Banking system controlled responsive to data bearing records

An automated banking machine operates responsive to data bearing records. The machine includes a housing, a card reader in operatively-supported connection with the housing and operative to read indicia on user cards corresponding to financial accounts, a display in operatively-supported connection with the housing, and a cash dispenser in operatively-supported connection with the housing. The machine further includes a fascia movably mounted in operatively-supported connection with the housing and a journal printer assembly mounted to the fascia. The journal printer assembly includes a vertically arranged print head, a paper supply, and a paper take-up.

TECHNICAL FIELD

This invention relates to automated banking machines that operate response to data read from user cards and which may be classified in U.S. Class 235, Subclass 379.

BACKGROUND ART

Automated banking machines may include a card reader that operates to read data from a bearer record such as a user card. The automated banking machine may operate to cause the data read from the card to be compared with other computer stored data related to the bearer. The machine operates in response to the comparison determining that the bearer is an authorized system user to carry out at least one transaction which is operative to transfer value to or from at least one account. A record of the transaction is also commonly printed through operation of the automated banking machine and provided to the user. A common type of automated banking machine used by consumers is an automated teller machine which enables customers to carry out banking transactions. Banking transactions carried out may include the dispensing of cash, the making of deposits, the transfer of funds between account and account balance inquiries. The types of banking transactions a customer can carry out are determined by the capabilities of the particular banking machine and the programming of the institution operating the machine.

Other types of automated banking machines may be operated by merchants to carry out commercial transactions. These transactions may include, for example, the acceptance of deposit bags, the receipt of checks or other financial instruments, the dispensing of rolled coin or other transactions required by merchants. Still other types of automated banking machines may be used by service providers in a transaction environment such as at a bank to carry out financial transactions. Such transactions may include for example, the counting and storage of currency notes or other financial instrument sheets, the dispensing of notes or other sheets, the imaging of checks or other financial instruments, and other types of service provider transactions. For purposes of this disclosure an automated banking machine or an ATM shall be deemed to include any machine that may be used to electronically carry out transactions involving transfers of value.

Automated banking machines may benefit from improvements.

OBJECTS OF EXEMPLARY EMBODIMENTS

It is an object of an exemplary embodiment to provide an automated banking machine.

It is a further object of an exemplary embodiment to provide an automated banking machine that has an attractive appearance.

It is a further object of an exemplary embodiment to provide an automated banking machine which is more readily serviced.

It is a further object of an exemplary embodiment to provide an automated banking machine which is more readily manufactured.

It is a further object of an exemplary embodiment to provide an automated banking machine which requires less space for servicing.

It is a further object of an exemplary embodiment to provide an automated banking machine which provides improved access for servicing of internal components.

Further objects of exemplary embodiments will be made apparent in the following Detailed Description of Exemplary Embodiments and the appended claims.

The foregoing objects are accomplished in an exemplary embodiment by an automated banking machine which includes a top housing bounding an interior area. The top housing defines a front opening to the interior area. The top housing is mounted above a secure enclosure which is alternatively referred to herein as a chest or safe.

The top housing houses upper banking machine components which may include, for example, a display, a card reader, a receipt printer, a keypad, controllers, actuators, sensors, and others. As used herein “keypad” means input keys whether arranged in a keypad arrangement, keyboard arrangement, or otherwise, and the designations are interchangeable unless expressly identified as being used in a restricted manner. The chest houses lower banking machine components which may include, for example, a currency dispenser mechanism, a currency stacker, and others.

The exemplary automated banking machine includes an upper fascia adapted to selectively cover the front opening. The upper fascia includes a rearwardly extending projection which selectively overlies a forward region of the top housing adjacent the front opening to provide an attractive appearance to the machine. In one embodiment, the upper fascia is movable from a first position where the upper fascia covers the front opening, and a second position where the fascia is disposed away from the front opening.

In one exemplary embodiment, a rollout tray is movably mounted in supporting connection with the top housing. Several of the upper banking machine components may be supported on the rollout tray. Additionally, the upper fascia may be mounted to the rollout tray. The rollout tray is movable between a retractable position where the rollout tray is in the interior area and an extended position where the rollout tray extends from the front opening. When the rollout tray is in the retracted position, the upper fascia selectively covers the front opening. When the rollout tray is in the extended position, the banking components mounted thereon may be more readily serviced.

In one exemplary embodiment, a processor case housing the primary processor for the automated transaction machine, is rotationally mounted in supporting connection with the chest. The processor case is adapted for rotational movement between an operational position and a service position. In the operational position, a first functional side of the processor case faces a side wall of the top housing. In the service position, the first functional side of the processor case faces a front opening of the top housing.

In one exemplary embodiment, a rollout tray, supporting several upper banking machine components, is movable from a retracted position to an extended position to allow the processor case to rotate into the service position. In the service position, cables, connections, and other components, including one or more processors, are accessible for servicing.

In another exemplary embodiment, a top housing cover is mounted in slidable supporting relationship with the chest housing. Several upper banking machine components may be supported on a mounting tray equipped with side flanges. The top housing cover may include channel members for slidable engagement with the side flanges. The upper banking machine components may be accessed for servicing by rearwardly sliding the top housing cover. A plurality of fasteners and/or locking mechanisms may be employed to secure the top housing cover in an operational position. Alternately, the mounting tray may include channel members for slidable engagement with flange members carried on the top housing cover.

In a further exemplary embodiment, an automated banking machine includes a housing, a card reader in operatively-supported connection with the housing, the card reader operative to read indicia on user cards corresponding to financial accounts, a display in operatively-supported connection with the housing, and a cash dispenser in operatively-supported connection with the housing. The exemplary embodiment further includes a fascia, wherein the display is viewable through an opening in the fascia, and wherein the fascia is movably mounted in operatively-supported connection with the housing, and a journal printer assembly mounted in operatively-supported connection with the fascia and including, in combination, a print head, a paper supply, and a paper take-up. The fascia may be further movable between a closed position adjacent the housing and an away position at least partially separated from the housing. The fascia may be operatively supported by the housing through two horizontally-disposed members, which members may be bayonet slides.

The journal printer assembly may be mounted in a vertical orientation in which the paper take-up, which may comprise a paper take-up roll, optionally including a tensioner, and the paper supply, which may comprise a paper roll, optionally including a paper supply roll tensioner, are in an above-and-below relation with the print head. The print head, which may be a thermal print head used in combination with paper thermally actuatable, such as thermochromic paper, is operative to print indicia representative of automated banking machine status data, automated banking machine financial transactions data, or combinations thereof. The journal printer assembly may further comprise a journal printer housing adapted to house the print head, the paper supply, and the paper take-up. The journal printer housing may further comprise an aperture or window positioned to enable access to one or more input devices that can cause journal printer functions. Such functions may include, but are not limited to, paper advance and paper run out. The printer may also include one or more status indicators, which indicate conditions such as out-of-paper, paper jam, and paper tear, or combinations thereof. Such access through the aperture may include, but not limited to, direct manual access, access with tools, specialized or otherwise, or visual access, such as viewing indicators, such as status lights or light emitting diodes (LEDs).

The fascia may further comprise a fascia panel, the fascia panel formed to include a fascia panel aperture or window positioned relative to the journal printer housing aperture to enable access to journal printer functions.

In a further exemplary embodiment, the fascia includes at least one journal printer assembly support bracket first portion, for example, a horizontal channel or a keyhole channel, and the journal printer assembly includes at least one support bracket second portion, for example, an assembly extension or a key, respectively. The bracket first portion and the bracket second portion cooperate to operatively support the journal printer assembly on the fascia.

An exemplary automated banking machine may further include a receipt printer mounted in operatively-supported connection with the fascia with the journal printer mounted above the receipt printer.

In accordance with a further exemplary embodiment, a method is provided comprising the steps of mounting a housing in supporting connection with a chest adapted for use in an automated banking machine, the chest defining a secure area and housing at least a portion of a currency dispenser mechanism. The housing includes a card reader in operatively-supported connection with the housing, the card reader operative to read indicia on user cards corresponding to financial accounts, a display in operatively-supported connection with the housing, and a cash dispenser in operatively-supported connection with the housing. The exemplary embodiment further includes mounting a fascia to the housing, the display viewable through an opening in the fascia, and the fascia movably mounted in operatively-supported connection with the housing, and mounting a journal printer assembly to the fascia, the journal printer assembly mounted in operatively-supported connection with the fascia, and including a print head, a paper supply, and a paper take-up.

