WORLD TRADE
ORGANIZATIONTN/S/O/SVN
26 June 2003
(03-3419)
Council for Trade in Services
Special SessionOriginal:  English
SLOVENIA
Initial offer
The following initial offer has been received from the delegation of Slovenia on 12 June with
the request that it be circulated to Members of the Council for Trade in Services.
_______________
Attached is an initial offer of the Republic of Slovenia in the context of the negotiation based on
GATS Art. XIX and the paragraph 15 of the Doha Ministerial Declaration dated 14 November 2001, to
be circulated to all Members of the Council for Trade in Services.
The Republic of Slovenia reserves the right to modify, reduce or withdr aw its initial offer on
services and any subsequent offer that could follow. The Republic of Slovenia further reserves the right
to make any technical change or correction to this  initial offer and any subsequent offer that could
follow.TN/S/O/SVN
Page 3REPUBLIC OF SLOVENIA - SCHEDULE OF SPECIFIC COMMITMENTS
Modes of supply:             1)    Cross-border supply         2)    Consumption abroad           3)    Commercial presence          4)    Presence of natural persons
Sector or sub-sector Limitations on market access Limit ations on national treatm ent Additional commitments
I. HORIZONTAL COMMITMENTS
ALL SECTORS INCLUDED
IN THIS SCHEDULEInvestments:
3) For financial services, authorization is issued
by the authorities indicated in sector specificcommitments and according to conditions
indicated in sector specific commitments.
There are no limitations on establishment of
a new business establishment ("greenfield"investments).
Services considered in the Republic of
Slovenia as public utilities at a national orlocal level may be subject to publicmonopolies or to granting of concessions toprivate operators, as indicated in sector
specific commitments.3) The establishment of branches by foreign
companies is conditioned with the registrationof the parent company in a court register in
the country of origin for at least one year.   
Subsidies
None, other than for branches established in
the Republic of Slovenia by a foreign
company. Eligibility for subsidies from the
Republic of Slovenia may be limited tojuridical persons established within theterritory of the Republic of Slovenia or aparticular geographical sub-division thereof.Unbound for subsidies for research and
development.  The supply of a service, or its
subsidization, with the public sector is not inbreach of this commitment.TN/S/O/SVN
Page 4Modes of supply:             1)    Cross-border supply         2)    Consumption abroad           3)    Commercial presence          4)    Presence of natural persons
Sector or sub-sector Limitations on market access Limit ations on national treatm ent Additional commitments
At least half of the ordinary members of the
Board of Directors have to be nationals of
the Republic of Slovenia. The managing
director of a limited liability company or at
least the procurator has to be a Slovenian
national.  A non-Slovenian national, who is a
director of a branch, established in the
Republic of Slovenia by a foreign juridical
person, has to be a resident in the Republic
of Slovenia.
Real estate:
Juridical persons, established in the Republic
of Slovenia with foreign capital participation,may acquire real estate on the territory of the
Republic of Slovenia.
Branches
* established in the Republic of
Slovenia by foreign persons may onlyacquire real estate, except land, necessary for
the conduct of the economic activities for
which they are established.
Ownership of real estate in the border areas
of 10 km by companies in which majority of
capital or voting rights belongs directly orindirectly to juridical persons or nationals ofanother Member is subject to special
permission.
                                                     
*According to the Law on Commercial Companies, a branch established in the Republic of Slovenia is not considered a juridical pe rson, but as regards their operation, their treatment is
equal to a subsidiary, which is in line with Article XXVIII para.(g) of the GATS.TN/S/O/SVN
Page 5Modes of supply:             1)    Cross-border supply         2)    Consumption abroad           3)    Commercial presence          4)    Presence of natural persons
Sector or sub-sector Limitations on market access Limit ations on national treatm ent Additional commitments
4) Unbound, except for measures concerning the
entry into and temporary stay, without
requiring compliance with an economic need
test*, of a natural person which falls in one of
the following categories:4) Unbound except for measures concerning the
categories of natural persons referred to in the
Market Access Column.
                                                     
*All other requirements of laws and regulations regarding entry, stay, work and social security measures shall continue to apply , including regulations concerning period of stay,
minimum wages as well as collective wage agreements.TN/S/O/SVN
Page 6Modes of supply:             1)    Cross-border supply         2)    Consumption abroad           3)    Commercial presence          4)    Presence of natural persons
Sector or sub-sector Limitations on market access Limit ations on national treatm ent Additional commitments
Business visitors
A natural person, who stays in the Republic of
Slovenia without acquiring remuneration fromor within the Republic of Slovenia andwithout engaging in making direct sales to thegeneral public or supplying services, for the
purpose of participating in business meetings,
business contacts, including negotiations forthe sale of services, or other similar activities,including those to prepare the establishmentof commercial presence in the Republic of
Slovenia.
The duration of temporary stay is limited with
a 90 day visa.To the extent that any subsidy is made
available to natural persons, their availability
may be limited to nationals of the Republic of
Slovenia.
