WORLD TRADE
ORGANIZATIONGATS/SC/128
15 December 2000
(00-5586)
Trade in Services
THE HASHEMITE KINGDOM OF JORDAN
Schedule of Specific Commitments
(This is authentic in English only)
_______________GATS/SC/128
Page 2HASHEMITE KINGDOM OF JORDAN – SCHEDULE OF SPECIFIC COMMITMENTS
Modes of supply:      1) Cross-Border supply           2) Consump tion abroad        3) Commercial presence        4) Presence of na tural persons
Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
I.  HORIZONTAL COMMITMENTS
All sectors included in this schedule
Regarding subsidies, modes 1), 2), 3)
and 4) are Unbound.
3) Foreign investments may not beless than JD 50,000. This does not apply
to investments in public share-holdingcompanies.
Real Estate:
3) All purchase of real estate by
non-Jordanian firms must be related to
the approved business activities and issubject to Cabinet authorization.
Lease of real estate by non-
Jordanian firms for more than three
years is subject to Cabinet approval.
All juridical entities are
prohibited from engaging in real estate
trading.
State Owned Land:
3) Authorization for purchase or
lease of state owned lands is restricted to
Jordanian nationals.
3) All investments in publicutilities are generally subject to
concession. In sectors where serviceprovision is granted by concession,
commercial establishment must be in
the form of Public Shareholding
Companies.GATS/SC/128
Page 3Modes of supply:      1) Cross-Border supply           2) Consump tion abroad        3) Commercial presence        4) Presence of na tural persons
Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
4) Unbound except for measures
concerning the entry and temporary
stay of a natural person who falls in
one of the following categories:4)  Unbound, except for measures
affecting the categories referred to under
market access.
Business visitors
A natural person who stays in Jordan
without acquiring remuneration fromwithin Jordan and without engaging in
making direct sales to the general
public or supplying services, for the
purposes of participating in business
meetings, business contacts including
negotiations for the sale of services
and/or other similar activitiesincluding those to prepare for
establishing a commercial presence in
Jordan. Entry and stay shall be for a
period of 90 days.
Intra-Corporate Transferees
Natural persons employed by a
juridical entity of another member for
a period of not less than one year and
who seek temporary stay in order torender services to (i) the same juridical
entity which is engaged in substantive
business operation in Jordan or (ii) a
juridical entity constituted in Jordan
and engaged in substantive businessoperation in Jordan which is owned by
or controlled by or affiliated with the
aforementioned juridical entity.GATS/SC/128
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Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
Executives
Natural persons who are senior
employees of a juridical entity, who
are responsible for the entire or a
substantial part of the entity’s
operations in Jordan, receiving generalsupervision or direction principally
from higher level executives, the board
of directors or stock-holders of the
business.
Managers
Natural persons who direct thejuridical entity, or department or sub-
division of the juridical entity,supervise and control the work of
supervisory, professional or
managerial employees, have the
authority to hire and fire or
recommend hiring, firing, or otherpersonnel actions and exercise
discretionary authority over day-to-day
operations at a senior level.
Specialists
Natural persons employed by a
juridical entity and possess knowledge
at an advanced level of expertise and
proprietary knowledge of a juridical
entity product, service, research,equipment, techniques, or
management.GATS/SC/128
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Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
Professionals
Natural persons seeking to engage, as
part of services contract granted by a
juridical entity engaged in substantive
business in Jordan and obtained by a
juridical entity of another Member,(other than entities providing services
as defined by CPC 872) which has no
commercial presence in Jordan in the
activity at a professional level.  The
person must possess the necessaryacademic credentials and professional
qualifications, which have been duly
recognized, where appropriate by the
professional association in Jordan. The
commitment relates only to the serviceactivity which is the subject of the
contract.
Work permits for all categories are
granted on the basis of an economic
needs test, i.e. to candidates whose
qualifications are not available in
Jordanians or those who are seeking
work in fields in which Jordanians arein short supply.
Intra-corporate transferees who are
executives, managers and specialists
(as defined above) are presumed tomeet the economic needs test
requirements.GATS/SC/128
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Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
Temporary work and residency
permits are required. Such permits are
issued for a maximum period of one
year, but are renewable.
Residency requirements:
4) Managing director of a branch
or juridical entity must be resident in
Jordan.
II. SECTOR-SPECIFIC COMMITMENTS
1. BUSINESS SERVICES
A. Professional Services
a) Legal services
(advisory services on
foreign law  only(excluding Jordanian
Law) (part of  CPC 861)1) None
2) None
3) None
4) Unbound, except as indicated 
in the horizontal section.1) None
2) None
3) None, representation in
Jordanian courts is assigned
only to Jordanian nationals.
4) Unbound, except as indicated in 
the horizontal section.
b) Auditing (part of
CPC 862)1) Auditing services must be
performed through a resident
licensed auditor in Jordan.
2) Auditing services must be
performed through a resident
licensed auditor in Jordan.
3) None, service to be provided
through resident auditors as
natural persons or in general
partnerships. Auditors must be
Jordanian nationals.
4) Unbound, except as indicated
in the horizontal section.Auditors must be Jordanian
nationals.1) None
2) None3) None
4) Unbound, except as indicated in
the horizontal section.GATS/SC/128
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Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
b) Accounting and
bookkeeping services
(part of CPC862)
c) Taxation services
(CPC 863)1) None
2) None
3) None
4) Unbound, except as indicated
in the horizontal section.1) None
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.
d) Architectural services
(CPC 8671)
e) Engineering services
(CPC 8672)
g ) Urban planning and
landscape architecturalservices (CPC 8674)1) None for  consultation,
planning or design services.
