Automated transaction machine with sheet accumulator and presenter mechanism

An automated transaction machine (600) includes a note receiving storage and dispensing mechanism (624). The mechanism (624) includes a stacker mechanism (654). The stacker mechanism collects in a stack notes such as currency bills that are to be dispensed from the machine to a user, and the stack is then presented to the user from the machine. The stacker mechanism includes a stack support member (668), a flexible member (692) and spaced supports (694). Notes are engaged in supporting connection with the stack support member as the stack support member is rotated in a first rotational direction. After the stack is accumulated, rotation of the stack support member in an opposed rotational direction delivers the stack from the stacker mechanism.

TECHNICAL FIELD

This invention relates to automated transaction machines. Specifically this invention relates to an automated transaction machine that dispenses notes to users and which has an internal note storage area which may be replenished without accessing the interior of the machine.

BACKGROUND ART

Automated transaction machines are known in the prior art. A common type of automated transaction machine is an automated teller machine (ATM). ATMs have been developed which are capable of performing a variety of transactions including the dispensing of currency notes. Other types of automated transaction machines dispense notes and other types of sheets to users such as bank tellers, cashiers and other service providers. Other types of automated transaction machines dispense items such as tickets, travelers checks, scrip, vouchers or gaming materials. Automated transaction machines generally dispense such materials while assessing appropriate charges and credits to the respective accounts of the user, the machine owner and the provider of the dispensed materials. For purposes of this description an automated transaction machine or an automated banking machine includes any machine that is capable of carrying out transactions including transfers of value. Also for purposes of this description notes may include currency notes, sheets, and other items such as tickets, travelers' checks, scrip, vouchers, travelers checks, gaming materials, promotional sheets or other similar items.

Automated transaction machines that dispense notes, including sheets representative of value, are generally constructed to prevent access to the supply of notes within the machine by unauthorized persons. In most cases such automated transaction machines include a secure chest or other secure enclosure. Access to the enclosure is controlled by a lock or other security device so that the interior thereof may only be accessed by appropriate personnel. The interior of the secure enclosure generally includes storage areas for notes, including currency notes, sheets, and other items representative of value. The storage areas are often disposed on the inside of removable canisters or other types of enclosures that may be readily installed in and removed from the machine when the secure area is accessed. Notes are dispensed by the machine to users from the note storage areas. When the storage areas require replenishment a service person opens the secure chest and replenishes the supplies. In some cases this is done by removing the depleted or partially depleted canisters and replacing those canisters with filled canisters. In other situations it may involve inserting a “brick” of currency notes or other notes into the canisters or other note storage areas to replenish the note supplies.

A drawback associated with the construction of such conventional automated transaction machines is that replenishing the note supplies requires opening the secure area of the machine. This provides the service person with access to all the valuable notes as well as the sensitive electronic equipment within the machine. This presents opportunities for theft and tampering. When canisters are changed, several individuals may have access to the canister during the times when it is being loaded, transported and installed in the machine. Likewise partially depleted canisters returning from machines for replenishment may pass through several hands. This may present opportunities for pilferage, the responsibility for which cannot be readily determined. Tamper resistant and tamper indicating note holding canisters have been developed. However such containers are not failsafe and may still be subject to compromise by skilled thieves. Note holding canisters may also be stolen in their entirety when in transit to and from machines. The use of currency canisters is also expensive. The use of such canisters adds to the cost of the automated transaction machines by requiring the inclusion of mechanisms that can open, close and work in conjunction with note containing canisters. The handling and transport of canisters also add to the cost of machine operation.

Lower cost automated transaction machines are often installed in gas stations, convenience stores and other merchandising facilities. Such automated transaction machines often carry out only cash dispensing transactions. While the reduced capabilities of such machines results in a lower machine acquisition cost, the problems of handling notes still exist. Because the security in such merchandising facilities is often not as high as that found in banking environments, it is not uncommon to use armored car type courier services to carry out cash replenishment transactions in such machines. This adds to the cost of machine operation.

Operators of automated transaction machines in merchandising facilities may desire to replenish the note supplies in such machines with cash that is available within the establishment. Doing this can avoid the cost of having to pay a third party to carry out cash replenishment, which reduces operating costs. However, in many merchandise transaction environments the trustworthiness of the personnel may not be verifiable. As a result the machine operator may not want to give their personnel access to the large amounts of cash which are available within the interior of an automated transaction machine. Replenishing the currency supplies within such machines may be an activity limited to supervisory level personnel. However, despite such precautions shortages and discrepancies can occur. This is particularly true when several individuals have the capability of accessing the interior of a machine.

Recently automated transaction machines have been developed that are capable of “recycling” currency. Such machines are capable of accepting currency notes from a user or operator, and determining the genuineness and particular type of each note. Such machines selectively store the deposited notes in locations within the machine. At a later time when the same or another user requests a dispense of notes, the machine dispenses the previously deposited notes to the user. An example of such a machine is shown in U.S. Pat. No. 6,109,522 which is owned by the assignee of the present invention and the disclosure of which is incorporated herein by reference. While such machines have the capability of having the note supplies replenished without accessing the interior of the machine, such machines are often complex and expensive. The installation of such a machine may not be cost justified in situations where relatively low cost, cash dispense only type machines are currently used.

There are also many other types of self service and vending machines that users operate, such as motor fuel dispensing pumps, vending machines, automated ticketing machines and automated gaming machines. Often such machines have a user interface that is capable of reading a user's credit card. Such machines also generally have the capability of assessing a charge to a user's account in exchange for merchandise or services provided. Increasingly self service machines are being provided with the capability of accepting a user's smart card. Smart cards include a memory thereon which has data representative of monetary value. Instead of assessing a charge to a user's account, such machines also have the capability of deducting the monetary value from the value represented by data in the memory of the user's smart card. Cash receiving and dispensing capability has generally not been provided machines such as those described above, and these machines could be improved by adding the capability to accept and dispense notes.

There are several factors which have discouraged advances in this area. First, cash dispensing and accepting mechanisms have in the past generally been expensive and would render such machines cost prohibitive to acquire and operate. Second, such machines generally do not include the security features included in automated teller machines or cash dispensers, because the items generally dispensed by such machines are not readily disposed of for cash value. Another reason such machines have not been provided with cash accepting and/or dispensing capability is that to do so would require the machine operators to incur the additional costs associated with cash handling previously discussed, that are often encountered in the use of operating ATMs and cash dispensers. A further drawback has been that making cash acceptance and dispensing an integral part of such machines may limit their operation to selected hours and locations where greater security may be maintained. Thus, while users may benefit from having machines such as motor fuel dispensing pumps and vending machines accept and receive cash, it has generally been cost prohibitive to provide such machines with these capabilities.

Thus there exists a need for an automated transaction machine that is more economical to produce and operate, but that is also highly reliable. There further exists a need for an automated transaction machine that is capable of being replenished with notes, including currency notes or other sheets of value without having to access the note storage areas in the interior of the machine. There further exists a need for an automated transaction machine which includes a note receiving and dispensing component that adds only limited cost to the production and operation of the machine.

DISCLOSURE OF INVENTION

It is an object of the exemplary form of the present invention to provide an automated transaction machine.

It is a further object of the exemplary form of the present invention to provide an automated transaction machine which is capable of dispensing notes having value, such as currency notes.

It is a further object of the exemplary form of the present invention to provide an automated transaction machine which dispenses currency notes from a note storage area within the machine and which is capable of having the note storage area replenished without accessing an interior of the machine.

It is a further object of the exemplary form of the present invention to provide an automated transaction machine which includes a note supply that can be replenished without accessing an interior area of the machine and which is configurable to be replenished from either the front or the rear side of the machine.

It is a further object of the exemplary form of the present invention to provide an automated transaction machine that is relatively economical to produce and to operate.

It is a further object of the exemplary form of the present invention to provide an automated transaction machine that is capable of receiving, validating and dispensing notes such as currency notes.

It is a further object of the exemplary form of the present invention to provide an automated transaction machine which may provide for the receiving and dispensing of currency notes as a supplementary function to a primary vending or self service function that is carried out by the machine.

It is a further object of the exemplary form of the present invention to provide an automated transaction machine which is capable of dispensing notes from a note storage area within the machine and which is capable of having a note supply readily removed from the machine by authorized personnel.

It is a further object of the exemplary form of the present invention to provide an automated transaction machine that is easy for users to operate and which may be operated to provide timely promotional and other messages to users of the machine.

It is a further object of the exemplary form of the present invention to provide an automated transaction machine that provides separate user interfaces for both the merchant and the customer/consumer.

It is a further object of the exemplary form of the present invention to provide an automated transaction machine that provides an enclosure having an upper portion including user interface areas and a separately connected lower portion including note storage areas.

It is a further object of the exemplary form of the present invention to provide an automated transaction machine that provides a note inlet opening and a note outlet opening adjacent the rear of the machine for a merchant side user, and a note outlet opening adjacent a front of the machine for a consumer side user.

It is a further object of the exemplary form of the present invention to provide an automated transaction machine that provides a merchant user interface adjacent the rear of the machine, and a consumer user interface adjacent a front of the machine.

It is a further object of the exemplary form of the present invention to provide an automated transaction machine that presents notes to customers together in stacked relation.

It is a further object of the exemplary form of the present invention to provide an automated transaction machine that accumulates notes into a stack within the machine.

It is a further object of the exemplary form of the present invention to provide a method for accumulating notes into a stack within an automated transaction machine.

It is a further object of the exemplary form of the present invention to provide a method in which notes are moved from storage areas in the machine and accumulated into a stack and then the stack is presented to a customer operating the machine.

Further or other objects of exemplary forms of the present invention will be made apparent in the following Best Modes For Carrying Out Invention and the appended claims.

The foregoing objects are accomplished in an exemplary embodiment by an automated transaction machine. The automated transaction machine may be a machine whose primary function is the receipt and/or dispensing of notes such as currency notes. Alternatively the automated transaction machine may be associated with a primary function such as the vending of motor fuel, lottery tickets, gaming materials, food items, tobacco items, checks, money orders or other transactions and may include the dispensing and/or receipt of notes having value, such as currency.

The automated transaction machine in one exemplary embodiment includes a machine housing. The housing includes a user interface area including at least one input device through which the machine may receive at least one input from a user of the machine. A note inlet opening extends through the housing as does a note outlet opening.

Within the housing of the machine is a note receiving and dispensing mechanism. The note receiving and dispensing mechanism includes a note storage area which in the described exemplary embodiment is used for holding currency notes. The note receiving and dispensing mechanism also includes a passage area through which notes are passed when they are being received by the mechanism for storage in the storage area. Notes also pass through the passage area when they are being dispensed by the mechanism from the storage area.

The described exemplary embodiment further includes a note inlet transport which extends between the note inlet opening and the passage. A note validator is positioned adjacent the note inlet transport. The note validator is operative to sense notes which are inserted through the inlet opening for purposes of determining whether the notes are valid. The machine further includes a note outlet transport. The note outlet transport extends between the passage and the note outlet opening through the housing. The machine further includes one or more drive mechanisms that are operatively connected to the note inlet and outlet transports and which enable the selective movement of notes or other sheets therein.

The automated transaction machine of the described exemplary embodiment further includes at least one controller. The controller is in operative connection with the validator and the drive for the note inlet and outlet transports. The controller is also in operative connection with the input devices as well as the validator. The controller is operative to control the machine such that in response to at least one input to the input device, notes or other sheets stored in the storage area are dispensed by the mechanism and moved through the note outlet transport to the note outlet opening. The controller is further operative responsive to insertion of a note or other sheet into the inlet opening to have the validator determine if the inserted note or sheet is valid. If so, the note is accepted by the receiving and dispensing mechanism and stored in the storage area.

Configurations of the automated transaction machine of the present invention may provide for both receiving notes from and dispensing notes to customers while charging and crediting appropriate accounts. Alternatively embodiments may be configured for only dispensing notes to customers who operate the machine. In some embodiments acceptance of notes may be limited to personnel who are authorized to replenish the machine on behalf of the machine owner or operator. Alternative configurations of the machine may provide for the note inlet and outlet openings to be positioned on generally one side of the machine, while other alternative forms may provide for such openings to be on generally opposed sides of the machine. Some embodiments may provide for accepting notes into the note inlet opening one note at a time while others may be configured for accepting stacks of notes which are then separated, authenticated and stored within the machine.

In some exemplary embodiments, the machine may be configured for separate usage by the merchant and consumer. For purposes of this description, a merchant should be understood to include cashiers, vendors, bank tellers, cash handlers, or other service providers. For example, the merchant may be authorized to use the merchant side interface. The merchant would be able to use a rear side of the machine which would include a merchant user interface, a note inlet opening, and a note outlet opening. The customer or consumer would be able to use the opposite or front side of the machine which would include a consumer user interface and a note outlet opening. Also, the user interfaces may be located in a portion of the machine distinct from a portion of the machine including note storage areas. The portions may be operatively connected for carrying out input and output functions. Such an arrangement of distinct portions provides additional security between the user interface areas and the note storage areas.

In some exemplary embodiments the note storage area may include one or more note storage mechanisms of the roll storage type. An exemplary note storage mechanism includes a flexible web that extends between a note storage reel and a take-up reel. The note storage reel and take-up reel are moved by a reel drive mechanism that enables selectively moving the reels to deliver notes to and to receive notes from the passage area. The note storage and take-up reels in some embodiments are contained within a note storage module that is readily installed in and removed from the machine housing by authorized personnel. Such exemplary embodiments are highly reliable and yet relatively lower in cost to produce and operate.

Embodiments may include a user interface with a display. The display is used for presenting promotional or other messages to users of the machine. These messages may be time sensitive and/or of limited duration. In an exemplary embodiment such messages are provided by interaction of the controller with a replaceable plug-in memory such as a smart card. Various forms of user interfaces may also be provided to simplify and facilitate operation of automated transaction machines.

Alternative embodiments of the present invention may further include a stacking mechanism within the machine. The stacking mechanism operates to accumulate into a stack the notes such as currency notes or other notes to be dispensed from the machine. The stack of notes, once accumulated in the stacking mechanism, is then presented to a user at the machine. The makeup of the stack may be controlled in some embodiments responsive to the programming of one or more controllers in the machine so that notes are arranged in a certain order. This may include placing notes in order by denomination or alternatively placing notes which include advertising material or premiums such as coupons, receipts or other notes to which the customer's attention is to be drawn, at the top of the stack. Although in exemplary embodiments stacking mechanisms within the machine can be used for accumulating stacks prior to the presentation thereof to customers, stacks may also be accumulated in alternative embodiments for other purposes such as to facilitate note orientation, retention or storage.

BEST MODES FOR CARRYING OUT INVENTION

Referring now to the drawings, and particularlyFIG. 1shown therein is an automated transaction machine of a first exemplary embodiment of the present invention generally indicated10. The exemplary embodiment of a machine10illustrated inFIG. 1is an automated teller machine whose primary functions are to dispense and receive currency notes. It should be understood however that other embodiments may be machines whose primary functions include conducting other types of transactions. These may include for example the dispense of motor fuel, the dispense of tickets, the dispense of vouchers, the dispense of gaming materials, the ordering or dispense of food items, the dispense of checks, the dispense of tobacco products or other functions that a user may carry out using the machine.

Machine10includes a housing12. As used herein housing12refers to the external enclosure of the machine as well as the internal structures which support components of the machine therein. A user interface generally indicated14is supported on the housing and is accessible by a user. In the embodiment shown the user interface includes input devices and output devices. One of the input devices is a card reader16. Card reader16in the machine shown is a swipe type card reader which is operative to read magnetic stripe cards18which are passed through the reader by customers. Cards18may be various types of cards such as credit cards, debit cards or smart cards which include information for identifying the user and/or their accounts.

User interface14of the described exemplary embodiment also includes other input devices. These include a keypad20and function keys22. Users are enabled to input data and instructions to the machine by selectively pressing the keys which make up the keypad as well as the function keys22.

The user interface14further includes an output device which includes a display24. Display24of the described exemplary embodiment may be a CRT or LCD type display that is operative to display messages to a user, including messages which instruct the user in operation of the machine.

It should be understood that the input devices and output device shown are exemplary and that other embodiments may employ other types of input and output devices. These include for example other types of card readers for reading magnetic stripe or other types of cards. These may include for example motorized readers or dip readers. Other types of cards may also be employed with the machine. Such cards include varieties of so called “smart cards” which include a programmable memory with data thereon. Such data may include information about the user and their accounts. It may also include information representative of monetary value. Such value may be deducted from the memory as the card is used to make purchases or otherwise receive value for the monetary amount represented on the card. Some cards may have the value thereon periodically replenished. Other types of input devices may be used which read articles such as articles encoded with optical indicia which can be used to identify the user or their accounts. Other types of input devices may include biometric type reading devices such as fingerprint readers, retina scan devices, iris scan devices, speech recognition devices or other types of input devices which are capable of providing an input which can identify a particular user and/or their accounts.

The keypad and function keys which serve as input devices in the described exemplary embodiment may be replaced in other embodiments by other types of devices which are capable of selectively receiving data or instructions from a user. Other types of output devices may also be used. These may include other types of visual and nonvisual output devices which are capable of communicating a message to a user and which can instruct the user in the operation of the machine. Of course when automated transaction machines of these and other exemplary embodiments are incorporated with other devices which carry out other functions, other types of input devices associated with carrying out those other functions may also be included. These may include for example switching and control devices for controlling the dispense of motor fuel when an exemplary embodiment is incorporated with a motor fuel dispensing device. The particular additional devices will depend on the environment in which the embodiment is used.