Intra-Corporate Transferee*
Natural persons of another Member who
have been employed by juridical persons of
another Member for a period of not less thanthree years immediately preceding the entryor have been partners in it (other than
majority shareholders):
a) Natural persons occupying a senior position,
who primarily direct the management of theestablishment, receiving general supervision,direction, principally from the board of
directors or stockholders of the business or
their equivalent, including:
                                                     
*An "intra-corporate transferee" is defined as a natural person working within a juridical person, other than a non-profit makin g organisation, established in the territory of a WTO
Member, and being temporarily transferred in the context of the provision of a service through commercial presence in the terri tory of the  Republic of Slovenia;  the juridical persons concerned
must have their principal place of business in the territory of a WTO Member and the transfer must be to an establishment of th at juridical person, effectively providing like services in the
territory of the Republic of Slovenia.TN/S/O/SVN
Page 7Modes of supply:             1)    Cross-border supply         2)    Consumption abroad           3)    Commercial presence          4)    Presence of natural persons
Sector or sub-sector Limitations on market access Limit ations on national treatm ent Additional commitments
- directing the establishment or a department
or sub-division of the establishment;
- supervising and controlling the work of other
supervisory, professional or managerial
employees;
- having the authority personally to hire and
fire or other personnel actions.
b) Natural persons working within a juridical
person who posses special knowledge and
uncommon qualifications essential to the
establishment's service, research equipment,techniques or management. In assessing suchspecial knowledge, account will not be takenonly of knowledge specific to theestablishment, but also of whether the person
has a high level of qualifications referring to a
type of work or trade requiring specifictechnical knowledge, including membershipof an accredited profession.
The duration of temporary stay for
"intra-corporate transferees" is limited with a"business visa" and
 residence permit, which
may be granted up to one year with
extensions.
II. SECTOR-SPECIFIC COMMITMENTS
1. BUSINESS SERVICES
A. Professional Services
a) Legal Services (CPC 861)1) Unbound for drafting of legal documents.
2) None.1) Unbound for drafting of legal documents.
2) None.TN/S/O/SVN
Page 8Modes of supply:             1)    Cross-border supply         2)    Consumption abroad           3)    Commercial presence          4)    Presence of natural persons
Sector or sub-sector Limitations on market access Limit ations on national treatm ent Additional commitments
3) Commercial presence is restricted to sole
proprietorship or to a law firm with unlimited
responsibility (partnership) only. Only
lawyers with licence to practice may bepartners. For activities involving national lawacceptance into the Bar Association("Odvetniška zbornica Slovenije") is required.Consent of the Bar Association is required for
the establishment of any law firm.3) Conditions for acceptance into the Bar
Association for lawyers who are not
Slovenian nationals and have a licence to
practice in an another Member, have to have acertificate of knowledge of the Slovenian lawand must be proficient in the Slovenian
language.
Conditions for acceptance into the Bar
Association for lawyers who are notSlovenian nationals and have a licence topractice in an another Member, have to have a
certificate of knowledge of the Slovenian law
and must be proficient in the Slovenianlanguage.
Notaries Public are persons performing a
public service. Concession rights can be
acquired by licence.
4) Unbound except as indicated in Part I. 4) Unbound except as indicated in Part I.
b) Accounting, Auditing and
Bookeeping services*
(CPC 862)1) Unbound.
2) None.3) Commercial presence should take the form of
a juridical person. The share of foreign
persons in auditing companies may not exceed49 per cent of the equity.  Provision ofauditing services through auditing companies
only.1) Unbound.
2) None.
3) None.
4) Unbound except as indicated in Part I and
subject to limitations on natural personsemployed by juridical persons only.4) Unbound except as indicated in Part I and in
the Market Access Column.
                                                     
*According to Slovene Law, auditing services  are a matter of firms, not natural persons.TN/S/O/SVN
Page 9Modes of supply:             1)    Cross-border supply         2)    Consumption abroad           3)    Commercial presence          4)    Presence of natural persons
Sector or sub-sector Limitations on market access Limit ations on national treatm ent Additional commitments
d) Architectural Services
(CPC 8671)1) Unbound.
2) None.
3) None.
4) Unbound except as indicated in Part I.1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.
e) Engineering Services
(CPC 8672)1) None. 1) None for pure planning services;  the
submission of plans for approval by thecompetent authorities requires co-operationwith an established supplier of planning
services.
2) None.
3) None.
4) Unbound except as indicated in Part I.2) None.
3) None.
4) Unbound except as indicated in Part I.
f) Integrated Engineering
Services (CPC 8673)1) None. 1) None for pure planning services;  the
submission of plans for approval by thecompetent authorities requires co-operationwith an established supplier of planning
services.
2) None.
3) None.
4) Unbound except as indicated in Part I.2) None.
3) None.
4) Unbound except as indicated in Part I.
h) Medical* and Dental
Services (CPC 93121,
93122**)1) Unbound.
2) None.
3) Membership of Doctors Association required.
