OpenLLM-France/wikimedia huggingface dataset:
# Manitoba Provincial Road 465

Provincial Road 465 (PR 465) is a 24-kilometre-long (15 mi) east-west provincial road in the Westman Region of the Canadian province of Manitoba.

## Route description

PR 465 is an east–west provincial road that begins at PR 262 and travels to its eastbound terminus with PR 464 near the unincorporated community of Mentmore.
The road provides access to the unincorporated community of Cordova, where it is the southbound terminus for PR 466.
PR 465 is a gravel road for its entire length.

## History

In the early 1990s, the Manitoba government decommissioned a number of provincial secondary roads and returned the maintenance of these roads back to the rural municipalities. A small portion of the original PR 465 was included in this decommissioning.
Prior to this, PR 465 continued south in concurrence with PR 464 for 1.6 kilometres (1 mi). From this point, it continued east to its terminus with PTH 5 (PR 258 prior to 1980).
This section is now a municipal road.
The original length of PR 465 was 32 kilometres (20 mi).

## Major intersections

| Division | Location | km | mi | Destinations | Notes |
| Minto-Odanah | ​ | 0.0 | 0.0 | PR 262 – Rapid City, Minnedosa | Western terminus; road continues west as Road 77N |
| Minto-Odanah | ​ | 4.9 | 3.0 | Road 101W – Moore Park | Former PR 468 south |
| Minto-Odanah | ​ | 11.5 | 7.1 | PR 466 north – Franklin | Southern terminus of PR 466 |
| North Cypress-Langford | Mentmore | 24.0 | 14.9 | PR 464 – Neepawa, Brookdale | Eastern terminus |
| 1.000 mi = 1.609 km; 1.000 km = 0.621 mi ||||||
# Piperitone

Piperitone is a natural monoterpene ketone which is a component of some essential oils. Both stereoisomers, the D-form and the L-form, are known. The D-form has a peppermint-like aroma and has been isolated from the oils of plants from the genera Cymbopogon, Andropogon, and Mentha. The L-form has been isolated from Sitka spruce.

## Occurrence

Piperitone is found in many essential oils, including over thirty species of the genus eucalyptus. High levels are present in certain species of Eucalyptus and mentha. In the genus Eucalyptus, the highest concentrations are found in Eucalyptus dives. Both enantiomers occur naturally. In Eucalyptus species, (-)-piperitone is present; in mint species, (+)-piperitone is found; and some plants contain racemate piperitone.

## Properties

Piperitone is a colorless liquid with a distinct peppermint odor.

## Production

Piperitone can be synthesized from isopropyl acetoacetate and 3-buten-2-one.
The primary source of D/L-piperitone is from Eucalyptus dives, produced mainly in South Africa.

## Reactions

Piperitone is used as the principal raw material for the production of synthetic menthol and thymol. The reduction to menthol is achieved using hydrogen and a nickel catalyst. Oxidation to thymol is accomplished with iron(III) chloride and acetic acid. It also forms adducts with benzaldehyde and hydroxylamine (an oxime), which were historically useful for compound identification by the melting points of the derivatives. Under light exposure, piperitone undergoes photodimerization, forming a polycyclic compound with a cyclobutane ring.
# 2014–15 Jordan FA Cup

The 2014–15 Jordan FA Cup is the 35th season of the national football competition of Jordan. The winners of the competition will earn a spot in the 2016 AFC Cup.
The 12 teams from the Jordan Premier League will start in a group stage at round one. Six teams in two groups, with the top four sides progressing to the Quarter finals.

## Group stage
### Group A

| Team | Pld | W | D | L | GF | GA | GD | Pts | AHL | FAI | JAZ | SAR | BAQ | HUS |
| Al-Ahli | 5 | 3 | 2 | 0 | 5 | 0 | +5 | 11 | | 3–0 | 0–0 | 1–0 | | |
| Al-Faisaly | 5 | 2 | 2 | 1 | 3 | 4 | −1 | 8 | | | 1–0 | | 1–0 | |
| Al-Jazeera | 5 | 1 | 3 | 1 | 1 | 1 | 0 | 6 | | | | 1–0 | | 0–0 |
| Al-Sareeh | 5 | 1 | 2 | 2 | 3 | 4 | −1 | 5 | | 0–0 | | | | 2–2 |
| Al-Baqa'a | 5 | 1 | 1 | 3 | 4 | 5 | −1 | 4 | 0–1 | | 0–0 | 0–1 | | |
| Al-Hussein | 5 | 0 | 4 | 1 | 5 | 7 | −2 | 4 | 0–0 | 1–1 | | | 2–4 | |

