# List of banks in Hong Kong

Hong Kong maintains a three-tier system of deposit-taking institutions, i.e. licensed banks, restricted licence banks and deposit-taking companies. They are collectively known as “authorized institutions” supervised by the Hong Kong Monetary Authority (HKMA).
As one of the top five financial centres worldwide, Hong Kong has one of the highest concentrations of banking institutions in the world, with 70 of the largest 100 banks in the world having an operation in Hong Kong. As of 2019, there were 164 licensed banks, 17 restricted licence banks and 13 deposit-taking companies in business, constituting a total of 194 authorized institutions. In addition, there are 42 local representative offices of foreign banks in Hong Kong.

## Licensed banks

Only licensed banks may operate current and savings accounts, accept deposits of any size and maturity from the public, and pay or collect cheques drawn, or paid in, by customers.

### Incorporated in Hong Kong

| Clearing Code | Bank Name | Chinese Name | Established | SWIFT-BIC |
| 012 | Bank of China (Hong Kong) | 中國銀行(香港) | 1917 | BKCHHKHH |
| 027 | Bank of Communications (Hong Kong) | 交通銀行(香港) | 1934 | COMMHKHH |
| 015 | Bank of East Asia | 東亞銀行 | 1918 | BEASHKHH |
| 018 | China CITIC Bank International | 中信銀行國際 | 1922 | KWHKHKHH |
| 009 | China Construction Bank (Asia) | 中國建設銀行(亞洲)股份 | 1912 | PCBCHKHH |
| 039 | Chiyu Banking Corporation | 集友銀行 | 1947 | CIYUHKHH |
| 041 | Chong Hing Bank | 創興銀行 | 1948 | LCHBHKHH |
| 250 | Citibank (Hong Kong) | 花旗銀行(香港) | 1902 | CITIHKAX |
| 040 | Dah Sing Bank | 大新銀行 | 1947 | DSBAHKHH |
| 016 | DBS Bank (Hong Kong) | 星展銀行(香港) | 1921 | DBSSHKHH |
| 128 | Fubon Bank (Hong Kong) | 富邦銀行(香港) | 1971 | IBALHKHH |
| 024 | Hang Seng Bank | 恒生銀行 | 1933 | HASEHKHH |
| 004 | Hongkong and Shanghai Banking Corporation | 香港上海滙豐銀行 | 1865 | HSBCHKHH |
| 072 | Industrial and Commercial Bank of China (Asia) | 中國工商銀行(亞洲) | 1964 | ICBKHKHH |
| 043 | Nanyang Commercial Bank | 南洋商業銀行 | 1949 | NYCBHKHH |
| 035 | OCBC Bank (Hong Kong) | 華僑銀行(香港) | 1932 | WIHBHKHH |
| 028 | Public Bank (Hong Kong) | 大眾銀行(香港) | 1934 | CBHKHKHH |
| 025 | Shanghai Commercial Bank | 上海商業銀行 | 1950 | SCBKHKHH |
| 003 | Standard Chartered Hong Kong | 渣打銀行(香港) | 1859 | SCBLHKHH |
| 061 | Tai Sang Bank | 大生銀行 | 1937 | TSBLHKHH |
| 038 | Tai Yau Bank [zh] | 大有銀行 | 1947 | TYBLHKKW |
| 020 | CMB Wing Lung Bank | 招商永隆銀行 | 1933 | WUBAHKHH |

