OpenLLM-France/wikimedia huggingface dataset:
# Lakeland Derby Dames

Lakeland Derby Dames was a flat-track roller derby league based in Lakeland, FL. The league was founded in March 2010. The leagues' travel team was the Rockabilly Rebels. They formally practiced and played in Hangar E on the Sun 'n Fun campus.
The team competed against other teams from all over the state of Florida, both at their home venue and away. In 2013 they played Jacksonville RollerGirls, Ocala Cannibals, Gainesville Roller Rebels, South Florida Roller Girls, Sintral Florida Derby Demons, Revolution Roller Derby, North River Rolling Renegades, Thunder City Derby Sirens, Alachua County Rollers, and Deadly Rival Roller Derby.
The team won 12 of their 18 games in the 2013 season.
Their last game was played on October 25, 2015, against The Rolling Valkyries. The league has since been disbanded. Former members of Lakeland Derby Dames have since formed a new organization, Swan City Roller Derby, which aims to begin hosting games in January 2017.
# Heterodactylus imbricatus

Heterodactylus imbricatus, the Rio de Janeiro teiid, is a species of lizard in the family Gymnophthalmidae. It is endemic to Brazil.
# Designated player

A designated player may refer to:
* Designated Player Rule, a Major League Soccer rule for players over the salary cap
* Designated player (NBA), a National Basketball Association exemption for contract extensions
* Designated player (softball), a softball batter

## See also

* Designated hitter
* Franchise player
# 1989 Mantegazza Cup – Doubles

Andrea Betzner and Claudia Porwik were the defending champions but did not compete that year.
Sabrina Goleš and Mercedes Paz won in the final 6–2, 6–2 against Sophie Amiach and Emmanuelle Derly.

## Seeds

Champion seeds are indicated in bold text while text in italics indicates the round in which those seeds were eliminated.
* Sabrina Goleš / Mercedes Paz (champions)
* Sophie Amiach / Emmanuelle Derly (final)
* Julie Halard / Sandra Wasserman (first round)
* Frédérique Martin / Caterina Nozzoli (quarterfinals)

## Draw
### Key

* Q = Qualifier
* WC = Wild card
* LL = Lucky loser
* Alt = Alternate
* SE = Special exempt
* PR = Protected ranking
* ITF = ITF entry
* JE = Junior exempt
* w/o = Walkover
* r = Retired
* d = Defaulted
* SR = Special ranking
| First round | First round | First round | First round | First round | Quarterfinals | Quarterfinals | Quarterfinals | Quarterfinals | Quarterfinals | Semifinals | Semifinals | Semifinals | Semifinals | Final | Final | Final | Final |
| 1 | S Goleš M Paz | 7 | 7 | | | | | | | | | | | | | | |
| | L Garrone L Golarsa | 6 | 5 | | 1 | S Goleš M Paz | 6 | 6 | | | | | | | | | |
| | G Greco D Russino | 2 | 1 | | | M Grossi B Romanò | 0 | 3 | | | | | | | | | |
| | M Grossi B Romanò | 6 | 6 | | | | | | | 1 | S Goleš M Paz | 6 | 6 | | | | |
| 3 | J Halard S Wasserman | 3 | 6 | | | | | | | | K McDonald K Radford | 2 | 4 | | | | |
| | K McDonald K Radford | 6 | 7 | | | K McDonald K Radford | 6 | 6 | 6 | | | | | | | | |
| | C Cohen M Jacquet | 6 | 7 | | | C Cohen M Jacquet | 7 | 2 | 2 | | | | | | | | |
| | C Caverzasio L Lapi | 0 | 6 | | | | | | | | | | | 1 | Sabrina Goleš Mercedes Paz | 6 | 6 |
| | L Corsato-Owsianka N Dias | 6 | 4 | 6 | | | | | | | | | | 2 | Sophie Amiach Emmanuelle Derly | 2 | 2 |
| | G Mosca L Tella | 3 | 6 | 4 | | L Corsato-Owsianka N Dias | 6 | 6 | | | | | | | | | |
| | M Laval N van Lottum | 4 | 7 | 4 | 4 | F Martin C Nozzoli | 2 | 3 | | | | | | | | | |
| 4 | F Martin C Nozzoli | 6 | 5 | 6 | | | | | | | L Corsato-Owsianka N Dias | 2 | 2 | | | | |
| | H Sprung O Tsarbopoulou | 7 | 4 | 2 | | | | | | 2 | S Amiach E Derly | 6 | 6 | | | | |
| | M Bowrey M Ekstrand | 6 | 6 | 6 | | M Bowrey M Ekstrand | 0 | 4 | | | | | | | | | |
| | P Etchemendy K Quentrec | 1 | 0 | | 2 | S Amiach E Derly | 6 | 6 | | | | | | | | | |
| 2 | S Amiach E Derly | 6 | 6 | | | | | | | | | | | | | | |
# Lone Rock, Washington

