Casino card game

A casino card game in which cards are dealt on a playing surface, by a dealer to players, the playing surface having indicia or symbols, on which the players place their bets, with other symbols denoting collection positions for the house. The deck of cards includes numbered cards 2 through 6 and 9 along with the honor cards Ace, King, Queen, jack. The King, Queen and jack effectively have zero value, the Ace a value of "one" and the other numbered cards have the face numerical value. A dealer deals each of the players three cards, face up, with the objective being to hit a 9 in total count or value. A banker is selected and the banker receives two cards face up and one card down. Wagering is effected against the bank wager of the banker, with payment of wagers processed against the bank in accordance with a pre-selected order obtained by the throw of dice prior to the onset of the game. Additional cards may be drawn at the option of the player subsequent to the opening deal, in the hopes of obtaining a better value. The player has the options of surrender, in which event he retains one-half his bet, or double by adding an increment of bet up to the original bet, and drawing an additional card. The game includes a two-tiered jakpot wherein one jackpot amount is paid when a player has three 3's of the same suit as his first three cards and a larger amount when the banker also has a hand value of nine on his first three cards.

BACKGROUND OF THE INVENTION 
This invention relates to card games and more particularly to a card game 
for a gambling casino. 
In casino card games, such as for instance BLACKJACK, or 21, the cards are 
dealt by the dealer employed by the house to from one to six (or more) 
players, including the dealer. The cards are dealt from a stack of cards 
which may include one or more standard card decks of fifty-two cards, a 
deck consisting of ace through king of four different suits (i.e., spades 
, hearts, clubs and diamonds). In any case, the number of cards of a given 
face value are the same as the number of cards of any other face value, 
that is, in a four deck stack there are four aces of hearts, four tens of 
spades, etc. 
On commencement of play, each player places a wager on the table, usually 
in the form of one or more chips of a given dollar value, with the amount 
of the wager being determined by house rules or limits. The dealer deals 
herself and each player two cards, the first card face down and the second 
card face up, with the objective being to beat the dealer. Each player, in 
sequence, is then given the option of being dealt one or more cards, face 
up. This option exists for one pass through the players. 
Each numbered card has the face value of the number. Kings, Queens and 
Jacks count as ten each, while the value of the ace is optionally either 
eleven or one. Thus, in the game of blackjack, an ace and a ten (or any 
face card) provides the player (or the dealer) with "blackjack" 
(twenty-one based on two cards, one of which is the face down card). If 
the dealer deals herself a twenty-one, she immediately turns over the 
cards, and all players lose, except those with a two card twenty-one, who 
tie (and thus do not lose their wager). Absent the dealer hitting 
"blackjack", if one is dealt twenty-one or less, the player is still in 
the game. If a player exceeds twenty-one total points during play, the 
player "busts" and declares it as such, and loses the amount wagered. 
If the player has a total, including the "hole" card (the face down card) 
of twenty-one or less, the player must then beat the dealer. If the dealer 
draws and busts, each remaining player then beats the dealer. While there 
are other variables in blackjack, these are the basic plays. 
Wagering is commenced prior to the start of the deal, although under 
limited circumstances, additional wagering is permitted during play, as 
for example when a player may "double down". The details of these wagers 
need not be explained for the purpose of the background of casino card 
games. In any event, during play of blackjack and similar games, the cards 
are dealt in front of the player who must have access to the cards for the 
purpose of enabling viewing of the face down card prior to making a 
decision to "stand" or "hit" or "double down" or whatever. This handling 
of the cards by the players results in bending or soiling of the cards, 
slows down the game, and also provides an opportunity for a dishonest 
player to mark the cards. 
In blackjack, for a single deck, there are fifty-two cards, twelve of which 
are face cards, and thus with the four tens, there are sixteen of the 
fifty-two cards having a numerical value of ten. Thus, the chances are 
52/16 or 1 in 3.25 of drawing a card with a numerical value of ten on a 
deal of a single card. For the cards with a value of 2 to 9, the chances 
are the same, that is 1 out of 13 for a given numerical value. Although 
the odds of drawing an ace are the same as the 2 to 9 cards, the value can 
be one or eleven, which adds intrigue to the game if drawn after the 
initial two cards have been dealt. As cards are dealt, one-half are face 
up, which assist a player in deciding whether to draw another card based 
on the visible card values. 
