operator of the non financial support ; 
7) In case of providing full package of documents, component operator during 
20 working days as per order approved by authorized industrial innovative body, shall 
perform checking of the provided application an d documents for their compliance with 
requirements;  
8) In case of revealing non compliances in the provided application and documents, 
component operator shall send to the applicant a notice and inform on it the Operator 
of the non -financial support;  
9) Operator  of the non -financial support in case of receiving information from the 
component operator, shall take actions on protection the rights and legal interests of 
the applicant.  
363.  Identification of the compliance of the applicant 's application with the requirem ents shall be 
performed based on the depleted list of documents.  
Not allowed requiring from the applicants provision of the documents not considered in the 
depleted list.  
364.  Component operator shall inform the Operator of the non -financial support on results  of 
reviewing the accepted applications.  
365.  Cooperation of the component operator and operator in non -financial support as per the 
component process shall be performed within the agreement concluded between the component 
operator and operator in non financia l support which the component operator shall perform 
periodic training of the consultants of the operator in non -financial support as per the component 
execution issues.  
366.  Execution of the component by operator in non -financial support shall be performed by own 
funds of the operator in non -financial support.  
Functional direction: expansion of the business relations  "Business relations " 
instrument  
367.  "Business relations " instrument shall be designated for providing support to the small and 
medium -sized enterpris es performing their actions in the high priority economic sectors within the 
Program, by setting business relations with the foreign partners while supporting international and 
foreign organizations.  G/SCM/N/284/KAZ  
 
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  368.  "Business relations " instrument shall be provided to th e higher and medium section of the 
small and medium -sized enterprises performing their actions in the high priority economic sectors 
within the Program.  
369.  "Business relations " instrument consists of two stages.  
370.  First stage shall be performed at the territor y of the Republic of Kazakhstan. At this stage 
conducted improvement of qualification of the management of the higher and medium sector of 
the small and medium -sized enterprises performing their actions in the high priority economic 
sectors within the Prog ram by arranging business trainings directed for training to the modern 
methods of keeping business, marketing, setting business contacts with business partners and 
other. In the process of training, participants of the instrument shall be developing busin ess plans 
of their company under management of the foreign and national business trainers.  
371.  After the end of business trainings, the participants of the instrument themselves developing 
the business plans according to the obtained consultations and further  may take part in the 
contest selection for the second stage of "Setting business relations with the foreign partners " 
instrument.  
372.  Second stage considers for the participants of the instrument a thematic business probation 
abroad, including probation in t he foreign companies of the similar profile and setting business 
relations with foreign partners as per the following:  
1) Transfer of technologies and purchasing equipment;  
2) Mutual supply of the goods, works and services ; 
3) Obtaining franchise ; 
4) Obtaining grants of the international and foreign organizations;  
5) Opening joint companies.  
373.  Assistance in organizing foreign probations for the small and medium -sized enterprises shall 
be provided by international and foreign organizations with consideration of the needs of  the 
instrument participants and level of development of the accepting country . 
374.  Communication with the international and foreign organizations shall be performed within 
the effective international agreements on cooperation between the Government of the Rep ublic of 
Kazakhstan and international and foreign organizations.  
375.  Financing the actions of the instrument shall be performed from the republican budget by 
concluding relevant agreement between authorized body and finance agency, and since 2016 by 
Operator o f the non financial support, also by means of funds of connected and not connected 
grants of the international and foreign organizations.  
Instrument members are paying the transportation expenses and accommodation expenses at the 
territory of the Republic of Kazakhstan by themselves.  
376.  Mechanism of execution of the first stage of the "Business relations " instrument:  
1) Finance agency, and since 2016 Operator of the non financial support shall be 
identifying the educational institution according to the effective  legislation of the 
Republic of Kazakhstan and concluding an agreement with it for conducting business 
trainings and assistance in arranging probations abroad;  
2) Regional coordinator of the program shall inform the potential program participants 
directly or through mass media on start of accepting the documents;  G/SCM/N/284/K AZ 
 
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  3) Applicant shall give application for participation in the project to the Entrepreneurs 
Service Center and shall sign a letter of commitment on providing all the information 
that do not pose confidenti ality, required for conducting monitoring and other actions 
connected with execution of the instrument ; 
4) Finance agency, and since 2016 Operator of the non financial support within 
15 calendar days shall review applications and shall make a selection of the  
applications and giving to the applicants that comply with the terms an assignment for 
training. From the chosen applications the finance agency shall form and since 2016 
Operator of the non financial support shall group the application as per branches an d 
shall send for agreement to the authorized body together with the offer on organizing 
business trainings and further thematic business probations;  
5) Authorized body within 5 calendar days shall send the approved lists of the 
participants of the instrument to the finance agency, and since 2016 to the Operator 
of the non -financial support for conducting relevant works on preparing the business 
trainings;  
6) Educational institution shall be developing a training program, shall coordinate with 
the finance agency a nd since 2016 with Operator of the non -financial support;  
7) Finance agency and since 2016 Operator of the non -financial support shall send the 
training program for agreement to the authorized body;  
8) After approval by authorized body of the program of training , Educational institution 
shall be arranging a business training for the members of the instrument;  
9) Educational institution shall be attracting for business training foreign and national 
training centers, consulting companies, business trainers and experts  having relevant 
qualification in these branches;  
10) After graduation of the business trainings, members of the instrument willing to take 
part in the second stage of instrument, shall complete their business plans directly in 
the company and shall provide co mpleted business plans to the Educational 
institution;  
11) Educational institution along with the finance agency and since 2016 to the Operator 
of the non -financial support, shall arrange protection of the business plans of the 
instrument members;  
12) For particip ation in the second stage of the instrument, the small and medium -sized 
enterprises that had training within the "Training of the top management of the small 
and medium business " component also may submit applications.  
377.  Mechanism of execution of the second stage of "Business relations " instrument.  
1) International and foreign organizations along with the finance agency and since 2016 
the Operator of the non -financial support and Educational institution, shall conduct 
selection of the best provided business plan s developed within the first stage of the 
instrument, and shall provide for the authorized body the list of participants of the 
second stage of the instrument;  
2) International and foreign organizations shall be compiling a calendar of the group 
programs and shall perform searching of partner companies for conducting thematic 
business probations and shall send the participants for the foreign probation;  
3) As per results of probation, participants shall prepare detailed Plan on development of 
the company with con sideration of the obtained knowledge, experience and 
technologies;  G/SCM/N/284/KAZ  
 
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  4) Finance  agency and since 2016 the Operator of the non -financial support together 
with international and foreign organizations shall conduct monitoring of the execution 
of the plan on develo pment of the co mpanies members of the Program.  
"Promotion of the national processed goods and services " instrument  
378.  "Promotion of the national processed goods and services " instrument shall be designated for 
improving business  activities of the Kazakhstan b usinessmen, settling business contacts with 
foreign companies, promotion of Kazakhstan goods and services.  
379.  "Promotion of the national processed goods and services " instrument shall be provided to 
the industrial innovative  objects which promote national pr ocessed goods, services indicated in the 
list, also complying with the following criterions:  
1) Those that performed production or sale of part or whole product which complies with 
the commodity item at the level 6 and more marks of the integrated Foreign tra de 
goods classification of the Customs union and services included into the list;  
2) Containing information on expenses on promoting own products which:  
- Referred to the expenses connected with promotion of the products, services 
considered in the list;  
- Have b een incurred by industrial innovative objects not earlier than 2 years till 
announcement on accepting the applications.  
380.  Within the "Promotion of the national processed goods and services " instrument, provided 
reimbursement of the part of expenses incurred by industrial innovative objects during promotion 
of the processed goods and services.  
381.  Part of expenses incurred by industrial innovative objects during promotion of the national 
processed goods shall be reimbursed within the funds considered for these Go als by republican 
budget for the current financial year.  
382.  Reimbursement of the part of expenses of the industrial innovative objects shall be 
performed as per types of expenses identified by Rules on reimbursement of the part of expenses 
of the industrial innovative objects on promoting national processed goods and services approved 
by decision of the authorized body in the sphere of supporting industrial innovative objects.  
383.  Within reimbursement of the part of expenses for the industrial innovative objects,  
reimbursing justified and confirmed expenses in amount of 50% of the amount raised for 
reimbursement, without considering indirect taxes (VAT and excise taxes). Into the sum of 
expenses not included an amount of indirect taxes (VAT and excise taxes).  
384.  Reimbursement of the part of expenses shall be performed in the national currency of the 
Republic of Kazakhstan. And recalculation of the expenses incurred in the foreign currencies 
performed as per the rate of National Bank of the Republic of Kazakhstan which  was valid at the 
moment of announcement on accepting applications.  
385.  Mechanism of reimbursing the part of expenses21: 
1) Component operator shall place information on accepting applications in the mass 
media with indication of the requirements to which the ent repreneur shall comply, 
places of accepting the applications, list of required documents, also references to the 
internet resources containing detailed information. Operator of the non financial 
support may on his own account place such announcement text o f which shall comply 
with the text of the announcement of the component operator and conduct 
self-consultative support;  
                                                
21 Paragraph 385 with amendments made as per Regulation of the Government of Republic of 
Kazakhstan of 28.10.2015 No . 848 (being entered into effect since the date of its first official publishing).  G/SCM/N/284/K AZ 
 
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  2) Application and attached documents shall be provided to the Entrepreneurs Service 
Center or to the operator of the component in the hard  copy form with attachmen t of 
the list of the documents;  
3) In case of submitting the documents to the Entrepreneurs Service Center, Operator of 
the non financial support during 2 working days reviews the provided application with 
attached documents for their  integrity according to the requirements and in case of 
revealing non-conformance  of the application and documents, Operator of the non -
financial support informs the applicant on it;  
4) Applicant after receiving such information shall eliminate the non -confor mities and 
shall repeatedly submit the applications and attached documents to the Entrepreneurs 
Service Center for revising to the operator of the non -financial support;  
5) Operator of the non -financial support within 2 business days shall perform repeated 
revision of the application and documents and in case of no incompliances, shall send 
request with attached documents to the component operator. Operator of the 
non-financial support shall be responsible for the integrity, compliance wit h the 
legislation and  the list;  
6) Component operator during 2 business days shall review the provided application with 
attached documents for their integrity. In case of providing incomplete package of 
documents, component operator refuses to review the applications and returns it to 
the Operator of the non -financial support;  
7) In case of providing full package of documents, component operator within 
10 business days as per order shall provide in the Reimbursement rules, shall provide 
checking of the provided application and docume nts for their compliance with 
requirements;  
8) Operator of the component, in case of revealing non compliances in the provided 
application and documents, shall send to the applicant a notice a motivated refusal 
with mandatory notification of the Operator of t he non -financial support;  
9) In case of no non compliances in the application and documents, further execution of 
the component shall be performed as per order prov ided in the Reimbursement rules;  
10) Operator of the non -financial support, in case of receiving no tification from the 
component operator on refusal in state support to the applicant, for protecting the 
rights and interests of the entrepreneurs, shall review the decisions of the component 
operator for their integrity.  
386.  Identification of the compliance o f the applicant 's application with the requirements shall be 
performed based on the depleted list of documents.  
387.  Requiring from the applicants provision of the documents not considered in the depleted list 
shall not be allowed.  
388.  Component operator shall se nd to the Operator of the non -financial support the information 
on terms of reimbursing the part of expenses as per requests of the applicants given through the 
Entrepreneurs  Service Center.  
389.  Cooperation of the component operator and operator in non financ ial support as per the 
component process shall be performed within the agreement concluded between the component 
operator and operator in non financial support which the component operator shall perform 
periodic training  of the consultants of the operator in non -financial support as per the component 
execution issues.  
390.  Execution of the component by operator in non -financial support shall be performed by own 
funds of the operator  in non -financial support.  G/SCM/N/284/KAZ  
 
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  Monitoring of the Program implementation  
391.  Monitoring o f the Program implementation shall be performed for providing complete and 
timely achievement of the target indicators, objectives and indices of the results, regular obtaining 
of the information on current state of the Program, also timely actualization o f the Program 
including its instruments and mechanisms considering the external and internal factors of 
development of the business in the Republic of Kazakhstan.  
392.  Monitoring of the Program shall be performed on 3 levels:  
1) Analysis of the statistical indice s designated for collection and processing of the 
indices as per quantity of the provided services and list of the supporting instruments 
in the terms of business categories, types of state support, industrial and regional 
belonging;  
2) Audit of quality of ex ecution of the Program instruments shall be directed for 
assessing the quality of Program instruments which considers assessing the 
satisfaction of the receivers of the Program instruments, sufficiency and integrity of 
the offered instruments of state supp ort; 
3) Audit of sufficiency of the Program shall be designated for the subjective assessment 
of the impact of the state support instruments for final quality and efficiency of the 
business actions of the private enterprise objects, also objective assessment of the 
social, budget and economic sufficiency of the Program instruments.  
393.  The result of the monitoring shall be a complex analytical report which may characterize the 
portrait of the Program user, to give assessment to the improvement / worsening of the efficiency 
of the business activities in the economical and management aspect, also internal Program factors 
which define the speed and quality of the obtained supporting instruments.  
394.  Sources of information for monitoring shall be:  
1) National and department al statistics;  
2) Primary forms filled in when receiving Program instruments;  
3) Forms for assessing satisfaction of the businessmen by quality of the provided 
services;  
4) Telephone and direct survey of the businessmen that had state support;  
5) Seminars, meetings wi th businessmen.  
395.  Analysis of the statistical indices, audit of quality and efficiency within the first, second and 
third directions of the Program shall be conducted by the finance agency.  
396.  Analysis of the statistical indices, audit of quality and efficienc y within the fourth direction of 
the Program shall be conducted by Operat or of the non financial support.  
397.  Audit of the quality of execution of the Program instruments shall be conducted by the 
finance agency and Operator of the non financial support by con ducting through telephone and 
direct surveys. For conducting survey, finance agency and Operator of the non financial support 
shall be allocating qualified specialist which perform direct monitoring of the quality of the 
services. Direct surveys shall be c onducted based on the check list which shall be filled out by 
businessman.  
398.  Audit of efficiency of the Program shall be performed as per the results of the analysis of the 
statistical indices, audit of quality of execution of the Program instruments includ ing results of the 
seminars and meetings where businessmen speaking with reports indicating to the social, budget 
and economic results obtained by them after using the Program instruments.  G/SCM/N/284/K AZ 
 
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  399.  Preparation of the complex analytical report on efficiency of the P rogram using the results of 
the analysis of the statistical indices, audit of quality and efficiency per year shall be performed by 
non-finance support operator.  
400.  Regularity of conducting Program monitoring:  
1) Analysis of the statistical indices – every mont h by providing information on execution 
of the state support instruments to the authorized department . 
2) Audit of quality of execution of the Program instruments – every quarter by 
processing data of the check list on assessing the quality of the Program wor k, and 
annually – by conducting telephone or direct survey of businessmen that obtained 
services in amount of no less than 5% from the total amount of all those that 
addressed for having support during a year, with further submission of the report to 
the authorized body . 
3) Audit of efficiency of the program – annually by conducting seminar in accordance 
with the format at the base o f Entrepreneurs Service Center.  
Results of the audit of Program efficiency shall be included into the complex analytical 
report o n Program efficiency provided by operator of the non financial support to the 
authorized body not later than March of the financial year, following the reporting 
period.  
401.  As per results of preparing the general complex annual analytical report, conducted f inal 
meeting as per "Monitoring of the Program implementation " subject with participation of the 
concerned state bodies and organizations performing Program implementation.  
402.  Within the meeting as per "Monitoring of the Program implementation " subject, part icipants 
taking decision on actions required for improving the Program instruments.  
403.  Financing of the monitoring shall be performed in following way:  
1) Audit of the statistical data within the first, second and third directions of the Program 
shall be perfor med by means of financial agency funds; within the fourth direction of 
the Program – by means of funds of the operator of the non financial support;  
2) Audit of the quality of the execution of the program instruments – from the finance 
agency funds; within th e fourth direction of the Program – by means of funds of the 
operator of the non -financial support;  
3) Audit of efficiency of the Program - by means of funds of the operator of the non -
financial support;  
4) Conducting of the final meeting as per "Monitoring of t he Program implementation " 
subject - by means of funds of the operator of the non -financial support;  
Mutual cooperation of the Program participants  
404.  Agreements on subsidizing the fee rate as per the loans /  agreements on financial leasing of 
the banks / lea sing companies and guarantees as per the loans /  agreements on financial leasing 
of the banks / leasing companies concluded within the execution of the Program "Business Road 
Map 2020" shall be applied during execution of the Program and shall not be concl uded again.  
405.  Payment of the services of the finance agency shall be performed by authorized body from 
the republican budget.  
406.  Finance agency shall perform monitoring of the Program implementation as per subsidizing 
the fee rate as per the loans /agreements  on financial leasing, guarantees on loans and provision 
of the state grants.  G/SCM/N/284/KAZ  
 
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  407.  Finance agency for the formation of the general complex annual analytical report on 
efficiency of the Program not later than February month, following the reporting month, shall  send 
the results of the monitoring of the first, second, and third directions of the Program to the 
operator of the non -financial support and to the authorized body.  
408.  The entrepreneurs for keeping monitoring over the financial measures of support of the 
business activities, providing to the finance agency an application on providing agreement to the 
Committee on state incomes of the Finance Ministry of the Republic of Kazakhstan to provide to 
the finance agency following information which considered as tax  confidentiality according to the 
tax legislation of the Republic of Kazakhstan:  
1) Incomes ; 
2) Number of personnel ; 
3) Expenses on accrued incomes of the employees and other payments to the physical 
entities ; 
4) Average monthly salary per one employee ; 
5) Amount of the tax payments.  
409.  Regional coordinator of the program shall perform monitoring of the Program 
implementation as per development of the production infrastructure in the regions and shall 
provide quarterly report to the authorized department. Structure of the r eport defined by 
authorized department.  
Program  criterions  
410.  Loans / leasing deals / micro loans of the businessmen which aspire to obtain state support, 
shall comply with the following criterions:  
1) Loans / leasing deals / micro loans of the businessmen shal l be designated for 
execution of the new investment projects, also directed for modernization and 
expansion of the production including replenishment of the floating funds, as per the 
Program terms;  
2) Subsidizing of the fee rate and partial guarantee as per the Loans / leasing deals / 
micro loans of the banks / leasing companies / micro financial organizations, may not 
be executed as per the loans / leasing deals / micro loans:  
- Designated for buying out of the ratio, shares of the companies, also companies 
as a proprietary complex;  
- Issued by state development institutes, except the development bank;  
- Fee rate as per which was cheapened by means of the budget funds;  
- Those that provided for purchasing hotels or hotel complexes;  
- In the form of over draft.  
411.  Program  participants may not be businessmen that:  
1) Perform producing excise goods / products, except the projects which consider 
producing motor transport means and production of the wine from the grapes of own 
production;  G/SCM/N/284/K AZ 
 
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  2) Executing the projects in the metallurgy industry which included into the list of the 
basic tax payers according to the decree of the Government of Republic of Kazakhstan 
as of 31 December  2014 No. 1434;  
3) Performing their activities in the mining industry except the projects for development 
of the  gravel and sand pits;  
4) Whose founders are national management holdings, national companies and 
organizations, 50 and more percent of shares of which directly or indirectly belong to 
the state, national holding, national company (except social business corp oration), 
also legal entities, whose form of ownership shall be iss ued as per private institution.  
412.  Subsidizing may not be performed as per the redemption leasing agreement, secondary 
leasing, sub leasing.  
413.  Financing of the projects on subsidizing, guarante es, for providing grants and construction 
or reconstruction of the industrial infrastructure, approved at the Regional Coordinator Council till 
31 March 2015, shall be performed as per earlier approved terms of th e Regional Coordinator 
Council.  
414.  As per the projects of the businessmen, approved within the direction "Recovery of the 
business sector " of the "Business Road Ma p 2020" program, subsidizing of the fee rate as per the 
loans of the banks / development banks continues until completion of the liabilitie s of parties as 
per the Rules on subsidizing fee rate as per the loans of the second level banks to the private 
business objects within the second direction of the "Recovery of the business sector " of "Business 
Road Ma p 2020" program.  
415.  Authorized body for execution of the first, second and third direction of the Program, shall 
perform target transfer to the local budget and defines general limit of financing for each oblast, 
capital, city of the republican meaning.  
416.  Regional coordinators of the program dist ributing the general limit of financing as per 
directions of the Program implementation and agreeing with authorized department.  
417.  Attraction of the business potential of the countries members of the Eurasian economic 
union shall be performed by providing f inancial and non -financial actions of support at the border 
territories of the Republic of Kazakhstan where existing resource potentials and needs of creating 
companies with joint participation of the residents of the Russian Federation and Republic of 
Belarus.  
418.  Funds allocated for subsidizing and guarantee within the Program and non -usage by regional 
coordinators of the Program / local program coordinators / finance agency / UOM in the current 
financial year, can be used in the next year for subsidizing an d / or guaranteeing the projects 
including those that approved in the next financial year.  
419.  Provision of the financial and non -financial support measures also performed by 
businessmen – residents of the Republic of Kazakhstan, newly created with participat ion of the 
businessmen countries – members of the Eurasian economic union and performing projects at the 
territory of the Republic of Kazakhstan.  
420.  One of the terms of the Program shall be supporting the existing and creation of the new 
work places from amon g residents of the Republic of Kazakhstan.  
421.  For reducing the cost of the loan resources for the small and medium -sized enterprises and 
increasing their accessibility to financing by attracting organizational technical possibilities of the 
banks / micro fin ancial organizations / leasing companies, there will be taken actions on attracting 
loan resources of the international financial institutes through the finance agency, except the 
loans  / agreements of the finance leasing issued by development bank.  
422.  Region al coordinators of the program during development of the program of development of 
the territories shall consider regulations of the Program.  G/SCM/N/284/KAZ  
 
- 78 - 
 
  423.  Entrepreneurs can be provided with complex support within the fr ame of all Program 
instruments.  
424.  Selection and dec ision as per financing of the projects shall be made by banks / 
development banks / micro financial organizations / leasing companies itself in accordance with 
the terms set in the Program.  
425.  Within the Program implementation, the Regional Coordinator Counc il reviews the projects 
of the businessmen for their compliance with the criterions of the Program and makes decision on 
possibility or impossibility of providing financial support.  
The meeting of the Regional Coordinator Council shall be conducted as per  collection of the 
projects, but not less than 2 times per month. Quantity of the Regional Coordinator Council 
members shall be no less than 12 people, from which no less than 50% shall be represented by 
business society. The decision shall be made by no l ess than by 2/3 from the total number of the 
present people. Quorum shall comprise no less than 2/3 of the quality of the Regional Coordinator 
Council members.  
Decision of the Regional Coordinator Council shall be documented in the form of the minutes wit hin 
3 business days since the date of the Regional Coordinator Council meeting. Period of validity of 
the Regional Coordinator Council decision shall be 6 months since the date of its acceptance.  
Regional coordinator of the program during 1 day sends copy  of the minutes / extract from the 
minutes of the Regional Coordinator Council to the local coordinator of the program, to the bank / 
leasing company / development bank and finance agency.  
426.  Terms, order, mechanism of subsidizing the part of extra charges f or the goods and part of 
the rental payment, comprising the income of the Islamic banks, when financing by Islamic banks 
of the businessmen of the first, second and third direction of the Program, regulated by rules of 
subsidizing part of the extra charges  and part of the lease payment which comprises the income of 
the Islamic banks when Islamic banks are financing the private enterprises within the Program, 
approved by the decree of the Government of the Republic of Kazakhstan.  
6  STAGES OF PROGRAM IM PLEMENTA TION  
First stage of 2015  
 During the first stage it is required to set a strong normative legal base directed for 
regulation of the order of instruments of state support provided in the Program.  
 Considered development and approval of the rules of subsid izing of interest rate on bank 
loans, subsidization during the Islamic banks financing of the private entrepreneurs, guaranteeing 
on bank loans, subsidization of interest rate on micro financial organizations loans, guaranteeing 
on micro financial organiza tions loans, micro lending of the small enterprises, provision of the state 
grants.  
 In result appropriate normative terms providing transparent and efficient execution of the 
Program will be settled.  
Second stage for 20 16–2019  
 At the second stage it is  required to improve works on the proper execution of the state 
support instruments stipulated in the Program.  
 Application of the state support instruments will be supported by their permanent 
monitoring for their efficiency as per the set goals and obje ctives of the Program.  
 As per results of the monitoring annually actions on improving efficiency of the Program, 
improving its instruments will be taken.  G/SCM/N/284/K AZ 
 