In a further exemplary embodiment, the step of mounting the journal printer assembly to the fascia further comprises mounting the journal printer in a vertical orientation, wherein the paper take-up is positioned above the print head and the paper supply is positioned below the print head.

In a still further exemplary embodiment, the fascia includes at least one journal printer assembly support bracket first portion, the journal printer assembly includes at least one support bracket second portion, and the step of mounting the journal printer assembly to the fascia further comprises engaging the at least one support bracket second portion with the journal printer assembly support bracket first portion.

In a still further exemplary embodiment, the journal printer assembly includes a journal printer housing, the journal printer housing formed to include an aperture, the aperture positioned to enable access to journal printer functions and the fascia includes a fascia panel, wherein the fascia panel is formed to include a fascia panel aperture, the method further comprising aligning the journal printer housing aperture and the fascia panel aperture, wherein access to journal printer functions is enabled.

In accordance with a further exemplary embodiment, a method is provided comprising the steps of moving a fascia away from a housing of an automated banking machine, the automated banking machine including a card reader operative to read indicia on user cards corresponding to financial accounts and a cash dispenser in operatively-supported connection with the housing and, subsequently, servicing a journal printer assembly operatively supported on the fascia.

In a further exemplary embodiment, the step of servicing the journal printer assembly comprises installing a paper supply roll, removing a paper take-up roll, adjusting a printer head, clearing a paper jam, adjusting a paper roll tensioner, inspecting indicia of journal printer assembly operation, or combinations thereof.

In a further exemplary embodiment, the journal printer assembly includes a journal printer housing, the journal printer housing formed to include an aperture, the aperture positioned to enable access to journal printer functions, the method comprising accessing journal printer functions through the journal printer housing aperture.

In a further exemplary embodiment, the fascia includes a fascia panel, the fascia panel formed to include an aperture, the aperture positioned to enable access to journal printer functions, the method comprising accessing journal printer functions through the fascia panel aperture.

In a further exemplary embodiment, the method further comprises demounting and separating the journal printer assembly from the fascia. In a still further exemplary embodiment, the method further comprises mounting the journal printer assembly onto the fascia.

The above-described embodiments allow ready access to the banking machine components for servicing, as well as simplifying the manufacturing and/or assembly process. The principles described may be applied to numerous ATM configurations.

DETAILED DESCRIPTION OF EXEMPLARY EMBODIMENTS

Referring now to the drawings, and particularly toFIGS. 1-2, there is shown therein an automated banking machine of a first exemplary embodiment, generally indicated10. In this exemplary embodiment, automated banking machine10is an automated transaction machine (ATM). ATM10includes a top housing12having side walls14and16, and top wall18. Housing12encloses an interior area indicated20. Housing12has a front opening22. In this exemplary embodiment, the rear of housing12is closed by a rear wall19, shown inFIG. 7. However, in other embodiments, the rear of housing12may be accessible through an access door or similar device. Top housing12is used to house certain banking machine components such as input and output devices.

With reference toFIG. 3, in this exemplary embodiment the input devices include a card reader schematically indicated24. Card reader24is operative to read a customer's card which includes information about the customer thereon, such as the customer's account number. In some embodiments the card reader24may be a card reader adapted for reading magnetic stripe cards and/or so called “smart cards” which include a programmable memory. Another input device in the exemplary embodiment includes input keys26. Input keys26may in embodiments, be arranged in a keypad or keyboard. Input keys26may alternately or in addition include function keys or other types of devices for receiving manual inputs. It should be understood that in various embodiments other types of input devices may be used such as biometric readers, speech or voice recognition devices, inductance type readers, IR type readers, and other devices capable of communicating with a person, article or computing device, radio frequency type readers and other types of devices which are capable of receiving information that identifies a customer and/or their account.

The exemplary embodiment of machine10also includes output devices providing outputs to the customer. In the exemplary embodiment machine10includes a display28. Display28may include an LCD, CRT or other type display that is capable of providing visible indicia to a customer. In other embodiments output devices may include devices such as audio speakers, RF transmitters, IR transmitters or other types of devices that are capable of providing outputs which may be perceived by a user either directly or through use of a computing device, article or machine. It should be understood that embodiments may also include combined input and output devices such as a touch screen display which is capable of providing outputs to a user as well as receiving inputs.

The exemplary embodiment of the automated banking machine10also includes a receipt printer schematically indicated30. The receipt printer is operative to print receipts for users reflecting transactions conducted at the machine. Embodiments may also include other types of printing mechanisms such as statement printer mechanisms, ticket printing mechanisms, check printing mechanisms and other devices that operate to apply indicia to media in the course of performing transactions carried out with the machine.

Automated banking machine10further includes one or more processors schematically indicated33. Processor33, alternately referred to as a computer or a controller, is in operative connection with at least one memory or data store which is schematically indicated34. The processor33is operative to carry out programmed instructions to achieve operation of the machine in accomplishing transactions. The processor33is in operative connection with a plurality of the transaction function devices included in the machine.

The exemplary embodiment includes at least one communications device36. The communications device36may be one or more of a plurality of types of devices that enable the machine to communicate with other systems and devices for purposes of carrying out transactions. For example, communications device36may include a modem for communicating messages over a data line or wireless network, with one or more other computers that operate to transfer data representative of the transfer of funds in response to transactions conducted at the machine. Alternately the communications device36may include various types of network interfaces, line drivers or other devices suitable to enable communication between the machine10and other computers and systems.

ATM10further includes a safe or chest40enclosing a secure area42. Secure area42is used in the exemplary embodiment to house critical components and valuable documents. Specifically in the exemplary embodiment secure area42is used for housing currency, currency dispensers, currency stackers, and other banking machine components. Chest40includes a chest housing44including a top wall46having an upper surface48outside of the secure area42. Top housing12is supported on the chest40such that the secure area42is generally below the interior area20.

Chest40also includes a chest door50that is movably mounted in supporting connection with the housing. Chest door50, shown in the closed position inFIG. 4and in an open condition inFIG. 5, is generally closed to secure the contents of the chest40. In this exemplary embodiment, the chest door50is used to close a first opening52at a first end54of the chest housing44. In other embodiments the chest opening and door may have other configurations. In the exemplary embodiment, chest door50includes a first device opening56therethrough and cooperates with mechanisms inside and outside the chest for passing currency or other items between a customer and devices located inside the chest40.

Referring again toFIG. 3, machine10also includes a plurality of sensing devices for sensing various conditions in the machine. These various sensing devices are represented schematically by component58for simplicity and to facilitate understanding. It should be understood that a plurality of sensing devices is provided in the machine for sensing and indicating to the processor33the status of devices within the machine.

Automated banking machine10further includes a plurality of actuators schematically indicated60and62. The actuators may comprise a plurality of devices such as motors, solenoids, cylinders, rotary actuators and other types of devices that are operated responsive to the processor33. It should be understood that numerous components within the automated banking machine are operated by actuators positioned in operative connection therewith. Actuators60and62are shown to schematically represent such actuators in the machine and to facilitate understanding.

Machine10further comprises at least one currency dispenser mechanism64housed in secure area42. The currency dispensing mechanism64is operative responsive to the processor33to pick currency sheets from a stack of sheets66housed in one or more canisters68. The picked currency sheets may be arranged by a currency stacker mechanism70for presentation through a delivery mechanism74which operates to present a stack of note or other documents to a customer.

When chest door50is in the closed position, at least an end portion of a sheet delivery mechanism74extends through first opening56in the chest door50. In response to operation of the processor33, when a desired number of currency sheets have been collected in a stack, the stack is moved through delivery mechanism74.

As the sheets are moved through delivery mechanism74toward the first opening56, the controller32operates a suitable actuating device to operate a gate78so as to enable the stack of sheets to pass outward through the opening. As a result the user is enabled to receive the sheets from the machine. After a user is sensed as having removed the stack from the opening, the controller may operate to close the gate78so as to minimize the risk of tampering with the machine.

