# American National Bank of Texas

American National Bank of Texas (ANBTX) is an independently owned community bank with 28 branches in North Texas, providing personal and business banking services. It also offers asset management, financial planning, investment services, and trust and estate services through ANBTX Wealth Management.
Founded in 1875, ANBTX reports over $6.1 billion in total assets, and ranks as the 16th largest bank based in Texas, according to size of total assets as of December 31, 2023. It is a member of the Federal Deposit Insurance Corporation (FDIC), and participates in the Deposit Insurance Fund (DIF).
Headquartered in Terrell, Texas, the bank has locations in Collin, Dallas, Hunt, Johnson, Kaufman, Rockwall, Tarrant, and Van Zandt counties. Robert A. Hulsey has been president and CEO of ANBTX since 1989.

## Charter

Formerly named American National Bank of Terrell, the bank’s current charter dates to July 1, 1981, as a commercial bank, with a federal charter supervised by the Office of the Comptroller of the Currency (OCC).

## History and predecessors

The predecessor of ANBTX—Waters, Bivins & Corley Bank—was the first bank founded in Terrell on November 22, 1875. The bank’s building was destroyed by a fire in 1882, but bank records and securities were protected in the bank’s vault. The bank relocated to Moore Avenue in Terrell; today that location houses the Terrell banking center for ANBTX. After some early partners joined and left the bank, the bank merged with Harris Bank and renamed itself Harris National Bank in 1895. In 1903, the bank changed its name to the American National Bank of Terrell. In 1930, the American National Bank of Terrell merged with federally chartered local bank First National Bank. In 1995, American National Bank of Terrell changed its name to its current name, American National Bank of Texas.

## Major acquisitions

The Bank of Van Zandt: American National Bank of Texas merged with The Bank of Van Zandt, located in Canton, TX, in 1999. The merger increased ANBTX assets to more than $650 million at the time.
Branches of Benchmark Bank: ANBTX acquired five branch locations of Benchmark Bank in October 2002, in Quinlan, Greenville, Royse City, and Lone Oak, TX.
Sleeper, Sewell & Co.: Acquired by ANBTX in 2006, Sleeper Sewell offers personal and commercial insurance, group and individual health coverage, and risk management services. It currently operates as a division of ANBTX Insurance Services Inc., which is a wholly owned subsidiary of ANBTX. Sleeper Sewell was founded in 1962 by Dwight Sleeper and is headquartered in Dallas.
Citizens National Bank: ANBTX expanded operations into Tarrant County by purchasing Bryant-Irvin Bancshares and its subsidiary Citizens National Bank in 2008. Citizens National Bank based in Fort Worth, TX, reported $140 million in total assets at the time of the acquisition.
Dallas National Bank: In 2008, ANBTX acquired Dallas National Bank and its holding company DNB Bancshares. Dallas National Bank had $85 million in assets at the time of the acquisition. The purchase increased the number of ANBTX locations to 28.

## Media recognition

The Dallas Morning News has named ANBTX on its annual “Top Workplaces D-FW” list from 2009 to 2023. This is the 14th time ANBTX has achieved this significant recognition as a top employer in the Dallas-Fort Worth Metroplex. The newspaper conducts employee surveys, studies employee turnover rates and uses other statistical measures to compile its annual list.
In 2012, ANBTX was named as one of the “Top 10 Best Companies for Employee Financial Security” by Principal Financial Services. An independent panel from the employee benefits and human resources industries judged entries and selected the 10 companies for the award, working with the public opinion and market research firm of Mathew Greenwald & Associates.

## Timeline

* November 22, 1875: Waters, Bivins & Corley Bank opens
* 1882: Fire destroys its building; records and securities protected in bank’s vault; bank reopens
* 1887: Name changes to The Harris Bank
* 1895: Name changes to The Harris National Bank
* 1903: Name changes to The American National Bank of Terrell
* 1913: Walter P. Allen named president
* 1930: Merges with federally chartered The First National Bank; retains name American National Bank of Terrell
* 1943: Ben L. Gill Jr. named president
* 1967: Riter C. Hulsey named president
* 1989: Robert A. Hulsey named president and CEO; acquires Independent Bank with locations in Rockwall and Wylie, TX
* April 19, 1990: Acquires First State Bank of Crandall (TX)
* September 19, 1994: Acquires First National Bank of Allen (TX)
* February 1, 1995: Name changes to The American National Bank of Texas (ANBTX)
* 1997: Acquires branches of Bank of America in Greenville and Wills Point, TX
* January 1, 1998: Acquires The First National Bank of Wills Point (TX)
* June 1, 1999: Acquires The Bank of Van Zandt
* 2000: Launches website
* 2002: Acquires five branches of Benchmark Bank (in Quinlan, Greenville, Royse City, Lone Oak); acquires Jefferson Heritage Bank in Rockwall; acquires Union Planters Bank in Rowlett, TX
* January 4, 2006: Acquires Sleeper, Sewell & Company
* February 23, 2008: Acquires Bryant-Irvin Bancshares, Inc. and its subsidiary, Citizens National Bank in Fort Worth, TX
* June 6, 2008: Acquires Dallas National Bank (TX)
* November 12, 2013: Sleeper Sewell Insurance Services Inc. acquires Planned Benefits Services, Inc.
* September 7, 2018: Acquires G-6 Corporation and its subsidiary, First State Bank in Mesquite, TX
* November 6, 2018: Sells ANBTX Insurance Services, a wholly-owned subsidiary, to DMS Insurance Holdings, LLC
* 2009–2023: Named to "Top Workplaces D-FW" by Dallas Morning News

## Locations

As of May 2024, ANBTX reported having locations in the following North Texas markets:
* Allen, Texas
* Burleson, Texas
* Canton, Texas
* Cedar Hill, Texas
* Crandall, Texas
* Dallas, Texas
* Forney, Texas
* Fort Worth, Texas
* Frisco, Texas
* Greenville, Texas
* Heath, Texas
* Hurst, Texas
* Kaufman, Texas
* Mansfield, Texas
* McKinney, Texas
* Mesquite, Texas
* Plano, Texas
* Quinlan, Texas
* Rockwall, Texas
* Rowlett, Texas
* Royse City, Texas
* Sachse, Texas
* Seagoville, Texas
* Terrell, Texas
* Wills Point, Texas
* Wylie, Texas