However, all engineering
designs and plans must be
undersigned by a local
engineering firm before
implementation in Jordan.
2) None for  consultation,
planning or design services.
However, all engineering
designs and plans must be
undersigned by a local
engineering firm beforeimplementation in Jordan.1) None
2) NoneGATS/SC/128
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Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
3) Subject to 50% foreign equity
limitation. Also, at least 50%
of  equity must be held by
engineers. Otherwise, non-
Jordanian engineering and
architectural firms mayprovide services only through
a contractual association with
Jordanian firms for the
purpose of implementing a
specific project or tender.Architects, engineers, urban
planners and landscape
architects must be Jordanian
nationals.3) Foreign firms are required to
train and upgrade the technical
and management skills of local
employees.
4) Unbound, except as indicated
in the horizontal section.
Architects, engineers, urban
planners and landscape
architects must be Jordaniannationals.4) Unbound, except as indicated in
the horizontal section.
h) Medical services
(excluding Dental
services) (CPC 9312)1) None
2) None
3) None, except access is
restricted to physicians.Physicians must be Jordanian
nationals.
4) Unbound, except as indicated
in the horizontal section.
Physicians must be Jordaniannationals.1) None
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.
Physicians Association pensionsand social security program is
available for Jordanians only.GATS/SC/128
Page 9Modes of supply:      1) Cross-Border supply           2) Consump tion abroad        3) Commercial presence        4) Presence of na tural persons
Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
j) Services provided by
midwives, nurses,
physiotherapists
CPC 93191)1) None
2) None
3) None
4) Unbound, except as indicated
in the horizontal section.1) None
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.
k) Other Pharmacists
1) None
2) None
3) Access restricted to
pharmacists as natural persons
or in general partnership. Only
one outlet per pharmacist
allowed. Pharmacists must be
Jordanian nationals.
4) Unbound, except as indicated
in the horizontal section.
Pharmacists must be Jordanian
nationals.1) None
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.GATS/SC/128
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Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
B. Computer and Related Services
a) Consultancy services
related to the installationof computer hardware
(CPC  841)
b) Software implementation
services (CPC 842)
c) Data processing services
(CPC 843)
d) Data base services 
(CPC 844)
e) Maintenance and repair
services of office
machinery and equipment
including computers(CPC 845)
f) Other computer services
(CPC 849)1) None
2) None3) None
4) Unbound, except as indicated
in the horizontal section.1) None
2) None3) None
4) Unbound, except as indicated in
the horizontal section.
C. Research and
Development Services
a) R & D services on
natural sciences  (CPC
851) excluding geology
related sciences1) None
2) None
3) Subject to 50% foreign equity
limitation. Director of research
center must be a Jordanian
national.
4) Unbound, except as indicated
in the horizontal section.
Director of research center
must be a Jordanian national.1) None
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.GATS/SC/128
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Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
b) R & D services on social
sciences and humanities
(CPC  852)
c) Inter disciplinary R & D
services (CPC 853)1) None
2) None
3) None , except director of
research center must be a
Jordanian national.
4) Unbound, except as indicated
in the horizontal section.
Director of research center
must be a Jordanian national.1) None
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.
D. Real Estate Services
a) Real estate services
involving own or leased
property
(CPC 8210)
b) On a fee or contract basis
(CPC 822)1) Unbound.
2) None
3) Access restricted to Jordanian
natural persons. Juridical
entities are not allowed. Realestate agents and licensed
surveyors must be Jordanian
nationals.
4) Unbound, except as indicated
in the horizontal section. Realestate agents and licensed
surveyors employed by real
estate offices must be
Jordanian nationals.1) Unbound.
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.
E. Rental/leasing service
without operators
a) Leasing or rental services
concerning ships without
operators (CPC  83103)
d) elating to other
machinery and equipment
CPC 83106-83109)1) None
2) None
3) Subject to 50% foreign equity
limitation.
4) Unbound, except as indicated
in the horizontal section.1) None
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.GATS/SC/128
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Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
F. Other Business Services
a) Advertising services
(CPC  871)1) None
2) None3) Access restricted to Jordanian
natural persons and
partnerships with majority
Jordanian ownership, or
limited liability companieswith Jordanians as majority in
board of directors. Director of
advertising agency must be a
Jordanian national.
4) Unbound, except as indicated
in the horizontal section.
Director of advertising agencymust be a Jordanian national.1) None
2) None3) None
4) Unbound, except as indicated in
the horizontal section.
b) Market  research
(CPC  86401)
c) Management consulting
service (CPC  865)
d) Services related to
management consulting
(CPC  866)
q) Packaging services
(CPC 876)1) None
2) None
3) None
4) Unbound, except as indicated
in the horizontal section.1) None
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.
b) Public Opinion Polling
Services (CPC 86402)1) Unbound.
2) None
3) None , except director of public
opinion bureau must be a
Jordanian national.
4) Unbound, except as indicated
in the horizontal section.
Director of public opinion
bureau must be a Jordanian
national.1) Unbound
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.GATS/SC/128
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Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
e) Technical testing and
analysis services
(CPC 8676)1) None
2) None
3) None, except geo-technical
testing services are subject to
50%  foreign equity limitation.
4) Unbound, except as indicated
in the horizontal section.1) None
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.
f) Services incidental to
agriculture (CPC 8811)
f) Services incidental to
animal husbandry, only
advisory and consultancy
services
(part of CPC 8812)
i) Services incidental to
manufacturing (CPC 884
& 885)1) None
2) None
3) Subject to 50% foreign equity
limitation.
