# ATM fees

ATM providers can charge withdrawal fees for their services. They can be either a percentage of the amount withdrawn, a fixed fee, or a combination of both. Fees can also vary for Mastercard and Visa cards. This page focuses on ATM fees charged to foreign cardholders by ATM operators. This includes prepaid cards such as Revolut or Wise. Please note that your bank or card issuer can also charge their fees independently of ATM providers.
See Money:Card costs for a more detailed explanation of the fees you could be charged.
ATM fees by country :
| Country | Bank, fee, type of card, date, comments |
| Afghanistan | |
| Albania | 350 LEK - Union Bank (2020) 650 LEK - Credins Bank (Jul 2023, Mastercard) 700 LEK - Tirana Bank (2020) fees - Raiffeisen Bank fees - Intesa Sanpaolo Bank fees - OTP Bank |
| Algeria | |
| Andorra | free - Andbank (Jun 2022, Mastercard) free - Morabanc (Feb 2019, Mastercard) free - Credit Andorra (Jun 2022, Mastercard) |
| Angola | |
| Antigua and Barbuda | |
| Argentina | note: fees might change frequently due to high inflation 263 ARS - Banco de Lá Nacion/Link (max 4000 ARS) 300 ARS - Badesco (Jan 2019, Mastercard/Visa) 463 ARS - Banco Patagonia/EB (max 7500 ARS) fees - Santander Bank (max ARS 6000) (2020) fees - HSBC (max 8000 ARS) (2020) |
| Armenia | free - Unibank Armenia (2020) |
| Australia | free - rediATM (Jan 2017) 2 AUD - ANZ Bank (Sep 2024) 4 AUD - Westpac (Feb 2024) 7.50 AUD - National Bank of Australia (NAB) (Feb 2024) 7.50 AUD - Commonwealth Bank (Feb 2024) |
| Austria | free - Austrian Anadi Bank (2020) free - Bank Austria/Unicredit (Apr 2019, Mastercard) free - Bankhaus Carl Spangler (Jul 2019, Visa) free - Bawag PSK (2020, Mastercard) free - Hypo Tirol (Jul 2019) free - Oberbank (2020) free - Volksbank Tirol AG (Apr 2018, Mastercard) €2.20 - Hypo Vorarlberg (2020) €3.90 - Spardabank (2020) €3.99 - Volksbank (2020) €4 - Sparkasse (2020, Mastercard) €4 - Walser Raiffeisenbank (2020) €4.90 - Postbank (2020) €4.95 - Erste Bank (2020) €5 - Raiffeisen-Landesbank Tirol AG (Feb 2019, Mastercard) €5 - BTV Bank (Jul 2019) €5 - Sparkasse Tirol (Jul 2019) €7.90 - Raiffeisenbank (2020) |
| Azerbaijan | free - Expressbank (2020) free - Premium Bank (2020) |
| Bahamas | |
| Bahrain | free - Ahli United (2020) free - BBK (2020) free - Habib Bank (2020) free - NBB (2020) |
| Bangladesh | free - AB Bank (2020) |
| Barbados | |
| Belarus | free - Belarusbank (2020) free - Belinvestbank (Apr 2019) free - MTBank (2020) 9 BYN - Alfa Bank (2020) 10.5 BYN - Belaprombank (2020) 2.5% - Belaruski Narodni Bank (2020) 3% - Belgazprombank (2020) |
| Belgium | free - Beobank (2020) free - ING (2020) free - KBC (2020, Visa) declined - BNP Paribas Fortis (Mastercard) |
| Belize | free - Atlantik Bank (2020) |
| Benin | 3500 XOF - Societé Générale (Mar 2025, Visa) free - BIIC Banque Internationale pour l'Industrie et le Commerce (Mar 2025) |
| Bhutan | |
| Bolivia | free - Banco Bisa (2020) free - Banco Fie (Mar 2019, Visa/Mastercard) free - Banco Mercantil Santa Cruz (2020) free - Banco Pyme Ecofuturo (Dec 2016) |