### Virtual banks incorporated in Hong Kong

| Clearing Code | Bank Name | Chinese Name | Established | Began Operating Publicly | Owners |
| 395 | Airstar Bank Limited | 天星銀行 | 13 July 2018 | 11 June 2020 | Xiaomi (90%), AMTD Group (10%) |
| 393 | Ant Bank (Hong Kong) Limited | 螞蟻銀行(香港) | 16 August 2018 | 28 September 2020 | Ant Financial (100%) |
| 391 | Fusion Bank Limited | 富融銀行 | 31 July 2018 | 21 December 2020 | Tencent, ICBC Asia, HKEx, Hillhouse Capital |
| 388 | Livi Bank Limited | 理慧銀行 | 18 March 2019 | 12 August 2020 | Bank of China (Hong Kong) (44%), JD Digits (36%), Jardine Matheson (20%) |
| 389 | Mox Bank [zh] | / | 15 April 2019 | 22 September 2020 | Standard Chartered Hong Kong (65.1%), Hong Kong Telecom (15%), PCCW (10%), Trip.com Group (9.9%) |
| 392 | Ping An OneConnect Bank (Hong Kong) Limited | 平安壹賬通銀行(香港) | 7 December 2018 | 29 September 2020 | OneConnect Financial Technology Company Limited (100%) |
| 390 | WeLab Bank Limited | 匯立銀行 | 21 August 2018 | 30 July 2020 | WeLab (100%) |
| 387 | ZA Bank Limited | 眾安銀行 | 8 February 2019 | 24 March 2020 | ZhongAn Online (51%), Sinolink Worldwide (49%) |