4) Unbound, except as indicated
in the horizontal section.1) None
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.
m) Related scientific and
technical consulting
services (part of CPC8675) excluding
prospecting, surveying,
exploration, exploitation
and map making1) Unbound
2) None
3) Subject to 50% foreign equity
limitation. Cabinet
authorization is required.
Geologists/ geological
engineers must be Jordanian
nationals.
4) Unbound, except as indicated
in the horizontal section.
Geologist/geological engineers
must be Jordanian nationals.1) Unbound.
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.GATS/SC/128
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Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
n) Maintenance and repair
of equipment (not
including maritime
vessels, aircraft, or other
transport equipment and
television and radiotransmitters and
apparatus for line
telephony or telegraphy;
and radio broadcast
equipment)(CPC 633, 8861-8866)
o) Building/ Cleaning
services (CPC 874)1) Unbound
*
2) None
3) None
4) Unbound, except as indicated
in the horizontal section.1) Unbound*
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.
p) Photographic services
(excluding military
portraits and aerial
photography of the
territory of the Hashemite
Kingdom of Jordan)(CPC 875)
s) Convention services
 (CPC 87909)1) Unbound
*
2) None
3) Subject to 50% foreign equity
limitation.
4) Unbound, except as indicated
in the horizontal section.1) Unbound*
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.
                                                     
*Unbound due lack of technical feasibilityGATS/SC/128
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Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
r) Printing and Publishing
(CPC 88442)1) None
2) None
3) Subject to 50% foreign equity
limitation.  However,
ownership of periodical
publications is restricted toJordanian natural persons or
Jordanian juridical entities
wholly owned by Jordanians.
Director of printing and
publishing house must be aJordanian national.
4) Unbound, except as indicated
in the horizontal section.
Director of printing and
publishing house must be aJordanian national.1) None
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.GATS/SC/128
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Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
2. COMMUNICATION
SERVICES
B. Courier services
(CPC 7512)1) None
2) None
3) Subject to 51% foreign equity
limitation. Starting no later
than 1 January 2004, 100%
foreign equity will bepermitted.
4) Unbound, except as indicated
in the horizontal section1) None
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.
C. Telecommunication
Services
Jordan's commitments are based on the Chairman's Note dated 16 January 1997 (S/GBT/W/2/Rev.1).Jordan has removed its market access limitation on spectrum availability, in light of the Chairman's note S/GBT/W/3 dated 3 Feb ruary 1997 on market
access limitations on spectrum availability.
a) Voice telephone services
(CPC 7521)
d) Telex services
(CPC 7523)
e) Telegraph services
(CPC 7522)
f) Facsimile services
(CPC 7521 + 7529)
g) Private leased circuit 
services  (7522+7523)1) International callback is not
allowed. Starting no later than
31 December 2004, none.
2) None
3) Jordan Telecommunications
Company (JTC) has the
exclusive right until 31
December 2004. Starting no
later than 31 December 2004,
none.
4) Unbound, except as indicated
in the horizontal section.1) International callback is not
allowed. Starting no later than
31 December 2004, none.
2) None
3) Unbound. Starting no later than
31 December 2004, none.
4) Unbound, except as indicated in
the horizontal section.Jordan undertakes the
obligations contained in the
reference paper attached
hereto.GATS/SC/128
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Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
b) Packet- switched data
transmission services
(CPC 7523)
c) Circuit- switched data
transmission services
(CPC 7523)Value added services:
h) e-mail (CPC 7523)
i) voice-mail (CPC 7523)
j) On-line information and
data base-retrieval (CPC7523).
k) Electronic Data
Interchange (CPC 7523)
l) Enhanced value added
facsimile services (CPC7523)
m) Code and protocol
conversion
n) On-line information
and/or data processing
(including transaction
processing)(CPC 843)
Internet (excluding voice
telephone and facsimile
services)1) None
2) None
3) Service provided only over
circuits leased from JTC.
Starting no later than
31December  2004, none.
4) Unbound, except as indicated
in the horizontal section.1) None
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.GATS/SC/128
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Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
o)  Other:
Mobile voice and data 
services1) None
2) None3) Duopoly will be maintained
until 31 December  2003.
Commercial presence is
subject to 51% foreign equity
limitation.Starting no later than 31
December 2004, none.
4) Unbound, except as indicated
in the horizontal section1) None
2) None3) Unbound. Starting no later than
31 December 2004, none.
4) Unbound, except as indicated in
the horizontal section.
Global Mobile PersonalCommunication by
Satellite (GMPCS)1) None
2) None
3) None, except through local
authorized provider (gateway
provider).
4) Unbound, except as indicated
in the horizontal section.1) None
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.
Paging Services (land 
based)
(CPC 75291)1) None
2) None
3) The total number of service
suppliers is subject to an
economic needs test. Starting
no later than 31 December2004, none.
4) Unbound, except as indicated
in the horizontal section.1) None
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.GATS/SC/128
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Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
Public pay-phone
services (booth services)1) International callback is not
allowed. Starting no later than
31 December  2004, none.
2) None
3) The total number of service
suppliers is subject to aneconomic needs test. Starting
no later than 31 December
2004, none.
4) Unbound, except as indicated
in the horizontal section.1) International callback is not
allowed. Starting no later than
31December  2004, none.
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.
D. Audio-visual services
a) Motion picture and
video-tape production
and distribution services(CPC 9611)
b) Motion picture projection
service (CPC 9612)
c) Sound recording1) None
2) None
3) None, except motion picture
and video-tape distribution
services are subject to 50%
foreign equity limitation.
Director of retail outlet must
be a Jordanian national.