Returning to the description of the machine10shown inFIG. 1, the housing includes therethrough a receipt opening26. The receipt opening is used to provide the user with printed receipts for the transactions conducted at the machine. The housing further includes a note outlet opening28. The note outlet opening28is used to deliver notes dispensed from the machine to a user. It should be understood that the note outlet opening28may also be referred to herein as a sheet outlet opening, and that in embodiments of the invention a variety of notes, including promotional sheets or sheets representative of value, may be received and dispensed from the machine.

The machine10further includes a note inlet opening30. Note inlet30is used for inserting notes or other types of notes into the machine for storage. As indicated in phantom, in some embodiments the note inlet opening30may be rendered inaccessible by a movable cover32. The cover32is selectively secured by a suitable locking mechanism34. The cover32may be used in circumstances where the machine operator only wants selected authorized personnel to be able to insert notes for storage in the machine10. This may be the case when the machine operator wants users to use the machine10only as a cash dispenser. In some embodiments the cover32may provide a note supporting surface or include a note holding structure such as a pocket to facilitate holding dispensed notes for the user of the machine when the cover32is in position.

As shown inFIG. 1the housing12of the machine further includes a connector36. The connector36is operative to releasibly receive a plug-in memory38. The plug-in memory38in the embodiment shown is used for holding messages that are to be provided to users of the machine10through the display24. As later discussed, the plug-in memory38may hold promotional messages which are displayed to users of the machine10on a timely basis. Such promotional messages may include for example discounts on certain merchandise or special offers which expire on a certain date. In one exemplary embodiment the plug-in memory38may be supported on a smart card. The plug-in memory38may include one or more promotional items which are promoted only during certain times of day, on certain days of the week or during particular time periods. The use of this feature is later discussed in detail.

FIG. 2shows the rear of the machine10. The housing12of the machine10includes an access door40which is shown in the open position inFIG. 2. The access door40includes a locking mechanism42. The locking mechanism42is normally used to secure the access door40in the closed position. The locking mechanism42may be opened by authorized personnel to enable them to access an interior area of the machine10.

The interior area of the machine10includes various components which are shown schematically. Such components may include for example a note storage module44. As later described in detail the note storage module44includes a note storage area for holding notes within the machine10. In the exemplary embodiment note storage module44is readily removable and installed in the machine10once the access door40is in the open position. Other components within the housing of the machine10may include a journal device46. The journal device46may be for example a journal printer which makes a permanent hard copy record of transactions which are carried out by the machine10. Other devices within the interior of the machine10may include a communications device48. The communications device48may be for example a modem, wireless transmitter, lease line interface connection, communication board or other suitable device for communicating with other computers to carry out transactions with the machine10. These other computers may include for example computers in credit and/or debit card networks which are capable of handling transaction messages and settling accounts between users, sources of monetary value and the operator of the machine10. Another device shown schematically in the interior of the machine10inFIG. 2is a receipt printer50. The receipt printer50is operative to produce printed receipts that are dispensed to customers through receipt opening26.

FIG. 3shows schematically the electrically controlled devices which are included in the described exemplary embodiment of the machine10. At least one controller52serves as a control device for controlling the electrical devices within the machine10. The controller52includes an internal clock device schematically indicated54. The controller52is in operative communication with a memory56which is also referred to herein as a data store, and may be of the volatile or non-volatile memory type. The controller52may in various embodiments include one or more processors or operatively connected computers which serve as an electrical signal source for devices which are in operative connection with the controller52.

As shown inFIG. 3the controller52is operative to communicate with the transaction function devices, which include the devices which comprise the user interface14previously described. These transaction function devices include the card reader16, the keypad and function keys20and22and the display24. The controller52is also operative to communicate and control operation of other transaction function devices, including the receipt printer30and the journal device46, which in this case is a journal printer. The controller52is also in operative communication with the plug-in memory38and the communication device48which is used to communicate with other devices. In the described exemplary embodiment the controller52is also operative to communicate with other devices. These include for example a note validator58which will later be discussed in detail. The note validator58is operative to sense notes to determine their validity and to distinguish between valid and invalid notes inserted into the machine10. It may also incorporate a drive mechanism to move notes into and out of the note validator58. The controller52is also operatively connected to a module drive60and a transport drive62which are control circuits for controlling motors which operate to move notes within the machine10. These are later discussed in detail. It should be understood that these transaction function devices are exemplary and that other embodiments may include different and/or additional types of transaction function devices.

FIG. 4is a view of the note handling mechanism that is used for storing and dispensing notes within the machine10. The note handling mechanism generally indicated64, includes the note storage module44previously discussed which is removably mounted on the housing of machine10. The note storage module44includes a note storage reel66which is rotatably mounted in supporting connection with the housing12of the machine10in the note storage module44. A take-up reel68which in the exemplary embodiment is identical to the note storage reel66, is also rotatably mounted in the machine10. A flexible web70extends between the note storage reel66and the take-up reel68.

The note storage module44of the described exemplary embodiment includes a note receiving and dispensing mechanism77. The note receiving and dispensing mechanism77includes a reel drive mechanism72, a note storage reel66, and a take-up reel68. The reel drive mechanism72is operative in a manner later discussed to selectively drive the note storage reel66or the take-up reel68.

The note storage module44also includes therein an actuator74. The actuator74is in operative connection with a movable locking member76. The locking member76is movable by the actuator74between a position in which rotational movement of the note storage reel66is enabled and a position in which the locking member76holds the rotatable note storage reel66in relatively fixed position with respect to the note storage module44. This is accomplished in the locking position of the locking member76by engaging cooperating projections and recesses schematically indicated78on the locking member76and the note storage reel66.

The actuator74is electrically connected with the controller52through a releasible connector80. The controller52serves as an electrical signal source which operates the actuator74generally to enable the note storage reel66to move when it is properly positioned within the machine10. When the note storage module44is positioned in the machine10and the releasible connector80connects the actuator74to the electrical signal source, in this exemplary embodiment a controller52, the projections and recesses78of the locking member76and note storage reel66are disengaged enabling the note storage reel66to move. This feature aids in securing the note storage reel66which serves as a note storage area, in fixed position relative to the note storage module44when the note storage module44is removed from the machine10. This makes it more difficult for unauthorized persons to extract the note from the note storage module44after it has been removed from the machine10.

The note storage module44is supported in the machine10by tab portions82. Tab portions82are generally planar extensions of the walls of note storage module44and include semicircular openings or slots84(seeFIG. 14). Axially elongated cylindrical support members86are accepted into the openings84when the note storage module44is in the operative position within the machine10.

The openings84extend in generally planar areas of the tab portions82, and are bounded by a surface88which serves as an arcuately shaped generally u-shaped projection. The u-shaped projecting surface88is positioned to extend into generally annular recesses or slots90which extend about the cylindrical support members86. The interfitting engagement of the u-shaped projecting surface and the annular recesses90enables positioning the note storage module44in the proper position within the housing12of the machine10. It further enables engaging and disengaging the tab portions82and the cylindrical support members86from the engaged and disengaged positions by moving the note storage module44along the direction of arrow I shown inFIG. 14.

In the described exemplary embodiment the cylindrical support members86also serve as supporting members for the construction of the structure surrounding the note storage module44within the machine10. Cylindrical support members86include threaded openings in each end to facilitate their engagement to other components. The annular recesses90in the cylindrical support members86are positioned asymmetrically to facilitate the proper positioning of the note storage module44. During assembly of the machine10the proper positioning of the cylindrical support members86is assured by having the threaded openings in each end of the cylindrical support members86of a different size and/or thread configuration. This construction along with the mating fasteners which are used to hold the machine components together assure that the cylindrical support members86are installed properly during assembly. Of course the construction of the supporting structure and removable note storage module44is exemplary and in other embodiments other suitable structures and assembly methods may be used. This includes using a configuration for positioning the note storage module44which is generally the reverse of that shown inFIG. 14as well as other arrangements of interengaging projections and slots.

The note handling mechanism64shown inFIG. 4further includes a passage area92. The passage area92extends through an opening94in the front wall of the note storage module44(seeFIG. 10). Notes passing between the note receiving and dispensing mechanism77of the note storage module44and the note inlet and outlet openings28,30pass through the passage area92.

As shown inFIG. 4a note outlet transport96extends between the passage area92and the note outlet opening28. Note outlet transport96is operative to move notes in connection therewith. A note inlet transport98is operative to move notes between the note inlet opening30and the passage area92. Note inlet transport98includes a portion which extends through the note validator58. As previously discussed the note validator58is operative to sense notes which pass through the note inlet transport98. The note validator58is operative to determine if the sensed notes are valid for purposes of acceptance in the machine10and to discriminate between valid and invalid notes.

A transport drive100is operatively connected to the note inlet and outlet transports98and96respectively. The note inlet and outlet transports98and96are shown in further detail inFIG. 5. The note outlet transport96includes a belt102and a plurality of note engaging idler rolls104. The belt102and idler rolls104engage notes therebetween such that the notes move with movement of the belt102between the passage area92and the note outlet opening28. It should be understood that while a belt and roll transport is used for the note outlet transport96in the described exemplary embodiment, in other embodiments other configurations of cooperating belts, rollers or other moving members suitable for engaging and moving notes may be used.

The note inlet transport98in the described exemplary embodiment includes note validator58. In the described exemplary embodiment note validator58may include a standard commercially available note acceptor which is operative to sense and determine the validity of certain types of bills. In the case of a machine10which is configured to receive and dispense twenty dollar bills, the note validator58may be a device for sensing whether an inserted note is a valid twenty dollar bill. The note validator58includes therein or has adjacent thereto a generally nonslip portion106of the note inlet transport98. Nonslip portion is operative to engage and move notes inserted through the note inlet opening30through the note validator58. The generally nonslip portion106is operative to move notes past the sensing mechanisms within the note validator58as required for sensing the note and determining its validity for purposes of receipt within the machine10. If an inserted note is determined not to be valid or otherwise not suitable for acceptance within the machine10, the nonslip portion106after moving the note inward into the note validator58is operative to move it outward back through the note inlet opening30. This is done by the note validator58operating based on its internal programming or in alternative embodiments operating in cooperating relation with the controller52.

If a note inserted through the note inlet opening30is sensed as valid and acceptable by the note validator58, the nonslip portion106of note inlet transport98is operative to release the note to a limited slip portion108of the note transport98. Limited slip portion108includes a belt110and idler rolls112. The belt110and idler rolls112serve as limited slip engaging members which engage notes passing inward from the note validator58. However, the limited slip portion108is not operative to apply sufficient force to a note to remove it from engagement with the nonslip portion106, until the nonslip portion106disengages the note. This enables the note validator58of the described exemplary embodiment to move the note sufficiently rearward so that it can engage the limited slip engaging members110,112and still enable the nonslip portion106to reverse the direction of the note so that it can be delivered back out through the note inlet opening30in the event that the note is determined to be invalid. This feature enables standard commercially available, compact size note validators, which often include a nonslip drive mechanism and a note validating sensor, to be used in the embodiment shown. While the note inlet transport98shown in the exemplary embodiment has a generally nonslip portion106and a limited slip portion108, other embodiments may not include such portions depending on the type of note validator58used. An example of such an embodiment is later described in detail. In addition although the generally nonslip portion106is shown as a plurality of cooperating rolls and the limited slip portion108is shown as a belt and roll transport, other embodiments may include other types of cooperating moving members that are operative to move notes in the desired fashion.

A gate114is positioned adjacent to the passage area92. Gate114is operative to selectively direct notes and enable the passage of notes relative to the note inlet transport98and note outlet transport96. As shown in greater detail inFIGS. 9 and 11, gate114includes a rotatably mounted gate member116. Gate member116includes a curved lead surface118which is disposed adjacent to the passage area92. When the lead surface118is disposed downward relative to the position shown inFIG. 9and the mechanism is operated to move notes outward through the passage area92, the outward moving notes are engaged with the lead surface118and are directed to engage the belt102and idler rolls104of the note outlet transport96. In this position the notes are carried in an outward direction by the note outlet transport96to the note outlet opening28. Likewise when notes are moved by the note inlet transport98towards the passage area92, the lead surface118is moved upward, as oriented inFIG. 9, to an accepting position. In this position notes carried by the note inlet transport98are enabled to pass into the passage area92.

A guide120extends adjacent to the gate114generally between the note inlet and outlet transports98and96. The guide120includes rotatable guide rolls122in supporting connection therewith. Guide roll122is generally engaged with belt110and rotates therewith. The guide120and guide rolls122further aid in guiding notes through the passage area92in a manner later discussed. The passage area92is also bounded on an opposed side of the guide120by a separating member124. The separating member124also later described in detail, engages the surface of belt110which serves as an arcuately shaped moving member in an area overlying belt supporting roll126. The separating member124also engages on an opposed side of this separating member124, the web70in an area overlying a supporting roll128which is supported on the note storage module44. The web70serves as a arcuately shaped moving member when it moves over the roll28in engagement with the separating member124.

As shown inFIG. 11, gate114is moved between the accepting position which is the position wherein notes are accepted into the passage area92from the note inlet transport98, and the directing position in which notes passing outward through the passage area92are directed to the note outlet transport96, by a limited slip transmission mechanism generally indicated130. The limited slip transmission mechanism130of the described exemplary embodiment includes a slipping member132. Slipping member132is a small relatively slippery belt or similar force transmission member, which can be used to translate the gate member116to a desired position and thereafter slip in response to driving motion without causing damage to itself or other connected components. In the described exemplary embodiment the slipping member132is connected to a pulley portion134which is operatively connected to the gate member116. The slipping member132is also connected to a pulley portion136which is connected to a roll138which supports belt102of the note outlet transport96. Stops schematically indicated140limit the rotation of the gate member116.

When the note outlet transport96is driven to move notes outwardly from the passage area92, belt102is driven in the direction indicated by the Arrow O. This causes the lead surface118of the gate member116to move downward until the gate member116is engaged with the stop140which limits its counterclockwise rotation. Because in this position belt110is moved in the direction of Arrow N, notes moving through the passage area92are engaged by the lead surface118in the directing position and moved in connection therewith to engage the outward moving belt102. The outward moving belt102continues to run for as long as it is controlled to do so in response to the controller52. However once the gate member116is against the stop the slipping member132slips relative to at least one of the pulley portions134or136. This causes the gate member116to be held in the directing position but does not result in further movement nor damage to any of the components.

As can be appreciated fromFIGS. 11 and 18, when the note inlet transport98moves belt110in a direction opposite to that indicated by Arrow N to deliver notes toward the passage area92, belt102is driven moves in a direction opposite to Arrow O. This movement causes roll138to rotate the pulley portions136and134to rotate the gate member116. The gate member116rotates in a clockwise position in the orientation shown to the accepting position where clockwise rotation of the gate member116is stopped by engagement with one of the stops140. Once the gate member116has moved to the accepting position the slipping member132slips relative to at least one of the pulley portions without causing damage to any of the components. In this position notes are enabled to pass the gate member116moving inward in supporting connection with belt110to reach the passage area92.

While in this described exemplary embodiment the gate114includes a gate member116that is moved by the same drive mechanism as the belt102,110, in other embodiments other gate moving mechanisms including separate actuators may be used. Alternatively embodiments may employ passive gate members which enable passage of the notes inwardly by deflection or translational movement of the gate member in connection with the notes. Such passive gate members may through their configuration engage outwardly moving notes and direct them to engage appropriate mechanisms for moving the notes outward. Various arrangements of gate members and note moving members may be used in embodiments of the invention. It should further be understood that while single belts have been described herein as moving notes in the note inlet and outlet transports, other embodiments may include a plurality of parallel moving belts, rolls or other note moving mechanisms which are operative to move the notes in the described directions.

FIG. 12shows in greater detail the operation of the separating member124which bounds a first side of the passage area92where notes move to and from the note storage module44. Notes moving through the passage area92generally move in a note plane schematically indicated142inFIG. 12. The note plane142extends generally along an inner surface144of the separating member124, where inner refers to the orientation with respect to passage area92. The inner surface144of the exemplary embodiment includes a plurality of projections as shown. The projections serve to minimize surface tension so that notes will move more easily over the inner surface144.

The note storage module44includes a wall146containing an opening94. The opening extends through the wall and is adapted to align with passage area92. The opening94is bounded on each transverse side by an ear portion148. Each ear portion148includes a generally vertically extending slot150. A cutout portion152extends through the ear portion148to the slot150. The separating member124includes a pair of outward extending projections154which are sized to be movable in the slot150. The projections154also enable the separating member124to be rotatably movable relative to the note storage module44. The separating member124also includes an eye156. Eye156is engaged by a biasing member158. The biasing member158operates to bias the separating member124generally in a downward direction as shown.

