# 1995 Croatia Open Umag – Singles

Alberto Berasategui was the defending champion, but lost in the quarterfinals to Carlos Costa.
Thomas Muster won the title by defeating Costa 3–6, 7–6$^{(7–5)}$, 6–4 in the final.

## Seeds

* Thomas Muster (champion)
* Alberto Berasategui (quarterfinals)
* Andrea Gaudenzi (semifinals)
* Gilbert Schaller (second round)
* Francisco Clavet (semifinals)
* Javier Sánchez (quarterfinals)
* Carlos Costa (final)
* Jordi Arrese (quarterfinals)

## Draw
### Key

* Q = Qualifier
* WC = Wild card
* LL = Lucky loser
* Alt = Alternate
* SE = Special exempt
* PR = Protected ranking
* ITF = ITF entry
* JE = Junior exempt
* w/o = Walkover
* r = Retired
* d = Defaulted
* SR = Special ranking

### Finals

| Semifinals | Semifinals | Semifinals | Semifinals | Semifinals | Final | Final | Final | Final | Final |
| 1 | Thomas Muster | 7 | 5 | 7$^7$ | | | | | |
| 5 | Francisco Clavet | 5 | 7 | 6$^3$ | | | | | |
| 5 | Francisco Clavet | 5 | 7 | 6$^3$ | 1 | Thomas Muster | 3 | 7$^7$ | 6 |
| | | | | | 7 | Carlos Costa | 6 | 6$^5$ | 4 |
| 3 | Andrea Gaudenzi | 3 | 4 | | 7 | Carlos Costa | 6 | 6$^5$ | 4 |
| 7 | Carlos Costa | 6 | 6 | | | | | | |

### Top half

| First round | First round | First round | First round | First round | Second round | Second round | Second round | Second round | Second round | Quarterfinals | Quarterfinals | Quarterfinals | Quarterfinals | Semifinals | Semifinals | Semifinals | Semifinals | Semifinals |
| 1 | T Muster | 6 | 3 | | | | | | | | | | | | | | | |
| | R Carretero | 2 | 0$^r$ | | 1 | T Muster | 6 | 6 | | | | | | | | | | |
| | A Mancisidor | 6 | 1 | 6 | | A Mancisidor | 3 | 1 | | | | | | | | | | |
| | J Van Herck | 4 | 6 | 2 | | | | | | 1 | T Muster | 6 | 6 | | | | | |
| | K Goossens | 2 | 0 | | | | | | | 8 | J Arrese | 1 | 3 | | | | | |
| | H Gumy | 6 | 6 | | | H Gumy | 4 | 6 | 3 | | | | | | | | | |
| | G Etlis | 6 | 5 | 1 | 8 | J Arrese | 6 | 1 | 6 | | | | | | | | | |
| 8 | J Arrese | 3 | 7 | 6 | | | | | | | | | | 1 | T Muster | 7 | 5 | 7$^7$ |
| 4 | G Schaller | 7$^7$ | 6 | | | | | | | | | | | 5 | F Clavet | 5 | 7 | 6$^3$ |
| | S Noszály | 6$^1$ | 4 | | 4 | G Schaller | 4 | 0 | | | | | | | | | | |
| Q | G Orešić | 2 | 4 | | WC | M Gustafsson | 6 | 6 | | | | | | | | | | |
| WC | M Gustafsson | 6 | 6 | | | | | | | WC | M Gustafsson | 2 | 3 | | | | | |
| | Á López Morón | 4 | 7$^7$ | 6 | | | | | | 5 | F Clavet | 6 | 6 | | | | | |
| WC | T Prpić | 6 | 6$^1$ | 1 | | Á López Morón | 6 | 5 | 3 | | | | | | | | | |
| | P Baur | 1 | 2 | | 5 | F Clavet | 3 | 7 | 6 | | | | | | | | | |
| 5 | F Clavet | 6 | 6 | | | | | | | | | | | | | | | |

### Bottom half

| First round | First round | First round | First round | First round | Second round | Second round | Second round | Second round | Second round | Quarterfinals | Quarterfinals | Quarterfinals | Quarterfinals | Semifinals | Semifinals | Semifinals | Semifinals |
| 6 | J Sánchez | 6 | 1 | 6 | | | | | | | | | | | | | |
| Q | M Bauer | 3 | 6 | 2 | 6 | J Sánchez | 6 | 6 | | | | | | | | | |
| | F Fetterlein | 4 | 2 | | | W Kowalski | 3 | 4 | | | | | | | | | |
| | W Kowalski | 6 | 6 | | | | | | | 6 | J Sánchez | 2 | 4 | | | | |
| | L Jönsson | 3 | 7$^7$ | 6 | | | | | | 3 | A Gaudenzi | 6 | 6 | | | | |
| | Ó Martínez | 6 | 6$^4$ | 3 | | L Jönsson | 1 | 4 | | | | | | | | | |
| | J Novák | 3 | 4 | | 3 | A Gaudenzi | 6 | 6 | | | | | | | | | |
| 3 | A Gaudenzi | 6 | 6 | | | | | | | | | | | 3 | A Gaudenzi | 3 | 4 |
| 7 | C Costa | 7 | 7$^7$ | | | | | | | | | | | 7 | C Costa | 6 | 6 |
| Q | M Górriz | 5 | 6$^3$ | | 7 | C Costa | 6$^6$ | 6 | 6 | | | | | | | | |
| | R Vašek | 3 | 7$^{10}$ | 3 | | F Davín | 7$^8$ | 4 | 3 | | | | | | | | |
| | F Davín | 6 | 6$^8$ | 6 | | | | | | 7 | C Costa | 6 | 6 | | | | |
| WC | E Rasberger | 4 | 0 | | | | | | | 2 | A Berasategui | 4 | 4 | | | | |
| | T Carbonell | 6 | 6 | | | T Carbonell | 2 | 6 | 1 | | | | | | | | |
| Q | C Moyá | 3 | 6 | 6$^3$ | 2 | A Berasategui | 6 | 4 | 6 | | | | | | | | |
| 2 | A Berasategui | 6 | 2 | 7$^7$ | | | | | | | | | | | | | |