4) Unbound, except as indicated
in the horizontal section.
Director of retail outlet must
be a Jordanian national.1) None
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.GATS/SC/128
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Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
3. CONSTRUCTION AND RELATED ENGINEERING SERVICES
A. General Construction 
Work for buildings 
(CPC 512)
B. General Construction
Work for Civil
Engineering (CPC 513)
C. Installation and
Assembly Work
(CPC 14 + 516)
D. Building Completion and
Finishing Work
(CPC 517)
E. Other
(CPC 511, 515, 518)
excluding site preparationwork for mining
(CPC 5115)1) Unbound
*
2) None
3) Foreign equity in Jordanian
construction and contracting
firms is limited to 50%.
Otherwise, non-Jordanian
construction and contractingfirms may provide services
only through a contractual
association with Jordanian
firms for the purpose of
implementing a specific
project or tender.
4) Unbound, except as indicated
in the horizontal section. The
number of foreign engineers to
be employed by a firm may
not exceed twice the number
of qualified Jordanianengineers employed by the
same firm.1) Unbound
*
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.
4. DISTRIBUTION
SERVICESIf, in future, Jordan's
legislation permits non-
Jordanian investors to own agreater percentage of equity
with respect to projects or an
economic activity in this
sector, such liberalization will
immediately be bound inJordan's schedule of specific
commitments
                                                     
*Unbound due lack of technical feasibilityGATS/SC/128
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Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
a) Commission Agent’s
Services (except for
firearms)  (CPC 621)1) Commercial presence is
required. Starting no later than
1 January 2003, none.
2) None
3) None, except access is
restricted to Jordanian naturalpersons, Jordanian
partnerships with the majority
ownership by Jordanians, and
Jordanian companies with a
Jordanian majority on theBoard of Directors.
4) Unbound, except as indicated
in the horizontal section.1) None
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.
b) Wholesale Trade (except
wholesale trade of
firearms and
pharmaceuticals) (CPC
622)
c) Retailing Services
(except retail trade of
pharmaceuticals) (CPC
631, 632,  6111, 6112,
6113, 6121)
d) Franchising (CPC 8922,
8923, 8929)1) None
2) None
3) Subject to 50% foreign equity
limitation, except that service
providers that are also
registered as agents in Jordanare subject to the same
limitations applicable to
CPC 621.
4) Unbound, except as indicated
in the horizontal section1) None
2) None
3) None
4) Unbound except as indicated in
the horizontal section.
5. EDUCATIONAL
SERVICES
Commercial presence (in mode 3) is subject to 51% foreign equity limitation. Starting no later than 1 January 2004 , 100% foreign equity will be
permitted.GATS/SC/128
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Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
A. Primary Educational
Services (CPC  921)
B. Secondary Educational
Services (CPC  922)1) Unbound.
2) None
3) None
4) Unbound, except as indicated
in the horizontal section.1) Unbound.
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.
C. Higher Educational
Services (CPC  923)1) None
2) None3) None
4) Unbound, except as indicated
in the horizontal section1) None
2) None3) None
4) Unbound, except as indicated in
the horizontal section
D. Adult Education Services
(CPC 924)1) None
2) None
3) None, except director of adult
education center must beJordanian national.
4) Unbound, except as indicated
in the horizontal section.
Director of adult education
center must be a Jordaniannational.1) None
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.
E. Other Education Services
(CPC 929), specifically
cultural centers1) None
2) None
3) None, except director of
cultural center must be aJordanian national.
4) Unbound, except as indicated
in the horizontal section.
Director of cultural center
must be a Jordanian national.1) None
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.GATS/SC/128
Page 23Modes of supply:      1) Cross-Border supply           2) Consump tion abroad        3) Commercial presence        4) Presence of na tural persons
Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
6. ENVIRONMENTAL
SERVICES
C. Sanitation and Similar
Services (CPC 9403)1) Unbound*
2) None
3) None
4) Unbound, except as indicated
in the horizontal section.1) Unbound*
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.
D. Other
Cleaning Services ofexhaust gases  (CPC
9404)
Noise abatement services
(CPC 9405)
Other environmental
protection services n.e.c.(CPC 9409)1) None
2) None
3) None
4) Unbound, except as indicated
in the horizontal section.1) None
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.
7. FINANCIAL SERVICES
If and when applicable, the absence of any limitation on the ability of a resident consumer to purchase the service in the terr itory of another
Member does not signify a commitment to allow a non-resident service supplier to solicit business or to conduct active marketin g in the territory
of the Member.
A. Insurance and insurance -
related services
(CPC 812)
Commercial presence in the form of public shareholding companies is subject to 51% foreign equity limitation. One year after ac cession, 100%
foreign equity will be permitted.
                                                     
*Unbound due to lack of technical feasibilityGATS/SC/128
Page 24Modes of supply:      1) Cross-Border supply           2) Consump tion abroad        3) Commercial presence        4) Presence of na tural persons
Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
a) Life, insurance services
including health
insurance services (CPC
81211) and (CPC 81212)
excluding pension fund
management.
b) Non- life insurance
services (including
accident insurance)
(CPC 8129)1) Commercial presence is
required.
2) Unbound.
3) Access is restricted to public
share holding companies
constituted in Jordan and tobranches of foreign insurance
companies.
4) Unbound, except as indicated
in the horizontal section.1) Commercial presence is
required.
2) Unbound.
3) None
4) Unbound, except as indicated in
the horizontal section.
c) Reinsurance and
retrocession (CPC 81299)1) None
2) None
3) Access is restricted to Public
Share Holding companies
constituted in Jordan and tobranches of foreign
reinsurance companies.
