# List of countries by household debt

The following lists sort countries by Stock of loans and debt issued by households as a percentage of GDP according to data by the International Monetary Fund and Institute of International Finance.

## International Monetary Fund

Countries by household debt, loans and debt securities as % of GDP 1980 to 2022 :
| Country | 2022 | 2021 | 2018 | 2017 | 2016 | 2015 | 2010 | 2005 | 2000 | 1995 | 1990 | 1985 | 1980 |
| Afghanistan | | | 0.63 | 0.62 | 0.60 | 0.58 | 1.43 | | | | | | |
| Albania | 12.53 | 12.29 | 11.21 | 11.30 | 11.27 | 11.28 | 11.88 | 5.04 | | | | | |
| Algeria | | 4.53 | | | 3.07 | 2.77 | 2.11 | 0.11 | | | | | |
| Argentina | 4.07 | | 6.63 | 6.92 | 5.98 | 6.35 | 4.83 | 3.14 | 6.58 | 3.95 | | | |
| Australia | 111.75 | 119.32 | 120.14 | 121.71 | 122.32 | 120.14 | 109.90 | 100.70 | 71.15 | 54.23 | 45.20 | 42.63 | 38.06 |
| Austria | 48.19 | 51.82 | 48.92 | 49.21 | 50.42 | 50.21 | 54.36 | 51.72 | 45.28 | 41.30 | | | |
| Bangladesh | 6.87 | 6.82 | 7.75 | 7.99 | 7.65 | 7.73 | 8.47 | 7.80 | | | | | |
| Belgium | 60.37 | 62.4 | 61.29 | 60.26 | 59.53 | 59.24 | 52.71 | 43.09 | 40.50 | 36.73 | 34.96 | 28.23 | 31.96 |
| Brazil | 34.56 | 33.77 | 28.24 | 27.27 | 28.38 | 28.44 | 22.69 | 13.84 | 14.23 | 12.68 | | | |
| Bulgaria | | 24.95 | 23.38 | 22.92 | 20.93 | 21.68 | 25.96 | 14.95 | 2.25 | 0.59 | | | |
| Cameroon | | | 4.28 | 3.70 | 3.56 | 3.71 | 3.38 | 1.95 | | | | | |
| Canada | 102.39 | 107.49 | 100.68 | 100.37 | 100.66 | 97.49 | 92.44 | 70.56 | 59.45 | 57.06 | 53.80 | 39.65 | 46.62 |
| Central African Republic | | | 3.38 | 4.58 | 5.09 | 4.76 | 3.11 | 2.34 | | | | | |
| Chad | | | 2.78 | 2.87 | 3.01 | 2.54 | 1.28 | 0.81 | | | | | |
| Chile | 46.51 | 44.75 | 45.41 | 43.69 | 42.23 | 40.92 | 32.34 | 26.22 | | | | | |
| China | 61.46 | 62.14 | 54.15 | 49.70 | 44.20 | 38.24 | 27.29 | | | | | | |
| Colombia | 28.59 | 30.46 | 26.91 | 25.88 | 26.45 | 25.26 | 18.67 | 12.86 | 9.66 | | | | |
| Republic of the Congo | | | 3.43 | 4.22 | 4.60 | 4.58 | 1.27 | 0.72 | | | | | |
| Costa Rica | 27.48 | 29.11 | 32.11 | 31.89 | 30.53 | 29.10 | 23.01 | 18.21 | | | | | |
| Croatia | 31 | 34.74 | 34.16 | 34.13 | 35.31 | 38.50 | 41.88 | 30.75 | | | | | |
| Cyprus | | 85.08 | 98.94 | 109.48 | 121.24 | 127.74 | 118.27 | 89.46 | 77.74 | 62.87 | | | |