When the note storage module44is installed in the housing12of the machine10, the separating member124is moved to a position in which a first end of the separating member124engages belts110overlying roll126. Also in the operative position, the opposed end of separating member124engages the web70overlying roll128. In this way the separating member124engages at its opposed ends arcuately shaped moving members which move notes in supporting connection therewith. The separating member124of the exemplary embodiment is configured to ride on the moving members and to engage notes which are supported thereon. The engagement of the separating member124with the notes on the moving members serves to separate the notes and direct them generally along the note plane142through the note passage. The separating member124minimizes the risks that notes will be carried by the supporting belt110or web70underneath the separating member124where they may jam or otherwise disrupt the operation of the mechanism. The floating character of the separating member124facilitates its ability to properly position itself both vertically and rotationally in the mechanism when the note storage module44is in its operative position. Thus the separating member124is enabled to correct for minor misalignments and still perform its function by engaging the arcuately shaped moving members on either side. In addition the configuration of the slot150and cutout portion152facilitate the ready replacement of the separating member124. This is accomplished because the projections154may be moved through the cutout portion152. Also the biasing member158may be readily disconnected from the eye156. Thus the removal of an existing separating member124and installation of a new one is readily accomplished.

It should be understood that while in the described exemplary embodiment the projections are associated with the separating member124and the slots150are associated with the supporting housing structure, other embodiments may have these features reversed such that the projections are associated with the supporting housing and the slots associated with the separating member. Also in other embodiments intermediate or additional structures may be used.

As best shown inFIG. 10the note storage module44of the exemplary embodiment further includes a separating member160. Separating member160engages an opposed side of the web70from that engaged by separating member124. Separating member160minimizes the risk that notes supported by the web70on the note storage reel66will remain with the web70when the web70moves in a note dispensing direction. The separating member160aids in separating notes from the web70and directs them toward the passage area92when the note storage reel66rotates in the direction indicated inFIG. 10.

The separating member160includes an edge portion162. The edge portion162engages the web70at a location indicated164. A deflector surface166extends from location164toward the passage area92. The deflector surface166is positioned to extend generally parallel to the web70in the area between the location where the web joins the note storage reel66and the passage area92.

A movable member168engages the web70in generally overlying relation of the roll128. The movable member168engages inward moving notes so that they can be guided by the deflector surface166into a nip170generally in the area where the web70joins the stored web material on the note storage reel66. Likewise the movable member168serves to engage notes that are separated from the web70by the separating member160and to move the notes outward through the passage area92.

The separating member160is rotatable relative to the housing12about an axis generally indicated172. The separating member160is biased to rotate in a clockwise direction as shown about the axis172by a biasing member174. The reel66rotates relative to the housing12and note storage module44about an axis of rotation indicated176. In the described exemplary embodiment the angle from the nip170, through the axis176, to the axis172is a substantial angle of generally about at least 90 degrees. This configuration enables providing relatively controlled angular movement of the edge portion162at the location164as the amount of web material stored on the note storage reel66changes during operation of the machine. This relatively limited movement assures more reliable separation and guidance of notes from and onto supporting connection with the note storage reel66. The configuration further minimizes the wearing of the web material by maintaining desirable relative positions of the edge portion162and to the web70.

As shown inFIG. 10the deflector surface166is generally located such that it extends on opposed transverse sides of the movable member168. In certain advantageous embodiments the movable member168may include a plurality of transversely disposed movable members across the web70. The deflector surface166may be configured to extend in the intermediate spaces between the movable members168. In addition the guide surface120also extends into the areas intermediate of the deflector surfaces166. The positioning of the deflector surfaces166transversely intermediate of the movable member168as well as the guide surfaces120provides a relatively movable interfitting relation of surfaces which facilitates guiding notes through the passage area92. It should also be noted that the use of the separating members160and124which engage opposed sides of the web70generally help to avoid uneven wearing of the web70and the buildup of stresses unevenly along the surfaces thereof This along with the configuration and orientation of the separating members124,160helps to prolong the life of the web70.

As later discussed in detail the note storage module44of the described exemplary embodiment includes a note receiving and dispensing mechanism generally referred to as77inFIG. 4. This note receiving and dispensing mechanism77includes the note storage and take-up reels66and68respectively. The web70which extends between the reels66,68the roll128and movable member168which engage the web70in the passage area92, and the separating member160, serve to assure that notes are separated from the web70and directed to and from the passage area92. In the operation of this described exemplary embodiment, the reel drive mechanism72operates to move the reels66,68so that notes can be delivered to and dispensed from the passage area92. It should be noted that in alternative embodiments a number of different types of note handling mechanisms maybe positioned adjacent to the passage area92to accomplish the dispense of notes to or the receipt of notes from customers.

The transport mechanisms described herein while useful are exemplary of but one of many types of mechanisms that may be used. The note storage module44of the described exemplary embodiment is useful because the module construction may be used with many types of note transport mechanisms including very low cost mechanisms that are suited for installations in machines that perform other types of primary functions. This includes the ability to retrofit cash dispensing capability to such machines by providing suitable mechanisms to connect the passage area and one or more outlets which may be accessed by a customer. In addition the note storage module44may be readily removed by authorized personnel from an interior area of the machine10. Thus for example in a motor fuel dispensing application, a system operator may readily remove the module44from the fuel dispensing pumps during off hours and store such items in a secure location. The removal and reinstallation of such items can be accomplished quickly to minimize the actions required to be taken by personnel in the facility.

The operation of the note receiving and dispensing mechanism77within the note storage module44is controlled through operation of the reel drive mechanism72. The reel drive mechanism72is operative to control selectively the rotation of the note storage reel66and the take-up reel68. By controlling the rotation of the reels66and68, notes may be brought into supporting connection with the web70and stored on the note storage reel66. Likewise by controlling the rotation of the reels66and68, notes stored on the note storage reel66may be delivered to the passage area92.

The reel drive mechanism72of the exemplary embodiment includes a motor or other drive indicated178shown inFIG. 4. The operation of the drive178and its direction of rotation is controllable in response to signals from the controller52when the note storage module44is installed in the machine10. The drive178is operative to rotate a first drive member180about an axis of rotation179as shown inFIG. 6. The first drive member180in the described exemplary embodiment is a gear. However in other embodiments rollers, belts or other force transmission members may be used.

The first drive member180is operative to rotate a second drive member182. In the described exemplary embodiment the second drive member182is rotatably connected to the transmission member184, shown inFIG. 7, and the transmission member184is rotatable about the axis of rotation179of the first drive member180. The second drive member182rotates about an axis of rotation185which is movable with the transmission member184. Of course in other embodiments other drive arrangements may be used.

As schematically indicated inFIG. 7a first drag member186is in operative connection with the second drive member182. First drag member186is operative to apply a force resisting movement of the second drive member182thereon. The first drag member186preferably applies a resistance to movement in either rotational direction of the second drive member182. The first drag member186may include a thrust washer, friction disk, bushing or other suitable member for providing a limited and controlled degree of resistance to movement of the second drive member182. The first drag member186is operative so that when the first drive member180rotates in a clockwise direction as indicated inFIG. 7, the resistance force applied by the first drag member186will also tend to cause the transmission member184to rotate with the second drive member182in a clockwise position. However when the clockwise rotation of the transmission member184is stopped such as due to engagement of the second drive member182with a drive surface192, the second drive member182will rotate in a counterclockwise direction responsive to rotation of the first drive member180. Likewise the counterclockwise rotation of the first drive member182will move the transmission member and the second drive member182counterclockwise until the second drive member182engages a drive surface190, in which case the second drive member182will rotate clockwise. It should be kept in mind that these structures are exemplary and that intermediate drive members and other mechanisms may be included while still achieving the similar results.

As shown inFIG. 7the reel drive mechanism72further includes a transmission drag member188. The transmission drag member188is operative to apply a limited resistance to rotation of the transmission member184. This limited resistance to rotation is operative to provide a limited and controlled resistance to movement of the transmission member184. It is also operative to generally hold the transmission member184in its then current position until it is deliberately moved responsive to rotation of the first drive member180. The transmission drag member188may include a thrust washer, friction disk, bushing or other suitable device for applying resistance to movement of the transmission member184.

As shown inFIG. 6rotation of the first drive member180in a counterclockwise direction is operative to move the transmission member and the second drive member182counterclockwise to a position where the second drive member182engages a drive surface190of the take-up reel68. Drive surface190of the take-up reel68is preferably a surface including gear teeth adapted for meshing engagement with gear teeth on the second drive member182. However it should be understood that in other embodiments other drive surfaces suitable for receiving power transmitted by the reel drive mechanism72may be used. As shown inFIG. 6the second drive member182operates to rotate the take-up reel68in a counterclockwise direction. This causes the web70to move in a note dispensing direction as indicated by the arrows shown superimposed on web70. As the reel drive mechanism72operates to move the take-up reel68the note storage reel66moves in a counterclockwise direction as shown so as to unwind the web70therefrom and to deliver notes in supporting connection therewith to the passage area92.

FIG. 8shows the operation of the reel drive mechanism72when the web70is moved in a note receiving direction. The note receiving direction is the direction that the web70moves when notes in supporting connection therewith are wound into the note storage area supported on note storage reel66. Rotation of the first drive member180in the clockwise direction shown inFIG. 8is operative to rotate the second drive member182in the clockwise direction relative to the first drive member until the second drive member182engages a drive surface192on note storage reel66. When the second drive member182engages the drive surface192the second drive member182rotates in a counterclockwise direction which rotates note storage reel66in a clockwise direction. The clockwise rotation of note storage reel66causes the web70and notes supported thereon to be wound into the web70for storage on the note storage reel66. As the note storage reel66pulls the web70thereon the web70unwinds from the take-up reel68.

The operation of the drag mechanisms186and188on the transmission member184as well as on the first drive member180help to assure that the second drive member182remains in positive engagement with the desired drive surface190or192of the note storage reel66and take-up reel68during movement thereof. Also referring toFIG. 4it should be noted that the drive surface192of the note storage reel66preferably includes mating gear teeth to engage the second drive member182. These mating gear teeth may also make up the interengaging projections and recesses78which enable the locking member76to hold the note storage reel66in position when the note storage module44is removed from the housing12as shown inFIG. 4.

To facilitate the controlled rotational movement of the note storage reel66and the take-up reel68, a controlled drag applying mechanism is included in the note storage module44. An exemplary form of this drag applying mechanism is schematically shown inFIG. 13. The note storage reel66has thereon an annular brake surface194. A directional drag applying member196extends about the annular brake surface194through an angle generally greater than 180 degrees as shown. The directional drag applying member196includes a first end198and a second end200which are generally fixed relative to the housing12through the note storage module44.

The directional drag applying member196includes a band portion202. The band portion202extends generally in engagement with the annular brake surface194of the note storage reel66. The directional drag applying member196further includes an extendable portion schematically indicated204. Extendable portion204includes a resilient biasing portion that is extendable in the direction of Arrow E as shown inFIG. 13.

During operation of the reel drive mechanism72, the note storage reel66is rotated in a clockwise direction when it is desired to move the web70in a note receiving direction such that the web70and notes supported thereon are wound onto the note storage reel66. When the note storage reel66is moved in a clockwise direction the extendable portion204tends to expand in the direction of Arrow E responsive to the force applied to the band portion202by the relative movement of the annular brake surface194. This enables the note storage reel66to rotate in a clockwise direction relatively easily responsive to the force applied by the extendable portion204. However when the note storage reel66is rotated responsive to movement of the web70in a counterclockwise direction which corresponds to the web70moving in a note dispensing direction, the resistance to movement of the note storage reel66is relatively higher. This is because the tension in the band portion202is higher due to a lack of an extendable portion204between the band portion202and the first end198. As a result the tension in the band portion202is maintained relatively higher as the note storage reel66is moved in the counterclockwise direction. This provides a relatively higher drag force on the note storage reel66which minimizes the risk of overrunning.

A similar but oppositely disposed structure is used for applying drag force to take-up reel68in this exemplary embodiment. The take-up reel68, which as previously discussed in this embodiment is identical to the note storage reel66, includes an annular brake surface206thereon. A directional drag applying member208includes a band portion210that engages the annular brake surface206about an angle of generally more than 180 degrees. The directional drag applying member208is generally fixed relative to the housing at a first end212and a second end214. The directional drag applying member208includes an extendable portion216adjacent the second end214. Extendable portion216is expandable in an extendable direction generally indicated by Arrow X.

In operation of the reel drive mechanism72when the take-up reel68is rotated in a counterclockwise direction which moves the web70in a note dispensing direction, the extendable portion216of the drag applying member208expands to apply relatively lower resistance to movement of the take-up reel68. However when the take-up reel68is moved in a clockwise direction responsive to the web70moving in a note receiving direction, a relatively higher drag force is applied to the take-up reel68.

As a result of the directional drag applying member208of the described exemplary embodiment, the drag force on the reel,66or68being driven by the second drive member182is relatively lower. This reduces the amount of force that the reel drive mechanism72must produce to move the take-up and note storage reels68and66. This is useful compared to systems where drag applying members act equally on reels66and68regardless of the direction in which they are moved.

Referring again toFIG. 5, web70extends between the note storage reel66and the take-up reel68along a web path. The web path extends adjacent to the passage area92in which the web70is supported by roll128. The web path further includes a pair of guiding rolls218,220which guide the web70along the web path to the take-up reel68. A web sensor222is disposed adjacent to the web path between the guiding rolls218and220. Web sensor222is in operative connection with the controller52and is operable to sense machine readable indicia230in supporting connection with the web70.

FIG. 16shows a section of web70of an exemplary embodiment of the invention. The web70includes a transversely central note engaging area generally indicated224. The note engaging area224operatively engages notes therewith in the passage area92and holds notes in supporting connection with the note storage reel66.

Transversely outward of the note engaging area224are a pair of peripheral areas226and228. The peripheral areas226,228extend transversely on either side of the web70adjacent the transverse edges thereof. The peripheral areas226and228include machine readable indicia230thereon. In the described exemplary embodiment the machine readable indicia230is indicia on the web70that serves to block the transmission of radiation therethrough. This blocking of radiation is sensed by the web sensor222. Of course in other embodiments other types of indicia which can be sensed or read by a sensing device may be used.

As previously discussed, the opposed ends of the web70are connected to the take-up reel68and the note storage reel66respectively. In the described exemplary embodiment the machine readable indicia230are configured so as to correspond to a location on the web70relative to an end. In the described exemplary embodiment the machine readable indicia230are symmetrical on the web70and are configured such that the spacing between adjacent indicia230decreases with proximity to each end. This construction in the described exemplary embodiment enables the installation of the web70in any of four possible orientations. Thus a person replacing the web70need not be concerned that it could be installed improperly. This is because of the symmetry of the machine readable indicia230in the peripheral areas226,228as well as the decreasing spacing between the machine readable indicia230with proximity to the end.

In operation of the machine, the web sensor222is operative to cause the controller52to include data in the data store56representative of the location for the machine readable indicia230which is in proximity to the web sensor222. In the described exemplary embodiment this data may include data corresponding to a count of a number of machine readable indicia230which have moved past the sensor from a reference position located adjacent to a first end of the web70at a first end area adjacent to the take-up reel68. By holding this data which corresponds to a count, the controller52may be operative to determine the relative position of the web70with respect to the ends thereof. In addition or in the alternative, the controller52may also hold data representative of a count of the notes which are currently stored in supporting connection with the note storage reel66. This number of notes may be correlated with the machine readable indicia230such that the controller52coordinates the location information provided by the machine readable indicia230with data corresponding to the number of notes in storage.

Alternatively, the decrease in spacing of the machine readable indicia230with proximity to the ends of the web70enables the controller52in the described exemplary embodiment to detect a condition which suggests that the web70is approaching the first end or the second end. This enables the controller52to provide a signal through a communications device48or through another output device to indicate that the machine is either reaching a condition where it can hold no further notes or is approaching a condition where it is running out of notes. For example the web70must move at least a distance somewhat greater than the length of a note in the dispense of one note. If in moving the web70this distance during the dispensing of a note the web sensor222senses passage of more than a set number of machine readable indicia230on the web70, the controller52may determine that the web70is approaching the second end which means that few notes are left on the note storage reel66. By the number of machine readable indicia230which pass the web sensor222in the dispense of one note or sheet the controller52knows generally accurately how close the web70now is to reaching the end area when no further notes are stored on the note storage reel66.

Likewise when operating to receive a note, the reel drive mechanism72moves the web70a length that is generally slightly greater than the length of one note. If in the process of accepting a note the web sensor222senses more than a set number of machine readable indicia230passing the web sensor222, the controller52may determine that the web70is approaching the first end at which point no further web material is stored on the take-up reel68. By the number of machine readable indicia230passing the web sensor222with the receipt of a note, the controller52is operative to determine relatively accurately the position of the web70. This enables the controller52and its operatively connected memory56to determine and indicate quantity condition data which is indicative of a need to replenish the machine10, that the machine10is full and/or some notes will need to be removed from the machine10within a given time period. The machine10is still capable of accomplishing this even if the portion of the memory56which may be holding information corresponding to an exact location of the web70should be lost or corrupted, as discussed in more detail below.

In alternative embodiments the web70may be labeled with machine readable indicia230which are uniquely indicative of the relative web70position. This might be for example machine readable indicia230representative of a numerical series. By reading such machine readable indicia230with one or more sensors222, the controller52may be operative to determine the position of the web70and to provide signals corresponding to conditions that exist as a result of the web70being in the particular position.

