RESTRICTED
WORLD TRADE WT/ACC/SPEC/HRV/5
21August 1997
ORGANIZATION(97-3444)
Working Party ontheAccession ofCroatia Original: English
ACCESSION OFCROATIA
Communication from Croatia
Thefollowing information onmeasures affecting trade inservices hasbeenreceived fromthe
Permanent Mission oftheRepublic ofCroatia.
_______________WT/ACC/SPEC/HRV/5
Page2
Horizontal Part
Please notethatthehorizontal restrictions which apply toallspecific services sectors havebeendescribed inthishorizontal part.WT/ACC/SPEC/HRV/5
Page3TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
A.HORIZONTAL
(1) Cross-border supply (1) - -
(2) Consumption abroad (2) - -
(3) Commercial presence (3) Investment
Establishment ofcommercial presence through
investment inCroatia issubject to:
a) theprovisions oftheCompany Law,
including thereciprocity requirement (which
ispresumed).
Thisrequirement willnotapply toWTO
Members asfrom thedateofaccession of
Croatia totheWTO.(3) Company Law("Official Gazette", No.111/93)
Lawonprotection ofMarket Competition
("Official Gazette", No.48/95)
Depending onthespecific services sectors.
LawonProperty ("Official Gazette", No.91/96)
Agricultural Land Act("Official Gazette",
No.79/93)
b) theprovisions oftheLawontheProtection
ofMarket Competition which prohibit
concentrations which might havetheeffect
ofrestricting freemarket competition.
Foreign participation canbelimited forsome
services sectors asindicated insector-specific
tables.
Services considered inCroatia aspublic utilities at
thenational orlocallevelmaybesubject topublic
monopolies ortothegranting ofconcessions to
theprivate operators.
RealEstate
Foreign persons mayunder presumed reciprocity
acquired orsellproperty ownership inCroatia
upon theapproval oftheMinister ofForeign
Affairs.WT/ACC/SPEC/HRV/5
Page4 Mode(s) ofSupply Measures Relevant Laws andRegulations
Foreign persons cannot acquire:
a) agricultural landandproperty located on
suchland, except asotherwise provided for
inaninternational treaty
b) landdefined (intheDefence Act)asmilitary
zones andproperty located onsuchland
c) property rights located onmarine resources.
d) landofstrategic interest toCroatia,
including landwithnatural resources (mines,
oiletc.)andproperty located onsuchland.
Therestrictions listed under b)tod)above apply
equally toCroatian citizens
(4) Presence ofnatural
persons(4) TEMPORARY ENTRY AND RESIDENCE OF
FOREIGN NATURAL PERSONS
Fortheentry andtemporary stayofnatural
persons which fallintooneofthefollowing
categories:Movement andResidence ofForeigners Act("Official
Gazette", No.53/91, 22/92 and26/93)
Employment ofForeigners Act("Official Gazette",
No.19/92, 33/92 89/92, 26/93, 29/94, 52/94)1*
a)Business visitors, i.e.persons taking partin
business meetings andbusiness contacts (e.g.the
preparation orestablishment ofacommercial
presence inCroatia), provided theyarenot
engaged inthesaleorsupply ofservices.
1*"Intra-Corporate Transferee" isdefined asanatural person working within alegalperson, except non-profit organisations, established intheterritory
ofaWTO Member, being temporarily transferred tosupply services through commercial presence intheterritory oftheRepublic ofCroatia. Thelegalperson
must haveitsheadoffice intheterritory ofaWTO Member andthetransfer ofthenatural person mustbeintoacompany ofthelegalperson mentioned,
effectively supplying thesame services intheterritory oftheRepublic ofCroatia.WT/ACC/SPEC/HRV/5
Page5Mode(s) ofSupply Measures Relevant Laws andRegulations
b)Intra-Corporate Transferees*, i.e.persons
employed byalegalperson ofanother Member or
persons whoarepartners inalegalperson (except
major stock-holders), whoexercise oneorseveral
ofthefollowing functions:
(i) persons holding senior positions within the
legalperson, primarily executives who
manage thecompany andwhoaresupervised
orguided bythemembers oftheBoard of
Directors orstock-holders, ortheir
equivalent, including:
- persons managing thewhole company, a
department, orasub-department;
- persons supervising orcontrolling
supervisors, managers orother skilled
employees;
- persons whoareauthorised tohireor
dismiss employees, orhaveother
authorizations concerning personnel.
(ii) persons working within alegalperson, with
special knowledge andrarequalifications
which areimportant totheservices thatthe
company supplies, toresearch equipment,
technical equipment ormanagement. In
assessing suchspecial knowledge, notonly
theknowledge specific forthatparticular
company shallbetaken intoaccount, but
alsowhether thatperson hasahighlevelof
qualifications inrelation tothelineof
business ortrade heisinandwhich requires
special technical knowledge, andalso
whether heisamember ofanaccredited
professional association.WT/ACC/SPEC/HRV/5
Page6 Mode(s) ofSupply Measures Relevant Laws andRegulations
Intra-corporate transferees must obtain, depending
ontheterms oftheiremployment contract:
either aresidence permit withavalidity ofupto
three years (renewable), onthebasis ofwhich the
Croatian Employment Office issues awork permit
which isvalid foruptotwoyears (renewable); or
abusiness visawithavalidity which depends on
theduration oftheemployment contract, and
subsequently awork permit asmentioned above
withthesame validity asthebusiness visa.
(5) Relationship between
modes ofsupply(5) - -WT/ACC/SPEC/HRV/5
Page7TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
A.HORIZONTAL
(1)Cross-border supply (1)
(2)Consumption abroad (2)
(3)Commercial presence (3) Therighttosubsidies (including for
research anddevelopment) granted bythe
Government ofCroatia canbelimited to
persons registered inCroatia orinspecific
geographic areas ofCroatia.Depending onthespecific services sectors.
