# Rate Bowl

The Rate Bowl is an annual college football bowl game that has been played in the state of Arizona since 1989, under several different names.
Played as the Copper Bowl from inception through 1996, it was known as the Insight.com Bowl from 1997 through 2001, then the Insight Bowl from 2002 through 2011, the Buffalo Wild Wings Bowl for 2012 and 2013, and the Cactus Bowl for the 2014 through 2017 seasons. In 2018 and 2019, the game was known as the Cheez-It Bowl. In 2020, Guaranteed Rate signed on as the title sponsor of the game, renaming it as the Guaranteed Rate Bowl. In October 2024, the game became the Rate Bowl as part of a company rebrand.
When the bowl was founded, it was played at Arizona Stadium in Tucson, on the campus of the University of Arizona. In 2000, the organizers moved the game from Tucson to Phoenix. There, it was played at what became known as Chase Field, the home of the Arizona Diamondbacks of Major League Baseball. For the 2006 season, the bowl moved a second time. After the annual Fiesta Bowl left Sun Devil Stadium in Tempe to play in University of Phoenix Stadium in Glendale, the bowl (then still known as the Insight Bowl) was relocated there as a permanent replacement. The bowl returned to its previous home at Chase Field in Phoenix for the January 2016 event, due to renovation work at Sun Devil Stadium that was expected to last at least three off-seasons. The bowl has remained at Chase Field, making it one of three bowl games staged in baseball stadiums, the other two being the Pinstripe Bowl at Yankee Stadium and the Fenway Bowl at Fenway Park.

## History

"Cactus Bowl" had been the originally planned name for what became the Copper Bowl in 1989. The game was played under the Copper Bowl name through 1996, after which title sponsorship rights were assumed by Insight Enterprises, which self-titled the game from 1997 through 2011. In 2012, restaurant chain Buffalo Wild Wings became the sponsor and self-titled the game for two years. Buffalo Wild Wings declined to renew sponsorship following the 2013 game, at which time organizers opted to rename the game "Cactus Bowl" rather than reverting to the Copper Bowl name. There had been a Texas-based Cactus Bowl played in Division II, but that game was discontinued after 2011. For 2014, TicketCity sponsored the new Cactus Bowl, and Motel 6 became the sponsor in 2015. In 2018, Kellogg's became the sponsor and rebranded the bowl, naming it after its cheese cracker brand, Cheez-It. In May 2020, the Cactus Bowl name returned, as Cheez-It sponsorship moved to what had been known as the Camping World Bowl played in Orlando, Florida.
For the first ten years, the game was played at Arizona Stadium, on the campus of the University of Arizona in Tucson. In 2000, the bowl's organizers moved the game to Bank One Ballpark, a baseball-specific stadium, in downtown Phoenix. In 2006, the game moved to Sun Devil Stadium at Arizona State University in Tempe to replace the Fiesta Bowl, which had moved to University of Phoenix Stadium in the Phoenix suburb of Glendale. The 2006 game set a record (since tied in the 2016 Alamo Bowl) for the biggest comeback in NCAA Division I FBS bowl history, as Texas Tech came back from a 38–7 third-quarter deficit to defeat Minnesota in overtime, 44–41.
For the first three playings of the Copper Bowl, TBS carried the game. Beginning in 1992 and continuing until the 2005 playing, the game aired on ESPN. After a four-year hiatus, during which NFL Network carried the game, ESPN regained the rights beginning in 2010.
The 2020 edition of the bowl was cancelled on December 20, 2020, due to an insufficient number of teams available to fill all 2020–21 bowl games, after a season impacted by the COVID-19 pandemic.

### Conference tie-ins

Before 2006, the game mainly featured teams from the Pac-10, Western Athletic Conference, Big 12, and old Big East conferences. From 2006 to 2013, it began featuring an annual matchup between teams from the Big Ten and the Big 12. Starting with the 2015 game, it featured a matchup between Pac-12 and Big 12 teams. Teams from the Atlantic Coast Conference and Mountain West Conference have also competed, along with teams from the now defunct Southwest Conference and Big Eight, and one independent school (Notre Dame in 2004). In July 2019, the bowl announced tie-ins with the Big Ten and Big 12 conferences, starting with the 2020–21 season and continuing through the 2025–26 season.