In blackjack, the dealer represents the "house", deals cards to herself, 
and player bets are made against the house, or dealer. As in all casino 
games, certain "house rules" are in effect, such as when the dealer must 
"stand" (not draw any cards) or not. In this way, the odds in favor of the 
player (or the house) can be managed or enhanced. 
In certain states, gambling of only a limited sort is permitted. In 
California, for instance, while some gambling is allowed, certain types of 
games are illegal. A key feature of the California law is that games where 
the player bets against the house (or casino) are illegal. Players may bet 
against each other, but the card room or casino may not have a stake in 
any wager. The card room or casino may provide a place for the game and 
even have a house dealer who deals out hands and settles the wagers for 
the players. Unlike a Nevada casino, a California casino never wins or 
loses a wager. 
The card rooms and casinos in states such as California, make their money 
by charging "collections". The casino provides the room, the gaming 
tables, the chairs for the players, and oftentimes, the dealer. The 
collection is a fee for running the game. Each player pays a fixed amount 
for the right to play. The collection is collected either for each hand or 
for a given time period, such as for each half hour. The size of the 
collection will usually depend on the particular game played and the 
limits of the table. For instance, a poker game where the largest bet 
allowed is $150.00 may charge $10 each half hour, whereas a game with a 
$100 limit on bets might charge $1 per hand played. 
In many games played in California, one of the players is designated the 
"banker" on each hand. All other players are trying to beat the banker. If 
any other player beats the banker, (s)he wins the bet. If any player loses 
to the banker, (s)he loses his/her bet. 
The opportunity to be banker rotates. Each player is offered the 
opportunity to be the banker. After two hands, the opportunity passes to 
the next player, who may choose to banker or refuse. The banker typically 
bets a relatively large amount of money on each hand, since the banker may 
have to cover bets placed by other players. This bet is called the "bank". 
The banker is not required to bet enough money to cover all the bets made 
by other players. For example, six players may bet $100 each and the 
banker may only bet $500. It is possible that there may not be enough 
money to pay off one of the players. To handle this situation, each 
player's bet will only be at risk and (s)he will only have the opportunity 
to win, if there is enough money to cover that bet. The basic rule is that 
when a bet is paid, the amount at risk in the bank is reduced by the 
amount of the payoff. The following example of the process should serve to 
explain the procedures. 
EXAMPLE 
Suppose the "bank" has a pot of $400, each player has bet $100, and the 
following bets are made by each player with the accompanying result: 
______________________________________ 
Player 1 $100 Win 
Player 2 $100 Lose 
Player 3 $100 Push (Tie) 
Player 4 $100 Win 
Player 5 $100 Win 
Player 6 $100 Lose 
Player 7 $100 Win 
______________________________________ 
After all the bets are placed, three dice are rolled to determine the order 
in which the bets are settled. For this example, we assume that Player 1's 
bet gets settled first. Since Player 1 wins, he is paid $100 from the 
bank. There is $300 left at risk in the bank. Since Player 2 loses, the 
banker wins the Player 2's $100 and the banker gets $100 of the bank. 
There is now $200 left at risk in the bank. 
Player 3 and the bank have tied ("pushed") and no money changes hands. 
There is still $200 at risk in the bank. Players 4 and 5 each win and are 
paid $100 each from the bank. The bank has no money left at risk. Player 6 
loses to the bank, but there is no money in the bank to cover his bet, so 
he gets to keep his money. Similarly Player 7 does not win anything. Both 
Players 6 and 7 are given a button for a free play on a future hand with 
no collection required. 
Some players like to bet, but do not want to play a hand. They prefer to 
bet on another player's hand. These players are called "backline players." 
(This is similar to craps, where players who are not rolling the dice bet 
on the outcome). A player who bets on a hand without playing it, is said 
to be making a "backline bet". The backline bettors normally stand behind 
a seated player who makes the playing decisions for the hand being played. 
The chairs at the gaming table are taken on a first-come, first-served 
basis. If there is a chair available, anyone may sit down and play. 