### Group B

| Team | Pld | W | D | L | GF | GA | GD | Pts | WEH | THR | MBH | RAM | SHO | ITR |
| Al-Wehdat | 5 | 4 | 1 | 0 | 11 | 2 | +9 | 13 | | | 2–1 | 3–1 | 0–0 | |
| That Ras | 5 | 2 | 2 | 1 | 2 | 4 | −2 | 8 | 0–4 | | | | | 0–0 |
| Mansheyat Bani Hasan | 5 | 2 | 1 | 2 | 5 | 4 | +1 | 7 | | 0–1 | | 1–0 | | 2–0 |
| Al-Ramtha | 5 | 1 | 2 | 2 | 2 | 4 | −2 | 5 | | 0–0 | | | 0–0 | |
| Shabab Al-Ordon | 5 | 0 | 4 | 1 | 2 | 3 | −1 | 4 | | 0–1 | 1–1 | | | |
| Ittihad Al-Ramtha | 5 | 0 | 2 | 3 | 1 | 6 | −5 | 2 | 0–2 | | | 0–1 | 1–1 | |

## Quarter-finals
### 2nd leg

Al-Faisaly advance 3:2 on aggregate
Al-Wehdat advance 1:0 on aggregate
That Ras advance 4:3 on Penalties
Al-Ramtha advance 3:2 on aggregate

## Semi finals
### 2nd leg

That Ras advance on aggregate
Al-Faisaly advance 6:1 on aggregate
# Choy Choy restaurant

Choy Choy Kitchen is a restaurant in Tokyo, which serves Hong Kong cuisine.
The restaurant was founded by Grace Choy in 2011 and originally located at Kam Tin, Yuen Long.ChoyChoy moved to Tokyo in 2019
# Everson Bilau

Everson da Silva Santana (born 17 April 1990), better known as Everson Bilau, is a Brazilian professional footballer who plays as a forward.

## Career

Started at Castanhal EC, he competed for the club in the 2009 edition of the Copa São Paulo de Futebol Júnior. He played most of his career in modest teams in Pará, until arriving at Manaus in 2013 and São Raimundo in 2016, where he played in national competitions. At Tocantinópolis, he had the greatest projection so far, being state champion three times and competing in the Copa do Brasil and Copa Verde. Everson was loaned to Mixto for the FMF Cup in 2022. He conquered the access to the first division of Maranhão with Imperatriz in the second half of 2023.

## Personal life

The player causes a lot of repercussion on social media due to his nickname, which in Portuguese means "wiener". According to Everson, he earned his nickname for always coming out ahead in ball disputes.

## Honours
### Tocantinópolis

* Campeonato Tocantinense: 2021, 2022, 2023
# Christian Vidal

Christian Vidal (born 26 April 1972) is an Argentine guitarist, member of the symphonic metal band Therion. He has so far released two solo albums.

## Life and career

Christian Vidal was born in Zárate, Buenos Aires Province. He started playing guitar at the age of eight.
In 2001 he formed the heavy metal band Cuero together with former Kamikaze vocalist Enrique Gomez Yafal. Cuero went for several tours across Argentina and recorded two albums "Cuero" (2000) and "Heavy Metal" (2004).
Christian released his solo album "El Viaje" in 2005. He mixed instrumental rock with different native Argentine styles like Folklore and Tango there. He had toured Spain with that album for two times.
In 2007 he got a place in The Road Vultures, the band had purpose of returning former Mr. Big vocalist Eric Martin. The Road Vultures have already toured with him across South America and India. Other members were Charlie Giardina (bass) and Pablo Garrocho (drums).
For several years he had given guitar lessons at I.T.M.C. (Technological Institute for Contemporary Music), regarding improvisation and chord melody applied to Argentine native music.
In February 2010 Christian Vidal came to Therion as a new guitarist, and took part in recording "Sitra Ahra" album. After that he began the Latin American tour with Therion. It started on 1 October in Buenos Aires. Throughout November and December, they were touring Europe, presenting the band's new work.
In March 2012 Christian were in Sweden recording guitars for the new Therion album Les Fleurs du Mal.
In April 2012 he were on tour with Queen symphonic rhapsody with Thomas Vikstrom, Mats Leven, Michelle Mc Cain. Celebrating the 25th anniversary of Therion, he was touring Latin America (June 2012) and Europe (Oct – Nov 2012).