- 79 - 
 
   Implementation of the Program under permanent monitoring will allow to fulfil the planned 
objectiv es and to achieve the goals of the Program.  
7  REQUIRED RESOURCES  
For the implementation of the Program from the republican budget in 201 5, it is planned to 
allocate 56.387.058 thous.tenge, in 2016 – 53.376.977 thous.tenge, in 2017 – 
66.914. 948 thous.tenge, i n 2018 – 66.941.960 thous.tenge, in 2019 – 66.967.833 thous.tenge.  
Further financing of the Program will be made within the funds considered in the republican budget 
for the relevant financial years.   
  G/SCM/N/284/KAZ  
 
- 80 - 8  ACTION PLAN ON IMPLE MENTATION OF THE PRO GRAM  
No. Title UOM Period of 
implementation  Form of 
completion  Responsible for 
implementation  Assumed expenses  Finance 
sources  2015  2016  2017  2018  2019  
Accepting normative legal acts  
1 Development of the 
rules on subsidization 
of part of the extra 
charges for the goods 
and part of the rental 
payment comprising 
the income of the 
Islamic banks during 
the financing of 
private enterprises by 
Islamic banks within 
the frame of the 
Integrated Program 
of Support and 
Development of the 
Business "Business 
Road Map 2020"   May 2015  Regulation of 
the Government 
of Republic of 
Kazakhstan  Ministry of 
National 
Economy, Ministry 
of Finance, 
National Chamber 
of Entrepreneurs 
(as per 
agreement)  Not needed   
2 Development of the 
rules on subsidization 
of interest rate on the 
micro financial 
organizations micro 
loans   May 2015  Regulation of 
the Government 
of Republic of 
Kazakhstan  Ministry of 
National 
Economy, Ministry 
of Finance, NCE 
(as per 
agreement)  Not needed   
3 Development of the 
rules on partial 
guaranteeing on bank 
loans to the micro 
financial 
organizations   May 2015  Regulation of 
the Government 
of Republic of 
Kazakhstan  Ministry of 
National 
Economy, Ministry 
of Finance, NCE 
(as per 
agreement)  Not needed   
4 Development of the 
rules on micro 
lending of the small 
enterprise s within the 
frame of the 
Integrated Program 
of Support and 
Development of the 
Business "Business 
Road Map 2020"   May 2015  Regulation of 
the Government 
of Republic of 
Kazakhstan  Ministry of 
National 
Economy, Ministry 
of Finance, NCE 
(as per 
agreement)  Not needed    
  G/SCM/N/284/KAZ  
 
- 81 - 5 Making amendments 
in the Regulation of 
the Government of 
Republic of 
Kazakhstan of 14 
March 2011 No. 254 
"On Approval of the 
Program 
"Productivity  2020"   June 2015  Regulation of 
the Government 
of Republic of 
Kazakhstan  Ministry of 
Investment a nd 
Development, 
Ministry of 
National 
Economy, Ministry 
of Finance, NCE 
(as per 
agreement)  Not needed   
First direction: supporting new business initiatives of the entrepreneurs of the mono -industry towns, small towns and rural areas  
1. Subsidization of i nterest part on loans / agreements on financial leasing of the banks / leasing companies  
1 Revision and approval 
of the projects of the 
entrepreneurs for 
subsidization of 
interest part of the 
loans / agreements 
on financial leasing of 
the banks / leasing  
companies at the 
regional coordination 
councils.   Monthly  Decision 
(minutes of the 
RCC)  Local executive 
authorities  Not needed   
2 Concluding 
subsidization 
agreements   January  
July 
Annually  Information at 
the Ministry of 
National 
Economy  "Damu" JSC FED  
(as per 
agreement), 
second level 
banks, leasing 
companies  Not needed   
3 Payment of the 
subsidies to the 
"Damu" JSC FED 
second level banks as 
per the projects of 
the entrepreneurs ,  Thous.
tenge  January  
July 
Annually  Information at 
the Ministry of 
Nationa l 
Economy  "Damu" JSC FED 
(as per 
agreement), 
second level 
banks, leasing 
companies  1200000 1200000 1200000 1200000 1200000 Republican 
budget  
2. Partial guaranteeing as per the bank loans / development bank  
1 Revision and approval 
of the projects of the 
entrepreneurs for the 
partial guaranteeing 
on the bank loans  Ea Monthly  Letter with 
positive decision 
of "Damu" JSC 
FED  "Damu" JSC FED 
(as per 
agreement)  Not needed   
2 Concluding of 
agreements on 
guaranteeing  Ea January  
July 
Annually  Information at 
the Ministry of 
National 
Economy  "Damu" JSC FED 
(as per 
agreement), 
second level banks, 
leasing companies  Not needed    
  G/SCM/N/284/KAZ  
 
- 82 - 3 Payment of 
guarantees of 
"Damu" JSC FED   January  
July 
Annually  Information at 
the Ministry of 
National 
Economy  Local executive 
authorities  200000 200000 200000 200000 200000 Republican 
budget  
3. Provision of the state grants  
1 Revision and approval 
of the projects for 
providing grants on 
tender basis  Ea January  
July 
Annually  Information at 
the Ministry of 
National 
Economy  Local executive 
authorities  Not needed   
2 Payment of the state 
grants as per the 
projects of the 
entrepreneurs  Thous.
tenge  January  
July 
Annually  Information at 
the Ministry of 
National 
Economy  Local executive 
authorities  300000  300000  300000  300000  300000  Republican 
budget 
4. Development of the industrial infrastructure  
1 Revision and making 
decisions of Regional 
coordination council 
on construction and 
modernization of the 
industrial 
infrastructure 
required for the 
execution of the 
projects  Ea As per collection 
of the 
application 
within the 
allocated funds  Decision 
(minutes of the 
RCC) Local executive 
authorities  Not needed   
2 Construction and 
modernization of the 
industrial 
infrastructure  Thous.
tenge  January  
July 
Annually  Information at 
the Ministry of 
National 
Economy  Local executive 
authorities  146285  1500000  1500000  1500000  1500000  Republican 
budget  
5. Micro lending of the small enterprises  
1 Revision and approval 
of the projects for 
issuing micro loans  Ea Monthly  Information at 
the Ministry of 
National 
Economy  "Fund on financial 
support of the 
agriculture" JSC 
(as per agreement)  Not needed   
2 Concluding loan 
agreements between 
"Fund on financial 
support of the 
agriculture" JSC and 
micro financial 
organizations  Ea January  
July 
Annually  Information at 
the M inistry of 
National 
Economy  "Fund on financial 
support of the 
agriculture" JSC 
(as per 
agreement)  Not needed    
  G/SCM/N/284/KAZ  
 
- 83 - 3 Concluding loan 
agreements between 
"Fund on financial 
support of the 
agriculture" JSC / 
micro financial 
organizations and 
private enterprises  Ea January  
July 
Annually  Information at 
the Ministry of 
National 
Economy  "Fund on financial 
support of the 
agriculture" JSC 
(as per 
agreement)  Not needed   
4 Providing micro loans 
to the private 
enterprises  Thous.
tenge  Monthly  Information at 
the Ministry of 
National 
Economy  Local executive 
authorities  1674000  3000000  3000000  3000000  3000000  Republican 
budget  
6. Subsidization the part of interest rate on the micro loans for the private micro financial organizations  
1 Revision and approval 
of the projects  of the 
private enterprises 
for subsidization by 
micro financing 
organizations at the 
regional coordination 
councils  Ea Monthly  Decision 
(minutes of the 
RCC) "Fund on financial 
support of the 
agriculture" JSC 
(as per 
agreement), 
Local executive 
authoritie s Not needed   
2 Conclusion of the 
agreements between 
"Fund on financial 
support of the 
agriculture" JSC and 
micro financial 
organizations for 
subsidization the 
projects of the 
private enterprises  Ea Monthly  Subsidization 
agreements  "Fund on financial 
support of the 
agriculture" JSC 
(as per 
agreement), Local 
executive 
authorities  Not needed   
3 Payment of subsidies 
by "Fund on financial 
support of the 
agriculture" JSC to 
the banks of the 
second level as per 
the projects of the 
private enterprises  Thous.
tenge January  
July 
Annually  Information at 
the Ministry of 
National 
Economy  "Fund on financial 
support of the 
agriculture" JSC 
(as per 
agreement), 
second level 
banks, leasing 
companies   200000  200000  200000  200000  Republican 
budget  
  
  G/SCM/N/284/KAZ  
 
- 84 - 7. Partial guaranteeing  of the loans of the micro financial organizations owed to the banks  
1 Concluding 
agreements on 
guarantee  Ea January  
July 
Annually  Information at 
the Ministry of 
National 
Economy  "Fund on financial 
support of the 
agriculture" JSC 
(as per 
agreement), 
second level 
banks, leasing 
companies  Not needed   
2 Payment of 
guarantees by "Fund 
on financial support 
of the agriculture" 
JSC  Thous.
tenge  January  
July 
Annually  Transfer of the 
funds  Ministry of 
National Economy   85000 85000 85000 85000 Republican 
budget  
Second direction: development of the entrepreneurship in the high priority economical sectors and in the processing industry  
1. Subsidization of the interest rate as per the loans / agreements of the financial leasing of the banks/ leasing companies  
1 Revision and approval 
of the projects of 
entrepreneurs for 
subsidization of part 
of interest rate as per 
the loans / 
agreements of the 
financial leasing of 
the banks/ leasing 
companies at the 
regional coordination 
councils  Ea Monthly  Decision 
(minutes of t he 
RCC) Local executive 
authorities  Not needed   
2 Concluding 
subsidization 
agreements  Ea January  
July 
Annually  Information at 
the Ministry of 
National 
Economy  "Damu" JSC FRP 
(as per 
agreement), 
second level 
banks, leasing 
companies  Not needed   
3 Payment of the 
subsidies to the 
"Damu" JSC FED 
second -tier banks as 
per the projects of 
entrepreneurs within 
the second and third 
direction of the 
Program  Thous.
tenge  January  
July 
Annually  Information at 
the Ministry of 
National 
Economy  "Damu" JSC FRP 
(as per 
agreement), 
second -tier banks, 
leasing companies  27000000  27000000  35875000  35875000  35875000  Republican 
budget   
  G/SCM/N/284/KAZ  
 
- 85 - 2. Partial guaranteeing on the bank loans  
1 Revision and approval 
of the projects of 
entrepreneurs for 
partial guaranteeing 
as per the bank loan s 
at the regional 
coordination councils  Ea Monthly  Decision 
(minutes of the 
RCC) "Damu" JSC FRP 
(as per 
agreement)  Not needed   
2 Concluding 
agreement on 
guarantees  Ea January  
July 
Annually  Information 
at the Ministry 
of National 
Economy  "Damu" JSC FRP 
(as per 
agreement), 
second -tier banks, 
leasing companies  Not needed   
3 Payment of the 
guarantees to 
"Damu" JSC FED  Thous.
tenge  January  
July 
Annually  Information 
at the Ministry 
of National 
Economy  Local executive 
authorities  1000000  1000000  1000000  1000000  1000000  Republican 
budget  
3. Provision of the state grants  
1 Revision and approval 
of the projects for 
providing grants on 
tender basis  Ea January  
July 
Annually  Information at 
the Ministry of 
National 
Economy  Local executive 
authorities  Not needed   
2 Payment of the state 
grants as per the 
projects of the 
entrepreneurs  Thous.
tenge  January  
July 
Annually  Information at 
the Ministry of 
National 
Economy  Local executive 
authorities  300000  300000  300000  300000  300000  Republican 
budget  
4. Development of the in dustrial infrastructure  
1 Revision and making 
decisions by Regional 
coordination Council 
as per construction 
and modernization of 
the industrial 
infrastructure 
required for 
execution of the 
projects  Ea As per collection 
of the 
application 
within the 
allocated funds  Decision 
(minutes of the 
RCC) Local executive 
authorities  Not needed   
2 Execution of the 
construction and 
modernization of the 
industrial 
infrastructure  Thous.
tenge  January  
July 
Annually  Information at 
the Ministry of 
National 
economy  Local executive 
authorities  18493309  15546000  15546000  15546000  15546000  Republican 
budget   
  G/SCM/N/284/KAZ  
 
- 86 - Fourth direction: provision of the non financial measures of supporting the entrepreneurship  
1. Informational analytical provision of the entrepreneurship  
1 Developme nt and 
distribution of the 
informational 
analytical guides and 
teaching / guiding 
aids  Ea Annually  Information at 
the Ministry of 
National 
Economy  NCE (as per 
agreement)  72269 72269 72269 72269 72269 Republican 
budget  
2 Arranging series of 
TV programs in  the 
mass media with 
participation of the 
experts, 
entrepreneurs, public 
leaders, foreign 
specialists and 
representatives of the 
state bodies  Ea Annually  Information at 
the Ministry of 
National 
Economy  NCE (as per 
agreement)  
3 Organizing seminars, 
master classes  Ea Annually  Information at 
the Ministry of 
National 
Economy  NCE (as per 
agreement)  
4 Providing on free of 
charge basis for the 
subjects of 
agricultural complex 
of informational 
support  Ea Annually  Information at 
the Ministry of 
National 
Economy  NCE (as per 
agreement), 
Agriculture 
ministry  240488 240488 240488 240488 240488 Republican 
budget  
5 Informational 
provision of the 
entrepreneurs in the 
mono -industry towns, 
small towns, and 
regional centers  Ea Annually  Information at 
the Mi nistry of 
National 
Economy  NCE (as per 
agreement)  580000 580000 580000 580000 580000 Republican 
budget  
2. Improving the competence of the entrepreneurs  
1 Training of the 
entrepreneurs  People  As per collection 
of the applications  Information at 
the Minist ry of 
National 
Economy  NCE (as per 
agreement)  447000  447000 447000 447000 447000 Republican 
budget  
2 Rendering services  People  As per collection 
of the applications  Information at 
the Ministry of 
National 
Economy  NCE (as per 
agreement)  1621679  1621679 1621679 1621679 1621679 Republican 
budget   
  G/SCM/N/284/KAZ  
 
- 87 - 3 Providing 
consultations for the 
entrepreneurs as per 
obtaining permit 
documents and 
technical 
specifications  People  As per collection 
of the applications  Information at 
the Ministry of 
National 
Economy  NCE (as pe r 
agreement)        
3. Improving the productivity of the entrepreneurs  
1 Attracting of external 
consultants on 
implementing new 
methods of 
management, 
production 
technologies, 
improving 
productivity and 
energy saving of the 
companies  People  As per collec tion 
of the applications  Information at 
the Ministry of 
National 
Economy  NCE (as per 
agreement)  51746 77620 103492 129365 155238 Republican 
budget  
2 Improving the 
competence of the 
company, 
development of the 
complex plan of the 
investment project, 
improv ing the 
technological 
processes, improving 
efficiency of the 
production 
organization  People  As per collection 
of the applications  Information at 
the Ministry of 
National 
Economy  NCE (as per 
agreement) 
Ministry of 
Investment and 
Development, 
"KIRI" JSC  697311 198811  198811  198811  198811  Republican 
budget  
3 Certification of the 
products and quality 
management systems 
in accordance with 
international 
standards (ISO, API, 
ASTM, GMP, EN and 
etc.) Ea As per collection 
of the applications  Information at 
the Min istry of 
National 
Economy  NCE (as per 
agreement) 
Ministry of 
Investment and 
Development , 
«NadLoc» JSC  112426  112426  112426  112426  112426  Republican 
budget  
 
  
  G/SCM/N/284/KAZ  
 
- 88 - 4.Expansion of the business relations  
1 Sending the 
entrepreneurs to the 
foreign countries  Peopl e Annually  Information at 
the Ministry of 
National 
Economy  NCE (as per 
agreement)  565962  163772  163772  163772  163772  Republican 
budget  
2 Reimbursement of 
the expenses for 
training of the 
personnel, occupied 
in the sphere of 
management of 
promotion of the 
products, services, 
promotion of the 
national products, 
services  Ea As per collection 
of the applications  Information at 
the Ministry of 
National 
Economy  NCE (as per 
agreement) 
Ministry of 
Investment and 
Development , 
«Kaznext Invest» 
JSC 200000  200000  200000 200000  200000  Republican 
budget  
5. Other events  
1 Payment of the 
services of the 
financial agency and 
UOM rendered within 
the Program  Ea Annually  Agreement on 
state purchase 
of the services  Ministry of 
National  
Economy, "Damu" 
FED JSC (as per 
agree ment), 
"Fund on financial 
support of the 
Agriculture" JSC  720000  836000  836000  836000  836000  Republican 
budget  
2 Payment of the 
subsidies to "Damu" 
JSC FED  to the 
second -tier banks as 
per the projects of 
the entrepreneurs on 
recovery and 
strengthening 
business potentials  Thous.
tenge  January  
July 
Annually  Information at 
the Ministry of 
National 
Economy  "Damu" JSC FED 
(as per 
agreement), 
second -tier 
banks, leasing 
companies  764583  26762  38861  40000  40000  Republican 
budget  
 
 
 G/SCM/N/284/KAZ  
 
- 89 - 
 
  APPENDIX 1  
THE INTEGRATED B USINESS SUPPORT AND DE VELOPMENT  
PROGRAM  "BUSINESS ROAD MAP 20 20" 
List of the high priority economical sectors for the potential participants of the Program  
 
CCEA code  Title 
Agro industrial complex  
01 Planting and breeding, hunting and services in these sph eres, except 01.11 "Planting grain 
crops (except rice), bean and oil seeds.  
03 Fishing and aquaculture  
10 Production of the food products  
11.06  Production of malt  
11.07  Production of the mineral water and other non-alcoholic  drinks  
Mining industry  
08.12.1  Development of the gravel and sand pits  
09 Technical services in the mining industry  
Light industry and furniture production  
13 Production of the textile products  
14 Production of clothes  
15 Production of the leather and leather related prod ucts 
16 Production of the wooden and corky products except furniture; production of the materials 
from straw and materials for weaving  
17 Production of paper and paper products  
18 Printing and reproduction of the recorded materials  
20 Production of th e chemical industry products  
21 Production of the basic pharmaceutic products and medicines  
22 Production of the rubber and plastic products  
31 Producing furniture  
Production of the construction materials and other non-metal  mineral products  
23 Production of other non-metal  mineral products  
Metallurgy, metal processing, machine building  
24 Metallurgy industry  
25 Production of the end metal products except units and equipment  
26 Production of the computers, electronic and optical products  
27 Production of the electrical equipment  
28 Production of the units and equipment not included into other categories  
29 Production of the vehicles, trailers and semi-trailers   
30 Production of other types of transportation  
33 Repair and installation of t he units and equipment  
Other industry sectors  
32 Production of other end products  
35.11.4  Production of the electrical energy by other power stations  
35.11.2  Production of the electrical energy by hydro electrical stations  
38 Collection, processi ng and disposal of the wastes, utilization of wastes  
39 Reclamation and other services in the sphere of disposing the wastes  
Transport and storage  
45.2 Maintenance and repair of the vehicles  
49.3 Other passenger's land transport  
49.41  Freight oper ations by vehicles  
50 Water transport  
52 Warehousing and auxiliary transportation activities  
53 Postal and courier actions, except actions related to the sphere of natural monopoly  
Tourism  
55.10  Provision of services by hotels  
55.20  Providing acc ommodation for the weekends and other periods of short term staying  
55.30  Areas for camping, recreation parks and trailer parks  
Information and communication  
59.14  Actions on showing movies  
61 Communications  
62 Computer programming, consultations an d other relevant services  
 G/SCM/N/284/KAZ  
 
- 90 - 
 
  Professional, scientific and technical activity  
69.2 Actions in the sphere of accounting and audit; consultations on taxation  
71 Activities in the sphere of architecture, engineering surveys, technical testing and analysis  
72 Scientific researches and developments  
74 Other professional, scientific and technical activities  
75 Veterinary activities  
81 Activities in the sphere of servicing buildings and territories  
Education  
85 Education  
Health and social services  
86 Activities in the healthcare sphere  
87 Provision of the social services by providing accommodation  
88 Providing social services without provision of the accommodation  
Arts, entertainment, and rest  
91 Operation of the libraries, archives, museums, and other cultural institutions  
93 Activities in the sphere of sports, organization and entertainment (except night clubs)  
Providing other types of services  
95 Repair of the computers, personal use items and household goods  
96.01  Laundry and dry cle aning of the textile products and fur products  
APPENDIX 2  
FOR THE INTEGRATED B USINESS SUPPORT AND DEVELOPMENT  
PROGRAM  "BUSINESS ROAD MAP 20 20" 
List of the high priority processing industries in accordance with SPIID  
1. Ferrous industry  
2. Non-ferrous  industry  
3. Oil processing  
4. Oil gas chemistry  
5. Production of the food products  
6. Agro chemistry  
7. Production of the chemicals for the industry  
8. Production of the vehicles and their parts, accessories and engines.  
9. Electrical equipment  
10. Production of the agricultural units  
11. Production of the railway units  
12. Production of the units and equipment for the mining industry  
13. Production of the units and equipment for the oil processing and oil producing industry  
14. Productio n of the construction materials  G/SCM/N/284/KAZ  
 