However, they may also stand behind a player and make backline bets. Each 
game has a limit to how many players make backline bets on each hand. 
In casinos, be they in Nevada or other states, the amount collected (or 
won) by the house, is, in large part determined by factors other than the 
number of players. Such factors include the number of hands which can be 
played in a given amount of time. This, in turn, is determined by whether 
an automatic card shuffler can be employed, by whether the players are 
handling the cards (in which event, decks have to be replaced often), and 
by whether the game is such that the players spend a lot of time making 
decisions as to the next move they make. 
SUMMARY OF THE INVENTION 
In accordance with the present invention, there is provided a casino card 
game of "Ultra 9," in which cards are dealt on a playing surface, by a 
dealer to players. In practice, the playing surface has indicia or 
symbols, on which the players place their bets, with other symbols 
denoting collection positions for the house. The deck of cards includes 
numbered cards 2 through 6 and 9 along with the honor cards Ace, King, 
Queen, Jack. The King, Queen and Jack effectively have "zero" value, the 
Ace a value of "one and the other numbered cards have the face numerical 
value. 
A dealer, on opening, deals each of the players three cards, face up, with 
the objective being to hit a "9" in total count or value. These cards are 
dealt out of reach of the players. A banker is selected prior to play and 
the banker receives two cards face up, and one card face down. 
Wagering is effected against the "bank" wager of the banker, with payment 
of wagers processed against the bank in accordance with a pre-selected 
order obtained by the throw of dice prior to the onset of the deal. 
Additional cards may be drawn at the option of the player subsequent to 
the opening deal, in the hopes of obtaining a better value. The game lends 
itself to use of automatic card shufflers, and variations of jackpots. The 
objective is for the player to obtain a total value of nine or less during 
play. 
Other objects, features and advantages of the invention will become 
apparent on a reading of the specification when taken in conjunction with 
the drawings, in which like reference numerals refer to like elements in 
the several views.

DESCRIPTION OF THE PREFERRED EMBODIMENT 
Referring now to the drawings, and particularly to FIG. 1, there is shown a 
playing surface, or table, generally designated 15, of somewhat 
semi-circular plan configuration, with playing positions, designated "1" 
through "8." The table 15 has a linear edge 17 with a center 
rectangular-blocked position 17a, which is the dealer position. The three 
part rectangle 18, in front of the dealer position 17a, represents the 
location for the banker to display the cards received by him. The card 
deck dispenser (or "shoe") 19, is shown located proximate the edge 17 to 
the left of the dealer. 
In front of each player position 1-8, there is a grouping 21-28, 
respectively, of geometric symbols (See also FIG. 2). A line 30 separates 
the dealer from the players and cards are played in position intermediate 
line 30 and the dealer block 17a. The spacing and dimension is such that 
the card playing area is out of reach of a seated player. As shown in FIG. 
2, such as in grouping 21, there are typically for each grouping three 
rows of three columns of symbols comprising two squares and a triangle, 
with the triangle being nearest the dealer position 17a and labeled "J" 
for "jackpot." The squares nearest the player position are betting squares 
designated "1," "2," and "3," with the intermediate squares being 
designated "C" for "collection." There is a "J" triangle and a "C" square 
associated with each of the number squares "1", "2" , and "3". 
Each player seated at the table 15 places his bet in the appropriate 
"square 1" , with the other two squares "2" and "3" being available for 
backline player betting. Player 1 (grouping 21) also uses "C" and "J" 
symbols in alignment with "square 1" for collection and jackpot purposes. 
The concept of "collection" and "jackpot" is described hereinbelow. In a 
preferred embodiment, the deck for playing "Ultra 9" cards consists of 
four suits, that is, spades, hearts, clubs and diamonds, for example, of 
cards as follows: 
______________________________________ 
QUANTITY CARD VALUE 
______________________________________ 
48 King 0 
48 Queen 0 
48 Jack 0 
48 Ace 1 
48 2 2 
48 3 3 
48 4 4 
48 5 5 
48 6 6 
4 9 9 
______________________________________ 
In the last column above labeled "Value" this is the point count of each 
particular card on play of the hands for determination of winning, that 
is, achieving a total count of nine or less. For automatic shufflers, 24 
cards of each value (and two 9's) should be used. This would not 
significantly effect the mathematics of the game. The game is designed to 
give a small advantage to the banker. The advantage should be enough so as 
to give players incentive to take the bank, but not large enough to give 
the banker significant odds to make money at the expense of the other 
players, or to dissuade players from betting against the banker. 