## Discography

* 2000 — Cuero «Cuero»
* 2002 — Christian Vidal «Instrumental»
* 2004 — Cuero «Heavy Metal»
* 2005 — Christian Vidal «El Viaje»
* 2010 — Therion «Sitra Ahra»
* 2012 — Therion «Les Fleurs du Mal»
* 2015 – Full Nothing Full Nothing
* 2016 — Therion «Les Epaves»
* 2017 – Home
* 2018 – Therion Beloved Antichrist
* 2021 – Soulkick No turning Back
* 2021 – Therion Leviathan
* 2022 – Therion Leviathan II
* 2023 – Soulkick Hide The End
* 2023 – Therion Leviathan III
# Deniz Türüç

Deniz Türüç (born 29 January 1993) is a footballer who plays as a midfielder for İstanbul Başakşehir. Born in the Netherlands, he represents Turkey at international level.

## Club career

In August 2019, Türüç signed a three-year deal with Turkish Süper Lig side Fenerbahçe
In November 2020, whilst on loan at İstanbul Başakşehir, he scored via a free kick against Manchester United at Old Trafford in a 4–1 defeat in the UEFA Champions League.

## International career

Türüç was born in the Netherlands to Turkish parents. He made his international debut for the Turkey national football team in a friendly 3–1 win over Moldova on 27 March 2017.

## Career statistics
### Club

    As of match played on 27 September 2020
Appearances and goals by club, season and competition :
| Club | Season | League | League | League | Cup | Cup | League Cup | League Cup | Other | Other | Total | Total |
| Club | Season | Division | Apps | Goals | Apps | Goals | Apps | Goals | Apps | Goals | Apps | Goals |
| Go Ahead Eagles | 2012–13 | Eerste Divisie | 22 | 0 | 2 | 0 | — | — | 6 | 1 | 30 | 1 |
| Go Ahead Eagles | 2013–14 | Eredivisie | 31 | 3 | 2 | 0 | — | — | — | — | 33 | 3 |
| Go Ahead Eagles | 2014–15 | Eredivisie | 29 | 2 | 1 | 0 | — | — | 2 | 0 | 32 | 2 |
| Go Ahead Eagles | 2015–16 | Eredivisie | 0 | 0 | 0 | 0 | — | — | 2 | 1 | 2 | 1 |
| Go Ahead Eagles | Total | Total | 82 | 5 | 5 | 0 | 0 | 0 | 10 | 2 | 97 | 7 |
| Kayserispor | 2015–16 | Süper Lig | 32 | 2 | 8 | 3 | — | — | — | — | 40 | 5 |
| Kayserispor | 2016–17 | Süper Lig | 32 | 11 | 6 | 0 | — | — | — | — | 38 | 11 |
| Kayserispor | 2017–18 | Süper Lig | 31 | 5 | 6 | 4 | — | — | — | — | 37 | 9 |
| Kayserispor | 2018–19 | Süper Lig | 26 | 3 | 3 | 0 | — | — | — | — | 29 | 3 |
| Kayserispor | Total | Total | 121 | 21 | 23 | 7 | 0 | 0 | 0 | 0 | 144 | 28 |
| Fenerbahçe | 2019–20 | Süper Lig | 26 | 3 | 9 | 3 | — | — | — | — | 35 | 6 |
| Fenerbahçe | 2020–21 | Süper Lig | 3 | 0 | 0 | 0 | — | — | — | — | 3 | 0 |
| Fenerbahçe | Total | Total | 29 | 3 | 9 | 3 | 0 | 0 | 0 | 0 | 38 | 6 |
| İstanbul Başakşehir | 2020–21 | Süper Lig | 0 | 0 | 0 | 0 | — | — | 0 | 0 | 0 | 0 |
| Career totals | Career totals | Career totals | 232 | 30 | 37 | 10 | 0 | 0 | 10 | 2 | 279 | 42 |