(4)Presence ofnatural persons (4)
(5)Relationship between modes ofsupply (5)
TABLE 3:Measures Relating toMost-Favoured-Nation Treatment (MFN)
Measures Relevant Laws andRegulations
A.HORIZONTAL -Acquiring property ownership
Reciprocity requirement forforeign persons, except forimmigrants
from theformer Yugoslav republics andtheirdescendants whoare
without anycitizenship andwhorequire approval bytheMinistry in
charge ofimmigration.LawonProperty ("Official Gazette" No.91/96)
A.SPECIFIC SERVICE SECTOR ORSUB-SECTOR -Road Transport
Measures applied under existing orfuture agreements andwhich
reserve orlimittheprovision oftransport services andspecify
operating conditions, including transit permits and/or preferential road
taxes oftransport services into,in,across andoutoftheRepublic of
Croatia totheparties concerned.LawonTransportation inInternational Road Traffic
("Official Gazette" No.53/91)
LawonTransportation inNational Road Traffic
("Official Gazette" No.77/92)WT/ACC/SPEC/HRV/5
Page8SPECIFIC SERVICES SECTORS
1.BUSINESS SERVICES
A.Professional Services
(a)Legal Services
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Foreign persons arenotallowed todraft
legaldocuments relating toCroatian lawLawonLegal Profession
("Official Gazette", No.9/94)
(2)Consumption abroad (2) - -
(3)Commercial presence (3) Foreign persons arenotallowed to
provide legalservices onmatters relating
toCroatian lawaswellaslegalassistance
andrepresentation before Croatian courtsCompany law
("Official Gazette" N.11/93)
(4)Presence ofnatural persons (4) described inthehorizontal part
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1)
(2)Consumption abroad (2) - -
(3)Commercial presence (3)
(4)Presence ofnatural persons (4)
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page91.BUSINESS SERVICES
A.Professional Services
(b)Accounting, auditing andbookkeeping services
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Auditing services canonlybeperformed
byforeign legalpersons jointly witha
domestic auditing firmAuditing Act,"Official Gazette, No.92/92
(2)Consumption abroad (2) -
(3)Commercial presence (3) Auditing canbeperformed onlybylegal
persons. Natural persons canbecome legal
persons through registration witha
commercial court.Auditing Act,"Official Gazette" No.90/92
(4)Presence ofnatural persons (4) described inthehorizontal part
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page101.BUSINESS SERVICES
A.Professional Services
(c)Taxation Services
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Notregulated bythecurrent laws. -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) Notregulated bythecurrent laws. -
(4)Presence ofnatural persons (4) described inthehorizontal part -
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Notregulated bythecurrent laws. -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) Notregulated bythecurrent laws. -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page111.BUSINESS SERVICES
A.Professional Services
(d)Architectural services
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Adesign orproject elaborated byforeign persons
should betranslated intoCroatian andcontrolled
byauthorized revisers inCroatia. Thiscontrol
implies theverification whether theproject or
design hasbeenelaborated inamanner consistent
withtherequirements under Croatian lawin
particular withtheconstruction standards.LawonConstruction (Official Gazette,
No.77/92 and33/95)
(2)Consumption abroad (2) - -
(3)Commercial presence (3) Architectural services canonlybeperformed by
legalpersons.LawonConstruction (Official Gazette,
No.77/92 and33/95)
(4)Presence ofnatural persons (4) described inthehorizontal part -
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page121.BUSINESS SERVICES
A.Professional Services
(e)Engineering Services
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1) Cross-border supply (1) Adesign orproject elaborated byforeign persons
should betranslated intoCroatian andcontrolled
byauthorized revisers inCroatia. Thiscontrol
implies theverification whether theproject or
design hasbeenelaborated inamanner consistent
withtherequirements under Croatian lawin
particular withtheconstruction standards.LawonConstruction (Official Gazette,
No.77/92 and33/95)
(2) Consumption abroad (2) - -
(3) Commercial presence (3) Engineering services canonlybeperformed by
legalpersons.LawonConstruction (Official Gazette,
No.77/92 and33/95)
(4) Presence ofnatural persons (4) described inthehorizontal part -
(5) Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1) Cross-border supply (1) - -
(2) Consumption abroad (2) - -
(3) Commercial presence (3) - -
(4) Presence ofnatural persons (4) - -
(5) Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page131.BUSINESS SERVICES
A.Professional Services
(f)Integrated Engineering Services
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1)Adesign orproject elaborated byforeign persons
should betranslated intoCroatian andcontrolled
byauthorized revisers inCroatia. Thiscontrol
implies theverification whether theproject or
design hasbeenelaborated inamanner consistent
withtherequirements under Croatian law,in
particular withtheconstruction standards.LawonConstruction (Official Gazette,
No.77/92 and33/95)
(2)Consumption abroad (2) - -
(3)Commercial presence (3)Integrated engineering services canonlybe
performed bylegalpersons.LawonConstruction (Official Gazette,
No.77/92 and33/95)
(4)Presence ofnatural persons (4) described inthehorizontal part -
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page141.BUSINESS SERVICES
A.Professional Services
(g)Urban planning andlandscape architectural services
-urban planning
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws and
Regulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) According totheLawonUrban Planning, those services are
exclusively provided bythegovernmental institutions, i.e.bytheState
Office forUrban Planning orregional andlocaloffices forurban
planning.LawonUrban
Planing (Official
Gazette, No.30/94)
(2)Consumption abroad (2) Seeabove under (1) LawonUrban
Planing (Official
Gazette, No.30/94)
(3)Commercial presence (3) Exceptionally, itispossible toestablish alegalperson (nota
subsidiary) forurban planning services. Such anewestablished
company must employ atleastthree Croatian citizens andmust obtain
approval bytheMinistry ofConstruction andUrban Planning inorder
toregister forsuchactivities. Theapproval canbedenied.LawonUrban
Planing (Official
Gazette, No.30/94)
(4)Presence ofnatural persons (4) Described inthehorizontal part -
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page151.BUSINESS SERVICES
A.Professional Services
(g)Urban planning andlandscape architectural services
-landscape architectural services
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) Described inthehorizontal part -
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page161.BUSINESS SERVICES
A.Professional Services
(h)Medical andDental Services
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1) Cross-border supply (1) Itisproscribed bythelawthathealth services arethe
services ofpublic importance fortheRepublic ofCroatia. It
isapublic service which hastobecarried outinahealth
institution registered andphysically present intheRepublic
ofCroatia. Thatmeans thathospitals, registered and
physically present intheother country cannot provide health
service intheRepublic ofCroatia.LawonHealth Care
(2) Consumption abroad (2) - -
(3) Commercial presence (3) Investment intheexisting obligatory public health network
(hospitals andclinics) isnotallowed.
