# List of banks in Bosnia and Herzegovina

This is a complete list of banks in Bosnia and Herzegovina as of May 2024. Based on official lists from Centralna banka Bosne i Hercegovine, responsible for national bank regulation and registration in Bosnia and Herzegovina.

## Central bank

* Centralna banka Bosne i Hercegovine, located in Sarajevo - SWIFT Code: CBBSBA22XXX www.cbbh.ba

## Licensed commercial banks

As of 2 September 2024, there are 22 licensed commercial banks in Bosnia and Herzegovina:
| Bank name | Headquarters | Supervisor | Website | SWIFT Code | Owner / International group | ATM network membership |
| Addiko Bank Banja Luka | Banja Luka | ABRS | www.addiko-rs.ba | HAABBA2BXXX | Addiko Bank | Addiko Bank BiH |
| Addiko Bank Sarajevo | Sarajevo | FBA | www.addiko-fbih.ba | HAABBA22XXX | Addiko Bank | Addiko Bank BiH |
| ASA Banka | Sarajevo | FBA | www.asabanka.ba | IKBZBA2XXXX | ASA Group | ATM Network BH mreža |
| ATOS BANK | Banja Luka | ABRS | www.atosbank.ba | SABRBA2BXXX | Atos Bank | ATM Network with Nova Banka |
| Banka Poštanska štedionica Banja Luka | Banja Luka | ABRS | www.bpsbl.com | KOBBBA22XXX | Banka Poštanska štedionica Serbia | No |
| Bosna Bank International | Sarajevo | FBA | www.bbi.ba | BBIBBA22XXX | Islamic Development Bank (45,46%), Dubai Islamic Bank (27,27%), Abu Dhabi Islamic Bank (27,27%) | ATM Network BH mreža |
| Intesa Sanpaolo banka BiH | Sarajevo | FBA | www.intesasanpaolobanka.ba | UPBKBA22XXX | Banca Intesa via PBZ | No |
| Komercijalno-investiciona banka | Velika Kladuša | FBA | www.kib-banka.com.ba | KINBBA22XXX | KIB banka | No |
| MF banka | Banja Luka | ABRS | www.mfbanka.com | MFBLBA22XXX | MF Grupa d.o.o. (94,87%), GLS investicioni fond (5,13%) | No |
| NLB Banka Sarajevo | Sarajevo | FBA | www.nlb-fbih.ba | TBTUBA22XXX | NLB Group | NLB Bank BiH |
| NLB Banka Banja Luka | Banja Luka | ABRS | www.nlb-rs.ba | RAZBBA22XXX | NLB Group | NLB Bank BiH |
| Nova Banka | Banja Luka | ABRS | www.novabanka.com | NOBIBA22XXX | MG-MIND Group | ATM Network with ATOS BANK |
| Naša Banka | Banja Luka | ABRS | www.nasa-banka.com | PAVLBA22XXX | Naša Banka | No |
| Privredna banka Sarajevo | Sarajevo | FBA | www.pbs.ba | PBSCBA22XXX | Privredna Banka Sarajevo | ATM Network BH mreža |
| ProCredit Bank BiH | Sarajevo | FBA | www.procreditbank.ba | MEBBBA22XXX | ProCredit Holding | ProCredit Bank |
| Raiffeisen Bank Bosna i Hercegovina | Sarajevo | FBA | www.raiffeisenbank.ba | RZBABA2SXXX | Raiffeisen Bank International | Raiffeisen Banking Group |
| Razvojna banka Federacije BiH | Sarajevo | FBA | www.rbfbih.ba | IBBHBA22XXX | Government of the Federation of Bosnia and Herzegovina | No |
| Sparkasse Bank Bosna i Hercegovina | Sarajevo | FBA | www.sparkasse.ba/ | ABSBBA22XXX | Steiermärkische Sparkasse | Erste Group |
| UniCredit Bank a.d. | Banja Luka | ABRS | www.unicreditbank-bl.ba | BLBABA22XXX | UniCredit Bank | UniCredit Group BiH |
| UniCredit Bank d.d. | Mostar | FBA | www.unicredit.ba | UNCRBA22XXX | UniCredit Bank | UniCredit Group BiH |
| Union Banka | Sarajevo | FBA | www.unionbank.ba | UBKSBA22XXX | Government of the Federation of Bosnia and Herzegovina | ATM Network BH mreža |
| ZiraatBank BH | Sarajevo | FBA | www.ziraatbank.ba | TZBBBA22XXX | Ziraat Finance Group | Ziraat Bank |