Conditions for acceptance into DoctorsAssociation for doctors who are not Slovenian
nationals is licence to practice in an another
Member and have a good command of theSlovenian language**.1) Unbound.
2) None.
3) None.
                                                     
*Excluding the following activities:  social medicine, sanitary, epidemiological, medical/ecological  services;  the supply of bl ood, blood preparations and transplants;  autopsy.TN/S/O/SVN
Page 10Modes of supply:             1)    Cross-border supply         2)    Consumption abroad           3)    Commercial presence          4)    Presence of natural persons
Sector or sub-sector Limitations on market access Limit ations on national treatm ent Additional commitments
4) Unbound except as indicated in Part I. 4) Unbound except as indicated in Part I.
B. Computer and Related
Services
a) Consultancy Services
related to the Installationof Computer Hardware
(CPC 841)1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.
b) Software Implementation
Services (CPC 842)1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.
c) Data Processing Services
(CPC 843)1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.
d) Data Base Services
(CPC 844)1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.
                                                                                                                                                                                                                                                               
**Establishment in the form of legal person is  subject to authorization by Ministry of Health.  Entry into Public Health Network is subject to a concession from  the Institute for Health
Insurance of the Republic of Slovenia.TN/S/O/SVN
Page 11Modes of supply:             1)    Cross-border supply         2)    Consumption abroad           3)    Commercial presence          4)    Presence of natural persons
Sector or sub-sector Limitations on market access Limit ations on national treatm ent Additional commitments
e) Other (CPC 845+849) 1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.
C. Research and
Development Services*
a) R&D Services on natural
sciences (CPC 851)1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.
b) R&D Services on social
sciences and humanities
(CPC 852)1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.
c) Interdisciplinary R&D
Services (CPC 853)1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.
E. Rental/Leasing Services
without Operators
a) Relating to Ships
(CPC 83103)1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.
                                                     
*Public utility exist;  concession rights can be granted to the private operators established in the Republic of Slovenia.TN/S/O/SVN
Page 12Modes of supply:             1)    Cross-border supply         2)    Consumption abroad           3)    Commercial presence          4)    Presence of natural persons
Sector or sub-sector Limitations on market access Limit ations on national treatm ent Additional commitments
b) Relating to Aircraft
(CPC 83104)1) None.
2) None.3) To be registered in the aircraft register of the
Republic of Slovenia, the aircraft must be
owned either by a juridical or natural persons
meeting specific nationality or domicilecriteria, which are applied as well to themember of the board.1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I. 4) Unbound except as indicated in Part I.
c) Relating to Other
Transport Equipment
(CPC 83102, 83105)1) Unbound.
2) None.
3) None.
4) Unbound except as indicated in Part I.1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.
d) Relating to Other
Machinery and Equipment(CPC 83106, 83107,
83108, 83109)1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.
F. Other Business Services
a) Advertising Services,
excluding direct mailadvertising, outdoor
advertising and excluding
for goods subject toimport authorization andexcluding pharmaceuticalproducts, alcohol, tobacco,toxic explosives, weapons
and ammunition (8711**
8712**)1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.TN/S/O/SVN
Page 13Modes of supply:             1)    Cross-border supply         2)    Consumption abroad           3)    Commercial presence          4)    Presence of natural persons
Sector or sub-sector Limitations on market access Limit ations on national treatm ent Additional commitments
b) Market Research and
Public Opinion Polling
Services (CPC 864)1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.
c) Management Consulting
Services (CPC 865)1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.
d) Services related to
Management Consulting
(CPC 866)1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.
e) Technical Testing and
Analysis Services*
(CPC 8676)1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.
j) Services Incidental to
Energy Distribution - for
gas only* (CPC 887**)1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.
                                                     
*Public utility exist; concession rights can be granted to th e private operators established in the Republic of Slovenia.TN/S/O/SVN
Page 14Modes of supply:             1)    Cross-border supply         2)    Consumption abroad           3)    Commercial presence          4)    Presence of natural persons
Sector or sub-sector Limitations on market access Limit ations on national treatm ent Additional commitments
n) Maintenance and Repair of
Equipment (not incl.
maritime vessels, aircraft
or other transportequipment)(CPC 633+8861+8866)1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.
p) Photographic Services
(CPC 876)1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.
2. COMMUNICATION
SERVICES
B. Courier services
Special Delivery Serviceonly (CPC 7512**)1) Unbound.
2) None.
3) None.
4) Unbound except as indicated in Part I.1) Unbound.
2) None.
3) None.
4) Unbound except as indicated in Part I.TN/S/O/SVN
Page 15Modes of supply:             1)    Cross-border supply         2)    Consumption abroad           3)    Commercial presence          4)    Presence of natural persons
Sector or sub-sector Limitations on market access Limit ations on national treatm ent Additional commitments
C. Telecommunication
Services
The setting up and operation of telecommunication networks infrastructure as well as the provision of voice telephone, packet a nd circuit switched data services,
telegraph, telex, mobile radio telephone, satellite and paging services are excluded (public monopoly).