| Czech Republic | 32.63 | 34.38 | | 31.63 | 31.32 | 30.36 | 29.00 | 16.56 | 7.74 | 10.14 | | | |
| Denmark | 86.22 | 104.36 | 115.15 | 117.14 | 119.17 | 119.09 | 135.29 | 111.79 | 85.60 | 74.11 | | | |
| El Salvador | 28.31 | 29.29 | 29.05 | 29.50 | 26.25 | 25.75 | 23.09 | 20.87 | | | | | |
| Estonia | | 37.85 | 38.37 | 40.47 | 41.42 | 40.30 | 53.40 | 32.03 | 8.66 | 1.86 | | | |
| Finland | 65.83 | 67.86 | 66.85 | 67.20 | 67.12 | 66.69 | 61.12 | 46.42 | 31.65 | 34.66 | 42.34 | 32.14 | 25.93 |
| France | 66.15 | 66.61 | 60.00 | 58.62 | 57.22 | 56.25 | 53.70 | 41.60 | 34.08 | 33.22 | 32.50 | 27.19 | 22.34 |
| Germany | 55.1 | 56.68 | 53.59 | 53.26 | 53.30 | 53.30 | 59.03 | 67.57 | 70.92 | 59.92 | 58.16 | 61.00 | 52.31 |
| Greece | 45.04 | 55.16 | 52.38 | 56.18 | 59.94 | 62.21 | 61.08 | 39.72 | 13.94 | 6.26 | | | |
| Honduras | 34.96 | 33.66 | 31.68 | 29.20 | 29.59 | 29.14 | 24.82 | 17.14 | | | | | |
| Hong Kong | 95.75 | 93.08 | 72.21 | 70.56 | 67.63 | 67.09 | 59.23 | 54.93 | 57.90 | 41.21 | 34.49 | | |
| Hungary | 19.8 | 20.69 | 17.90 | 18.81 | 20.25 | 21.29 | 39.46 | 23.30 | 5.90 | 6.02 | 18.12 | | |
| Iceland | | 83.95 | 75.63 | 75.57 | 75.68 | 82.88 | 107.16 | 103.39 | 87.46 | 69.14 | 45.19 | 33.30 | 16.76 |
| India | 35.56 | 34.60 | 34.48 | 33.57 | 32.39 | 32.8 | 35.11 | 7.90 | 2.55 | | | | |
| Indonesia | 16.24 | 17.25 | 17.01 | 17.04 | 16.98 | 16.80 | 13.55 | 11.48 | | | | | |
| Ireland | 26 | 30.49 | 42.43 | 47.75 | 52.26 | 56.46 | 112.23 | 81.20 | | | | | |
| Israel | 44.16 | 43.87 | 41.85 | 42.07 | 41.29 | 40.85 | 39.56 | 37.55 | 36.39 | 34.50 | | | |
| Italy | 41.72 | 43.58 | 41.00 | 41.31 | 41.51 | 41.87 | 43.63 | 32.96 | 22.69 | 17.48 | 16.69 | 6.21 | 6.13 |
| Japan | 68.16 | 68.84 | 61.38 | 60.28 | 59.82 | 59.52 | 61.23 | 62.09 | 70.99 | 71.37 | 69.50 | 53.13 | 46.61 |
| Jordan | 38.7 | | | | | | | | | | | | |
| Kazakhstan | 13.65 | 12.86 | 9.14 | 9.09 | 9.29 | 10.72 | 10.26 | 9.02 | | | | | |
| South Korea | 105.09 | 105.79 | 91.93 | 89.35 | 87.34 | 83.11 | 73.17 | 63.54 | 49.31 | 45.28 | 39.48 | 26.93 | 16.46 |
| Latvia | 14.41 | 19.82 | 20.78 | 22.34 | 23.71 | 24.50 | 49.80 | 28.40 | 5.40 | 1.36 | | | |
| Lesotho | | 15.78 | 12.30 | 11.37 | 10.54 | 10.27 | 6.10 | 3.69 | | | | | |
| Lithuania | | 23.89 | 22.85 | 22.62 | 22.77 | 22.16 | 29.65 | 13.77 | 1.51 | 1.35 | | | |