- 91 - 
 
   
APPENDIX  1 
TO REGULATION OF THE  GOVERNMENT OF REPUBLIC  OF KAZAKHSTAN  
NO. 168 OF 31 MARCH 2015  
Approved by  
Regulation of the Government of Republic of Kazakhstan  
No. 556 of 10 June 2010  
Rules of subsidization of part of the interest rate within the frame of Integrated 
Business Support and  Development Program "Business Road Map 2020 " 
 These Rules of subsidization of part of interest rate within the frame of Integrated Business 
Support and Development Program "Business Road Map 2020 " (hereinafter – Rules of 
subsidization) shall be developed in accordance with the Law of the Republic of Kazakhstan 
"On Private entrepreneurship " and identify the terms, and mechanism of subsidization of part of 
interest rate on the second -tier banks loans / agreements of financial leasing of the leasing 
companies  for the private enterprises.  
1  GENERAL  
1. Subsidization of the part of interest rate on the loans / agreements of the financial leasing of 
the entrepreneurs issued by second -tier banks / leasing companies shall be made within the 
Integrated Business Support and Development Program "Business Road Map 2020 " approved by 
Regulation of the Government of Republic of Kazakhstan as of ____201_____No.____ (hereinafter 
– Program).  
2. Subsidization shall be used for reimbursement of the part of the expenses paid by 
entrep reneurs as reward as per the loans / agreements on financial leasing, and performed 
through efficient mechanisms of cooperation of the state with the business.  
3. Services of the financial agency shall be paid  by authorized body from the republican budget 
program 044 "Payment of the services of the operator and financial agent, rendered within the 
program "Business Road Map 2020 ". 
4. Funds considered for subsidization shall be transferred by regional coordinator of the 
program to the financial agency based on th e Agreement on subsidization and guaranteeing within 
the Integrated Business Support and Development program "Business Road Map 2020 " which is 
being concluded between them by means of transfer directed to the local budget. Typical form of 
the agreement on subsidization and guaranteeing within the Integrated Business Support and 
Development program "Business Road map 2020 " business shall be approved by authorized body 
on entrepreneurship.  
5. Financing the supporting measures in the form of subsidization shall be made by means of 
republican budget program 047 "Target current transfers to the oblast budgets, budgets of Astana 
and Almaty cities for supporting private enterprises in the regions within the program "Business 
road map 2020 ".  
2  TERMS AND DEFI NITIONS  
6. In this Program following terms and definitions shall be used:  
1) Bank – second -tier bank participating in the Program.  
2) Development bank – "Development Bank of the Republic of Kazakhstan " JSC and/or its affiliated 
leasing company;  
3) Bank – payment agent – authorized bank of the Leasing company which shall be agreed with 
the Financial agency and perform functions on keeping special accounts of the Leasing company 
designated for transferring and writing off the Subsidies as per the projects;  G/SCM/N/284/KAZ  
 
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  4) Bank loan (h ereinafter - loan)– a sum of funds provided by bank to the entrepreneur on the 
basis of loan agreement on terms of priority, interest payment, security and intended use;  
5) SPIID – State Program on Industrial – Innovative Development of the Republic of Kaz akhstan 
for 2015 -2019, approved by Decree of the President of Republic of Kazakhstan No. 874 of 
1 August 2014  
6) Subsidization agreement – three -party agreement concluded between the financial agency, 
bank/leasing company and an entrepreneur, on the terms  of which the financial agency shall 
partially subsidize the interest rate by loan / leasing of the entrepreneur given by bank/leasing 
company as per the form approved by authorized agency on entrepreneurship;  
7) Financial leasing agreement – written agree ment concluded between leasing company / bank 
and entrepreneur on terms of which the leasing company / bank shall provide a financial leasing to 
the entrepreneur;  
8) Bank loan agreement – written agreement concluded between the bank and entrepreneur as 
per terms of which the bank shall provide a loan to the entrepreneur. Agreement on opening of 
credit line shall be also a bank loan agreement;  
9) Leasing company – a leasing company taking part in the Program;  
10) Leasing deal (leasing) – complex of agreed ac tions of the leasing participants, oriented for 
setting up, changing and termination of the civil rights and duties;  
11) Local coordinator of the Program – structural division of the city / region identified by akim of 
the oblast, which is responsible for execution of the Program in town or on regional level;  
12) CCEA (hereinafter – high priority sector of the economy within the Program) – high priority 
economy sectors in accordance with the common classifier of the economic activities as per 
Appendix 1 of the Program;  
13) Entrepreneur – a private entrepreneur, also beginning young entrepreneur, beginning 
entrepreneur, performing his activity in accordance with the Law of the Republic of Kazakhstan 
"On Private Enterprise "; 
14) Project - complex of the action s and measures in various directions of the business activity, 
performed by entrepreneur as an initiative activity directed for having incomes and not 
contradicting with the legislation of the Republic of Kazakhstan;  
15) Regional coordinator of the Program  – a structural division of the local executive body 
identified by akim of oblast (capital, republican city) which is in charge for the execution of the 
Program on the oblast level (capital, republican level city);  
16) Regional coordination council (herein after RCC) – consultative advisory agency setup and 
headed by akim of the oblast, Astana and Almaty cities, with participation of the business society 
with representatives no less than 50% of total amount;  
17) Subsidization – form of the state financial sup port of the entrepreneurs used for partial 
reimbursement of the expenses paid by entrepreneurs to the bank / micro financing company / 
leasing company as a reward as per loans / leasing in exchange to the execution in future of the 
certain terms related to  the operational activities of the entrepreneur;  
18) Subsidies – periodic payment on irrevocable bases, paid by financial agency to the bank / 
leasing company within the frame of subsidization the entrepreneurs on the basis of subsidization 
agreements;  
19) Stabilization  or anti -crisis programs – state programs and actions implemented within the 
frame of the regulation of the Government of Republic of Kazakhstan:  G/SCM/N/284/KAZ  
 
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  No. 1039 of 6 November 2007 "On Approval of the Plan of Primary Actions on Providing Stability o f 
the Social Economic Development of the Republic of Kazakhstan " 
No. 1085 of 25 November 2008 No. 1085 "On plan of Mutual Actions of the Government of 
Republic of Kazakhstan, National Bank of the Republic of Kazakhstan and Agency of the Republic of 
Kazakhs tan on Regulation and Supervision of the Financial Market and Financial Organizations on 
Stabilization of the Economy and Financial System for 2009 -2010" 
No. 354 of 14 April 2014 "On Approval of the Plan of Mutual Actions of the Government of Republic 
of Kazakhstan and National Bank of the Republic of Kazakhstan on Providing Financing for the 
Small and Medium -Sized Enterprises projects in the Processing Industry " 
Other normative legal acts approved by the Government of Republic of Kazakhstan . 
20) Authorized  body – an authorized body on entrepreneurship;  
21) Financial agency – Joint stock company "Fund of the Entrepreneurship  Development "Damu "". 
3  TERMS OF PROVIDING S UBSIDIES WITHIN THE FIRST COMPONENT "SUP PORTING 
NEW BUSINESS INITIAT IVES OF THE ENTREPRE NEURS OF THE MONO -INDUSTRY 
TOWNS, SMALL TOWNS, AND RURAL AREAS"  
7. Participants of the first component of the Program shall be entrepreneurs performing or 
planning to perform own projects in the rural areas, small towns and mono -industry towns without 
industrial limitations .  
8. The loans / agreements  on financial leasing  shall not be subsidized:  
1) Where the lenders are state development institutes, except the Development Bank, 
and also loans / leasing deals, interest rate by which is reduced by means of the 
budget funds ; 
2) Designated for buying out the shares, shares of the organizations and companies as a 
proprietary complex;  
3) Provided for purchasing hotels or hotel complexes;  
4) In the form of over draft ; 
5) As per return, secondary or sub leasing.  
9. Complex support within the f rame of all Program instruments can be provided to the 
entrepreneur.  
10. Entrepreneur receiving state support through the banks/ development bank / leasing 
companies within the frame of stabilization and anti -crisis program may become participants of the 
Program.  
11. Subsidization of interest rate shall be made on new loans / agreements on financial leasing 
issued for implementation of new investment projects, and also projects directed for modernization 
and expansion of the production.  
12. Loans / agreements of the  financial leasing earlier given by banks / development bank / 
leasing companies during 12 months till bringing the project to the Regional Coordination Council 
for implementation of new investment projects, also and also projects directed for modernizatio n 
and expansion of the production shall be referred to the new loans / agreements of the financial 
leasing.  
13. Loans / leasing deals directed for refinancing the loans / agreements of the financial leasing 
earlier given by banks / development bank / leasing c ompanies during 4 years (the period is G/SCM/N/284/KAZ  
 
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  accounted since the date of issue of the first loan / leasing) until bringing the project to the 
Regional Coordination Council and complying with the Program criterions shall be subject of 
subsidization.  
14. Subsidizing c annot be made as per the loans issued for replenishment of the floating assets 
except the cases when financing of the float assets shall be made within the loans for purchasing 
and/or modernization of the fixed assets and/or expansion of the production, bu t not more than 
30% of the loan amount.  
15. Subsidization as per the interest rate as per the loans for replenishing the floating assets 
given on renewing basis shall be allowed. Possibility of renewing the loans for replenishing the 
floating assets within the  frame of the loans for purchasing and /or modernization of the fixed 
assets and/or expansion of the production shall be indicated in the decision of the Regional 
Coordination Council.  
16. When guaranteeing loans  up to 60 mln.tenge, 100% of which designated f or replenishing 
the floating assets, such credits are allowed for subsidization of interest rate.  
17. The entrepreneur having loans over 180 mln.tenge, shall provide participation in the 
execution of the project of own funds (funds, movable / immovable funds)  including properties of 
the third parties provided on the level of no less than 10% from the total cost of the project 
execution. Terms of participation of the entrepreneur in the project with own funds (funds, 
movable / immovable funds) including the dat es of their approval by entrepreneur shall be shown 
in the decision of the Regional Coordination Council.  
18. In case of providing execution of the liabilities on the loans / agreements of financial leasing 
for the movable/immovable properties, that do not di rectly take part in the execution of the 
project, this property is not considered as own participation in the project.  
19. As per the loans / agreements of financial leasing, the amount of which doesn 't exceed 
180 mln.tenge, own participation in the project e xecution shall not be require d. 
20. The amount of the loan / agreement of the financial leasing by which subsidizing of the 
interest rate is made, may not exceed 750,0 mln.tenge for one entrepreneur and shall be 
estimated without taking into account of the deb ts as per the loans / agreement on financial 
leasing of the affiliated entities / companies.  
21. The period of subsidization as per the loans / agreements of financial leasing shall comprise 
3 years. In case if by one project certain subsidization agreements a re concluded, then total period 
of subsidization shall be setup since the moment of signing of the first subsidization agreement by 
agency.  
22. Period of subsidization during refinancing of the current liabilities of the entrepreneurs shall 
be setup from the moment of signing the first subsidization agreement by financial agency in the 
bank / development bank / leasing company from which the refinancing is made.  
23. Projects of the entrepreneurs that have been approved by Regional Coordination Council as 
per the subsidization instrument, can be financed in other banks / leasing companies 
(development banks) on earlier agreed terms of subsidization.  
24. Subsidization shall be made only as per the loans / agreement on financial leasing with 
nominal interest rate not ov er 14%, 10% of which will be subsidized by state, and difference shall 
be paid by Entrepreneur.  
25. Within the Program of the bank/ development bank / leasing company any fees, charges or 
other payments connected with the loans / agreement on financial leasin g shall not be collected, 
except:  
1) Cases connected with amendments of terms of the lending / agreement on financial 
leasing initiated by entrepreneur;  G/SCM/N/284/KAZ  
 
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  2) Fees, charges and/or other payments collected due to violation by entrepreneurs of 
the liabilities on loan s / agreements of financial leasing;  
3) Cases connected with conducting independent assessment of the leasing object, 
insurance of the leasing object, registration of the pledge agreement and 
encumbrance relief;  
4) Cases connected with execution of the financial  leasing agreement (reimbursement of 
the services of the external parties such as custom clearance, services on registration 
of the leasing object by special authorities, bank services and etc.)  
26. In case if the Regional Coordination Council makes decision o n subsidization of the current 
loans / agreements of financial leasing, the bank / development bank / leasing company shall 
reimburse earlier received fees, charges and other payments during the current financial  year. 
27. Internal leasing, banking leasing, fu ll and net leasing also shall be subject to subsidization . 
4  TERMS OF PROVIDING S UBSIDIES WITHIN THE SECOND COMPONENT "INDUSTRIAL 
SUPPORT OF THE ENTRE PRENEURS PERFORMING ACTIVITIES IN THE HI GH PRIORITY 
ECONOMICAL SECTORS A ND IN THE PROCESSING  INDUSTRIES " 
28. Participants of the second component of the Program can be following entrepreneurs 
performing and planning to perform:  
1) Projects executed in the high priority economical sectors within the Program;  
2) Projects performed in the high priority processing industries identified by SPIID.  
29. Loans / agreements  of financial leasing  shall not be subject to subsidization : 
1) Where the lenders are state development institutes, except the Development Bank, 
also loans / leasing deals, interest rate by which was reduced by means of the budget 
funds;  
2) Designated for buying out the shares, shares of the organizations and companies as a 
proprietary complex;  
3) Provided for purchasing hotels or hotel complexes;  
4) In the form of over draft ; 
5) As per return, secondary or sub leasing.  
30. An entrepren eur can be provided with complex support within the frame of all Program 
instruments.  
31. Entrepreneurs having state support through the bank/ development bank / leasing 
companies within the frame of stabilization and anti -crisis program may become participan ts of the 
Program.  
32. Subsidization of interest rate shall be made on new loans / agreements on financial leasing 
issued for implementation of new investment projects, and also projects directed for modernization 
and expansion of the production.  
33. Loans / agr eements of the financial leasing earlier given by banks / development bank / 
leasing companies during 12 months till bringing the project to the Regional Coordination Council 
for implementation of new investment projects, and also projects directed for mod ernization and 
expansion of the production shall be referred to the new loans / agreements of the financial 
leasing.  G/SCM/N/284/KAZ  
 
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  34. Loans / leasing transactions directed for refinancing the loans / agreements of the financial 
leasing earlier given by banks / development bank / leasing companies during 4 years (the period 
is accounted since the date of issue of the first loan / leasing) until bringing the project to the 
Regional Coordination Council and complying with the Program criterions shall be subject to 
subsidizatio n.  
35. Subsidization cannot be made as per the loans issued for replenishment of the floating 
assets except the cases when financing of the float assets is performed within the loans for 
purchasing and/or modernization of the fixed assets and/or expansion of the production, but not 
more than 30% of the loan amount.  
36. Subsidization as per the interest rate as per the loans for replenishing the floating assets 
given on renewing basis shall be allowed. Possibility of renewing the loans for replenishing the 
floating  assets within the frame of the loans for purchasing and /or modernization of the fixed 
assets and/or expansion of the production shall be indicated in the decision of the Regional 
Coordination Council.  
37. When guaranteeing loans up to 60 mln.tenge, 100% of w hich designated for replenishing 
the floating assets, they are allowed for subsidization of interest rate.  
38. The entrepreneur having loans over 180 mln.tenge, shall provide participation in the 
execution of the project of own funds (funds, movable / immovab le funds) including properties of 
the third parties provided on the level of no less than 10% from the total cost of the project 
execution. Terms of participation of the entrepreneur in the project with own funds (funds, 
movable / immovable funds) includin g the dates of their approval by entrepreneur shall be shown 
in the decision of the Regional Coordination Council.  
39. In case of providing execution of the liabilities on the loans / agreements of financial leasing 
for the movable/immovable properties, that d o not directly take part in the execution of the 
project, this property shall not considered as own participation in the project.  
40. As per the loans / agreements of financial leasing, the amount of which doesn 't exceed 
180 mln.tenge, own participation in th e project execution shall not be required.  
41. The amount of the loan / agreement of the financial leasing by which subsidization of 
interest rate is made, may not exceed 4,5 bln.tenge for one entrepreneur and shall be estimated 
without taking into account of the debts as per the loans / agreement on financial leasing of the 
affiliated entities / companies.  
42. The period of subsidization as per the loans / agreements of financial leasing shall comprise 
3 years. In case if by one project certain subsidizing agreeme nts are concluded, then total period 
of subsidization shall be setup since the moment of signing of the first subsidization agreement by 
agency.  
43. Period of subsidization during refinancing of the current liabilities of the entrepreneurs shall 
be setup from the moment of signing the first subsidization agreement by financial agency in the 
bank / development bank / leasing company from which the refinancing is performed.  
44. Projects of the entrepreneurs that have been approved by Regional Coordination Council as  
per the subsidization instrument, can be financed in other banks / leasing companies 
(development banks) on earlier agreed terms of subsidization.  
45. Subsidization shall be made only as per the loans / agreement on financial leasing with 
nominal interest ra te not over 14%, 7% of which shall be subsidized by state, and difference shall 
be paid by Entrepreneur.  
46. Subsidization as per the projects performed in the high priority processing industries 
identified by SPIID, shall be made only as per the loans / agre ements of financial leasing with 
nominal interest rate not over 14%, 10 % of which shall be compensated by state, and difference 
shall be paid by the Entrepreneur.  G/SCM/N/284/KAZ  
 
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  47. Subsidization as of the interest rate as per the loans / agreements of financial leasing of  the 
Development bank can be performed as per the loans with nominal interest rate not over 13%, 
5% of which is shall be compensated by state, and difference shall be paid by the Entrepreneur.  
48. Within the Program of the bank/ development bank / leasing comp any, any fees, charges or 
other payments connected with the loans / agreement on financial leasing shall not be collected, 
except:  
1) Cases connected with amendments of terms of the lending / agreement on financial 
leasing initiated by entrepreneur;  
2) Fees, cha rges and/or other payments collected due to violation by entrepreneurs of 
the liabilities on loans / agreements of financial leasing;  
3) Cases connected with conducting independent assessment of the leasing object, 
insurance of the leasing object, registratio n of the pledge agreement and 
encumbrance relief;  
4) Cases connected with execution of the financial leasing agreement (reimbursement of 
the services of the external parties such as custom clearance, services on registration 
of the leasing object by special a uthorities, bank services and etc.)  
49. In case if the Regional Coordination Council makes decision on subsidization of the current 
loans / agreements of financial leasing, the bank / development bank / leasing company shall 
reimburse earlier received fees, ch arges and other payments du ring the current financial year.  
50. Subsidization as per the projects on construction of the trading objects of modern format 
shall be allowed. Construction of the trading objects of modern format shall comply with the 
following cri terions:  
1) With a trading area no less than 5 thous.m2 in Astana and Almaty cities;  
2) No less than 2 thous.m2 in the oblasts;  
3) With the quantity of levels no less than 2, with parking ratio no less than 1 place/ 
40 m2 of area.  
51. Following forms and types of leas ing: internal leasing, banking leasing, full and net leasing 
shall be subject to subsidization.  
5  TERMS OF PROVIDING S UBSIDIES WITHIN THE THIRD COMPONENT "REDUCTION OF 
THE CURRENCY RISKS O F THE ENTREPRENEURS " 
52. Loans / agreements of financial leasing  shall no t be subject to subsidizing : 
1) Where the lenders are state development institutes, except the Development bank, 
also loans / leasing deals, interest rate by which was reduced by means of the budget 
funds;  
2) Designated for buying out the shares, shares of the o rganizations and companies as a 
proprietary complex;  
3) Provided for purchasing hotels or hotel complexes;  
4) In the form of over draft ; 
5) As per return, secondary or sub leasing.  G/SCM/N/284/KAZ  
 
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  53. Subsidization can be made as per the loans issued for purchasing or modernization o f the 
main assets and/or expansion of the production or replenishment of the floating assets and/or 
refinancing.  
Subsidization of the loans for replenishing the floating assets given on renovation basis shall be 
allowed. Possibility of renovation of the l oan for replenishing the floating assets and / or expansion 
of the production shall be indicated in the decision of the  Regional Coordination Council.  
54. Entrepreneur having state support through the bank/ development bank / leasing companies 
within the frame  of stabilization and anti-crisis program may become participants of the Program.  
55. The amount of the loan / agreement of the financial leasing by which subsidization of the 
interest rate is made, may not exceed 4,5 bln.tenge for one entrepreneur and shall b e estimated 
without taking into account of the debts as per the loans / agreement on financial leasing of the 
affiliated entities / companies.  
Amounts as per currency loans by which subsidization of the interest rate is made, may not exceed 
the equivalent amount of 4,5 bln.tenge per one entrepreneur and shall be estimated without 
taking into account of the debts as per the loans / agreement on financial leasing of the affiliated 
entities / companies.  
56. Subsidization of the interest rate as per the loans / agr eements of financial leasing from 
750 mln. to 4,5 bln.tenge shall be made upon opening no less than 10% of the new work places in 
regards to the existing ones.  
And 50% from newly opened work places shall be recommended to open for young people, 
registered  in the employment center.  
57. The period of subsidization as per the loans / agreements of financial leasing shall comprise 
3 years. In case if by one project certain subsidizing agreements are concluded, then total period 
of subsidization shall be setup sin ce the moment of signing of the first subsidization agreement by 
agency.  
58. Period of subsidization during refinancing of the current liabilities of the entrepreneurs shall 
be setup from the moment of signing the first subsidization agreement by financial age ncy in the 
bank / development bank / leasing company from which the refinancing is performed.  
59. Projects of the entrepreneurs that have been approved by Regional Coordination Council as 
per the subsidization instrument, can be financed in other banks / leasi ng companies 
(development banks) on earlier agreed terms of subsidization.  
60. Subsidization shall be made only as per the loans / agreement on financial leasing with 
nominal interest rate not over 14%, 6% of which will be subsidized by state, and difference shall 
be paid by Entrepreneur.  
Subsidization of interest rate can be made as per the currency standard loans of the Banks with 
nomina l interest rate not over 12%, 5 % of which is compensated by state, and difference is paid 
by the Entrepreneur.  
And the Ban k doesn 't exempt any fees, charges or other payments connected with the loan, 
except the fees, charges and other payments:  
1) connected with amendments of terms of the lending initiated by entrepreneur;  
2) collected due to violation by entrepreneurs of the liabi lities on loans . 
61. Subsidization shall be made as per the loans of the Development bank on loans with nominal 
interest rate not over 13%, 5% of which will be subsidized by state, and diff erence is paid by 
Entrepreneur.  G/SCM/N/284/KAZ  
 
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  Subsidization as of the interest rate c an be performed as per the currency standard loans of the 
Banks with nominal interest rate not over 11% , 4% of which is compensated by state, and 
difference is paid by Businessman.  
And the Development Bank doesn 't exempt any fees, charges or other payments  connected with 
the loan, except those that:  
1) connected with amendments of terms of the lending initiated by entrepreneur;  
2) collected due to violation by entrepreneurs of the liabilities on loans . 
62. In case of occurrence of the positive rate difference, it is taken into account of the future 
subsidies, and in case of negative rate difference – reimbursement  is imposed on the 
Businessman.  
63. Amount of the subsidies shall be paid by finance agency in tenge as per the rate set by the 
National Bank of the Republic of Kazakhstan as of the date of transferring the amount of subsidies.  
64. Subsidization can be made as per the agreements of financial leasing of the Leasing 
companies / bank / development bank with nominal interest rate not over 14% per annum, 7% of 
which is co mpensated by state, and difference is paid by the Entrepreneur. And the leasing 
company / bank do not exempt any fees, charges and other payments connected with conclusion 
of the financial leasing agreement except the fees, charges and other payments:  
1) Cases connected with amendments of terms of the lending / agreement on financial 
leasing initiated by entrepreneur;  
2) Cases connected with conducting independent assessment of the leasing object, 
insurance of the leasing object, registration of the pledge agreem ent and 
encumbrance relief;  
3) Cases connected with execution of the financial leasing agreement (reimbursement of 
the services of the external parties such as custom clearance, services on registration 
of the leasing object by special authorities, bank servi ces and etc.)  
4) collected due to violation by entrepreneurs of the liabilities on loans / agreements of 
financial leasing.  
65. In case if the Regional Coordination Council makes decision on subsidization of the current 
loans / agreements of financial leasing, th en the bank / development bank / leasing company shall 
reimburse earlier received fees, charges and other payments during the current financial year.  
66. If the bank / development bank / leasin g company considers conversion  of the currency loan 
in tenge, then this conversion  shall be made as per the rate set by National Bank of the Republic 
of Kazakhstan as of the date of concluding the agreement on subsidization between the bank / 
development bank and the Entrepreneur.  
6  ORDER OF MUTUAL COOP ERATION OF THE PARTI CIPANTS OF THE  PROGRAM ON 
PROVIDING SUBSIDIES  
67. An entrepreneur  shall address to the bank / development bank / leasing company:  
1) As per the new loans / agreement on financial leasing with application for providing 
loan / financing (as per the form approved by  internal normative documents of the 
bank / development bank / leasing company) on the terms complying with the 
Program;  
2) As per the existing loans / agreement on financial leasing with an application as per 
the form in the Appendix 1 of the Subsidization r ules, according to which informing 
the bank / development bank / leasing company on planning to receive subsidies, and G/SCM/N/284/KAZ  
 