Value-added services including:
h) Electronic Mail
(CPC 7523**)
i) Voice Mail (CPC 7523**)1) None as from 1 January 1998 None.
2) None.1) None as from 1 January 1998 None .
2) None.
j) On-line Information and
Data Base Retrieval
(CPC 7523**)
l) Enhanced/Value-added
Facsimile Services, incl.
store and forward, store
and retrieve (CPC 7523**)
m) Code and Protocol
Conversion (CPC n.a.)3) Foreign participation may not exceed 99 per
cent of the equity.
Licence for operation granted is subject to
obligations of value-added telecommunicationservices providers, to use the basic
telecommunications network.
4) Unbound except as indicated in Part I.3) None.
4) Unbound except as indicated in Part I.
3. CONSTRUCTION AND
RELATED
ENGINEERINGSERVICES
A. General Construction
Work for Buildings
(CPC 512)1) Unbound.*
2) None.
3) None.
4) Unbound except as indicated in Part I and
commercial presence required.1) Unbound.*
2) None.
3) None.
4) Unbound except as indicated in Part I and
commercial presence required.TN/S/O/SVN
Page 16Modes of supply:             1)    Cross-border supply         2)    Consumption abroad           3)    Commercial presence          4)    Presence of natural persons
Sector or sub-sector Limitations on market access Limit ations on national treatm ent Additional commitments
B. General Construction
Work for Civil
Engineering
(CPC 513)1) Unbound.*
2) None.
3) None.
4) Unbound except as indicated in Part I and
commercial presence required.1) Unbound.*
2) None.
3) None.
4) Unbound except as indicated in Part I and
commercial presence required.
C. Installation and Assembly
Work
(CPC 514, 516)1) Unbound.*
2) None.
3) None.4) Unbound except as indicated in Part I and
commercial presence required.1) Unbound.*
2) None.
3) None.4) Unbound except as indicated in Part I and
commercial presence required.
D. Building Completion and
Finishing Work
(CPC 517)1) Unbound.*
2) None.
3) None.
4) Unbound except as indicated in Part I and
commercial presence required.1) Unbound.*
2) None.
3) None.
4) Unbound except as indicated in Part I and
commercial presence required.
E. Other:
- Pre-erection work at
construction sites andspecial trade constructionwork (CPC 511, 515)1) Unbound.*
2) None.
3) None.
4) Unbound except as indicated in Part I and
commercial presence required.1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.TN/S/O/SVN
Page 17Modes of supply:             1)    Cross-border supply         2)    Consumption abroad           3)    Commercial presence          4)    Presence of natural persons
Sector or sub-sector Limitations on market access Limit ations on national treatm ent Additional commitments
4. DISTRIBUTION
SERVICES
(Excluding distribution of
pyrotechnical goods,ignitable articles andblasting devices, firearms,
ammunition and military
equipment, toxicsubstances and certainmedical substances).
A. Commission Agents'
Services (CPC 621)1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.
B. Wholesale Trade Services
(CPC 622)1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.
C. Retailing Services
(CPC 631, 632**,
61112, 6113, 6121excluding 63211)1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.
D. Franchising
(CPC 8929)1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.TN/S/O/SVN
Page 18Modes of supply:             1)    Cross-border supply         2)    Consumption abroad           3)    Commercial presence          4)    Presence of natural persons
Sector or sub-sector Limitations on market access Limit ations on national treatm ent Additional commitments
5. EDUCATIONAL
SERVICES
B. Secondary Education
Services
Privately Funded Only(CPC 922**)1) None.
2) None.
3) None.1) None.
2) None.
3) None other than:  majority of the Board must
be of Slovenian nationality.
4) Unbound except as indicated in Part I. 4) Unbound except as indicated in Part I.
C. Higher Education
Services
Privately Funded Only
(CPC 923**)1) None.
2) None.
3) None.1) None.
2) None.3) None other than: majority of the Board must
be of Slovenian nationality.
4) Unbound except as indicated in Part I. 4) Unbound except as indicated in Part I.
D. Adult Education Services
(CPC 924)1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.
6. ENVIRONMENTAL
SERVICES*
A. Sewage Services
(CPC 9401)1) Unbound.*
2) None.
3) None.
4) Unbound except as indicated in Part I.1) Unbound.*
2) None.
3) None.
4) Unbound except as indicated in Part I.
                                                     
*Public utility exist; concession rights can be granted to th e private operators established in the Republic of Slovenia.TN/S/O/SVN
Page 19Modes of supply:             1)    Cross-border supply         2)    Consumption abroad           3)    Commercial presence          4)    Presence of natural persons
Sector or sub-sector Limitations on market access Limit ations on national treatm ent Additional commitments
B. Refuse Disposal Services
(CPC 9402)1) Unbound.*
2) None.
3) None.
4) Unbound except as indicated in Part I.1) Unbound.*
2) None.
3) None.
4) Unbound except as indicated in Part I.