An example of how one exemplary embodiment may operate to dispense notes and to maintain a count of the number of notes remaining is discussed in connection withFIG. 17. In the described exemplary embodiment notes are dispensed responsive to a user inputting an input through one or more of the input devices. This may include for example a customer passing a card18through the card reader16which includes account data corresponding to the customer. If the card18is a debit card the customer may also input a personal identification number (PIN) through the keys of the keypad20. The customer may thereafter indicate that they wish to withdraw notes and may enter the value of the notes to be withdrawn through inputs through the function keys22and/or the keypad20keys. In response to these inputs the controller52is operative in the described exemplary embodiment to operate the communications device48to determine through communication with another computer system whether the customer is authorized to withdraw the funds requested. Assuming that the customer is authorized to withdraw the funds the communication device48receives back from a host computer or other connected system a message indicating that the requested withdrawal by the customer is permissible. The controller52then operates the reel drive mechanism72to rotate the take-up reel68in the direction indicated. This causes the note storage reel66to rotate in the direction shown. Rotation of the note storage reel66causes notes to be separated from the web70and moved into the note passage area92.

As shown inFIG. 17in the described exemplary embodiment a passage sensor232is positioned adjacent to the passage area92. Passage sensor232is operatively connected to the controller52and is operative to sense notes therein. The passage sensor232is operative to sense the leading edge of the note entering the passage area92. In response to the passage sensor232the controller52is operative to operate the transport drive62which operates the note outlet transport96. The note outlet transport96runs so that notes in connection therewith move toward the note outlet opening28. This motion of the note outlet transport96also causes the gate114to move to the directing position to engage notes with the note outlet transport96. In the described configuration the note outlet transport96and the limited slip portion108of the note inlet transport98move in cooperating relation so as to move notes from the passage area92into engagement with the note outlet transport98.

The reel drive mechanism72moves the web70in the note dispensing direction until the end of the note is sensed passing the passage sensor232. The note passing the passage sensor232is carried by the note outlet transport96to the note outlet opening28where it is delivered to the customer. This is represented by a note234. The note234at the note outlet opening28may be held in a tray or by other suitable holding devices until taken by the customer. Alternatively a suitable sensor adjacent to the note outlet opening28which is connected to the controller52may operate to hold the note in connection with the note outlet transport96in a stopped relation until the customer physically pulls it from the opening. Various approaches to delivering the notes may be used depending on the nature and character of the automated transaction machine.

Additional notes beyond one may be delivered. The controller52operates the reel drive mechanism72to dispense additional notes through the passage area92and to deliver them through the note outlet transport96to the customer. When the number of notes has been dispensed which corresponds to the input from the user, the controller52operates to stop both the reel drive mechanism72and the note outlet transport96.

In the course of dispensing notes from the note storage reel66the passage sensor232senses each note. The passage sensor232may be a radiation type sensor that is capable of sensing both the leading and trailing edges of the note. Of course in other embodiments other types of passage sensors may be used. As the web70moves to deliver one or more notes to the passage area92the web sensor222provides signals to the controller52. In response to the sensing of the machine readable indicia230by the web sensor222the controller52generates signals. These signals include data representative of note quantities. This may include for example in some embodiments a simple count which corresponds to a length of web70remaining on the note storage reel66. Because the notes are generally spaced at a uniform spacing this count data is representative of a quantity of notes remaining. This data can be stored in the memory56as a quantity condition which corresponds to the number of notes remaining.

Alternatively in other embodiments the web sensor222may be operative to sense the number of machine readable indicia230which pass the web sensor222as a note is moved through the passage area92as sensed by the passage sensor232. The number of machine readable indicia230which pass the web sensor222as a single note is dispensed can be correlated with the distance of the location adjacent the sensor to the end of the web70. The controller52is operative responsive to the web sensor222sensing more than a determined number of such machine readable indicia230during the dispense of a single note may be programmed to store and provide an indication of a quantity condition which indicates that the machine10is in need of note replenishment.

In addition to using the machine readable indicia230on the web70to provide data representative of the quantity of notes remaining, the controller52may also be operative to cause actual count data or data representative of a value to be stored in memory56. In this way the controller52may be operative to maintain information on how many notes remain stored in the machine10at any time. This may enable a user to query the controller52to determine the number of remaining notes.

In the event that the described form of the controller52should experience a failure of volatile memory data stored in the memory56concerning the number of notes remaining, the controller52may operate the machine to execute a recovery operation to determine how many notes are remaining. The executable steps necessary to perform this recovery operation may be stored in nonvolatile memory so that the machine10can almost always execute the recovery operation no matter what conditions are experienced. In the recovery operation the controller52responds to a loss of available memory data by operating the reel drive mechanism72to wind the web70onto the note storage reel66. The reel drive mechanism72continues to wind the web70onto the note storage reel66until a first end area adjacent the end of the web70attached to the take-up reel68is sensed. This may be done a number of ways, for example by the web sensor222sensing a set number of machine readable indicia230on the web70within a given time period which the controller52determines through use of the clock device54.

Once the controller52has determined that the web70has been wound onto the note storage reel66to generally the full extent, the controller52operates the reel drive mechanism72to begin moving the web70from the note storage reel66to the take-up reel68. As the reel drive mechanism72is operated by the controller52to do this the controller52generates signals responsive to machine readable indicia230sensed by the web sensor222. These signals are indicative of how far the web70has moved at any given time. The process of winding the web70onto the take-up reel68is stopped when the passage sensor232senses the first note entering the passage92. At this point the controller52is operative to generate a further signal which corresponds to the location on the web70where first note is sensed. Because the notes are generally stored in relatively uniformly spaced relation, the further signal generated is indicative of a number of notes that remain in supporting connection with the web70on the note storage reel66. This enables the controller52to closely determine how many notes remain in storage. Further operation of the note receiving and dispensing mechanism240may thereafter be continued, using the data corresponding to the note quantity determined through the recovery operation. Of course this is but one example of operation of the machine used in connection with a described exemplary embodiment. In other embodiments other approaches to calculating and determining the number of notes in storage at any given time may be used. For example in cases where the machine readable indicia230on the web70each indicate a unique web position, the controller52may need to move the web70only to the next machine readable indicia230to determine web70position.

The operation of the machine10to receive a note is now explained with reference toFIGS. 18-20. To insert notes into the machine10may require an appropriate input by an authorized user through the input devices. This may include special cards or codes which are used by servicing personnel to replenish notes in the machine10. Alternatively as was discussed in connection withFIG. 1, the housing12of a machine10may include a physical security device which can be accessed by authorized personnel and which only enables such personnel to input notes into the note inlet opening30. Alternatively the note inlet opening30may be positioned relative to the housing12in such a way that it is generally only accessible by authorized personnel. Finally in some embodiments users may both insert cash into the note inlet opening30as well as receive cash through the note outlet opening28. The particular user activities that may be required enable the machine10to operate to accept notes through the note inlet opening30will depend on the particular machine and the programming of the controller52.

When notes are to be accepted a note is inserted through the note inlet opening30to the note inlet transport98. In the note inlet transport98the note first extends in the nonslip portion106of the note inlet transport98which extends adjacent to the note validator58. The note validator58includes sensors therein for sensing if the inserted note is a note that is valid for acceptance by the machine10. For example in this embodiment the note validator58may be configured to accept only US twenty dollar bills and to reject all other inserted notes as invalid for this machine10. The controller52operates in connection with the note validator58, and a note schematically represented236is moved therein by the nonslip portion106. The nonslip portion106may be included within the note validator58or, in other embodiments, may be part of the machine10in which the note validator58is incorporated. As represented inFIG. 18the note234may be extended from the nonslip portion106into the limited slip portion108which is driven by the transport drive100to move in the direction indicated. The limited slip portion108engages the note234but allows it to be moved back and forth by the nonslip portion106. In the event that the note234is determined to be invalid the nonslip portion106may disengage the note234from the limited slip portion108and move it back outwards through the note inlet opening30. If the note234is determined to be valid however the nonslip portion106releases the note234into the limited slip portion108which moves the note234in connection therewith towards the passage area92.

In the described exemplary embodiment the limited slip portion108and the note outlet transport96are operated by a common drive mechanism. Because of this, movement of the limited slip portion108in the direction indicated also causes the note outlet transport96to move in a manner which causes the gate114to be rotated to the note accepting position. As a result the note234is moved to the passage area92as shown inFIG. 19. When the note reaches the passage area92it is sensed by the passage sensor232.

The controller52is operative responsive to the note234being sensed by the passage sensor232to operate the reel drive mechanism72. The controller52is operative to cause the web70to move in the note accepting direction as shown inFIG. 20. The reel drive mechanism72moves the web70so that the note234comes into supporting connection therewith and is wound onto the note storage reel66. The controller52continues to operate the reel drive mechanism72until the trailing edge of the note234is sensed as passing the passage sensor232. Thereafter the controller52may operate the reel drive mechanism72to move the note234a sufficient distance so as to provide spacing from the next note which is inserted. Once the controller52has moved the inserted note234a sufficient distance onto the note storage reel66the reel drive mechanism72stops until instructed to move further by the controller52.

While in this first described exemplary embodiment the nonslip portion106adjacent the note validator58is operative to immediately push out notes that are sensed as not valid, alternative embodiments may be programmed to operate differently. For example a controller52may be programmed to move a note234in the note inlet transport98past the note validator58. If the note validator58senses an invalid note, the note234may be stopped at the passage area92once the trailing edge of the note234has passed the gate114. The controller52may thereafter operate to reverse the direction of the transports96and98which causes the gate114to direct the note234outward through the note outlet opening28. The controller52may operate both the note inlet and outlet transports98and96as well as the note storage mechanism to accomplish this. This may include for example causing the invalid note234to be stored partially or temporarily in supporting connection with the web70before the direction of the note234is reversed to deliver the note234outward. It should be understood that these approaches are examples and other embodiments may operate differently to reject notes236.

Alternative embodiments may be produced to accommodate other types of validating mechanisms.FIG. 21shows an alternative form of a note handling mechanism generally indicated238. Note handling mechanism238is generally similar to that previously described except as otherwise indicated. It includes a note receiving and dispensing mechanism240similar to mechanism77previously discussed. Note handling mechanism238further includes a combined note inlet and outlet transport242. Note inlet and outlet transport242is selectively operative to both move notes into and out from a passage area244. Note sensors246are positioned adjacent to the transport242. Note sensors246may be operative to sense that the note is valid, such as for example whether a note which is passing through the transport242is a valid US twenty dollar bill. An example of a suitable note sensing device for this purpose is described in U.S. Pat. No. 5,923,413 which is owned by the Assignee of the present invention and incorporated by reference as if fully rewritten herein. In other embodiments, a commercially available note validator such as note validator58may be used, with suitable adjustments for the additional features often incorporated in such commercial devices.

If the note is sensed as valid it may be moved by a transport242past a gate248and into a storage location on the note storage reel250. Likewise when the note is to be dispensed from the note storage reel250, a web254which holds the notes in supporting connection with the note storage reel250may move the note into the passage area244. The gate248is moved by an actuator (not shown) to direct the note to engage the transport242. The transport242then operates in a direction to carry the note from the passage area244to a note outlet adjacent the end of the transport242.

If the controller52of the note handling mechanism238is operating to sense notes being input into the machine10and the note sensors246operate to sense an invalid note, the transport242may be reversed immediately to reject the note. Alternatively if it is not desired to reject the note through the exterior of the machine10, the note may be moved by the transport242into the passage area244. The note may also be moved partially onto the web254as is necessary in the operation of the machine10. Thereafter, after the note has been moved to the storage area258, the position of the gate248may be changed and the controller52may operate a reject transport256. The reject transport256is operated to move the note inward to a storage area258inside the housing12of the machine10. As a result suspect notes are held within the housing12of the machine10until they can be removed by authorized personnel.

An advantage of the described exemplary embodiment shown in connection with note handling mechanism238is that a single transport can be used as both the inlet and the outlet transport for notes. This may have advantages in some embodiments in which the validity of notes may be determined within a single note path which moves selectively in opposed directions.

An alternative note handling mechanism generally indicated260is shown inFIG. 22. The note handling mechanism260is similar to the first note handling mechanism64described except where otherwise indicated. Note handling mechanism260includes a note outlet transport262that extends between a passage area264and a note outlet opening266. Mechanism260further includes a note inlet opening268. The note inlet opening268extends in a housing wall of the machine10which is generally opposed of a housing wall in which the note outlet opening266extends. Inlet opening268is operatively connected to a note validator270which may be of a type previously described. The note validator270is connected to a first limited slip transport section272and a second transport section274. Transport sections272and274are operative to carry notes that have passed the note validator270to the passage area264.

The operation of the mechanism260is generally similar to the first described exemplary embodiment of the invention. However an advantage of the construction shown inFIG. 22is that an operator of the machine10is enabled to load currency into the machine10from the rear. Certain exemplary embodiments may be sufficiently small such that they may be supported on a counter top or on a standard interior building wall. This enables the machine10operator to feed notes into the machine10from behind the counter or from within an interior room within a building. This may facilitate loading of notes in the machine10as the machine operator does not have personnel blocking access to the machine10as notes are being loaded, which may discourage customers from using the machine10. In addition this configuration may eliminate the need for covers or other devices over the note inlet opening268to prevent confused customers from attempting to insert things into the note inlet opening268. Further advantages of this alternative structure shown inFIG. 22will be apparent to those skilled in the art.

Yet another embodiment of a note handling mechanism generally designated276is shown inFIG. 23. This alternative note handling mechanism276is operative in the described exemplary embodiment to work in connection with the note receiving and dispensing mechanism77of the first embodiment including the note storage module44which has been previously described. The note handling mechanism276is operative to avoid the need for a user to insert notes generally one at a time for storage within the machine.

The note handling mechanism276includes an note outlet transport278which extends between a passage area280and a note outlet opening282. A gate284is positioned adjacent to the passage area280and operates in the manner previously described. An note inlet transport286includes a first portion288which extends adjacent to a note validator290. A second transport portion292extends between the note validator290and the passage area280.

The note separating mechanism generally indicated294is positioned generally adjacent to the note validator290, which may be of a type previously discussed. The note separating mechanism294is operative to separate notes individually from a stack296and deliver the individual notes to the note validator290. A note thickness sensor298is positioned adjacent to the note separating mechanism294. The note thickness sensor298operates to sense if more than one note has been removed from the stack. In the event that more than one note is sensed as passing from the stack toward the note validator290, the controller52is operative to cause the note separating mechanism294to reverse the movement of the note. The note is moved back into the stack and another attempt made until a single note is separated as sensed by the thickness sensors298and delivered to the note validator290.

An exemplary note separating mechanism294is shown schematically inFIG. 24. The arrangement includes a central feed roll300which is flanked by two supplementary belt supporting feed rolls302. The feed rolls300and302are rotated by a drive schematically indicated304. The drive304is selectively operated responsive to signals from a controller52.

A contact stripper roll306and a pair of non-contact stripper rolls308are positioned in generally opposed abutting arrangement with feed rolls300and302. Rolls306and308are connected on a common shaft to a one-way clutch310. The one-way clutch310is operative to resist rotation of rolls306and308in a direction which would facilitate the movement of notes from the stack towards the note validator290. However the one-way clutch310readily enables the rolls306and308to rotate in a direction generally moving notes away from the note validator290towards the stack. When the drive304moves rolls300and302to move a note at the bottom of the stack296towards the note validator290, both rolls306and308resist motion of the note. This generally prevents all but the first note at the bottom of the stack from moving past the sensors298to the drive portion288adjacent the note validator290. If however multiple notes are sensed by the sensors298as being passed out of the stack, the controller52operates to reverse the direction of drive304. In this situation rolls306,308,300and302cooperate to readily help move the notes back into the stack.

As shown inFIG. 23in the described exemplary embodiment the stack296may be inserted in an unstack area312within the housing12of the machine10. Access to the unstack area312may be controlled by a door schematically indicated314. In the described form of the mechanism shown inFIG. 23, the machine operator is enabled to place a stack of notes in the unstack area312and then close and secure the door314. The machine10may thereafter operate to separate the notes in the stack to validate them as proper and to store the notes in the storage reel of a connected note storage module44. If in the course of sensing the notes invalid notes are found, the invalid notes may be diverted through operation of the gate284into the transport278which can deposit the notes in the area adjacent to the note outlet opening282. Alternative embodiments may provide other storage areas for holding invalid notes. Further alternative embodiments may provide for interrupting the note validating and stacking operation of the machine for a user who wishes to operate the machine10for dispensing purposes. An example of a note separation mechanism which may be used in embodiments is shown in U.S. Pat. No. 6,109,522, the disclosure of which is incorporated herein by reference. Of course other alternative arrangements and configurations utilizing the principles described herein may be devised by those skilled in the art.

As previously discussed, alternative forms of user interfaces may be provided for use in connection with embodiments of the invention. Such an alternative embodiment is shown inFIGS. 25-30. The alternative embodiment includes a display316which in various embodiments may be an LCD, CRT or other type of visual or nonvisual output device. The user interface further includes an input device in the form of a dip card reader for reading magnetic stripe cards generally indicated318. The user interface further includes a cancel button indicated320. In this simplified user interface the controller52operates to display messages which can be observed by the user on the display316. These various displays which include preprogrammed text and/or graphics are referred to as screens herein. When the machine10is waiting for a customer to begin operating the machine10an initial screen indicated320and shown inFIG. 25is output on the display316. The initial screen320instructs a user to insert their card into the dip reader and to withdraw the card therefrom when the amount that they desire is on the screen.