Lone Rock is an unincorporated community on the coast of the Hood Canal in Kitsap County, Washington.
It gets its name from the glacial erratic boulder on the tidal flat about 400 feet off shore.
Lone Rock is one of a small collection of historic rural communities in the western part of Kitsap County, which includes Seabeck, Holly, Camp Union, Crosby and Hintzville. The Lone Rock community club defines Lone Rock as running along the coast from Seabeck to Olympic View and inland to Willamette Meridian Road and Newberry Hill Road. Little Beef Creek is widely regarded as the dividing line between Lone Rock and Seabeck. In this view, Lone Rock includes the Big Beef and Little Anderson Creeks and spans the smaller communities of Warrenville, Lawters Beach and Anderson Landing.
# Heathcote Junction, Victoria

Heathcote Junction is a town in Victoria, Australia. The town is located 53 kilometres (33 mi) north of the state capital, Melbourne and 3 kilometres (1.9 mi) from nearby Wandong. At the 2021 census, Heathcote Junction had a combined population of 839.
The town was affected by the Black Saturday bushfires, including one fatality.
# La Cañada, Santiago del Estero

La Cañada (Santiago del Estero) is a municipality and village in Santiago del Estero Province in Argentina.
# Deepak Sahni

Deepak Sahni is an Indian entrepreneur who is the founder and CEO of Healthians, a diagnostic company headquartered in Gurgaon.

## Education and career

Sahni attended St Margaret School in Delhi before earning his degree and master's in computer application from Sikkim and Manipal University.
He began his career assembling computer components and in 2004, founded SWT Services, a healthcare-focused digital firm in India, where he served as founder and director. Sahni has also represented India at the Medical Tourism Congress in the US for three consecutive years. He also co-founded High Beam Global.
After running SWT for seven years until 2013, he founded Healthians, which opened its first laboratory in Gurgaon. The company operates in over 250 cities and maintains a network of 12 labs across the country. In 2019, Healthians acquired Healthy Labs, a diagnostic and logistics provider based in Mumbai.
In 2022, Deepak was invited to speak at the FE Healthcare Summit hosted by FE.com.

## Awards and recognition

Deepak Sahni received the Futuristic Face of Healthcare award in 2009. In 2015, he was honored with the Leaders Award for Social Impact Enterprise of the Year. Sahni was recognized as the Young Entrepreneur of the Year in 2016. He was also included in the Top 25 Healthcare Technology CEOs of Asia by BW Disrupt in 2020. In 2021, he was featured in Businessworld's 40 under 40 list and selected as one of the top 50 Torchbearers of Healthcare by Medgate. Sahni received the Leaders in Healthcare award in 2021 from Forbes India.
# Lakona of Oahu

Lakona-a-Nawele (Hawaiian for: "Lakona, son of Nawele"; Hawaiian pronunciation: Lah-koh-nah) was an ancient Hawaiian High Chief of the island of Oahu. He was born c. 1340 on Oʻahu, Hawaii. He ruled over Oʻahu as one of the early monarchs of that island, and was a cousin of the Chief Laakona; both were the descendants of Maweke of Tahiti.

## Life

Lakona was born c. 1340 on Oʻahu, and he was a son of the High Chief Nawele of Oʻahu, whilst Lakonaʻs mother was called Kalanimoeikawaikai. Lakona was a grandson of Prince Kahokupohakano, son of Elepuʻukahonua.
After Naweleʻs death, Lakona became a monarch of Oʻahu.

### Marriage

At some point in his life, Lakona had married a woman named Alaʻikauakoko, also known as Kanakoko, and their child was a son, Kapae-a-Lakona.
Lakona ruled together with his cousiness Maelo, and was succeeded by his son.
# 1958–59 Northern Football League

The 1958–59 Northern Football League season was the 61st in the history of the Northern Football League, a football competition in Northern England.

