# bank of Mum and Dad
## English
### Proper noun

the bank of Mum and Dad
* Alternative letter-case form of bank of mum and dad.
** 2009, Michael Baxter, Kenn Herskind, “[The positive feedback loop] This time it is different”, in Bubbles and Wisdom: A Book about Evolution Economics and How the Evolving Economy Has Four Speeds: Slow, Dead Slow, Stop and Faster than a Speeding Bullet, [London]: Asenta Publishing, →ISBN, part I (Bubbles), page 42:First-time buyers were borrowing from the bank of Mum and Dad – and their money came from the rises in their parents’ property.
** 2009, Moira O’Neill, “What to teach your kids about money”, in Saving and Investing for Your Children: How to Build a Nest Egg for Your Family, London: A & C Black, →ISBN, page 190:Talking to your kids about money in the right way is essential. It’s not the lack of funds from the bank of Mum and Dad that frustrates today’s teenagers but more the lack of decent advice from parents on how to manage money.
** 2011, Jenni Murray, “Honey, I Want a Chihuahua”, in My Boy Butch: The Heart-Warming True Story of a Little Dog Who Made Life Worth Living Again, London: Harper, →ISBN, page 38:What, we wondered, could replace the youth and energy they [children] had brought to our lives? Of course, we were still occupied by phone calls, emails and the occasional visit, the requests for help and advice and sporadic donations from the bank of Mum and Dad, but it became increasingly apparent that an injection of something we were at a loss to define was necessary to re-invigorate us.
** 2011, Soki Tomb, “Students!”, in Ways Not to Pay: The Manual on Debt Avoidance, [Great Britain]: THAFA Press, →ISBN, part 1 (The Knowledge), page 215:Not least they can be relaxed because, like the young Richard Branson when he had to make restitution to Her Majesty’s Revenue and Customs for his crime of VAT fraud, they too are generally able to turn to the bank of Mum and Dad to rescue them from what otherwise would very likely have been a prison sentence in Branson’s case.
** 2013, Kirsty Adams, “Lesson 11: Wages”, in A Student Abroad: The Ultimate Guide, [Glasgow?]: Kirsty Adams, →ISBN, page 48:If you are struggling, then the Erasmus grant will help, but again it doesn’t get paid until after your first month. You can borrow money from the bank of Mum and Dad, or if you are really desperate I know someone who asked the school for help and they lent him €500 for the first month and a half.
** 2013, Mark Peterson [pseudonym; Richard Bingham], chapter 10, in A Place of Blood and Bone, London: Orion Books, →ISBN, page 115:She didn’t have a term-time job, she wasn’t getting bungs from the bank of Mum and Dad, and her student loan account was a lot less in the red than most.
** 2014, Robert Frith, “[Factory fitted extras] Taking risks”, in Empathising with the Ego of the Entrepreneur, Robert Frith Publishing, →ISBN, page 70:So where does the immigrant potential entrepreneur obtain this capital? Would they be part of the 33% with no money. Probably. It is not always easily generated from savings, nor is it available from the bank of ‘Mum and Dad’, or even ‘Grandad and Grandma’, perhaps.
** 2014, Rowan Coleman, “Claire”, in The Memory Book, London: Ebury Press, →ISBN, page 137:She came in to talk about retakes. But as she didn’t enrol for them, I assumed she’d gone home to lick her wounds, make a withdrawal from the bank of Mum and Dad.
** 2015, Katie Marsh, “A 2p coin: September 2006”, in My Everything, London: Hodder & Stoughton, →ISBN, page 39:Her friends were all going into charities or becoming musicians after university. Easy to do when you have ongoing access to the bank of Mum and Dad.
** 2015 February, Michael Calderbank, “Housing”, in The Cost of Living Crisis: Time to End Economic Injustice, West Wickham: Radical Read, →ISBN, page 61:Many young people are relying on financial assistance from the “bank of Mum and Dad”, with parents forking out £2 billion a year to help out their children get onto the housing ladder.
** 2016, Regina Jele-Ncube, “Where Is The Man I Love?”, in What About My Tomorrow?, →ISBN, page 42:As college takes centre stage, home visits are few and far between. There is a pressing need to concentrate, produce good results and ensure I pass my first year. I only visit if I want to make a withdrawal from the bank of Mum and Dad; remember that bank, Reader? It never runs out of money, it always gives.
** 2017, Reni Eddo-Lodge, “Race and Class”, in Why I’m No Longer Talking to White People About Race, London: Bloomsbury Circus, →ISBN, page 195:‘Enjoy a more urban side to living in the heart of north London,’ the lettering read. This was an invitation that was not aimed towards people already living in Tottenham, but to newcomers – perhaps first-time buyers desperate to get on the property ladder with help from the bank of Mum and Dad, or maybe buy-to-let landlords whose sole aim was to make money out of London’s housing crisis.
** 2021, David Manley, “Segregation in London: A City of Choices or Structures?”, in Maarten van Ham, Tiit Tammaru, Rūta Ubarevičienė, Heleen Janssen, editors, Urban Socio-Economic Segregation and Income Inequality: A Global Perspective (The Urban Book Series), Springer, →ISBN, →ISSN, page 326:It has been reported that up to 25% of first-time buyers in the UK are accessing property thanks to the bank of Mum and Dad (Guardian 2019b).