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  request on reducing the nominal rate of the interest as per the loans / agreement on 
financial leasing  til the amount set by Program.  
68. Bank / development bank / leasing company shall conduct an assessment of the financial 
economic efficiency of the project and in case of positive decision on providing loan / leasing or 
reducing the interest rate as per the loan / leasing, during 3 business d ays sending a written 
response to the Entrepreneur on readiness to lend the project / to conclude an agreement on 
financial leasing with notification of the Finance agency.  
69. Entrepreneur with positive decision of the bank / development bank / leasing compa ny shall 
address to the Local coordinator of the program (for Astana and Almaty cities – regional 
coordinator of the program) with application check list of the Entrepreneur as per the form as in 
Appendix  2 of the Subsidization rules with the following att ached documents:  
1) Certificate on state registration of the entrepreneur / certificate on state registration 
(reregistration) of the legal entity (copy with stamp and signature of the 
entrepreneur);  
2) License, if the type of activity shall be licensed (copy, w ith stamp and signature of the 
entrepreneur);  
3) Charter, foundation agreement (if only one founder the foundation agreement is not 
required). Joint stock company additionally shall provide the prospectus of share issue 
and extract from the registry of the se curity holders (stamped and signature of the 
register);  
4) Certification from the tax department on absence of the debts as per the mandatory 
payments to the budget issued not later than in 30 calendar days till the date of 
reference;  
5) Freight customs declarat ion with notes of the customs department that performed 
releasing the products / goods in the export mode;  
6) Shipping documents with the notes of the customs department located at the check 
point of customs border of the Republic of Kazakhstan;  
7) Documents con firming existence of the relevant level of the currency income for the 
last reporting period;  
8) Letter of the bank / development bank / leasing company with positive decision on 
possibility of providing loans / concluding agreements on financial leasing or r educing 
the interest rate as per the loans / agreements of financial leasing of the Entrepreneur 
on terms that allow to participate in the program.  
70. Local coordinator of the program after receiving the application check list and documents 
shall perform fol lowing:  
1) Checking the integrity of the documents provided along with the application. In case 
of providing not a full package of the documents or providing documents that do not 
comply with the set forms, local coordinator of the program within 3 days retur ns the 
provided documents to the Entrepreneur with indication of the non conformities as per 
the provided documents for correcting;  
2) Sending the project of the entrepreneur for revision to the Regional coordinator of the 
program during 5 business days from the moment of receiving full package of the 
documents.  
71. Regional coordinator of the program after receiving the documents within 5 business days 
shall:  
1) Check the completeness of the documents;  G/SCM/N/284/KAZ  
 
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  2) Check the project of the entrepreneur for compliance with the p rogram terms;  
3) Work out recommendations as per the projects of the entrepreneur for the Regional 
Coordination Council;  
4) Provide for the revision of the Regional Coordination Council a list of the projects of 
the entrepreneur as per the form in the Appendix 3  of the Subsidization rules by 
attaching the full package of the documents;  
5) Develop the issues of the agenda, identifying the date, time and place of the meeting 
of the Regional Coordination Council, on which all the members of the Regional 
Coordina tion Co uncil shall be informed.  
72. In case of providing not a full package of the documents or providing documents that do not 
comply with the set forms, Regional coordinator of the program within 3 days shall return the 
provided documents to the Entrepreneur / Loca l coordinator the provided documents with 
indication of the non conformities as per the provided documents for correcting. In case if absence 
of any shortages in the package of documents, Regional coordinator of the program shall bring the 
project of the B usinessman to the next meeting of the Regional Coordination Council.  
73. Regional Coordination Council meeting shall be conducted as per collection of the projects, 
but not less than twice per month. Quantity of the Regional Coordination Council members shall be 
not over 12 people, 50% of which shall be represented by business society. Regional Coordination 
Council meeting shall be conducted upon existence of no less than two third of the members of the 
Regional Coordination Council (quorum). Decision shall be made by no less than two third of the 
total number of present members.  
74. Regional Coordination Council shall review the projects only in case of existence of the 
budget funds for subsidization in the relevant financial year.  
75. Within the conducting Regional C oordination Council meeting following actions shall be 
made:  
1) Checking the compliance of the entrepreneur and performed by him projects with the 
Program criterions . 
2) Revision and discussion by Regional Coordination Council members the projects of the 
entrepr eneur and attached documents, including information indicated in the 
application of the businessman, on participation in other state programs, usage of 
other state support measures through State development institutes.  
3) During the revision of the project o f the entrepreneur, Regional Coordination Council if 
necessary shall request from the bank / development bank / leasing company 
information and documents required for full analysis of the project and making 
decisions. In this case, documents of the entrepr eneur shall be returned for correction 
to the Local coordinator of the program / regional coordinator and shall be repeatedly 
reviewed at the next meeting of the Regional Coordination Council.  
4) As per results of discussion, making decision on possibility /  impossibility of 
subsidization the entrepreneur which is being registered in the minutes during 
3 business days since the date of conducting the Regional Coordination Council 
meeting as per the form in the Appendix 4 of the Subsidization rules, and in the  
minutes shall be indicated the cause of rejection of the Businessman from 
participation in the program.  
And allowed provision of the extract from the minutes of the Regional Coordination 
Council with the signature of the secretary and chairman of the Reg ional Coordination 
Council till the moment of signing the minutes by all members of the Regional 
Coordination Council.  G/SCM/N/284/KAZ  
 
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  76. Regional coordinator of the program during 1 business day after signing the minutes by 
members of the Regional Coordination Council / ex tract of the minutes, shall send the copy of the 
minutes / extract of the minutes of Regional Coordination Council meeting to the bank / 
development bank / leasing company and Finance agency, also to the Local coordinator of the 
program for information.  
77. Period of validity of the decision of the Regional Coordination Council shall be 6 months since 
the date of decision of the Regional Coordination Council . 
7  MECHANISM OF SUBSIDI ZATION  
78. After receiving by bank / development bank / leasing company from the regio nal coordinator 
the minutes of the Regional Coordination Council meeting and in case of positive decision on 
subsidization between Financial agency, bank / development bank / leasing company and 
Entrepreneur an agreement on subsidization shall be concluded  according to which the Financial 
agency shall perform payment to the bank / development bank / leasing company part of the 
interest rate in accordance with the schedule of payment of the agreement on bank loan / 
agreement on financial leasing and as per t he terms of the subsidization agreement.  
79. Bank / development bank / leasing company as per the effective loan / leasing shall till the 
moment of signing the agreement for subsidization shall write off the fines and penalties for non 
execution by entreprene ur of the liabilities on timely payment of the basic debt and fees, 
stipulated in the agreement on bank loan / agreement of the financi al leasing, and as per the 
new / effective loans / agreements on financial leasing, the bank / development bank / leasing  
company are accepting liabilities on not setting for the entrepreneur fees, charges and other 
payments connected with the loan / leasing, except:  
1) Cases connected with amendments of terms of the lending / agreement on financial 
leasing initiated by entrepr eneur;  
2) Fees, charges and/or other payments collected due to violation by entrepreneurs of 
the liabilities on loans / leasing;  
3) Cases connected with conducting independent assessment of the leasing object, 
insurance of the leasing object, registration of the  pledge agreement and 
encumbrance relief;  
4) Cases connected with execution of the financial leasing agreement (reimbursement of 
the services of the external parties such as custom clearance, services on registration 
of the leasing object by special authoriti es, bank services and etc.)  
80. The Subsidization agreement shall be concluded by:  
1) Bank / development bank / leasing company:  
- during 7 business days from the moment of receiving the minutes from the 
Regional coordinator of the program as per the typical projec ts; 
- during 20 business days from the moment of receiving the minutes from the 
Regional coordinator of the program as per the projects having special terms;  
2) Financial agency:  
- during 3 business days from the moment of receiving the agreement on 
subsidization  from the bank / development bank / leasing company as per the 
typical projects;  
- during 10 business days from the moment of receiving the minutes from the 
bank / development bank / leasing company as per the projects having special 
terms.  G/SCM/N/284/KAZ  
 
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  81. In case if the Ba nk / development bank / leasing company non timely concludes the 
subsidization agreement within the periods set in the sub item 1) of item 80 of the Subsidizing 
rules, then the Bank / development bank / leasing company shall inform the Financial agency and  
Regional coordinator of the program / Local coordinator with an official letter by explaining the 
causes of delay.  
82. In case if the terms of the agreement on lending / agreement on financial leasing and/or 
subsidization agreement do not comply with the dec ision of the Regional Coordination Council 
and/or with the terms of the Program, the Financial agency shall not sign the subsidization 
agreement. And financial agency shall inform the Regional coordinator of the program / local 
coordinator, Bank / developm ent bank / leasing company and the entrepreneur.  
83. In case of elimination by Regional coordinator of the program / local coordinator, Bank / 
development bank / leasing company and the entrepreneur of comments, Financial agency shall 
sign the subsidization a greement.  
84. In case if Regional coordinator of the program / local coordinator, Bank / development 
bank / leasing company and the entrepreneur do not agree with the comments of the Financial 
agency, then Regional coordinator of the program shall bring this issue for the attention of the 
Regional Coordination Council for making final decision.  
85. Subsidization agreement shall become effective from the date of its signature by 
entrepreneur, Bank / development bank / leasing company and Financial agency. And begi nning of 
the subsidization period can be set in the subsidization agreement shall not be more than 
30 calendar days till the date of signing the subsidization agreement by Financial agency.  
86. Date of payment of the subsidization part of the interest rate sh all be defined by 
Entrepreneur, Bank / development bank / leasing company. In case if the accrual of remuneration 
as per the loan / leasing starts from the day following the date of signing the subsidization 
agreement by the Entrepreneur, Bank / developmen t bank / leasing company, the period of 
subsidization shall not be included at the date of signing the subsidization agreement by 
entrepreneur, Bank / development bank / leasing company.  
87. Financial agency after signing the subsidization agreement shall pay  the subsidies. Subsidies 
shall be paid in case of existence of the funds from the relevant Regional coordinator of the 
program.  
88. Bank / Development bank shall open a bank account for transferring the subsidies amount 
as per the concluded subsidization agr eements for the Finance agency.  
Leasing companies that do not have rights of opening and keeping the bank accounts of legal 
entities, as per agreement with Financial agency, identifying the bank – payment agent where 
Leasing company shall open a bank acco unt for transferring the subsidies.  
89. Regional coordinator of the program from the moment of receiving the funds for 
subsidization the interest rate, during 10 business days shall perform transfer of the funds to the 
Financial agency, in amount of 50% from the amount allocated for execution of the first 
component of the Program in the relevant financial year to the account indicated by Financial 
agency. Further payments will be performed in accordance with the requests of the Financial 
agency.  
90. Transfer of t he funds designated for subsidization shall be made by Financial agency to the 
bank account of the bank / bank – of payment agency by monthly basis in the form of prepayment 
with consideration of the payment schedule for the subsidizing agreement. And afte r transferring 
the funds, Financial agency shall inform the Bank / development bank / leasing company by 
sending a copy of the document on transferring the funds through email. In the notification name 
of the Bank / development bank / leasing company, regi on, name of the entrepreneur, amount of 
the subsidies and period during which performed the payment shall be identified.  
91. Bank / development bank/Bank – payment agent based on the notification of the Financial 
agency, shall made writing off the subsidies a mount from the bank account of the Financial agency G/SCM/N/284/KAZ  
 
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  as per the entrepreneur projects. Bank / development bank – payment agent doesn 't have a right 
to write off the funds from the general running balance.  
92. Entrepreneur shall make a payment of the remunerati on to the Bank / development bank / 
leasing company as per the non -subsidizing interest rate in accordance with the schedule of 
payment of the contract on bank loan / agreement on financial leasing.  
93. As per performance by entrepreneur of the complete payme nt as per the loan / leasing 
(main debt and non -subsidization part of the interest rate), the Bank / development bank/bank – 
payment agent shall perform writing off the funds from the current account of the financial agency 
in discharge of subsidization pa rt of the interest rate as per the loan of the entrepreneur.  
94. Bank / development bank/bank – payment agent shall not perform writing off the the funds 
from the bank account of the Financial agency for paying out the subsidization part of the interest 
rate until paying out of the debts of the entrepreneur and informing by relevant letter the Financial 
agency during 2 business days in case of:  
1) Non timely payment by entrepreneur of the loan / leasing payment, including paying 
out the non -subsidization part of the interest rate in front of the Bank / development 
bank / leasing company;  
2) Non execution by entrepreneur during 3 months of the duties on paying the payments 
in front of the Bank / leasing company.  
3) Non execution by businessman 2 and more time of the dut ies on making leasing 
payments in front of Leasing company / bank.  
95. Banks / Development banks as per the loan on monthly basis / Leasing companies, Banks, 
Development banks as per the leasing actions every quarter till 10th of month following the 
reporting  month, shall send to the Financial agency report on subsidization as per the form in the 
Appendix 5 of the Subsidization rules.  
96. Financial agency after receiving from the Bank / development bank / leasing company of the 
report on subsidization, shall perf orm checking of the calculation of the fees and paid funds to the 
Bank / development bank / leasing company;  
97. Financial agency as per the loan on monthly basis / leasing quarterly till 25th of each month, 
shall send to the Regional coordinator / Authorised body a report on subsidization as per the form 
in the Appendix 6 of the Subsidization rules.  
98. According to the terms of the agreement on bank loan of the entrepreneur, minutes of the 
RCC, Financial agency may perform transfer of the subsidies as per subsid ization interest rate by 
loan of the entrepreneur by which to the Bank / development bank / leasing company provided a 
grace period / delay as per payment of the non subsidization part of the interest rate and/or 
payment of the main debt. And the period of  the grace period / delay shall be indicated in the 
decision of the RCC.  
99. If the Bank / development bank / leasing company changes the terms (fee rate, grace 
period / provision of the delay on payment, date of payment, changing the name of the 
entrepreneur  / transfer of the debt) of the effective agreement on bank loan / finance leasing 
agreement, the Bank / development bank / leasing company shall send relevant notification to the 
Regional coordinator of the program which in turn during 5 business days bri ngs up for the 
attention of the RCC an information on change of the terms in the effective financing terms with 
attachment of full package of the documents, stating the agenda issue, defining the date, time and 
place of RCC meeting, and informs on it membe rs of RCC. As per results of discussion, RCC shall 
make decision on possibility / impossibility of making amendments in the effective terms of 
financing which is being set in the form of the minutes during 2 business days since the date of 
RCC meeting (att achment 4 of the subsidizing rules). And made amendments in the terms of the 
financing shall be clearly indicated in the minutes. Regional coordinator of the Program during 
1 business day after signing the minutes by RCC members / extract from the minutes of RCC, shall 
send the copy of the minutes / extract from the RCC meeting to the Bank / development bank / G/SCM/N/284/KAZ  
 
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  leasing company, Financial agency and local coordinator of the program. Other amendments of the 
effective agreement on bank loan / financial leasing,  the Bank / development bank / leasing 
company shall notify with letter the Regional coordinator of the program who in turn during 
7 business days makes decision as per the amendments in the effective terms of financing and 
with a letter agrees the made am endments in the terms of financing or refusing to approve (in the 
copy of the letter indicated Finance agency and local coordinator of the program).  
The made amendments in the terms of financing (refusal in approval) shall be clearly stated in the 
letter of approval.  
100.  In case of death of the entrepreneur, Bank / development bank / leasing company after 
receiving information on death of the entrepreneur during 2 business days shall send relevant 
notification to the regional coordinator of the Program who br ings for the attention of the RCC 
information on temporary termination of the subsidizing till the moment of obtaining by successor 
of the inheritage rights (and). IN case of obtaining by successor of the inheritage rights, this issue 
is being repeatedly b rought u p for the attention of the RCC.  
101.  Funds allocated for subsidization within the program and not used by Regional coordinator / 
Local coordinator / Finance agency during current finance year, can be used during the next 
financial year for subsidization  the projects, including those that approved in the next financial 
year.  
Order of suspension, termination and renovation of subsidization  
102.  Decision on termination or renovation of subsidization shall be made by RCC based on the 
notifications of the Financi al agency.  
103.  Financial agency shall suspend, and RCC shall make decision on termination of subsidization 
of the entrepreneur in case of revealing following facts:  
1) Improper use of the new loan by which perform subsidization is made;  
2) Non receiving by business man of the leasing object as per the finance leasing 
agreement by which subsidization is made;  
3) Non compliance of the project and/or entrepreneur with the terms of the Program 
and/or decision of RCC;  
4) Non execution by entrepreneur during 3 months duties on p ayment to the Bank as per 
the payment schedule of the bank loan agreement;  
5) Non execution by entrepreneur 2 and more time of the duties on making leasing 
payments in front of Leasing company / bank as per the schedule of payment of the 
finance leasing agree ment;  
6) Distrain of the accounts of the businessman;  
7) Requesting the leasing object from the debtor in cases stipulated by legislation of the 
Republic of Kazakhstan;  
104.  In case of suspension of paying the subsidies, Financial agency shall notify with letter duri ng 
5 business days from the moment of such decision the Bank/development bank / leasing company, 
entrepreneur, regional coordinator and local coordinator with indication of the causes of 
suspension of the subsidization.  
105.  Regional coordinator of the Program  after receiving a letter from the Financial agency on 
suspension of subsidization the Entrepreneur, during 5 business days shall develop an agenda, 
determine the date, time and place of RCC meeting, and inform all its members.  
106.  RCC within the frame of the  meeting shall perform following actions:  G/SCM/N/284/KAZ  
 
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  1) Review the issues included into agenda with information provided by Financial agency;  
2) Make decision on termination or renovation of th e subsidization;  
And the reason on termination / renovation of the subsidization  shall be indicated in the decision.  
107.   RCC shall make positive decision on renovation of the subsidization upon elimination by 
entrepreneur before RCC meeting of the reasons which became the cause for s uspension of the 
subsidization.  
108.  Minutes of the RCC meet ing shall be prepared during 2 business days since the date of RCC 
meeting. Regional coordinator during 1 business day after preparation of the RCC minutes shall 
send the copy of the minutes to the Bank/development bank / leasing company, Financial agency 
and lo cal coordinator of the Program.  
109.  Updating of the subsidization as per the loan/ leasing shall be allowed in case of following 
reasons of suspension of the subsidization;  
Non compliance of the project and/or Businessman with the terms of the Program or  decision 
of RCC; 
1) Distrain of the accounts of the businessman  
2) Non execution by entrepreneur during 3 months duties on payment to the Bank as per 
the payment schedule of the bank loan agreement;  
3) Non execution by entrepreneur 2 and more time of the duties on  making leasing 
payments in front of Leasing company / bank as per the schedule of payment of the 
finance leasing agreement;  
4) Requesting the leasing object from the debtor in cases stipulated by legislation of the 
Republic of Kazakhstan.  
110.  Updating the subsid ization as per the loan in case of improper use by entrepreneur of the 
new loan, also in case of non receiving by entrepreneur of the leasing object by which 
subsidization is made shall be prohibited.  
111.  In case of making decision on updating the subsidizati on by entrepreneur, the Financial 
agency shall inform with a letter the Bank/development bank / leasing company and the 
entrepreneur, on renovation of paying the subsidies.  
At the same time Financial agency shall perform payment of the subsidies that have n't been paid 
for the period of suspension. In case of suspension of the subsidization due to reasons indicated in 
the sub paragraph 4 and 5 of paragraph 103 of Rules on subsidization, shall perform payment of 
subsidies that shall be paid since the date of  shifting of the businessman to the overdue.  
112.  When making decision on termination of subsidization of the entrepreneur, financial agency 
with relevant letter shall send notification to the entrepreneur / bank / leasing company on 
unilateral termination of the agreement on subsidization, where the date of termination of the 
agreement and cause of termination shall be indicated. Loans / leanings by which decision of RCC 
on termination of subsidization of the entrepreneur, except paragraph 100 of the Subsidiza tion 
rules shall not be subject to renovation.  
113.  Payments of subsidies shall be stopped, and agreement on subsidization shall be considered 
as terminated in following cases:  
1) Full paying out of the loan by businessman as per the bank loan / finance leasing 
agreements in front of the Bank / leasing company. Date of termination of 
subsidization will be considered the date of complete paying out of the loan / leasing 
to the Bank / leasing company.  G/SCM/N/284/KAZ  
 
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  2) Making decision on termination of subsidization;  
3) Termination of the subsidization agreement as per initiative of the entrepreneur.  
114.  In case of termination of subsidization, the bank / leasing company may based on the 
current loan / leasing to set for the Businessman earlier effective terms of financing (including fee 
rate, charges and o ther payments and other terms).  
115.  In case of partial / full immediate payment of the main debt as per the loan / leasing by 
Entrepreneur, Bank/development bank / leasing company shall inform the Financial agency on 
partial / full payment of  the main debt as per the loan / leasing during 2 business days.  
At the same time, in case of partial immediate paying out of the main debt as per the loan / 
leasing of entrepreneur, the Bank/development bank / leasing company when concluding 
additional a greement for the agreement on bank loan / finance leasing, shall send to the Financial 
agency the copy of the additional agreement to the bank loan / finance leasing agreement with 
attachment of the relevant additional agreement to the subsidization agreem ent with amendments 
made in the payment schedule.  
116.  In case of termination of the subsidization of interest rates as per the loan/leasing of the 
entrepreneur, partial/full immediate paying out of the main debt as per the loan/leasing of the 
entrepreneur, th e Bank/development bank / leasing company during 7 business days shall provide 
the reconciliation act to the Financial agency.  
And the Bank/development bank / leasing company shall indicate the amount and date of writing 
off the subsidies in the reconcili ation act, and Finance agency shall indicate the amount and date 
of the transfer of subsidies.  
117.  As per the loan of the Entrepreneur, by which improper use is revealed, the Bank / 
development bank shall provide for the Financial agency documents with attach ing the documents 
confirming the fact of improper use of the loan.  
8  MONITORING OF THE PR OGRAM  
118.  Monitoring of the Program implementation shall be made by Financial agency, functions of 
which shall include the following:  
1) Monitoring of the proper use of the n ew loan by entrepreneur with whom concluded an 
agreement on subsidization based on the data and documents provided by Bank/  
Development bank is concluded;  
2) Monitoring of the payment discipline of the entrepreneur based on the data provided 
by Bank/developme nt bank / leasing company;  
3) Monitoring of the project implementation (using the leasing object as per the financial 
leasing agreement);  
4) Monitoring of compliance of the project and/or Businessman with the terms of 
Program or decision of RCC;  
119.  For performing m onitoring functions, Financial agency may request from the Businessman 
and Bank/development bank / leasing company the required documents and information related to 
the monitoring object including those that contain tax confidentiality, perform monitoring of the 
project execution by visiting the place.  
120.  The monitoring report compiled by financial agency shall be agreed and approved by 
Bank/development bank / leasing company, entrepreneur within the period not over 5 business 
days since the date of receiving  the monitoring report.  
121.  Order and periods of monitoring, also forms of reporting shall be set by Financial agency.  G/SCM/N/284/KAZ  
 