## Clubs

The league featured 14 clubs which competed in the last season, along with one new club, joined from the North Eastern League:
* Whitley Bay

### League table

| Pos | Team | Pld | W | D | L | GF | GA | GR | Pts |
| 1 | Crook Town | 28 | 19 | 4 | 5 | 89 | 51 | 1.745 | 42 |
| 2 | West Auckland Town | 28 | 16 | 4 | 8 | 80 | 51 | 1.569 | 36 |
| 3 | Willington | 28 | 15 | 6 | 7 | 65 | 48 | 1.354 | 36 |
| 4 | Durham City | 28 | 14 | 5 | 9 | 63 | 52 | 1.212 | 33 |
| 5 | Bishop Auckland | 28 | 13 | 5 | 10 | 76 | 56 | 1.357 | 31 |
| 6 | Whitby Town | 28 | 13 | 5 | 10 | 70 | 61 | 1.148 | 31 |
| 7 | Stanley United | 28 | 12 | 4 | 12 | 57 | 68 | 0.838 | 28 |
| 8 | Evenwood Town | 28 | 13 | 1 | 14 | 54 | 59 | 0.915 | 27 |
| 9 | Ferryhill Athletic | 28 | 10 | 5 | 13 | 60 | 72 | 0.833 | 25 |
| 10 | Billingham Synthonia | 28 | 9 | 6 | 13 | 66 | 70 | 0.943 | 24 |
| 11 | Tow Law Town | 28 | 10 | 4 | 14 | 58 | 70 | 0.829 | 24 |
| 12 | South Bank | 28 | 7 | 9 | 12 | 48 | 64 | 0.750 | 23 |
| 13 | Shildon | 28 | 9 | 4 | 15 | 67 | 83 | 0.807 | 22 |
| 14 | Whitley Bay | 28 | 8 | 5 | 15 | 52 | 64 | 0.813 | 21 |
| 15 | Penrith | 28 | 7 | 3 | 18 | 43 | 79 | 0.544 | 17 |
# Height of curvature

Height of curvature in the tooth can be defined as the line encircling a tooth at its greatest bulge to a selected path of insertion. The height of curvature is the same as the height of contour.

## Significance

The buccal and lingual contours of a tooth are important in determining the angle at which food is deflected from a tooth surface. If food is deflected too much, some of the gingiva would not have the right amount of stimulation. On the other hand, if food is deflected too little, some of it would be forced into the space which separates the tooth from the gingiva. Consequences of this could be inflammation of the gingiva or periodontal disease.
In young people the buccal and lingual curvatures lie below the gum as the teeth have not fully erupted. However, as tooth eruption progresses, the curvature is easier to see.
The shape of the crown of a tooth helps to prevent periodontal disease. It does this by allowing food to be deflected onto the gums at a specific angle so that the gum tissue can be stimulated and cleaned. Each tooth is shaped so that food is directed off the tooth and onto the gums instead. The shape of the tooth is also designed specifically for its function and to allow for its self-cleaning ability.
The proximal contact areas formed mesially and distally by the height of contour are important in maintaining tooth position and stability, preventing rotation and drift.

## Locations of height of curvature

For the outer (facial) surfaces of all teeth, the height of curvature is located in the cervical third of the teeth. In the inner (lingual) surfaces of anterior teeth, both upper and lower, the height of curvature is also located in the cervical third of the tooth, on the cingulum. In the posterior teeth, both in upper and lower jaw, the lingual height of contour is found at the middle third of the inner surface of the tooth. The lower second premolar proposes an exception as its height of curvature in inner surface is located in the occlusal third of the inner surface. In addition, the curvature of CEJ is more pronounced on the interproximal aspect than the buccal aspect of tooth. Therefore the measurement of CAL becomes compromised on the interproximal aspect.

## Functions

The height of contours have great functions to oral cavity
* They allow the food to be deflected allowing proper degree of massage to the gingiva
* They prevent the food of being accumulated at the tooth
* Holding the gingiva under definite tension
* Protection of the gingiva surrounding the tooth
* Formation of a contact point between teeth, where the mesial and distal surfaces of adjacent teeth meet
The height of contour must be replicated in restorative dental work to serve the functions that a natural contour would provide.

## Mal-developed height of curvature

In case of under-developed curvature, gingival recession may result. In case of overdeveloped curvature, food will accumulate and there will be no massage to the gingiva and chronic inflammation may result.
# La Bastida

La Bastida is a municipality located in the province of Salamanca, Castile and León, Spain.
# Defying the Nazis: The Sharps' War

Defying the Nazis: Sharps' War is a 2016 documentary film directed by Ken Burns and Artemis Joukowsky. The film is about the previously untold story of Waitstill and Martha Sharp, an American minister and his wife from Wellesley, Massachusetts, who left their children behind in the care of their parish and boldly committed to a life-threatening mission in Europe. Over two dangerous years they helped to save scores of imperiled Jews and refugees fleeing Nazi occupation across Europe.