4) Unbound, except as indicated
in horizontal section.1) None
2) None
3) None
4) Unbound, except as indicated in
horizontal section.
d) Auxiliary Services  (CPC
8140)GATS/SC/128
Page 25Modes of supply:      1) Cross-Border supply           2) Consump tion abroad        3) Commercial presence        4) Presence of na tural persons
Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
Agency services (CPC
81401)1) Unbound.
2) Unbound.
3) Access restricted to Jordanian
natural persons, Jordanian
general partnerships with
majority ownership byJordanians, and limited
liability companies with
Jordanians as majority in
board of directors. Insurance
agent or director of agentcompany must be Jordanian
nationals.
4) Unbound, except as indicated
in the horizontal section.
Insurance agent or director ofagent company must be
Jordanian nationals.1) Unbound.
2) Unbound.
3) None
4) Unbound, except as indicated in
the horizontal section.
Insurance consultancy
(CPC 81402 excluding pension consultancy)1) None
2) None3) None
4) Unbound, except as indicated
in horizontal section.1) None
2) None3) None
4) Unbound, except as indicated in
horizontal section.
Average and lossadjustment services(CPC 81403)1) Unbound.
2) Unbound.3) None
4) Unbound, except as indicated
in the horizontal section.1) Unbound.
2) Unbound.3) None
4) Unbound, except as indicated in
the horizontal section.
Actuarial services (CPC 81404)1) None
2) None3) None
4) Unbound, except as indicated
in horizontal section.1) None
2) None3) None
4) Unbound, except as indicated in
horizontal section.GATS/SC/128
Page 26Modes of supply:      1) Cross-Border supply           2) Consump tion abroad        3) Commercial presence        4) Presence of na tural persons
Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
B. Banking and Other
Financial Services
(excluding insurance)
The establishment of a commercial presence (in mode 3 only) or the conduct of new activities is restricted to Public Shareholdi ng companies
constituted in Jordan, and to branches and subsidiaries of foreign banks, unless otherwise stated in the specific sub-sector.   Furthermore, it is
noted that only Banks may undertake activities involving the acceptance of deposits and other repayable funds from the public ( CPC 81115-
81119 excluding CPC 81117) and extend guarantees and commitments services (CPC 81199**) and money broking (CPC 81339**). Financ ial
service companies as seen in sub-sector entries below may provide all other financial activities.  Financial service companies are licensed to
undertake Investment Trusteeship, Investment  Management, Financial Consultations Financial Brokerage, Depository, Management of  Primary
Issues.
a) Acceptance of deposits
and other repayable funds
from the public
(CPC 81115-81119
excluding CPC 81117)
e) Guarantees and
Commitments
CPC 81199**)
h) Money broking
(CPC 81339**)1) None
2) None
3) None4) Unbound, except as indicated
in the horizontal section.1) Real property in Jordan may not
be mortgaged to banks outside
Jordan.
2) None
3) None4) Unbound, except as indicated in
the horizontal section. Branches
of foreign banks are required to
have a resident regional
manager.
b) Lending  of all types
including consumer
credit, factoring,
mortgage credit, andfinancing of commercial
transaction (CPC 8113)
c) Financial leasing (CPC 
8112)
d) All payment and money
transmission services
(CPC 81339)1) None
2) None
3) Service must be provided
through banks and specialized
financial companies.
4) Unbound, except as indicated
in the horizontal section.1) Real property in Jordan may not
be mortgaged to banks outside
Jordan.
2) None3) None
4) Unbound, except as indicated in
the horizontal section. Branchesof foreign banks are required to
have a resident regional
manager.GATS/SC/128
Page 27Modes of supply:      1) Cross-Border supply           2) Consump tion abroad        3) Commercial presence        4) Presence of na tural persons
Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
f) Trading for own account
or for account of
customers, whether on an
exchange,  in an over-the-
counter market or
otherwise,  the following:Money market
instruments (cheques,
bills and certificates of
deposits) (CPC 81339**)
Foreign Exchange (CPC81333)
Derivative products incl.,
but not limited to, futures
and options (CPC
81339**)Exchange rate and
interest rate instruments,
including products such
as swaps and forward rate
agreements (CPC
81339**)
Transferable securities(CPC  81321)
Other negotiable
instruments and financial
assets, including bullion
(CPC 81339**)1) None, except for derivative
products, unbound.
2) None, except for derivative
products, unbound.
3) Access restricted to:
a.  Banksb.  Financial services
companies constituted in
Jordan, in the form of public
shareholding company, limited
liability company or a limitedpartnership in shares company.
4 ) Unbound, except as indicated
in the horizontal section.1) None
2) None3) None
4) Unbound, except as indicated in
the horizontal section.GATS/SC/128
Page 28Modes of supply:      1) Cross-Border supply           2) Consump tion abroad        3) Commercial presence        4) Presence of na tural persons
Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
g) Participation in issues of
all kinds of securities,
incl. under-writing and
placement as agent
(whether publicly or
privately) and provisionof service related to such
issues.
i) Asset management, such
as cash or portfolio
management, all forms ofcollective investment
management, custodial,
depository, trust services,
and pension fund
management.1) Unbound.
2) Unbound, except for issuance
and public offer of securities
outside Jordan by foreign
service providers abroad, and
for management by servicesuppliers outside Jordan of
assets which are not traded on
Amman Financial Market or
otherwise traded in Jordan.
3) Access restricted to:
a.  Financial services
companies constituted in
Jordan, in the form of public
shareholding company, limited
liability company or a limitedpartnership in shares company.
b.  Licensed banks through
affiliated companies or
separate accounts.