Thisalsoincludes university clinic hospitals (teaching
hospitals) andfirstaidmedical careinstitutions.LawonHealth Care
(4) Presence ofnatural persons (4) Described inthehorizontal partandaperson providing
those services hastovalidate hisdiploma.-
(5) Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page171.BUSINESS SERVICES
A.Professional Services
(h)Services provided bymidwives, nurses, physiotherapists andpara-medical personnel
(excluding ergotherapy, homeopathy, acupuncture)
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws and
Regulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1)Itisproscribed bythelawthathealth services aretheservices ofpublic
importance fortheRepublic ofCroatia. Itisapublic service which hasto
becarried outinahealth institution registered andphysically present in
theRepublic ofCroatia. Thatmeans thathospitals orother medical
institution registered andphysically present intheother country cannot
provide health service intheRepublic ofCroatia.LawonHealth
Care
(2)Consumption abroad (2) - -
(3)Commercial presence (3)Investment intheexisting obligatory public health network (hospitals and
clinics) isnotallowed.
Thisalsoincludes university clinic hospitals (teaching hospitals) andfirst
aidmedical careinstitutions.LawonHealth
Care
(4)Presence ofnatural persons (4)Described inthehorizontal partandaperson providing those services has
tovalidate hisdiploma.-
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page181.BUSINESS SERVICES
B.Computer andRelated Services
(a)Consultancy services related totheinstallation ofcomputer hardware
(b)Software implementation services
(c)Dataprocessing services
(d)Databaseservices
(e)Other
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) Described inthehorizontal part -
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page191.BUSINESS SERVICES
C.Research andDevelopment Services
(a)R&D services onnatural sciences
(b)R&D services onsocial sciences andhumanities
(c)Interdisciplinary R&D services
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) Described inthehorizontal part -
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page201.BUSINESS SERVICES
D.RealEstate Services
(a)Involving ownorleased property
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) Described inthehorizontal part -
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page21BUSINESS SERVICES
F.Other business services
(k)Placement andsupply services ofPersonnel
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1)Mediation inplacement andsupply ofpersonnel intheRepublic of
Croatia canbecarried outonlybytheCroatian Employment Office.Employment Law("Official
Gazette", No.59/96)
(2)Consumption abroad (2)Mediation inplacement andsupply ofCroatian personnel inaforeign
country canbecarried outonlybyCroatian Employment OfficeEmployment Law("Official
Gazette", No.59/96)
(3)Commercial presence (3)Mediation inplacement andsupply ofpersonnel isprovided onlyby
Croatian Employment Office. Exceptionally, mediation inplacement
andsupply ofnationals oftheRepublic ofCroatia foremployment in
theRepublic ofCroatia forfollowing professions: housemaid,
baby-sitter, musician, singer, farmer, fruit-grower, wine-grower,
vintner, masseur, nurse, music teacher, driving instructor, actor,
culture andartperformances organiser, physical therapist, master of
ceremonials -speaker ormusician, canbecarried outbylegal
persons -mediators, subject toprior approval bytheMinistry of
Labour andSocial WelfareRegulation onscope, conditions and
mode ofmediation inplacement and
supply ofpersonnel when itis
provided bylegalorphysical
persons, Croatian Employment
Office exempted ("Official
Gazette", No.82/96)
(4)Presence ofnatural persons (4)Foreign natural persons arenotallowed tomediate inplacement and
supply ofpersonnel intheRepublic ofCroatia.
Foreign natural persons canbeemployed withlegalpersons
mediating inplacement andsupply ofpersonnel onlyunder condition
thattheypossess awork permit. Incasethattheyareemployed as
mediators theyhavetoatleasttwo-year post-secondary school
qualifications andthree-year working experience inpersonnel
managementRegulation onscope, conditions and
mode ofmediation inplacement and
supply ofpersonnel when itis
provided bylegalorphysical
persons, Croatian Employment
Office exempted ("Official
Gazette", No.82/96)
(5)Relationship between
modes ofsupply(5) - -WT/ACC/SPEC/HRV/5
Page22TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page231.BUSINESS SERVICES
F.Other business services
(m)Related scientific andtechnical consulting services
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Foreign persons cancarry outservices ofbasic
geological, geodetic andmining researches aswell
asenvironmental protection researches onthe
territory ofCroatia onlyjointly with/or through
domestic legalpersons.-Draft LawonGeological Researches
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) Described inthehorizontal part -
(5)Relationship between modes of
supply(5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes of
supply(5) - -WT/ACC/SPEC/HRV/5
Page241.BUSINESS SERVICES
F.Other business services
(t)Other
-Translation services
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Official documents cannotbetranslated by
foreign persons.-
(2)Consumption abroad (2) - -
(3)Commercial presence (3) Foreign persons cannotregister fortranslation
andinterpretation services before Croatian courts-
(4)Presence ofnatural persons (4) Described inthehorizontal partandforeign
natural persons cannotprovide translation and
interpretation services before Croatian courts-
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page252.COMMUNICATION SERVICES
B.Courier services
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Notregulated bythecurrent laws -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) HPT- Croatian Postand
Telecommunications hasmonopoly on
delivery ofletters.TheLawonPost("Official Gazette", No.
53/94)
(4)Presence ofnatural persons (4) Described inthehorizontal part -
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page262.COMMUNICATION SERVICES
C.Telecommunication services
Telecommunications infixed network
(b)Packet-switched datatransmission services
(c)Circuit-switched datatransmission services
(d)Telex services
(e)Telegraph services,
(f)Facsimile services
(g)Private leased circuit services
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1)HPT-Croatian PostandTelecommunications
hasmonopoly onthese servicesTheLawonTelecommunications and
Regulations ontheGeneral Conditions for
Telecommunications Services
(2)Consumption abroad (2) - -
(3)Commercial presence (3)HPT-Croatian PostandTelecommunications
hasmonopoly onthese services.TheLawonTelecommunications and
Regulations ontheGeneral Conditions for
Telecommunications Services
(4)Presence ofnatural persons (4)HPT -Croatian PostandTelecommunications
hasmonopoly onthese services.TheLawonTelecommunications and
Regulations ontheGeneral Conditions for
Telecommunications Services.
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page27TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page282.COMMUNICATION SERVICES
C.Telecommunication services
Allservices inmobile telecommunication network
(h)Electronic mail
(i)Voice mail
(j)On-line information anddatabaseretrieval
(k)Electronic datainterchange
-Value added services intelephone network
-Paging services inpublic network
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Foreign firms arerequired toestablish subsidiary in
Croatia. Thissubsidiary must begranted a
concession bytheTelecommunication Council in
order toprovide telecommunications services.
There canbe2GSM operators atmost onthe
territory oftheRepublic ofCroatiaTheLawonTelecommunications,
Regulations ontheGeneral Conditions
forTelecommunications Services and
Regulations ontheFrequency -
Spectrum Allocation andFrequency
Assignments.