| Bosnia and Herzegovina | free - Sberbank (Apr 2019) free - MFBank (Nov 2024) 7 BAM - Sparkasse 10 BAM - Splitska (2020) 10 BAM - Asa (2020) 10 BAM - Intesa Sanpaolo Banka (2020) 10 BAM - UniCredit Bank (2020) 10 BAM - Zirrat Bank (2020) 10 BAM - Raiffeisen (2020) 15 BAM - Addiko Bank (2020) 15 BAM - Nova Banka (2020) |
| Botswana | free - Barclays (Jun 2018, Mastercard) |
| Brazil | free - Banco do Brasil (Sep 2018, Visa/Mastercard) free - Branco Bradesco (2020, Visa) declined - Branco Bradesco (Aug 2019, Mastercard) declined - Itau (Feb 2019, Visa) |
| Brunei | |
| Bulgaria | free - DSK Bank (2020) free - Central Cooperative Bank (CCB) (2020) free - United Bulgarian Bank free - Fibank free - SG Express Bank free - Piraeus Bank Bulgaria free - Eurobank free - Postbank free - ProCredit Bank free - Tokuda Bank (Aug 2019, Mastercard) €3 - Raiffeisenbank 6 BGN - Unicredit Bulbank (2020) |
| Burkina Faso | |
| Burundi | |
| Cape Verde | |
| Cambodia | free - MB Bank (only in Phnom Penh) (max 1000 USD) (2020) 5 USD - Canadia (Feb 2020, Mastercard) 5 USD - Maybank |
| Cameroon | |
| Canada | free - Alterna Savings (Feb 2020, Visa) free - Blueshore Financial (2020) free - Desjardins Bank (2020) free - National Bank/Banque Nationale (Oct 2018) free - Scotiabank (2020) free - Tangerine (Oct 2018) free - Vancity (2020) 3 CAD - TD Canada Trust declined - National Bank/Banque Nationale (Feb 2020, Visa) |
| Cayman Islands | free - Esso (gas stations) (2020) |
| Central African Republic | |
| Chad | |
| Chile | free - BICE bank (Sep 2019) free - Itau Bank (Dec 2016) free - Scotiabank (2020, Visa/Mastercard, but not at “Scotiabank azul” in Santiago) 5000-6500 CLP - Banco de Chile (Jan 2019, Visa/Mastercard) 5000-6500 CLP - Santander (Jan 2019, Visa/Mastercard) 5000-6500 CLP - Banco de Estado (Jan 2019, Visa/Mastercard) |
| China | note: VPN might be necessary to access the Revolut app free - Bank of China (Nov 2019, Visa/Mastercard) free - CITIC (Jul 2019, Visa) free - Agricultural Bank of China (Nov 2019, Mastercard) free - ICBC (Nov 2019, Visa/Mastercard) free - China Construction Bank (Nov, Visa/Mastercard) declined - Postal Savings Bank (Oct 2018) |
| Colombia | 12000 COP - Bancolombia 14500 COP - Banco de Colombia 15000 COP - BBVA (max 300 000 COP) (2020) 18000 COP - Banco Caja Social (max 3 000 000 COP) (2020) 21000 COP - Colpatria (Scotiabank) 22500 COP - Servibanca (max 2 000 000 COP) (May 2024) 25000 COP - Davivienda (forced DCC) (May 2024) 7-8% (max 300 000 COP) - Banco Caja Social (max 2 000 000 COP) (forced DCC) (2020) |
| Comoros | fees - BIC (BNP-Paribas subsidiary) (Dec 2018) |
| Congo, Democratic Republic of the | |
| Congo, Republic of the | |
| Costa Rica | free - BAC Credomatic (Nov 2018) free - Banco de Costa Rica (BCR) (Aug 2023) free - Banco Nacional (BN) (Aug 2023) |
| Côte d’Ivoire | |