With reference toFIG. 2, in this exemplary embodiment, ATM10further includes a rollout tray80. Rollout tray80is movably mounted in supporting connection with slides84. The slides84enable movement of the rollout tray80between the extended position shown inFIG. 2and a retracted position within the interior area20of the top housing12. Rollout tray80in the exemplary embodiment may be similar to that shown in U.S. Pat. No. 6,082,616, the disclosure of which is incorporated by reference as if fully rewritten herein.

Rollout tray80may have several upper banking machine components supported thereon including card reader24, input keys26, display28, receipt printer30, and other components as appropriate for the particular ATM10.

This exemplary embodiment further includes an upper fascia86in supporting connection with rollout tray80. The upper fascia86may include user interface openings such as a card opening88through which a customer operating the machine10may insert a credit, debit or other card, or a receipt delivery slot90through which printed transactions receipts may be delivered to the customer. Rollout tray80movably supports upper fascia86relative to the top housing12so that upper fascia86is movable between a first position covering the front opening and a second position in which the upper fascia is disposed from the front opening22.

As illustrated inFIG. 1, in the operative condition of ATM10, the rollout tray80is retracted into the interior area20of the housing12. Upper fascia86operates to close front opening22and provide an attractive appearance for ATM10, while allowing a customer to input information and receive outputs from ATM10.

With reference toFIG. 6, in this exemplary embodiment, the forward-most parts of side walls14and16and top wall18of housing12define a forward region94, shown in dashed lines, bounding the front opening22. In this exemplary embodiment, upper fascia86includes a rearwardly extending portion98, also shown in dashed lines. Rearwardly extending portion98is dimensioned to overlie in generally surrounding relation, the forward region94when rollout tray80is retracted and upper fascia86is in the first position. In some embodiments the rearwardly extending portion may be contoured or tapered so as to extend further inwardly with increasing proximity to the front of the fascia. Such tapered control may engage and help to close and/or align the fascia and the top housing12.

With reference toFIG. 7, when ATM10is viewed from the rear, there may be a first gap100separating the rearwardly extending portion98of upper fascia86from the top housing12. In some applications it may be desirable that first gap100be minimal to prevent unauthorized access to interior area20. First gap100in the exemplary embodiment is not visible when ATM10is viewed from the front.

In this exemplary embodiment, the upper fascia86is formed of a plastic material and the top housing12is formed of sheet metal. Alternately, the extending portion98or forward portion94shown inFIG. 6, or both, may include resilient materials to provide for engagement and sealing of the housing and the fascia in the closed position. However, other materials may be chosen, and these approaches are exemplary.

With reference toFIGS. 1,4and5, the exemplary embodiment further includes a lower fascia110movably mounted on the chest housing44. In this exemplary embodiment, lower fascia110is operable to move between a covering position as illustrated inFIG. 1, and an accessible position as illustrated inFIGS. 4-5. In other applications, it may be preferable to provide a selectively removable lower fascia, or other approaches to supporting the lower fascia on the chest portion.

The exemplary lower fascia110operates to cover the chest40to thereby provide a more attractive appearance to ATM10. In the exemplary embodiment, lower fascia110includes a front face112and first and second side extensions114,116, respectively.

In the exemplary embodiment, illustrated inFIGS. 5 and 7, chest housing44includes first and second side walls120,122, respectively. First side wall120includes a forward portion124and second side wall includes a forward portion126(shown in phantom inFIG. 7). When the chest door50is in the closed position and the lower fascia110is in the covering position, the first and second side extensions114,116, respectively, overlie forward portions124,126.

Thus, when ATM10is viewed from the front (seeFIG. 1), the lower fascia110covers the chest40from side to side. When ATM10is viewed from the rear (seeFIG. 7), a lower gap (not shown) between the first side extension114and the first side wall120of the chest housing44and a lower gap130between the second side extension and116the second side wall122may be visible, although such lower gaps are not viewable from the front of ATM10. In some applications, it may be desirable to minimize the lower gaps130.

As best illustrated inFIG. 8, in the exemplary embodiment, the rearwardly extending portion98of upper fascia86includes a rearward facing end edge134. Also, in the exemplary embodiment, first side extension114of lower fascia110includes rearward facing end edge138. When viewed from the first side of ATM10, in the exemplary embodiment, end edge134of upper fascia86and end edge138of lower fascia110are substantially vertically aligned along a first side of ATM10when the upper fascia86is in the first position and the lower fascia110is in the covering position.

With continued reference toFIG. 8, in the exemplary embodiment, upper fascia86is bounded by a lower surface140. Lower fascia110is bounded by an upper surface142. In the exemplary embodiment, lower surface140is adapted for substantial parallel horizontal alignment with upper surface142when the upper fascia86is in the first position and the lower fascia110is in the covering position. The alignment of the fascia surfaces presents an attractive appearance to ATM10.

In this exemplary embodiment, the rearwardly extending portion98further operates to simplify the manufacture and assembly of the ATM10. In some previous machines, it was necessary to more precisely control the alignment of the walls of the upper fascia86with the perimeter of the front opening. However, in this disclosed exemplary embodiment, because the rearwardly extending portion98overlies the forward region94, the required precision is lessened. Further, in those embodiments which include a tapered engagement, alignment of the top housing12and upper fascia86is facilitated.

With particular reference toFIG. 5, lower fascia110may include an access opening118therein. In this exemplary embodiment, access opening118in the lower fascia110is adapted to be substantially aligned with first device opening56in chest door50when chest door is closed and lower fascia110is in the covering position. In this exemplary embodiment, when the chest door50is closed and lower fascia110is in the covering position, at least an end portion of sheet delivery mechanism74extends in the first device opening56in chest door50and access opening118in lower fascia110.

As illustrated inFIGS. 1-2, in this exemplary embodiment, ATM10includes a first locking mechanism146for selectively retaining the rollout tray80in the retracted position when upper fascia86covers the front opening22. The first locking mechanism may be of the type described in U.S. Pat. No. 6,082,616 previously incorporated herein.

In the exemplary embodiment, ATM10also includes a second locking mechanism148for selectively securing lower fascia110in the covering position.

With particular reference toFIGS. 4,5and9, in another exemplary embodiment ATM10may include a top housing12as previously described. ATM10further includes chest40having chest door50mounted to the housing44by one or more chest door hinge assemblies152. Lower fascia110is movably mounted to chest housing44by one or more fascia hinges154. In this exemplary embodiment, fascia hinge154and chest door hinge assembly152are situated on the same side of the chest housing44so that lower fascia110and chest door50pivot generally in the same direction relative to the chest.

From time to time, the banking machine components enclosed within secure enclosure42must be accessed for replenishment or other servicing activity. Thus, lower fascia110may be selectively moved from a covering position into an accessible position to allow access to chest door50. Chest door50may then be selectively opened.

In this exemplary embodiment, as best seen inFIG. 9, lower fascia110is operable to engage the open chest door50to prevent its movement back to a closed position. In this exemplary embodiment, lower fascia110includes an inwardly directed flange156carried on an inner surface at a side opposite the fascia hinge154. Inwardly directed flange156is dimensioned to engage at least a portion of chest door50when the lower fascia110is in the accessible position and the chest door50is in the open position. In the exemplary embodiment, lower fascia110is adapted to pivot away from the chest door50to at least an extent where the chest door may be disengaged from inwardly directed flange156.

An exemplary embodiment includes a method for accessing the contents of the secure area for servicing components housed therein or to replenish currency sheets. The method includes placing the lower fascia into an accessible position from a covering position to uncover the chest door; opening the chest door to provide access to the secure area through an opening in the chest housing; and engaging the chest door and the lower fascia to hold the chest door in an open condition. Thus a currency dispenser mechanism or other components may be accessed.

Servicing the currency dispenser includes adding or removing currency sheets from operative engagement with the currency dispenser mechanism.

The method further includes engaging the chest door with an inwardly directed flange that is mounted in supporting connection with the lower fascia.

To return the ATM to an operational condition, the method includes moving the lower fascia outwardly relative to the engaged chest door to disengage the chest door; closing the chest door; and repositioning the lower fascia into the covering position.

Repositioning the lower fascia into the covering position includes overlying a first forward portion of the chest housing with a first side extension of the lower fascia and overlying a second forward portion of the chest housing with a second side extension of the lower fascia.