FIG. 26shows a card schematically indicated322of the magnetic stripe variety being inserted into the reader318. In response to the card322being inserted and held therein a first amount screen indicated324is displayed. The first amount screen324which is generated responsive to the controller52advises the customer of an amount and to withdraw their card from the card reader when the amount shown on the screen corresponds to a desired amount that they wish to receive. In the described exemplary embodiment within approximately five seconds after the first screen is displayed a second account screen indicated326and shown inFIG. 27is displayed. The second amount screen shows a different amount and again instructs the user to remove the card from the card reader when the amount that they desire is shown. Assuming that the user does not withdraw the card from the card reader when the second amount screen326is shown. A short time later (a few seconds in this exemplary embodiment) a third amount screen is displayed. Because the described exemplary embodiment dispenses twenty dollar bills each sequential display screen increases the amount by twenty dollars. This sequence is continued until a maximum amount screen is reached or until the customer presses the cancel button320.

Assuming that the customer removes their card from the reader318when a sixty dollar amount is displayed, a withdrawal screen generally indicated328and shown inFIG. 28will be displayed. The withdrawal screen328advises the customer of the amount that will be charged to their account. Again assuming that the customer does not promptly hit the cancel button320the controller52operates to communicate through its associated communication device48with an appropriate host computer or other system to determine whether the customer is authorized to charge the amount requested. During this time period a wait screen330shown inFIG. 29is displayed. When the machine10receives authorization indicating that the customer is authorized to receive the amount requested, the controller52operates the components of the machine10to cause the requested amount to be delivered to the customer through the note outlet opening28in the housing12. The controller52also operates to have a transaction receipt printed. After this is done a completion screen generally indicated332and shown inFIG. 30is displayed. The completion screen advises the customer to take their cash and their receipt. Of course if for some reason the transaction is not authorized, an alternative screen advising the customer of this is displayed to the customer. Thereafter the controller52is operative to return to the initial screen320.

An advantage of this exemplary user interface is that it can be used with machines that dispense cash in response to credit card inputs and requires no further input devices other than a cancel button320and a card reader318. Such components may be found on types of automated transaction machines whose primary function is not the dispensing of cash. This interface facilitates incorporating the note dispensing mechanism described herein into other types of automated transaction machines. In addition other embodiments may eliminate the cancel button by enabling the customer to cancel the transaction by removing the card at a time when a particular screen is displayed. Many alternative embodiments employing these principles may be devised. For example alternative machines may be provided with the capability of providing audio outputs that give the customer the same information as the display screen, and may in some cases eliminate the need to have a display screen.

A further useful aspect of the described exemplary embodiment is the ability of the machine10to display selected promotional messages to the customer on a timely basis. Such a promotional message is shown in screen330and indicates a sale on a beverage item. In an exemplary embodiment this promotional message is generated in response to the data stored on the plug-in memory38which is connected to the connector36on the housing12. The data stored in the plug-in memory38which in the described exemplary embodiment is a smart card, includes a promotional message as well as time parameters associated with the promotional message. Thus for example if the special offer represented in screen330is to extend only until a certain date, the controller52and its associated clock device54are operative to sense the passage of this date and to no longer display the particular promotional message once this date has passed. For example if the operator of the machine10fails to remove the plug-in memory38and the controller52determines that the message is no longer timely, screen330may include only a blank space or a blank area below the “please wait” notice on the screen while the machine10is operating to obtain verification and to dispense the user's cash.

Likewise other data may be stored in the plug-in memory38so that particular promotional messages are displayed at particular times of day or within particular time periods. The plug-in memory38may also include several promotional messages which are designed to be displayed at various times or sequentially to users of the machine10. Alternatively the data stored in the plug-in memory38may include public service messages such as promoting various charitable organizations and events. The data stored in the plug-in memory38may also be operative to generate graphical presentations as well as other types of video and audio presentations that may be of interest to a user. Other data stored in the plug-in memory38may include for example logos or other advertising for the establishment where the automated transaction machine is operated.

Because the exemplary embodiment enables the presentation of promotional messages selectively by simply plugging a smart card into an associated connector36, the promotional messages may be changed readily and inexpensively from outside the machine10. For example the merchandising establishment or entities sponsoring promotional events may provide promotional messages on smart cards to operators of the machine10. The operators of the machines10may plug the cards into the machine10and during the selected time windows for presentations of the messages, the messages will be displayed. At times when the plug-in memory38indicates that such messages are not to be displayed, screens including the messages are not provided to users of the machine10. Thus the providers of promotional messages are able to avoid their promotions being presented beyond the expiration date or at other times when it is not appropriate.

Of course the automated transaction machine may be operative to output such promotional messages at other times during its operation. This may include for example periodically displaying promotional messages in place of the initial screen316. This may include for example alternating a promotional message with the initial screen316during relatively brief time periods such as a period of a few seconds. In this way a user walking up to the machine10will be advised in a very brief period of time how to operate the machine10. However such a user will also receive at least one and perhaps several promotional messages before they proceed to insert their card322into the card reader318. In this way the described exemplary embodiment enables operators of the machines10to conduct additional marketing relatively simply and reliably and at a minimum cost.

It should be understood that while in the exemplary embodiment the plug-in memory38includes a smart card, other embodiments may include other types of memory devices. These may include for example floppy disks, PROMS, CD-ROMs or other devices. It should further be understood that access to such replaceable memory items may be limited by a cover, such as for example the cover for the note inlet opening30or268previously discussed. In this way access to the connector or reader for the plug-in memory38is limited to persons who are authorized to change the plug-in memory38. However, such persons do not need to have access to the note storage area inside the machine10to change the plug-in memory38.

In alternative embodiments of the invention, the memory element for providing promotional messages may be programmably changeable and/or may be remotely located from the machine10. For example in some embodiments the promotional messages may be stored on a computer in a network owned by the machine operator. The machine operator may selectively download these messages into a programmable memory at each machine10. When this occurs, the machine10will display promotional messages based on the information that the operator has stored. The operator may change the stored information at any given machine10either manually or automatically. This can be done by downloading new promotional information to the memory at the machine10. Alternatively the promotional material may be stored in the machine operator's network and accessed by the controller52in the machine10at the time that a transaction is being conducted. In this way the machine operator may provide selected promotional messages by making postings on an internal network which the machines10connected thereto can access and display. This may include for example HTML documents or other items which the machine operator wishes to have output. In further alternative embodiments the machine10may include a suitable connection for accessing promotional material at other locations. This may include accessing advertising data at sites on the Internet or other sites from which HTML or other documents can be obtained. The machine10may cache such documents or data in local memory for presentation to users at the time of operation. The machine10may periodically or upon command access new promotional material for storage in memory and later presentation during transactions. Of course alternative embodiments may access and display promotional items from a network in real time to the user. These embodiments enable the machine operator to use the machine10for providing promotional material or other information in a selective and timely manner.

An alternative exemplary embodiment is shown inFIG. 31. Features previously discussed in relation toFIGS. 1-30may likewise be incorporated into the exemplary embodiment shown inFIG. 31. The element numerals used inFIGS. 1-30represent like elements when used inFIG. 31.

The exemplary automated transaction machine10maybe used in numerous establishments, including but not limited to restaurants, stores, casinos, and amusement parks. The machine10would be useful in any location where cash transactions occur. Furthermore, the exemplary machine10has the benefits of both a safe and an automated transaction machine. An authorized merchant, such as an employee or owner, may safeguard excess cash in the machine as needed. An authorized merchant, perhaps a cashier, may also remove cash from the machine10as needed for business operations. The machine10also permits replenishing of notes by the merchant when needed, thereby avoiding the expenses of paying a third party to carry out cash replenishment. Additionally, consumers may use the machine10to withdraw cash as needed.

As can be appreciated fromFIG. 31, the exemplary automated transaction machine apparatus of this configuration has a housing12which comprises a lower portion and an upper portion. The machine10ofFIG. 31also enables dual usage. A consumer or customer may use the machine10from a front side to dispense notes such as currency notes. A merchant may use the machine from a rear side to either store or dispense notes such as currency notes as needed in the merchant's business operations. Hence, the machine10includes a common storage area for the currency notes that enables notes to be dispensed to either the consumer or the merchant.

The lower portion of the exemplary housing12comprises a chest portion334. The chest portion334includes a merchant side338, and a consumer side340. Although the two sides of the exemplary machine10are described herein as a merchant side338and a consumer side340, it should be understood that these designations are descriptive of how a machine10of this configuration is frequently used, not limitation on how the sides may be used. The merchant side338of the chest portion334includes a merchant inlet opening342and a merchant note outlet opening344. The consumer side340of the chest portion334includes a consumer note outlet opening346. Pockets376,378for retaining the dispensed notes may be provided adjacent to the note outlet openings344. The chest portion334further comprises a note storage area that is comprised of note storage areas348,350. Additionally, the chest portion334may comprise one or more access doors, including locking mechanisms, for controlling access to the note storage areas348,350. The different note storage areas348,350, for example, may be used to store different denominations of currency notes. The notes may be either new or used. Hence, the automated transaction machine10ofFIG. 31is an automated transaction machine of the recycler type, which is capable of recycling inserted cash for later disbursement.

The lower portion of the automated transaction machine10may also incorporate additional features, as previously discussed in detail in relation to other embodiments. For example, the chest portion334may include a connector36operative to releasibly receive a plug-in memory38or other memory. The chest portion334may also house a journal device46, a communications device48and other devices as previously discussed in detail in relation toFIGS. 1-30.

In this exemplary embodiment the upper portion of the exemplary automated transaction machine comprises a distinct top enclosure portion or top hat336. The top hat336is in supporting connection with the chest portion334. The top hat336further includes in supporting connection therewith input and output devices which make up a merchant interface352and a consumer interface354. Although the two user interfaces354,354are described herein as a merchant interface and a consumer interface, it should be understood that these designations are descriptive of a common use of this configuration of interfaces, not limitations on the potential uses of a machine containing such a user interface configuration. As previously discussed in detail, the user interface14may comprise a card reader16, keypad20, function keys22, display24, and receipt printer50. It should be appreciated that these input and output devices are exemplary and that other embodiments may include additional or different types of input devices which operate to receive information or instruction from users and/or output devices which provide information or instructions to users. Either user interface354,356may be of the arrangement and operation of the type discussed in U.S. Pat. No. 6,082,616 or U.S. Pat. No. 6,024,027, the disclosures of which are fully incorporated herein by reference. Additionally, the top hat336may comprise an access door362for providing selective access to the merchant interface352. The door may have a handle374and a locking mechanism364for permitting access to authorized users of the merchant interface352. It should be understood that this two compartment housing construction is exemplary and other embodiments may house all the components within a single chest type housing or in housings having a plurality of separated areas.

Each note storage area348,350comprises a note receiving and dispensing mechanism similar to mechanism77previously described. Each note receiving and dispensing mechanism is operated responsive to one or more controllers which may be similar to controller52as previously discussed in detail, for example, in relation toFIG. 4. The note receiving and dispensing mechanisms may each comprise a removably mounted storage module similar to module44. The storage modules may each comprise a note storage reel66and a take up reel68. The note storage reel66and a take-up reel68may be rotatably mounted in the machine10and driven by a reel drive mechanism, similar to the reel drive mechanism72previously discussed. A flexible web70extends between the note storage reel66and take-up reel68as previously discussed in detail in relation toFIG. 4. Separator members may be used in separating notes from the web70as previously discussed in detail in relation toFIGS. 9 and 10. One or more controllers52are in operative connection with the first user interface352, the second user interface354, and the note receiving and dispensing mechanisms. At least one of the one or more controllers52controls the movement of notes in the automated transaction machine10. Additionally, the chest portion334may comprise one or more access doors for enabling access to the note storage areas348and350. The doors may have locking mechanisms for restricting access to the note storage areas348and350to particular authorized personnel.

A passage area356and a gate358operatively connect the note receiving and dispensing mechanisms with a note transport mechanism360. Although the transport mechanism360may comprise several transports used in the movement of notes, as previously discussed in detail, the transport mechanism360may also be a single common transport extending adjacent the merchant inlet opening342to adjacent the consumer note outlet opening346. A common transport would be common to notes passing from the merchant inlet opening342to a note storage area348,350; to notes passing from a note storage area348,350to the merchant note outlet opening344; and to notes passing from a note storage area348,350to the consumer note outlet opening346. The transport mechanism360may comprise a belt arrangement and operation of the type discussed in U.S. Pat. No. 5,850,075, the disclosure of which is fully incorporated herein by reference. Other configurations of cooperating belts and rollers, or other members suitable for engaging and moving notes, may be used.

The gate358may have the arrangement and operation like the sheet directing gates discussed in U.S. Pat. No. 6,109,522, the disclosure of which is incorporated herein by reference.FIGS. 32-35show such an alternative gate arrangement. As shown, the transports may include a supporting surfaces398,424which may include dimpled projections and/or elongated projections426. This structure enables notes to be transported in engaged relation between the projections and belt flight422. The gate358may include one or more arms428. The arms428are engaged to move together responsive to an actuator. The actuator is in operative connection with a controller52. The arms428are selectively movable about an axis of rolls390. Each arm428has a roll430movably mounted thereon. Each roll430, which serves as a diverter member, is positioned in alignment with a corresponding inner belt flight396. The rotation of the rolls390and the position of the diverter member430determines the direction of note movement as notes pass through the gate358. A controller52operatively controls the rotation of the rolls390and the position of the diverter member430.

FIG. 32shows an exemplary gate arrangement in the passage area356.FIG. 33shows a note433being moved from a note storage area348,350toward the consumer note outlet opening346.FIG. 34shows a note433being moved from a note storage area348,350toward the merchant note outlet opening344.FIG. 35shows a note433being moved from the merchant inlet opening342toward a storage area348,350.

Alternatively, the gate358in the passage area356may be of the arrangement and operation as shown inFIG. 44. The gate may comprise one or more gate members380. The gate358may be electrically or electromagnetically driven to rotate or pivot between two positions. A stop382may be provided to limit movement of the gate member350. The gate358may be operably positioned between a single belt having an open center portion or in between two adjacent belts. A belt arrangement and operation of this type is explained in the above mentioned in U.S. Pat. No. 5,850,075, the disclosure of which is incorporated herein by reference.

The gate358operates adjacent the passage area356to selectively direct the notes toward a note storage area,348,350the merchant note outlet opening344, or the consumer note outlet opening346. The gate member380is able to be moved or pivoted either to the right or left as shown inFIG. 44.

Alternatively, the gate may be of the arrangement and operation as discussed in relation to any of the previous gates, such as gates114,248, or284. The gate movement is operatively controlled by a controller. The gate movement enables notes to pass through the passage area356to/from the desired opening.

In the exemplary machine10ofFIG. 31, a note validator588, of one of the types previously discussed in detail, may be adjacent the merchant inlet opening342. Invalid notes may be returned to the user at the first interface through the merchant inlet opening342. In other embodiments a controller52may direct notes that cannot be identified by note validator588to divert area370. In such an embodiment, a lower area of the chest portion334may comprise a divert area370for notes which cannot be handled by the machine10. These may be, for example, damaged or unidentifiable notes.

Another gate372operates adjacent the note validator588to direct incoming notes toward note storage areas348,350and outgoing notes toward the merchant note outlet opening344. The exemplary gate372is able to be moved or pivoted between the positions shown in solid and dashed lines inFIG. 31. In the position shown in solid lines, outgoing notes are able to be moved to a merchant note outlet opening344. In the dashed line position, incoming notes are able to be moved from the note validator588toward a note storage area348,350. In this exemplary embodiment the gate372may be movable responsive to the force applied by passing notes. The gate movement may be controlled by a controller52. Alternatively, the gate372may be of the arrangement and operation as discussed in relation to any of the previous gates, such as gates114,248, or284.

The note transport mechanisms may be driven by at least one drive, for example, as shown inFIG. 4, or there may be several drives. The drives may operate to move note moving members such as the belts previously discussed in detail. Alternatively, the drives may operate to move rollers, slides or other devices suitable for moving or directing notes.

As shown inFIG. 31, the merchant inlet opening342may have access thereto controlled by a movable closing cover366. The cover366may be hinged at a location adjacent the side of the chest portion334as shown, to enable the cover366to be pivoted in a manner permitting access to the merchant inlet opening342. In the pivoted open position, the cover366may rest against the side of the chest portion334. This arrangement permits the cover366to remain open in a hands-free position. Alternatively, doors or other types and arrangements of closing members may be used. Another movable closing cover368may be provided for the merchant note outlet opening344. Such doors or covers may be manually operated or automatically operated by drive devices responsive to a controller52. The covers366may be of any shape or size desired to prevent the deposit and/or accumulation of dirt or other unwanted material in the openings. Additionally, the merchant interface352, when located inside of door362in the top hat336is likewise protected from dirt and unwanted material.

Each user interface352,354may include or be in connection with a corresponding printer, as previously discussed in detail, for example, in relation toFIGS. 2 and 3. The printer or printers are operative to produce printed receipts or other documents that are dispensed to the user.FIGS. 36 and 37show a dispensing and transport arrangement for the receipt392from a printer386. Additionally, gate member384is operatively controlled to retract into the machine10a receipt not taken by a user. A printer receipt dispensing and transport arrangement and operation of this type is explained in the above mentioned U.S. Pat. No. 5,850,075 which is incorporated herein. Furthermore, each user interface352,354may share a common printer386. As schematically shown inFIGS. 38 to 44, different gate arrangements may be used to direct a printed receipt from a common printer386toward a receipt outlet385at either the merchant or consumer interface352,354.