C. Sanitation and Similar
Services
(CPC 9403)1) Unbound.*
2) None.
3) None.
4) Unbound except as indicated in Part I.1) Unbound.*
2) None.
3) None.
4) Unbound except as indicated in Part I.
D. Other:
- Nature and Landscape
Protection Services(CPC 9406)1) Unbound.*
2) None.
3) None.
4) Unbound except as indicate in Part I.1) Unbound.*
2) None.
3) None.
4) Unbound except as indicated in Part I.
7. FINANCIAL SERVICES
1. The admission to the market of new financial services or products may be subject to the existence of, and consistency with, a  regulatory framework aimed at achieving
the objectives indicated in Article 2.(a) of the Annex on Financial Services.
2. As a general rule and in a non-discriminatory manner, financial institutions incorporated in the Republic of Slovenia must ad opt a specific legal form.
3. Insurance and banking activities should be performed by legally separate suppliers of financial services.
4. Investment services can be provided only through banks and investment firms.TN/S/O/SVN
Page 20Modes of supply:             1)    Cross-border supply         2)    Consumption abroad           3)    Commercial presence          4)    Presence of natural persons
Sector or sub-sector Limitations on market access Limit ations on national treatm ent Additional commitments
A. Insurance and Insurance-
Related Services
as defined in the "Annex
on Financial Services"
(Para.5.(a)(i)-5.(a)(iv))
(i) Direct insurance (including
co-insurance)
(A) life
(B) non-life1),2) Unbound except for maritime shipping and
commercial aviation and freight, with suchinsurance to cover any or all of the following:the goods being transported, the vehicletransporting the goods and any liability arising
therefrom; and goods in international transit.
Insurance activities provided by mutual
insurance institutions are limited toincorporated companies established in the
Republic of Slovenia.1),2) Unbound except for maritime shipping and
commercial aviation and freight, with suchinsurance to cover any or all of the following:the goods being transported, the vehicletransporting the goods and any liability arising
therefrom; and goods in international transit.TN/S/O/SVN
Page 21Modes of supply:             1)    Cross-border supply         2)    Consumption abroad           3)    Commercial presence          4)    Presence of natural persons
Sector or sub-sector Limitations on market access Limit ations on national treatm ent Additional commitments
3) Establishment is subject to a licence issued by
the Ministry of Finance.  Foreign persons can
establish an insurance company only as a joint
venture with domestic person, whereparticipation of foreign persons is limited upto 99 per cent.
The limitation on the maximum foreign
ownership shall be abolished with theadoption of the new Law on InsuranceCompanies.
A foreign person may acquire or increase
shares in a domestic insurance companysubject to a prior approval of the Ministry ofFinance.
Ministry of Finance, when issuing a licence or
approval of acquiring shares in a domesticinsurance company, takes into account thefollowing criteria:
- the dispersion of ownership of shares  and
the existence of shareholders from differentcountries;
- the supply of new insurance products and the
transfer of related know how, if the foreigninvestor is an insurance company.
Unbound for foreign participation in insurance
company under privatisation.
Membership of the mutual insurance
institution is limited to companiesestablished in the Republic of Slovenia and
domestic natural persons.3) None
4) Unbound except as indicated in Part I. 4) Unbound except as indicated in Part I.TN/S/O/SVN
Page 22Modes of supply:             1)    Cross-border supply         2)    Consumption abroad           3)    Commercial presence          4)    Presence of natural persons
Sector or sub-sector Limitations on market access Limit ations on national treatm ent Additional commitments
(ii) Reinsurance and
retrocession1) Unbound.
2) Reinsurance companies in the Republic of
Slovenia have priority in the collection ofinsurance premiums.
In case that these companies are not able to
equalize all risks, these can be reinsured  andretroceded abroad. (None upon the adoptionof the new law on Insurance Companies).1) Unbound.
2) None.
3) Foreign participation in reinsurance company
is limited up to a controlling share of the
capital.  (None, except for branches, upon theadoption of the new law on InsuranceCompanies).3) None.
4) Unbound except as indicated in Part I. 4) Unbound except as indicated in Part I.
(iii) Insurance intermediation,
such as brokerage andagency
(iv) Services auxiliary to
insurance, such as:
- consultancy;
- actuarial;
- risk assessment;
- claim settlement services1) Unbound.
2) None.
3) For providing consultancy and claim
settlement services, incorporation is requiredas a legal entity by consent of the Bureau of
insurance.
For actuaries and risk assessment activities
provision of services through professionalestablishment only.
Operation is limited to activities referred
under 7A(i) and (ii) of this Schedule.1) None.
2) None.
3) For sole proprietors a residence in the
Republic of Slovenia is required.