Although the deck preferably has the composition shown in the above table, 
variations of numbers (but not of card values) may be utilized. 
If desired, the size of the banker's advantage can be adjusted by changing 
the number of nines in the deck. The following table shows the bank's 
advantage for other deck compositions. 
______________________________________ 
Number of 9's Bank's Edge 
______________________________________ 
0 0.8% 
2 1.0% 
4 1.4% 
8 1.9% 
12 2.3% 
16 2.9% 
32 4.6% 
48 6.3% 
______________________________________ 
THE PLAY OF THE GAME 
1. A banker is selected (as previously described), and the "bank" wager is 
placed. 
2. Each player puts out his/her bet on the appropriate square. Only one 
person should bet on each of the Squares 1-3 of a grouping 21-28, that is, 
three bets are allowed per grouping. The chips are in an area far enough 
from the players that there is no opportunity to touch the chips once the 
betting is closed. 
3. Each player (seated or backline) places the collection (in accordance 
with casino rules) in a separate square "C" associated with his or her 
betting position, that is, the "C" square immediately above the player's 
square. The player who is in the chair at player position 1 bets in Square 
1 of grouping 21 and will make decisions on how to play the hand to the 
exclusion of backline players playing in the same grouping 21. Collections 
placed in square "C" are gathered by the dealer before the cards are 
dealt. 
4. Each player who wishes to make a jackpot bet places his bet in the 
triangle "J" associated with his appropriate betting square. The concept 
of "jackpot" will be described hereinafter. 
5. Dice are shaken in a cup to determine the order of payoffs of the 
players from the bank. Once the dice are shaken, players may not touch 
their chips. 
6. Each player is dealt three cards. All cards are dealt face up except for 
the banker's hand which is dealt two cards up and one card down. The 
dealer places the banker's cards in front of him (the dealer) and asks the 
banker which two cards to turn face up. The dealer turns those cards over. 
As previously stated, the cards are dealt in the area between the dealer 
block 17a and the separation line 30. The players are not allowed to touch 
their cards. 
7. The jackpot bets are gathered for the house after the dealer determines 
whether there is a jackpot. 
8. At this point, each player in turn can "surrender" his hand and half his 
bet. The other half is returned to him. A player surrenders by verbal 
declaration. The dealer settles the bet by placing half the bet in the 
back collection square "C" and the other half in the front betting Square 
1, and placing a surrender button on the front portion. In case it is not 
possible to divide the bet equally, the larger portion of the bet is 
surrendered to the banker. Other bettors on this hand may continue to 
play. If the player with the bet in Square 1 surrenders, and backline bets 
have been placed in at least one of the other betting squares associated 
with the grouping, the hand must be hit. In case of surrender by a player, 
the house is under no obligation to return the collection associated with 
the surrendering player. The amount surrendered is not part of the bank 
for settling bets with other players. 
9. If the dealer determines that a jackpot or a natural 9 is possible, the 
dealer checks the banker's hole card. (A NATURAL 9 is any THREE-CARD hand 
with a value of nine.) There are special attributes for three 3's and even 
more so for three 3's of the same suit. If the banker has a natural 9, all 
bets are collected, except for surrendered hands and other players with 
natural nines, to the extent the bank money covers. 
10. If the banker does not have a natural nine, each seated player has 
three options: 
DOUBLE the bet and take a card 
STAND 
HIT 
If the player "doubles," he places in his Square a wager up to the original 
amount and draws a card. The new card is dealt face down and remains 
untouched until the end of the action. 
A player doubles by verbal declaration. The dealer moves the original bet 
forward from the player's betting square, and then the player puts out the 
additional bet. The player does not touch the original bet. 
In case of a second bet, the player pays no additional collection. If the 
seated player doubles, backline players may also double, but are not 
required to do so. A player can only double if the declarer, or seated 
player, has three cards showing. a total of 0, 1, 2, 3, or 4. 
