# 1995 NCAA Division II football season

The 1995 NCAA Division II football season, part of college football in the United States organized by the National Collegiate Athletic Association at the Division II level, began on September 2, 1995, and concluded with the NCAA Division II Football Championship on December 9, 1995, at Braly Municipal Stadium in Florence, Alabama, hosted by the University of North Alabama. The North Alabama Lions defeated the Pittsburg State Gorillas, 27–7, to win their third consecutive, and overall, Division II national title.
The Harlon Hill Trophy was awarded to Ronald McKinnon, linebacker from North Alabama.

## Conference changes and new programs

* The NAIA Arkansas Intercollegiate Conference disbanded before the start of the season, with its football members departing for the Gulf South and Lone Star conferences.
* Two teams departed Division II for Division I-AA prior to the season.
| Team | 1994 conference | 1995 conference |
| Albany (NY) | D-III independent | D-II independent |
| Arkansas–Monticello | Arkansas (NAIA) | Gulf South |
| Arkansas Tech | Arkansas (NAIA) | Gulf South |
| Hampton | CIAA | MEAC (I-AA) |
| Quincy | Illini-Badger (D-III) | Independent |
| San Francisco State | Northern California | Dropped program |
| Southern Arkansas | Arkansas (NAIA) | Gulf South |
| Tarleton State | Independent | Lone Star |
| Wofford | Independent | I-AA Independent |