The dispensing and transport arrangement ofFIG. 38is based on the arrangement shown inFIGS. 38 and 39. The portion depicted to the left of the broken lines inFIG. 38includes the receipt opening included in one user interface352,354of the machine10while the area depicted on the right includes the receipt opening385for the other user interface354,352. InFIG. 38gate member384is operative to store a receipt not taken by either a merchant user or a consumer user.FIG. 38also shows a change of direction gate member which is selectively movable relative to roll432. Gate member388is selectively operative to direct a receipt to either the first or second receipt outlet385,387of top hat336. As shown inFIG. 38, when gate member388is in a first position relative to roller432, then the receipt is permitted to exit the adjacent receipt outlet387. When gate member388is positioned in a second position relative to the roll432, the receipt is redirected to pass in the opposite direction to exit the opposite receipt outlet385in engagement with the upper roller and belt arrangement. In this arrangement the receipt is directed by the gate388to move in engaged relation between upper belt flight389and a lower belt flight391. Alternatively the receipt may move in other transport arrangements.

FIGS. 39 and 40show an alternative gate member388′ that may be used in directing a receipt or other type note. The gate member388′ is rotatable or pivotal about the axis of rotation of roller432. The gate member388′ ofFIG. 40may also be arranged to move laterally relative to roller432. As shown inFIGS. 39 and 40, the gate member388′ may be selectively positioned to either permit a receipt to pass (FIG. 39) to the adjacent receipt outlet387or redirects (FIG. 40) the receipt to the opposite receipt outlet385. The gate member388′ also acts as a turnover member. Several turnover members may be used to achieve the desired receipt orientation prior to reaching the opposite outlet. The gate member388′ and transport arrangements may also be of the arrangement and operation as discussed in U.S. Pat. No. 6,273,413, the disclosure of which is fully incorporated herein by reference.

FIG. 41shows an alternative configuration of a printer397which provides printed documents selectively to receipt outlets385,387. The rotational direction of a directing roll401and cooperating rolls402operate to selectively direct a note392to a transport path.

FIG. 42shows a further alternate configuration of a printer dispensing and transport arrangement. A printed receipt or other document may be directed to either receipt outlet385,387.FIG. 43shows an alternative arrangement similar to that shown inFIG. 37in which the direction of belt flight393is controlled to selectively direct a printed receipt or other document400from a common printer386to either outlet. A gate arrangement similar to that shown inFIG. 44may also be used to direct a printed receipt from a common printer386toward a receipt outlet at either the merchant or consumer interface.

FIGS. 45-46show another exemplary embodiment of a currency recycler type of automated transaction machine403.FIG. 45shows a chest portion404which has a note storage area which includes note receiving and dispensing mechanisms406,408and410. Mechanisms408and410are shown in partial schematic form inFIG. 45. The detailed arrangement of the machine403is similar to those previously discussed. Machine403includes an inlet opening412, a first note outlet opening414, and second note outlet opening416. Typically, the inlet opening412and the first note outlet openings414are on the side of the machine403used by the merchant and note outlet opening416is on the side used by the customer. Additionally, a note validator418may be located adjacent the inlet opening412for validation of notes prior to storage. Inserted notes not found valid by the note validator418for use in the machine403may be returned to the inlet opening412. Alternatively notes not determined as valid for the machine may be routed for return through first note outlet opening414. In this exemplary embodiment the note validator418, of a type previously discussed, operates to distinguish the denomination of valid notes to enable notes to be selectively routed for storage in the machine403.

In machine403, note validator418is connected to an note inlet transport420which may be similar to limited slip transport108previously described. First note outlet opening414is in connection with a note outlet transport434. Note outlet transport434functions in a manner similar to note outlet transport96previously described. In this exemplary embodiment a gate similar to gate114is positioned in a passage area adjacent to the intersection of note inlet transport420and note outlet transport434. The gate operates in the manner previously discussed to selectively route notes to and from the appropriate transport.

Note inlet transport420and note outlet transport434are operatively connected to a lateral transport section436. Lateral transport section436is selectively operative responsive to a controller in the machine403to move notes either to or from the intersection of the inlet and note outlet transports420,434. Lateral transport section436is in operative connection with a gate438. Gate438is positioned at an intersection of the lateral transport section436and a second note outlet transport section440. Gate438is also positioned at the intersection of the lateral transport section436and a note storage transport section442. Gate438is selectively operated under the control of a controller to selectively direct notes either to or from the lateral transport section436, consumer note outlet transport section440or note storage transport section442.

FIG. 52shows a schematic view of gate438. In this exemplary embodiment gate438includes a movable member439that is selectively rotated about an axis437. The movable member439is rotated about the axis437by an actuator441which is partially shown. The actuator441is operatively connected to a controller so as to selectively move the movable member439between the positions shown inFIG. 52and a position in which the movable member439is rotated counterclockwise from the position shown inFIG. 52about axis437.

In the embodiment shown, notes are moved adjacent to gate438in connection with a movable belt flight435. The belt flight435is disposed between a pair of elongated projecting rails443.FIG. 47shows an end view of a belt flight435and rail443arrangement in connection with a note445that moves with the belt flight435. As should be appreciated, although in the exemplary embodiment only one belt flight435and two rails443are shown, in other embodiments different numbers of belts and projecting rails may be used. For example in some embodiments two belts and an intermediate projecting rail may be used to transport notes. The number of belts and rails used in a transport of this type will depend on the particular type of machine and the notes to be transported.

As shown inFIG. 52, the surface of each rail443includes an elongated recess447. The recesses447and the rails443are positioned so as to generally accept therein a projecting nose portion449of the movable member439. As can be appreciated fromFIG. 52in the exemplary embodiment, the nose portion449of the movable member439is forked, with the legs of the forked nose portion449straddling belt flight435in the position shown. The movable member439includes an arcuate surface451which extends from the nose portion449toward the lateral transport section436. In the position of the movable member439shown inFIG. 52, notes moving in an upward direction as shown from the note storage transport section442engage the arcuate surface451on the movable member439which deflects and guides the notes to engage the lateral transport section436so that a note may be carried thereby towards the passage area at the opposed end of the lateral transport section436. Likewise a note moving in the lateral transport section436toward the gate438engages the arcuate surface451and is directed downward into the note storage area.

As can be appreciated the nose portion449further includes an outer surface453. When the movable member439is rotated clockwise from the position shown inFIG. 52, the outer surface453of the nose portion449is disposed relative to the belt flight435so that notes moving upward in the note storage transport section436may continue moving upward past the movable member439. This enables such notes to pass the gate438and move upward into the second note outlet transport section440.

It should be appreciated that although in this exemplary embodiment a belt type transport arrangement is used, in other exemplary embodiments mating roller or other type transports may also be suitably employed to move notes and other note types through the gate438. It should further be appreciated that the structure of the gate438is exemplary and in other embodiments of the invention, other types of gate structures including those previously discussed may be used.

The note receiving and dispensing mechanisms406,408and410in the exemplary embodiment are all similar in construction to those previously discussed and operate in a generally similar manner except as described herein. Each of the mechanisms406,408and410is operatively connected with the note storage transport section442. In the exemplary embodiment each of the note receiving and dispensing mechanisms406,408,410is used for storing and dispensing a different denomination of currency notes. This enables the machine403to provide multi-denominational storage. Alternatively two of the mechanisms may be used to store particular selected denominations of notes while a third may be used for storing valid notes of various denominations. In this way the machine403may operate to recycle notes of particular types such as twenty and ten dollar bills, while other denominations which are not as frequently requested for dispense from the machine, for example fifty or one hundred dollar bills, are stored in mixed relation in the third storage mechanism. In response to the programming of a controller52in the machine403the operator of the facility may use the machine403for storing these notes until selected authorized personnel unload the notes stored on this storage reel for purposes of transporting them to a bank or other facility. Of course it should be understood that in alternative embodiments numerous types of storage mechanisms for holding various note denominations or mixed note denominations may be used.

As each of the note receiving and dispensing mechanisms406,408,410in this exemplary embodiment are similar, only mechanism408will be described in detail. As shown inFIG. 45, mechanism408includes a note storage reel444and a take-up reel446. A flexible web448extends between the reels444,446. The reels444,446are driven by a drive450similar to that previously described. Driving the note storage reel444in a counterclockwise direction as viewed inFIG. 45, enables notes to be stored in wrapped relation with the web448onto the note storage reel444. Likewise in a manner similar to that previously described, driving the note storage reel444in clockwise directions as viewed inFIG. 45, causes notes to be unwrapped from the note storage reel444and delivered from the mechanism408. Each note receiving and dispensing mechanism408further includes nip rolls452which are used for guiding the notes which are moved onto or off of the note storage reel444. A separating member454similar to that previously described is also included for assuring that notes to be delivered are separated from the web448.

In the embodiment shown diverter gates456,458and460are positioned in operative connection with the note storage transport section and respectively adjacent to note receiving and dispensing mechanisms406,408and410. Positioning of the respective diverter gate456,458, or460responsive to signals from a controller52enables notes traveling generally downward as shown in the note storage transport section442to be engaged with a selected one of the receiving and dispensing mechanisms406,408,410. This enables a note to be selectively delivered into engagement with the nip rolls452of the mechanism so that it may be stored on the note storage reel444thereof. This operation of a controller52of the machine403enables selected notes to be stored in selected receiving and dispensing mechanisms406,408,410. Diverter gates456,458and460may also be positioned so as to guide notes which are delivered from the respective mechanisms406,408,410into engagement with the note storage transport section442. As a result dispensed notes are enabled to be transported through the gate438and selectively delivered to either the second note outlet opening416or the first note outlet opening414.

As the diverter gates456,458, and460used in connection with the note receiving and dispensing mechanisms406,408,410are similar, only gate458will be described in detail. As shown inFIG. 48, gate458includes a movable member462which is rotatable about an axis464. Movable member462is selectively movable in response to an actuator466, which in turn is responsive to signals from a controller52directing the actuator466to move the movable member462. Also rotatably mounted about axis464is a separating member468. Separating member468is biased to engage the web448and acts in a manner similar to separating member124of the previously described exemplary embodiment. Separating member468is biased in a clockwise direction about axis464so as to maintain generally continuous engagement with the web448and to guide notes to and from the nip formed by roll452and the web448which is supported on a roll470.

In the position of the movable member462shown inFIG. 48, an outer surface472bounding one side of a nose portion474of the movable member462is generally aligned with a belt flight435which moves notes adjacent to the gate458in a manner previously discussed. The belt flight435has adjacent thereto and opposed cooperating rails443to enable movement of the notes. The cooperating rails include recesses476in the area of the movable member462which perform a function that will be later discussed. As shown inFIG. 49with the movable member462in the position shown, a note478is enabled to move past the gate458in the note storage transport section442. As a result notes originating from other mechanisms and moving toward an outlet, or notes that have been received into the machine from an inlet and which are moving toward a lower positioned storage area, are enabled to pass the gate458.

As shown inFIG. 50the movable member462is movable responsive to the actuator466to move in a counterclockwise direction from that shown inFIGS. 48 and 49. In this position the nose portion474extends in the recesses476of the rails443. As can be appreciated the nose portion474in the embodiment shown is a generally fork-shaped portion and extends on both sides of the movable belt flight435. The nose portion474also includes an arcuate surface480which extends from the nose portion474. In the position of the movable member462as shown the arcuate surface480is adapted to guide notes to and from the note storage transport section442and the nip formed by the nip roll452and the web448.

As shown inFIG. 51a note482may move through the gate458either to or from the storage area. Moving note482engages the arcuate surface480on the movable member462and is guided by the movable member462as well as the separating member468to move between the note storage transport section442and the storage area of the mechanism.

It should be appreciated that the diverter gate structure is exemplary and that in other embodiments other configurations of diverter gates and note transports may be used. This includes diverter gates and transports of the type described elsewhere herein. It should also be mentioned that although a belt and projection type transport is discussed in connection with the exemplary embodiment, other embodiments may include transports of other types. This may include for example mating roll or belt type transports, belt and platen type transports and note transports of other types. It may be particularly useful in some embodiments to include opposed roll type transports wherein one roll in each pair is more readily deformed than the other. In such embodiments for example although both rolls are of a generally resilient material, one roll in the pair may be foam covered or include on its periphery other suitable material which achieves more ready deformation. Such readily deformable material may be particularly useful in controlling the pressure on the notes while achieving limited slip transport which may be desirable in some applications. Such limited slip capabilities may be particularly useful in areas adjacent to the gates where notes are held firmly when exiting the mechanism for dispense. A lead end of the note may reach the note storage transport section while a trailing end of the note is still held firmly in the nip. Such limited slip capabilities prevents tearing or other damage to the notes in such circumstances. Of course numerous types of limited slip type transport mechanisms may be provided by controlling the properties of the note moving members and the particular approach taken may depend on the configuration of the particular mechanism as well as the type and character of notes being handled in the machine.

FIGS. 53 and 54disclose a structure that is used in the exemplary embodiment of machine403to prevent users from attempting to insert foreign objects into the machine403. As can be appreciated, children or persons attempting to engage in mischief may attempt to insert foreign objects into the second outlet416opening from which notes are dispensed. While on occasion such inserted items may include burglar tools and the like, it is more common for persons to attempt to insert cardboard notes, flexible containers or other items therein. While note outlet openings may be provided with gates or other suitable mechanisms to block the insertion of such foreign objects, the inclusion of such mechanisms and the associated control hardware may add cost to the machine.

FIGS. 53 and 54schematically represent a useful way of preventing the insertion of such foreign objects by including a rail configuration which restricts the insertion of foreign objects.FIG. 53shows the roller configuration adjacent to second note outlet opening416of the machine. Adjacent to second note outlet opening416are a roll484which has a movable transport belt486supported thereon. It should be appreciated that belt486and roll484operate to move notes outward to the second note outlet opening416from the note outlet transport434. In the embodiment shown a pinch roll488is positioned in opposed relation to roll484. A pair of note guide rails490extend on opposed sides of the rolls484and498such that the lower flight of belt486extends transversely in between the rails. Notes as represented by note492are moved by engagement with the lower flight of belt486between the rails490.

In an area adjacent to the second note outlet opening416the height of the rails490is somewhat increased. This increases the transverse cross sectional wave configuration of the note492as it moves toward the second note outlet opening416. This provides an added advantage in that by providing such a cross sectional wave configuration the rigidity of the note492is increased. This helps to assure that the note will pass straight outward from the rolls484,488through the second note outlet opening416. The enlarged rails490also terminate in a vertically extending blunt face494. Face494in the exemplary embodiment extends generally transverse to the direction of note travel and is disposed somewhat inward from the axis of rotation of the rolls484and488.

In the event that a person attempts to insert a note, piece of steel, cardboard, plastic or other unauthorized object inward through the second note outlet opening416, such attempt will initially be restricted by the opposed rolls484and488. In the event that the person is able to push the object past the rolls484,488, such object will engage the front face494of the rails490. Such engagement will generally restrict any attempted further inward movement of such a foreign object. Further engagement of the flat object with the rolls484,488and the height of the rails490will make it difficult to circumvent the blunt face494and extend the object inward.

It should be understood that while in the exemplary form shown the blunt face494extends generally transversely to the direction of note travel, in other embodiments other configurations may be used. For example it may be useful in some configurations to have the blunt face494extend in an angled direction such that an inserted object is deflected downward so as to engage the support surface upon which the rails490are supported. This wedging action may help to prevent the insertion of foreign objects and provide added strength to the object blocking configuration. Of course these structures are exemplary and in other embodiments other approaches to blocking the insertion of foreign objects may be used. It should be understood that while in this exemplary embodiment the rails490are associated with the second note outlet opening416, in other embodiments similar rails may be associated with other note outlet openings.

It should be understood that while in the exemplary embodiment of the machine shown there are three note receiving and dispensing mechanisms, other embodiments may include different numbers of such mechanisms. In addition the type of mechanism shown herein is but one of several types of note storage and/or dispensing mechanisms that may be provided in embodiments of the present invention for purposes of storing and delivering notes. It should also be understood that while machine403is shown inFIGS. 45 and 46without a top hat336which includes the merchant and consumer interfaces, such interfaces as previously described may be used in connection with embodiments of the machine403.

FIG. 55shows an example of a stand alone type of automated transaction machine496. The machine496may be used at a business/customer environment for transactions, such as through a counter.FIG. 55shows an exposed merchant interface498on the rear surface of the machine496. A consumer interface is adjacent the front side of the machine496. A door and lock mechanism for the chest portion504are also shown. The machine496has a merchant side cash outlet500and a cash inlet502.

The designations merchant and consumer are exemplary and are typical, but are not intended to be limiting. Generally, the merchant interfaces498provides greater access to the contents of the automated transaction machine496than do the consumer interfaces. This arrangement may be useful to permit appropriate levels of access to merchants and consumers. There may also be circumstances in which such an arrangement may be useful to permit appropriate levels of access to different classes of merchant employees. For example, such an arrangement may be useful to permit management employees a greater level of access, through the merchant interface, than cashiers, who might be permitted access only through the consumer side.