| Croatia | free - ATM Euronet (Sep 2018, Visa) free - Addiko Bank (Aug 2019) free - Agram Banka (2020) free - Auro Domus (Aug 2019) free - Erste Bank (Oct 2018) free - Euronet Worldwide (with Raiffeisen-Logo) (2020) free - Hrvatska Postanska Banka (HPB) (2020) free - IKB (Istarska Kreditna Banka) (Apr 2019) free - Kent Bank (2020) free - PBZ (Privredna Banka Zagreb) (Apr 2019, Mastercard) free - Sberbank (Apr 2019) free - Splitska Banka 16 HRK - PBZ (Privredna Banka Zagreb) (Visa) 22 HRK - RaiffeisenBank (2020, Mastercard) 22 HRK - Zagrebačka banka (2020) 22 HRK - OTP banka (2020) |
| Cuba | |
| Cyprus | free - Alpha Bank (Jul 2019) free - Bank of Cyprus (Aug 2019, Mastercard) free - Helleniki (Jul 2019, Visa/Mastercard) free - National Bank of Greece (Cyprus) (Feb 2025, Mastercard) €4.95 - Euronet (Mar 2025, Mastercard) |
| Czech Republic | free - CSOB (Dec 2018) free - Fio (Dec 2018) free - Komerční Banka (KB) (Oct 2022, Mastercard) free - Raiffeisen Bank (2020) 125 CZK - Airbank (no fees warning) (Dec 2023) 155 CZK - Unicredit Bank (2020) 169 CZK - Česká spořitelna (2020) 195 CZK - Moneta Money Bank |
| Denmark | free - Nordea (2020, Mastercard) free - Nordjyske Bank (Aug 2019) fees - Danske Bank |
| Djibouti | |
| Dominica | |
| Dominican Republic | note: Mastercard doesn't seem to work at any ATM as of Nov 2018 free - Jumbo ATM (Nov 2018, Visa) free - Scotiabank (2020) 300 DOP - Banreservas (max 10 000 DOP) (2020) |
| East Timor | |
| Ecuador | free - Banco del Austro (2020, Mastercard) free - Banco International (2020) free - Cajeros JEP (Aug 2019, Visa) $1.5 - Banco Guayaquil (Oct 2018) $2 - Banco Bolivariano (Oct 2018) $3 - Banco Pacífico (Oct 2018) $4 - Produbanco (2020) $4.48 - Banco Pichincha (2020) |
| Egypt | free - Banque Misr (2020) free - Banque du Caire (BDC) (2020) free - QNB (2020) |
| El Salvador | free - Banco Hipotecario (2020) free - Scotiabank (2020) |
| Equatorial Guinea | |
| Eritrea | |
| Estonia | free - SEB (2020) free - Swedbank (2020) free - Luminor (2020) |
| Eswatini | |
| Ethiopia | |
| Fiji | 10 FJD - BRED Bank (Oct 2024, Mastercard) 10 FJD - Bank South Pacific (BSP) (Oct 2024, Mastercard) 15 FJD - Westpac Fiji (Oct 2024, Mastercard) 15 FJD - ANZ (Oct 2024, Mastercard) declined - HFC Bank (Oct 2024, Mastercard) declined - Bank of Baroda (Oct 2024, Mastercard) |
| Finland | free - Forex (up to €450) (2020 fees - Nosti |
| France | note: Any bigger bank is free for Visa and Mastercard free - BNP free - Societé Génerale |
| Gabon | |
| Gambia | note: Gambia has a cash society where cards are rarely taken and a 3-5% fee is charged if you can use one, plus some places then convert GMD to USD before charging your card. Better bring cash, EUR/GBP/USD best but most accepted. 200 GMD - Standard Chartered Bank (Mastercard) |
| Georgia | free - Basisbank (2020) 2 GEL - KSB Bank Georgia (2020) 3 GEL - Bank of Georgia (2020) 3 GEL - Liberty Bank (2020) |
| Germany | note: most ATMs should be free, however there is detailed information below free - Baden-Württembergische (Dec 2018, Mastercard) free - Commerzbank (Apr 2019) free - Deutsche Bank (Apr 2019) free - Hypovereinsbank (2018) free - Landesbank Baden-Württemberg (LBBW) (Apr 2019) free - Postbank (Apr 2019) free - Reisebank (Apr 2019, Mastercard) free - Santander (Jul 2018, Mastercard) 4% - Barclays (Oct 2024) |