## Production

Florentine Media and No Limits Media co-produced the film. This documentary expands on the film that Artemis Joukowsky produced and directed in 2012 entitled Two Who Dared: The Sharps' War. One major addition was Tom Hanks as the voice actor for Waitstill Sharp.
# Hans Jacob Arnold Jensen

Hans Jacob Arnold Jensen (12 September 1777 – 3 October 1853) was a Norwegian military officer and politician.
Jensen was born at Frogn in Norderhov, Norway. His parents were Thomas Jensen and Giertrud Selmer. He entered military service at the age of 16 in 1793. He graduated from the Norwegian Military Academy ( Den frie mathematiske Skole) in Christiania (now Oslo) in 1794. He married Alethe Kreyberg, his third cousin, on February 17, 1836. He died in Fredrikshald, Norway at the age of 76 and was buried at Ous Kirkegård (now known as Os Gravlund) in Halden.
He was elected to the Norwegian Parliament in 1818, representing the constituency of Fredriksstad. He served as a captain at that time. He only sat through one parliamentary term.
# 1989 IBF World Championships

The 1989 IBF World Championships the sixth edition of the IBF World Championships which were held in Jakarta, Indonesia, in 1989.

## Venue

* Istora Senayan

## Medalists
### Medal table

* Host nation (Indonesia)
| Rank | Nation | Gold | Silver | Bronze | Total |
| 1 | China | 4 | 2 | 4 | 10 |
| 2 | South Korea | 1 | 1 | 0 | 2 |
| 3 | Indonesia* | 0 | 2 | 4 | 6 |
| 4 | Malaysia | 0 | 0 | 1 | 1 |
| 4 | Sweden | 0 | 0 | 1 | 1 |
| Totals (5 entries) | Totals (5 entries) | 5 | 5 | 10 | 20 |

### Medalists

| Event | Gold | Silver | Bronze |
| Men's singles | Yang Yang | Ardy Wiranata | Icuk Sugiarto |
| Men's singles | Yang Yang | Ardy Wiranata | Eddy Kurniawan |
| Women's singles | Li Lingwei | Huang Hua | Tang Jiuhong |
| Women's singles | Li Lingwei | Huang Hua | Sawendah Kusumawardani |
| Men's doubles | Li Yongbo Tian Bingyi | Chen Kang Chen Hongyong | Razif Sidek Jalani Sidek |
| Men's doubles | Li Yongbo Tian Bingyi | Chen Kang Chen Hongyong | Rudy Gunawan Eddy Hartono |
| Women's doubles | Lin Ying Guan Weizhen | Chung Myung-hee Hwang Hye-young | Maria Bengtsson Christine Magnusson |
| Women's doubles | Lin Ying Guan Weizhen | Chung Myung-hee Hwang Hye-young | Sun Xiaoqing Zhou Lei |
| Mixed doubles | Park Joo-bong Chung Myung-hee | Eddy Hartono Verawaty Fajrin | Wu Chibing Yang Xinfang |
| Mixed doubles | Park Joo-bong Chung Myung-hee | Eddy Hartono Verawaty Fajrin | Wang Pengren Shi Fangjing |
# 1925 in Denmark

Events from the year 1925 in Denmark.

## Incumbents

* Monarch – Christian X
* Prime minister – Thorvald Stauning

## Sports

* 15 October – Hvidovre IF is founded.

### Date unknown

* Kjøbenhavns Boldklub wins their sixth Danish football championship by defeating Aarhus Gymnastikforening 9–2 in the final of the 1924–25 Danish National Football Tournament.