### International goals

    Scores and results list, Turkey's goal tally first.
| No. | Date | Venue | Opponent | Score | Result | Competition |
| 1. | 10 September 2019 | Zimbru Stadium, Chișinău, Moldova | Moldova | 2–0 | 4–0 | UEFA Euro 2020 qualification |
| 2. | 11 November 2020 | Vodafone Park, Istanbul, Turkey | Croatia | 2–1 | 3–3 | Friendly |
# The Shadow Inside

Professional ratings :
| Review scores ||
| Source | Rating |
| Blabbermouth.net | 9/10 |
| Metal.de | 6/10 |
The Shadow Inside is the sixth album by the American thrash metal band Sadus, and their first in 17 years, released on November 17, 2023, via Nuclear Blast. Production of the album can be traced back to August 20, 2017, when Darren Travis confirmed that Sadus would be releasing new material. In October of that year, Travis posted two videos from the studio teasing new music from the band. Former bassist Steve Di Giorgio was not part of the reunion. The album was recorded in Trident Studios. It is the last Sadus album to feature drummer Jon Allen, who was fired from the band in 2024.

## Track listing

* "First Blood" – 6:51
* "Scorched and Burnt" – 4:29
* "It's the Sickness" – 4:29
* "Ride the Knife" – 5:27
* "Anarchy" – 2:47
* "The Devil in Me" – 6:07
* "Pain" – 4:15
* "No Peace" – 5:08
* "New Beginnings" – 2:10
* "The Shadow Inside" – 5:22

## Personnel

Sadus
* Darren Travis – vocals, guitar, bass, keyboards
* Jon Allen – drums
Production
* Juan Urteaga – producer, engineer, manager
# Magenta, Lombardy

Magenta (Italian pronunciation:, Lombard pronunciation:) is a town and comune in the Metropolitan City of Milan in Lombardy, northern Italy. It became notable as the site of the Battle of Magenta in 1859. The color magenta takes its name from the battle.
Magenta is the birthplace of Saint Gianna Beretta Molla (1922–1962) and film producer Carlo Ponti (1912–2007). The municipality of Magenta is part of the Parco naturale lombardo della Valle del Ticino, a Nature reserve included by UNESCO in the World Network of Biosphere Reserves.

## History

Magenta was probably a settlement of the Insubres, a Celtic tribe, who founded it around the 5th century BC. The area was conquered by the Romans in 222 BC. The name is traditionally connected to castrum Maxentiae, meaning "castle of Maxentius". After the fall of the Western Roman Empire, it was ruled by the Lombards. The Celtic origins of Magenta are proved by some important archeological finds, especially in the area where now the Institute of Canossian Mothers stands; there was a Celtic necropolis in ancient times. Objects, jewelry and weapons were found here.
In the Middle Ages, it was destroyed twice, in 1162 by Frederick Barbarossa and in 1356 by the troops opposing the Visconti rule of Milan. In 1310, according to a legend, the emperor Henry VII was stopped here by a snowstorm during his march to Milan. In 1398 Gian Galeazzo Visconti donated the town territories to the monks of the Certosa di Pavia.
On June 4, 1859, it was the site of an important battle of the Second War of Italian Independence. The Franco-Piedmontese victory in the fight gave them the chance to conquer Austrian Lombardy.
Magenta received the honorary title of city with a presidential decree on May 25, 1947.

## Main sights

* Church of San Martino, built to commemorate the dead of the 1859 battle
* Monastery of Santa Maria Assunta, probably dating from the 14th century. The church, of Romanesque origin but with Baroque interiors, houses two works by il Bergognone (1501, once attributed to Bernardino Luini's workshop).
* Church of San Rocco (early 16th century)
* Casa Crivelli Boisio Beretta, an example of 15th-century noble house
* Casa Giacobbe
* Monument to general Patrice de MacMahon
* La Fagiana natural park, a former hunting resort of King Victor Emmanuel II

## Twin towns

Magenta is twinned with:
* Magenta, (Marne), France
* Sant'Anna di Stazzema, Italy

## Gallery

* Main square
* Off of main square
* Magenta former library
* Monument to Patrice de MacMahon
# Hlavňovice

Hlavňovice is a municipality and village in Klatovy District in the Plzeň Region of the Czech Republic. It has about 500 inhabitants.
Hlavňovice lies approximately 20 kilometres (12 mi) south-east of Klatovy, 58 km (36 mi) south of Plzeň, and 121 km (75 mi) south-west of Prague.