(2)Consumption abroad (2) - -
(3)Commercial presence (3) Foreign firms arerequired toestablish subsidiary in
Croatia. Thissubsidiary must begranted a
concession bytheTelecommunication services.
There canbe2GSM operators atmost onthe
territory oftheRepublic ofCroatiaTheLawonTelecommunications;
Regulations ontheGeneral Conditions
forTelecommunications Services;
Regulations ontheFrequency -
Spectrum Allocation andFrequency
AssignmentsWT/ACC/SPEC/HRV/5
Page29(4)Presence ofnatural persons (4) Inorder toprovide services natural persons must
havearesidence inCroatia andmust haveapproval
foroperation. Natural person must alsobegranted a
concession inorder toprovide telecommunications
services.
Services inmobile telecommunications network can
notbeprovided bynatural persons.TheLawonTelecommunications;
Regulations ontheGeneral Conditions
forTelecommunications Services.
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page302.COMMUNICATION SERVICES
.D.Audiovisual services
(c)Radio andtelevision services
(d)Radio andtelevision transmission services
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws and
Regulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Radio, television andcable television services canbeprovided bylegalentity,
registered inCroatia, holding aconcession granted bytheTelecommunication
Council.
Radio, Television andCable Television concessionaire isastock company,
forwhich oneshareholder, legalentity orprivate person, canholdnomore
thanonequarter ofthestock.
Radio andtelevision concessionaire must submit totheTelecommunication
Council complete information about thecapital hehasathisdisposition,
wherein theforeign capital cannotsurpass thetotalparticipation of25%.TheLawon
Telecommunications
(2)Consumption abroad (2) - -
(3)Commercial presence (3) Radio, television andcable television services canbeprovided bylegal
entity, registered inCroatia, holding aconcession granted bythe
Telecommunication Council.TheLawon
Telecommunications and
Regulations onthe
Radio, Television andCable Television concessionaire isastock company,
forwhich oneshareholder, legalentity orprivate person, canholdnomore
thanonequarter ofthestock.Frequency-Spectrum
Allocation andFrequency
Assignments.
Radio andtelevision concessionaire must submit totheTelecommunication
Council complete information about thecapital hehasathisdisposition,
wherein theforeign capital cannotsurpass thetotalparticipation of25%.
Thenumber ofradio andtelevision concessionaire islimited bytheavailable
frequency spectrum which isallocated forbroadcasting service andalsowith
possibilities infrequency coordination procedures within neighbouring
countries based onfrequency broadcasting plan.WT/ACC/SPEC/HRV/5
Page31Mode(s) ofSupply Measures Relevant Laws and
Regulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
Theconcessionaire ofradio, television andcable television mayholdonlyone
radio ortelevision concession onthestatelevel, ormaximally two
concessions, oneforradio andonefortelevision onalocallevel, buton
different, nonadjacent territories. There canbeonlyonecable television
concessionaire cannotbetheradio andtelevision concessionaire or
shareholder.
(4)Presence ofnatural
persons(4) Theconcessionaire ofradio, television andcable television andhis
shareholders, aswellasthemembers ofhismanaging board must beresidents
ofCroatia, i.e.must beCroatian citizens andmust havetheirplace of
residence inCroatia, withexception offoreign andCroatian citizens whose
place ofresidence ispermanently abroad andwhose participation in
concessionaire ’scapital doesnotsurpass 25%.TheLawon
Telecommunications
(5)Relationship between
modes ofsupply(5) - -WT/ACC/SPEC/HRV/5
Page32TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws and
Regulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) Radio, television andcable television services canbeprovided bylegalentity, registered
inCroatia, holding aconcession granted bytheTelecommunication Council.
Radio, Television andCable Television concessionaire isastock company, forwhich
oneshareholder, legalentity orprivate person, canholdnomore thanonequarter ofthe
stock.
Radio andtelevision concessionaire must submit totheTelecommunications Council
complete information about thecapital hehasathisdisposition, wherein theforeign
capital cannotsurpass thetotalparticipation of25%.
Thenumber ofradio andtelevision concessionaire islimited bytheavailable frequency
spectrum which isallocated forbroadcasting service andalsowithpossibilities in
frequency coordination procedures within neighbouring countries based onfrequency
broadcasting plan.
Theconcessionaire ofradio, television andcable television mayholdonlyoneradio or
television concession onthestatelevel, ormaximally twoconcessions, oneforradio and
onefortelevision onalocallevel, butondifferent, nonadjacent territories.
There canbeonlyonecable television concessionaire onacertain territory. Cable
television concessionaire cannotbetheradio andtelevision concessionaire or
shareholder.TheLawon
Telecommunications
andRegulations on
the
Frequency-Spectrum
Allocation and
Frequency
Assignments.
(4)Presence ofnatural
persons(4) Theconcessionaire ofradio, television andcable television andhisshareholders, aswell
asthemembers ofhismanaging board must beresidents ofCroatia, i.e.must be
Croatian citizens andmust havetheirplace ofresidence inCroatia, withexception of
foreign andCroatian citizens whose place ofresidence ispermanently abroad andwhose
participation inconcessionaire ’scapital doesnotsurpass 25%.TheLawon
Telecommunications
(5)Relationship between
modes ofsupply(5) - -WT/ACC/SPEC/HRV/5
Page333.CONSTRUCTION AND RELATED ENGINEERING SERVICES
A.General construction work forbuildings
B.General construction work forcivilengineering
C.Installation andassembly work
D.Building completion andfinishing work
E.Other
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Cross-border supply ofconstruction and
related engineering services istechnically
notpossible/feasible.LawonConstruction ("Official Gazette",
No.77/92 and33/95)
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) Described inthehorizontal partandthe
general supervision oftechnical
construction work must beassumed bya
Croatian citizen.-
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) -. -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page344.DISTRIBUTION SERVICES
A.Commission agents services
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons
(4) described inthehorizontal part-
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page354.DISTRIBUTION SERVICES
B.Wholesale trade services
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Inorder toprovide wholesale trade
services aforeign person must be
registered atthecommercial court and
physically present ontheterritory of
Croatia.LawonTrade ("Official Gazette",
No.11/96)
Company Law("Official Gazette",
No.111/93)
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) described inthehorizontal part -
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page364.DISTRIBUTION SERVICES
C.Retailing services
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Inorder toprovide retailing services a
foreign person must beregistered atthe
commercial court andphysically present
ontheterritory ofCroatia. Those
limitations donotapply tomailorder.LawonTrade ("Official Gazette",
No.11/96)
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) described inthehorizontal part -
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page374.DISTRIBUTION SERVICES
F.Franchising
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) described inthehorizontal part -
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page385.EDUCATIONAL SERVICES
B.Secondary Education Services
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) School isaninstitution which has
toberegistered intheCourt
Register inorder toprovide those
services inCroatia.LawonInstitutions
("Official Gazette" No.76/93
LawonSecondary Education
("Official Gazette", No.19/92, 26/93, 27/93 and5/95)
(2)Consumption abroad (2) - -
(3)Commercial presence (3) Secondary education services can
beprovide onlybyalegalperson
registered inCroatia.Company Law
("Official Gazette, No.111/93)
LawonSecondary Education
(4)Presence ofnatural persons (4) Described inthehorizontal part
andcomplying withconditions
regarding qualifications.