Prior to placing the lower fascia into the accessible position, the method includes unlocking a first locking mechanism operable to selectively retain the lower fascia in a covering position.

Some ATMs may be equipped with another exemplary embodiment of a chest or safe160, as best seen inFIGS. 10-11. Chest160includes a chest housing162having first end164defining a first opening166therein and second end168defining a second opening170therein. The chest of this exemplary embodiment is particularly adapted for applications wherein a common chest housing can be utilized in either “front-load” ATMs or “rear-load” ATMs. By “front-load” ATM it is meant that access to a secure area174in an operable machine may be selectively attained from the front of the ATM, which is the same side that customers use to provide input to the machine. By “rear-load” ATM it is meant that access to the secure area174in an operable machine may be selectively attained from the rear of the ATM, while customer inputs are provided at the front of the ATM.

In this exemplary embodiment, chest160includes a first chest door178movably mounted adjacent a first end164of chest housing162to selectively close the first opening166. Chest160further includes a second chest door180movably mounted adjacent the second end168to selectively close the second opening170.

In the exemplary embodiment illustrated inFIG. 10, chest160is adapted for use in a front load ATM wherein under usual operating conditions, first chest door178is selectively movable to open or close first opening166to allow access to secure area174. In this exemplary embodiment, second chest door180is adapted to remain closed during usual operation of the ATM, including those times when access to secure area174is desired. For purposes of this disclosure, the term “semi-permanently” closed is used to describe a condition of a chest door that closes an opening in the chest housing in a manner that does not readily permit access to the secure area. In this way, a “semi-permanently” closed chest door is not used as the primary means for accessing the chest interior. However, under appropriate conditions the semi-permanently closed chest door can be opened.

In this exemplary embodiment, first chest door178is the operable door and second chest door180is adapted to be semi-permanently closed. In other embodiments, for instance in rear-load ATMs, it may be desirable to utilize chest160as illustrated inFIG. 11where the second chest door180is the operable door while first chest door178is adapted to be semi-permanently closed.

With particular reference toFIGS. 10 and 12, in the exemplary embodiment, the first chest door178is equipped with a suitable locking bolt mechanism generally denoted186. Locking bolt mechanism186is operative to selectively enable securing first chest door178in a locked condition. Locking bolt mechanism186may be of the type described in U.S. Pat. No. 6,089,168 which is incorporated by reference as if fully rewritten herein. Of course, other suitable bolt works can be utilized to accomplish the objectives.

Locking bolt mechanism186of the exemplary embodiment includes a locking bolt188which includes a plurality of locking bolt projections190. Locking bolt188is mounted to an interior surface of first chest door178so as to be slideably movable between an extended position and a retracted position.

First chest door178also has a lock192mounted thereto. Lock192cooperates with locking bolt mechanism186so that first chest door178is enabled to be changed from a locked condition to an unlocked condition. As shown inFIG. 10, the chest housing162includes a plurality of vertically spaced locking bolt apertures194which are sized and positioned for accepting the locking bolt projections190. The locking bolt mechanism provides multiple places for engagement with the chest housing and achieves secure locking of the door in the closed position.

In the exemplary embodiment, first chest door178includes a plurality of dead bolt projections196extending on a hinge side of the door. These dead bolt projections196are preferably positioned and sized to be accepted in the dead bolt apertures198in housing162. As will be appreciated, the acceptance of the dead bolt projections196into the dead bolt apertures198provides enhanced security. In an exemplary embodiment, the dead bolt apertures and the locking bolt apertures are covered by trim pieces200(shown inFIG. 9) that extend on the outside of the housing.

With reference toFIG. 10, in the exemplary embodiment, the first chest door178is operably connected to the chest housing via one or more first chest hinge assemblies202. The exemplary chest hinge assembly202may be of the type described in U.S. Pat. No. 6,089,168, previously incorporated. It will be readily understood that other hinge constructions may be used in other embodiments.

In the exemplary embodiment, the second chest door180may be secured in a closed position by a securing mechanism that generally mirrors the locking bolt mechanism186and lock192. Alternately, as illustrated inFIG. 10, second chest door180may be “semi-permanently” secured by an alternate securing mechanism204. The alternate securing mechanism204may include a bolt member206or other mechanism that is less complex than the locking bolt mechanism and lock previously described. In this exemplary embodiment, routine access to the secure area174via second chest door180is not necessary during normal operation of the ATM. Thus, the alternate securing mechanism204is operable to “semi-permanently” engage the chest door180. This may be done, for example, by securing the bolt with fasteners or other devices that are only accessible from within the interior of the chest portion. Of course, in some alternative embodiments both chest doors may be equipped with operational locking bolt mechanisms and locks.

The manufacture of an exemplary ATM is simplified by use of chest160. A common chest housing may be utilized in applications requiring a front-load ATM or a rear-load ATM. After the housing has been assembled, the positioning of a locking bolt mechanism may be chosen according to the configuration of the chest. Additionally, at a subsequent time, the operational features may be changed so that the initial operational chest door becomes the non-operational door and vice versa. Thus, the manufacturing process is simplified by the versatility of the chest housing.

Of course it will be readily appreciated that ATMs incorporating this exemplary embodiment of chest160may include any of the other novel features described elsewhere.

An exemplary embodiment includes a method for utilizing an ATM that is equipped with a chest having two opposed openings. The chest housing includes a first opening at a first end thereof and a second opening at a second opposed end. The first door is movably mounted in supporting connection with the chest housing so that the first chest door is operative to selectively close the first opening. A second chest door is movably mounted in supporting connection with the chest housing so that the second door is operative to semi-permanently close the second opening. At least one lower banking machine component is mounted in supporting connection with the chest housing in the secure area.

In the exemplary method, a first locking bolt mechanism in supporting connection with the first chest door is operated to selectively securely engage the first chest door with the chest housing. A first securing mechanism in supporting connection with the second chest door is operated to semi-permanently securely engage the second chest door with the chest housing.

The method includes accessing at least one lower banking machine component of an ATM through a first opening in a chest housing bounding a secure area; and preventing access to the at least one lower banking machine component through the second opening.

The method further includes replacing the first locking bolt mechanism with a second securing mechanism in supporting connection with the first chest door, wherein the second securing mechanism is operative to semi-permanently securely engage the first chest door with the chest housing; and replacing the first securing mechanism with a second locking bolt mechanism in supporting connection with the second chest door, wherein the second locking bolt mechanism is operative to selectively securely engage the second chest door with the chest housing. Thus, the door chosen as the operative door can be selected and changed.

The ATM may include a lower fascia that is mounted in supporting connection with the chest housing, wherein the lower fascia is selectively movable between a covering position and an accessible position. The exemplary method may include moving the lower fascia from the covering position to the accessible position prior to accessing the lower banking machine component. Further, the method may include engaging the first chest door with the lower fascia to hold the first door in the open condition.

The at least one lower banking machine component may comprise a currency dispenser mechanism. The exemplary method includes servicing the currency dispenser mechanism after the at least one lower banking machine component is accessed.

The at least one lower banking machine component may comprise a currency stacker. The exemplary method includes servicing the currency stacker.

Yet another exemplary embodiment of an ATM210is illustrated inFIGS. 13-15. ATM210includes a top housing cover212including first and second side walls214,216, top wall218, and rear wall219. Top housing cover212defines a front opening222and a bottom opening224. In a first (operable) position, top housing cover212covers an interior area in which various upper banking machine components such as a display, a receipt printer, a card reader, input keys, a controller, communication device, and others may be disposed.

In this exemplary embodiment, ATM210further includes a chest240bounding a secure area in a manner similar to that previously described. Chest240includes a housing244having a top wall248. Top housing cover212is adapted for rearward slidable movement relative to top wall248to a second position for service.

In this exemplary embodiment, a first upwardly extending flange member254is mounted in supporting connection with top wall248along a first side thereof. A second upwardly extending flange member256(not shown in this view) is mounted in supporting connection with top wall248along a second side thereof.

Supported on the first side wall214of top housing cover212is a first cooperating channel member260having a pair of spaced downwardly extending projections262defining a first channel264therebetween. Likewise, on the second side wall216of top housing cover212there is supported a second cooperating channel member268having a pair of spaced downwardly extending projections270defining a second channel272therebetween.