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APPENDIX 1  
OF THE RULES ON SUBS IDIZATION  
APPLICATION  
For taking part in the  Integrated Business Support and Development Program "Business R oad 
Map 2020" (hereinafter – Program) within the frame of:  
(to mark with check  mark the required direction)  
 First component "Supporting new business initiatives of the entrepreneurs of 
mono -industry towns, small towns and rural areas"  
 Second component "Industrial support of the entrepreneurs performing activities in the 
high priority economical sectors and in the processing industries"  
 Third component "Reduction of the currency risks of the entrepreneurs"  
And obtaining state support in the form of subsidization the part o f interest rate as per the loan / 
leasing issued on the basis of the agreement on bank loan /agreement of financial leasing 
No. ____________ dated ______________ year, on following terms:  
Designation of the loan   
Amount of the loan/ leasing   
Interest rate   
Currency of the loan   
Period of loan /leasing   
Please, consider the opportunity of reducing the nominal interest rate as per the loan /leasing till 
the level which would allow to take part in the Program in case of approval of sub sidization.  
____________________________________________________  (full name)  
(signature)   Stamp  
APPENDIX 2  
OF THE RULES ON SUBS IDIZATION  
To: Akimat _____________________________________  
From _________ (further – private enterprises /Exporter) ________  
APPLICATION - QUESTIONNARE  No. _____  
According to the Rules on subsidization the part of interest rate within the Integrated Business 
Support and Development Program "Business Road Map 2020 ", please initiate bringing the issue 
for revision by Regional coordin ation council on ___________, on subsidization the part of interest 
rate as per the loan, in accordance with the following:  
1  COMPONENTS OF THE PR OGRAM  
(mark the required direction)  
 First component "Supporting new business initiatives of the entrepreneurs of mono -industry towns, 
small towns and rural areas"  
 Second component "Industrial support of the entrepreneurs performing activities in the high priority 
economical sectors and in the processing industries"  
 Third component "Reduction of the currency risks of the entrepreneur"  G/SCM/N/284/KAZ  
 
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  2  INFORMATION ON PARTI CIPANT  
Name of the private enterprise   
Information on founder   
Legal address   
Actual address   
Post address   
Date of state registration/ reregistration   
No. of the certificate on st ate registration / rere gistration   
Types of activities   
Supervising agencies, holding or central company   
RNN  
Work experience   
3  MANAGEMENT  
Top manager  
Name   
Position   
Home /office telephone   
Year and place of birth   
ID number, series number   
Current home address   
Residence registration   
Work experience   
Chief accountant  
Name   
Position   
Home/ office telephone   
Year and place of birth   
ID number, series number   
Current home address   
Residence registration   
Work experience   
Contact person  
(Name, position, phone )  G/SCM/N/284/KAZ  
 
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  4  OWNERS  
(founder, partner, for JSC – shareholders owning 5% and more shares).  
Name/ full name  % Details  
   
   
   
   
   
   
5  INFORMATION ON CURRE NT ACTIVITIES  
Branch (as per CCEA /SPIID)   
Sub branch (as per CCEA /SPIID)   
Types of products and services   
Annual turnover   
Income or loss for the last reporting date   
Actual number of employees  Among them  
 Females  
Name of the project (short description)   
Place of project execution (oblast, town)   
Quantity of the work places   
6  INFORMATION ON BANK ACCOUNTS  
Banking details (to show all the current and saving accounts within all the service banks):  
_____________________________________________________________________ ______ ___
__________________________________________________________________ ______ ______
_______________________________________________________________ ______ _________  
7  HISTORY  
All the bank loans, leasing, that have been used in the process of work of the Private enterprise, 
both paid out and not paid out loans shall be indicated  
Loaner/  
lessor  Amount  Date of 
issue  Terms of 
paying out 
the fees  Terms of 
paying out 
the main 
debt Period of 
paying out as 
per the bank 
loan/finance 
leasing 
agreements  Date of 
effective 
payment  
1.       
2.       G/SCM/N/284/KAZ  
 
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  8  INFORMATION ON CURRE NT LOANS /LEASING  
Date and rate of the  currency:  
 Bank / 
leasing 
company  Details on 
bank loan / 
finance 
leasing 
agreements 
(No., date)  Fee 
rate, 
% Currency 
of loan / 
leasing  Total 
amount 
of the 
loan/ 
leasing  Balance 
of debt on 
the main 
debt as of 
indicated 
date Date of 
ending 
the 
period 
of loan / 
leasing  Goal of 
loan/ 
leasing 
(short 
description)  
         
         
         
9  INFORMATION ON TAKIN G PART IN OTHER STAT E PROGRAMS AND STATE  SUPPORT 
MEASURES APPLIED IN REGARDS TO THE PRIVA TE ENTERPRISE S 
 Name of the state program / state 
support measures  Name of the State 
Development institute  Additional information  
    
    
    
 
10  GUARANTEES AND AGREE MENTS  
Private enterprise shall state and guarantee to the L ocal coordinator of the program / 
Regional coordinator of the program the following:  
1. All the infor mation and documentation which being provided to the Local coordinator of the 
program /Regional coordinator of the program along with this application, or by request of the 
Local coordinator of the program /Regional coordinator of the program, shall be true and 
completely comply with the validity as per the below shown date, in case of amendments in the 
indicated data, shall immediately inform the Local coordinator of the program /Regional coordinator 
of the program.  
2. That obliged to provide and open as per the  first request of the Local coordinator of the 
program /Regional coordinator of the program any information and documents containing banking 
and commercial confidential information requested within the revision of this application.  
3. Local coordinator of the  program /Regional coordinator of the program shall not check the 
validity of the indicated guarantees.  
4. Private enterprise is warned on responsibility for providing false, incomplete or improper 
information, stipulated by legislation of the Republic of Kaz akhstan;  
5. Private enterprise object shall confirm that the competence of the Private enterprise allows 
to submit this application to the person who signs this application.  
6. Agrees with that in case of revealing incorrectness of the indicated information, th is 
application might be rejected on any stage, when will be revealed information confirming 
incorrectness of the indicated information, and Local coordinator of the program /Regional 
coordinator of the program on local level may not disclose the causes of r ejection.  G/SCM/N/284/KAZ  
 
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  Hereby, Private enterprise provides for the Local coordi nator of the program/ Regional 
coordinator of the program an agreement with that:  
1. Local coordinator of the program /Regional coordinator of the program may provide within 
the periods indicate d in this application information and documents provided by Private enterprise 
to the concerned third parties for checking and revision.  
2. All the data contained in this application, also all the documents required by Local 
coordinator of the program /Region al coordinator of the program are provided only for subsidization 
within the program.  
3. Local coordinator of the program /Regional coordinator of the program shall keep the right of 
checking of any information on Private enterprise, and documents provided by  Private enterprise 
and original copy of the application will be stored with the Local coordinator of the 
program /Regional coordinator of the program, even if the Subsidization will not be provided.  
4. Acceptance by Local coordinator of the program /Regional coordinator of the program of this 
application of revision, also possible expenses of the Private enterprise object (for preparation of 
the documents required for subsidizing and etc.) do not oblige the Local coordinator of the 
program /Regional coordinator  of the program to provide subsidization or reimburse the expenses 
of the Private enterprise.  
5. Confirming that aquainted and agree with the order of reviewing the issue on Subsidization, 
and in future will not have any claims to the Local coordinator of the  program /Regional coordinator 
of the program.  
11  APPENDIXES  
(documents designated as per the component)  
 
_________________________________________________________ __________________ ___ 
 
 
 
 
 
__________________ (full name)   (signature)    Date G/SCM/N/284/KAZ  
 
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APPENDIX 3  
OF THE RULES ON SUBSIDIZATI ON 
(being filled out by Regional coordinator of the Program)  
LIST OF THE PROJECTS  
For Private enterprises for reviewing by Regional coordination Council as per  _________  
Name of the 
private 
enterprise  Name of the 
project 
(description)  Legal address  Place of project 
execution  Types of products 
and services  
2 3 4 5 6 
     
Total:     
Stage of 
project 
execution  Direction as per 
the program  CCEA/SPIID 
code  Name of the 
sector of 
CCEA/SPIID  Total sum of 
financing, tenge  
7 8 9 10 11 
     
Quantity of work places  Participation in other state programs  Date of 
submitting the 
application  Current  Planned  Name of state 
development 
institute  Name of the 
state program  
12 13 14 15 16 
     
Scope of the export of products from the  
total scope of p roduced goods  Name of the Bank / leasing company  
Total sum of 
turnovers for 
the last year  Sum of shipping 
out the goods as 
per the export 
agreements for 
the last year  % 
17 18 19 20 
    
 
Appendixes: (Application and documents provided by private enterp rise for the regional 
coordinator of the program)  
1). 
2). G/SCM/N/284/KAZ  
 
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  Abbreviations and definitions  
PE Private enterprise  
CCEA  High priority economical sectors in accordance with the general classifier of the types of 
economic activity approved by order of the Chai rman of the Committee on Technical 
Regulation and Methodology of the Ministry of Industry and Trade No. 683 -OD of 14 
December 2007 as per Appendix 1 of the Program.  
SPIID  High priority processing industries identified by SPIID as per Appendix 2 of the Pr ogram  
SDI State development institutes  
SP State program  
SSM State support measures  
RCP Regional coordinator of the program  
Officer ________________________________ name  
signature, stamp  
responsible employee _____________________name  
signature  
APPEND IX 4 
OF THE RULES ON SUBS IDIZATION  
MINUTES No.______  
 of the Regional coordination council meeting as per ______________________  
Place of meeting   
Date of meeting   
Chairman of council   
Attended members of the council   
Absent member of the council   
Invited persons   
Secretary of the council   
Agenda  
 Names of the issues  
  
  
The council reviewed  
 Name of the 1st issue  
  
  G/SCM/N/284/KAZ  
 
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  Council made decision  
1. To approve the application of the form of state support in the form of subsidization due to:  
- Compliance wi th the criterions of the Integrated business support and development 
program "Business road map 2020 " 
- Compliance with the high priority branches of the Integrated business support and 
development program "Business road map 2020 " 
- Non usage of other measures  of support through state development institutes for the 
below shown list of the projects of the private enterprise:  
 Name  
Private enterprise  Project  Branch  Bank leasing company  
1 2 3 4 5 
     
Loan/leasing 
agreement  Amount of 
the loan/ 
leasing  Currenc y 
of the 
loan Period of the 
loan/ 
leasing  Designation  Name of the 
project 
(description)   
 Date 
6 7 8 9 10 11 12 
       
TES %  Nominal  interest  rate Subsidization part 
of the interest 
rate Not subsidization part of 
the interest rate  
13 14 15 16 
    
Period of subsidization  Notes  
17 18 
  
2. To send the list of the approved projects to "Fund on development of entrepreneurship 
"Damu " JSC and to the indicated second -tier Banks / leasing companies for concluding the 
agreement on subsidization.  
3. To refus e in approval of using the form of state support as per the form of subsidization 
due to: 
1) Non compliance with the criterions of the Integrated business support and development 
program "Business road map 2020 " 
2) Non Compliance with the high priority branches of the Integrated business support and 
development program "Business road map 2020 " 
3) Application of other support measures through the state development institutes for the 
below shown list of the projects of the private enterprise:  
 Name  Reason of rejection  
Private enterprise  Project  Branch  Bank/leasing company  
      G/SCM/N/284/KAZ  
 
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  Signatures of the Council members  
 Name and Status of the  
Council member  IN FAVOR  AGAINST  NOTES  
 Chairman of the council     
 Deputy Chairman of the council     
 Member of the Council     
 Member of the Council     
 Member of the Council     
Council reviewed  
 Name of the 2nd issue  
  
Council decided  
1. 
2. 
… 
Signature of the Council members  
 Name and Status of the 
Council member  IN FAVOR  AGAINST  NOTES  
 Chairman of the council     
 Deputy Chairman of the council     
 Member of the Council     
 Member of the Council     
 Member of the Council     
Secretary of the Council ________________________ name  
In case if the member of the council will vote "against " in the Notes row it shall be in dicated the 
reason of such decision.  G/SCM/N/284/KAZ  
 
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APPENDIX 5  
OF THE RULES ON SUBS IDIZATION  
«Sample»  
Report on subsidizing  
for the period from ________to ____________ year  
Name of the 
Bank/ 
development 
bank/leasing 
company  Place of 
addressing 
of the 
private 
enterprise  Name of the 
private 
enterprise  Number of the 
loan/ leasing 
agreement 
(tranche)  Date of the 
loan/ leasing 
agreement 
(tranche)  Amount of 
loan/ leasing 
(tranche)  
1 2 3 4 5 6 
      
Fee rate as per 
the loan/ leasing 
(tranche)  Number of the 
subsidization 
agreement  Date of the 
subsidization 
agreement  Sum of subsidies 
transferred by 
Financial agency for 
the period  Sum of 
subsidies 
written off for 
the period  
7 8 9 10 11 
     
Official ________________________________ name  
signature, stamp  
responsible employee__ _____________________name  
signature  
APPENDIX 6  
OF THE RULES ON SUBS IDIZATION  
Report on subsidization for the Regi onal coordinator of the Program /Authorised body  
For the period from________________to_________________  
Name of the Bank/ 
development bank / 
leasing company  Place of 
addressing 
of the 
private 
enterprise  Name of the 
private 
enterprise  Num ber of 
the loan / 
leasing 
agreement 
(tranche)  Date of 
the loan / 
leasing 
agreement 
(tranche)  Amount of loan/ 
leasing 
(tranche)  
1 2 3 4 5 6 
      
Interest rate as  per 
the loan/leasing 
(tranche)  Number of the 
subsidization 
agreement  Date of the 
subsidization 
agreement  Sum of subsidies 
transferred by 
Financial agency 
for the period  Sum of 
subsidies 
written off for 
the period  
7 8 9 10 11 
     
 G/SCM/N/284/KAZ  
 
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  APPENDIX 2  
OF DECREE OF THE GOVERNMENT OF  REPUBLIC OF KAZAKHST AN 
No. 168 of 31 March 2015  
Approved by Decree of the Government of Republic of Kazakhstan  
No. 556 of 10 June 2010  
Rules of guaranteeing as per the loans of the private enterprises within the frame of the 
Integrate d Business Support and Development Program "Business Road Map 2020 " 
1  GENERAL  
1. These Rules of guaranteeing as per the loans of the private enterprises within the frame of 
Integrated Business Support and Development Program "Business Road Map 2020 " (hereinafte r – 
Guaranteeing Rules) shall be developed in accordance with the Law of the Republic of Kazakhstan 
"On Private enterprise " of 31 January 2006 and shall identify the terms, and mechanism of 
providing guaranteeing as partial execution of the duties of the p rivate business (hereinafter – 
Businessmen).  
2. Guaranteeing as per the loans of the Entrepreneur shall be made within the Integrated 
Business Support and Development Program "Business Road Map 2020 " approved by Decree of the 
Government of Republic of Kazakh stan as of ____201_____ No.____ (hereinafter – Program).  
3. Guaranteeing shall be an instrument of the financial support of the private entrepreneurs 
and shall be applied for expansion and providing access of the entrepreneurs to the loan 
resources.  
4. Funds con sidered for guaranteeing shall be transferred by regional coordinator of the 
program to the financial agency based on the Agreement on subsidization and guaranteeing within 
the Integrated Business Support and Development Program "Business Road Map 2020 " which is 
being concluded between them by means of transfer directed to the local budget. Typical form of 
the "Business road map 2020 " business shall be approved by authorized body on 
entrepreneurship.  
2  TERMS AND DEFINITION S 
5. Following terms and definitions sha ll be used in this guaranteeing rules:  
1) Bank – second -tier bank participating in the Program, including the Development bank  
2) Bank loan (hereinafter – loan)– a sum of funds provided by bank to the entrepreneur 
based on the bank loan agreement on the terms of  priority, interest payment, security 
and intended use. Agreement on opening of the credit line shall be also referred to the 
bank loan.  
For the Islamic bank the loan shall be understood as financing – delay or extension of 
the payment period for the good s, provided by Islamic bank to the entrepreneur as 
per the financing agreement;  
3) Guaranteeing – form of state support of the entrepreneur, used in the form of 
providing partial guaranteeing as execution of the obligations as per the loan of the 
entrepreneur , on the terms of the Program and in accordance with the guaranteeing 
agreement;  
4) Guarantee – obligation of the Financial agency owed to bank to be in charge for the 
execution of liabilities by entrepreneur on payment of the main debt part as per the 
bank l oan agreement outcoming from the guarantee agreement within the guarantee 
sum; G/SCM/N/284/KAZ  
 
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  5) SPIID – State program on industrial – innovative development of the Republic of 
Kazakhstan for 2015 -2019, approved by Decree of the President of Republic of 
Kazakhstan No. 874 o f 1 August 2014;  
6) Bank loan agreement – written agreement concluded between the bank and 
entrepreneur as per terms of which the bank shall provide a loan to the entrepreneur. 
Agreement on opening of the credit line shall also be referred to the bank loan;  
For the Islamic bank the loan shall be understood as financing – delay or extension of 
the payment period for the goods, provided by Islamic bank to the entrepreneur as 
per the financing agreement. General agreement on financing as per which the Islamic 
bank and entrepreneur concluding separate agreements on providing commercial loan 
(financing) also shall be referred to the financing agreement. Commercial loan shall 
mean financing by Islamic banks of the trading activities of the entrepreneur as a 
commercia l dealer by selling to the entrepreneur of the goods with delay or extension 
of the payment terms as per the price of the goods, which settles based on the cost of 
the goods and extra cost for the goods;  
7) Guaranteeing agreement – a three -party written agree ment concluded between the 
financial agency, bank and an entrepreneur, on providing guarantees as per the form 
approved by authorized agency on entrepreneurship ; 
8) Local coordinator of the Program – structural division of the city / region identified by 
akim of the oblast, which is responsible for execution of the Program in town or on 
regional level;  
9) Nominal interest rate – interest rate as per the loan set as per the bank loan 
agreement at the moment of its conclusion, which can be changed by bank 
unilatera lly in cases stipulated in the bank loan agreeme nts or by agreement of 
parties;  
For the Islamic bank the nominal interest rate is like extra cost for the goods – income 
for the Islamic bank connected with provision of the commercial loan which can be 
reflected in the form interests from the cost of the product or in the form of the fixed 
amount;  
10) Project - complex of the actions and measures in various directions of the business 
activity, performed by entrepreneur as an initiative activity directed for havin g 
incomes and not contradicting with the legislation of the Republic of Kazakhstan;  
11) Regional coordinator of the Program – a structural division of the local executive body 
identified by akim of oblast (capital, republican city) which is in charge for the 
execution of the Program on the oblast level (capital, republican level city);  
12) Regional coordination society – consultative advisory agency setup and headed by 
akim of the oblast, Astana and Almaty cities, with participation of the business society 
represen tatives no less than 50% of total amount;  
13) Goods – movable or immovable property as per which the legislation of the Republic 
of Kazakhstan permitted concluding buying and sales deals by Islamic banks, which 
being obtained by Islamic bank from the seller of  goods as per the sale and purchase 
agreement for further passing it to the Businessman on the commercial loan terms.  
14) Authorized body – an authorized body on entrepreneurship  
15) Financial agency – Joint stock company "Fund of Development of Entrepreneurship 
"Damu "". G/SCM/N/284/KAZ  
 
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  3  TERMS OF PROVIDING G UARANTEES WITHIN THE  FIRST COMPONENT OF 
"SUPPORTING NEW BUSIN ESS INITIATIVES OF T HE ENTREPRENEURS OF THE MONO -
INDUSTRY TOWNS, SMAL L TOWNS, AND RURAL A REAS " 
6. Participants of the guaranteeing within the first component of the Prog ram can be:  
1) Entrepreneurs, beginning entrepreneurs that implementing or planning to implement 
own projects in the rural areas, small towns and mono -industry town without 
industrial limits;  
2) Beginning young entrepreneurs that implementing or planning to impl ement own 
projects within all the regions without industrial limits ; 
And for participation in guaranteeing under terms of compliance with the first 
component of the Program shall be allowed:  
1) entrepreneur having state financial support through the Banks wit hin the 
stabilization and anti crisis programs, also programs performed from the funds 
of the National Bank of the Republic of Kazakhstan;  
2) entrepreneur that do not have past due debts at the date of addressing for the 
loan / guarantees as per the current l oans;  
3) entrepreneur that do not have debts on taxes, on mandatory pension taxes, 
professional pension taxes and social taxes to the budget before the date of 
addressing for receiving the loan (allowed amount of debt not over 10GDP);  
7. Participants of the guar anteeing within the first component of the Program cannot be:  
1) entrepreneurs performing issue of the excise goods / products except motor transport 
devices and production of wine from the grapes of own production;  
2) entrepreneurs executing the projects in the  metallurgy industry and included into the 
list of basic tax payers subject to monitoring as per Regulation of the Government of 
Republic of Kazakhstan No. 1434 of 31 December 2014;  
3) entrepreneur operating in the mining industry except development of the gr avel and 
sand pits;  
4) entrepreneur whose founders are national holdings, national companies and 
organizations, 50 and more percent of shares of which directly or indirectly belong to 
the state, national holding, national company (except social enterprise cor porations), 
also legal entities setup in the form of the private institution;  
8. Within the Program the following loans shall not be subject to guaranteeing:  
1) Designated for buying out the shares, shares of the companies, and companies as a 
proprietary complex ; 
2) Issued by state development institutes except Development bank;  
3) interest rate of which was reduced by means of the budget funds;  
4) Provided for purchasing hotels or hotel complexes ; 
5) In the form of over draft ; 
6) Designated for refinancing of the earlier recei ved loans ; 
7) Whose sum is not enough for implementing investment project.  G/SCM/N/284/KAZ  
 
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  9. Within the Program, banks shall not charge any fees, charges or other payments connected 
with the loan except the cases connected with:  
1) amendments of terms of the lending initiated by  entrepreneur;  
2) violation by entrepreneurs of the liabilities on loans  
10. Guaranteeing shall be provided only by new loans issued by Banks for execution of the new 
projects, also as per current projects designated for investing, modernization or expansion of t he 
production.  
11. As per decision of the Financial agency, the property provided as provision as per the loan 
can be subject to insurance.  
12. Financial agency may demand from the entrepreneur provision of the guarantees of the 
affiliated and related legal and physical entities.  
13. Guaranteeing may be made only as per the loans with nominal interest rate not 
exceeding  14% per annum and for the Development bank with the interest rate not over 13%.  
14. As per the loans up to 60 mln.tenge, a financing for replenishing t he floating assets up 
to 100% from the loan amount shall be allowed;  
15. For the beginning entrepreneur / young beginning entrepreneur:  
1) Amount of the loans within the project by which guaranteeing is performed, shall not 
exceed 20  mln.tenge. And sum of the loa n shall be estimated per one beginning 
entrepreneur / young beginning entrepreneur without taking into account of the debts 
on loans of the affiliated with them persons;  
2) Amount of the guarantees may not exceed 85% from the loan amount, and beginning 
entrep reneur / young beginning entrepreneur providing provision as per the loan in 
amount no less than 15% of the loan amount. During estimation of the provision 
amount the pledge of receivables and security of the share interests in the registered 
capital of th e parternships are not considered.  
3) Period of provided guarantees – up to 5 years. As per the loans till 20 mln.tenge 
100% of which designated for replenishing the floating assets, the period of 
guarantees shall comprise 3 years.  
4) It is recommended for the b eginning entrepreneurs / young beginning entrepreneurs 
to pass through training projects of the program stipulated by "Road map of 
occupation 2020 " program or other programs of the Financial agency.  
16. Guaranteeing of the loans of the beginning entrepreneurs  in amount of over 20 mln.tenge 
shall be made on the terms stated in the item 20 of this chapter of Guarantee rules.  
17. For the entrepreneurs:  
1) Sum of the loan by which guaranteeing is performed may not exceed 180mln.tenge. 
And sum of the loan is estimated pe r one businessman without taking into account of 
the debts on loans of the affiliated with them persons;  
2) Amount of the guarantees may not exceed 50% from the loan amount, and the 
entrepreneurs providing provision as per the loan in amount no less than 50% of the 
loan amount. During estimation of the provision amount the pledge of receivables and 
security of the share interests in the registered capital of the partnerships are not 
considered.  G/SCM/N/284/KAZ  
 