### Incorporated outside Hong Kong

| Clearing Code | Bank Name | Chinese Name | Established | Country of Origin |
| 307 | ABN AMRO | 荷蘭銀行 | | Netherlands |
| 222 | Agricultural Bank of China | 中國農業銀行 | 1979 | China |
| 256 | Allahabad Bank | | | India |
| 152 | ANZ Bank | 澳洲紐西蘭銀行集團 | | Australia |
| 261 | Axis Bank | | | India |
| 350 | Banca della Svizzera Italiana (BSI) | | | Switzerland |
| 234 | Banca Monte dei Paschi di Siena | 意大利西雅那銀行香港分行 | | Italy |
| 147 | Banco Bilbao Vizcaya Argentaria | 西班牙對外銀行 | | Spain |
| 267 | Banco Santander | 桑坦德銀行 | | Spain |
| 049 | Bangkok Bank | 盤谷銀行 | | Thailand |
| 278 | J. Safra Sarasin | 瑞士嘉盛銀行 | | Switzerland |
| 055 | Bank of America | 美國銀行 | | United States |
| 259 | Bank of Baroda | 巴魯達銀行 | | India |
| 012 | Bank of China | 中國銀行 | 1917 | China |
| 027 | Bank of Communications Hong Kong Branch | 交通銀行有限公司 | 1934 | China |
| 058 | Bank of India | 印度銀行 | | India |
| 066 | Bank Negara Indonesia | 印尼國家銀行 | | Indonesia |
| 139 | BNY Mellon | 紐約梅隆銀行有限公司 | | United States |
| | Bank of the Philippine Islands | | | Philippines |
| 201 | Bank of Taiwan | 臺灣銀行 | 1897 | Taiwan |
| 047 | MUFG Bank | 三菱UFJ銀行 | | Japan |
| 272 | Bank of Singapore | 新加坡銀行有限公司 | | Singapore |
| 241 | Bank SinoPac | 永豐金融控股公司 | 1992 | Taiwan |
| 074 | Barclays | 巴克萊銀行 | 1690 | United Kingdom |
| 067 | BDO Unibank | | | Philippines |
| 056 | BNP Paribas | 法國巴黎銀行香港 | | France |
| 275 | BNP Paribas Securities Services | | | France |
| | BNP Paribas Wealth Management | 法國巴黎財富管理銀行 | | France |
| 092 | Canadian Imperial Bank of Commerce | 加拿大帝國商業銀行 | | Canada |
| 262 | Canara Bank | | | India |
| 263 | Cathay Bank | 國泰銀行 | | United States |
| | Cathay United Bank | 國泰世華銀行 | 1975 | Taiwan |
| 206 | Chang Hwa Commercial Bank | 彰化銀行 | 1905 | Taiwan |
| 170 | Chiba Bank | 千葉銀行 | | Japan |
| 009 | China Construction Bank | 中國建設銀行(亞洲)股份有限公司 | 1912 | China |
| 276 | China Development Bank | 國家開發銀行 | 1994 | China |
| 368 | China Everbright Bank | 中國光大控股有限公司 | 1992 | China |
| 238 | China Merchants Bank | 招商銀行股份有限公司 | 1987 | China |
| 353 | China Minsheng Banking Corporation | 中國民生銀行 | 1996 | China |
| 202 | Chugoku Bank | | | Japan |
| 374 | CIMB Bank | | | Malaysia |
| 006 | Citibank | 花旗銀行 | 1902 | United States |
| 153 | Commonwealth Bank | 澳洲聯邦銀行 | | Australia |
| 205 | Coutts | 顧資銀行 | | England |
| | Crédit Agricole | | | France |
| 005 | Crédit Agricole Corporate and Investment Bank | | 1894 | France |
| | Crédit Industriel et Commercial | | | France |
| 233 | Credit Suisse | | | Switzerland |
| 229 | CTBC Bank | 中國信託商業銀行 | 1966 | Taiwan |
| 185 | DBS Bank | 星展銀行(香港)有限公司 | | Singapore |
| 054 | Deutsche Bank | 德意志銀行 | | Germany |
| 113 | DZ Bank | 德國中央合作銀行 | | Germany |
| 243 | E.SUN Commercial Bank | 玉山商業銀行 | 1992 | Taiwan |
| 258 | East West Bank | 華美銀行 | | United States |
| 346 | Edmond de Rothschild (Suisse) | | | Switzerland |
| 237 | EFG Bank | 瑞士盈豐銀行股份有限公司 | | Switzerland |
| 227 | Erste Group Bank | | | Austria |
| | Falcon Private Bank | | | Switzerland |
| 260 | Far Eastern International Bank | 遠東國際商業銀行 | 1992 | Taiwan |
| 203 | First Commercial Bank | 第一商業銀行 | 1899 | Taiwan |
| 188 | Hachijuni Bank | 八十二銀行 | | Japan |
| 112 | Hana Bank | 韓亞銀行 | | South Korea |
| 308 | HDFC Bank | | | India |
| 248 | Hong Leong Bank | 豐隆銀行有限公司 | | Malaysia |
| 347 | HSBC Bank (Europe) | | | United Kingdom |
| | HSBC Bank International (Jersey) | | | United Kingdom |
| | HSBC Bank USA | | | United States |
| 198 | Hua Nan Commercial Bank | 華南商業銀行 | 1919 | Taiwan |
| 164 | UniCredit Bank | | | Germany |
| 251 | ICICI Bank | | | India |
| 050 | Indian Overseas Bank | 印度海外銀行 | | India |