Top housing cover212is adapted for slidable movement relative to the top wall248by the slidable engagement of the first flange member254within first channel264and the slidable engagement of the second flange member256within second channel272.

In this exemplary embodiment, ATM210includes an upper fascia276operable to selectively cover the front opening222. The top housing cover212is adapted for rearward movement relative to the top wall248in the direction of arrow A such that rearward displacement of the top housing cover212allows access to the upper banking machine components in the interior area, for example, for servicing.

It is contemplated that in exemplary embodiments the positioning of the flange members254,256and the channels264,272be reversed. For example, the top housing cover212may support flange members and the mounting tray may support cooperating channel members to accomplish a similar slidable relationship therebetween.

FIG. 14illustrates an exemplary embodiment wherein the flange members254,256are incorporated into a mounting tray274which is operable to receive and support one or more upper banking machine components, which for ease of illustration are not shown in this view. This embodiment allows for ease of assembly of the exemplary ATM210. The applicable upper banking machine components can be readily mounted onto mounting tray274, which is mounted in supporting connection with top wall248of chest housing244. Top housing cover212may thereafter be positioned by slidable movement of flange members254,256in respective channels264,272.

In an alternate embodiment, illustrated inFIG. 15, ATM210may include a rollout tray275similar to rollout tray80as previously described. Flange members254,256may be mounted in supporting connection with rollout tray275. Thus, upper banking machine components may be accessed by rearwardly sliding the top housing cover212, extending the rollout tray275, or a combination of both.

ATM210may further include at least one removable fastener280for selectively engaging the top housing cover212with at least one flange member254,256to prevent relative slidable movement therebetween. In the exemplary embodiment, first and second fasteners280are used to secure the top housing cover212.

ATM210may further include a first locking mechanism282to secure the top housing cover to upper fascia276. In this exemplary embodiment, the locking mechanism is operable in response to a key284. In the exemplary embodiment illustrated inFIG. 15it is contemplated that fasteners280are covered by a rearwardly extending portion of upper fascia similar to portion98shown inFIG. 6. Thus, fasteners280are not accessible from outside the ATM until first locking mechanism282has been operated to release upper fascia276so that the upper fascia276can be moved away from top housing cover212.

In the exemplary embodiment, ATM210may include a lower fascia288with features similar to a lower fascia previously described. Lower fascia288may be secured in the covering position by a second locking mechanism290.

This exemplary embodiment provides ready access to the upper banking machine components, for example, for servicing or replacing. To access the upper banking machine components, fasteners280are removed. It is contemplated that in an exemplary embodiment, the fasteners may not be accessible until after the first locking mechanism282is unlocked and the upper fascia is displaced slightly to uncover fasteners280. In other embodiments, the fasteners may be directly accessed.

The top housing cover212may then be moved rearwardly, away from upper fascia276so that the interior area is accessible. During servicing, the top housing cover212may be selectively positioned so that some portion or none of the upwardly extending flanges254,256remain engaged with the channel members260,268, respectively.

In one exemplary embodiment, a method is provided for accessing banking machine components of an ATM. The exemplary method includes supporting the top housing cover in a slidable relationship with the top wall of the chest housing, wherein the top housing cover includes a front opening; selectively rearwardly sliding the top housing cover away from a first position in which an upper fascia covers the front opening; and accessing at least one upper banking machine component that is mounted in supporting connection with the top wall of the chest housing.

The exemplary method further includes removing fasteners that may be used to selectively secure the top housing cover in the first position.

The exemplary method further includes operating a locking mechanism to release the top housing cover and the upper fascia.

The exemplary method further includes accessing an upper banking machine component for servicing. The at least one upper banking machine component may be a display that is accessed for servicing.

In one embodiment the ATM includes side flange members mounted in supporting connection with a top wall of a chest housing and cooperative channel members mounted in supporting connection with the top housing cover. In this exemplary embodiment, the method further includes slideably engaging a first flange member with a first channel of a first channel member.

In another exemplary embodiment, illustrated inFIGS. 16 and 17, ATM310may include a chest312having a chest housing314including top wall316. As in previously described embodiments, chest housing314bounds a secure area which holds lower banking machine components including a currency dispenser mechanism which may be similar to mechanism64shown inFIG. 3. ATM310further includes a top housing320(shown in phantom) bounding an interior area322.

In this exemplary embodiment, ATM310includes a processor case324that houses the primary ATM processor. The processor may be an Intel Pentium (PL type) processor. Of course, in some embodiments the case may house multiple processor or no processors at all. The ATM processor operates the various systems and mechanisms in the ATM.

In this exemplary embodiment, processor case324is in supporting connection with top wall316of chest housing314. Processor case324includes a first functional side326that is operable to establish connections, such as through cable327, from the various banking machine components. Other processor components, including but not limited to circuit cards having various functions, additional processors, drives (CD, DVD, floppy), power supplies, memory, or encryption cards, may be carried on or within processor case324. Such components may also be accessed, removed and/or replaced and routine maintenance performed through access to the functional side of the processor case.

In order to minimize the space occupied by ATM310, it is advantageous to orient processor case324of the exemplary embodiment so that the first functional side326is substantially parallel to a first side wall328(shown in phantom) of top housing320. However, in order to easily access first functional side326for servicing or connecting cables, it is advantageous to orient processor case324so that the first functional side326is substantially perpendicular to the first side wall328, facing the front opening of the ATM. In order to accomplish both these purposes, the processor case324of the exemplary embodiment is rotationally supported in connection with the top wall316of the chest housing. The processor case324is selectively rotationally movable between an operational position, shown inFIG. 17, wherein the first functional side326is substantially parallel to the first side wall328, and a service position, shown inFIG. 16, wherein the first functional side326is substantially perpendicular to the first side wall328.

In this exemplary embodiment, a rollout tray330is supported on the top wall316of the chest housing314. As in earlier described exemplary embodiments, the rollout tray330is selectively movable between a retracted position wherein the rollout tray330is within the interior area322, and an extended position wherein the rollout tray330extends outwardly from the interior area through a front opening in the top housing320. In the exemplary embodiment, various upper banking machine components such as display332, receipt printer334, and card reader336are supported on rollout tray330. Also, an upper fascia340may be mounted in supporting connection with rollout tray330. As in other described embodiments, when the rollout tray is in the retracted position, the upper fascia340covers the front opening in the top housing.

In the exemplary embodiment, when rollout tray330is in the retracted position, as illustrated inFIG. 16, the processor case324is prevented from rotating from the operational position to the service position. When the rollout tray330is in the extended position, as illustrated inFIG. 17, there is enough clearance in the interior area322to permit the processor case324to be rotated into the service position. Thus, when the rollout tray330is in the extended position, the upper banking machine components supported thereon are readily accessible for service. Likewise, the cable connections and any processor components carried on the processor case are accessible for service.

In a method for servicing banking machine components of an ATM, a rollout tray80mounted in supporting connection with a top housing320is extended from a retracted position so that the rollout tray extends through a front opening in the top housing. The method includes disengaging any locking mechanisms that operate to retain the rollout tray in the retracted position.

A processor case324disposed in an interior area bounded by the top housing may be rotated from an operational position to a service position. At least one processor component mounted in supporting connection with the processor case may be accessed for servicing. After servicing of the processor component is complete, the processor case may be rotationally returned to the operational position from the service position. Thereafter, the rollout tray may be repositioned into the retracted position.

The step of servicing the processor component may include connecting or disconnecting cables or connections, adding or replacing components such as circuit cards, performing diagnostic tests and other functions to facilitate operation of the ATM.

Prior to repositioning the rollout tray, other banking machine components may be serviced while the rollout tray is extended. For example, a display, card reader, and receipt printer assembly are readily accessible for service. The service can include routine maintenance, replacement of non-working components, addition of other banking machine components, and the like. Connections with the processor can be readily made while the rollout tray is in the extended position and the processor case is in the service position.

The ATM may include a slidable top housing cover as earlier described. The service method includes the step of rearwardly sliding the top housing cover. After the servicing of banking machine components is completed, the method includes returning the top housing cover to an operational position.