| Ghana | 10 GHS - Agricultural Development Bank (ADB) (2020) |
| Gibraltar | free - NatWest (Sep 2018) |
| Greece | free - Attica Bank (Aug 2019, Visa) free - Bank of Chania (Apr 2019, Mastercard) €2.5 - HSBC (Jan 2020) €3 - Piraeus Bank (May 2019) €4 - Euronet |
| Grenada | |
| Guatemala | 31 GTQ - BI (max 2000 GTQ) (2020) 45 GTQ - 5B (max 2000 GTQ) (Apr 2023, Mastercard) |
| Guinea | |
| Guinea-Bissau | |
| Guyana | |
| Haiti | |
| Hong Kong | free - Citibank (Mar 2017) free - HSBC (Jan 2019) free - Hang Seng (Jan 2019) 50 HKD - Bank of China (Dec 2023) |
| Honduras | free - Banco Atlántida (2020) free - BANET (Apr 2023, Mastercard) |
| Hungary | note: all mayor bank ATMs are free of charge free - Unicreditbank (Mar 2019) fees - Euronet (2020) |
| Iceland | 180 ISK + 1% - Tomato ATM |
| India | free - Bank of Baroda (Jan 2023) free - Bank of India (Jan 2023) free - Canara Bank (Jan 2023) free - HDFC Bank (2020) free - Indusch Bank (2020) free - Kasturba (Mar 2018) free - RBL Bank (Aug 2019) free - State Bank of India (Jan 2023) free - Yes Bank (Sep 2016) 200 INR - Kotak Mahindra Bank (Sep 2019) fees - Infusing Bank fees - Icici Bank fees - IndusInd Bank |
| Indonesia | free - Bank Mandiri (2020) free - Bank Negara Indonesia (BNI) (Sep 2024) free - CIMB Niaga (2020) free - Maybank (2020) free - Bank Central Asia (BCA) (2020) |
| Iran | |
| Iraq | |
| Ireland | free - Allied Irish Bank AIB (May 2017) free - Bank of Ireland (May 2018) |
| Israel | free - Bank Hapoalim (2020) free - Bank Mizrahi-Tefahot (Dec 2019) free - Discount Bank (Nov 2018) |
| Italy | free - Banca Carige (Nov 2018, Mastercard) free - Banca Popolare di Sondrio ( Apr 2019, Mastercard) free - BNP Paribas (2020) free - BPM Spa Bank (2023, Mastercard) free - Cariparma (Mar 2018) free - Deutsche Bank (2020) free - Poste Italiane (Jan 2024, Mastercard) free - Raiffeisen (Apr 2019, Mastercard) free - Sparkasse (Apr 2019, Mastercard) free - Unicredit (Mar 2019, Visa/Mastercard) free - Volksbank (Apr 2019, Mastercard) €3 - Intesa Sanpaolo (Mastercard) €3 - BNL (2023, Mastercard/Visa) €3.95 - Euronet (Sep 2020, Mastercard) |
| Jamaica | note: most ATMs (except for the airport) don't charge fees J$585 - Scotiabank (Jun 2019) J$585 - NCB (Jun 2019) J$585 - JMMB (Jun 2019) |
| Japan | note: be aware of the general issue of using Revolut there (due to non-acceptance of Visa/MC for withdrawal). Postbank, CityBank and Mizuho should work. free - 7-Eleven (2020, Mastercard) (only partly for Visa) free - AEON Bank (2020) 100 JPY - common Convenience Store chains (e.g. Ministop) (max 10000 JPY, 220 JPY for higher amounts) (2020) |
| Jordan | free - Jordan Kuwait Bank (2020, Mastercard) 1 JOD - Investmentbank (Jan 2019, Mastercard) 3 JOD - Arab Bank (Jan 2019, Mastercard) 3.5 JOD - Jordan Islamic Bank (Jan 2019, Mastercard) 5 JOD - Cairo Amman Bank (Jan 2019, Mastercard) 5 JOD - Bank of Jordan (Jan 2019, Mastercard) 5 JOD - Bank Al Etihad (Jan 2019, Mastercard) 5 JOD - Capitalbank (Jan 2019, Mastercard) declined - Housing Bank (Jan 2019, Mastercard) |