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  3) Period of provided guarantees – up to 5 years. Period of guarantee s as per the loans 
100% of which designated for replenishing the floating assets in amount till 
60 mln.tenge - up to 3 years. Guarantees can be performed as per the loans for 
replenishing the floating assets (except estimations on payment of the current 
payments on servicing the loans or leasing agreements and other goals not related 
with performance of the basic actions by applicant) in amount to 100%, if the sum of 
the loan is less or equal to 60mln.tenge.  
18. The loan for which concluded a guarantee agreeme nt, shall be set in the form of the self 
agreement on bank loan.  
19. Entrepreneur / beginning entrepreneur / young beginning entrepreneur before signing the 
guarantee agreement pays to the Financial agency fees for providing guarantees depending on the 
period  of providing guarantees: up to 2 years – 0,05% of the guarantee sum; over 2 years – 0,1% 
of the guarantee sum.  
20. Cost of the guarantees which is paid by Regional coordinator of the program to the Financial 
agency comprises 20% of the guarantee sum. And the  finance agency may on its sole discretion 
place the obtained means in the various financial instruments.  
21. In case of exceeding of the limits paid by Financial agency over 10% of the scope of loan 
portfolio, occurred under guarantee of the Financial agency , further issue of the guarantees as per 
the loans of such bank is being suspended.  
22. Financial agency may conduct advertising campaign as per the executing Program and place 
on its web site information on Program process.  
23. Financial agency may refuse to pr ovide guarantees in case of:  
1) Economic uselessness and inefficiency of the project  
2) Incompliance of the project with the program terms  
3) Existence of the loan history of the potential participant of the Pro gram and his 
affiliated legal/ physical entities  
4  TERMS OF PROVIDING GUARANT EES WITHIN THE SECON D COMPONENT 
"INDUSTRIAL SUPPORT O F THE ENTREPRENEUR P ERFORMING ACTIVITIES  IN THE 
HIGH PRIORITY ECONOM ICAL SECTORS AND IN THE PROCESSING INDUS TRIES " 
24. Participants of guaranteeing within the second component of the Prog ram can be 
entrepreneur implementing and planning to implement projects:  
1) in the high priority economical sectors indicated in Appendix 1 of the Program;  
2) in the high priority processing industries identified by SPIID, indicate d in Appendix 2 
of the Program.  
Also, for participation in guaranteeing in case of complying with the terms of the 
second component of the Program, shall be allowed:  
3) entrepreneurs having state financial support through the Banks within the stabilization 
and anti crisis programs, also pr ograms performed from the funds of the National 
Bank of the Republic of Kazakhstan;  
4) entrepreneurs that do not have past due debts at the date of addressing for the loan / 
guarantees as per the current loans;  G/SCM/N/284/KAZ  
 
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  5) entrepreneurs that do not have debts on taxes, o n mandatory pension taxes, 
professional pension taxes and social taxes to the budget before the date of 
addressing for receiving the loan (allowed amount of debt not over 10GDP);  
25. Participants of guaranteeing within the second component of the Program canno t be :  
1) entrepreneurs performing issue of the excise goods / products except motor transport 
devices and production of wine from the grapes of own production;  
2) entrepreneurs executing the projects in the metallurgy industry and included into the 
list of basi c tax payers subject to monitoring as per Regulation of the Government of 
Republic of Kazakhstan No. 1434 of 31 December 2014;  
3) entrepreneurs operating in the mining industry except development of the gravel and 
sand pits;  
4) entrepreneur 's whose founders are national holdings, national companies and 
organizations, 50 and more percent of shares of which directly or indirectly belong to 
the state, national holding, national company (except social enterprise corporations), 
also legal entities setup in the form of  the private institution;  
26. Within the Program the following loans shall not be subject to guaranteeing:  
1) Designated for buying out the shares, shares of the companies, and companies as a 
proprietary complex;  
2) Issued by state development institutes except Deve lopment bank;  
3) Fee rate of which was reduced by means of the budget funds;  
4) Provided for purchasing hotels or hotel complexes ; 
5) In the form of over draft ; 
6) Designated for refinancing of the earlier received loans ; 
7) Whose sum is not enough for  performing investm ent project.  
27. Entrepreneur implementing the projects in the rural areas, small towns and mono -industry 
towns complying with the terms of the second component of the Program, may obtain state 
support within the second component of the Program.  
28. Within the Pr ogram, banks shall not charge any fees, charges or other payments connected 
with the loan except the cases connected with:  
1) amendments of terms of the lending initiated by entrepreneur;  
2) violation by entrepreneur of the liabilities on loans  
29. Guaranteeing shal l be provided only by new loans issued by Banks for implementation of the 
new projects, also as per current projects designated for investing, modernization or expansion of 
the production.  
30. As per decision of the Financial agency, the property provided as provision as per the loan 
can be subject to insurance.  
31. Financial agency may demand from the entrepreneur provision of the guarantees of the 
affiliated and related legal and physical entities.  G/SCM/N/284/KAZ  
 
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  32. Guaranteeing may be performed only as per the loans with nomin al interest rate not 
exceeding 14% per annum and for the Development bank with the interest rate not over 13%.  
33. Partial guaranteeing can be performed by loans issued for replenishing the floating assets, if 
the financing of the floating assets is performed  for purchase or modernization of the fixed assets 
or investments, but not over 30% of the loan amount. As per the loans till 60mln.tenge allowed 
financing of the floating assets till 100% from the loan sum.  
34. For the beginning entrepreneur:  
1) Amount of the l oans within the project by which guaranteeing is made, shall not 
exceed 20 mln.tenge. And sum of the loan shall be estimated per one beginning 
entrepreneur / young beginning entrepreneur without taking into account of the debts 
on loans of the affiliated w ith them persons;  
2) Amount of the guaranteeing may not exceed 85% from the loan amount, and 
beginning entrepreneur providing provision as per the loan in amount no less than 
15% of the loan amount. During estimation of the provision amount the pledge of 
receivables and security of the share interests in the registered capital of the 
partnerships are not considered.  
3) Period of provided guarantees – up to 5 years. As per the loans till 20 mln.tenge 
100% of which designated for replenishing the floating assets, t he period of 
guarantees shall comprise 3 years.  
35. For the entrepreneur:  
1) Sum of the loan by which guaranteeing is performed may not exceed 360mln.tenge. 
And sum of the loan shall be estimated per one entrepreneur without taking into 
account of the debts on lo ans of the affiliated with them persons;  
2) Amount of the guarantees may not exceed 50% from the loan amount, and the 
entrepreneur providing provision as pe the loan in amount no less than 50% of the 
loan amount. During estimation of the provision amount the pledge of receivables and 
security of the share interests in the registered capital of the partnerships are not 
considered.  
3) Period of provided guarantees – up to 5 years. Period of guarantees as per the loans 
100% of which designated for replenishing the f loating assets in amount till 60 
mln.tenge - up to 3 years.  
36. Sum of the loans for the Projects implemented in the high priority processing industries 
identified by SPIID, may not exceed 1  850 mln.tenge for one businessman. And the sum of the 
loan shall be e stimated per one entrepreneur without taking into account of the debts on loans of 
the affiliated with them persons;  
37. In case if the size of the loan for the project executed in the high priority processing 
industries identified by SPIID, comprises up to 36 0 mln.tenge, the guarantee amount may not 
exceed 50% from the sum of the loan, and Entrepreneur shall make provision as per the loan 
costing no less than 50% of the loan sum. During estimation of the provision amount the pledge of 
receivables and security of the share interests in the registered capital of the partnerships are not 
considered.  
38. Period of provided guarantees – up to 5 years. Period of guarantees as per the loans 100% 
of which designated for replenishing the floating assets in amount till 60 ml n.tenge - up to 3 years.  
39. In case if the size of the loan for the project executed in the high priority processing 
industries identified by SPIID, exceeds 360 mln.tenge, the guarantee amount may not be over 
20% of the loan sum.  
40. Period of the guarantee shal l be up to 3 years.  G/SCM/N/284/KAZ  
 
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  41. Guarantees can be performed as per the loans for replenishing the floating assets (except 
estimations on payment of the current payments on servicing the loans or leasing agreements and 
other goals not related with performance of the b asic actions by applicant) in amount to 100%, if 
the sum of the loan is less or equal to 60mln.tenge.  
42. As per loans over 180 mln.tenge, Entrepreneur shall provide participation in the execution of 
the Project of own funds (funds, movable / immovable propert ies) in amount no less than 10% of 
the total cost of the Project.  
43. The loan for which a guarantee agreement is concluded, shall be set in the form of the self 
agreement on bank loan . 
44. Entrepreneurs before signing the guaranteeing agreement shall pay to the Financial agency 
fees for providing guarantees depending on the period of providing guarantees: up to 2 years – 
0,05% of the guarantee sum; over 2 years – 0,1% of the guarantee sum . 
45. Cost of the guarantees which is paid by Regional coordinator of the progra m to the Financial 
agency shall comprise 20% of the guarantee sum. And the financial agency may on its sole 
discretion place the obtained means in the  various financial instruments.  
46. In case of exceeding of the limits paid by Financial agency over 10% of th e scope of loan 
portfolio, occurred under guarantee of the Financial agency, further issue of the guarantees as per 
the loans o f such bank is being suspended.  
47. Financial agency may conduct advertising campaign as per the executing Program and place 
on its w eb site information on Program process.  
48. Financial agency may refuse to provide guarantees in case of:  
1) Economic uselessness and inefficiency of the project  
2) Incompliance of the project with the program terms  
3) Existence of the loan history of the potential pa rticipant of the Program and his 
affiliated legal / physical entities  
5  ORDER OF COOPERATION  OF THE PROGRAM PARTI CIPANTS FOR PROVIDIN G 
GUARANTEES  
49. Entrepreneur / beginning entrepreneur / young beginning entrepreneur (hereinafter – 
entrepreneur) shall address to the Bank with ap plication for receiving a loan.  
50. The bank itself as per the procedure conducting complex expertise of the Project, shall 
analyse proved by entrepreneur documents, based on the provided by entrepreneur conclusion on 
pledged assets conducts  assessment of the pledge cost of entrepreneur 's provision, and in case of 
lack of provision, bringing the Project for the attention of the authorized body which executes 
internal loan policy of the Bank, for making decision on possibility of providing the  loan under 
partial guarantee of the Financial agency.  
51. In case of positive decision, Bank during 2 business days since the date of decision by 
authorized body performing internal loan policy of the Bank, shall provide to the Financial agency 
required docum ents as per the appendix 1 -3 of these Guaranteeing rules for considering the issue 
on providing guarantees.  
52. Financial agency after receiving the documents from the Bank during 5 business days as per 
the loans not exceeding 180 mln.tenge and 15 business da ys as per the loans over 180 mln.tenge, 
shall review the obtained documents and bring the Project for revising to the authorized body of 
the Financial agency for making decision on providing or not providing the guarantees. In case if 
the total debt of the  businessman and affiliated with him entities / companies as per loans 
obtained under guarantee of the Finance agency will comprise 180 mln.tenge, then revision of the 
following Projects will be performed during 15 business days.  G/SCM/N/284/KAZ  
 
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  53. In case of any comments t o the provided documents and/or if required to provide additional 
information, the revealed comments and/or requests on providing information are being sent to 
the Bank by Financial agency for elimination or providing information during 5 business days. An d 
in this case the period of revising documents indicated above for the Financial agency is being 
updated.  
54. In case if the Financial Agency makes positive / negative decision on provision of the 
guarantees, Financial agency during 2 business days shall sen d to the bank a letter with decision 
of the Financial agency on possibility / impossibility to guarantee.  
In case of negative decision as per the Project of the entrepreneur, a letter with such decision shall 
reflect the reason of such negative decision.  
55. As per the loans up to 180 mln.tenge:  
1) After receiving a letter with positive decision of the Financial agency on possibility to 
guarantee, bank and entrepreneur concluding agreement on bank loan, shall pledge 
agreements. Copy of the bank loan agreement is  being sent to the Financial agency.  
After receiving a letter with positive decision of the Financial agency, as per decision 
of the Bank allowed partial issue of 50% from the sum of the loan.  
2) After obtaining from the Bank copy of the bank loan agreement, the Financial agency 
shall prepare and sign the guarantee agreement which shall be sent to the Bank. 
Entrepreneur shall perform transfer of fees for providing guarantees to the account of 
the Financial agency.  
3) Bank shall sign guarantee agreement, provide its signing by entrepreneur and send 
the signed guarantee agreement to the financial agency.  
4) Bank after receiving the signed Guarantee agreement from the Financial agency, shall 
perform issuing of the loan to the entrepreneur.  
56. As per loans over 180 mln.te nge: 
1) After receiving by Bank a letter with positive decision of the Financial agency on 
possibility of guaranteeing, Bank shall send to the entrepreneur a letter on loan terms 
with indication of the required guarantee amount.  
2) After receiving a letter from  the Bank, Entrepreneur shall refer to the Local 
coordinator (in Astana and Almaty cities – Regional coordinator) with application with 
attaching following documents:  
- Certificate on state registration / reregistration of the entrepreneur – legal 
entity / d ocument confirming registration as individual entrepreneur (copy with 
stamp and signature of the entrepreneur (authorized person of the entrepreneur 
– legal entity);  
- Licence – if the type of activity subject to be licenced (copy with stamp and 
signature of  the entrepreneur);  
- Charter, foundation document (in case if one founder, the foundation 
agreement is not being provided). In case if the entrepreneur – legal entity set 
in the form of the joint stock company, additionally providing the IPO 
prospectus and e xtract from the list of the shareholders (copy with stamp / 
original).  
- Certificate from the tax department on absence of the debts as per mandatory 
payments to the budget, issued no later than in 30 calendar days till the date of 
addressing of the entrepr eneur to the Financial agency;  G/SCM/N/284/KAZ  
 
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  - Copy of the financial reports of the entrepreneur for the last financial year with 
copies of the tax declaration or information placed in the internet resources, 
which allows to make analysis on financial state, with decoding  of the receivable 
debts and loan debts (including sums, dates of debts and name of the goods 
and services), approved by first head (for legal entities);  
- The letter of the bank with positive decision on providing loan to the 
entrepreneurs with estimation o f the guarantee sum;  
- Copy of the letter of the Financial agency with positive decision on providing 
loan to the entrepreneurs (with stamp of the Bank);  
- Business plan on execution of the Project of entrepreneur, containing 
approximate terms of Project execu tion.  
3) Local/ regional coordinator of the program after obtaining of all documents and 
information and application from the Entrepreneur, shall perform following actions:  
- Checking integrity of provided documents. In case of providing not a full scope 
of doc uments or providing documents that do not comply with the requirements 
of these Rules of guarantees or other normative legal acts of the Republic of 
Kazakhstan, Local coordinator of the program returns to the Businessman the 
provided documents with indicat ion of the non conformities for correcting them;  
- Prior revising of the project and development of the recommendations as per 
the Project for the Regio nal coordinator of the program.  
4) Local coordinator of the program / Entrepreneurs of Astana and Almaty citi es during 
3 business days form the date of obtaining all documents and information sending the 
Project to the Regional coordinator of the program who performs following actions:  
- Check the integrity of all provided project documents;  
- Check the project as pe r compliance with the program terms;  
- Develop offers, agenda, identify date, place and time of RCC meeting,  and 
inform the members of RCC.  
- During 2 business days since the date of obtaining all the documents and 
information, providing of the attention of RC C a list of the projects with 
attachment  of whole package of documents.  
5) In case of providing not a full scope of documents or providing documents that do not 
comply with the requirements of these Rules of guarantees or other normative legal 
acts of the Rep ublic of Kazakhstan, Regional coordinator of the program shall return to 
the Local coordinator of the program (as per Astana and Almaty cities – to the 
businessman) the provided documents with indication of the non conformities for 
correcting them;  
6) RCC mee ting shall be conducted as per the accumulation of the projects bu t no less 
than twice per month.  
7) RCC during 10 calendar days revising the projects for their compliance with the 
Program criterions and makes decision on possibility (impossibility) of guaran tees.  
8) Quantity of RCC members shall be not over 12 people, 50% of which shall be 
presented by entrepreneur society.  
9) RCC meeting is conducted upon existence of no less than two third of members. 
Decision is being made by no less than two third of total att ended people.  G/SCM/N/284/KAZ  
 
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  10) Within the RCC meeting, following actions shall be performed:  
- Checking compliance of the entrepreneurs and their projects with the criterion 
of the Program and local development programs;  
- Considering projects of the businessmen executes in t he high priority economic 
sectors, also information indicated in the application of the Businessman, 
studies the documents as per each Businessman provided along with the 
application;  
- Conducts discussion between RCC members of the projects and provided 
documents;  
- As per results of reviewing the Projects, makes decision on possibility / 
impossibility to provide guarantees as per the loan of the Businessman which is 
being covered by minutes, and the minutes shall contain the reason of rejection 
of the certain  Businessmen and their projects from their participation in the 
program.  
11) Regional coordinator of the Program during 2 business days after RCC meeting shall 
send:  
- Copy of the minutes / extract from the RCC minutes to the Local coordinator, 
Bank and Finance  agency as per Appendix 7 of these Guaranteeing rules;  
- Written notices to the Businessmen of Astana and Almaty cities on results of 
revision of the project at RCC;  
12) After receiving the copy of the RCC minutes / extracts from the RCC minutes on 
agreement of partial guarantee of the loan of the Businessman from the Regional 
coordinator, Financial agency shall send a guarantee letter as per Appendix 4 to these 
Rules of guaranteeing to the Bank.  
13) Projects not agreed with RCC shall be rejected.  
14) After obtaining a  guarantee letter, bank and entrepreneur shall conclude bank loan 
agreement. Copy of the bank loan agreement shall be sent to the Financial agency.  
15) After receiving guarantee letter, as per decision of the Bank, partial issue of 50% of 
the loan amount shal l be allowed.  
16) After receiving RCC minutes / extracts from the RCC minutes and based on the 
decision of the authorized body, Financial agency shall prepare and sign guaranteeing 
agreement which is being sent to the Bank. Entrepreneur shall perform transfer  of the 
fees for providing guarantees to the bank account of the Financial agency.  
17) Bank shall sign the guaranteeing agreement, shall provide its signing by entrepreneur 
and send the signed guarantee agreement to the Financial agency.  
18) Bank after receiving  from the Financial agency a signed guaranteeing agreement, shall 
perform issue of the loan to the entrepreneur.  
57. For paying out the issued guarantees, Regional coordinator of the Program at the beginning 
of the coming year shall transfer to the Financial agency 50% of the transfers allocated for 
guaranteeing the loans.  
58. The rest of the transfers is being transferred to the Financial agency after complete 
assimilation of the half of the funds, transferred to the Finance agency at the start of year, 
dependin g on concluding guarantee agreement, in following way:  G/SCM/N/284/KAZ  
 
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  1) After conclusion of the guaranteeing agreement, Financial agency shall send to the 
Regional coordinator of the program a relevant notification;  
2) Regional coordinator of the program after receiving the l etter from the Financial 
agency on concluding guarantee agreement, shall perform transfer of the funds in 
amount of 20% from the guarantee amount to the current a ccount of the Financial 
agency.  
59. Funds allocated for guarantees within the Program and not used  by Regional coordinator of 
the program / Local coordinators / Financial agency in the current finance year, can be used during 
the next year for guaranteeing the projects including those projects approved in the next financial 
year. 
6  PROGRAM MONITORING  
60. Monitoring of the Program process shall be performed by Financial agency which includes 
following:  
1) Monitoring of the proper use of the new loan by entrepreneur with whom concluded a 
guarantee agreement based on the data and documents p rovided by Bank or 
entre preneur.  
2) Monitoring of the payment discipline of the entrepreneur based on the data provided 
by Bank or other certain sources.  
61. For performing monitoring functions, Financial agency may request from the entrepreneur 
and Bank, the Bank and Businessman shall provide the required documents and information 
related to the monitoring object including those that contain tax confidentiality, perform 
monitoring of the project execution by v isiting the place of execution.  
62. Financial agency may cancel the guarantee in c ase of revealing facts of improper use of the 
loan, violation of the terms of the Program or guarantee agreement, non execution of the terms of 
providing guarantees set by decision of the Finance agency on providing guarantees.  
63. Bank shall perform monitorin g of the Project of the entrepreneur which includes:  
1) Every month – routine monitoring of the project process;  
2) Once per year – expanded monitoring of the project process as per order set by 
internal documents of the Bank that do not contain information on p rocess of the 
Project (as per the business plan);  
64. Report on current monitoring of the project process of the entrepreneur as per Appendix 5 
of these guaranteeing rules shall be provided by Bank to the Financial agency not later than 
on 5th of each month fo llowing the reporting month, in written form and additionally being sent to 
the email address of the responsible executor iden tified by Financial agency.  
65. Report on expanded monitoring of the Project process shall be provided by Bank to the 
Financial agency  not later than on 30th of each month, in written form and additionally being sent 
to the email address of the responsible executor, identified by Financial agency.  
66. Financial agency every month till 25th of each month following the reporting month, shall 
provide to the authorised body report on guarantees as per Appendix  6 of these Guaranteeing 
rules.  
67. Bank shall inform within 3 business days in written form on occurred limitation or 
prohibitions for performing actions of the Bank, also on one -time sales and  other one -time transfer 
of the rights of the ownership or transfer of the rights of property and using over 10% of the ban k 
shares.  G/SCM/N/284/KAZ  
 
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  APPENDIX 1  
OF THE GUARANTEEING RULES  
Estimation of the required guarantee sum as per the Project  
(name of the private enter prise) 
 
 Project 
name  Loan 
amount, 
thous.tenge  Period  
of loan, 
months  Mortgage 
security  Assessed 
value, 
thous.tenge  Mortgage 
security, 
thous.tenge  Required 
amount of 
guarantee, 
thous.tenge  Total 
amount of 
guarantee 
to the loan 
sum,(%)  
 2 3 4 5 6 7 8 9 
         
Officer ________________________________ name  
signature, stamp  
responsible employee _____________________name  
signature  
APPENDIX 2  
OF THE GUARANTEEING RULES  
TO: Akimat _____________________________________  
From _________  
Application No. 
According  to the Guaranteeing rules as per the loans of the private enterprises within the 
Integrated business support and development program "Business road map 2020 ", approved by 
Regulation of the Government of Republic of Kazakhstan 
No.___________dated_______(he reinafter – Program), please initiate bringing the issue for the 
attention of the Regional coordination council on ___________, on possibility of partial 
guaranteeing for the loan for JSC__________within the Program in accordance with the following:  
1  INFOR MATION ON PARTICIPAN T 
Name of the private enterprise   
Information on founder   
Legal address   
Actual address   
Post address   
Date of state registration / reregistration   
No. of the certificate on state registration / reregistration   
Types of activitie s  
Supervising agencies, holding or central company   
BIN / IIN  
Work experience   G/SCM/N/284/KAZ  
 