During servicing of the ATM, the lower banking machine components may also be accessed for servicing. The service method includes disengaging any locking mechanisms that retain the lower fascia in a covering position. The lower fascia may thereafter be moved into the accessible position. The locking bolt mechanism that securely engages the chest door with the chest housing may be disengaged so that the chest door may be placed in the open position.

An exemplary method further includes the step of engaging the chest door with the lower fascia when the chest door is in the open position and the lower fascia is in the accessible position in order to retain the door in the open position.

The lower banking machine components, such as currency stacker, currency dispenser mechanism, and currency delivery mechanism (as shown inFIG. 3). An exemplary service method includes performing routine maintenance, replenishing currency, removing sheets, disengaging sheets from the currency dispenser mechanism, replacing components and the like.

The ATM can include connections and/or cables that extend between the processor case and lower banking machine components that are generally housed within the secure chest. The chest housing may include various openings350through the walls to accommodate the connections and/or cables (FIGS. 10-11and17). When the processor case is in the service position, the connections can be readily established, maintained and/or changed.

An exemplary method of constructing an ATM apparatus is provided. The exemplary method includes mounting a top housing in supporting connection with a chest adapted for use in an automated banking machine apparatus. A first chest door is operable to selectively close a first opening in the chest housing.

The method further includes mounting an upper fascia in supporting connection with the top housing and mounting a lower fascia in movable supporting connection with the chest housing.

The upper fascia and the top housing are selectively positioned relative each other so that a front opening in the top housing is selectively covered by the upper fascia, and wherein a rearwardly extending portion of the upper fascia overlies a forward region of the top housing.

The lower fascia is selectively positioned in a covering position relative a chest door wherein a first side extension of the lower fascia overlies a first forward portion of the chest housing and wherein a second side extension of the lower fascia overlies a second forward portion of the chest housing.

In an exemplary method, a lower edge surface of the upper fascia is placed in substantially parallel alignment with an upper edge surface of the lower fascia and an end edge of a rearwardly extending portion of the upper fascia is substantially vertically aligned with an end edge of a first side extension of the lower fascia at a first side of the ATM.

In an exemplary method, a second chest door is movably mounted in supporting connection with the chest housing to operably close a second opening in the chest housing. A first locking bolt mechanism may be mounted to the first chest door and an alternate securing mechanism may be mounted to the second chest door.

In an exemplary method, a processor case is mounted in supporting rotational connection with a top wall of the chest housing wherein the processor case is selectively movable between an operational position and a service position, and wherein the processor case houses at least one processor.

In an exemplary method, at least one upper banking machine component is mounted in supporting connection with a rollout tray which is mounted in movable supporting connection with the chest housing, wherein the rollout tray is selectively movable between a retracted position wherein the rollout tray is within an interior area, and an extended position wherein the rollout tray extends outwardly from the interior area through the front opening in the top housing.

The exemplary method includes selectively placing the rollout tray in the extended position, selectively rotating the processor case into the service position, and establishing an operable connection between the at least one upper banking machine component and the at least one processor.

In an exemplary method, the lower fascia is equipped with an inwardly extending flange operative to selectively engage the chest door when the lower fascia is in the accessible position and the chest door is in the open position.

In a further exemplary embodiment, illustrated inFIGS. 18 and 19(with further exemplary reference toFIGS. 2 and 3), an ATM900includes a housing920, generally mounted on a chest912. Further included are a card reader (e.g.,24,FIG. 3), operative to read indicia on user cards corresponding to financial accounts, in operatively-supported connection with the housing920, a display (e.g.,28,FIG. 3) in operatively-supported connection with the housing920, and a cash dispenser974(FIG. 18) in operatively-supported connection with the housing920. A fascia986is movably mounted in operatively-supported connection with the housing920and the fascia986is movable between a closed position adjacent the housing920and an away position wherein the fascia986is at least partially disposed from and separated from the housing920. The fascia986may be supported by the housing920through two horizontally-disposed members (e.g.,484,FIG. 18) which may be bayonet slides. The display (e.g.,28,FIG. 3) is viewable through an opening (not shown) in the fascia986(see also, e.g.,FIG. 2). A receipt printer930is mounted in operatively-supported connection with the fascia986.

As shown particularly inFIGS. 18-21, a journal printer assembly932is mounted in operatively-supported connection with the fascia986and includes, in combination, a print head936, operative to print indicia representative of automated banking machine900status data, automated banking machine900financial transaction data, or combinations thereof. The printer includes a paper supply938, and a paper take-up940. The journal printer assembly932may be mounted vertically and the paper take-up940and the paper supply938may be in an above-and-below relation with the print head936. The journal printer assembly932may also be mounted above the receipt printer930.

The print head936may comprise a thermal print head and the paper supply938comprise paper thermally actuatable, for example, but not limited to, thermochromic paper. Alternatively, the print head may be an inkjet or impact type. The paper supply938may further comprise a tensioner942adapted to urge the paper supply938toward a rolled-up direction. Similarly, the paper take-up940may further comprise a tensioner944adapted to urge the paper take-up toward a rolled-up direction. The tensioners may include suitable springs, drives or other items that apply a biasing force to the paper or roll supports. As will be appreciated by those skilled in the art, the paper supply938may comprise, for example, flat rolled or accordion-folded paper.

As shown inFIG. 20, an exemplary embodiment of the journal printer assembly932may include a journal printer housing950which may be adapted to house or at least partially enclose the print head936, the paper supply938, and the paper take-up940. Optionally, the journal printer housing950may be further adapted to house the paper supply tensioner942and the paper take-up tensioner944. As also shown inFIG. 20(also shown inFIGS. 18 and 19), the journal printer housing950may be formed to include an aperture or window934positioned to enable access to at least one input device such as buttons946or at least one indicator schematically shown as948. The indicators may comprise LEDs or other suitable output devices that provide visual outputs indicative of conditions such as, but not limited to, out-of-paper conditions, paper jam conditions, paper or a tear condition. The input devices may be actuated to cause functions such as paper advance, or paper run out.

As best seen inFIG. 19, the fascia986may further include a fascia panel988which may be formed to include a fascia panel aperture990. As assembled, the fascia panel aperture990and the journal printer housing aperture934may be positioned relative to one another to enable manual and/or visual access to the at least one input device and at least one indicator.

As also shown inFIG. 20, the fascia986may further include a support bracket first portion992which comprises, as shown in exemplary fashion inFIG. 20, a channel. The journal printer assembly982may further include a support bracket second portion991which cooperates with the support bracket first portion992to operatively support the journal printer assembly982on the fascia986. The printer may further be in operative connection with a portion993that is positionable below a bracket994. Such engagement holds the printer in engagement with the fascia. Alternatively, and as shown in exemplary fashion inFIG. 21, the exemplary fascia986includes a keyhole support bracket first portion996comprising a female keyhole999. The journal printer assembly932may further include a key support bracket second portion comprising a male key998.

An exemplary method of constructing or otherwise associating components of an automated banking machine apparatus is provided. The exemplary method comprises mounting a housing in supporting connection with a chest adapted for use in an automated banking machine, the chest defining a secure area and housing at least a portion of a currency dispenser mechanism, the housing including a card reader in operatively-supported connection with the housing, the card reader operative to read indicia on user cards corresponding to financial accounts, a display in operatively-supported connection with the housing, and a cash dispenser in operatively-supported connection with the housing; mounting a fascia to the housing, the display viewable through an opening in the fascia, the fascia movably mounted in operatively-supported connection with the housing; and mounting a journal printer assembly to the fascia, the journal printer assembly including, in combination, a print head, a paper supply, and a paper take-up mounted in operatively-supported connection with the fascia. Further the fascia may include at least one journal printer assembly support bracket first portion and the journal printer assembly itself may include at least one support bracket second portion and the exemplary method may further comprise engaging the at least one support bracket second portion with the journal printer assembly support bracket first portion.

The exemplary method may further comprise mounting the journal printer in a vertical orientation, with the paper take-up is positioned above the print head and the paper supply is positioned below the print head.

The journal printer assembly may further include a journal printer housing, the journal printer housing formed to include an aperture, the aperture positioned to enable manual and/or visual access to journal printer input device(s) and/or indicator(s) and the fascia including a fascia panel, and the fascia panel formed to include a fascia panel aperture. The exemplary method may further comprise aligning the journal printer housing aperture and the fascia panel aperture, to enable access to journal printer functions.