FIG. 56shows an exemplary through the wall type automated transaction506machine which may be located to extend through a wall. The arrangement may be used when it is desirable to have the merchant interface508on one side of the wall and the consumer interface on the other side of the wall. This view shows the merchant interface508on the rear side of the machine506. The consumer interface is adjacent the front side of the machine506. A door510and lock mechanism512for the chest portion514are also shown. Each of the machines496,506shown inFIGS. 55 and 56may use the note storage and dispensing mechanisms ofFIG. 45or other suitable arrangements. It should be understood that machines like that inFIGS. 55 and 56may also have the merchant interface positioned within the machine in a manner like that described in connection with the machine shown inFIG. 31. In the alternative the merchant interface of either machine type may be mounted on a lockable access door which may be used to provide access to the interior of the top half portion of the machine.

In other exemplary embodiments, customers may use the automated transaction machine not only to obtain cash but also to pay for purchases by crediting the merchant's account. Customers may also use the machine to order items, such as food, and credit the merchant's account for the purchase. Additionally, a voucher, receipt or similar item may be printed and delivered to the customer showing a credit was made to the merchant's account. The voucher may then be used to make purchases or to receive goods or services from the merchant or an affiliated entity.

In operation of an exemplary automated transaction machine, the merchant side user may be required to input information through one or more input devices. In an exemplary operation of the machine10having the configuration shown inFIG. 31the merchant user may first need to unlock the locking mechanism364to open the access door362to access the merchant interface352in the top hat336. The merchant user may then be required to pass a card through a card reader which includes account data corresponding to the business. Additionally, the merchant user may also be required to input a personal identification number through the keys of a keypad. The user may then be prompted with a series of prompts or questions. In response to the user's inputs a controller52is operative to determine whether the user is authorized to operate the machine10and/or to deposit or withdraw amounts as requested. This may be done in some embodiments based on data stored in local memory in the machine10. Alternatively, a controller52may communicate with a remote computer system through a communications device to verify whether the merchant user may operate the machine10.

If it is determined that the merchant user is authorized to operate the machine10, a controller52operates in accordance with its programming to present the merchant user with one or more prompt messages through the output device of the merchant interface352. These output messages in the exemplary embodiment request that the merchant user provide an input to indicate whether they wish to withdraw cash from the machine or to input cash. If the merchant user provides an input through an input device of the merchant interface352indicating that they wish to input funds, the output device then prompts the user to input cash through the merchant inlet opening342. As previously discussed, this may be done one note at a time or in embodiments which include the capabilities of handling a stack of bills, an entire stack may be input to the machine10. As the merchant user performs the cash input operation, a controller52operates the output device on the merchant interface352so that the user is instructed to provide a further input to indicate when they have completed the cash input operation. In alternative embodiments a controller52may operate to provide a running total on the output device as to the value of the bills that have been input by the merchant user. Thus as notes pass through the note validator588and are verified, the total amount input as indicated on the screen of the merchant interface352increases.

As the notes are received by the machine10, a controller52operates the transports and note receiving and dispensing mechanisms to route the notes to the appropriate mechanism for storage. The note receiving and dispensing mechanisms are then operated as the notes arrive so that they are stored in note storage area348,350. Notes which are unsuitable or unidentifiable may be returned to the merchant user or routed to a divert area370based on the programming of a controller52.

In machines having a configuration like that shown inFIG. 45, unidentified notes may be stored in a selected one of the note receiving and dispensing mechanisms406,408, or410in the note storage area. Additionally or in the alternative the unidentified notes may be stored in a note receiving and dispensing mechanism406,408, or410which is dedicated to various denominations of bills which are not to be recycled by the machine403.

Upon completion by the merchant user of the note input transaction, the merchant user may indicate that they are finished by providing an input through the merchant interface352. In the exemplary embodiment a controller52is then operative to cause a receipt to be printed for the merchant user. This receipt may include the total amount of money input and may be used as evidence by the merchant user that the money was deposited. Embodiments may be programmed to provide the merchant user with additional information which may be of value in the operation of the merchant's business. This may include for example the particular name of the merchant user associated with the card and/or PIN used for accessing the machine10. The receipt information may also include in addition to the total value of money input, the particular number and denomination of each bill type deposited. The receipt may also include other information such as the character of any unsuitable notes which were deposited, the time the deposit was made, the amount and/or numbers of denominations of notes in the machine10before and/or after completion of the transaction or any other information that may be useful in the operation of the merchant's business.

The printed receipt may be delivered to the merchant user by an appropriate transport mechanism. This may include for example a transport and gate mechanism which delivers the receipt through the housing12of the machine10when the merchant interface is positioned outside of the machine10. Alternatively in configurations of machines such as those shown inFIG. 31, the receipt may be delivered to the merchant user inside the top hat336.

After the completion of the deposit transaction the merchant user may be prompted by messages output through the merchant interface352to indicate whether they wish to conduct another transaction. Such transactions may include additional deposits or the dispensing of cash from the machine10. Assuming that the merchant user provides an input indicating that they do not wish to conduct further transactions, a controller52operates the machine10to close the session and the machine10is now ready for operation by consumers or further merchant users. In the case of an embodiment of the machine10where the merchant interface is within the interior of the machine,10the merchant user would also close the door used to access the interface. They may also be secured by locking a lock. This protects the first interface from dirt and other contaminants that may be found in the merchant's environment. It has been found that the use of a merchant interface which is enclosed within the machine10is particularly well adapted for use in fast food environments and other environments where airborne contaminants otherwise may collect and eventually impede the operation of a merchant interface.

Merchant users may also use exemplary embodiments to obtain cash for use in operation of the merchant's business. This may be done by the merchant user accessing the machine in the manner previously described such as through use of a card and PIN number. If the machine is of the type where the merchant interface is disposed within the machine it is necessary for the merchant user to open the machine in order to gain access to the card reader and key pad and other input and output devices. Once the user has identified themself to the machine and has been determined to be an authorized user, the merchant user is presented with the prompt messages which request an input concerning the type of transaction to be conducted. Alternatively after a merchant user has conducted a prior transaction such prompt messages may be presented. If the merchant user inputs a request to withdraw funds, a controller operates the machine so as to provide appropriate output messages. In response to these messages, the merchant user may indicate the amount of funds that they wish to withdraw.

In some embodiments a controller may operate to provide the merchant user with messages prompting the user to indicate the number and denomination of notes they wish to receive. This may be valuable to a merchant user who requires particular denominations of notes from the machine to carry out the efficient operation of their business, such as for making change. Various approaches to presenting merchant users with withdrawal options may be provided in embodiments through programming of a controller which controls operation of the machine.

In response to the merchant user providing the inputs corresponding to the amount and/or types and numbers of notes they wish to withdraw, a controller operates the machine to deliver the requested bills through the merchant note outlet opening. A controller operates the appropriate note receiving and dispensing mechanisms, transports, gates and other mechanisms to direct the bills to the merchant user. Once the bills have been delivered the merchant user may take them for use in operation of the business. After the completion of the dispensing operation the machine may provide the merchant user with a receipt indicating the amounts, types of notes and other information concerning the withdrawal transaction and/or status information concerning the machine. The merchant user may use the receipt for purposes of tracking the whereabouts of cash within the business as well as for auditing the operation of the machine. Of course a controller may also operate to present the merchant user with additional transaction options. The merchant user may provide inputs requesting such additional transactions or may provide an input ending the session so that they are signed off the machine. As previously discussed, in embodiments where the merchant interface is positioned within the machine the merchant user will generally close and/or lock the door when merchant transactions are not being conducted.

It should be understood that while merchant transactions are authorized in the exemplary embodiment using data encoded on a card and a corresponding PIN number, other approaches to authorizing operation of the machine by merchant users may be used. This may include for example a card or access code alone. Other embodiments may use other types of identifying articles or features to identify merchant users. This may include for example tokens which can be read by token readers or other types of identifying articles which can be read by a machine. Alternatively, the machine may include biometric type reading devices which are capable of reading a physical feature associated with a merchant user. These may include for example fingerprint readers, retina scanners, iris scanners, facial recognition features, voice recognition features or combinations of any of the above.

In the exemplary embodiment the merchant users are provided with paper receipts relating to transactions that are conducted. It should be understood however that in other embodiments other forms of documentation may be provided to merchant users. This may include storing information regarding transactions on a card or other object. Such transaction data may be stored for example on a magnetic stripe card or in memory on a smart card. Alternatively merchant users may have contactless cards or tokens which are electronically or magnetically programmable so as to record information concerning transactions. Various approaches may be used by embodiments to providing merchant users with a record that can later be recovered concerning the transactions that they have conducted at the machine.

In exemplary embodiments merchant users may have various levels of authorizations which determine the transactions that can be conducted at the machine. For example certain merchant users may be restricted to only providing cash for storage in the machine. Other merchant users may have authority both to deposit cash as well as to receive cash. For example in some situations operators of establishments may wish to limit the capability of receiving cash to management type employees who may need such cash to replenish cash registers or otherwise use money from the machine in the operation of the business. Alternatively or in addition, additional levels of authority may be provided depending on the circumstances and the nature of the machine. For example in the case of machines such as that shown inFIG. 45where a storage area contains bills which are not being recycled, only management type personnel who are authorized to unload the machine may be granted access to dispensing notes from the particular storage area. This may be limited to for example management level employees who are responsible for making deposits. In such circumstances those employees when operating the machine may be presented with additional options for unloading the notes in the storage areas which hold notes which are not to be recycled. Further in alternative embodiments where numerous denominations of notes are stored, levels of authorization may be provided so that certain authorized merchant employees may only receive certain denominations of notes while others may have access to higher denominations as well. As can be appreciated limits upon withdrawals may also be imposed by programming of a controller in the machine or related systems. Such programming may limit the amount of a withdrawal that a merchant employee can make and may also limit the amount that can be withdrawn within any time period in successive transactions. Such controlled access and transaction options may be provided for in numerous ways depending on the requirements of the establishment and the configuration of the machine being used.

It should further be understood that records of all transactions conducted by exemplary embodiments may be recorded and stored in a data store. Records of such transactions may be held within the machine and/or may be recorded in remote storage associated with other computers which are in communication with the machine through a communications device. This enables the operator of the machine to review transaction activities conducted through the machine. It further enables the merchant user to compare records of merchant transactions which are provided through receipts in hard copy form, to the electronic data concerning the operation of the machine. Various approaches to auditing and balancing the machine may also be employed to assure that transactions and monetary amounts are accounted for in the operation of the business.

As can be appreciated, the exemplary embodiments also enable consumers to operate the automated transaction machine. Consumers operate the machine through the consumer interface which includes input and output devices. For example, a consumer may present a card to a card reader which provides an input including an account number associated with the consumer. Likewise the consumer may present a PIN number which corresponds to the consumer or their account and is used to verify that the consumer is authorized to use the account associated with the card. Thereafter a controller operates in response to the input data from the consumer to determine whether the consumer is authorized to conduct a withdrawal of cash from the machine. Generally this is done through communication by a controller through a communications device to a remote computer. The consumer interface also operates responsive to a controller to prompt the consumer to indicate through inputs to input devices the amount of money they wish to withdraw. The interface may also provide the consumer with an indication of the transaction surcharges that may be associated with a requested transaction. Of course other information may also be presented to the consumer such as advertising or promotional information as previously discussed.

Assuming that the consumer is authorized to conduct a transaction a controller will operate the note receiving and dispensing mechanism within the machine to provide the consumer with the requested cash. In addition a controller will cause a receipt to be printed which provides the consumer with information concerning the transaction. A controller will also route the receipt to the consumer interface through an appropriate gate or transport mechanism so that the receipt may be taken by the consumer.

Thus the exemplary embodiments herein described may operate to provide consumers with cash in the manner of an automated teller machine while providing a merchant with a device which can be used to store, retrieve and track cash used in the operation of business. Exemplary embodiments also reduce the need for merchant users to access the interior areas of the machine for purposes of loading or dispensing cash therefrom. Exemplary embodiments may also enable merchant users to limit access to cash to selected employees and to do so in a manner that provides a reliable audit trail related to the input and dispensing of cash. Other embodiments may enable a merchant user to make more effective use of the cash that they receive in their business and to pursue profit making opportunities for the merchant by being able to collect a portion of transaction fees that may be charged on transactions conducted by consumers at the machine. In addition exemplary embodiments as described herein may be better suited for use in environments where contaminants may be present. Likewise exemplary embodiments of automated transaction machines may be configured in a variety of ways suitable for use in various types of transaction environments.

FIG. 58shows an exemplary automated transaction machine600which may incorporate the note receiving, storing and dispensing mechanisms that have been previously discussed. Machine600may alternatively include other types of note dispensing and/or storage mechanisms as well as other types of devices for carrying out transactions. The rear of machine600like the machines previously discussed, may include devices for receiving and dispensing notes to merchant users. Likewise machine600may include a merchant user interface, either positioned at the rear of the machine or within the interior thereof. It should be understood that various configurations and features may be used in connection with machines that incorporate aspects of the present invention.

Exemplary machine600has a housing602. Housing602includes a chest portion604. Housing602further includes an upper portion606which may alternatively be referred to as a top hat.

Housing602has supported thereon a user interface608which enables users of the machine600such as consumers to conduct transactions. The user interface608includes input and output devices. In the embodiment shown the input devices include a keypad610and function keys612. A further input device in the exemplary embodiment is a card reader which is schematically represented by a card entry slot614. It should be understood that embodiments may read various types of cards such as magnetic stripe cards, smart cards, cards with optical or other types of indicia. Output devices in the exemplary user interface608include a screen616and a printer represented by a receipt outlet slot618. It should further be understood that these input and output devices are exemplary and other types of devices for receiving information or instructions from a customer and for providing information to a user may be used in other embodiments.

The exemplary machine600is a currency recycling automated transaction machine like the machines previously described. In this embodiment the consumers who operate the machine600conduct transactions related to the receipt of notes such as currency. In this embodiment currency is delivered to customers at the machine600through an opening620. The opening620in the exemplary embodiment is normally blocked by a cover622. Cover622is movable in response to a motor, solenoid or other type of movement device which is controlled by the one or more controllers52which operate within the machine600. A controller52within the machine600controls the operation of the devices therein to carry out transactions in a manner like that discussed in connection with the machines previously described. It should be appreciated that while machine600is an ATM, embodiments may be incorporated in numerous types of machines, examples of which have been previously discussed which carry out transactions involving transfers of value.

FIG. 57shows an exemplary note receiving and dispensing mechanism624which may be used in an exemplary automated transaction machine600. Note receiving and dispensing mechanism624is generally similar to the mechanisms previously described except as specifically discussed. Note receiving and dispensing mechanism624includes a first note storage area626, a second note storage area628and a third note storage area630. The note storage areas626,628,630are like those previously discussed which store and deliver notes from a flexible web which is supported on rotatable reels. The note storage areas626,628,630are connected to a vertical note transport632which operates to move notes to and from note storage areas626,628,630in a manner that has been previously discussed.

Note receiving and dispensing mechanism624further includes a merchant note inlet634and a note validator636, of a type previously discussed. The merchant note inlet634and note validator636in the exemplary embodiment enable the merchant user to deliver currency bills into the machine600for storage. The note validator636is in connection with an note inlet transport section638which leads to a passage area640.

Exemplary machine600also includes a merchant note outlet642. The merchant note outlet642is in connection with a note outlet transport644which delivers notes from the passage area640to the merchant note outlet642. In this exemplary embodiment the passage area640may be similar to those previously described and may include a note directing mechanism so that incoming notes are directed inward through the passage area640from the note inlet transport638and outgoing notes are directed through the passage area640to the note outlet transport644.

In this exemplary embodiment the passage area640passes notes to and from a horizontal transport section646. The horizontal transport section646is configured to receive notes from and deliver notes to the vertical note transport632. The horizontal transport section646extends adjacent to the vertical note transport632at an intersection648.

A consumer note outlet transport section650extends from adjacent the intersection648. In this embodiment the consumer note outlet transport section650includes an outlet652from which notes including stacks of notes are delivered. Outlet652is positioned inside the housing602of the machine600adjacent the opening620in the housing. A consumer note outlet transport section650is also in connection with a stacker mechanism654. The stacker mechanism654which is later described in detail enables accumulating notes that are dispensed from the note storage areas626,628,630into a stack so that the stack may be presented to a consumer at the machine600. A note transport gate656is positioned adjacent to the intersection648so that notes may be directed to and from the vertical transport632and the horizontal transport section646or alternatively from the vertical transport632to the consumer note outlet transport section650. Note transport gate656may be one of the types previously described or may be one or more other types of note directing mechanisms.

In exemplary machine600merchant users are enabled to deliver currency bills for storage in the machine600through the merchant note inlet634. As in the previously described exemplary embodiments, notes of particular denominations may be stored in accordance with the programming of the one or more controllers operating the machine. Notes of particular denomination may be for example, stored in a selected one of the note storage areas626,628, or630so that the notes may be later recovered and delivered to consumers in cash dispensing transactions. Because three note storage areas626,628,630are shown in the exemplary embodiment, up to three different denominations of notes may be stored and selectively dispensed from the machine600. It should be understood however that various numbers of note storage areas may be used in embodiments of the invention. Alternatively while certain note storage areas may be used for particular denominations of bills, other note storage areas or other types of mechanisms may be used to store notes that are not to be delivered to consumers. Such notes may be stored for example for later recovery by authorized merchant users. Merchant users may receive notes from the machine600as needed for operation of the business through the merchant note outlet642.

