# List of trust and loan companies in Canada

The following is a list of trust companies that operate or that have operated in Canada. Historically, trusts were one of the four main financial institutions in Canada, along with banks, insurance companies, and investment brokerages. The country's first trust company was the Toronto General Trusts Corporation, which received its charter in 1872. By the turn of the century, 14 trust companies had received charters.
For much of the 20th century, Canada's trust companies were controlled by the major banks through interlocking directorates. However, revisions to the Bank Act in 1967 forbade individuals from sitting on a bank and trust company board simultaneously; this had been a recommendation in the 1964 Report of the Royal Commission on Banking and Finance (or Porter Commission). Until 1991, Canadian banks were barred from performing trust duties. Amendments to the Bank Act in 1991 allowed bank holding companies for the first time to acquire trust companies. Since 1991, most of Canada's major trust companies have been acquired by banks. Canadian trust companies with federal incorporations are regulated by the Trust and Loan Companies Act.

## Trust companies owned by big five banks

The following list is of trust companies operated currently by Canada's Big Five banks, as well as properties acquired by those companies.

### Bank of Montreal

* BMO Trust Company

### Bank of Nova Scotia

* Bank of Nova Scotia Trust Company
* Montreal Trust Company
** Commercial Trust Company
** Northern Trusts Company
** Maritime Trust Company
** Brockville Trust & Savings Company
** Canadian Trust Company
** Prince Edward Island Trust Company
** Acadia Trust Company
** Credit Foncier Franco-Canadien
** Wellington Trust Company
* National Trust Company
** Victoria & Grey Trust Company
*** Grey and Bruce Trust & Savings Company
*** Victoria Trust & Savings Company
*** Grey and Bruce Loan Company
*** Toronto Savings & Loan Company
*** British Mortgage & Trust Company
*** Lambton Loan & Investment Company
**** Huron and Lambton Loan & Savings Company
*** Metropolitan Trust Company of Toronto
**** Canadian First Mortgage Corporation
**** Kent Trust & Savings Company
**** York Trust & Savings Company
**** International Savings & Mortgage Corporation
*** Premier Trust Company
**** Security Loan & Savings Company
** Manitoba Trust Company
** Mercantile Trust Company

### Canadian Imperial Bank of Commerce

* CIBC Trust Corporation (formerly Morgan Trust Company of Canada)

### Royal Bank of Canada

* Royal Trust Company
** Bankers' Trust Company
** Barclays Trust Company of Canada
** Okanagan Trust Company
** Ontario Loan and Debenture Company
** Industrial Mortgage and Trust Company

### Toronto-Dominion Bank

* Canada Trust
** Waterloo Trust and Savings Company
** Halton and Peel Trust and Savings Company
** London and Western Trusts Company
** Hamilton Provident and Loan Society
** Canada Permanent Mortgage Corporation/Canada Permanent Trust
*** Toronto General Trusts
**** Trusts Corporation of Ontario
**** Winnipeg General Trusts Company
**** Ottawa Trust and Deposit Company
**** Saskatchewan Mortgage and Trust Company
*** Eastern & Chartered Trust Company
**** Eastern Trust Company
**** Chartered Trust Company
*** Landed Banking & Loan Company
*** British Columbia Permanent Loan Company
*** Royal Loan and Savings Company
**** Brantford Trust Company

## Other subsidiary trust companies

* B2B Trustco – B2B Bank
* Central 1 Trust Company – Central 1 Credit Union
* Cidel Trust Company – Cidel Bank
* Citizens Trust Company – Vancity
* Community Trust Company – Questrade
* Computershare Trust Company of Canada – Computershare
* Concentra Trust – Equitable Bank
* Desjardins Trust – Desjardins Group
* Equitable Trust – Equitable Bank
* Fiduciary Trust Company of Canada – Franklin Templeton Investments
* FNB Trust – First Nations Bank of Canada
* Industrial Alliance Trust – IA Financial
* Investors Group Trust – Investors Group
* Laurentian Trust of Canada – Laurentian Bank of Canada
* LBC Trust – Laurentian Bank of Canada
* Manulife Trust Company – Manulife
* Natcan Trust Company – National Bank of Canada
* Northern Trust Company of Canada – Northern Trust
* Solus Trust Company – Raymond James Financial
* State Street Trust Company Canada – State Street Corporation
* Sun Life Financial Trust – Sun Life
* TSX Trust Company – TMX Group

## Independent trust companies

* Effort Trust Company
* Home Trust Company
* Legacy Private Trust
* Odyssey Trust Company
* Peace Hills Trust Company
* Peoples Trust Company

## Defunct trust companies

* Crown Trust Company
** Trust & Guarantee Company of Canada
* Central Guaranty Trustco
** Guaranty Trust Company
** Central Trust Company of Canada
*** Eastern Canada Savings and Loan Company
*** Federal Trust Company
*** Yorkshire Trust Company
*** Nova Scotia Savings & Trust Company
* Valiant Trust Company
* Trust général du Canada
** Sterling Trust Corporation
** Sherbrooke Trust Company
* Imperial Canadian Trust Company
* Great West Permanent Loan Company