# List of banks in Romania

This is a list of all the banks incorporated in Romania as of 9December2023.

## Banks incorporated in Romania
### Universal banks (foreign-owned banks)

* Alpha Bank
* Banca Comercială Română (part of the Erste Group)
* BRD – Groupe Société Générale
* Garanti BBVA (part of the BBVA Group)
* First Bank (part of Intesa Sanpaolo Group)
* Intesa Sanpaolo
* Libra Internet Bank
* Vista Bank
* Porsche Bank (soon to be rebranded into Credex Bank)
* ProCredit Bank
* Raiffeisen Bank
* UniCredit Bank

### Universal banks (domestically-owned banks)

* Banca Romana de Credite si Investitii (formerly ATEbank Romania)
* Banca Transilvania
* CEC Bank
* Exim Banca Românească
* Porsche Bank (soon to be rebranded into Credex Bank)
* Patria Bank
* Salt Bank (part of the Banca Transilvania Group)
* TechVentures Bank

## Romanian branches of international banks
### Universal banks

* ING
* BNP Paribas Personal Finance
* Revolut
* TBI Bank
* Alior Bank SA Varșovia - Sucursala Bucureşti
* Credit Europe Bank (Romania)

### Corporate banks

* Bank of China
* Banque Banorient France (formerly Blom Bank France)
* BNP Paribas
* Citibank Europe
* PKO Bank Polski

## List of systemic banks

As of 2024, the National Committee of Macroprudential Oversight of Romania has identified 9 locally-incorporated banks as systematically important and thus have to meet more stringent requirements:
* Banca Transilvania
* BRD – Groupe Société Générale
* Banca Comercială Română (Erste Group)
* UniCredit Bank
* Raiffeisen Bank
* CEC Bank
* OTP Bank
* Alpha Bank
* Exim Banca Românească

## Market share of banks

The market share of banks in terms of assets (above 1%):
| | Bank | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
| 1 | Banca Transilvania | 20.15% | 19.11% | 19.55% | 18.46% | 17.72% | 16.48% | 13.87% | 13.15% | 12.60% | 9.80% | 8.90% |
| 2 | Banca Comercială Română | 13.44% | 13.95% | 13.93% | 14.20% | 14.43% | 15.05% | 15.83% | 16.28% | 15.80% | 16.20% | 17.50% |
| 3 | CEC Bank | 10.41% | 8.83% | 7.92% | 7.37% | 6.64% | 6.50% | 7.41% | 7.16% | 7.30% | 7.70% | 7.40% |
| 4 | BRD – Groupe Société Générale | 10.13% | 10.20% | 10.48% | 11.01% | 11.28% | 11.99% | 12.50% | 12.87% | 13.00% | 12.40% | 13.00% |
| 5 | ING Bank | 8.93% | 9.00% | 9.27% | 9.55% | 9.01% | 8.51% | 7.87% | 7.08% | 6.30% | 5.10% | 5.00% |
| 6 | Raiffeisen Bank | 8.73% | 8.85% | 9.25% | 9.16% | 8.66% | 8.88% | 8.44% | 8.49% | 8.40% | 7.90% | 7.30% |
| 7 | UniCredit Bank | 8.43% | 8.62% | 7.84% | 8.11% | 8.99% | 9.21% | 8.78% | 8.30% | 8.10% | 7.90% | 7.60% |
| 8 | Exim Banca Românească | 3.29% | 3.28% | 2.30% | 2.11% | 1.57% | 1.60% | 1.30% | 1.09% | 1.00% | 1.10% | 1.10% |
| 9 | Alpha Bank | 2.93% | 3.01% | 2.92% | 3.20% | 3.60% | 3.76% | 3.66% | 3.74% | 4.00% | 4.60% | 4.50% |
| 10 | OTP Bank | 2.46% | 2.84% | 2.89% | 2.65% | 2.68% | 2.45% | 2.14% | 2.09% | 2.30% | 1.30% | 1.30% |
| 11 | Garanti BBVA | 1.90% | 1.91% | 1.78% | 1.91% | 2.19% | 2.27% | 2.33% | 2.28% | 2.50% | 2.20% | 2.00% |
| 12 | Citibank | 1.77% | 2.05% | 1.91% | 1.98% | 2.06% | 1.78% | 1.57% | 1.73% | 2.30% | 2.40% | 1.80% |
| 13 | Libra Internet Bank | 1.39% | 1.39% | 1.50% | 1.31% | 1.32% | 1.21% | 1.08% | 0.86% | 0.60% | 0.50% | 0.30% |
| 14 | Vista Bank | 1.18% | 1.16% | | | | | | | | | |
| 15 | First Bank | 1.04% | 1.10% | 1.09% | 1.31% | 1.30% | 1.50% | 1.51% | 1.67% | 1.90% | 2.50% | 2.50% |
| 16 | Intesa Sanpaolo | 0.92% | 1.09% | 1.09% | 1.15% | 1.33% | 1.26% | 1.05% | 1.04% | 1.10% | 1.20% | 1.40% |
* Notes
* $^a$ Banca Transilvania acquired Bancpost in 2018 from Eurobank.
* $^b$ Banca Transilvania acquired Volksbank Group's Romanian subsidiary in 2015.
* $^c$ UniCredit Bank acquired Royal Bank of Scotland's Romanian subsidiary in 2015.
* $^d$ Raiffeisen Bank acquired Citibank's retail banking operations in 2013.
* $^e$ OTP Bank acquired Millennium BCP's Romanian subsidiary in 2015.
* $^f$ Citibank sold its retail banking operations to Raiffeisen Bank in 2015, and currently only has corporate banking operations on the local market.
* $^g$ First Bank was known as Piraeus Bank until 2018, when the Piraeus Bank Group left the Romanian market and sold its subsidiary to J.C. Flowers & Co.
* $^h$ Intesa Sanpaolo acquired Veneto Banca, including its Romanian subsidiary, in 2017.
* $^i$ EximBank acquired Banca Românească, a subsidiary of National Bank of Greece, in 2020 and completed the merger in 2022.
* $^j$ Vista Bank acquired Credit Agricole's Romanian subsidiary in 2021.