If the player "stands," he draws no card and his hand is complete. 
If the player "hits," he is dealt one card face down, and the face down 
card remains untouched until the end of the action. 
Except as explained above, all decisions are made by the seated player with 
the bet in betting Square 1. 
11. After all the players have acted, the banker's down card is turned over 
by the dealer, and the banker can hit or stand. If he hits, his last card 
is dealt face up. 
12. The dealer settles each hand, in order, to the extent that banker's 
money covers the bets. 
THE DEALER turns over any face-down cards. The hand is added up. Face cards 
count as zero and ACES count for one. All other cards have their face 
value. Totals over ten are reduced by 10, 20 or 30, etc., so that their 
final value is between 0 and 9. 
The player's hand is compared to the banker's hand with the hand at, or 
closest to, nine being the winner. 
If the banker has a natural nine (no hit was made), this beats anything 
except another natural nine. 
In case of ties, no money changes hands. Ties will occur less than 11% of 
the time. 
If there is insufficient money in the bank to cover at least half of any 
player's bet, that player is given a "Free Play" button, which is good for 
his next collection. 
JACKPOT GAMES 
Jackpots are very popular in most card games. The card game described 
herein in accordance with the invention lends itself to such jackpot 
games. In a jackpot game, the player has the opportunity to win a very 
large sum of money on any hand, thus making the game more exciting. The 
card game in accordance with the invention can be played with either or 
both of two types of jackpots, an Easy Jackpot and a Super Jackpot, with 
jackpot prizes in amounts corresponding to difficulty. 
By way of example, a $5000 Easy Jackpot is relatively easy to hit and plays 
a smaller amount. The more difficult, progressive, Super Jackpot will be 
hit substantially less often and will pay a larger amount. A Super Jackpot 
can start at $50,000 and increase in size by all or part of the amount of 
money players bet in the "J" box until it is hit. 
Players do not have to play for a jackpot. The jackpot is an optional side 
bet of a given amount, for example one dollar. This means that separate 
tables are not necessary for jackpot and non-jackpot games. 
Any player, including the banker can place a one dollar bet on his/her 
jackpot triangle "J." A player can only collect on a jackpot if he has 
made this bet in the jackpot triangle. A player cannot make the jackpot 
bet unless he is betting a hand and paying a collection. 
The jackpot is split between the player with the jackpot hand and the 
banker. The player gets 80% of the total jackpot and the banker gets 20%. 
If either did not make a $1 jackpot bet, their portion is not paid, but 
the other portion is paid. 
Since a California casino cannot legally bank a game, all money paid into 
the jackpot fund, except for a management fee for the casino, would be 
paid back to the players. 
To hit the Easy Jackpot, the player, other than the banker, must be dealt a 
natural 9 consisting of three 3's of the same suit. This will happen 
around once every 15,589 hands dealt. If jackpot collection is $1, this 
would pay $4000 to the player and $1000 for the banker. 
To hit the Super Jackpot, the player must be dealt a natural 9 consisting 
of three 3's of the same suit and the banker must also be dealt a natural 
9. This will happen roughly once every 187,800 hands dealt. This means 
that an average Super Jackpot could be over $100,000. 
If there are six players at a typical table, and 30 hands per hour are 
played, an Easy Jackpot would be hit about once every four days. A player 
who played eight hours per week would hit one every 15 months. If there 
are six players at a typical table, and 30 hands per hour are played, a 
Super Jackpot would be hit about once every three years. Naturally, if 
there were more tables, the jackpots would be hit more often. 
The banker gets a smaller portion of the jackpot, since he has a greater 
chance of hitting one. On a table with six players, the banker can be 
involved in a jackpot with any of the five other players and will hit five 
times as many jackpots as any player. 
The card game according to the invention is well suited to jackpots, since 
it would be much more difficult to rig a jackpot, as in certain Asian 
games, and far more secure than conventional poker games. The following 
measures would be used to guarantee jackpot security: 
All cards are dealt from a shoe which is prepared in advance in a card 
control room. The dealer would be instructed to deal the cards in a way to 
make palming cards impossible. The dealer scrambles the cards when a new 
shoe is put into play, and when a shoe has been completed, it is returned 
to the card control room. 