4) Unbound, except as indicated
in the horizontal section.1) Unbound.
2) Unbound, except for issuance
and public offer of securities
outside Jordan by foreign
service providers abroad, and
for management by servicesuppliers outside Jordan of
assets which are not traded on
Amman Financial Market or
otherwise traded in Jordan.
3) None
4) Unbound, except as indicated in
the horizontal section.
j) Settlement and clearing
services for financial
assets includingsecurities, derivative
products and other
negotiable instruments.1) Unbound
*
2) None
3) Access restricted to the
Depository Center at the
Amman Bourse for securities,
and to the Central Bank of
Jordan for all other financial
instruments.
4) Unbound, except as indicated
in the horizontal section.1) Unbound*
2) None
3) Access is restricted to the
Depository Center at the
Amman Bourse for securities,
and the Central Bank of Jordan
for all other financial
instruments
4) Unbound, except as indicated in
the horizontal section.
                                                     
*Unbound due to lack of technical feasibilityGATS/SC/128
Page 29Modes of supply:      1) Cross-Border supply           2) Consump tion abroad        3) Commercial presence        4) Presence of na tural persons
Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
k) Advisory and other
auxiliary financial
services on all the
activities (a - l) ,  incl.
credit reference  and
analysis, investment andportfolio research and
advice, advice on
acquisitions and on
corporate restructuring
and strategy1) None
2) None
3) Access restricted to:
a.  Financial services
companies constituted in
Jordan, in the form of a publicshareholding company, limited
liability company or a limited
partnership in shares company.
b.  Banks
4) Unbound, except as indicated
in the horizontal section.1) None
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.
l) Provision and transfer of
financial information as
related to financial dataprocessing and related
software by providers of
other financial services1) None
2) None
3) None4) Unbound, except as indicated
in the horizontal section.1) None
2) None
3) None4) Unbound, except as indicated in
the horizontal section.GATS/SC/128
Page 30Modes of supply:      1) Cross-Border supply           2) Consump tion abroad        3) Commercial presence        4) Presence of na tural persons
Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
8. HEALTH RELATED &
SOCIAL SERVICES
(other than those listed
under 1.A.)
Commercial presence (in mode 3) is subject to 51% foreign equity limitation. Starting no later than 1 January 2004 , 100% foreign equity will be
permitted .
A. Hospital Services
(CPC 9311)
C. Social Services
(CPC 933). Specifically,
these are nursing homes,
convalescent homes,
rehabilitation centers1) None
2) None
3) One of the owners must be a
physician except in a publiclimited company.
4) Unbound, except as indicated
in the horizontal section. At
least ¾ of physicians in any
hospital or nursing orconvalescent homes must be
Jordanian nationals; at least ½
of all staff must be Jordanian
nationals.1) None
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.
B. Other Human Health
Services, specifically
medical labs
(CPC  93199)1) None
2) None
3) None, except lab. director
must be a Jordanian national.
4) Unbound, except as indicated
in the horizontal section. Lab.
director must be a Jordanian
national.1) None
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.
9. TOURISM AND
TRAVEL RELATEDSERVICES
A. Hotel & Motel Lodging
Services, excluding
casinos(CPC 6411 & 6412)1) None
2) None
3) None
4) Unbound, except as indicated
in the horizontal section.1) None
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.GATS/SC/128
Page 31Modes of supply:      1) Cross-Border supply           2) Consump tion abroad        3) Commercial presence        4) Presence of na tural persons
Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
Meal serving services
with full restaurant
services (excluding
transport facilities) (CPC
6421)
Meal serving services inself-serving facilities
(cafeterias)
(CPC 6422)
Beverage serving
services for consumptionon the premises,
excluding casinos (CPC
643)1) None
2) None
3) Subject to 50% foreign equity
limitation.  Jordanian juridical
entity is required for
franchising.  Foreign equitylimitation does not apply to
these services when operated
in hotels or motels.
4) Unbound, except as indicated
in the horizontal section1) None
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.
Caterer servicesproviding meals to
outside (CPC 6423).
Institutional Food Service
caterers (with the
exception of Airport andairline catering facilities
which are confined only
to the national air
carriers)1) None
2) None
3) None
4) Unbound, except as indicated
in the horizontal section.1) None
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.GATS/SC/128
Page 32Modes of supply:      1) Cross-Border supply           2) Consump tion abroad        3) Commercial presence        4) Presence of na tural persons
Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
Air catering services (part
of CPC 6423)1) Unbound
2) Unbound
3) Exclusivity is currently
granted to the national carrier.
However, once exclusivity is
lifted, access will be subject to50% limitation on foreign
equity and to any other
limitations on legal form
provided for by the Jordanian
law. Number of serviceproviders may be restricted.
4) Unbound, except as indicated
in the horizontal section.1) Unbound
2) Unbound
3) None
4) Unbound except as indicated in
the horizontal section.
B. Travel Agencies and
Tour  Operator Services
(CPC 7471)1) Foreign travel agencies must
implement their tours in
Jordan through a local service
provider.
2) None
3) Service may be provided
through Jordanian natural or
juridical entities  with
maximum 50 % foreign
equity . Service provider must
be a specialized tourist firm.Director must be a Jordanian
national.
4) Unbound, except as indicated
in the horizontal section.
Director must be a Jordaniannational.1) None
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.