## Defunct & merged banks in Bosnia and Herzegovina

These are banks that either lost their licence due to the accumulated debts and insolvency, or went into bankruptcy:

### Defunct/non-operating banks

* Banka Srpske - Banja Luka
* Balkan Investment Bank - Banja Luka
* Bobar Banka - Bijeljina
* IEFK Bank - Banja Luka
* Postbank BH - Sarajevo
* Hercegovačka Banka - Mostar
* Camelija banka - Bihać
* International Commercial Bank - Sarajevo
* VB banka - Banja Luka
* Zepter Komerc bank - Banja Luka
* Privredna banka a.d. Istočno Sarajevo - East Sarajevo

### Merged banks

* BOR Banka - Sarajevo
* Moja Banka - Sarajevo
* FIMA Banka - Sarajevo
* Volksbank a.d. - Banja Luka
* Volksbank d.d. - Sarajevo
* NLB Tuzlanska Banka - Tuzla
* Tuzlanska banka - Tuzla
* ABS Banka - Sarajevo
* Depozitna banka - Sarajevo
* Šeh-in banka - Zenica
* Investicijska Banka Federacije BiH - Sarajevo
* LT Gospodarska banka - Sarajevo
* Ljubljanska banka - Sarajevo
* Sberbank BH - Sarajevo
* Central Profit Banka - Sarajevo
* Universal banka - Sarajevo
* HVB CPB Banka - Sarajevo
* HVB Banka Bosna i Herzegovina - Sarajevo
* Nova Banjalučka banka - Banja Luka
* UPI banka - Sarajevo
* CBS Bank - Sarajevo
* Commercebank - Sarajevo
* Una banka - Bihać
* Auro Banka - Mostar
* Gospodarska banka - Mostar
* Vakufska banka - Sarajevo
* Sberbank a.d. - Banja Luka
* ASA Naša i snažna - Sarajevo

## Banking supervision and authorization

* Agencija za osiguranje depozita Bosne i Hercegovine (in English: Deposit Insurance Agency of Bosnia and Herzegovina)-independent, non-profit legal entity with powers provided for in accordance with the Law www.aod.ba
* Agencija za bankarstvo Federacije BiH (FBA) (in English: Banking Agency of the Federation of Bosnia and Herzegovina) - independent, sovereign and non-profit authority for bank supervision and licensing in FBiH entity www.fba.ba
* Agencija za bankarstvo RS (ABRS) (in English: Banking Agency of Republika Srpska) - independent, sovereign and non-profit authority for bank supervision and licensing in RS entity www.abrs.ba

## Other financial institutions

* BAMCARD - www.bamcard.ba national payment clearing provider and processing center to financial institutions in Bosnia and Herzegovina
* BH mreža bankomata or ATM Network BH mreža - www.bhmreza.ba is ATM network with more than 150 ATMs operated by national processing center (BAMCARD) for the customers of four Bosnian partner banks (ASA Banka, Bosna Bank International, Privredna banka Sarajevo and Union Banka).
* KVIKO - www.kviko.ba is Bosnian member of European Mobile Payment Systems Association operated by BAMCARD (for customers of ASA Banka, Bosna Bank International and Union Banka)
* Investiciono-razvojna banka RS - local development bank serving RS entity in Bosnia and Herzegovina, from Banja Luka.
* Western Union services in Bosnia and Herzegovina
* MoneyGram - in Bosnia and Herzegovina
* Ria Money Transfer
* Eurogiro

## Representative offices of International financial institutions

* International Monetary Fund - Međunarodni monetarni fond, Bosnian office located in Sarajevo
* European Bank for Reconstruction and Development - Evropska banka za obnovu i razvoj za BiH - EBRD office in Sarajevo (Fra Anđela Zvizdovića 1, UNITIC)
* World Bank - The World Bank Group - Country Office for BiH in Sarajevo, Ured Svjetske banke u BIH, Sarajevo
* European Investment Bank - (EIB) Representation to Bosnia and Herzegovina in Sarajevo (Skenderija 3a, 71000 Sarajevo).
* Council of Europe Development Bank (Banka Vijeća Evrope) - Razvojna banka Vijeća Evrope (CEB) in BiH
* KfW - Njemačka razvojna banka - KFW u BiH
* The Saudi Fund for Development (SFD) - Saudijski fond za razvoj (SFD)
* The International Fund for Agricultural Development - (IFAD) - Međunarodni fond za poljoprivredni razvoj
* The Kuwait Fund for Arab Economic Development - Kuvajtski fond za arapski razvoj (KFAD)