| 072 | Industrial and Commercial Bank of China | 中國工商銀行(亞洲)有限公司 | 1964 | China |
| 271 | Industrial Bank of Korea | | | South Korea |
| 274 | O-Bank (Industrial Bank of Taiwan) | O-Bank Co Ltd (原台灣工業銀行) | 1999 | Taiwan |
| 377 | Industrial Bank | 興業銀行 | 1988 | China |
| 145 | ING Bank | | | Netherlands |
| 161 | Intesa Sanpaolo | 意大利聯合聖保羅銀行 | | Italy |
| 224 | Iyo Bank | 伊予銀行 | | Japan |
| 007 | JPMorgan Chase Bank | 摩根大通銀行 | | United States |
| 320 | Bank Julius Baer & Co | 瑞士寶盛私人銀行 | | Switzerland |
| 178 | KBC Bank | 比利時聯合銀行 | | Belgium |
| 046 | Korea Exchange Bank | 韓國外換銀行 | | South Korea |
| 264 | Land Bank of Taiwan | 臺灣土地銀行 | 1946 | Taiwan |
| 342 | LGT Bank (Liechtenstein) | | | Liechtenstein |
| | Lloyds Bank | | | United Kingdom |
| 344 | Macquarie Group | 麥格理銀行 | | Australia |
| 242 | Mega International Commercial Bank | 兆豐國際商業銀行 | 2006 | Taiwan |
| 352 | Mashreq Bank | | | United Arab Emirates |
| 063 | Maybank | 馬來亞銀行 | | Malaysia |
| 254 | Melli Bank | | | United Kingdom |
| | Mirae Asset | | | South Korea |
| 138 | Mitsubishi UFJ Trust and Banking Corporation | 三菱UFJ信託銀行 | | Japan |
| 109 | Mizuho Bank | 瑞穗實業銀行 | | Japan |
| 150 | National Australia Bank | 澳洲銀行 | | Australia |
| 277 | National Bank of Abu Dhabi | | | United Arab Emirates |
| 060 | National Bank of Pakistan | 巴基斯坦國民銀行 | | Pakistan |
| 210 | Natixis | 法國外貿銀行 | | France |
| | Newedge Group | | | France |
| | Nomura Holdings | 野村控股 | | Japan |
| 022 | Oversea-Chinese Banking Corporation | 華僑銀行 | | Singapore |
| 357 | Pictet & Cie | | | Switzerland |
| 119 | Philippine National Bank | | | Philippines |
| 266 | Punjab National Bank | | | India |
| | Coöperatieve Centrale Raiffeisen-Boerenleenbank | 荷蘭合作銀行 | | Netherlands |
| 354 | Raiffeisen Bank International | | | Austria |
| 080 | Royal Bank of Canada | 加拿大皇家銀行 | | Canada |
| 008 | Royal Bank of Scotland | 蘇格蘭皇家銀行有限公司 | | United Kingdom |
| 360 | Royal Bank of Scotland | | | Scotland |
| | Samsung Securities | | | South Korea |
| 076 | Scotiabank | 加拿大豐業銀行 | | Canada |
| 269 | Shanghai Commercial and Savings Bank | 上海商業儲蓄銀行 | 1954 | Taiwan |
| 345 | Shanghai Pudong Development Bank | 上海浦東發展銀行 | 1993 | China |
| 199 | Shiga Bank | 滋賀銀行 | | Japan |
| 186 | Shizuoka Bank | 靜岡銀行 | | Japan |
| 316 | Skandinaviska Enskilda Banken | | | Sweden |
| 081 | Société Générale | 法國興業銀行 | | France |
| | Societe Generale Bank & Trust | | | France |
| | Standard Bank | 標準銀行亞洲有限公司 | | South Africa |
| 249 | Standard Chartered | 渣打銀行 | | United Kingdom |
| 082 | State Bank of India | 印度國家銀行 | | India |
| 220 | State Street Bank & Trust Company | 美國道富銀行 | | United States |
| 065 | Sumitomo Mitsui Banking Corporation | 三井住友銀行 | | Japan |
| 371 | Sumitomo Mitsui Trust Bank | | | Japan |
| 165 | Svenska Handelsbanken (Sweden) | 瑞典商業銀行 | | Sweden |
| 378 | Ta Chong Bank | 大眾商業銀行 | 1992 | Taiwan |
| 239 | Taipei Fubon Commercial Bank | 台北富邦商業銀行 | 2005 | Taiwan |
| 245 | Taishin International Bank | 台新國際商業銀行 | 1992 | Taiwan |
| 230 | Taiwan Business Bank | 臺灣中小企業銀行 | 1915 | Taiwan |
| 265 | Taiwan Cooperative Bank | 合作金庫商業銀行 | 1944 | Taiwan |
| 085 | Toronto-Dominion Bank | 加拿大多倫多道明銀行 | | Canada |
| 337 | Taiwan Shin Kong Commercial Bank | 臺灣新光商業銀行 | 1918 | Taiwan |
| 273 | Shinhan Bank | | | South Korea |
| 103 | UBS | 瑞士銀行 | | Switzerland |
| 045 | UCO Bank | | | India |
| 268 | Union Bank of India | | | India |
| 071 | United Overseas Bank | 大華銀行有限公司 | | Singapore |
| 180 | Wells Fargo Bank | 富國銀行香港分行 | | United States |
| 218 | Portigon | 德國西德銀行 | | Germany |
| 151 | Westpac | 西太平洋銀行 | | Australia |
| 118 | Woori Bank | | | South Korea |