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  2  MANAGEMENT  
Top manager  
Name   
Position   
Home / office telephone   
Year and place of birth   
ID number, series number   
Current home address   
Residence registration   
Work experience   
Chief accountant  
Name   
Home/office telephone   
Year and place of birth   
ID number, series number   
Current home address   
Residence registration   
Work experience   
Contact person  
(Name, position, phone )  
3  OWNERS  
(founder, partner, for JS C – shareholders owning 5% and more shares).  
Name / full name  % Details  
   
   
   
   G/SCM/N/284/KAZ  
 
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  4  INFORMATION ON CURRE NT ACTIVITIES  
Branch (as per CCEA / SPIID)   
Sub branch (as per CCEA / SPIID)   
Types of products and services   
Annual turnover   
Income or loss f or the last reporting date   
Actual number of employees  Females  
Name of the project (short description)   
Place of project execution (oblast, town)   
Quantity of the work places   
5  INFORMATION ON BANK ACCOUNTS  
Banking details (to show all the current an d saving accounts within all the service 
banks):________________________________________________________________________
__________________________________________________________________ __________ __
__________________________________________________________ _________ _____ ____ 
6  LOAN HISTORY  
Indicating all the bank loans, leasing, that have been used in the process of work of the Private 
enterprise, both paid out and not paid out loans.  
Loaner  Amount  Date of 
issue  Terms of paying 
out the fees  Terms of 
paying out  
the main 
debt Period of 
paying out as 
per the bank 
loan Date of 
effective 
payment  
1.       
2.       
7  INFORMATION ON CURRE NT LOANS  
Date and rate of the currency:/  
 Bank  Details on 
bank loan 
agreements 
(No., date)  interest 
rate, %  Currency 
of loan  Total 
amount of 
the loan  Balance of 
debt on 
the main 
debt as of 
indicated 
date Date of 
ending 
the 
period 
of loan  Goal of loan 
(short 
description)  
         G/SCM/N/284/KAZ  
 
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  8  INFORMATION ON TAKIN G PART IN OTHER STAT E PROGRAMS AND STATE  SUPPORT 
MEASURES APPLIED IN REGARDS TO THE P RIVATE ENTERPRISES  
No. Name of the state program/  
state  support measures  Name of the state  body, 
national fund/ holding  Additional information  
1.    
2.    
9  GUARANTEES AND AGREE MENTS  
I guarantee, that all the information indicated in this application is t rue and completely comply 
with the reality, and agree that in case of revealing improperness of the indicated data and 
information, this application might be rejected on any stage when will be revealed information 
confirming falseness of the indicated data .  
Hereby I provide irrevocable agreement to the executive body for providing the information 
indicated in this application to the concerned third parties.  
Appendixes:  
list of the documents stipulated in  this Agreement.  
________________ ________________ __ ______________ ________________ ________   
(name)   (signature)  Date 
APPENDIX  3 
OF THE GUARANTEEING RULES  
List of the documents provided by bank to the Financial agency, for conducting expertise 
of the private enterprises   
1  GENERAL DOCUMENTS  
 Name of the doc ument  Form  
1 2 3 
1 Cover letter for the list of the documents  Original  
2 List of all documents existing in the package of the documents or act 
on accepting of the documents  Original signed by authorized 
representative of the Bank and 
signed/stamped by  Bank 
3 Application for receiving loan in the Bank  Copy compared with the original 
by authorized representative of 
the Bank  
4 Decision of the authorized body of the Bank on providing the loan 
under guarantee of the Finance agency, expert conclusion of t he 
loan, pledge and legal management of the risks of the Bank  Copy compared with the original 
by authorized representative of 
the Bank  
5 Finance documents of the private business objects as of the last 
reporting date (with decoding the accounts receivabl e and loans 
receivable with indication of the date of occurrence of the debts, 
planned date of payment and object of debts, decoding the main 
assets, inventories), report on incomes and expenses for the last 
12 months (for individual businessmen)*  Copy com pared with the original 
by authorized representative of 
the Bank  
6 Finance documents of the private business objects as of beginning of 
the year and the last reporting date (with decoding the accounts 
receivable and loans receivable with indication of the  date of 
occurrence of the debts, planned date of payment and object of 
debts, decoding the main assets, inventories), stamped with the 
stamp of the private business objects (for the legal entities)*  Copy compared with the original 
by authorized representa tive of 
the Bank  
7 Decoding the articles of the report on incomes and expenses – 
income from execution, prime cost, expenses of the period, other 
incomes and expenses, scope of the sales products in the monetary 
and natural form for the reviewing period*.  Copy compared with the original 
by authorized representative of 
the Bank or original  G/SCM/N/284/KAZ  
 
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  8 Certificate from the servicing bank on existence (absence) of the 
loan debt, on turnovers for the last 12 months, also estimation 
documents that haven't been paid on t ime (card register No. 2) as 
of the moment of revising the documents, including indication of the 
full details of the service bank  Original as per the form of the 
Bank (allowed copy compared 
with the original till 30  calendar 
days)  
9 Certificates on exis tence of the loan debt including delayed ones 
from other financial organizations (in case of existence of the loans, 
except the banks)  Original (allowed a copy 
compared with the original till 
30 calendar days)  
10 Certificate on existence (absence) of th e debts as per taxes and 
other mandatory payments to the budget, mandatory pension taxes 
and social taxes.  Original (certificate from 
egov.kz)  
11 Information on all the existing accounts in the second level banks  Original of the Private business 
object l etter 
12 Licences, patents, quotas and etc. (in case if the activity type of the 
applicant is licenced or licenced the sale of certain types of goods 
and services for which designated the borrowing funds)  Copy compared with the original 
by authorized rep resentative of 
the Bank  
13 Documents on execution of the Project (if exists) 1)  contracts, sale 
and purchase agreements, agreement on intentions, agreement for 
works (with attachment of the licence for performing by contractor 
of the construction installa tion works or other works), rendering 
services, acts of completed works, accounts for payment and etc.  
2)estimation as per the planned works, relevant permit for 
performing construction installation works (including if the loan is 
issued for using in the c onstruction, reconstruction sphere and etc.);  
3)documents confirming own participation in the project;  
4) other documents used by Bank for revising the project  Copy compared with the original 
by authorized representative of 
the Bank  
14 Business plan  Original or Copy compared with 
the original by authorized 
representative of the Bank  
15 Existing or worked out contracts for the last and current years 
(if exist)  Copies  
16 Loan agreements (in case of existing of the effective loans)  Copies  
17 Documents co nfirming authorities of the persons concluding the 
bank loan agreements, agreements on pledge and guarantees on 
behalf of the bank  Copies with the stamp of the 
Bank (can be provided by bank 
at the moment of concluding the 
guarantees)  
18 Certificate issu ed by Finance agency on passing through training 
within the frame of the training programs of the Program  Copy 
Note:  1) * as per the loans exceeding 180 mln.tenge;  
2) period of financial report shall not exceed 3 months as per the date of providing docum ents by 
Bank.  
2  DOCUMENTS IDENTIFYIN G THE LEGAL STATUS A ND AUTHORITIES OF TH E PRIVATE 
ENTERPRISES  
1. In case if the private business object is an individual entrepreneur:  
 Name of the document  Form  
1 ID Copy compared with the original by authorized 
represen tative of the Bank  
2 Certificate on state registration of the individual 
entrepreneur or in cases stipulated by legal acts of the 
Republic of Kazakhstan – patent  Copy compared with the original by authorized 
representative of the Bank (allowed certificat e 
from egov.kz)  
3 Document with samples of signatures and stamps  Notarized original  
4 Agreement with the private business object for 
providing information to the loan agency and receiving 
the loan report  Original is provided to the name of the finance 
agency  
5 Agreement of the private business object for collection 
and processing of the personal data  Original is provided to the name of the finance 
agency  G/SCM/N/284/KAZ  
 
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  2. In case if the private business object is a legal entity, registered as per the legislation o f the 
Republic of Kazakhstan.  
No. Name of the document  Form  
1 2 3 
1 Charter, its amendments  Notarized copy  
2 Certificate on state reregistration of the legal entity  Notarized copy(allowed certificate from 
egov.kz)  
3 Decision of the authorized body of the private business 
object on assignment of the senior head  Original or Copy compared with the original by 
authorized representative of the Bank  
4 ID document of the person authorized to sign the 
documents on behalf of the private business object in 
the Bank and at the Finance agency, also documents 
confirming his authorities  Copy compared with the original by authorized 
representative of the Bank  
5 Decision of the authorized body of the private business 
object that made decision on attracting guarante es Original as per the form approved by finance 
agency  
6 Decision of the authorized body of the private business 
object that made decision on attraction of the loan  Original as per the form approved by bank  
7 Document with samples of the signatures of the senior 
head, chief accountant and stamp of the private 
business object  Notarized original  
8 Agreement of the private business object for providing 
information to the loan agency and receiving loan 
report  Original is provided to the name of the financ e 
agency  
If necessary, Financial agency may request additional information and information as per the 
Project.  
In case of providing a document consisting of certain pages, such document shall be laced and 
numbered or provided with signature of the author ized persons and stamped on each page of the 
document.  G/SCM/N/284/KAZ  
 
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  APPENDIX 4  
OF THE GUARANTEEING RULES  
At JSC«____________»  
Primary guaranteeing letter  
Within the execution of the Agreement on cooperation on guarantees for the loans of the second -
tier banks for the private enterprises within the execution of the first / second component of the 
Program (hereinafter – Agreement), informing that "Damu " Business development fund JSC 
(hereinafter – Finance agency revised and approved the application of the Private entrepr eneur/ 
LLP/ JSC "________ " on providing guarantees of the Finance agency as per the 
project:_________ "_________ ".  
Financial agency is ready to provide guarantees for Private entrepreneur/ LLP/ JSC "_________ " 
as per the project: "___________ " on followin g terms:  
1) Sum of guarantee: _______________ (___________) tenge which comprises___________ 
% of the loan sum;  
2) Period of loan  
3) Other terms of providing guarantees regulated by guarantee agreement which shall be 
concluded as per the terms of the Agreement.  
Period of validity of this primary guarantee letter comprises______.  
In case of amendments in the normative legal acts of the Republic of Kazakhstan that 
regulate terms of the state support in the form of partial guarantees of the loans of the 
private busine ss objects, Finance agency may reconsider the above mentioned terms of 
guarantees and change or cancel them completely or partially, on which the Bank will be 
notified before signing the guarantee agreement.  
 
Regards,  
__________________ _________________ _ ______________  
(position)  (signature, stamp)  (name)  G/SCM/N/284/KAZ  
 
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  APPENDIX 5  
OF THE GUARANTEEING RULES  
Report of JSC  
"_____ " on current monitoring of the process of the Projects of private enterprises  
Within the first / second component of the Program  
For the period fr om _______to  ______  year  
No.  Name of the bank  Place of addressing 
of the private 
enterprise object 
(oblast, region)  Name of the lender  IIN/BIN of the lender  
1 2 3 4 5 
 Legal status 
(LLP,  Private 
entrepreneur, 
farming, PK)  No. of the bank loan 
agreement  / 
agreement on 
opening the loan line  Date of the bank loan 
agreement / 
agreement on 
opening the loan line  Period of loan  
 6 7 8 9 
     
 Total amount of the 
loan Fee rate as per the 
loan Grace period on 
paying out the main 
debt Grace period on paying 
out the fee  
 10 11 12 13 
     
 Date of issue as per 
the loan (tranche)  Amount of the actual 
issuing funds  Balance of debts per 
the reporting date  No. of guarantee 
agreement  
 14 15 16 17 
     
 Date of the 
guaranteeing 
agreement  Sum of guarantee of 
the f inancial agent  Sum of execution of 
the duties of the 
Finance agency as 
per guarantees  Sum of the delayed 
debts as per the 
principal debt  
 18 19 20 21 
     
 Number of delayed 
days as per the 
principal debt  q-ty of the delayed 
days as per the 
payment of f ees Loan object 
(investment loan / 
replenishing the 
floating assets)  CCEA code  
 22 23 24 25 
     
 Project  business  
(starting  / current ) Period of availability 
as per the 
agreement on bank 
loan / on opening 
the loan line  Date of decision of 
the authorize d body 
of the bank  Classification category 
as per the requirements 
of the National Bank of 
the Republic of 
Kazakhstan  
 26 27 28 29 
     
Officer ________________________________ name  
signature, stamp  
responsible employee _____________________name  
signatu re  G/SCM/N/284/KAZ  
 
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  APPENDIX 6  
OF THE GUARANTEEING RULES  
Report on guarantees  
(provided by financial agency from the perspectives of the directions of the Program to the 
Authorised body)  
No. Name of the oblast  Amount of the 
loan as per the 
bank loan 
agreement  Sum of the actual 
issue of the funds  Balance as per the 
principal debt  
1 2 3 4 5 
2  
    
3 Sum of guarantees 
of the Finance 
agent  Balance of the 
balance sum  Sum of the executed 
duties by Finance 
agency on guarantees   
4 6 7 8 9 
  
    
Officer _____________________ ___________ name  
signature, stamp  
responsible employee _____________________name  
signature  
APPENDIX 7  
OF THE GUARANTEE RUL ES  
(recommended form)  
PROTOCOL No. ______________  
of the Regional coor dination council meeting as per _____________________________  
Place of meeting   
 
Date of meeting   
 
Chairman of council   
 
Attended members of the council   
 
Absent member of the council   
 
Invited persons   
 
Secretary of the council   
 
Agenda   
 
No.  Name of the issues  
1  
 
2  
 
 
  
 
The council reviewed  
No. Name  of the 1st issue 
1  
  G/SCM/N/284/KAZ  
 
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  Council made decision  
1. To approve the application of the form of state support in the form of guarantees due to:  
- Compliance with the criterions of the Integrated business support and development 
program "Business road map 2020 " 
- Compliance with the high priority branches of the Integrated business support and 
development program "Business road map 2020 " 
Non usage of other measures of support through state development institutes for the below shown 
list of the projects of the private enterprise objects:  
No. Name   
Private enterprises  Project  Branches (with indication of the 
CCEA code)  Bank  
1 2 3 4 5 
 
  
  
  
  
 
Sum of the loan  Required guarantee  Sum Required sum of guarantees to the 
sum of the loan (%)  
6 7  8 
 
  
  
  
 
 
  
  
  
 
 
  
  
  
 
Description of the project  Terms of cancelling 
guarantees  Notes  
9 10 11 
 
  
  
 
2. To send the list of the approved projects to "Damu " Fund on development of 
entrepreneurship JSC and to the indicated Banks of the second level . 
3. To refuse in approval of u sing the form of state support as per the form of guarantees due 
to: 
1) Non compliance with the criterions of the Integrated business support and 
development program "Business road map 2020 " 
2) Non Compliance with the high priority branches of the Integrated bus iness support 
and development program "Business road map 2020 " 
3) Application of other support measures through the state development institutes for 
the below shown list of the projects of the private enterprise objects:  
No. Name    Reason of rejection  
Priva te business 
object  Project  Branch  Bank  
      G/SCM/N/284/KAZ  
 
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  Signatures of the Council members  
No. Name and Status of the 
Council member  IN FAVOR  AGAINST  NOTES  
1 Chairman of the council   
  
  
 
2 Deputy Chairman of the council   
  
  
 
3 Member of the Council   
  
  
 
4 Member of the Council   
  
  
 
5 Member of the Council   
  
  
 
Council reviewed  
No.  Name of the 2nd issue 
  
Council decided  
1. 
2. 
3. 
... 
Signatures of the Council members  
No. Name and Status of the 
Council member  IN FAVOR  AGAINST  NOTES  
1 Chairman of the council     
2 Deputy Chairman of the council     
3 Member of the Council     
4 Member of the Council     
5 Member of the Council     
Secretary of the Council  _______________________ name  
In case if the member of the council will vote "against " in the No tes column shall be indicated the 
reason of such decision.  G/SCM/N/284/KAZ  
 
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APPENDIX 3  
OF REGULATION OF THE  GOVERNMENT OF REPUBL IC OF KAZAKHSTAN  
No. 168 of 31 March 2015  
Approved by Regulation of the Government of Republic of Kazakhstan  
No. 556 of 10 June 2010  
Rules on P roviding State Grants within the Frame of the Integrated Business Support 
and Development Program "Business Road Map 2020 " 
1  GENERAL  PROVISIONS  
1. These Rules on providing with state grants within the frame of the Integrated Business 
Support and Development Pro gram "Business Road Map 2020 " (hereinafter – Rules on providing 
state grants) shall be developed in accordance with Law of the Republic of Kazakhstan "On Private 
Entrepreneurship " of 31 January 2006 and identify the terms and mechanism of providing state 
grants to the private entrepreneurs.  
2. Providing the beginning private entrepreneurs with state grants (for opening own business) 
shall be made within the Integrated Business Support and Development Program "Business Road 
Map 2020 " approved by Resolution of the Government of Republic of Kazakhstan No. ____ 
of_____201____ (hereinafter – Program).  
3. State grants shall be provided to the small enterprises, including beginning young 
entrepreneurs, beginning entrepreneurs, as well as women, disabled people and peopl e over 
50 years old on irrevocable and non -refundable basis to implement new business ideas in the high 
priority economy sectors in accordance with Appendix 1 to the Program and in the processing 
industries, and Appendix 2 of the Program.  
4. State grants for  the small enterprises, including beginning young entrepreneurs, beginning 
entrepreneurs, as well as women, disabled people and people over 50 years old from the mono -
industry towns, small towns and rural areas, shall be provided without sectorial limitati ons.  
5. State grants shall be provided by means of the Regional coordinators of the Program as 
results of held contests on selection of the application of the entrepreneurs for providing state 
grants. Herewith a compulsory condition for participation in the contest shall be an existence of 
the certificates of training components within the frame of the Program and / or the Program 
"Road Map of Occupation 2020 ". 
6. Services of the Financial agency shall be paid by Authorized body from the republican 
budget.  
7. Funds allocated for providing grants shall be transferred by Authorized body to the Regional 
coordinator of the Program from the target transfer funds.  
8. Financing of support measures in the form of grants shall be made from the republican 
budget.  G/SCM/N/284/KAZ  
 
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  2  TERMS AND DEF INITIONS  
In these Rules on providing state grants the following terms and definitions shall be used:  
Beginning entrepreneur  an entrepreneur whose period of state registration as an individual 
entrepreneur or a legal entity comprises less than 3 years at t he moment of 
referring to the bank/leasing company/micro financial agency for the loan / 
leasing agreement / micro loan. Affiliation of the beginning entrepreneur with 
operating entrepreneurs shall be allowed upon setting up a new form of activity 
which di ffers from the current activity of the currently effective affiliated 
entrepreneur;  
Beginning young 
entrepreneur  an individual entrepreneur at the age of 29 years old (inclusive), whose period 
of state registration as an individual entrepreneur comprises less than 3 years 
at the moment of referring to the bank for the loan. The age of the individual 
entrepreneur shall be defined on the date of referring to the bank. Affiliation of 
the beginning young entrepreneur with operating entrepreneurs shall be 
allowed upon setting up a new form of activity which differs from the current 
activity of the currently effective affiliated entrepreneur;  
Entrepreneur  Private entrepreneur, including beginning young entrepreneur, beginning 
businessman, as well as women, disab led people and people over 50 years old;  
Innovation  Result of activities of the physical and legal entities that obtained practical 
implementation in the form of new or improved production, technologies, 
goods, works and services, organizational decision s of technical, production, 
administrative, commercial character, also other socially useful result with 
consideration of providing ecological safety for improving the economic 
efficiency.  
New business idea  Business initiative designated for implementati on of the certain project, which 
envisages producing goods, rendering services, execution of works using 
materials, technologies and methods that haven't been earlier used during 
implementation of such projects. Projects envisaging production of goods, 
rendering services, performance of works that haven't been earlier not 
implemented in the certain administrative territorial unit shall be refereed to 
the new business ideas  
Agreement on providing 
grant  Three -party written agreement as per the form approved  by authorized body 
on entrepreneurship, concluded between the Regional coordinator of the 
Program, Financial agency and entrepreneur, as per terms of which the 
entrepreneur shall be provided with the grant;  
Regional coordinator of the 
Program  structural  division of the local executive body identified by Akim of oblast 
(capital, republican city) which is in charge for the implementation of the 
Program on the oblast level (capital, republican level city);  
Local coordinator of the 
Program  structural divisi on of the city / region identified by akim of the oblast, which is 
responsible for the implementation of the Program in the city or on regional 
level;  
Authorized body  an authorized body on entrepreneurship  
Contest Commission  Collegiate consultative body with a participation of the local executive body 
representatives, public associations, scientific educational institutions, industrial 
experts, regional mass media. The Chairman of the Contest Commission may 
not be a representative of the local executive b odies.  
Regional  coordination  council  
(RCC)  consultative advisory body organized and headed by the akim of the oblast, 
Astana and Almaty cities, with participation of the business society 
representatives no less than 50% of total amount.  
Financial agen cy Joint stock company "Fund of Entrepreneurship  Development of "Damu"", 
performing execution and monitoring of the financial support within the 
Program  
Business project  Plan of the entrepreneur which allows to setup own business (production of 
goods, exe cution of works, services), made in the form of description, 
estimations, prognosis  G/SCM/N/284/KAZ  
 
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  3  ORDER OF PROVIDING ST ATE GRANTS FOR ARRAN GING AND IMPLEMENTAT ION OF 
THE PROJECTS WITHIN THE INTEGRATED BUSIN ESS SUPPORT AND DEVE LOPMENT 
PROGRAM "BUSINESS ROAD MAP 20 20" TERMS OF PROVIDING TH E GRANTS  
9. Participants of the contest for providing grants can be entrepreneurs performing their 
activities within the Program, and submitted full scope of documents to the contest in accordance 
with the paragraph 17 of these Rules on pr oviding state grants.  
10. Each entrepreneur can be a participants of the contest for providing grants as per one 
business project.  
Compulsory condition of the business project shall be co -financing of the expenses for its 
implementation in amount no less than  10% from the provided grant, including personal property 
by Entrepreneur.  
Entrepreneur  shall use the grant funds for the following Goals:  
1) Purchasing fixed assets and materials  
2) Purchasing intangible assets  
3) Purchasing technologies  
4) Obtaining the rights for f ranchise  
5) Expenses connected with survey works and/or  implementing new technologies  
11. The grant funds may not be used for purchasing real estates, lands and as a payment for 
the rent.  
Maximum amount of the grant for one entrepreneur may not exceed 3  000 000 (three millions) of 
tenge.  
In case when founders of the newly created legal entity are several physical entities, included into 
the high priority target group, the sum of the Grant to the indicated legal entity shall not exceed 
the sum equal to the number of the indicated founders for 3  000 000 (three millions) of tenge.  
12. Grants may not be provided to the entrepreneurs:  
1) That in the process of reorganization, liquidation and bankruptcy, and also activities of 
which ceased in accordance with the legislation o f the Republic of Kazakhstan.  
2) Having debts as per taxes and other mandator y payments to the state budget.  
3) Basic activities of which is leasing.  
13. To conduct contest, the Regional coordinators of the program shall set up a Contest 
Commission on selection of t he applications of entrepreneurs, that willing to obtain grants, and 
approve its membership. Basic principals of the Contest Commission shall be a creation equal 
terms for the entrepreneurs, also uniformity of requirements to them, integrity of the survey of 
the submitted documents, objectivity of the made decisions.  
14. Contest commission shall consist of the Chairman, deputy Chairman and members of the 
Contest commission. Membership of the Contest Commission shall be formed with obligatory 
participation of t he representatives of the executive bodies, public associations, industrial experts, 
scientific educational institutions, regional mass media.  
Chairman of the Contest Commission can not be a representatives of the local executive bodies 
and Financial agen cy.  G/SCM/N/284/KAZ  
 