. 4) Unbound except as indicated in Part I and for
actuarial and risk assessment residence is
required in addition to a qualifying
examination, membership in the ActuarialAssociation of the Republic of Slovenia andproficiency in the Slovene language.4) Unbound except as indicated in Part I.TN/S/O/SVN
Page 23Modes of supply:             1)    Cross-border supply         2)    Consumption abroad           3)    Commercial presence          4)    Presence of natural persons
Sector or sub-sector Limitations on market access Limit ations on national treatm ent Additional commitments
B. Banking and Other
Financial Services
as defined in the "Annex
on Financial Services"
(v) Acceptance of deposits
and other repayable funds
from the public
(vi) Lending of all types,
including consumer credit,
mortgage credit, factoring
and financing ofcommercial transactions
(vii) Financial leasing1),2) Unbound except accepting credits (borrowing
of all types), and accepting guarantees and
commitments from foreign credit institutionsby domestic legal entities and sole proprietors.(Remark:  consumer credits shall be freeupon the adoption of the new Foreign
Exchange Law).1) None.
2) None.
(viii) All payment and money
transmission services,including credit, chargeand debit cards, travellers
cheques and bankers draftsAll above mentioned credit arrangements
must be registered with the Bank of Slovenia.   (Remark:  this provision shall be abolishedupon the adoption of the new Law on
Banking.)
1) Foreign persons can only offer foreign
securities through domestic banks and stock
broking company. Members of the Slovenian
Stock Exchange must be incorporated in theRepublic of Slovenia.
2) Legal entities established in the Republic of
Slovenia can be depositories of the assets of
Investments Funds.TN/S/O/SVN
Page 24Modes of supply:             1)    Cross-border supply         2)    Consumption abroad           3)    Commercial presence          4)    Presence of natural persons
Sector or sub-sector Limitations on market access Limit ations on national treatm ent Additional commitments
(ix) Guarantees and
commitments
(x) Trading for own account
or for account ofcustomers, whether on anexchange, in an over-the-
counter market or
otherwise, the following:
(A) money market
instruments
(including cheques,
bills, certificate ofdeposits)3) Establishment of all types of banks are subject
to a licence of the Bank of Slovenia.
Foreign persons may become shareholders of
banks or acquire additional shares of banksonly subject to prior approval of the Bank ofSlovenia. (Remark:  this provision shall be
abolished upon the adoption of the new Law
on Banking).
Under license of the Bank of Slovenia,
banks, subsidiaries and branches of foreign
banks can be permitted to provide all or
limited banking services, depending on theamount of the capital.3) None.
(B) foreign exchange
(C) derivative products
including, but not
limited to, futures and
optionsWhen considering issuing a licence to a bank
to set up as a wholly-owned or with a majority
of foreign investors or approval of acquiring
additional shares of banks;  the Bank ofSlovenia shall take into account the following
guidelines
*:
- the existence of investors from different
countries;
- the opinion of the foreign institution in
charge of banking supervision.
(Remark:  this provision shall be abolished
on the adoption of the new Law on Banking.)
                                                     
*Besides the amount of the capital the Bank of Slovenia shall, when considering issuing an unlimited or a limited banking licenc e also take into account the following guidelines (for
both domestic and foreign applicants):
- the national-economic preferences for certain banking activities;
- the existing regional coverage of the Republic of Slovenia by banks;
- the actual bank's performance of activities compar ed to those stipulated by the existing licence.
 (Remark:  this provision shall be abolished upon the adoption of the new Law on Banking.)TN/S/O/SVN
Page 25Modes of supply:             1)    Cross-border supply         2)    Consumption abroad           3)    Commercial presence          4)    Presence of natural persons
Sector or sub-sector Limitations on market access Limit ations on national treatm ent Additional commitments
(D) exchange rate and
interest rate
instruments including
products such asswaps, forward rateagreements
(E) transferable securities
(F) other negotiable
instruments andfinancial assets,
including bullionUnbound in relation to foreign participation in
banks under privatisation.
(xi) Participation in issues of
all kinds of securities,including underwriting andplacement as agent and
provision of services
related to such issues(excluding treasury  bonds)Branches of foreign banks must be
incorporated in the Republic of Slovenia and
have legal personality.
(Remark:  this provision shall be abolished
upon the adoption of the new Law onBanking.)
Unbound with respect to all types of mortgage
banks, savings and loans institutions.
(xii) Money broking Unbound with respect to establishment of
private pension funds (non-compulsory
pension funds).
(xiii) Asset management, such
as cash or portfolio
management, all forms of
collective investmentmanagement, custodial,depository and trustservices (excluding
pension fund management)Management Companies are commercial
companies established solely for the purpose
of managing investment funds.
Foreign persons may directly or indirectly
acquire a maximum up to 20 per cent ofshares or voting rights of management
companies; for a larger percentage an
approval of the Securities Market Agency isrequired.TN/S/O/SVN
Page 26Modes of supply:             1)    Cross-border supply         2)    Consumption abroad           3)    Commercial presence          4)    Presence of natural persons
Sector or sub-sector Limitations on market access Limit ations on national treatm ent Additional commitments
(xiv) Settlement and clearing
services for financial
assets, including securities,
derivative products, andother negotiableinstrumentsAn Authorized (privatisation) Investment
Company is an investment company
established solely for the purpose of gathering
the ownership certificates (vouchers) and thepurchase of shares issued in accordance withregulations on ownership transformation.  AnAuthorized Management Company isestablished solely for the purpose of
managing the authorized investment
companies.