## Conference standings

1995 Central Intercollegiate Athletic Association football standings :
| 1995 Central Intercollegiate Athletic Association football standings vteConfOverall TeamW L TW L T No. 10 Virginia State $ 7 –1 –08 –2 –0 Norfolk State 6 –2 –07 –3 –0 Elizabeth City State 6 –2 –07 –4 –0 Livingstone 4 –3 –15 –4 –1 North Carolina Central 4 –4 –05 –6 –0 Winston-Salem State 3 –3 –24 –4 –2 Bowie State 2 –6 –03 –8 –0 Johnson C. Smith 2 –6 –02 –8 –0 Fayetteville State 1 –5 –21 –7 –2 Virginia Union 0 –6 –20 –8 –2 $ – Conference championTeams played designated conference games against non-CIAA members.Rankings from NCAA Division II Football Committee poll | 1995 Eastern Collegiate Football Conference standings vteConfOverall TeamW L TW L T Stonehill $ 8 –0 –09 –1 –0 Bentley 7 –1 –09 –1 –0 Salve Regina 6 –2 –07 –2 –0 Assumption 5 –3 –06 –4 –0 MIT 3 –4 –03 –5 –0 Sacred Heart 2 –4 –03 –7 –0 Western New England 2 –6 –02 –6 –0 Curry 1 –7 –02 –8 –0 Nichols 0 –7 –00 –9 –0 $ – Conference champion | 1995 Gulf South Conference football standings vteConfOverall TeamW L TW L T No. 1 North Alabama $^ 8 –0 –014 –0 –0 No. 17 West Georgia ^ 7 –1 –08 –3 –0 Central Arkansas 6 –3 –07 –4 –0 Henderson State 6 –3 –06 –5 –0 Valdosta State 4 –3 –06 –5 –0 Delta State 5 –4 –05 –6 –0 Arkansas–Monticello 3 –3 –06 –5 –0 Arkansas Tech 2 –6 –13 –6 –1 Mississippi College 2 –7 –12 –7 –1 Southern Arkansas 1 –6 –04 –6 –0 West Alabama 0 –8 –02 –9 –0 $ – Conference champion^ – NCAA Division II playoff participantRankings from NCAA Division II Football Committee poll |
| 1995 Lone Star Conference football standings vteConfOverall TeamW L TW L T No. 2 Texas A&M–Kingsville $^ 7 –0 –011 –2 –0 No. 11 East Texas State ^ 6 –1 –08 –4 –0 No. 15 Angelo State 4 –2 –16 –3 –1 Central Oklahoma 4 –3 –08 –3 –0 Eastern New Mexico 3 –3 –16 –4 –1 Abilene Christian 2 –5 –04 –7 –0 West Texas A&M 1 –6 –05 –6 –0 Tarleton State 0 –7 –01 –10 –0 $ – Conference champion^ – NCAA Division II playoff participantRankings from NCAA Division II Football Committee poll | 1995 Mid-America Intercollegiate Athletics Association football standings vteConfOverall TeamW L TW L T No. 4 Pittsburg State $^ 9 –0 –012 –1 –1 No. 20 Missouri Western 6 –3 –07 –3 –1 NE Missouri State 6 –3 –06 –5 –0 NW Missouri State 6 –3 –06 –5 –0 Missouri Southern 5 –4 –06 –4 –0 Emporia State 4 –5 –05 –6 –0 Washburn 3 –6 –04 –6 –0 Central Missouri State 3 –6 –04 –6 –0 Southwest Baptist 2 –7 –02 –8 –0 Missouri–Rolla 1 –8 –01 –9 –0 $ – Conference champion^ – NCAA Division II playoff participantRankings from NCAA Division II Football Committee poll | 1995 Midwest Intercollegiate Football Conference standings vteConfOverall TeamW L TW L T Ferris State $^ 10 –0 –012 –1 –0 Grand Valley State 8 –2 –08 –3 –0 Northern Michigan 7 –3 –07 –3 –0 Saginaw Valley State 7 –3 –07 –3 –0 Hillsdale 7 –3 –07 –4 –0 Michigan Tech 5 –5 –05 –5 –0 St. Francis (IL) 5 –5 –05 –6 –0 Indianapolis 3 –7 –03 –8 –0 Wayne State (MI) 3 –7 –03 –8 –0 Ashland 2 –8 –02 –8 –0 Northwood 2 –8 –02 –8 –0 Saint Joseph's (IN) 1 –9 –01 –9 –0 $ – Conference champion^ – NCAA Division II playoff participant |
| 1995 North Central Conference football standings vteConfOverall TeamW L TW L T No. 7 North Dakota $^ 8 –1 –09 –2 –0 No. 13 North Dakota State ^ 7 –2 –010 –3 –0 No. 16 Northern Colorado ^ 7 –2 –09 –3 –0 South Dakota 6 –3 –08 –3 –0 St. Cloud State 5 –4 –06 –4 –0 South Dakota State 4 –5 –06 –5 –0 Mankato State 3 –6 –04 –7 –0 Augustana (SD) 2 –6 –13 –6 –1 Nebraska–Omaha 2 –7 –03 –8 –0 Morningside 0 –8 –10 –9 –2 $ – Conference champion^ – NCAA Division II playoff participantRankings from NCAA Division II Football Committee poll | 1995 Northern California Athletic Conference football standings vteConfOverall TeamW L TW L T Humboldt State $ 4 –0 –08 –1 –1 Chico State 1 –2 –12 –5 –2 Sonoma State 0 –3 –10 –8 –1 $ – Conference champion | 1995 Northern Sun Intercollegiate Conference football standings vteConfOverall TeamW L TW L T Minnesota Duluth + 5 –0 –18 –2 –1 Moorhead State + 5 –0 –16 –3 –1 Winona State 3 –3 –06 –5 –0 Bemidji State 3 –3 –03 –7 –0 Northern State 2 –4 –04 –7 –0 Southwest State (MN) 2 –4 –02 –8 –0 Minnesota Morris 0 –6 –00 –10 –0 + – Conference co-champions |
| 1995 Pennsylvania State Athletic Conference football standings vteConfOverall TeamW L TW L T East Division Bloomsburg x 5 –0 –19 –1 –1 No. 14 Millersville x^ 5 –0 –19 –1 –1 Kutztown 4 –2 –06 –4 –0 East Stroudsburg 3 –3 –04 –6 –0 West Chester 2 –4 –04 –6 –1 Mansfield 1 –5 –01 –9 –0 Cheyney 0 –6 –00 –10 –1 West Division No. 8 Edinboro x^ 6 –0 –09 –2 –0 No. 19 IUP 5 –1 –08 –3 –0 Slippery Rock 4 –2 –07 –4 –0 Clarion 3 –3 –06 –4 –0 Shippensburg 2 –4 –03 –8 –0 California (PA) 1 –5 –02 –9 –0 Lock Haven 0 –6 –02 –9 –0 x – Division champion/co-champions^ – NCAA Division II playoff participantRankings from NCAA Division II Football Committee poll | 1995 Rocky Mountain Athletic Conference football standings vteConfOverall TeamW L TW L T Fort Hays State +^ 6 –0 –18 –2 –2 Western State (CO) + 6 –0 –17 –2 –1 Chadron State 5 –2 –08 –2 –0 Adams State 3 –4 –04 –6 –0 Fort Lewis 3 –4 –04 –6 –0 New Mexico Highlands 2 –5 –04 –7 –0 Mesa State 2 –5 –03 –7 –0 Colorado Mines 0 –7 –01 –9 –0 Nebraska–Kearney * 0 –0 –06 –3 –1 + – Conference co-champions^ – NCAA Division II playoff participant * – ineligible for conference title | 1995 South Atlantic Conference football standings vteConfOverall TeamW L TW L T No. 6 Carson–Newman $^ 6 –1 –09 –3 –0 Catawba 5 –2 –07 –3 –0 Gardner–Webb 4 –3 –06 –4 –0 Mars Hill 4 –3 –06 –4 –0 Presbyterian 4 –3 –06 –5 –0 Elon 2 –5 –04 –7 –0 Lenoir–Rhyne 2 –5 –03 –7 –0 Wingate 1 –6 –04 –7 –0 $ – Conference champion^ – NCAA Division II playoff participantRankings from NCAA Division II Football Committee poll |
| 1995 Southern Intercollegiate Athletic Conference football standings vteConfOverall TeamW L TW L T No. 12 Albany State $^ 7 –1 –08 –4 –0 Alabama A&M 5 –3 –06 –5 –0 Clark Atlanta 5 –3 –05 –5 –0 Morehouse 5 –3 –05 –6 –0 Savannah State 4 –4 –07 –4 –0 Miles 4 –4 –04 –6 –0 Fort Valley State 3 –5 –03 –8 –0 Tuskegee 2 –6 –02 –8 –0 Morris Brown 1 –7 –01 –9 –0 Kentucky State 0 –0 –07 –4 –0 $ – Conference champion^ – NCAA Division II playoff participantRankings from NCAA Division II Football Committee poll | 1995 West Virginia Intercollegiate Athletic Conference football standings vteConfOverall TeamW L TW L T Glenville State + 6 –1 –08 –2 –0 West Virginia Wesleyan + 6 –1 –08 –2 –0 West Liberty State 5 –2 –07 –3 –0 Fairmont State 5 –2 –06 –4 –0 Shepherd 3 –4 –03 –7 –0 Concord 2 –5 –03 –7 –0 West Virginia State 1 –6 –01 –9 –0 West Virginia Tech 0 –7 –00 –10 –0 + – Conference co-champions | 1995 NCAA Division II independents football records vteConfOverall TeamW L TW L T No. 5 New Haven ^   –  10 –1 –1 Southern Connecticut State   –  8 –3 –0 Mercyhurst   –  7 –3 –0 No. 9 Portland State ^   –  8 –5 –0 UC Davis   –  6 –3 –1 Pace   –  6 –4 –0 Wayne State (NE)   –  6 –4 –0 Western New Mexico   –  4 –5 –0 Albany   –  3 –7 –0 American International   –  2 –8 –0 ^ – NCAA Division II playoff participantRankings from NCAA Division II Football Committee poll |