| Kazakhstan | free - Halyk Bank (2020) free - Sberbank (Jun 2019) |
| Kenya | free - Diamond Trust Bank (DTB) (Apr 2024) free - Ecobank (Mar 2024) free - Equity Bank (May 2018) free - Gulf African Bank (Apr 2024) free - National Bank (2020) free - Watamu (Dec 2018, Mastercard) |
| Kiribati | |
| Korea, North | |
| Korea, South | note: many ATMs don't accept foreign cards free - KB Star (Nov 2017) free - Nonghyup (NH) Bank (2020) free - Shinhan (Nov 2017) 3600 KRW - KEB Hana 3600 KRW - Woori 3600 KRW - IBK 3600 KRW - Standard Chartered 3600 KRW - ATMs in convenience stores |
| Kosovo | free - BKT / Banka Kombetare Tregtare (Oct 2019, Mastercard) €5 - Raiffeisen (Apr 2019) |
| Kuwait | free - Al Ahli Bank of Kuwait (min 10 KWD) (2020) free - BBK Burgan Bank of Kuwait (Aug 2019) free - NBK National Bank of Kuwait (Aug 2019) |
| Kyrgyzstan | free - Demir Bank (Sep 2018) free - Dosredobank (2020) free - KICB Bank (2020) free - Optima Bank (Sep 2018) |
| Laos | 30 000 LAK - BCEL (max 2 000 000 LAK) (2020, Mastercard) |
| Latvia | free - SEB (2020) |
| Lebanon | |
| Lesotho | |
| Liberia | |
| Libya | |
| Liechtenstein | |
| Lithuania | note: all ATM withdrawals should be free of charge free - Citadele Banka (Apr 2019, Visa) free - Luminor Bank (Apr 2019, Visa) free - SEB Banka (Apr 2019, Visa) free - Swedbank (Apr 2019, Visa) |
| Luxembourg | |
| Madagascar | |
| Malawi | |
| Malaysia | free - BSN Bank (Mar 2018, Visa/Mastercard) free - CIMB Bank (2020, Visa/Mastercard) free - Hong Leong Bank (Jan 2024) free - HSBC (2020) free - Maybank (Mar 2018, Visa/Mastercard) free - RHB Bank (Mar 2020, Mastercard) |
| Maldives | free - Habib Bank (Nov 2022, Visa) declined - Habib Bank (Nov 2022, Mastercard) |
| Mali | |
| Malta | free - BOV (Bank of Valletta) (Sep 2019) free - HSBC (Sep 2019) |
| Marshall Islands | |
| Mauritania | |
| Mauritius | free - MCB (2023) free - SBA Bank (2020) 3% - SCB (2023) fees - ABSA Bank (2020) |
| Mexico | 25.52 MXN - BBVA Bancomer (2018) 20 MXN - BanCoppel (2020) 30.74 MXN - Citi Banamex (2018) 33 MXN - HSBC (2018) 34.80 MXN - Santander (2018) 46 MXN - Banorte (2018) 50 MXN - CIBanco (max 25 000 MXN) (2020) |
| Micronesia, Federated States of | $4 - Bank of Guam (2020) $5 - Bank of FSM (2020) |
| Moldova | |
| Monaco | |
| Mongolia | free - Khan Bank (Oct 2019, Mastercard) |
| Montenegro | free - Crnogorska Komercijalna Banka (Aug 2019) free - Erste Bank (Oct 2022, Mastercard) free - Universal Capital Bank (2020) |
| Morocco | free - Al Barid Bank (البريد بنك) (Nov 2024) free - Banque Populaire (Feb 2017) free - BMCE (Sep 2018, Visa) 20 MAD - CIH Bank (Aug 2019) 23 MAD - Attijariwafa Bank (Feb 2019, Mastercard) 28 MAD - BMCI (BNP Group) (2020) 30 MAD - Societe General 30 MAD - BMCE (Aug 2019, Mastercard) 36 MAD - Crédit agricole du Maroc (2020) 4% - Bank of Africa |
| Mozambique | |
| Myanmar | 6500 MMK - KBZ (Dec 2019, Mastercard) 6500 MMK - CB Bank (Dec 2019, Mastercard) |