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page395.EDUCATIONAL SERVICES
C.Higher Education Services
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page405.EDUCATIONAL SERVICES
D.Adult Education
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) Secondary education services canbe
provide onlybyalegalperson registered
inCroatia.Company Law("Official Gazette, No.
111/93)
LawonSecondary Education
(4)Presence ofnatural persons (4) Described inthehorizontal partand
complying withconditions regarding
qualifications.-
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page416.ENVIRONMENTAL SERVICES
D.Other
-Nature andLandscape Protection Services
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Foreign persons cancarry outservices of
basic
geological, geodetic andmining
researches aswellasenvironmental
protection researches ontheterritory of
Croatia onlyjointly with/or through
domestic legalpersons.Draft LawonGeological Researches
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) described inthehorizontal part -
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page42FINANCIAL SERVICES
A.Allinsurance andinsurance-related services
(a)Life, accident andhealth insurance services
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Foreign natural orlegalpersons havetoberegistered in
Croatia inorder tobeabletoprovide lifeinsurance
services. Supply oflifeinsurance toforeign persons
residing inCroatia canbeprovided byforeign legal
persons notregistered inCroatia.Insurance Law("Official Gazette", No.
9/94and20/97)
(2)Consumption abroad (2) Croatian persons havetotakeinsurance withthe
insurance companies having theirheadquarters inthe
Republic ofCroatia, except theinsurance against risks
thatisnotprovided intheRepublic ofCroatia. Supply of
lifeinsurance toforeign persons residing inCroatia can
beprovided byforeign legalpersons notregistered in
Croatia.Article 6.Insurance Law, Decision on
conditions forproperty andperson
insurance andreinsurance withforeign
insurance companies ("Official Gazette",
No.7/95)
(3)Commercial presence (3) Thelegislation doesnotprovide forapossibility to
establish abranch. Only ajointstock company anda
representative office areallowed.Insurance Law, Regulation onregistration
oftheforeign representative offices inthe
Republic ofCroatia ("Official Gazette",
No.7/97)
(4)Presence ofnatural persons (4) Described inthehorizontal part.
(5)Relationship between modes
ofsupply(5) - -WT/ACC/SPEC/HRV/5
Page43TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1)
(2)Consumption abroad (2)
(3)Commercial presence (3)
(4)Presence ofnatural persons (4)
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page447.FINANCIAL SERVICES
A.Allinsurance andinsurance-related services
(b)Non-life insurance services
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Foreign natural orlegalpersons havetoberegistered
inCroatia inorder tobeabletoprovide non-life
insurance services. However, non-lifeinsurance other
thanautomobile liability insurance canbesupplied to
foreign natural persons residing inCroatia byforeign
legalpersons notregistered inCroatia.Insurance Law("Official Gazette", No.9/94and
20/97)
(2)Consumption abroad (2) Notallowed -property hastobeinsured withthe
companies registered intheRepublic ofCroatia,
except fortherisksagainst which theinsurance isnot
provided forintheRepublic ofCroatia, andinthe
special cases regulated bytheDecisionArticle 6,Insurance Law, Decision onconditions
forproperty andperson insurance andreinsurance
withforeign insurance companies ("Official
Gazette", No.7/95)
(3)Commercial presence (3) Thelegislation doesnotprovide apossibility to
establish abranch .Only ajointstock company anda
representative office areallowed.Insurance Law, Regulation onregistration ofthe
foreign representative offices intheRepublic of
Croatia ("Official Gazette", No.7/97)
(4)Presence ofnatural persons (4) Described inthehorizontal part.
(5)Relationship between
modes ofsupply(5) - -WT/ACC/SPEC/HRV/5
Page45TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1)
(2)Consumption abroad (2)
(3)Commercial presence (3)
(4)Presence ofnatural persons (4)
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page467.FINANCIAL SERVICES
A.Allinsurance andinsurance-related services
(c)Reinsurance andretrocession
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Foreign natural orlegalpersons havetoberegistered in
Croatia inorder tobeabletoprovide reinsurance and
retrocession services.Insurance Law("Official Gazette",
No.9/94and20/97)
(2)Consumption abroad (2) Notallowed butexceptionally aninsurance company cantake
reinsurance inaforeign country iftheconditions ofthe
foreign reinsurance areeconomically more favourable than
thedomestic insurance company. Domestic insurance
company isobliged tooffer tothedomestic reinsurance
company apartintheexcess riskuptoitsriskability onits
ownaccount under theconditions offered byaforeign
reinsurerInsurance Law(Article 7)
(3)Commercial presence (3) Thelegislation doesnotprovide apossibility toestablish a
branch .Only ajointstock company andarepresentative
office areallowed.Insurance Law, Regulation onregistration
oftheforeign representative offices inthe
Republic ofCroatia ("Official Gazette",
No.7/97)
(4)Presence ofnatural persons (4) Described inthehorizontal part.
(5)Relationship between modes
ofsupply(5) - -WT/ACC/SPEC/HRV/5
Page47TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1)
(2)Consumption abroad (2)
(3)Commercial presence (3)
(4)Presence ofnatural persons (4)
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page487.FINANCIAL SERVICES
A.Allinsurance andinsurance-related services
(d)Services auxiliary toinsurance
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Foreign natural orlegalpersons havetoberegistered inCroatia
forinsurance mediation andother services auxiliary toinsuranceInsurance Law("Official
Gazette", No.9/94and20/97),
Company Law("Official
Gazette", No.111/93)
(2)Consumption abroad (2) - -
(3)Commercial presence (3) Mediation ininsurance andother services auxiliary toinsurance
canbecarried outbynatural andlegalpersons onthebasis ofa
contract withinsurance company orwiththeinsurer, provided that
ithasbeenregistered inaccordance withtheCompany Law.