## Game results

All rankings are taken from the AP Poll prior to the game being played.
| No. | Date | Bowl name | Winning Team | Winning Team | Losing Team | Losing Team | Attendance |
| 1 | December 31, 1989 | Copper Bowl | Arizona | 17 | NC State | 10 | 37,237 |
| 2 | December 31, 1990 | Copper Bowl | California | 17 | Wyoming | 15 | 36,340 |
| 3 | December 31, 1991 | Copper Bowl | Indiana | 24 | Baylor | 0 | 35,751 |
| 4 | December 29, 1992 | Copper Bowl | No 18 Washington State | 31 | Utah | 28 | 40,826 |
| 5 | December 29, 1993 | Copper Bowl | No. 20 Kansas State | 52 | Wyoming | 17 | 49,075 |
| 6 | December 29, 1994 | Copper Bowl | No. 22 BYU | 31 | Oklahoma | 6 | 45,122 |
| 7 | December 27, 1995 | Copper Bowl | Texas Tech | 55 | Air Force | 41 | 41,004 |
| 8 | December 27, 1996 | Copper Bowl | Wisconsin | 38 | Utah | 10 | 42,122 |
| 9 | December 27, 1997 | Insight.com Bowl | Arizona | 20 | New Mexico | 14 | 49,385 |
| 10 | December 26, 1998 | Insight.com Bowl | No. 23 Missouri | 34 | West Virginia | 31 | 36,147 |
| 11 | December 31, 1999 | Insight.com Bowl | Colorado | 62 | No. 25 Boston College | 28 | 35,762 |
| 12 | December 28, 2000 | Insight.com Bowl | Iowa State | 37 | Pittsburgh | 29 | 41,813 |
| 13 | December 29, 2001 | Insight.com Bowl | No. 18 Syracuse | 26 | Kansas State | 3 | 40,028 |
| 14 | December 26, 2002 | Insight Bowl | No. 24 Pittsburgh | 38 | Oregon State | 13 | 40,533 |
| 15 | December 26, 2003 | Insight Bowl | California | 52 | Virginia Tech | 49 | 42,364 |
| 16 | December 28, 2004 | Insight Bowl | Oregon State | 38 | Notre Dame | 21 | 45,917 |
| 17 | December 27, 2005 | Insight Bowl | Arizona State | 45 | Rutgers | 40 | 43,536 |
| 18 | December 29, 2006 | Insight Bowl | Texas Tech | 44 | Minnesota | 41 (OT) | 48,391 |
| 19 | December 31, 2007 | Insight Bowl | Oklahoma State | 49 | Indiana | 33 | 48,892 |
| 20 | December 31, 2008 | Insight Bowl | Kansas | 42 | Minnesota | 21 | 49,103 |
| 21 | December 31, 2009 | Insight Bowl | Iowa State | 14 | Minnesota | 13 | 45,090 |
| 22 | December 28, 2010 | Insight Bowl | Iowa | 27 | No. 14 Missouri | 24 | 53,453 |
| 23 | December 30, 2011 | Insight Bowl | No. 19 Oklahoma | 31 | Iowa | 14 | 54,247 |
| 24 | December 29, 2012 | Buffalo Wild Wings Bowl | Michigan State | 17 | TCU | 16 | 44,617 |
| 25 | December 28, 2013 | Buffalo Wild Wings Bowl | Kansas State | 31 | Michigan | 14 | 53,284 |
| 26 | January 2, 2015 | Cactus Bowl | Oklahoma State | 30 | Washington | 22 | 35,409 |
| 27 | January 2, 2016 | Cactus Bowl | West Virginia | 43 | Arizona State | 42 | 39,321 |
| 28 | December 27, 2016 | Cactus Bowl | Baylor | 31 | Boise State | 12 | 33,328 |
| 29 | December 26, 2017 | Cactus Bowl | Kansas State | 35 | UCLA | 17 | 32,859 |
| 30 | December 26, 2018 | Cheez-It Bowl | TCU | 10 | California | 7 (OT) | 33,121 |
| 31 | December 27, 2019 | Cheez-It Bowl | No. 24 Air Force | 31 | Washington State | 21 | 34,105 |
| — | December 26, 2020 | Guaranteed Rate Bowl | Canceled: insufficient number of teams available | Canceled: insufficient number of teams available | Canceled: insufficient number of teams available | Canceled: insufficient number of teams available | Canceled: insufficient number of teams available |
| 32 | December 28, 2021 | Guaranteed Rate Bowl | Minnesota | 18 | West Virginia | 6 | 21,220 |
| 33 | December 27, 2022 | Guaranteed Rate Bowl | Wisconsin | 24 | Oklahoma State | 17 | 23,187 |
| 34 | December 26, 2023 | Guaranteed Rate Bowl | Kansas | 49 | UNLV | 36 | 26,478 |
| 35 | December 26, 2024 | Rate Bowl | Kansas State | 44 | Rutgers | 41 | 21,659 |
Source:
    Games 1–11 (copper) played in Tucson at Arizona Stadium
    Games 12–17 (silver) played in Phoenix at Bank One Ballpark (now Chase Field)
    Games 18–26 (yellow) played in Tempe at Sun Devil Stadium
    Games 27–present (silver) played in Phoenix at Chase Field (formerly Bank One Ballpark)