| Namibia | |
| Nauru | |
| Nepal | 500 NPR - Nabil Bank (Nov 2019, Mastercard) 500 NPR - Standard Chartered Bank (Nov 2019, Mastercard) 500 NPR - Himalayan Bank (Nov 2019, Mastercard) fees - Everest Bank (Nov 2019) fees - Kailash Bikas Bank (Nov 2019) fees - Nepal Bank Limited (Nov 2019) fees - Nepal Investment Bank declined - Prabhu Bank (Nov 2019, Mastercard) declined - Global IME Bank (Nov 2019, Mastercard) |
| Netherlands | free - ABN-AMRO (2020) free - Geldmaat (2020) free - ING (2020) free - Rabobank (2020) free - SNS (May 2019) |
| New Zealand | free - BNZ (2020) free - Kiwibank (2020) free - Westpac (2020) fees - ANZ fees - ASB fees - NBS |
| Nicaragua | free - Bancared (2020) free - BDF (2020) 136 NIO - Lafise (2020) 146 NIO - BAC (2020) 146 NIO - Banpro (2020) |
| Niger | |
| Nigeria | free - Access Bank (Mar 2019, Visa/Mastercard) free - Diamond Bank (Mar 2019, Visa/Mastercard) free - UBA (Mar 2019, Visa/Mastercard) |
| North Macedonia | free - Central Cooperative Bank (CCB) (2020) free - Ohridska Banka (Jul 2019, Mastercard) free - Sparkasse Bank (Jul 2019, Mastercard) 150 MKD - Halkbank (2020, Mastercard) 250 MKD - Stopanska Banka (2020, Mastercard) |
| Norway | |
| Oman | free - Bank Dhofar (Nov 2018) free - Bank Muscat (Nov 2022, Visa/Mastercard) |
| Pakistan | |
| Palau | |
| Panama | 3 USD - Scotia Bank 6.50 USD - Airport ATMs |
| Papua New Guinea | |
| Paraguay | |
| Peru | free - BCP (Sep 2019, Visa) free - Banco de la Nacion (Multired ATMs) (2020) free - Caja Arequipa (Dec 2023) free - Caja Cusco (2020) free - Caja Piura (2020) 25 PEN - BBVA (max 400 PEN) (Apr 2019, Mastercard) fees - Interbank (Dec 2023) fees - Scotiabank (Dec 2023) |
| Philippines | free - HSBC (Jan 2025) 250 PHP - BDO (Banco de Oro) (Jan 2025) 250 PHP - DBP (2025) |
| Poland | free - ATM Euronet (Sep 2018, Visa) (fees with Mastercard) free - ATM Global (Sep 2018, Visa/Mastercard) free - Bank Pekao SA (Aug 2018, Mastercard) free - Millenium Bank (2020) free - PKO Bank Polski (Aug 2018, Mastercard) free - Santander (ex-BZBWK) (2020) |
| Portugal | note: ATMs are mostly free free - Millennium BCP (Dec 2019) free - Multibanco (Feb 2022, Visa/Mastercard) |
| Puerto Rico | free - Banco Popular PR (2020) |
| Qatar | free - Barwa Bank (2020) free - Commercial Bank (2020) free - Doha Bank (2020) free - QIB (2020) free - QIIB (2020) 15 QAR - QNB (2020) 15 QAR - HSBC (2020) |
| Romania | free - Banca Transilvania (May 2019, Visa) free - BCR Bank (Aug 2019, Mastercard) free - BRD Bank/BRD-GSG Bank (Oct 2018) free - CEC Bank (Jan 2019, Mastercard) free - ING (Oct 2018) free - OTP Bank (Jan 2019, Mastercard) free - Raiffeisen (May 2019, Visa) |
| Russia | free - Bank Otrkitie (Jun 2019, Mastercard) free - BIN Bank (Sep 2018, Visa) free - VTB (Jun 2019, Mastercard) |
| Rwanda | free - I&M Bank (Nov 2019, Visa) |
| Saint Kitts and Nevis | free - Republic Bank (2020) 8 XCD - Bank of Nevis (2020) |
| Saint Lucia | |
| Saint Vincent and the Grenadines | |