## Births
### April–June

* 23 May – Rigmor Mydtskov, photographer (died 2010)
* 22 June – Peter Seeberg, author (died 1999)

### July–September

* 20 August – Henning Larsen, architect (died 2013)
* 15 September – Helle Virkner, actress and Danish First Lady (died 2009)

### October–December

* 15 October – Jørgen Sonne, writer (died 2015)

## Deaths
### April–June

* 1 April – Lars Jørgen Madsen, multiple Olympic medalist in rifle shooting (born 1871)
* 13 April – Frederik Buch, film actor of the silent film era (born 1875)
* 29 June – Julie Laurberg, photographer (born 1856)

### July–September

* 13 July – Kristiane Konstantin-Hansen, weaver, textile artist, retailer and feminist (born 1848)
* 25 September – Ursula Dahlerup, businessman and memorist (born 1840)

### October–December

* 2 October – Georg Jensen, silversmith (born 1866)
* 25 October – Adolf Heinrich-Hansen, painter (born 1859)
# Dewdanr

Dewdanr is a village in the Poraiyahat CD block in the Godda subdivision of the Godda district in the Indian state of Jharkhand.

## Geography
### Location

Dewdanr is located at 24°38′39″N 87°18′30″E﻿ / ﻿24.644056°N 87.308311°E﻿ / 24.644056; 87.308311.
Dewdanr has an area of 93 hectares (230 acres).

### Overview

The map shows a hilly area with the Rajmahal hills running from the bank of the Ganges in the extreme north to the south, beyond the area covered by the map into Dumka district. ‘Farakka’ is marked on the map and that is where Farakka Barrage is, just inside West Bengal. Rajmahal coalfield is shown in the map. The area is overwhelmingly rural with only small pockets of urbanisation.
Note: The full screen map is interesting. All places marked on the map are linked and you can easily move on to another page of your choice. Enlarge the map to see what else is there – one gets railway links, many more road links and so on.

## Demographics

According to the 2011 Census of India, Dewdanr had a total population of 12, of which 8 (67%) were males and 4 (33%) were females.

## Civic administration
### Police station

Deodanr police station serves the Poraiyahat CD block.
# 1991 Pontins Professional

The 1991 Pontins Professional was the eighteenth edition of the professional invitational snooker tournament which took place in May 1991 in Prestatyn, Wales.
The tournament featured eight professional players. The quarter-final matches were contested over the best of 9 frames, the semi-final matches over the best of 11 frames, and the final over the best of 17 frames.
Neal Foulds won the event for the second time, beating Mike Hallett 9–6 in the final.

## Main draw

| Quarter-finals Best of 9 frames | Quarter-finals Best of 9 frames | Quarter-finals Best of 9 frames | Semi-finals Best of 11 frames | Semi-finals Best of 11 frames | Semi-finals Best of 11 frames | Final Best of 17 frames | Final Best of 17 frames | Final Best of 17 frames |
| Neal Foulds | Neal Foulds | 5 | | | | | | |
| Joe Johnson | Joe Johnson | 3 | | | | | | |
| Joe Johnson | Joe Johnson | 3 | Neal Foulds | Neal Foulds | 6 | | | |
| | | | Doug Mountjoy | Doug Mountjoy | 3 | | | |
| Doug Mountjoy | Doug Mountjoy | 5 | Doug Mountjoy | Doug Mountjoy | 3 | | | |
| Darren Morgan | Darren Morgan | 2 | | | | | | |
| Darren Morgan | Darren Morgan | 2 | | | | Neal Foulds | Neal Foulds | 9 |
| | | | | | | Mike Hallett | Mike Hallett | 6 |
| Mike Hallett | Mike Hallett | 5 | | | | | | | Mike Hallett | Mike Hallett | 6 |
| Cliff Wilson | Cliff Wilson | 1 | | | | | | |
| Cliff Wilson | Cliff Wilson | 1 | Mike Hallett | Mike Hallett | 6 | | | |
| | | | Steve Newbury | Steve Newbury | 3 | | | |
| Steve Newbury | Steve Newbury | 5 | Steve Newbury | Steve Newbury | 3 | | | |
| Martin Clark | Martin Clark | 1 | | | | | | |
# 1989–90 Colorado State Rams men's basketball team

The 1989–90 Colorado State Rams men's basketball team represented Colorado State University as a member of the Western Athletic Conference during the 1989–90 college basketball season. The team was led by head coach Boyd Grant. The Rams finished 21–9 and won the WAC regular season title with a 11–5 conference record. The team received an at-large bid to the NCAA tournament as the No. 10 seed in the West region. The Rams were beaten by No. 7 seed Alabama in the first round.