Exceptionally, actuarial activities canbecarried outiftheMinistry
ofFinance issues apermit forthose activities.Insurance Law, Company Law,
Regulation onissuance ofthe
permit tocarry outactuarial
activities ("Official Gazette",
No.40/96).
(4)Presence ofnatural persons (4) Described inthehorizontal part.
(5)Relationship between modes of
supply(5) -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1)
(2)Consumption abroad (2) - -
(3)Commercial presence (3)
(4)Presence ofnatural persons (4)
(5)Relationship between modes ofsupply (5) -WT/ACC/SPEC/HRV/5
Page497.FINANCIAL SERVICES
B.Banking andother financial services (excl. insurance)
(a)Acceptance ofdeposits andother repayable funds from thepublic
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Foreign bankmust establish subsidiary
and/or branch forthepurpose ofacceptance
ofdeposits ofCroatian citizens, duetothe
reasons mentioned under (2)Article 6and7oftheLawonBanks and
Savings Banks (Official Gazette No.46/97)
(2)Consumption abroad (2) Croatian citizens arenotallowed todeposit
theirforeign exchange holdings withforeign
banks abroad, because itistreated ascapital
outflow.Article 7,36and73oftheLawontheForeign
Exchange System, Foreign Exchange
Operations andGold Transactions (Official
Gazette No.91A/93)
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) Described inthehorizontal part. -
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1)
(2)Consumption abroad (2) - -
(3)Commercial presence (3)
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page507.FINANCIAL SERVICES
B.Banking andother financial services (excluding insurance)
(b)Lending ofalltypes, including, interalia,consumer credit, mortgage credit, factoring andfinancing ofcommercial transactions
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) Described inthehorizontal part. -
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page51FINANCIAL SERVICES
B.Banking andother financial services (excluding insurance)
(c)Financial leasing
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) Described inthehorizontal part. -
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page527.FINANCIAL SERVICES
B.Banking andother financial services (excluding insurance)
(d)Allpayment andmoney transmission services
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) Described inthehorizontal part. -
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page537.FINANCIAL SERVICES
B.Banking andother financial services (excluding insurance)
(e) Guarantees andcommitments
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) Described inthehorizontal part. -
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page547.FINANCIAL SERVICES
B.Banking andother financial services (excluding insurance)
(f)Trading forownaccount orforaccount ofcustomers, whether onanexchange, inanover-the-counter market orotherwise, thefollowing:
-money market instruments (cheques, bills, certificate ofdeposits, etc.)
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Restricted. Foreign Companies havetoestablish
themselves andregister acompany inCroatia with
required basic capital according tothescope of
work. They should belicensed bytheCroatian
Securities Commission (CROSEC).LawonIssuance andSaleof
Securities ("Official Gazette,
No.107/95)
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) Described inthehorizontal partandthattheprivate
person hastobelicensed byCROSEC.LawonIssuance andSaleof
Securities ("Official Gazette,
No.107/95)
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page557.FINANCIAL SERVICES
B.Banking andother financial services (excluding insurance)
(f)Trading forownaccount orforaccount ofcustomers, whether onanexchange, inanover-the-counter market orotherwise, thefollowing:
-foreign exchange
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) Croatian residents-natural persons-are allowed tocarry out1000
DEM from thecountry forthepurposes oftravelling abroad.
Additional 2000 DEM canbecarried outfrom thecountry on
thebasis ofawritten proof thatadditional foreign exchange
amount of2000 DEM iswithdrawn from theresident -natural
person- foreign exchange deposit account.
Forthelarger amounts thenthese, thepermission from the
National Bank ofCroatia isrequired duetothereason ofcapital
outflow.TheDecision ontheforeign
exchange amount thatCroatian
residents -natural persons- can
carry outfrom theRepublic of
Croatia forthepurposes of
travelling abroad (Official
Gazette, No.99/93).
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) Described inthehorizontal part. -
(5)Relationship between modes of
supply(5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2)
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page567.FINANCIAL SERVICES
B.Banking andother financial services
(f)Trading forownaccount orforaccount ofcustomers, whether onanexchange, inanover-the-counter market orotherwise, thefollowing:
-transferable securities
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Restricted. Foreign companies havetoberegistered in
Croatia inorder tobeallowed tocarry outtheactivities
withsecurities, upon apermit issued byCROSEC.LawonIssuance andSaleof
Securities ("Official Gazette,
No.107/95)
(2)Consumption abroad (2) - -
(3)Commercial presence (3) There arelimitations indomestic lawforbanks to
conduct transactions withsecurities; banks areallowed to
perform followed services:
-performance ofthebusiness ofanissuing agent inthe
issuance newsecurities,
-sponsorship ofanissue,
-custody serviceLawonIssuance andSaleof
Securities ("Official Gazette, No.
107/95)
LawonBanks andSavings Banks
("Official Gazette, No.94/93)
(4)Presence ofnatural persons (4) Described inthehorizontal partandthatprivate person
hastobelicensed byCROSEC.LawonIssuance andSaleof
Securities ("Official Gazette",
No.107/95)
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page577.FINANCIAL SERVICES
B.Banking andother financial services (excluding insurance)
(f)Trading forownaccount orforaccount ofcustomers, whether onanexchange, inanover-the-counter market orotherwise, thefollowing:
-other negotiable instruments andfinancial assets, incl.bullion
TABLE 4:Other Measures
A.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
Measures Relevant Laws andRegulations
Bullion maybeexported under theapproval oftheNational Bank of
Croatia.
Importation ofbullion issubjected totheapproval ofMinistry of
economyArticle 82.and84.oftheLawontheForeign Exchange System, Foreign
Exchange Operations andGold transactions, aswellasArticle 46.and47.
oftheLawonTrade (Official Gazette, No.11/96).