Tourist guide services
(CPC 7472)1) None
2) None
3) None
4) Unbound, except as indicated
in the horizontal section.1) Unbound
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.GATS/SC/128
Page 33Modes of supply:      1) Cross-Border supply           2) Consump tion abroad        3) Commercial presence        4) Presence of na tural persons
Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
10. RECREATIONAL,
CULTURAL AND
SPORTING SERVICES
(Other than audio-visual
services)
A. Other Entertainment
Services (CPC  96191)
Theatrical producer,
singer group, bands and
orchestra entertainment
services1) Unbound*
2) None
3) None4) Unbound, except as indicated
in the horizontal section.1) Unbound
*
2) None
3) None4) Unbound, except as indicated in
the horizontal section.
Circus troupes
(CPC 96194)1) Unbound*
2) None
3) Foreign circus shows must be
sponsored by a registeredJordanian sports club.
4) Unbound, except as indicated
in the horizontal section.1) Unbound
*
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.
B. News Agency Services
(CPC  962)Correspondents only1) None
2) None3) None
4) Unbound, except as indicated
in the horizontal section.1) None
2) None3) None
4) Unbound, except as indicated in
the horizontal section.
C. Libraries, Archives,
Museums and Other
Cultural Services
(CPC 963)
Museum services (except
for historical sites andbuildings)
(CPC 96321)1) None
2) None
3) None
4) Unbound, except as indicated
in the horizontal section.1) None
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.
                                                     
*Unbound due lack of technical feasibility.GATS/SC/128
Page 34Modes of supply:      1) Cross-Border supply           2) Consump tion abroad        3) Commercial presence        4) Presence of na tural persons
Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
D. Sporting and Other
Recreational Services
(CPC  964)
Health and fitness clubs:\
1) Unbound*
2) None
3) None
4) Unbound, except as indicated
in the horizontal section.1) Unbound*
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.
11. TRANSPORT
SERVICES
Commercial presence (inmode 3) is subject to
50% foreign equity
limitation.
A. Maritime Transport
Services:
Transport services by Sea
–going vessels (CPC
721)
a) Passenger transportation
(CPC 7211)
b) Freight transportation
(CPC 7212)(1)(a) Liner Shipping: None, but all
ships docking in Jordan must
have a local Port Agent.
(b) Bulk, tramp, and other
international shipping,including passenger
transportation: None
(2) None(1) None
(2) NoneThe following services at the
port are made available to
international maritime
transport suppliers on
reasonable and non-discriminatory terms and
conditions:
1. Pilotage (excluded)
2. Towing and tug assistance
3. Provisioning, fuelling, andwatering.
4. Garbage collecting and
ballast waste disposal.
5. Port Captain’s services.GATS/SC/128
Page 35Modes of supply:      1) Cross-Border supply           2) Consump tion abroad        3) Commercial presence        4) Presence of na tural persons
Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
(3)(a) Establishment of registered
company for the purpose of
operating a fleet under the
national flag of Jordan: None
(b) Other forms of commercial
presence for the supply ofinternational maritime
transport services: None
(4) Unbound, except as indicated
in horizontal section. 1/5 of
crew on Jordanian ships must
be Jordanian.(3) Service fees for pilotage,
berthing and docking are 10%
less for Jordanian ships.
Jordanian ships are exempt from
any Port dues when anchoring in
Jordanian territorial waters.Jordanian ships enjoy
preferential treatment in prices
of bunker provided at the Aqaba
Port.
(4) Unbound, except as indicated in
the horizontal section.6. Navigation aids.
7. Shore-based operational
services, essential to ship
operations including
communications, water and
electrical supplies.8. Emergency repair facilities.
9. Anchorage, berth and
berthing services(excluded).
Please note that Pilotage and
anchorage services have been
excluded due to the national
treatment limitation as seen
from commitments under the
national treatment column.
Maritime Auxiliary
Services
c) Rental services of sea-
going vessels withoperator
(CPC 7213)1) None
2) None3) None
4) Unbound, except as indicated
in the horizontal section.1) None
2) None3) None
4) Unbound, except as indicated in
the horizontal section.
d) Maintenance and repair
of vessels (CPC 8868)1) None
2) None3) Access restricted to Jordanian
natural or juridical entities.
4) Unbound, except as indicated
in the horizontal section.1) None
2) None3) None
4) Unbound, except as indicated in
the horizontal section.
Storage and warehousing
services (CPC 742)1) Unbound*
2) None
3) None**
4) Unbound, except as indicated
in the horizontal section.1) Unbound*
2) None
3) None**
4) Unbound, except as indicated in
the horizontal section.
                                                     
* A commitment on this mode of delivery is not feasible.GATS/SC/128
Page 36Modes of supply:      1) Cross-Border supply           2) Consump tion abroad        3) Commercial presence        4) Presence of na tural persons
Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
Shipping Agents
Maritime Freight
Forwarding Services
(CPC 748)
Maritime Freight
Inspection services(CPC 749)
Food Supply Catering
(Provisioning)1) Unbound.
2) None
3) Access restricted to Jordanian
natural or juridical entities.
4) Unbound except as indicated
in the horizontal section.1) Unbound
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.
C. Air Transport Services
(as defined in the Annexon Air Transport)
Maintenance and repairof Aircraft (part ofCPC 8868)1) Subject to an agreement with
Royal Jordanian Airline(National Carrier).
2) None
3) Unbound
4) Unbound, except as indicated
in the horizontal section.1) None
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.
Computer Reservation
Systems (CRS):
Sales and Marketing
Maintenance and Repair1) None
2) None
3) None
4) Unbound, except as indicated
in the horizontal section.1) None
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.