## Schedule and results

| Date time, TV | Rank$^#$ | Opponent$^#$ | Result | Record | Site city, state |
| Regular season ||||||
| Nov 25, 1989* | | Texas-Pan American | W 77–53 | 1–0 | Moby Arena Fort Collins, Colorado |
| Dec 1, 1989* | | vs. Eastern Kentucky | W 75–66 | 2–0 | |
| Dec 2, 1989* | | at Marshall | L 58–65 | 2–1 | Cam Henderson Center Huntington, West Virginia |
| Dec 7, 1989* | | Northwestern State | W 94–61 | 3–1 | Moby Arena Fort Collins, Colorado |
| Dec 9, 1989* | | at Idaho State | W 62–47 | 4–1 | Holt Arena Pocatello, Idaho |
| Dec 16, 1989* | | at Montana | L 47–50 | 4–2 | Dahlberg Arena Missoula, Montana |
| Dec 18, 1989* | | Cal State Fullerton | W 84–55 | 5–2 | Moby Arena Fort Collins, Colorado |
| Dec 20, 1989* | | Baylor | W 74–55 | 6–2 | Moby Arena Fort Collins, Colorado |
| Dec 23, 1989* | | North Texas | W 93–70 | 7–2 | Moby Arena Fort Collins, Colorado |
| Dec 29, 1989* | | vs. No. 24 North Carolina Mile High Classic | W 78–67 | 8–2 | McNichols Sports Arena Denver, Colorado |
| Dec 30, 1989* | | vs. UMass Mile High Classic | W 77–51 | 9–2 | McNichols Sports Arena Denver, Colorado |
| Mar 3, 1990 | | San Diego State | W 62–45 | 20–7 (11–5) | Moby Arena Fort Collins, Colorado |
| WAC tournament ||||||
| Mar 8, 1990* | (1) | vs. (9) Air Force Quarterfinals | L 51–58 | 21–8 | Special Events Center El Paso, Texas |
| NCAA tournament ||||||
| Mar 16, 1990* | (10 W) | vs. (7 W) No. 23 Alabama First Round | L 54–71 | 21–9 | Long Beach Arena Long Beach, California |
| *Non-conference game. $^#$Rankings from AP Poll. (#) Tournament seedings in parentheses. W=West. ||||||
# Life's Vagaries

Life's Vagaries is a 1795 comedy play by the Irish writer John O'Keeffe. It was first performed at the Theatre Royal, Covent Garden in London on 19 March 1795. The original cast included John Bernard as Lord Torrendel, William Thomas Lewis as Lord Arthur D'Aumerle, Joseph Shepherd Munden as Sir Hans Burgess, John Quick as Dickins, John Fawcett as George Burgess, John Henry Johnstone as Timolin, Edward Townsend as Robin, Charles Farley as Leillet, Tryphosa Jane Wallis as Augusta and Jane Pope as Lady Torrendel. Its first Dublin performance was at the Crow Street Theatre on 7 January 1796.
# Loan purpose

In the United States, loan purpose is the underlying reason an applicant seeks a loan or mortgage. Lenders use loan purpose to make decisions on the risk and what interest rate to offer. For example, if an applicant is refinancing a mortgage after having taken cash out, the lender might consider that an increase in risk and increase the interest rate that is offered or add additional conditions. Loan purpose is important to the process of obtaining mortgages or business loans that are connected with specific types of business activities.
Pertaining to mortgages and their risk based pricing factors, the loan purpose factor is sub-categorized by purchase, rate and term refinance and cash-out refinance. Lenders assess that a purchase loan contains the least amount of risk and thus 'price' purchase loans most favorably (i.e. no interest rate increase or a risk-based pricing improvement in the order of .25%).
Rate and term refinances are priced similar to purchase loans, with no interest rate increase. Cash received by the borrower at closing may not exceed $2000 to maintain rate and term status. The purpose is, as the name implies, to reduce the interest rate, payment, and/or overall term of the mortgage.
Cash-out refinances are deemed to have a higher risk factor than either rate & term refinances or purchases due to the increase in loan amount relative to the value of the property. Risk-based pricing typically mandates a .25% to .5% increase in interest rate if a borrower needs to draw equity out of the subject property.
# Dewdney

Dewdney may refer to:

## Places in Canada

* Dewdney (electoral district), a former electoral district in British Columbia
* Dewdney, British Columbia, an unincorporated community, formerly a district municipality, in the Fraser Valley of British Columbia
* Dewdney Trail, a colonial-era route across southern British Columbia
* Dewdney Trunk Road, one of the earliest main roads in the Lower Mainland of British Columbia
* Dewdney-Alouette Regional District, a former regional district in British Columbia
* Regina Dewdney, a federal electoral district in Regina, Saskatchewan
* Dewdney Avenue, a main collector roadway in Regina, Saskatchewan