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  Secretary of the Contest Commission shall arrange the meetings of the Contest Commission, 
namely: in coordination with the Chairman to define the place, date and time of the meeting, to 
inform all Commission members on next meeting, to provide require d for the meeting materials for 
the members.  
Secretary of the Contest Commission shall not be a member and shall not have the right of vote 
when making decisions.  
Meeting of the Contest Commission shall be considered as eligible if more than a half of th e 
Commission members shall participate in it.  
Decisions of the Contest Commission shall be accepted if more than a half of the members, 
attending the meeting, vote in favour of it. In case of equity of the votes, the voice of the 
Chairman of the Commissio n shall be considered as the decisive vote.  
15. Working body of the Contest Commission shall be a Regional Coordinator of the Program 
who: 
1) Publish in the oblast regional weekly media the notification on starting of the contest 
selection of the entrepreneurs f or providing state grants (for opening own business) 
according to Appendix 1 to these R ules on providing state grants;  
2) On periodic basis provide informing through regional mass media on  providing state 
support to the entrepreneurs in the form of grants dur ing the process of the Program;  
3) Consult the entrepreneurs on issues of participation in the contest and issues having 
relation to its conduct, on terms and order of providing grants;  
4) Accept from the entrepreneurs applications for participation in the conte st and 
documents attached to them in accordance with rules on providing state grants;  
5) Arrange and conduct the contest;  
6) Inform the entrepreneurs on provision of the Grant or on refusal on its provision . 
16. Compulsory condition for participation in the contest shall be an existence of the certificates 
of training components within the Program.  
17. For participation in the contest, entrepreneur shall provide application the tender application 
as per approved form to the indicated address or through his authorized re presentative, which is 
being signed by head or deputy head, and being stamped with the stamp of the businessman. And 
for participation in the contest, entrepreneur may provide only one request.  
18. Periods and place of submitting the application shall be indi cated in the announcement on 
contest.  
19. Entrepreneurs willing to receive the grants shall address to the Local coordinator (for Astana 
and Almaty cities – to the regional coordinator) and submit the following documents:  
1) Application for participation in the contest selection on providing grants as per the 
form in accordance with Appendix 2 of these Rules on providing of state grants which 
will be placed on the web portal of the Program administrator;  
2) Copy of the certificate on state registration of the legal entity;  
3) Certificate on budget estimations on taxes, fees and  
4) Certificate on average number of the hired employees at the moment of submitting 
the application signed by head and stamped by applicant.  G/SCM/N/284/KAZ  
 
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  5) Business project  
6) Copy of the document confirming train ing of the entrepreneur within the Program and 
Employment Program 2020.  
7) Copy of the Statute of the legal entities (if exist)  
8) Copy of the license on the type of activity (if necessary)  
9) Power of attorney for submitting application on behalf of the entrepre neur, copy of the 
passport of the private attorney (on behalf of the legal entity – certified by legal 
entity).  
20. The applications are accepted within the periods indicated in the announcement on 
conducting the tender. Each request received within the requir ed period is registered in the log for 
registering the received applications with allocation of the number, indication of the date and time 
of submitting the documents. On each application being made a mark on acceptance with 
indication of the date and tim e.  
21. Local coordinator of the Program after obtaining the documents from the entrepreneur shall 
following:  
1) Check completeness of the submitted documents. In case of submitting not full 
package of documents or documents not complying with the forms, Local co ordinator 
within 2 days shall return to the entrepreneur the submitted documents with 
indication of the non conformitie s for their correction.  
2) Send the project of the entrepreneur for revising to the Regional coordinator during 
2 business days form the mom ent of obtaining  full package of the documents.  
Revision of the contest applications  
22. Regional coordinator of the program (working body of the contest commission) after 
receiving the documents of the entrepreneur shall:  
1) Check completeness of the documents;  
2) Prepare the agenda issues, identify the date, time and place of meeting of the tender 
commission, and inform the members of the commission . 
23. Regional coordinator during 10 business days from the moment of obtaining all the 
documents and information shall br ing the materials of the entrepreneurs for the attention of the 
Tender commission  
24. Tender shall be conducted no less than once per month . 
25. Entrepreneur shall present his business project at the meeting of the tender committee  
26. Committee according to the legis lation of the Republic of Kazakhstan and these rules on 
providing grants shall perform following functions:  
1) Reviewing the business projects of the tender participants . 
2) Giving recommendations on providing grants or on refusal . 
Information on personal voting  of the Tender commission members during selection of the 
Entre preneur shall not be disclosed.  
Tender commission may receive through the Local coordinator a conclusion from the 
authorized state bodies on provided tender documentations.  G/SCM/N/284/KAZ  
 
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  Tender commission wh en studying the applications may request through the Local 
coordinator of the program (for Astana and Almaty cities – regional coordinator) in the 
relevant authorized state bodies, also legal and physical entities information on compliance 
of the informati on indicated in the applications.  
27. Tender commission when studying the applications shall give recommendations based on the 
following criterions of assessing the business project of the Entrepreneur:  
1) Novelty of the business ideas (for the disabled people n ot applied) ; 
2) Competitiveness of the business project (working out the market needs – marketing 
analysis);  
3) Readiness of the business project for implementing (working out the issue of 
arranging production, existence of the room for placing the project, sale s market, 
level of readiness of the pr oject for starting production).  
28. Recommendations on providing / non providing of the grant to the Entrepreneur is being 
covered in the minutes of the Tender commission with indication of the causes of the possible 
provision / non provision of the grant no later than in 3 business days since the last meeting of the 
commission.  
Minutes of the Tender Commission shall contain brief information as per each project.  
29. Minutes shall be signed by members of the commission, secre tary and approved by 
chairman of the commission.  
30. As per results of the tender, Regional coordinator during 1 business day shall send for 
revising to the RCC the minutes of the tender commission.  
RCC shall review the projects only in case of existence of the budget funds for subsidization in the 
relevant financial year.  
31. If necessary, RCC members may receive for revising materials as per each project.  
Within the meeting, RCC shall perform following actions:  
1) Discussion of the project and provided documents ; 
2) Revision of the recommendations of the  tender commission on providing/ non 
providing the grant funds ; 
3) As per results of discussion performs selection of the business projects of the 
Entrepreneur and making decision on possibility/impossibility to issue gr ants which is 
being covered in the minutes during 2 business days since the date of the RCC 
meeting. In case of rejection of the business projects, the reason of it shall be shown 
in the minutes.  
32. Regional coordinator of the program from the moment of prep aring the RCC minutes shall 
send:  
1) Notification to the entrepreneur on decision of the RCC ; 
2) Extract from the RCC meeting minutes as per approved / rejected business projects to 
the members of the Tender commission and Financial agency for conducting 
prepara tory measures for concluding with entrepreneur an agreement on providing 
grants, also to the local coordinator of the program for information.  G/SCM/N/284/KAZ  
 
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  Mechanism of providing Grants  
33. Regional coordinator, in case of positive decision of RCC, during 15 business days  since the 
date of approval of the minutes of its meeting, shall sign with Financial agency and entrepreneur 
an agreement on providing grants (hereinafter – Agreement).  
34. State grants shall be provided by state through the regional coordinators of the progr am as 
per results of the conducted tenders on selection of the application of entrepreneur for providing 
grants.  
35. After concluding agreement, Regional coordinator shall perform transfer of the funds to the 
banking account of the businessman.  
36. Grant funds s hall be transferred to the account of the businessman on tranche basis.  
37. For receiving the first tranche, Entrepreneur shall provide information on requested scope 
and planned usage of the grant funds.  
38. In case of compliance of the designation of the grant with the terms of these Rules, Regional 
coordinator shall transfer the requested amount of tranche to the account o f the entrepreneur.  
39. Entrepreneur shall use the Grant as per designation and fulfil the agreement terms.  
4  MONITORING OF THE PR OGRAM  
40. For the ex ecution of the monitoring functions, Financial agency may request from the 
entrepreneur all the required documents and information, including those having commercial and 
banking confidentiality, to perform monitoring of the project executi on by leaving to the work site.  
41. Monitoring of the Program process shall be performed by Financial agency which includes 
following functions:  
1) Proper use of the grant.  
2) Activities of the entrepreneur on execution of the business projects during 1 year 
since receiving the gran t. 
3) Fulfilment of the a greement terms by entrepreneur.  
42. Within the monitoring, Financial agency shall:  
1) Keep the registry list of the Grant receivers.  
2) Conduct monitoring of the proper use of funds received by entrepreneur and submit to 
the Working body and Re gional coordinator report on execution by entrepreneur of the 
business projects . 
43. In case if Financial agency reveals improper use of the Grant funds by entrepreneur, 
Financial agency in written form shall notify the Regional coordinator, local coordinator and RCC.  
Based on information provided by Financial agency, RCC may make decision on termination of the 
agreement with entrepreneur, and afterwards inform on his decision the Regional coordinator, 
Local coordinator and financial agency.  
44. In case if RCC ma kes decision on termination of the agreement with entrepreneur, regional 
coordinator shall conduct actions on returning the grant funds used improperly, as per the order 
stipulated in the legislation of the Republic of Kazakhstan.  G/SCM/N/284/KAZ  
 
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APPEN DIX 1 
OF THE RULES ON PROVIDING STATE G RANTS  
Announcement on tender  
Organizer of the tender:  _________________________________________  
Location: ___________________; post address: ___________; email 
address:_____________________;  
contact  phone ______________________________ ______________  
Subject of the tender: provision of the grants for the beginning, young entrepreneur, women, 
disabled people, people of over 50 years old age (for opening own business) within the Integrated 
business support and development program "Business  road map 2020 ". 
Form of the tender: open tender.  
Place of submitting the applications for participation in the tender: ____________________  
order of submitting the tender documents: for participation in the contest, the applicants providing 
by indicated a ddress, by mail and through personal authorized representative an application as per 
approved form and full package of the documents.  
Period of providing the tender documents from "______ "_____  «______» ______  
20________ to «________» 20______ during work  days from 10 am to 17 pm (local time).  
Date and time of submitting the applications: «______» _____ 20____ from 10 am (local time)  
Date and time of ending of submitting the applications: «______» _____ 20____ till 12 pm (local 
time)  
Applications received upon expire of the indicated period, may not be accepted. You can see this 
announcement and tender documents on www.dkb2020.kz . Site.  
APPENDIX 2  
OF THE RULES ON PROVIDING S TATE GRANTS  
APPLICATIONS  
For taking part in t he tender for issuing to the small business enterprises, including to 
the beginning entrepreneurs, beginning young entrepreneurs, women, disabled people, 
people of over 50 years old of the state grants (for opening own business) within the 
Integrated busin ess support and development program "Business road map 2020 ". 
______________________________________________________________________________
____________________________ ____________  (hereinafter - Entrepreneur)   (organizational 
legal form, name of the legal  entity;   last name, first name, surname of the individual 
entrepreneur,  ID data) ____________________________________________________________
______________________________________________________________________________  
(location, post address of the legal  entity;   residential address of the individual entrepreneur)  
______________________________________________________________________________
____________________________________________________________   (contact phone 
number with indication of the code of t he town (region), email address) 
______________________________________________________________________________
______________________________________________________________________________
___________________________________________________________________ ___________
__________________________________________   (banking  details) _____________________  
______________________________________________________________________________
______ _______________________ (indicate  the system  of taxation) 
____________________ __________________________________________________________
_________________________________________________________________ _____________
________________ (indicate the profiling direction of activity)_______ ____________________  
_____ ______________________ (indicate the economy branch) 
______________________________________________________________________________
____________________________________________________________ (indicate the average 
number of hired employees at the moment of submitting the applicatio n) G/SCM/N/284/KAZ  
 
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  ______________________________________________________________________________
____________________________________________________________   (head of the company 
(name,  position,  contact  phone) _____________________________________________________
________ ______________________________________________________________________
_______  (responsible executor of the project (name, position, contact phone) announcing on 
participation in the tender on providing to the beginning private business enterprises of the s tate 
grants (for opening own business).  
The entrepreneur is aware of the tender terms and submitting the required documents in 
accordance with the Rules.  
List of the provided documents  
 
 Legal entity  q-ty of 
pages  No. Individual entrepreneur  q-ty 
of 
pages  
 
 Copy of the certificate on state 
registration of the legal entity  
  
 1 Copy of the certificate on state 
registration of Individual 
entrepreneur   
 
 
 Certificate on the state of the 
calculation with the budget as per the 
taxes, fees and duties   
 2 Certificate on the state of the 
calculation with the budget as per 
the taxes, fees and duties   
 
* Certificate on average number of the 
hired employees at the moment of 
submitting the application, signed by 
head and stamped by applicant   
 3* Certificate on av erage number of 
the hired employees at the 
moment of submitting the 
application, signed by head and 
stamped by applicant   
 
 
 Business project   
 4 Business project   
 
 
 Copy of the document confirming 
passage of the Businessman through 
short term training at the "Business 
advisor" courses  or Occupation 
program 2020  
  
 5 Copy of the document confirming 
passage of the entrepreneur 
through short term training at the 
"Business advisor" courses or 
Occupation program 2020  
  
 
* Power attorney for the representati ve  
 6* Power attorney for the 
representative   
 
 
 Copy of the Charter   
 7* Copy of the licence for the 
activities   
 
* Copy of the licence for the activities   
  
  
  
 
* being filled in if necessary  
Claimant ________________ ______________________  
Stamp (signature) Name, position  
No. of request dated «_________» ______________ 20_________. «____» hours «______» minutes  
I confirm an absence of the delayed debts as per earlier provided budget loans.  
I confirm that the information provided is true, and I d on't mind against selective checking of the 
information by tender commission.  
The entrepreneur, signing this application, shall declare and guarantee following:  
1. All the data, information and documents, submitted to the Local coordinator (for Almaty and 
Astana – regional coordinator) along with this application shall be true and completely comply with 
validity as per below indicated date, in case of amendments in the indicated data, I oblige to 
immediately inform on it the Local coordinator (for Almaty and Astana – regional coordinator).  
2. Obliged to provide and open as per the first request of the L ocal coordinator of the Program / 
Regional coordinator of the program any information and documents containing banking and 
commercial confidential information reque sted within t he revision of this application.  G/SCM/N/284/KAZ  
 
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  3. Local coordinator of the Program / Regional coordinator of the program shall not check the 
validi ty of the indicated guarantees.  
4. Entrepreneur is warned on responsibility for providing false, incomplete or impro per 
information, stipulated by legislatio n of the Republic of Kazakhstan.  
5. Entrepreneur shall confirm that the competence of the entrepreneur allows to submit this 
application to the person who signs this application;  
6. Agrees with that in case of revealing i ncorrectness of the indicated information, this 
application might be rejected on any stage, when will be revealed information confirming 
incorrectness of the indicated information, and Local coordinator of the program (for Astana and 
Almaty - Regional coor dinator of the program) may not disclose the causes of rejection.  
Hereby, Entrepreneur shall provide for the Local coordinator of the program (for Astana and 
Almaty - Regional coordinator of the p rogram) an agreement with that:  
1. Local coordinator of the Pro gram (for Astana and Almaty - Regional coordinator of the 
Program) may provide within the periods indicated in this application information and documents 
provided by entrepreneur to the concerned third parties for checking and revision.  
2. All the data conta ined in this application, also all the documents required by Local 
coordinator of the program (for Astana and Almaty - Regional coordinator of the program) shall be 
provided only for providing grants within the Program.  
3. Local coordinator of the program (f or Astana and Almaty - Regional coordinator of the 
program) shall keep the right of checking of any information on Private enterprise, and documents 
provided by Private enterprise and original copy of the application shall be stored with the Local 
coordina tor of the Program (for Astana and Almaty - Regional coordinator of the program), even if 
the state grant shall not be provided.  
4. Acceptance by Local coordinator of the Program (for Astana and Almaty - Regional 
coordinator of the program) of this applicatio n of revision, also possible expenses of the Private 
enterprise (for preparation of the documents required for subsidization and etc.) do not oblige the 
Local coordinator of the program (for Astana and Almaty - Regional coordinator of the program) to 
provide the grants or reimburse the expenses of the entrepreneur.  
5. Confirm that acquainted and agree with the order of reviewing the issue on grants, and in 
future will not have any claims to the Local coordinator of the Program (for Astana and Almaty - 
Regional  coordinator of the program).  
Head (individual entrepreneur) ______________________ ______________________  
(signature)       (printed name)  
STAMP  
APPENDIX 4  
FOR REGULATION OF TH E GOVERNMENT OF REPU BLIC OF KAZAKHSTAN  
NO. 168 OF 31 MARCH 2015  
List of repeal ed certain decrees of the Government of Republic of Kazakhstan  
1. Regulation of the Government of Republic of Kazakhstan No. 301 of 13 April "On Approval of 
the Program "Business Road Map 2020 ". 
2. Paragraphs 2, 3 and 4 of Regulation of the Government of Republi c of Kazakhstan No. 556 
of 10 June 2010 "On Certain Measures on Implementation of the Program "Business Road 
Map 2020". G/SCM/N/284/KAZ  
 
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  3. Paragraphs 1 and 2 of the amendments and additions which are being made in certain 
decrees of the Government of Republic of Kazakhstan, approved by Regulation of the Government 
of Republic of Kazakhstan No. 711 of 13 July 2010 "On Amendments and Additions to Certain 
Decrees of the Government of Republic of Kazakhstan  on the Entrepreneurship Issues».  
4. Paragraph2 of Regulation of the Governm ent of Republic of Kazakhstan No.  783 of 
3 August  2010 "On Creation of Working group under the State Commission on Modernization of 
the Economy of the Republic of Kazakhstan on Implementation of the Second and Fourth 
components of the Program "Business Roa d Map 2020 " and Making Amendments and Additions to 
Regulations of the Government of Republic of Kazakhstan No. 301 of 13 April 2010 and No. 556 of 
10 June 2010". 
5. Regulation of the Government of Republic of Kazakhstan No. 1111 of 26 October 2010 
"On Amendme nts and Additions to Regulations of the Government of Republic of Kazakhstan 
No. 301 of 13 April 2010 and No. 556 of 10 June 2010 " (SAPP Republic of Kazakhstan 2010 
No. 58, page 555).  
6. Paragraphs 1 and 3 of the amendments and additions which are being made in certain 
decrees of the Government of Republic of Kazakhstan approved by Regulation of the Government 
of Republic of Kazakhstan No. 1520 of 31 December 2010 "On Amendments and Additions to the 
Decrees of the Government of Republic of Kazakhstan " (SAPP Re public of Kazakhstan, 2011, 
No. 12, page 15).  
7. Regulation of the Government of Republic of Kazakhstan No. 26 of 21 January 2011 
"On Amendments and Additions to Regulations of the Government of Republic of Kazakhstan 
No. 301 of 13 April 2010 and No. 556 of 1 0 June 2010 ". 
8. Regulation of the Government of Republic of Kazakhstan No.  63 of 31 January 2011 
"On Amendments and Additions to Regulations of the Government of Republic of Kazakhstan 
No. 301 of 13 April 2010 and No. 556 of 10 June 2010 ". 
9. Paragraph 9 of the  amendments, which made in certain decrees of the Government of 
Republic of Kazakhstan approved by Regulation of the Government of Republic of Kazakhstan 
No. 647 of 9 June 2011 "On Reorganization of the Non -commercial Joint Stock Company 
"Nazarbayev Univer sity" and Joint Stock Company "Nazarbayev Intellectual schools " 
(SAPP  Republic of Kazakhstan 2011, No. 41, page 533).  
10. Subparagraphs 1 and 2 of paragraph 1 of Regulation of the Government of Republic of 
Kazakhstan No. 784 of 11 July 2011 "On Amendments and Additions in the Certain Decrees of the 
Government of Republic of Kazakhstan " (SAPP Republic of Kazakhstan 2011, No. 46, page 622).  
11. Subparagraphs 1 and 2 of paragraph 1 of Regulation of the Government of Republic of 
Kazakhstan No. 1424 of 1 December 2011 "On Amendments to the Certain Decrees of the 
Government of Republic of Kazakhstan " (SAPP Republic of Kazakhstan 2012, No. 5, page 90).  
12. Regulation of the Government of Republic of Kazakhstan No. 357 of 27 March 2012 
"On Certain Issues on Implementation of th e Program "Business Road Map 2020 ". 
13. Regulation of the Government of Republic of Kazakhstan No. 541 of 28 April 2012 
"On Certain Issues on Implementation of the Program "Business Road Map 2020 ". 
14. Regulation of the Government of Republic of Kazakhstan No. 119 0 of 12 September 2012 
"On Amendments in Regulations of the Government of Republic of Kazakhstan No. 301 of 13 April 
"On Approval of the Program "Business Road Map 2020 " and No. 556 of 10 June 2010 "On Certain 
Measures on Implementation of the Program "Business Road Map 2020 "" (SAPP Republic of 
Kazakhstan, 2012, No. 70, page 1021).  
15. Regulation of the Government of Republic of Kazakhstan No. 498 of 7 May 2012 
"On Amendments and Additions to the Certain Decree of the Government of Republic of 
Kazakhstan ". G/SCM/N/284/KAZ  
 
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  16. Regulation  of the Government of Republic of Kazakhstan No.1596 of 31 December 2013 
"On Amendments and Additions to the Certain Decrees of the Government of Republic of 
Kazakhstan " (SAPP Republic of Kazakhstan, 2013, No. 90, page 1099).  
17. Regulation of the Govern ment of Republic of Kazakhstan No. 297 of 31 March 2014 
"On Amendments and Additions to the Certain Decrees of the Government of Republic of 
Kazakhstan and Repealing Certain Decrees of the Government of Republic of Kazakhstan ". 
18. Regulation of the Government  of Republic of Kazakhstan No. 790 of 11 July 2014 
"On Amendments and Additions in Regulations of the Government of Republic of Kazakhstan 
No. 301 of 13 April 2010 "On Approval of the Program "Business Road Map 2020 " and No. 556 of 
10 June 2010 "On Certain  Measures of Implementation of the Program "Business Road 
Map 2020"". 
19. Regulation of the Government of Republic of Kazakhstan No. 1034 of 27 September 2015 
"On Amendments to Regulation of the Government of Republic of Kazakhstan No. 279 of 31 March 
2014 "On Amendments And Additions to Certain Decrees of the Government of Republic of 
Kazakhstan and Repealing Certain Decrees of the Government of Republic of Kazakhstan ". 
20. Paragraph 1 of the amendments and additions which are being made in certain decrees of 
the Government of Republic of Kazakhstan, approved by Regulation of the Government of Republic 
of Kazakhstan No. 42 of 5 February 2015 "On Amendments to Certain Decrees of the Government 
of Republic of Kazakhstan and Repealing Certain Decrees of the Government  of Republic of 
Kazakhstan ". 
 
__________