# premium
## English
### Alternative forms

* præmium (archaic)

### Etymology

From Latin praemium (“prize”).

### Pronunciation

* IPA: /ˈpɹiː.miː.əm/
* Audio (US):(file)

### Adjective

premium (not comparable)
* Superior in quality; higher in price or value.
* (automotive) High-end; belonging to the market segment between mid-market and luxury.
    Coordinate terms: economy, luxury

#### Descendants

* → German: premium
* → Spanish: premium, prémium

#### Translations
### Noun

premium (plural premiums or premia)
* A prize or award.
* Something offered at a reduced price as an inducement to buy something else.
* A bonus paid in addition to normal payments.
** 2009 July 19, Ariel Sabar, “A Time to Put Aside the Armor”, in The New York Times‎:At first I wrote it off to the simpler protocols of grandparenthood, with its premium on uncomplicated gestures of generosity and love.
* (insurance) The amount to be paid for an insurance policy.
** 1951, State Farm Life Insurance Company, Life Agents Handbook, page 62:(Of course, if an insured dies during the grace period, the unpaid annual premium or instalment thereof is past due and therefore is deducted from the death benefit.)
** 1986, Michael P. Claudon, World Debt Crisis: International Lending on Trial, page 184:Notice that these premia would exist even in a world of risk-neutral lenders if there were identifiable classes of nonrepaying borrowers.
** 1999, Missouri Law Review, volume 64, page 770:When a process of proverse selection has run its course, a disproportionate number of high-risk insureds will remain in the former classification, which will prompt an increase in the premiums charged in order to cover the higher losses.
* An unusually high value.
    (Can we add an example for this sense?)
* (finance) The amount by which a security's value exceeds its face value.
    Antonym: discount

#### Usage notes

* Premia is much less common than premiums, accounting for less than 1% of total usage in US (COCA) and in UK (BNC).

#### Translations
### Derived terms

* at a premium
* bond premium
* buyer's premium
* call premium
* college wage premium
* freemium
* green premium
* premium bond
* premium economy
* premium outlet
* premium-rate telephone number
* pupil premium
* put a premium on
* risk premium
* time premium
* time value premium
* union wage premium
* value premium
* wage premium

### Further reading

* Premium on Wikipedia.Wikipedia
* Premium in the Encyclopædia Britannica (11th edition, 1911)

## French
### Noun

premium m (plural premiums)
* premium

## German
### Alternative forms

* Premium

### Etymology

English premium

### Pronunciation

* IPA: /ˈpʁeːmi̯ʊm/
* Audio:(file)

### Adjective

premium (indeclinable, predicative only)
* (advertising, often in compounds) premium
    Synonym: hochwertig

#### Declension

Indeclinable, predicative-only.

#### Derived terms

* Premiumbier
* Premiummarke

#### Related terms

* Prämie

### Further reading

* “premium” in Duden online
* “premium” in Digitales Wörterbuch der deutschen Sprache

## Indonesian
### Etymology

Learned borrowing from Latin praemium (“prize”). Doublet of premi.

### Pronunciation

* IPA: [preˈmiʊm]
* Hyphenation: pre‧mi‧um

### Noun

prémium
* premium:
    Synonym: premi
** a prize, a reward.
    Synonym: hadiah
** a premium: money paid for e.g. an insurance.
* something premium (superior in quality; higher in price or value).
    Pusat Informasi Harga Pangan Strategis Nasional mencatat rata-rata harga gula pasir kualitas premium (per kg) harian di pasar modern di beberapa provinsi telah menyentuh angka Rp 14,33 ribu per kg. ― The National Strategic Food Price Information Center noted that the average daily price of premium quality granulated sugar (per kg) in modern markets in several provinces has reach the figure of Rp. 14.33 thousand per kg.
* (colloquial) Pertamina's petrol or gasoline product with octane rating of 88.(Can we verify this sense?)
    Bensin dengan merek Premium (RON 88) yang dijual PT Pertamina (Persero) dan Revvo 89 (RON 89) yang dijual PT Vivo Energy Indonesia tidak boleh lagi dijual mulai tahun depan. ― Gasoline of Pertamina's Premium and Vivo's Revvo 89 cannot be sold from next year.
* (in extension) petrol, gasoline(Can we verify this sense?)
    Pemerintah batal menghapuskan Bahan Bakar Minyak (BBM) jenis bensin dengan nilai oktan (RON) 88 alias Premium dari pasaran. ― Government cancel the abolishment of fuel (BBM) with an octane rating (RON) of 88 or Premium from the market.

### References

* ↑ Agus Dwi Darmawan (2022 April 15) “Harga Gula Pasir Kualitas Premium di Papua Barat Rp 18.850 per Kg”, in databoks (in Indonesian)
* ↑ Cantika Adinda Putri (2022 February 2) “Batal Dihapus, Bensin Premium Dibiarkan Musnah Sendiri!”, in CNBC Indonesia (in Indonesian)

### Further reading

* “premium” in Kamus Besar Bahasa Indonesia, Jakarta: Agency for Language Development and Cultivation – Ministry of Education, Culture, Research, and Technology of the Republic of Indonesia, 2016.

## Spanish
### Alternative forms

* prémium

### Etymology

Unadapted borrowing from English premium. Doublet of premio.

### Pronunciation

* IPA: /ˈpɾemjum/ [ˈpɾe.mjũm]
** Rhymes: -emjum
** Syllabification: pre‧mium
* IPA: /ˈpɾimjum/ [ˈpɾi.mjũm]
** Rhymes: -imjum

### Adjective

premium (invariable)
* premium
** 2021 April 23, Iñigo Domínguez, “La Superliga o la obsesión ‘premium’”, in El País‎, retrieved 2022-03-21:Nos domina hace tiempo una obsesión premium, de sentirnos en el lado caro de la historia.We have long been dominated by a premium obsession, of feeling on the expensive side of history.
** 2022 February 25, Jorge Morla, “¿Quién controlará la publicidad en el metaverso?”, in El País‎:¿Y cuántas quejas de usuarios hay por el reciente aumento de anuncios en Youtube (aumento que se puede combatir suscribiéndose a la versión premium de la plataforma)?(please add an English translation of this quotation)

#### Usage notes

* According to Royal Spanish Academy (RAE) prescriptions, unadapted foreign words should be written in italics in a text printed in roman type, and vice versa, and in quotation marks in a manuscript text or when italics are not available. In practice, this RAE prescription is not always followed.

### Further reading

* «prémium», con tilde, adaptación válida | FundéuRAE (fundeu.es)