                                                                                                                                                                                                                                                              
** Public utility concession or licensing procedures may apply in case of occupation of the public domainGATS/SC/128
Page 37Modes of supply:      1) Cross-Border supply           2) Consump tion abroad        3) Commercial presence        4) Presence of na tural persons
Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
Air Auxiliary Services
Freight forwarding
services (part of
CPC 748)1) None
2) None
3) Access restricted to Jordanian
natural or juridical entities.
Director must be a Jordanian
national.
4) Unbound, except as indicated
in the horizontal section.
Director must be a Jordanian
national.1) None
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.
Packing and crating andde-packing and de-
crating services (part ofCPC 749)1) None
2) None
3) Access restricted to Jordanian
natural or juridical entities.
4) Unbound except as indicated
in the horizontal section.1) None
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.GATS/SC/128
Page 38Modes of supply:      1) Cross-Border supply           2) Consump tion abroad        3) Commercial presence        4) Presence of na tural persons
Sector or sub-sector Limitations on market access Limitations on national treatment Additional commitments
Freight inspection
services (part of CPC
749) excluding pre-
shipment inspection for
customs valuation
purposes on imports.1) None, Jordan does not accept
pre-shipment inspection for
customs valuation purposes on
imports.
2) None, Jordan does not accept
pre-shipment inspection forcustoms valuation purposes on
imports.
3) Access restricted to freight
forwarders in the form of
Jordanian natural or juridicalentities. Director must be a
Jordanian national. Once
issuance of specialized
licenses for provision of
freight inspection services isregulated, access will also be
granted to inspection firms in
the form of Jordanian natural
or juridical entities.
4) Unbound, except as indicated
in the horizontal section.
Director must be a Jordaniannational.1) None
2) None
3) None
4) Unbound, except as indicated in
the horizontal section.GATS/SC/128
Page 39
REFERENCE PAPER
Scope
The following are definitions and principles on the regulatory framework for the basic
telecommunications services.
Definitions
Users mean service consumers and service suppliers.
Essential facilities mean facilities of a public telecommunications transport network or service
that
(a) are exclusively or predominantly provided by a single or limited number of suppliers;
and
(b) cannot feasibly be economically or technically substituted in order to provide a
service.
A major supplier is a supplier, which has the ability to materially affect the terms of
participation (having regard to price and supply) in the relevant market for basic telecommunicationsservices as a result of:
(a) control over essential facilities;  or
(b) use of its position in the market.
1. Competitive safeguards
1.1 Prevention of anti-competitive practices in telecommunications
Appropriate measures shall be maintained for the purpose of preventing suppliers who, alone
or together, are a major supplier from engaging in or continuing anti-competitive practices.
1.2 Safeguards
The anti-competitive practices referred to above shall include in particular:
(a) engaging in anti-competitive cross-subsidization;
(b) using information obtained from competitors with anti-competitive results;  and(c) not making available to other services suppliers on a timely basis technical
information about essential facilities and commercially relevant information which
are necessary for them to provide services.
2. Interconnection
2.1 This section applies to linking with suppliers providing public telecommunications transport
networks or services in order to allow the users of one supplier to communicate with users of another
supplier and to access services provided by another supplier, where specific commitments are
undertaken.GATS/SC/128
Page 40
2.2 Interconnection to be ensured
Interconnection with a major supplier will be ensured at any technically feasible point in the
network.  Such interconnection is provided.
(a) under non-discriminatory terms, conditions (including technical standards and
specifications) and rates and of a quality no less favourable than that provided forits own like services or for like services of non-affiliated service suppliers or for its
subsidiaries or other affiliates;
(b) in a timely fashion, on terms, conditions (including technical standards and
specifications) and cost-oriented rates that are transparent, reasonable, having
regard to economic feasibility, and sufficiently unbundled so that the supplier neednot pay for network components or facilities that it does not require for the service
to be provided;  and
(c) upon request, at points in addition to the network termination points offered to the
majority of users, subject to charges that reflect the cost of construction of
necessary additional facilities.
2.3 Public availability of the procedures for interconnection negotiations
The procedures applicable for interconnection to a major supplier will be made publicly
available.
2.4 Transparency of interconnection arrangements
It is ensured that a major supplier will make publicly available either its interconnection
agreements or a reference interconnection offer.
2.5 Interconnection:  dispute settlement
A service supplier requesting interconnection with a major supplier will have recourse, either:(a) at any time or
(b) after a reasonable period of time which has been made publicly known
to an independent domestic body, which may be a regulatory body as referred to in paragraph 5
below, to resolve disputes regarding appropriate terms, conditions and rates for interconnection within
a reasonable period of time, to the extent that these have not been established previously.
3. Universal service
Any Member has the right to define the kind of universal service obligation it wishes to
maintain.  Such obligations will not be regarded as anti-competitive per se , provided they are
administered in a transparent, non-discriminatory and competitively neutral manner and are not moreburdensome than necessary for the kind of universal service defined by the Member.
4. Public availability of licensing criteria
Where a licence is required, the following will be made publicly available:
(a) all the licensing criteria and the period of time normally required to reach a decision
concerning an application for a licence;  andGATS/SC/128
Page 41
(b) the terms and conditions of  individual licences.
The reasons for the denial of a licence will be made known to the applicant upon request.
5. Independent regulators
The regulatory body is separate from, and not accountable to, any supplier of basic
telecommunications services. The decisions of and the procedures used by regulators shall be
impartial with respect to all market participants.
6. Allocation and use of scarce resources
Any procedures for the allocation and use of scarce resources, including frequencies, numbers
and rights of way, will be carried out in an objective, timely, transparent and non-discriminatory
manner. The current state of allocated frequency bands will be made publicly available, but detailed
identification of frequencies allocated for specific government uses is not required.
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