Foreign persons may directly or indirectly
acquire a maximum up to 10 per cent ofshares or voting rights of Authorized
(privatisation) Management Companies;  for a
larger percentage an approval of the SecuritiesMarket Agency is required with the consentof the Ministry of Economic Relations and
Development.
Investments of the Investments Funds into
securities of foreign issuers are limited to 10per cent of the investments of the InvestmentsFunds. Such securities shall be listed on those
stock exchanges previously determined by the
Securities Market Agency.
Foreign persons may become shareholders or
partners in a Stock Broking Company up to
24 per cent of the capital of the Stock Broking
Company by prior approval of the SecuritiesMarket Agency.
(Remark:  this provision shall be abolished
upon the adoption of the new Law on
Securities Market.)TN/S/O/SVN
Page 27Modes of supply:             1)    Cross-border supply         2)    Consumption abroad           3)    Commercial presence          4)    Presence of natural persons
Sector or sub-sector Limitations on market access Limit ations on national treatm ent Additional commitments
Securities of a foreign issuer which have not
yet been offered in the territory of the
Republic of Slovenia may only be offered by
a Stock Broking Company or a bank licensedto carry out such transactions.  Prior tolaunching the offer the Stock BrokingCompany or a bank shall obtain the
permission of Securities Market Agency.
The request for this permission to offer
securities of a foreign issuer in the Republicof Slovenia shall be accompanied by draftprospectus, documentation that the guarantorof the issue of securities of the foreign issuer
is a bank or a stock broking company, except
in the case of the issue of shares of a foreignissuer.
4) Unbound except as indicated in Part I. 4) Unbound except as indicated in Part I.
(xv) Provision and transfer of
financial information, and
financial data processingand related software bysuppliers   of other
financial services
(xvi) Advisory, intermediation
and other auxiliaryfinancial services on all theactivities listed in
subparagraphs (v) through
(xv), including creditreference and analysis,investment and portfolioresearch and advice,advice on acquisitions and
on corporate restructuring
and strategy1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.TN/S/O/SVN
Page 28Modes of supply:             1)    Cross-border supply         2)    Consumption abroad           3)    Commercial presence          4)    Presence of natural persons
Sector or sub-sector Limitations on market access Limit ations on national treatm ent Additional commitments
8. HEALTH SERVICES
AND SOCIAL
SERVICES
A. Hospital Services
- Private Hospital and
Sanatorium Services (CPC
9311** excluding servicesprovided by the publicsector)1) Unbound.*
2) Public medical insurance programs may not
cover cost of medicare supplied abroad.1) Unbound.*
2) Service consumers may not be entitled to
receive financial support from publicresources. Subject to authorization by Institutefor Health Insurance of the Republic of
Slovenia ("Zavod za zdravstveno
zavarovanje").
3) Authorization by health authorities; when
authorizing the establishment of hospitals due
consideration on a case-by-case basis is taken
of the density of population, existing facilities,transport infrastructure,  specialization and thedistance between hospitals.
Entry into public Health network is subject to
concession from Institute for Health Insuranceof the Republic of Slovenia.3) Foreign private establishment and their
service consumers may not be entitled to
receive financial support from public
resources including usage of public medicalinsurance programmes.
4) Unbound except as indicated in Part I. 4) Unbound except as indicated in Part I.
B. Other Human Health
Services
- Residential Health
Facilities Services like
Health Resort Hotels and
Therapeutic Bath Services(CPC 93193)1) Unbound.*
2) None.
3) None.
4) Unbound except as indicated in Part I.1) Unbound.*
2) None.
3) None.
4) Unbound except as indicated in Part I.TN/S/O/SVN
Page 29Modes of supply:             1)    Cross-border supply         2)    Consumption abroad           3)    Commercial presence          4)    Presence of natural persons
Sector or sub-sector Limitations on market access Limit ations on national treatm ent Additional commitments
9. TOURISM AND
TRAVEL RELATED
SERVICES
A. Hotels, Restaurants and
Catering
(CPC 641, 642, 643
excluding catering in
transport services    sector)1) Unbound.*
2) None.
3) None other than location in the protected areas
of particular historic and artistic interest andwithin national or landscape parks is subject
to authorization which can be denied.
4) Unbound except as indicated in Part I.1) Unbound*
2) None.
3) None.
4) Unbound except as indicated in Part I.
B. Travel Agencies and
Tour Operators Services
(CPC 7471)1) Commercial presence required    None.
2) None.
3) None.
None, except that a licence of the Slovenian
Chamber of Commerce is required (for
consumer protection purposes).
4) Unbound except as indicated in Part I and
commercial presence required.
Unbound except as indicated in Part I and
that a licence of the Slovenian Chamber of
Commerce is required (for consumerprotection purposes).1) Commercial presence required
   None.