## Administrative division

Hlavňovice consists of 15 municipal parts (in brackets population according to the 2021 census):
* Hlavňovice (106)
* Častonice (22)
* Čeletice (5)
* Cihelna (28)
* Horní Staňkov (18)
* Javoříčko (8)
* Libětice (36)
* Milínov (105)
* Pích (21)
* Přestanice (22)
* Puchverk (9)
* Radostice (22)
* Suchá (24)
* Zámyšl (61)
* Zvíkov (4)
# Michuhol District

Michuhol District (Korean: 미추홀구; RR: Michuhol-gu) is a municipal district in Incheon, South Korea. This district was called Nam (South) District until July 1, 2018.
Michuhol District is the historical heart of old Incheon. It is home to historical sites such as Mt Munhaksan, Dohobucheongsa (the office building of old Incheon), and Incheon Hyanggyo, the local public school of old Incheon.
Michuhol District is now a higher education center of Incheon; the University of Incheon and Inha University are located in Michuhol District.

## Administrative subdivisions

* Dohwa 1 to 3 Dong
* Sungui 1 to 4 Dong
* Yonghyeon 1 to 5 Dong
* Juan 1 to 8 Dong
* Hagik 1 and 2 Dong
* Gwangyo-dong
* Munhak-dong
# Namdong District

Namdong District (Korean: 남동구; RR: Namdong-gu) is a municipal district of Incheon, South Korea. Namdong District has been the city centre of Incheon since 1985. It is the location for Incheon Metropolitan City Hall, Incheon Metropolitan Police Agency main offices, the Namdong Industrial Complex, and Gil Hospital & Gachon Medical School. There is a large shopping district close to the City Hall and Grand Theater containing 3 large department stores, many restaurants and bars and the 2.68 km (1.67 mi) long Jung-Ang city park.

## Notable locations

* Incheon Grand Park
* Incheon City Hall
* Incheon Central Library
* The 2.68 km long Jung-Ang city park.
* The Lotte department stores and nearby shopping district.
* The Incheon Arts Center Grand Theater and surrounding district.
* Incheon City Hall, Arts Center and Incheon Bus Terminal Subway stations.
* Incheon Bus Terminal
* Gil Hospital
* Namdong Tower [ko]

## Administrative subdivisions

* Guwol 1 to 4 Dong
* Ganseok 1 to 4 Dong
* Mansu 1 to 6 Dong
* Nonhyeon-dong
* Jangsu-Seochang Dong
* Nonhyeon-Gojan Dong
* Namchon-Dorim Dong
# Third culture

Third culture may refer to:
* Third culture kid, a term for children who have lived a significant portion of their lives in a country other than their native country
* The Third Culture, a 1995 book by John Brockman
# 1916 Villanova Wildcats football team

The 1916 Villanova Wildcats football team represented the Villanova University during the 1916 college football season. The Wildcats team captain was F. Leo Lynch.

## Schedule

| Date | Opponent | Site | Result |
| September 30 | at Rutgers | Neilson FieldNew Brunswick, NJ | L 0–33 |
| October 7 | at Catholic University | Washington, DC | W 3–0 |
| October 14 | at Lebanon Valley | Lebanon, PA | L 3–13 |
| October 18 | Catholic University | Villanova, PA | L 7–21 |
| October 28 | at Army | The PlainWest Point, NY | L 7–69 |
| | American Chain Company | ? | L 7–19 |
| November 11 | at Gettysburg | Gettysburg, PA | L 3–27 |
| November 18 | at Navy | Worden FieldAnnapolis, MD | L 7–57 |
| November 30 | at Fordham | Fordham FieldBronx, NY | L 7–14 |
# Claude Bautista

Claude "Auding" Peralta Bautista (born January 17, 1960) is a Filipino politician currently serving as the representative of the lone district of Davao Occidental, Philippines. He previously served as the province's first Governor from 2016 to 2019, following its creation in 2013, and as governor of Davao Del Sur from 2013 to 2016. He was also the representative of Davao Del Sur's 2nd district from 2001 to 2007.
# Herbert Pullinger

Herbert Pullinger (1878–1961) was an American illustrator, a painter and printmaker who taught at Philadelphia Museum School of Industrial Art from 1923 to 1958.
# Grace College, University of Queensland

Grace College is a residential college for tertiary students located on the St Lucia Campus of The University of Queensland. During the Autumn (Semester 1; February to June) and Spring (Semester 2; July to November) semesters of The University of Queensland, the College provides catered accommodation with community development services for its student residents. Outside of these normal operating times, the College is available for short stays and conferences (both catered and non-catered). Short stays may be available during the Academic Year depending on room availability.