## MVPs

Two MVPs are selected for each game; one an offensive player, the other a defensive player.
| Game | Offensive MVP | Offensive MVP | Offensive MVP | Defensive MVP | Defensive MVP | Defensive MVP |
| Game | Player | Team | Position | Player | Team | Position |
| 1989 | Shane Montgomery | North Carolina State | QB | Scott Geyer | Arizona | DB |
| 1990 | Mike Pawlawski | California | QB | Robert Midgett | Wyoming | LB |
| 1991 | Vaughn Dunbar | Indiana | TB | Mark Hagen | Indiana | LB |
| 1992 | Drew Bledsoe | Washington State | QB | Kareem Leary | Utah | DB |
| 1993 | Andre Coleman | Kansas State | WR | Kenny McEntyre | Kansas State | CB |
| 1994 | Jamal Willis | BYU | RB | Broderick Simpson | Oklahoma | LB |
| 1995 | Zebbie Lethridge | Texas Tech | QB | Mickey Dalton | Air Force | CB |
| 1996 | Ron Dayne | Wisconsin | RB | Tarek Saleh | Wisconsin | LB |
| 1997 | Trung Canidate | Arizona | RB | Jimmy Sprotte | Arizona | LB |
| 1998 | Marc Bulger | West Virginia | QB | Jeff Marriott | Missouri | DT |
| 1999 | Cortlen Johnson | Colorado | RB | Jashon Sykes | Colorado | LB |
| 2000 | Sage Rosenfels | Iowa State | QB | Reggie Hayward | Iowa State | DE |
| 2001 | James Mungro | Syracuse | RB | Clifton Smith | Syracuse | LB |
| 2002 | Brandon Miree | Pittsburgh | TB | Claude Harriott | Pittsburgh | DL |
| 2003 | Aaron Rodgers | California | QB | Ryan Gutierrez | California | FS |
| 2004 | Derek Anderson | Oregon State | QB | Trent Bray | Oregon State | LB |
| 2005 | Rudy Carpenter | Arizona State | QB | Jamar Williams | Arizona State | LB |
| 2006 | Graham Harrell | Texas Tech | QB | Antonio Huffman | Texas Tech | CB |
| 2007 | Zac Robinson | Oklahoma State | QB | Donovan Woods | Oklahoma State | S |
| 2008 | Dezmon Briscoe | Kansas | WR | James Holt | Kansas | LB |
| 2009 | Alexander Robinson | Iowa State | RB | Christopher Lyle | Iowa State | DE |
| 2010 | Marcus Coker | Iowa | RB | Micah Hyde | Iowa | DB |
| 2011 | Blake Bell | Oklahoma | QB | Jamell Fleming | Oklahoma | DB |
| 2012 | Le'Veon Bell | Michigan State | RB | William Gholston | Michigan State | DE |
| 2013 | Tyler Lockett | Kansas State | WR | Dante Barnett | Kansas State | DB |
| 2015 | Desmond Roland | Oklahoma State | RB | Seth Jacobs | Oklahoma State | LB |
| 2016 (Jan.) | Skyler Howard | West Virginia | QB | Shaq Petteway | West Virginia | LB |
| 2016 (Dec.) | KD Cannon | Baylor | WR | Tyrone Hunt | Baylor | DE |
| 2017 | Alex Delton | Kansas State | QB | Denzel Goolsby | Kansas State | S |
| 2018 | Sewo Olonilua | TCU | RB | Jaylinn Hawkins | California | S |
| 2019 | Kadin Remsberg | Air Force | RB | Grant Donaldson | Air Force | OLB |
| 2021 | Ky Thomas | Minnesota | RB | Tyler Nubin | Minnesota | S |
| 2022 | Braelon Allen | Wisconsin | RB | Jordan Turner | Wisconsin | LB |
| 2023 | Jason Bean | Kansas | QB | Kenny Logan | Kansas | S |
| 2024 | Dylan Edwards | Kansas State | RB | Austin Moore | Kansas State | LB |
Source:

## Sportsmanship award

The bowl awarded a sportsmanship award for the 2001 through January 2016 games.
| Game | Player | Team | Position |
| 2001 | Terry Pierce | Kansas State | LB |
| 2002 | Derek Anderson | Oregon State | QB |
| 2003 | Doug Easlick | Virginia Tech | FB |
| 2004 | Derek Curry | Notre Dame | LB |
| 2005 | Ryan Neill | Rutgers | DE |
| 2006 | Dominic Jones | Minnesota | DB |
| 2007 | Jonathan "Josh" Sandberg | Indiana | OG |
| 2008 | Jack Simmons | Minnesota | TE |
| 2009 | D.J. Burris | Minnesota | OG |
| 2010 | Tim Barnes | Missouri | C |
| 2011 | Tyler Nielsen | Iowa | LB |
| 2012 | Tayo Fabuluje | TCU | OT |
| 2013 | Devin Funchess | Michigan | WR |
| 2015 | Andrew Hudson | Washington | DE |
| 2016 (Jan.) | D. J. Foster | Arizona State | RB |

## Most appearances
### Teams with a single appearance

Won (4): BYU, Colorado, Michigan State, Syracuse
Lost (10): Boise State, Boston College, Michigan, New Mexico, North Carolina State, Notre Dame, UCLA, UNLV, Virginia Tech, Washington

## Appearances by conference

Updated through the December 2024 edition (35 games, 70 total appearances).
| Conference | Record | Record | Record | Record | Appearances by season | Appearances by season |
| Conference | Games | W | L | Win pct. | Won | Lost |
| Big 12 | 21 | 16 | 5 | .762 | 1998, 1999, 2000, 2006, 2007, 2008, 2009, 2011, 2013, 2014*, 2015*, 2016, 2017, 2018, 2023, 2024 | 2001, 2010, 2012, 2021, 2022 |
| Pac-12 | 13 | 7 | 6 | .538 | 1989, 1990, 1992, 1997, 2003, 2004, 2005 | 2002, 2014*, 2015*, 2017, 2018, 2019 |
| Big Ten | 13 | 6 | 7 | .462 | 1991, 1996, 2010, 2012, 2021, 2022 | 2006, 2007, 2008, 2009, 2011, 2013, 2024 |
| Big East | 7 | 2 | 5 | .286 | 2001, 2002 | 1998, 1999, 2000, 2003, 2005 |
| WAC | 7 | 1 | 6 | .143 | 1994 | 1990, 1992, 1993, 1995, 1996, 1997 |
| Mountain West | 3 | 1 | 2 | .333 | 2019 | 2016, 2023 |
| Big Eight | 2 | 1 | 1 | .500 | 1993 | 1994 |
| SWC | 2 | 1 | 1 | .500 | 1995 | 1991 |
| ACC | 1 | 0 | 1 | .000 | | 1989 |
| Independents | 1 | 0 | 1 | .000 | | 2004 |
* Games marked with an asterisk (*) were played in January of the following calendar year.
* Records reflect conference affiliations at the time each game was played.
* The Pac-12's record includes appearances when the conference was the Pac-10. From 1989 through 2005, Pac-10 teams made eight appearances and were 7–1.
* Big East teams made seven appearances and were 2–5; the American Athletic Conference (The American) retains the conference charter following the 2013 split of the original Big East along football lines.
* Conferences that are defunct or no longer active in FBS are marked in italics.
* Independent appearances: Notre Dame (2004)