An exemplary method of servicing an ATM apparatus is provided. The exemplary method comprises moving a fascia away from a housing of an automated banking machine, the automated banking machine including a card reader operative to read indicia on user cards corresponding to financial accounts and a cash dispenser in operatively-supported connection with the housing, and subsequently servicing a journal printer assembly operatively supported on the fascia. The exemplary method may further comprise service steps of, for example, installing a paper supply roll, removing a paper take-up roll, adjusting a printer head, clearing a paper jam, adjusting a paper roll tensioner, inspecting indicia of journal printer assembly operation manually operating an input device, or combinations thereof.

The journal printer assembly may include a journal printer housing, the journal printer housing formed to include an aperture, the aperture positioned to enable visual and/or manual access to journal printer input device(s) and/or indicator(s). The exemplary method may further comprise accessing the journal printer functions through the journal printer housing aperture.

The exemplary fascia includes a fascia panel, the fascia panel formed to include a fascia panel aperture, the aperture positioned to enable access to journal printer functions. The exemplary method may further comprise accessing the input devices and/or viewing the indicators through the journal printer housing aperture. Of course these methods are exemplary.

The exemplary method may further comprise demounting and separating the journal printer assembly from the fascia. The exemplary method may further comprise mounting the journal printer assembly onto the fascia.

Referring again to the drawings, and particularly toFIGS. 22-25, there is shown therein an automated banking machine of a further exemplary embodiment, generally indicated as410. In this exemplary embodiment, a top housing412is mounted on a chest housing444. The top housing412includes an interior area and at least one opening as shown. Also shown inFIGS. 22 and 23is a receipt printer430mounted on a receipt printer rack432. In addition to the receipt printer430, other serviceable components may also be in operatively-supported connection with the top housing412, including, for example, a card reader (24,FIG. 2), a display (28,FIG. 2), and a cash dispenser (64,FIG. 3). To be accessed for servicing, the receipt printer430may be moved on the receipt printer rack432from the interior of the top housing412to at least partially outside the top housing412as shown inFIG. 23.

Looking more closely at exemplary component rack432,FIGS. 24 and 25show various elements. A fixed member436is configured to be secured to the top housing412in the interior area. The fixed member436, as shown in exemplary fashion inFIGS. 24 and 24, includes a parallel pair of rails454(shown in detail inFIG. 34) which cooperate with a respective parallel pair of tracks460formed by elongated loops456(FIG. 34) in a moveable member434.

To facilitate movement of the moveable member434relative to the fixed member436, and rack the receipt printer430to a position for servicing, one or more friction reducers452may be included to reduce the drag between the moveable member434and the fixed member436. As shown in exemplary fashion inFIG. 24, the friction reducer452may be one or more plastic buttons452secured to either the fixed member436(as shown inFIG. 24), the moveable member434, or both. The plastic buttons452may be low-friction materials, for example, but not limited to, Teflon® (E. I. duPont de Nemours and Company, Wilmington, Del.), (polytetrafluoroethylene). Further, the friction reducer452may include a low-friction coating (not shown) on all or portions of the mating surfaces of the rack432. The low-friction coating may include, for example, but not limited to, polytetrafluoroethylene, fluorinated ethylenepropylene, or perfluroralkoxy polymer resin. As will be appreciated by those skilled in the relevant art, other suitable materials may be freely substituted to provide reduced friction.

As shown inFIG. 24, the moveable member434may be retained in the racked-in position (FIG. 22) by an exemplary release446comprising a latch448and a catch450. As shown, the latch448and the catch450cooperate to prohibit the moveable member434from sliding out into the racked-out position (FIGS. 23 and 25). Looking atFIGS. 35 and 36, the exemplary release446may further comprise a spring458and comprise a spring-loaded latch448. In operation, when a servicer desires to move the receipt printer430from the racked-in position (FIG. 24) to the racked-out position (FIG. 23) for servicing, the latch448may be lifted in opposition to the spring458sufficient for the latch448to clear the catch450. When, following servicing, the servicer desires to return the receipt printer430to the racked-in position, the moveable member434may be pushed toward the racked-in position. As the latch448begins to contact the catch450, in an exemplary embodiment, the catch450comprises an incline451which serves to move the latch448from an extended position to a withdrawn position and allow the latch448to move to the secure position (FIG. 36). As will be appreciated by those skilled in the relevant art, various configurations of the release446are possible.

As shown inFIGS. 24 and 25, the moveable member432may be held from extending too far beyond the racked-out position by one or more combinations of cooperating stops438,440. As shown in exemplary fashion inFIGS. 24 and 25, as the moveable member432is moved toward the racked-out position (FIG. 25) the stops438of the moveable member432will catch on the stops440of the fixed member436to stop the movement of the moveable member432relative to the fixed member436. By configuring the moveable member stops438as flexible tabs, for example, when the moveable member434is initially placed onto the fixed member436, the flexible tabs will ride over the fixed member stops436and subsequently return to their original position. The stops438,440may be configured in other ways to effectively accomplish the purpose of prohibiting the moveable member434from overextending the fixed member436.

To facilitate moving the receipt printer430from a racked-in position (FIG. 22) to a racked-out position (FIG. 23) for servicing, the moveable member434may further include a handle442.

Referring now toFIG. 37, there is shown therein a portion of an automated banking machine of a further exemplary embodiment. In this exemplary embodiment, a top housing712includes a component rack732mounted thereto. A fixed member736is configured to be secured to the top housing712in an interior area. The fixed member736may include a generally arcuate rail740which cooperates with a respective generally arcuate track (not shown, but understood by reference toFIG. 34). A moveable member734is pivotably attached to the fixed member736. In operation, the moveable member734is pivoted from a racked-in position wherein an attached serviceable component (not shown) is within the interior area of the top housing712to a racked-out position wherein the attached serviceable component is at least partially outside the interior area of the top housing712. Stops738and740may be included as may a release746comprising a latch748and a catch750and a friction reducer752.

A further exemplary embodiment is shown inFIGS. 26-29. An automated banking machine generally indicated as510. In this exemplary embodiment, a top housing512is mounted on a chest housing544. The top housing512includes an interior area and at least one opening as shown. Also shown inFIGS. 26 and 27is a statement printer530mounted on a statement printer rack532. To be accessed for servicing, the statement printer530may be moved on the statement printer rack532from the interior of the top housing512to at least partially outside the top housing512as shown inFIG. 27.

Looking more closely at exemplary component rack532,FIGS. 28 and 29show various elements. A fixed member536is configured to be secured to the top housing512in the interior area. The fixed member536, as shown in exemplary fashion inFIGS. 28 and 29, includes a parallel pair of rails554which cooperate with a respective parallel pair of tracks560formed in a moveable member534.

To facilitate movement of the moveable member534relative to the fixed member536, and rack the statement printer530to a position for servicing, one or more friction reducers552may be included to reduce the drag between the moveable member534and the fixed member536. As shown in exemplary fashion inFIG. 28, the friction reducer552may be one or more plastic buttons552secured to either the fixed member536(as shown inFIG. 28), the moveable member534, or both. The plastic buttons552may be low-friction materials, for example, but not limited to, Teflon® (E. I. duPont de Nemours and Company, Wilmington, Del.), (polytetrafluoroethylene). Further, the friction reducer552may include a low-friction coating (not shown) on all or portions of the mating surfaces of the rack532. The low-friction coating may include, for example, but not limited to, polytetrafluoroethylene, fluorinated ethylenepropylene, or perfluroralkoxy polymer resin. As will be appreciated by those skilled in the relevant art, other suitable materials may be freely substituted to provide reduced friction.