## Conference summaries

* Conference Champions
* Central Intercollegiate Athletic Association – Virginia State
* Eastern Collegiate Football Conference – Stonehill
* Gulf South Conference – North Alabama
* Lone Star Conference – Texas A&M–Kingsville
* Mid-America Intercollegiate Athletics Association – Pittsburg State
* Midwest Intercollegiate Football Conference – Ferris State
* North Central Conference – North Dakota
* Northern California Athletic Conference – Humboldt State
* Northern Sun Intercollegiate Conference – Minnesota–Duluth and Minnesota State–Moorhead
* Pennsylvania State Athletic Conference – Edinboro (West) and Millersville (East)
* Rocky Mountain Athletic Conference – Fort Hays State and Western State (CO)
* South Atlantic Conference – Carson-Newman
* Southern Intercollegiate Athletic Conference – Albany State
* West Virginia Intercollegiate Athletic Conference – Glenville State and West Virginia Wesleyan

## Postseason

The 1995 NCAA Division II Football Championship playoffs were the 22nd single-elimination tournament to determine the national champion of men's NCAA Division II college football. The championship game was held at Braly Municipal Stadium in Florence, Alabama, for the ninth time.

### Playoff bracket

| First round Campus sites | First round Campus sites | Quarterfinals Campus sites | Quarterfinals Campus sites | Semifinals Campus sites | Semifinals Campus sites | | Championship Braly Municipal Stadium Florence, AL | Championship Braly Municipal Stadium Florence, AL |
| Ferris State | 36 | | | | | | | |
| Millersville | 26 | | | | | | | |
| Millersville | 26 | Ferris State | 17 | | | | | |
| | | New Haven | 9 | | | | | |
| New Haven | 27 | New Haven | 9 | | | | | |
| Edinboro | 12 | | | | | | | |
| Edinboro | 12 | | | Ferris State | 7 | | | |
| | | | | North Alabama | 45 | | | |
| North Alabama | 38 | | | | | North Alabama | 45 | | | |
| Albany State | 28 | | | | | | | |
| Albany State | 28 | North Alabama | 28 | | | | | |
| | | Carson–Newman | 7 | | | | | |
| Carson–Newman | 37 | Carson–Newman | 7 | | | | | |
| West Georgia | 26 | | | | | | | |
| West Georgia | 26 | | | | | | North Alabama | 27 |
| | | | | | | | Pittsburg State | 7 |
| Pittsburg State | 36 | | | | | | | | Pittsburg State | 7 |
| Northern Colorado | 17 | | | | | | | |
| Northern Colorado | 17 | Pittsburg State | 9 | | | | | |
| | | North Dakota State | 7 | | | | | |
| North Dakota State | 41 | North Dakota State | 7 | | | | | |
| North Dakota | 10 | | | | | | | |
| North Dakota | 10 | | | Pittsburg State | 28* | | | |
| | | | | Texas A&M–Kingsville | 25 | | | |
| Texas A&M–Kingsville | 59 | | | | | Texas A&M–Kingsville | 25 | | | |
| Fort Hays State | 28 | | | | | | | |
| Fort Hays State | 28 | Texas A&M–Kingsville | 30 | | | | | |
| | | Portland State | 3 | | | | | |
| Portland State | 56 | Portland State | 3 | | | | | |
| East Texas State | 35 | | | | | | | |