2) None.
3) None .
None, except that a licence of the Slovenian
Chamber of Commerce is required (for
consumer protection purposes)
4) Unbound except as indicated in Part I and
commercial presence required
Unbound except as indicated in Part I and
that a licence of the Slovenian Chamber of
Commerce is required (for consumerprotection purposes).
C. Tourist Guides Services
(CPC 7472)1) Unbound.
2) None.
3) None.
4) Unbound, except as indicated in Part I.1) Unbound.
2) None.
3) None.
4) Unbound, except as indicated in Part I.There is no limitation for
Tourist Guides fromabroad accompanying
tourist groups that started
the journey outsideSlovenia.TN/S/O/SVN
Page 30Modes of supply:             1)    Cross-border supply         2)    Consumption abroad           3)    Commercial presence          4)    Presence of natural persons
Sector or sub-sector Limitations on market access Limit ations on national treatm ent Additional commitments
D. Other:
Mountain Guides
Services1) Unbound.
2) None.3, 4) Registration is required (for consumer
protection and safety purposes).
4) Unbound, except as indicated in Part I and
training, one year of apprenticeship andexamination are required for acquiringmountain guide qualifications. Registration
in the Register of active mountain guides is
required.1) Unbound.
2) None.3, 4) Registration is required (for consumer
protection and safety purposes).
4) Unbound, except as indicated in Part I and
training, one year of apprenticeship andexamination are required for acquiringmountain guide qualifications. Registration
in the Register of active mountain guides is
required.Mountain guides from
abroad are temporarily
allowed to guide groups
from their country beingsubject to membership ofthe IFMGA andregistration in thenational Register of active
mountain guides is
required.
10. RECREATIONAL,
CULTURAL ANDSPORTING SERVICES
(other than Audiovisual
Services)
D. Sporting and Other
Recreational Services
other than ski schoolservices, ski and mountainguide services, gambling
and betting services
(CPC 9641, 96491)1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.
11. TRANSPORT SERVICES
A. Maritime Transport
Services
d) Maintenance and Repair
of Vessels
(CPC 8868**)1) Unbound.*
2) None.
3) None.
4) Unbound except as indicated in Part I1) Unbound.*
2) None.
3) None.
4) Unbound except as indicated in Part I.TN/S/O/SVN
Page 31Modes of supply:             1)    Cross-border supply         2)    Consumption abroad           3)    Commercial presence          4)    Presence of natural persons
Sector or sub-sector Limitations on market access Limit ations on national treatm ent Additional commitments
C. Air Transport Services
d) Maintenance and Repair
of Aircraft(CPC 8868**)1) Unbound.*
2) None.
3) None.
4) Unbound except as indicated in Part I.1) Unbound.*
2) None.
3) None.
4) Unbound except as indicated in Part I.
- Computer Reservation
System (CRS)1) None. 1) For obligation of parent or participating
carriers in respect of a Computer ReservationSystem controlled by an air carrier of one or
more third countries: unbound.
2) None.
3) None.2) None.
3) For obligations of parent or participating
carriers in respect of a Computer ReservationSystem controlled by an air carrier of one ormore third countries: unbound.
4) Unbound except as indicated in Part I. 4) Unbound except as indicated in Part I.
- Sales and Marketing 1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.1) For distribution through CRS of air transport
services provided by CRS parent carrier:unbound.
2) None.
3) For distribution through CRS of air transport
services provided by CRS parent carrier
unbound.
4) Unbound except as indicated in Part I.
E. Rail Transport Services
d) Maintenance and Repair of
Rail Transport Equipment(CPC 8868**)1) Unbound.*
2) None.
3) None.
4) Unbound except as indicated in Part I.1) Unbound.
2) None.
3) None.
4) Unbound except as indicated in Part I.TN/S/O/SVN
Page 32Modes of supply:             1)    Cross-border supply         2)    Consumption abroad           3)    Commercial presence          4)    Presence of natural persons
Sector or sub-sector Limitations on market access Limit ations on national treatm ent Additional commitments
F. Road Transport Services
d) Maintenance and Repair of
Road Transport Equipment(CPC 6112**)1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.
H. Services Auxiliary to all
Modes of Transport
b) Storage and Warehouse
Services (CPC 742)1) Unbound.*
2) None.
3) None.
4) Unbound except as indicated in Part I.1) Unbound.*
2) None.
3) None.
4) Unbound except as indicated in Part I.
c) Freight Transport Agency
Services/FreightForwarding Services(CPC 748)1) None.
2) None.
3) None.1) None other than customs clearance is subject
to limitation to juridical person established  inthe Republic of Slovenia.
2) None.
3) None other than customs clearance is subject
to limitation to juridical person established in
the Republic of Slovenia.
4) Unbound except as indicated in Part I 4) Unbound except as indicated in Part I.
Pre-Shipment Inspection
(CPC 749**)1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.1) None.
2) None.
3) None.
4) Unbound except as indicated in Part I.
__________