Before the first hand is dealt, the dice cup is shaken, and the number of 
the dice determines how many cards are burned or buried. 
The players never touch the cards. All cards related to the jackpot are 
dealt face up except for the banker's hole card, which is turned over by 
the house dealer. 
When a jackpot is hit, the deck should be counted down with appropriate 
management attendance in front of the players. 
The card game hereinbefore described is thus relatively easy to learn to 
play and has inherent safeguards against cheating. 
By comparison to other known gambling type games, the following table 
illustrates certain comparison criteria. 
__________________________________________________________________________ 
Comparison to Other Games 
Ultra 9 Pai Gow 
Pai Gow 
Super Pan 
Cards Tiles Poker 
9 22 
__________________________________________________________________________ 
Easy to Learn 
Yes No Yes Yes Yes 
Interesting 
Yes Yes Yes No Yes 
Decisions 
Number of 
Moderated (11%) 
Very High 
High Moderate 
Low 
Pushes 
Cheating 
Extremely Low 
High High Moderate 
High 
Potential 
Hands per 
40 20 20 28-30 20 
Hour 
Automatic 
Yes N/A No No No 
Shuffler 
Compatible 
Jackpot Yes Possible 
Possible 
Possible 
Possible 
Surrender 
Yes No No No No 
Option 
Hit/Stand 
Yes No No No No 
Double 
Option 
Jackpot Yes No No No No 
(2-tiered 
payoff) 
Adj. Bank 
Yes No No No No 
Edge 
__________________________________________________________________________ 
Pai Gow Tiles is difficult to learn for most people, since the values of 
the tiles have to memorized first. After that, there is moderate 
complexity in playing decisions. There is a relatively high number of 
pushes, leading to the lowest standard deviation of any casino game played 
in California. Only 20 hands per hour can be dealt. 
Pai Gow Tiles is extremely difficult to protect, both from the outside and 
the inside. If the house allows more than one player to handle the tiles, 
the tiles can be passed or switched outside the view of the security 
camera. As with cards, tiles can be marked and manipulated. 
The version of Pai Gow with cards (Pai Gow Poker) is easy to learn for 
anyone who knows how poker hands are ranked. Like all the card games, it 
has a far wider appeal as most people are more familiar with playing cards 
than the dominoes and there are no special combinations to memorize. 
Although allowing only one player to handle the cards limits some forms of 
cheating, card manipulation and marking still make cheating hard to 
control. However, only 20 hands per hour can be dealt. 
Super Pan 9 is a variation of Baccarat, modified for California. It is 
extremely easy to learn and there is virtually no strategy. Cheating is 
less prevalent than in most other games, but is still possible. It is 
possible to deal 28-30 hands per hour. However, frequent "card squeezing" 
makes automatic shufflers difficult to use. 
"22" is a variation of blackjack and generally has the same advantages and 
disadvantages. 
The card game of the present invention is a hybrid of blackjack and 
baccarat, but California legal. It is similar enough to Blackjack and Pan 
9 in that it is very easy to learn. 
This game can also be utilized by Nevada casinos where the house would 
choose to bank the game. To allow a house dealer to run the game, it would 
be necessary to have the house play the dealer's hand in a simple, 
automatic way. By way of example, the rules could be that the dealer hits 
on five or less, and stands on six or more. 
In accordance with the present invention, there has been shown and 
described a card game which is fast action and fun, and is simple enough 
to master in minutes, yet challenging enough to keep the player interested 
for years. The decisions are not complex, but there are enough decisions 
to keep the player involved. Wagering stakes change hands on virtually 
every hand. 
With only the dealer handling the cards, the possibility of cheating is 
minimized. The players never handle the cards. All cards are dealt face up 
or turned over by the dealer. After the initial bet, the players never 
touch the chips. Additional bets are made on a different part of the 
table. 
The game is designed to give each player a fair chance at winning. No 
player can get enough of an edge to guarantee consistent winning at the 
cost of the other players. 
While there has been herein shown and described a preferred embodiment, it 
is to be understood that various other adaptations and modifications may 
be made within the spirit and scope of the invention.