Trade withbullion isrestricted, anditisanormal practice forcountries in
transition which havelegalstatus oftheArticle 8ofAgreement oftheIMF
("current account convertibility ofthelocalcurrency").WT/ACC/SPEC/HRV/5
Page587.FINANCIAL SERVICES
B.Banking andother financial services (excl. insurance)
(g)Participation inissues ofallkinds ofsecurities, incl.under-writing andplacement asagent
(whether publicly orprivately) andprovision ofservice related tosuchissues
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Notallowed, except withtheauthorization bythe
Croatian Securities Commission (CROSEC).LawonIssuance andSaleofSecurities
("Official gazette", No.107/95)
(2)Consumption abroad (2) - -
(3)Commercial presence (3) Foreign persons must beregistered witha
Commercial Court asalegalentity authorized for
assetmanagement operations andmust obtain the
authorization ofCROSEC.LawonIssuance andSaleofSecurities
("Official gazette", No.107/95)
(4)Presence ofnatural persons (4) Described inthehorizontal partandthattheprivate
person hastobelicensed byCROSEC.LawonIssuance andSaleofSecurities
("Official gazette", No.107/95)
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page597.FINANCIAL SERVICES
B.Banking andother financial services (excl. insurance)
(h)Money broking
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) Described inthehorizontal part. -
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page607.FINANCIAL SERVICES
B.Banking andother financial services (excl. insurance)
(i)Asset management
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Notallowed. Companies havetoestablish and
register acompany inCroatia withrequired basic
capital. They should belicensed byCROSEC.LawonIssuance andSaleofSecurities
("Official Gazette", No.107/95)
(2)Consumption abroad (2) - -
(3)Commercial presence (3) Notallowed. Theforeign person must beregistered
withaCommercial Court asalegalentity
authorized forassetmanagement operations anhas
received theauthorization ofCROSEC.LawonIssuance andSaleofSecurities
("Official Gazette", No.107/95)
(4)Presence ofnatural persons (4) Notallowed. Theperson hastobeemployee of
company whoisregistered according toCroatian
law.Theprivate person hastobelicensed by
CROSEC.LawonIssuance andSaleofSecurities
("Official Gazette", No.107/95)
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page617.FINANCIAL SERVICES
B.Banking andother financial services (excl. insurance)
(k)Advisory andother auxiliary financial services onalltheactivities listed inArticle 1BofMTN. TNC/W/50, incl.credit reference
andanalysis, investment andportfolio research andadvice, advice onacquisitions andoncorporate restructuring andstrategy
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) Described inthehorizontal part. -
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page62FINANCIAL SERVICES
B.Banking andother financial services (excl. insurance)
(l)Provision andtransfer offinancial information, andfinancial dataprocessing andrelated software byproviders ofother financial services
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) Described inthehorizontal part.
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4)
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page63HEALTH RELATED AND SOCIAL SERVICES
A.Hospital services
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws and
Regulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Itisproscribed bythelawthathealth services aretheservices ofpublic
importance fortheRepublic ofCroatia. Itisapublic service which hasto
becarried outinahealth institution registered andphysically present in
theRepublic ofCroatia. Thatmeans thathospitals, registered and
physically present intheother country cannot provide health service inthe
Republic ofCroatia.LawonHealth Care
(2)Consumption abroad (2) - -
(3)Commercial presence (3) Investment intheexisting obligatory public health network (hospitals and
clinics) isnotallowed.
Thisalsoincludes university clinic hospitals (teaching hospitals) andfirst
aidmedical careinstitutions.LawonHealth Care
(4)Presence ofnatural persons (4) described inthehorizontal partandaperson providing those services has
tovalidate hisdiploma.LawonHealth Care
(5)Relationship between modes of
supply(5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1) Cross-border supply (1) - -
(2) Consumption abroad (2) - -
(3) Commercial presence (3) - -
(4) Presence ofnatural persons (4) - -
(5) Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page649.TOURISM AND TRAVEL RELATED SERVICES
A.Hotels andrestaurants (incl. catering)
B.Travel agencies andtouroperators services
C.Tourist guides services
D.Other
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) described inthehorizontal part -
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page6511.TRANSPORT SERVICES
A.Maritime Transport Services
(a)Passenger transportation
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws and
Regulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Passenger transportation from oneCroatian porttoanother
(cabotage) canbedoneonlybyCroatian boats andexceptionally
byforeign boats ifitisineconomic interest oftheRepublic of
Croatia, withprevious approval bytheMinistry ofMaritime
Affairs, Transportation andCommunicationsMaritime Law, Article 9,
("Official Gazette",
No.17/94, 43/96, 74/94)
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) Described inthehorizontal part
(5)Relationship between modes of
supply(5)
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page6611.TRANSPORT SERVICES
A.Maritime Transport Services
(b)Freight transportation
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Freight transportation from oneCroatian
porttoanother (cabotage) canbedone
onlybyCroatian boats andexceptionally
byforeign boats ifitisineconomic
interest oftheRepublic ofCroatia, with
previous approval bytheMinistry of
Maritime Affairs, Transportation and
Communications .Maritime Law, Article 9,("Official
Gazette", No.17/94, 4396, 74/94)
(2)Consumption abroad (2) - -
(3)Commercial presence (3) _
(4)Presence ofnatural persons (4) Described inthehorizontal part
(5)Relationship between modes ofsupply (5)
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page6711.TRANSPORT SERVICES
A.Maritime Transport Services
(c)Rental ofvessels withcrew
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Foreign vessels rented forpassenger
transportation (charter) areallowed to
carry outtransportation between Croatian
ports (cabotage) onlywithprevious
approval bytheMinistry ofMaritime
Affairs, Transportation and
CommunicationsMaritime Code, Article 9,("Official
Gazette", No.17/94, 4396, 74/94)
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) Described inthehorizontal part
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page6811.TRANSPORT SERVICES
A.Maritime Transport Services
(d)Maintenance andrepair ofvessels
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Cross-border supply ofthese services is
technically notpossible/feasible.
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) Described inthehorizontal part
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) - -
(5)Relationship between modes ofsupply (5) - -WT/ACC/SPEC/HRV/5
Page6911.TRANSPORT SERVICES
A.Maritime Transport Services
(f)Supporting services formaritime transport
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws and
Regulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Forproviding particular portsupporting service andactivities
(mooring, embarkation, disembarkation, storage, carrying over
ofgoods andother materials, etc.,companies registered for
various supporting services inharbours canbeestablished only
onthebasis ofaconcession granted byportauthorities through
public tender.LawonPorts ("Official
Gazette", No.108/95)
Regulation onproviding
services ofpilotage
("Official Gazette",
No.17/96)
(2)Consumption abroad (2) - -
(3)Commercial presence (3) Forproviding particular portsupporting services foreign legal
persons must establish asubsidiary inCroatia which willbe
granted aconcession onthebasis oftheeconomic needs test,by
theportauthority. Forthenavigation aidservices andpilotage, a
preferential concession willbegranted onwritten demand, for
theperiod of12years, tothose companies which havecarried
outthese activities onthebasis ofthespecial law.LawonPorts ("Official
Gazette", No.108/95)
(4)Presence ofnatural persons (4) Described inthehorizontal part.