## Restricted licence banks
### Incorporated in Hong Kong

| Bank Name | Chinese Name | Country of Origin |
| Allied Banking Corporation (Hong Kong) Limited | 新聯銀行 (香港) 有限公司 | Philippines |
| Bank of America Securities Asia Limited | | United States |
| Bank of China International Limited | 中銀國際 | People's Republic of China |
| Bank of Shanghai (Hong Kong) Limited | | People's Republic of China |
| Citicorp International Limited | | United States |
| Habib Bank Zurich (Hong Kong) Limited | | Switzerland |
| J. P. Morgan Securities (Asia Pacific) | | United States |
| KDB Asia | 韓國産業銀行 | South Korea |
| Kookmin Bank Hong Kong | KB國民銀行 | South Korea |
| Morgan Stanley Asia International Limited | 摩根士丹利亞洲國際有限公司 | United States |
| Orix Asia Limited | | Japan |
| RBC Capital Markets (Hong Kong) | | Canada |
| Scotiabank (Hong Kong) | | Canada |
| Société Générale Asia | | France |
| UBAF (Hong Kong) | | France |

### Incorporated outside Hong Kong

| Bank Name | Country of Origin |
| Bank Mandiri | Indonesia |
| Bank of Ayudhya | Thailand |
| Kasikornbank | Thailand |
| Siam Commercial Bank | Thailand |
| Euroclear Bank | Belgium |
| RBC Investor Services Bank | Luxembourg |
| Morgan Stanley (Switzerland) AG | Switzerland |

## Deposit-taking companies

Deposit-taking companies are mostly owned by, or associated with, banks. These companies engage in specialized activities, such as consumer finance and securities business. They may take deposits of HK$100,000 or above with an original term of maturity of at least three months. As of 30 September 2023, all deposit-taking companies are incorporated in Hong Kong:
Sortable table :
| Bank Name | Chinese Name | Established | Country of Origin |
| BCOM Finance (Hong Kong) | 交通財務有限公司 | 1979 | People's Republic of China |
| BPI International Finance | | 1974 | Philippines |
| Chau's Brothers Finance Company | 周氏兄弟財務有限公司 | 1980 | Hong Kong |
| Chong Hing Finance | 創興財務有限公司 | 1973 | Hong Kong |
| Commonwealth Finance Corporation | | 1982 | Hong Kong |
| Corporate Finance (D.T.C.) | | | Hong Kong |
| Fubon Credit (Hong Kong) | 富邦財務(香港)有限公司 | 1977 | Taiwan |
| KEB Asia Finance | | | South Korea |
| Kexim Asia | | 1976 | South Korea |
| Public Finance | 大眾財務有限公司 | 1977 | Hong Kong |
| Vietnam Finance Company | | 2009 | Vietnam |
| Woori Global Markets Asia | | 1899 | South Korea |

## Local representative offices (all incorporated outside Hong Kong)

Overseas banks may establish local representative offices in Hong Kong, but they are not allowed to engage in any banking business and their role is confined mainly to liaison work between the bank and its customers in Hong Kong.
Sortable table :
| Bank Name | Chinese Name | Established | Country of Origin |
| Antwerp Diamond Bank | | 1934 | Belgium |
| Ashikaga Bank | | | Japan |
| BPER Banca | | 1867 | Italy |
| Banca Popolare di Sondrio | | 1871 | Italy |
| Banco BPM | | 2017 | Italy |
| Banco Security | | | Chile |
| Bank Central Asia | | 1957 | Indonesia |
| Bank of Beijing | 北京銀行 | 1996 | People's Republic of China |
| Bank of Dongguan | 東莞銀行股份有限公司 | 1999 | People's Republic of China |
| Bank of Fukuoka | | 2007 | Japan |
| Bank Hapoalim (Switzerland) | | 1921 | Switzerland |
| Bank of Kyoto | 京都銀行 | | Japan |
| Bank Rakyat Indonesia | | 1895 | Indonesia |
| Bank of Yokohama, The | 株式會社橫浜銀行 | 1920 | Japan |
| Banque cantonale de Genève | | 1953 | Switzerland |
| Banque Degroof Luxembourg | | | Luxembourg |
| Banque Transatlantique | | 1881 | Luxembourg |
| Central Bank of India | | 1911 | India |
| China Guangfa Bank | 廣發銀行 | 1988 | People's Republic of China |
| Clearstream Banking | | 2000 | Luxembourg |
| Credit Industriel et Commercial | | 1859 | France |
| Corporation Bank | | 1906 | India |
| Doha Bank | | 1979 | Qatar |
| Dukascopy Bank | | 2004 | Switzerland |
| Expobank | | 1991 | Latvia |
| Fiduciary Trust Company International | | 1931 | United States of America |
| First Gulf Bank | | 1979 | United Arab Emirates |
| Habib Bank AG Zurich | | 1967 | Switzerland |
| HSH Nordbank | | 2003 | Germany |
| Investec Bank | | 1974 | South Africa |
| Japan Post Bank | | 2006 | Japan |
| Jih Sun International Bank | 日盛銀行 | 1990 | Taiwan |
| Juroku Bank, The | 十六銀行 | | Japan |
| Korea Development Bank | 韓國産業銀行 | 1954 | South Korea |
| Metropolitan Bank and Trust Company | | 1962 | Philippines |
| Nanto Bank | 株式會社南都銀行 | 1934 | Japan |
| National Bank of Canada | 加拿大國民銀行 | 1859 | Canada |
| Nishi-Nippon City Bank | | 1944 | Japan |
| Norinchukin Bank | 農林中央金庫 | 1923 | Japan |
| Ogaki Kyoritsu Bank | 大垣共立銀行 | 1986 | Japan |
| Oita Bank | 大分銀行 | 1893 | Japan |
| Ping An Bank | 平安銀行 | 1995 | People's Republic of China |
| Resona Bank | 里索那銀行 | 1918 | Japan |
| Rothschild Bank | | 1811 | United Kingdom |
| Schroder & Co Bank | | 1804 | United Kingdom |
| Shinkin Central Bank | 信金中央金庫 | 1950 | Japan |
| Silicon Valley Bank | | 1982 | United States of America |
| Swissquote Bank | | 1996 | Switzerland |
| Trasta komercbanka | | | Latvia |
| Union Bank of Taiwan | 聯邦銀行 | 1989 | Taiwan |
| UBI Banca (Unione di Banche Italiane S.p.A.) | | 2003 | Italy |
| VP Bank (Liechtenstein) | | | Liechtenstein |
| Yamaguchi Bank | 山口銀行 | 1878 | Japan |
| Yamanashi Chuo Bank | 山梨中央銀行 | 1941 | Japan |
| Yuanta Commercial Bank | 元大銀行 | 1992 | Taiwan |