## Governance

The College operates under the auspices of the Uniting Church in Australia (Queensland Synod) and the Presbyterian Church of Queensland.
It is governed by the College Council whose membership is appointed as follows:
* 6 members appointed by The Uniting Church in Australia (Queensland Synod) through its Schools' and Residential Colleges' Commission;
* 3 members appointed by Assembly of The Presbyterian Church of Queensland;
* 1 member appointed by the Senate of The University of Queensland;
* 2 members who are current residents appointed by the Grace College Student Club;
* 3 members who are Alumnae and appointed by the Council; and
* the Principal of the College who is a non-voting member.
The key officers (Chairperson, Secretary and Treasurer) of the College Council are incorporated by Letters Patent under the Religious, Educational and Charitable Institutions Act (Qld) 1861-1977.

## History

The College was opened in 1970 as a women's college. In 2022, it became gender inclusive.

## Motto

The motto of the College is "My grace is sufficient" (2 Corinthians 12:9).

## Coat of arms

The College coat of arms consists of a purple passion cross fleury (a cross with fleur-de-lis ends on its arms and a lengthened lower arm) on a silver lozenge (diamond-shape) on a red shield.

## Mascot

The mascot of the College is the mythological Phoenix.

## Other Relationships

Through the Grace College Student Club, the College participates in the Inter-College Council formed by the students of the 10 residential colleges on the St Lucia campus of The University of Queensland.
# Yeonje District

Yeonje District (Korean: 연제구; RR: Yeonje-gu) is a gu in central Busan, South Korea. It has an area of 12.08 km$^2$, and a population of about 220,000. Yeonje District was created in March 1995 following its separation from Dongnae District. Its name was formed by taking the first and last syllables of the names of its only 2 legal dong; Yeonsan-dong and Geoje-dong. Busan City Hall is located in Yeonje District.

## Administrative divisions

Yeonje District is divided into 2 legal dong, which all together comprise 12 administrative dong, as follows:
* Yeonsan-dong (8 administrative dong)
* Geoje-dong (4 administrative dong)
# Sarah Russell (politician)

Sarah Alison Russell is a British Labour Party politician who has been the Member of Parliament for Congleton since 2024. She is the first Labour politician to represent Congleton, having defeated the incumbent Conservative MP Fiona Bruce.
Russell is a solicitor and a former councillor in Manchester.

## Early life and career

Russell studied politics at the University of York, graduating in 2004. She then completed the Graduate Diploma in Law and Bar Vocational Course at BPP University, as well as a Masters of Law at King's College London.
While working as a paralegal at Pattinson & Brewer in London, she cross-qualified as a solicitor, developing a practice in employment law. She then worked for several years at Slater & Gordon before moving to Fox Whitfield and Rebel Law Ltd to work as a consultant solicitor.
Russell has also worked as a supervising solicitor at the Equality and Employment Law Centre. She served as a trustee of Benchill Community Centre and was a school governor at Rackhouse Primary.

## Political career

Between 2014 and 2023, Russell represented Northenden ward as a councillor on Manchester City Council. She served as chair of the council's Resources and Governance Scrutiny Committee as well as vice-chair of the Wythenshawe Community Housing Group.
Russell later became chair of the Congleton Labour Party.
Ahead of the 2024 general election, Russell was selected as the prospective Labour candidate for Congleton. She was elected as MP with 37.7% of the vote and a majority of 3,387 votes. She overturned a majority of over 18,000 votes.

## Personal life

Russell is married with three children and lives in Congleton.
# Origination fee

An origination fee or establishment fee is a payment charged for establishing a loan account with a bank, broker, or other financial service provider.
While origination fees can be a set amount, a tiered amount, or a percentage. Percentages typically range from 1.0% to 5.0% of the loan amount, varying based on whether the loan is in the prime or subprime market. For example, an origination fee of 5% on a $10,000 loan is $500. In the United States, Discount points are used to buy down the interest rates, temporarily or permanently. Origination fees and discount points are both items listed under lender-charges on the HUD-1 Settlement Statement. Regulation Z was enacted to protect borrowers from abusive lending practices. Under this regulation, origination fees for mortgages cannot be deducted from taxes.