## Game records

| Team | Performance vs. opponent | Year |
| Most points scored (one team) | 62, Colorado vs. Boston College | 1999 |
| Most points scored (losing team) | 49, Virginia Tech vs. California | 2003 |
| Most points scored (both teams) | 101, California vs. Virginia Tech | 2003 |
| Fewest points allowed | 0, Indiana vs. Baylor | 1991 |
| Largest margin of victory | 35, Kansas State vs. Wyoming | 1993 |
| Total yards | 679, Arizona State vs. Rutgers | 2005 |
| Rushing yards | 431, Air Force vs. Texas Tech | 1995 |
| Passing yards | 492, Washington State vs. Utah | 1992 |
| First downs | 33, Arizona State vs. Rutgers | 2005 |
| Fewest yards allowed | 130, North Carolina State vs. Arizona | 1989 |
| Fewest rushing yards allowed | 8, Pittsburgh vs. Oregon State | 2002 |
| Fewest passing yards allowed | 16, Utah vs. Wisconsin | 1996 |
| Individual | Performance vs. opponent | Year |
| Total Offense | 555, Skyler Howard, West Virginia vs. Arizona State | 2016* |
| All-purpose yards | 289, Tim White, Arizona State vs. West Virginia | 2016* |
| Rushing yards | 260, Byron Hanspard, Texas Tech vs. Air Force | 1995 |
| Rushing touchdowns | 4, Byron Hanspard, Texas Tech vs. Air Force | 1995 |
| Passing yards | 532, Skyler Howard, West Virginia vs. Arizona State | 2016* |
| Passing touchdowns | 6, Jason Bean, Kansas vs UNLV | 2023 |
| Receptions | 15, T.J. Moe, Missouri vs. Iowa | 2010 |
| Receiving yards | 212, Phillip Bobo, Washington State vs. Utah | 1992 |
| Receiving touchdowns | 3, shared by: Dezmon Briscoe, Kansas vs. Minnesota Luke Grimm, Kansas vs. UNLV Lawrence Arnold, Kansas vs. UNLV | 2008 2023 2023 |
| Tackles | 20 (total), Jahad Woods, Washington State vs. Air Force | 2019 |
| Interceptions | 2, most recent: Cameron Oliver, UNLV vs. Kansas | 2023 |
| Long Plays | Performance vs. opponent | Year |
| Touchdown run | 71, Danta Johnson, Air Force vs. Texas Tech | 1995 |
| Touchdown pass | 87, Phillip Bobo from Drew Bledsoe, Washington State vs. Utah | 1992 |
| Kickoff return | 60, shared by: Ricardo Rhodes, Missouri vs. West Virginia Troy Stoudermire, Minnesota vs. Kansas | 1998 2008 |
| Punt return | 88, Ben Kelly, Colorado vs. Boston College | 1999 |
| Interception return | 78, George White, Boston College vs. Colorado | 1999 |
| Fumble return | 15, Orion Stewart, Baylor vs. Boise State | 2016 |
| Punt | 67, shared by: Travis Brown, Kansas State vs. Syracuse Tress Way, Oklahoma vs. Iowa | 2001 2011 |
| Field goal | 53, Jaden Oberkrom, TCU vs. Michigan State | 2012 |
Games marked with an asterisk (*) were played in January of the noted calendar year.
Source:

## Media coverage

The bowl has been televised by three different networks: TBS (1989–1991), ESPN (1992–2005, 2010–present), and NFL Network (2006–2009).