## Approved money brokers

* BGC Capital Markets (Hong Kong) Limited
* Bloomberg Tradebook Hong Kong Limited
* Currenex, Inc.
* EBS Service Company Limited
* FX Alliance, Llc
* Fxmarketspace Limited
* GFI (HK) Brokers Limited
* ICAP (Hong Kong) Limited
* iMarkets Limited
* Korea Money Brokerage Corporation
* Lotus Forex Limited
* Nittan Capital Asia Limited
* Reuters Transaction Services Limited
* SMBC Capital Markets Limited
* Sendra Holdings Limited
* Tradition (Asia) Limited
* Tullett Prebon (Hong Kong) Limited

## Defunct, renamed or acquired banks

* Asia Commercial Bank
* Bank of America (Asia)
* Bank of Canton
* Bank of China Group
* Bank of Credit and Commerce International (Hong Kong) Limited
* Belgian Bank
* Canton Trust Bank
* Chartered Bank of India, Australia and China
* Chase Manhattan Bank, Hong Kong branch
* China & South Sea Bank Limited
* China State Bank Limited
* Chekiang First Bank
* Commerzbank AG, Hong Kong branch
* D.A.H. Private Bank Limited
* Daiwa Bank, Hong Kong branch
* Dao Heng Bank Limited
* DBS Kwong On Bank
* Far East Bank
* First Pacific Bank
* Flemings Investment Banking, Hong Kong branch
* Fortis Bank Asia HK
* Hang Lung Bank
* Hongkong Chinese Bank
* Hongkong Industrial and Commercial Bank Limited
* Hong Nin Savings Bank
* Hua Chiao Commercial Bank Limited
* International Bank of Asia Limited
* Jian Sing Bank Limited
* Kincheng Banking Corporation
* Kwangtung Provincial Bank
* Kwong On Bank
* Mercantile Bank of India, London and China, Hong Kong branch
* Mingde Bank
* National Bank of China
* National Commercial Bank Limited
* National Industrial Bank of China
* Overseas Trust Bank Limited
* Oriental Bank Corporation, Hong Kong branch
* Po Sang Bank
* Sin Hua Bank Limited
* Sun Hung Kai Bank Limited
* Union Bank of Hong Kong Limited
* United Chinese Bank
* Wing On Bank
* Yien Yieh Commercial Bank