| Samoa | 15 WST - Bank South Pacific (BSP) (Oct 2024, Mastercard) 15 WST - National Bank of Samoa (nbs) (Oct 2024, Mastercard) |
| San Marino | |
| Sao Tome and Principe | |
| Saudi Arabia | |
| Senegal | free - Banque de Dakar (2020) |
| Serbia | free - AIK Banka Jubanka (May 2018, Mastercard) free - Central Cooperativa Bank (2020) free - Credit Agricole (2020) free - Erste Bank (May 2018, Mastercard) free - Eurobank (2020) free - Multicard ATM (Jul 2019) free - OTP Banka (2020) 400 RSD - Addiko Bank (2020) 500 RSD - Raiffeisen 500 RSD - Vojvodanska |
| Seychelles | free - Mauritius Commercial Bank (MCB) (2020) |
| Sierra Leone | |
| Singapore | free - Bank of China (2020) free - HSBC (Sep 2024) free - UOB (min 200 SGD) (Sep 2024) 3 SGD - Citibank (2020) 5 SGD - DBS/POSB (2019) 8 SGD - OCBC (2020) |
| Slovakia | free - Postova Banka (Sep 2018, Visa/Mastercard) free - Unicredit (Sep 2018, Visa/Mastercard) free - Tatra Banka (Nov 2018) free - VUB (Aug 2019, Visa) free - Prima Banka (Nov 2018, Visa) fees - Slovenska sporitelna (Nov 2018) declined - 365 Bank |
| Slovenia | free - Delavska Hranilnica (2020) free - Intesa Sanpaolo Bank (2020) free - SBERBANK (2020) free - Unicredit (Mar 2019) €4 - Abanka (Aug 2019) |
| Solomon Islands | |
| Somalia | |
| South Africa | free - Capitec Bank (2020) free - Standard Bank (2020) 50 ZAR - First National Bank (Sep 2018, Mastercard) fees - Nedbank (May 2018, Mastercard) |
| Spain | free - Arquia Banca (Jul 2019, MC) free - Banca March (Dec 2019, Visa) free - CajaSur Bank (2020) free - Cajero Automático Ibercaja (2020) free - Liberbank (Dec 2017) free - Telebanco (Jul 2020) free - Unicaja (2020, MC) €1.80 - Banca March (Feb 2019, Mastercard) €1.80 - Banco Sabadell (Jan 2024, Mastercard) €1.85 - Cajamar (Dec 2018) €1.86 - BBVA €1.95 - Banco Popular (Mastercard) €1.95 - Caja Rural Granada (Mastercard) €2 - Bankia (Mastercard) €2 - Herrero (Mastercard) €2 - Targobank €2.95 - Kutxabank (Feb 2024, Mastercard) €5 - Euronet (Jan 2024, Mastercard) €7 - CaixaBank (Jan 2024, Visa/Mastercard) 10% - Santander (2020, Mastercard) fees - Bank Inter (May 2019) fees - Deutsche Bank (Dec 2023) fees - ING (Jun 2019, Visa) |
| Sri Lanka | free - Bank Nations Trust (Jun 2017) free - Bank of Ceylon (BOC) (2020) free - Commercial Bank (2020) free - People’s Bank (2020) |
| Sudan | |
| Sudan, South | |
| Suriname | |
| Sweden | free - Bankomat-Group (2020) 20 SEK - Forex (2020) 50 SEK - Nokas (2020) |
| Switzerland | note: any ATM withdrawal should be free of charge free - Raiffeisenbank free - UBS (Sep 2021, Mastercard) free - Zürcher Kantonalbank (ZKB) (2020) |
| Syria | |
| Taiwan | free - Bank of Taiwan (Dec 2018, Mastercard) free - Cathay Bank (Nov 2017) free - SinoPac (Nov 2017) 100 TWD - CTBC in 7-Eleven (2020) |
| Tajikistan | free - JSC Eskhata Bank (only Visa accepted) (2020) |
| Tanzania | free - KCB Bank (Nov 2021, Mastercard) free - Diamond Trust Bank (DTB) (Nov 2021, Mastercard) 15400 TZS - Barclays ATM declined - NBC (Mastercard) |
| Thailand | 150 THB - AEON (Mar 2020, Mastercard) 220 THB + 1% - Express Banking (Jan 2024) |