It should be appreciated that while in the exemplary embodiment shown note storage areas626,628,630are provided which may receive and dispense notes, other embodiments may include different or additional note handling devices. These may include for example devices which only dispense notes or which only receive notes for storage. Some embodiments may include recycling type mechanisms as well as other types of note handling devices. The particular devices included in a particular machine will be dependent on the types of functions being performed and transactions being offered.

In an exemplary machine600notes are dispensed from a note storage area626,628,630and are moved to a consumer through the vertical note transport632and the consumer note outlet transport650. As shown inFIG. 67, consumer note outlet transport650includes a note transport gate658. In the position of gate658shown inFIG. 67, a note660moving outward in the consumer note outlet transport650is directed by the gate658into a throat area662which is associated with the stacker mechanism654. As shown inFIG. 67, note660is urged to move into the throat area662by note moving members664,666. It should be understood that while in the exemplary embodiment note engaging rolls are used as note moving members, in other embodiments belts, fingers or other devices for moving notes may be used.

In an exemplary embodiment when a consumer operates the machine600the consumer provides one or more inputs through the input devices on the user interface608. This may commonly include for example in the case of an ATM, the input of a card and PIN number as well as manual instructions which request the dispense of an amount of currency bills from the machine600responsive to the at least one input from the consumer. The machine600operates responsive to its at least one controller52and the programming associated therewith, to verify that the consumer is entitled to receive the amount requested. This may be done by various techniques depending on the type of machine and transaction involved, and often requires that the machine600communicate with a remote computer to verify that the user is authorized to conduct a transaction.

Responsive to the at least one input received from a consumer and a determination that the consumer is authorized to receive the notes requested, a controller52operates to dispense one and usually several currency bills from one or several note storage areas626,628,630in which the bills are stored. This may include for example dispensing one or more twenty dollar bills from the storage area where the twenty dollar bills are stored and one or more ten dollar bills from another storage area where ten dollar bills are stored. The number of notes removed from the storage areas626,628,630and their denominations will have a value equal the amount of money the consumer has requested to withdraw from the machine600.

In this exemplary embodiment a controller52operates the transports and gates so that the notes the user has requested are accumulated into a stack in the stacker mechanism654. The stack of notes accumulated are then moved as a stack from the stacker mechanism654to the outlet652of the consumer note outlet transport650. The stack is delivered through the opening620in the housing608to the consumer.

FIGS. 59-66are representative of the stacker mechanism654and its operation. As shown inFIG. 59, the exemplary form of the stacker mechanism654includes a stack support member668. The stack support member668is a generally cylindrical member that is rotatable about an axis670. Stack support member668is rotatably mounted relative to a frame portion672which is in supporting connection with the housing608of the machine600. The stack support member668is in operative connection with a drive674. The drive674is operative to selectively rotate the stack support member668in response to signals from the one or more controllers52operating in the machine600. In the exemplary embodiment the drive674includes a stepper motor676which rotates the stack support member668through movement of a drive belt678. The drive belt678is connected to a pulley680which drives the stack support member668through a shaft682.

As shown inFIG. 66, in an exemplary embodiment the stack support member668includes a pair of disposed disk shaped rotatable portions684,686. The rotatable portions684,686bound an arcuate recess688which extends between the rotatable portions684,686. It should be understood however that this configuration of the stack support member668is exemplary and in other embodiments other configurations of the stack support member may be used.

As shown inFIG. 59the exemplary stack support member668includes a radially outward projecting portion690. The projecting portion690is arcuately elongated in the exemplary embodiment for purposes that will be later discussed in detail.

A flexible member692extends in generally surrounding relation of the stack support member668. The flexible member692in the exemplary embodiment includes a continuous belt that is supported on a plurality of arcuately spaced supports694. In the exemplary embodiment the arcuately spaced supports694include rotating members such as rollers which rotate in supporting connection with the frame member672.

The flexible member692in the exemplary embodiment includes a pair of continuous belts, each of which is supported on one of the rotatable portions684,686. It should be understood that this flexible member configuration is exemplary of arrangements that may be used. The flexible member692extends between an entry support696and an end support698. The supports generally cause the flexible member692to surround the stack support member668except in an opening area700which extends between the entry and end supports. As later discussed, notes in this embodiment are enabled to move through the opening area700to and from supported connection with the stack support member668.

A gate member702is mounted adjacent to the opening area700. The gate member702is coaxially mounted in the exemplary embodiment with the end support698. Gate member702is configured to rotate between first and second positions in a manner later discussed. The extent of travel of gate member702is controlled. In the exemplary embodiment this is done using a stop projection704which extends in a slot706in a member708. As shown inFIG. 66in the exemplary embodiment the gate member702is supported on a shaft710which is journaled in the frame portion72. The end support698comprises a pair of disposed rollers that are journaled to freely rotate on the shaft710. As a result the rollers which comprise the end support698are enabled to move responsive to the movement of the flexible member692. The member708is connected to the shaft710so as to control the extent of movement thereof and to thereby limit the extremes of travel of the gate member702.

The movement of the gate member702is controlled responsive to the movement of the stack support member668in the exemplary embodiment. A limited slip drive712operatively connects shaft682and shaft710. In the exemplary embodiment the limited slip drive712is a slipping belt type drive of the type previously described for orienting a gate in the passage area. Of course in other embodiments a limited slip drive may be used which includes rollers, clutches or other devices which provide movement of the gate member. Alternatively solenoids and other independently actuatable moving devices may also be provided for controlling the position of the gate in other embodiments. Alternatively embodiments may also encompass passive gate devices or gate devices that operate and position responsive to the movement of supports or other mechanisms. It should be appreciated that the embodiment shown is exemplary and those skilled in the art will be able to devise other structures which employ the features described herein.

As shown inFIG. 59the throat area662is bounded by upper and lower guides714,716. An entry sensor718is positioned adjacent to the throat area662for purposes of sensing notes passing therein. The guides714and716also operate to guide notes to and from the stack support member668. The exemplary form of the guides714,716include tapered sections adjacent their end portions so as to facilitate the guiding of notes therethrough.

A nip roll720is positioned adjacent to entry support696. Nip roll720in the exemplary embodiment is movably mounted and biased toward support696so as to achieve engagement therewith. As a result nip roll720is enabled to rotate with support696and move in coordinated relation with the flexible member692supported thereon. The nip roll720also moves in engagement with the lower surface of notes that pass into the opening area700. The support696and the nip roll720form a first nip generally indicated722to engage and move notes between the opening area700and the throat area662.

The stacker mechanism654further includes at least one position sensor schematically indicated724. The position sensor724is operative to sense at least one rotational position of the stack support member668. The position sensor724may be any one of numerous types of sensors such as optical sensors, mechanical sensors, magnetic sensors, encoders or any other type sensor suitable for sensing at least one rotational position of the stack support member. In the exemplary embodiment position sensor724is an optical sensor which senses the position of a homing projection726shown inFIG. 66. In the exemplary embodiment the position of the homing projection726is sensed to determine when the stack support member668is in a reference or a “home” position. Once a controller52knows that the stack support member668is in the reference position, a controller52is enabled to control the drive674in the manner later discussed so as to position the stack support member668and other components of the machine600in the manner desired to achieve the stacking and delivery of notes.

The operation of the exemplary embodiment of the stacker mechanism654will now be explained. The machine600operates responsive to the at least one input provided by a user of the machine600. A controller52operates responsive to the at least one input to cause notes that are to be provided to the customer to be moved from the storage areas626,628,630toward the consumer note outlet transport section650. The notes660in this exemplary embodiment move individually and are diverted in the consumer note outlet transport section650by the gate658to move into the throat area662between the guides714and716in the manner shown inFIG. 67.

As represented inFIG. 60, when a note728passes into the throat area662, it is sensed by the entry sensor718. A controller52in the machine600operates responsive to sensing the note position to begin operating the drive674. A controller52operates to cause the stack support member668to rotate in a clockwise direction as note728moves into the opening area700. As can be appreciated, the flexible member692is engaged with the stack support member668in the vicinity of the projecting portion690. As a result movement of the stack support member668also moves the flexible support member692. Movement of the flexible member692in coordinated relation with the stack support member668also causes the entry support696and the nip roll720to rotate in coordinated relation to accept note728therein. As a result note728is drawn through nip722into the opening area700.

In the exemplary embodiment coordinated movement of the flexible member692responsive to movement of the stack support member668provides greater assurance that a controller52may accurately move and control the position of the notes728. In the exemplary embodiment assurance that the flexible member692and a stack support member668do not substantially slip relative to one another, is enhanced by the configuration of the arcuately spaced supports694and the arcuately elongated projecting portion690. As can be appreciated fromFIG. 60, when the projecting portion690is adjacent to and disposed radially inward from a support694, the flexible member692is placed in sandwiched relation between the support694and the projecting portion690. This results in the application of a radial force on the flexible member692which helps to assure that it does not substantially slip relative to the stack support member668.

In addition in the exemplary embodiment the projecting portion690is arcuately elongated so that regardless of the rotational position of the stack support member668, the flexible member692is always placed in sandwiched relation between the projecting portion690and at least one adjacent support694. In this way the flexible member692is solidly engaged with the stack support member668and urged to move in coordinated relation therewith. As will be appreciated from the following discussion, this coordinated movement of the flexible member692with the stack support member668helps to assure that notes728that are in stacked relation on the stack support member668remain generally aligned in a stack and do not substantially “shingle” relative to one another which may disturb the integrity of the stack or interfere with the operation of the stacker mechanism654.

As shown inFIG. 60, rotation of the stack support member668causes the gate member702to rotate to its limit of travel in a clockwise direction to a first position. In the first position the gate member702is positioned to help guide note728through the opening area700. The gate member702in the first position also helps guide the note728onto a stack supporting surface730of the stack support member668. In this embodiment the stack supporting surface730is an arcuate surface positioned in arcuately disposed relation with the projecting portion690. As can be appreciated fromFIG. 60, the projecting portion690and the stack support surface730cause a pocket-like area to be provided trailing the projecting portion690, which area is bounded by the stack support surface and the flexible member into which the note728may move.

As the stack support member668moves further in the clockwise direction from the position shown inFIG. 60, the note728is engaged in a nip generally indicated732that is formed by the flexible member692and the stack support surface730. As is further represented inFIG. 61, because the flexible member692is supported on and wraps around the stack support member668as the stack support member668rotates in the clockwise direction the note728is engaged in intermediate trapped relation between the stack support surface730and the flexible member692. As represented inFIG. 61, rotation of the stack support member668eventually causes generally the full length of the note728in the direction of movement to be engaged with the stack support member668.

The stack support member668eventually rotates clockwise until the sensor724senses that the stack support member668has reached the reference position. Once in this position a controller52may operate to cause the drive674to stop. As a result the stack support member668is positioned as shown inFIG. 62with the note728engaged therewith.

It should be understood that in circumstances where only a single note is going to be delivered to a customer, the stacker member may operate from this position so as to deliver a stack which comprises only a single note, out of the machine600to the consumer. However, in most circumstances additional notes delivered from the storage areas are added to the stack and then a stack comprising a plurality of notes is delivered out of the machine600to a user.

FIGS. 63 and 64represent additional notes being added to the stack. Upon the entry sensor718sensing a further note positioned in the throat area662adjacent to the nip722, a controller52begins operating the drive674. A note represented by reference numeral734inFIG. 63, is pulled through the first nip722as the stack support member668rotates. The movement of the note734and the stack support member668is coordinated so that the note734engages the existing notes in a stack736in generally aligned relation. This is facilitated in this exemplary embodiment because the flexible member692is driven by rotation of the stack support member668, and the leading edge of note734reaches the stack support surface730so that it is generally aligned with the leading edges of other notes in the stack. As can be appreciated, the gate member702in this embodiment operates to apply a somewhat compressive force on notes in the stack736as the notes are moved past the inside surface of the gate member702. Of course it should be remembered that in the exemplary embodiment the gate member702is moved by a limited slip clutch so that the force applied by the gate member702is controlled so that the gate member702does not apply so much force that the notes in the stack are misaligned or otherwise significantly disturbed from their stacked condition.

Further rotation of the stack support member668in the clockwise direction from that shown inFIG. 63results in note734being integrated into the stack736. In the exemplary embodiment, stack support member668continues to rotate until it reaches the reference position as sensed by position sensor724. In this position the stack support member668is ready to receive further notes into the stack736or to deliver the stack736in a manner which will now be discussed.

When a controller52determines that the notes which have been requested by the consumer have been placed in stacked relation in the stacker mechanism654, a controller52operates to disengage the stack736from the stacker mechanism634. To accomplish this, a controller52causes the drive674to rotate a stack support member668in a direction opposite to that in which the stack support member668moves when the stack736is being accumulated. This is represented by the counterclockwise rotation of stack support member668, as shown inFIG. 64. As the stack support member668rotates in a counterclockwise direction, the stack736is moved in intermediate relation between the stack support member668and flexible member692toward the nip732where the flexible member692engages the stack support member.

As the stack support member668rotates counterclockwise as shown inFIG. 64, the gate member702rotates in a clockwise position as shown. As the gate member702moves to this note dispensing position the inward end of the gate member702extends in the arcuate recess688between the rotatable portions of the stack support member668, illustrated inFIG. 66. In the exemplary embodiment the extent of movement of the gate member702is limited by the stop projection704. As the stack736moves through the area of the nip732, the gate member702extends below the stack to help guide it through the opening area700.

As shown inFIG. 65, as the stack support member668rotates further the stack736moves away from the stack support member668in engagement with the flexible member692. The stack736is engaged in the nip722between the entry support696and the nip roll720. In the exemplary embodiment the nip roll720is biased toward the entry support696but is enabled to move away therefrom to the extent necessary to pass stack736through the nip722. This arrangement in the exemplary embodiment facilitates movement of the stack736responsive to movement of the entry support696and flexible member692. Of course in other embodiments other approaches to moving the stack736may be used.

As the stack736is disengaging from the stack support member668, the position of the stack736is sensed by the entry sensor718. A controller52operates in response to the sensing of the stack736by the entry sensor718to continue rotating stack support member668to disengage the stack736therefrom. In this exemplary embodiment a controller continues to move the stack support member668until the stack736is sensed as having passed the sensor718in the throat area. A controller52then operates to cause the drive674to return the stack support member668to the reference position so that the stacker mechanism654is again ready to receive notes.

As shown inFIG. 68as the stack736passes out of the throat area662it is engaged by the note moving members664and666. A controller52operates to cause the gate658to move to the position shown inFIG. 68which enables the stack736to move in the consumer note outlet transport section650toward the outlet652.

The stack engages drive rolls738,740and742which move the stack736toward the outlet652. A controller52also causes the cover622to be moved by an actuator to an open position. This enables the stack736to pass outward through opening620of machine600shown inFIG. 58.

In the exemplary embodiment the drive rolls738,740and742are rolls comprised of resilient material which are adapted to move the stack736in engagement therewith. It should be understood however that in other embodiments, other types of note moving devices may be used.

The exemplary embodiment of a stacker mechanism654enables the stacking of notes in generally aligned relation. The exemplary embodiment further enables the notes to be stacked generally without relative movement which is facilitated by the coordinated movement of the stack support member668and the flexible member692. The apparatus further facilitates building a stack736including a plurality of notes and then delivering the stack736in a manner which may be quickly taken by the customer.

A further advantage of embodiments may be that notes to be dispensed can be arranged in a particular order. This may be accomplished for example through programming of a controller. For example notes of particular denominations can be stacked initially and then followed by other denominations. This may facilitate the user verifying the funds they have received. Alternatively additional notes or other items such as promotional coupons, receipts or other items that the machine operator wishes to have positioned on top, for example so they will be noticed by a consumer, can be moved through a note transport and placed on the top of the stack as it is delivered from the machine. Of course the opposite may also be achieved by placing selected notes at the bottom of the stacks. Various approaches may be taken depending on the types of notes being dispensed and the requirements of the machine operator.

While the exemplary embodiment of the stacker mechanism is used for accumulating and presenting stacks for purposes of dispensing notes, in other embodiments the principles described herein may be applied for other purposes. For example, similar principles may be used for note storage. This may include for example accumulating and storing currency bills that are placed in the machine. Other embodiments may use such principles for accumulating checks, deposit tickets, vouchers, receipts or other documents that it may be desirable to store and then recover in a stack. Other applications for use of the exemplary embodiments described herein will be apparent to those having skill in the relevant art.

Thus the exemplary forms of automated transaction machines of the present invention achieve one or more of the above stated objectives, eliminate difficulties encountered in the use of prior devices and systems, solve problems and attain the desirable results described herein.

In the following claims any feature described as a means for performing a function shall be construed as encompassing any means known to those skilled in the art to be capable of performing the recited function, and shall not be limited to the structures shown herein or mere equivalents thereof.

Having described the features, discoveries and principles of the invention, the manner in which it is constructed and operated, and the advantages and useful results attained; the new and useful structures, devices, elements, arrangements, parts, combinations, systems, equipment, operations, methods and relationships are set forth in the appended claims.