| Luxembourg | 67.19 | 66.01 | 66.79 | 66.80 | 65.29 | 60.07 | 57.12 | 45.48 | | | | | |
| Malaysia | 66.88 | 73.05 | 68.02 | 66.22 | 69.14 | 69.74 | 58.75 | | | | | | |
| Malta | | 53.36 | 49.38 | 50.41 | 51.86 | 53.03 | 59.05 | 44.51 | 23.52 | 17.27 | | | |
| Mauritius | 31.78 | 36.45 | 32.38 | 32.23 | 33.05 | 33.34 | 32.25 | | | | | | |
| Mexico | 16.57 | 16.24 | 16.05 | 16.12 | 15.96 | 15.24 | 13.24 | 10.96 | 7.86 | 11.76 | | | |
| Morocco | 27.43 | 28.57 | 29.73 | 29.63 | 30.47 | 30.64 | 28.30 | 19.48 | | | | | |
| Myanmar | | | 1.90 | 1.92 | 2.00 | 1.49 | 0.45 | 0.32 | | | | | |
| Nepal | 34.76 | 37.81 | 37.30 | 36.63 | 38.81 | 30.25 | 25.66 | 10.74 | | | | | |
| Netherlands | 94.85 | 101.47 | 103.42 | 105.53 | 108.29 | 110.34 | 118.74 | 108.00 | 87.82 | 61.81 | 50.87 | | |
| New Zealand | 94.45 | 98.81 | 94.04 | 91.90 | 92.43 | 89.86 | 90.28 | 82.63 | 61.86 | 45.65 | 27.86 | | |
| Nicaragua | 14 | 14.41 | 20.52 | 23.73 | 22.75 | 20.33 | 14.74 | 14.18 | | | | | |
| North Macedonia | 28.41 | 30.34 | 25.35 | 24.48 | 23.11 | 22.43 | 18.08 | 8.15 | | | | | |
| Norway | 77 | 99.15 | 100.35 | 101.74 | 101.18 | 95.21 | 81.85 | 68.94 | 52.49 | 55.35 | 70.25 | 53.71 | 42.82 |
| Pakistan | 2.77 | 2.89 | 3.92 | 3.59 | 3.41 | 3.10 | 4.38 | | | | | | |
| Peru | 16.7 | 15.54 | 16.14 | 15.28 | 14.96 | 15.08 | 10.20 | 6.87 | | | | | |
| Poland | 26.68 | 32.35 | 35.14 | 35.04 | 36.67 | 36.04 | 34.17 | 15.00 | 7.15 | 2.25 | | | |
| Portugal | 61.48 | 68.12 | 66.15 | 69.42 | 72.41 | 76.70 | 90.67 | 79.88 | 58.80 | 28.33 | 15.14 | 12.08 | 9.98 |
| Romania | 12.14 | 13.91 | 14.09 | 14.19 | 14.83 | 15.15 | 19.28 | 8.60 | | | | | |
| Russia | 21.12 | 21.76 | 17.01 | 16.22 | 15.36 | 15.86 | 10.38 | 5.95 | 0.60 | | | | |
| Samoa | 25.11 | 24.86 | 20.64 | 19.90 | 18.88 | 17.83 | 18.36 | 16.50 | 13.07 | 8.02 | | | |
| São Tomé and Príncipe | | | 10.94 | 11.46 | 12.63 | 12.55 | 24.68 | | | | | | |
| Saudi Arabia | 12.8 | 15.97 | 11.48 | 12.83 | 14.59 | 13.75 | 9.80 | 12.82 | 7.85 | | | | |
| Sierra Leone | 1.95 | 1.97 | 1.61 | 1.39 | 1.14 | 1.06 | 2.73 | 0.69 | | | | | |
| Singapore | 48.62 | 58.35 | 54.21 | 58.64 | 58.50 | 58.07 | 47.00 | 43.31 | 37.10 | 31.51 | | | |
| Slovakia | 47.98 | 48.53 | 42.06 | 40.54 | 38.01 | 34.82 | 24.78 | 12.28 | 4.25 | 3.65 | | | |
| Slovenia | | 26.37 | 27.01 | 26.97 | 27.31 | 27.62 | 30.36 | 18.76 | | | | | |