As shown inFIG. 28, the moveable member534may be retained in the racked-in position (FIG. 26) by an exemplary release546comprising a latch548and a catch550. As shown, the latch548and the catch550cooperate to prohibit the moveable member534from sliding out into the racked-out position (FIGS. 27 and 29). The exemplary release546may be similarly formed according toFIGS. 35 and 36. In operation, when a servicer desires to move the statement printer530from the racked-in position (FIG. 26) to the racked-out position (FIG. 27) for servicing, the latch548may be lifted in opposition to a spring (not shown) sufficient for the latch548to clear the catch550. When, following servicing, the servicer desires to return the statement printer530to the racked-in position, the moveable member534may be pushed toward the racked-in position. As the latch548begins to contact the catch550, in an exemplary embodiment, the catch550comprises an incline551which serves to move the latch548from an extended position to a withdrawn position and allow the latch548to move to the secure position. As will be appreciated by those skilled in the relevant art, various configurations of the release546are possible.

As shown inFIGS. 28 and 29, the moveable member532may be held from extending too far beyond the racked-out position by one or more combinations of cooperating stops538,540. As shown in exemplary fashion inFIGS. 28 and 29, as the moveable member532is moved toward the racked-out position (FIG. 29) the stops538of the moveable member532will catch on the stops540of the fixed member536to stop the movement of the moveable member532relative to the fixed member536. By configuring the moveable member stops538as flexible tabs, for example, when the moveable member534is initially placed onto the fixed member536, the flexible tabs will ride over the fixed member stops536and subsequently return to their original position. As will be appreciated by those skilled in the relevant art, the stops538,540may be configured in other ways to effectively accomplish the purpose of prohibiting the moveable member534from overextending the fixed member536.

To facilitate moving the receipt printer530from a racked-in position (FIG. 26) to a racked-out position (FIG. 27) for servicing, the moveable member534may further include a handle542.

A further exemplary embodiment is shown inFIGS. 30-33. An automated banking machine generally indicated as610. In this exemplary embodiment, a top housing612is mounted on a chest housing644. The top housing612includes an interior area and at least one opening as shown. Also shown inFIGS. 26 and 27is a card reader630mounted on a card reader rack632. To be accessed for servicing, the card reader630may be moved on the card reader rack632from the interior of the top housing612to at least partially outside the top housing612as shown inFIG. 31.

Looking more closely at exemplary component rack632,FIGS. 32 and 33show various elements. A fixed member636is configured to be secured to the top housing612in the interior area. The fixed member636, as shown in exemplary fashion inFIGS. 32 and 33, includes a parallel pair of rails654which cooperate with a respective parallel pair of tracks660formed in a moveable member634.

To facilitate movement of the moveable member634relative to the fixed member636, and rack the card reader630to a position for servicing, one or more friction reducers652may be included to reduce the drag between the moveable member634and the fixed member636. As shown in exemplary fashion inFIG. 32, the friction reducer652may be one or more plastic buttons652secured to either the fixed member636(as shown inFIG. 32), the moveable member634, or both. The plastic buttons652may be low-friction materials, for example, but not limited to, Teflon® (E. I. duPont de Nemours and Company, Wilmington, Del.), (polytetrafluoroethylene). Further, the friction reducer652may include a low-friction coating (not shown) on all or portions of the mating surfaces of the rack632. The low-friction coating may include, for example, but not limited to, polytetrafluoroethylene, fluorinated ethylenepropylene, or perfluroralkoxy polymer resin. As will be appreciated by those skilled in the relevant art, other suitable materials may be freely substituted to provide reduced friction.

As shown inFIG. 32, the moveable member634may be retained in the racked-in position (FIG. 30) by an exemplary release646comprising a latch648and a catch650. As shown, the latch648and the catch650cooperate to prohibit the moveable member634from sliding out into the racked-out position (FIGS. 31 and 33). The exemplary release646may be similarly formed according toFIGS. 35 and 36. In operation, when a servicer desires to move the statement printer630from the racked-in position (FIG. 30) to the racked-out position (FIG. 31) for servicing, the latch648may be lifted in opposition to a spring (not shown) sufficient for the latch648to clear the catch650. When, following servicing, the servicer desires to return the card reader630to the racked-in position, the moveable member634may be pushed toward the racked-in position. As the latch648begins to contact the catch650, in an exemplary embodiment, the catch650comprises an incline651which serves to move the latch648from an extended position to a withdrawn position and allow the latch648to move to the secure position. As will be appreciated by those skilled in the relevant art, various configurations of the release646are possible.

As shown inFIGS. 32 and 33, the moveable member632may be held from extending too far beyond the racked-out position by one or more combinations of cooperating stops638,640. As shown in exemplary fashion inFIGS. 32 and 33, as the moveable member632is moved toward the racked-out position (FIG. 33) the stops638of the moveable member632will catch on the stops640of the fixed member636to stop the movement of the moveable member632relative to the fixed member636. By configuring the moveable member stops638as flexible tabs, for example, when the moveable member634is initially placed onto the fixed member636, the flexible tabs will ride over the fixed member stops636and subsequently return to their original position. As will be appreciated by those skilled in the relevant art, the stops638,640may be configured in other ways to effectively accomplish the purpose of prohibiting the moveable member634from overextending the fixed member636.

To facilitate moving the card reader630from a racked-in position (FIG. 30) to a racked-out position (FIG. 31) for servicing, the moveable member634may further include a handle642.

Turning now toFIG. 38, a further exemplary rack832is shown. The exemplary rack832comprises a fixed member836and a moveable member834. The fixed member836further comprises a pair of rails854,874. The moveable member834further comprises a pair of rails864,884which cooperate with the fixed member rails854,874to limit lateral movement of the moveable member834relative to the fixed member836while allowing front-to-back relative movement. Also shown inFIG. 38in exemplary fashion are a two friction reducers853which may be plastic buttons.

An exemplary method for constructing a banking machine or portion thereof is provided. In the exemplary method, a first rail is formed along at least a portion of a first side of a first panel. By way of example only, the panel may comprise light-gauge sheet metal and the rail formed by bending the first side of the first panel to form the rail. The rail may also be formed by conventional roll forming. The rail may also be formed by stamping the panel. This latter method has the further advantage of enabling the simultaneous formation one or more stops, a catch, a friction reducer mount, or combinations thereof. By way of further example only, the panel may comprise a suitable plastic and be molded or extruded. In the exemplary method, a first track is formed along at least a portion of a first side of a second panel. As with the first panel, light-gauge sheet metal may be used and the track formed by bending the first side of the second panel to form the track. The track may also be formed by conventional roll forming or by stamping. By way of further example only, the panel may comprise a suitable plastic and be molded or extruded.

The exemplary method includes securing the first panel to the interior of a housing adapted for use with an automated banking machine. The automated banking machine further comprises a card reader in operatively-supported connection with the housing, wherein the card reader is operative to read indicia on user cards corresponding to financial accounts. The automated banking machine further comprises a display in operatively-supported connection with the housing, and a cash dispenser in operatively-supported connection with the housing.

The exemplary method includes slidably mounting the second panel to the first panel and mounting at least one serviceable automated banking machine component to the second panel.

The exemplary method may further include forming a second rail along at least a portion of a second, opposite side of the first panel and forming a second track along at least a portion of a second, opposite side of the second panel.

The exemplary method may further include interposing at least one friction reducer between the first panel and the second panel and securing the at least one friction reducer to the first panel, the second panel, or both. By way of example only, the method may comprise securing at least one plastic bearing. By way of further example only, the method may comprise applying a low-friction coating to at least a portion of the first panel, the second panel, or both.

The exemplary method may further include securing a catch to the first panel and securing a latch to the second panel.

The exemplary method may further include forming the first panel with a first stop and forming the second panel with a second stop.

The exemplary method may further include forming the second panel so as to include a handle.

While the exemplary embodiments include particular structures or steps to achieve the desirable results, those having skill in the art may devise numerous other embodiments with other structures or steps which employ the same inventive principles described herein and which are encompassed by the subject matter as claimed.

Thus, the exemplary embodiments achieve at least some of the above stated objectives, eliminate difficulties encountered in the making and use of prior devices, solve problems, and attain the desirable results described herein.

In the following claims any feature described as a means for performing a function will be construed as encompassing any means known to those having skill in the art as capable of performing the recited function, and will not be deemed limited to the particular means shown as performing that function in the foregoing description or mere equivalents thereof.

Having described the features, discoveries, and principles of the invention, the manner in which it is constructed and operated, and the advantages and useful results attained; the new and useful structures, devices, elements, arrangements, parts, combinations, systems, operations, methods, and relationships are set forth in the appended claims.