| Togo | |
| Tonga | free - ANZ Bank (2020) |
| Trinidad and Tobago | |
| Tunisia | free - Al Baraka Bank Tunisie (Sep 2023) |
| Turkey | free - Akbank (Apr 2019, Mastercard) free - Halk Bank (2020) free - ING (Apr 2019, Mastercard) free - Post (2020) free - PTT Bank (2020) free - Ziraat Bank (Aug 2022) 4 TRY - TEB 30 TRY - Vakif (Aug 2022) 3.5% - Garanti Bank (Apr 2019) 6% - AKBank (2020) 7% - Denizbank (2020) |
| Turkmenistan | |
| Turks and Caicos | free - IGA (Aug 2016, Mastercard) |
| Tuvalu | |
| Uganda | free - DFCU (Nov 2019, Visa) free - Orient bank (Nov 2019, Visa) |
| Ukraine | free - KredoBank (Кредобанк) (Jul 2021, Mastercard/Visa) free - Oschadbank (Ощадбанк) (Aug 2019) free - Ukrsibbank (УкрСиббанк) (Jul 2019, Visa) 10 UAH - Privatbank (ПриватБанк) (Visa) 50 UAH - Ukreximbank (Укрексимбанк) (Visa) |
| United Arab Emirates | free - Abu Dhabi Commercial Bank (ADCB) (Oct 2022, Mastercard) free - ADIB (2020) free - Citibank (2020) free - Emirates (NBD) Bank (Nov 2019) free - HSBC (2020) free - RAK Bank (2020) 25 AED - Mashreq Bank (2020) 25 AED - Standard Chartered Bank (Mastercard) |
| United Kingdom | ATMs are generally free free - Barclays (Feb 2019, Mastercard) |
| United States | note: fees might depend on ATM location and not branch free - Comerica Bank (2020) free - Santander (May 2019) (Philadelphia) free - Sun East Credit Union (Dec 2016) free - Synovus Bank (Florida) (2020) free - WaWa gas stations (2020) free - WSFS (Feb 2018) (Pennsylvania) $1.19 - Actors Federal Credit Union (NYC) (2020) $3 - Citibank $3 - Credit Unions (2020) $3 - First Tech Federal Credit Union (2020) $3 - Seattle Credit Union (2020) $3 - Truist Bank (Aug 2024) $3 - Umpqua Bank (2020) $3.50 - Chase (Aug 2024) $3.50 - Gather Federal Credit Union (Hawaii) (Oct 2024, Mastercard) $3.50 - PNC Bank (Sep 2019) $3.50 - TD Bank (2020) $4 - Bank of America (Aug 2024) $4 - BankUnited (2020) $4.25 - ATM Pacific (Hawaii) (Oct 2024, Mastercard) $5 - Wells Fargo (Aug 2024) $5.25 - Walmart ATM (Hawaii) (Oct 2024, Mastercard) declined - Key Bank declined - Peoples Bank declined - Union Bank |
| Uruguay | 100 UYU - Banco de la República Oriental del Uruguay (BROU) (2020, Visa) 100 UYU - Redbrou (Feb 2019, Mastercard) 199 UYU - Banred (Feb 2019, Mastercard) 199 UYU - BBVA (Feb 2019, Mastercard) |
| Uzbekistan | note: usually a 1.5% fee for ATM withdrawals free - Kapital Bank (Jun 2019) |
| Vanuatu | 490 VUV - Bank South Pacific (BSP) (Sep 2024, Mastercard) 700 VUV - Isibank (Sep 2024, Mastercard) 750 VUV - BRED Bank (max 100 000 VUV) (Sep 2024, Mastercard) declined - Vanfuteng Bank (Sep 2024, Mastercard) |
| Vatican City | |
| Venezuela | |
| Vietnam | free - ACB Bank (up to 3000000 VND) (Visa) (Sep 2024) free - HSBC (withdrawal in HCMC) free - MB Bank (Jun 2017) free - Saigon Commercial Bank (SCB) (Feb 2024) free - Shinhan Bank (Sep 2024) free - TP Bank (Sep 2024) free - VP Bank (2020) 22 000 VND - Agribank (2020) 49 500 VND - SeaBank (2020) |
| Yemen | |
| Zambia | free - Stanbic Bank (Sep 2019, Visa) |
| Zimbabwe | |