(5)Relationship between modes ofsupply (5)WT/ACC/SPEC/HRV/5
Page70
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3)
(4)Presence ofnatural persons (4)
(5)Relationship between modes ofsupply (5)WT/ACC/SPEC/HRV/5
Page7111.TRANSPORT SERVICES
C.AirTransport Services
(d)Maintenance andrepair ofaircraft
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Cross-border supply ofthese services is
nottechnically possible/feasible.
(2)Consumption abroad (2) - -
(3)Commercial presence (3) Aconcession granted bytheMinistry of
Maritime Affairs, Transport and
Communications isrequired forcarrying
outthese activities.TheAirNavigation Act
("Official Gazette", No.53/91,26/93 and
109/93)
(4)Presence ofnatural persons (4) described inthehorizontal part
(5)Relationship between modes ofsupply (5) - -
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1)
(2)Consumption abroad (2)
(3)Commercial presence (3)
(4)Presence ofnatural persons (4)
(5)Relationship between modes ofsupply (5)WT/ACC/SPEC/HRV/5
Page7211.TRANSPORT SERVICES
C.AirTransport Services
(e)Supporting services forairtransport
-Sales andmarketing
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Cross-border supply ofthese services is
technically notpossible/feasible.
(2)Consumption abroad (2) - -
(3)Commercial presence (3) Aconcession granted bytheMinistry of
Maritime Affairs, Transport and
Communications isrequired forcarrying
outthese activities.TheAirNavigation Act
("Official Gazette", No.53/91,26/93 and
109/93)
(4)Presence ofnatural persons (4) described inthehorizontal part
(5)Relationship between modes ofsupply (5)
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1)
(2)Consumption abroad (2) - -
(3)Commercial presence (3)
(4)Presence ofnatural persons (4)
(5)Relationship between modes ofsupply (5)WT/ACC/SPEC/HRV/5
Page7311.TRANSPORT SERVICES
C.AirTransport Services
(e)Supporting services forairtransport
-Computer Reservation System (CRC)
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) - -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) Aconcession granted bytheMinistry of
Maritime Affairs, Transport and
Communications isrequired forcarrying
outthese activities.TheAirNavigation Act
("Official Gazette", No.53/91,26/93 and
109/93)
(4)Presence ofnatural persons (4) Described inthehorizontal part
(5)Relationship between modes ofsupply (5)
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) -
(2)Consumption abroad (2) - -
(3)Commercial presence (3) -
(4)Presence ofnatural persons (4) -
(5)Relationship between modes ofsupply (5) -WT/ACC/SPEC/HRV/5
Page7411.TRANSPORT SERVICES
E.RailTransport Services
(d)Maintenance andrepair ofrailtransport equipment
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Cross-border supply ofthese services is
nottechnically possible/feasible.
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) described inthehorizontal part
(5)Relationship between modes ofsupply (5)
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1)
(2)Consumption abroad (2)
(3)Commercial presence (3)
(4)Presence ofnatural persons (4)
(5)Relationship between modes ofsupply (5)WT/ACC/SPEC/HRV/5
Page7511.TRANSPORT SERVICES
F.Road Transport Services
(a)Passenger transportation
(b)Freight transportation
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Foreign carriers areoperating
international transport inaccordance with
permits issued bytheMinistry of
Maritime Affairs, Transport and
Telecommunications.
Foreign carriers cannot perform cabotage
operationsNational Road Transport Act
International Road Transport
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4) Described inthehorizontal part.
(5)Relationship between modes ofsupply (5)
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1)
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4)
(5)Relationship between modes ofsupply (5)WT/ACC/SPEC/HRV/5
Page76TABLE 3.Measures Relating toMost-Favoured-Nation Treatment (MFN)
A.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
Measures Relevant Laws andRegulations
Measures applied under existing orfuture agreements andwhich
reserve orlimittheprovision oftransport services andspecify
operating conditions, including transit permits and/or preferential road
taxes ofatransport services into,in,across andoutoftheRepublic of
Croatia totheparties concerned.Bilateral agreementsWT/ACC/SPEC/HRV/5
Page7711.TRANSPORT SERVICES
H.Services auxiliary toallmodes oftransport (only formaritime services)
(a)Cargo-handling services
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Cross-border supply ofthese services is
technically notpossible/feasible.
(2)Consumption abroad (2) - -
(3)Commercial presence (3) Foreign legalpersons must establish a
subsidiary inCroatia which willbe
granted aconcession onthebasis ofthe
economic needs tests, bytheport
authority.LawonPorts ("Official Gazette",
No.108/95)
(4)Presence ofnatural persons (4)
(5)Relationship between modes ofsupply (5)
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1)
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4)
(5)Relationship between modes ofsupply (5)WT/ACC/SPEC/HRV/5
Page7811.TRANSPORT SERVICES
H.Services auxiliary toallmodes oftransport
(b)Storage andwarehouse services
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Cross-border supply ofthese services is
technically notpossible/feasible.
(2)Consumption abroad (2) - -
(3)Commercial presence (3) Foreign legalpersons must establish a
subsidiary inCroatia which willbe
granted aconcession onthebasis ofthe
economic needs tests, bytheport
authorityLawonPorts ("Official Gazette",
No.108/95)
(4)Presence ofnatural persons (4)
(5)Relationship between modes ofsupply (5)
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1)
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4)
(5)Relationship between modes ofsupply (5)WT/ACC/SPEC/HRV/5
Page7911.TRANSPORT SERVICES
H.Services auxiliary toallmodes oftransport
(c)Freight transport agency services
TABLE 1:Measures Relating toMarket Access
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1) Cross-border supply ofthese services is
technically notpossible/feasible.
(2)Consumption abroad (2) - -
(3)Commercial presence (3) Foreign legalpersons must establish a
subsidiary inCroatia which willbe
granted aconcession onthebasis ofthe
economic needs tests, bytheport
authority.LawonPorts ("Official Gazette",
No.108/95)
(4)Presence ofnatural persons (4)
(5)Relationship between modes ofsupply (5)
TABLE 2:Measures Relating toNational Treatment
Mode(s) ofSupply Measures Relevant Laws andRegulations
B.SPECIFIC SERVICE SECTOR ORSUB-SECTOR
(1)Cross-border supply (1)
(2)Consumption abroad (2) - -
(3)Commercial presence (3) - -
(4)Presence ofnatural persons (4)
(5)Relationship between modes ofsupply (5)