| Solomon Islands | | 7.98 | 7.69 | 7.51 | 8.28 | 7.35 | 6.04 | 3.12 | | | | | |
| South Africa | 34.16 | 34.22 | 33.46 | 33.19 | 34.18 | 36.45 | 40.17 | | | | | | |
| Spain | 52.88 | 58.44 | 58.86 | 61.24 | 64.12 | 67.63 | 83.49 | 70.23 | 45.08 | 30.71 | 30.39 | 23.05 | 24.01 |
| Sri Lanka | | | 13.00 | 12.20 | 11.89 | 10.55 | 22.37 | | | | | | |
| Sweden | 88.23 | 92.46 | 87.87 | 88.15 | 85.06 | 83.56 | 77.08 | 61.10 | 47.76 | 44.14 | 56.42 | 48.34 | 48.55 |
| Switzerland | 128.3 | 131.91 | 128.70 | 127.72 | 126.34 | 123.79 | 111.53 | 111.71 | 103.43 | | | | |
| Tajikistan | | 6.2 | 5.52 | 5.90 | 7.22 | 9.40 | 4.21 | 1.53 | | | | | |
| Thailand | 86.9 | 90.03 | 78.62 | 78.03 | 79.03 | 80.77 | 59.27 | 45.08 | | | | | |
| Turkey | 10.9 | 14.64 | 14.72 | 17.00 | 17.59 | 17.80 | 16.06 | 7.17 | 4.02 | 0.89 | 0.12 | | |
| Ukraine | 4.52 | 4.67 | 5.66 | 5.84 | 6.86 | 8.80 | 19.42 | 7.81 | 0.63 | 0.24 | | | |
| United Arab Emirates | 20.11 | 22.55 | 22.18 | 24.33 | 27.19 | 25.16 | 28.13 | | | | | | |
| United Kingdom | 83.17 | 86.11 | 87.19 | 86.12 | 86.25 | 85.55 | 93.67 | 85.82 | 62.91 | 57.91 | 57.51 | 41.90 | 29.87 |
| United States | 74.44 | 78.03 | 75.86 | 77.58 | 78.77 | 78.46 | 90.71 | 91.46 | 69.92 | 64.19 | 60.24 | 53.43 | 49.39 |
| Vanuatu | | 33.16 | 34.55 | 35.56 | 35.24 | 36.61 | 32.84 | 16.25 | | | | | |

## Institute of International Finance

IIF Household debt (% of GDP) :
| Country | Q3 2019 | Q3 2018 |
| South Korea | 95.1 | 91.2 |
| UK | 83.8 | 83.6 |
| Hong Kong | 77.3 | 71.0 |
| U.S. | 74.2 | 74.8 |
| Thailand | 68.4 | 68.3 |
| Malaysia | 67.8 | 68.0 |
| China | 55.4 | 51.9 |
| Japan | 55.3 | 55.6 |
| Lebanon | 54.5 | 52.3 |
| Singapore | 52.6 | 54.5 |
| Chile | 47.2 | 44.5 |
| Israel | 41.6 | 41.8 |
| Poland | 35.0 | 35.2 |
| South Africa | 34.2 | 33.2 |
| Czech Republic | 31.9 | 32.0 |
| Brazil | 28.7 | 27.1 |
| Colombia | 27.0 | 27.3 |
| UAE | 22.3 | 22.7 |
| Russia | 18.3 | 16.8 |
| Hungary | 18.1 | 18.1 |
| Indonesia | 16.9 | 17.0 |
| Mexico | 16.7 | 16.1 |
| Philippines | 16.3 | 16.2 |
| Nigeria | 15.6 | 15.5 |
| Turkey | 14.1 | 16.0 |
| Saudi Arabia | 11.6 | 12 |
| Ghana | 11.5 | 11.2 |
| Egypt | 7.3 | 7.0 |
| Kenya | 7.2 | 7.9 |
| Argentina | 6.2 | 7.1 |
| Ukraine | 5.9 | 5.7 |
| Pakistan | 2.7 | 2.8 |
| Ghana | 2.5 | 2.8 |