## Discontinued operations

| Bank | Licence withdrawn | Fate | Date |
| Credit Bank | 18 April 1997 | Bankruptcy | 9 November 2000 |
| Albina Bank | 13 May 1999 | Bankruptcy | 25 May 1999 |
| Bancorex | 31 July 1999 | Merged with Banca Comercială Română | 30 July 1999 |
| Bankcoop | 8 February 2000 | Bankruptcy | 8 February 2000 |
| Columna Bank | 22 June 2000 | Bankruptcy | 18 March 2003 |
| International Religion Bank | 10 July 2000 | Bankruptcy | 10 July 2000 |
| Discount Romanian Bank | 28 February 2002 | Bankruptcy | 19 April 2002 |
| Investment and Development Bank | 29 March 2002 | Dissolved | 11 March 2002 |
| Turkish-Romanian Bank | 30 April 2002 | Bankruptcy | 3 July 2002 |
| HVB Bank | | Merged with Banca Comerciala Ion Tiriac as HVB Tiriac Bank | 31 August 2006 |
| Banca di Roma | | The group, including its Romanian branch, merged with Unicredit | 12 June 2008 |
| Anglo-Romanian Bank | | Merged with Erste Group and BCR | 1 July 2011 |
| Banca CR Firenze | | The group, including its Romanian subsidiary, merged with Intesa Sanpaolo. | 1 October 2012 |
| The Royal Bank of Scotland | | Sold retail and corporate portfolio to Unicredit Bank and closed. | August 2015 |
| Millenium Bank | 1 November 2015 | Merged with OTP Bank | 31 October 2015 |
| Volksbank Group (Romanian subsidiary) | 1 January 2016 | Merged with Banca Transilvania | 31 December 2015 |
| Banca Comercială Carpatica | 2 May 2017 | Merged with Patria Bank | 3 May 2017 |
| Veneto Banca | 8 June 2018 | The group, including its Romanian branch, merged with Intesa Sanpaolo. | 27 June 2017 |
| Piraeus Bank | | The Romanian subsidiary of Piraeus Bank was acquired by J.C. Flowers & Co., whom later changed the bank's name to First Bank on 30 October 2018. | 28 June 2018 |
| Bancpost | 1 January 2019 | The Romanian subsidiary of Eurobank Ergasias merged with Banca Transilvania. | 31 December 2018 |
| Bank of Cyprus | 1 January 2019 | Sold its assets and liabilities to Marfin Bank (now known as Vista Bank) in 2013, and closed in 2018. | 31 December 2018 |
| National Bank of Greece | | The Romanian subsidiary of National Bank of Greece, Banca Românească, was acquired by the Romanian state-owned corporate bank EximBank. | 23 January 2020 |
| Bank Leumi | 30 April 2020 | Bank Leumi's Romanian subsidiary merged with First Bank. | 31 April 2020 |
| Crédit Agricole | 30 September 2022 | Crédit Agricole's Romanian subsidiary merged with Vista Bank. | 1 October 2022 |
| Banca Românească | 10 May 2023 | Merged with EximBank as Exim Banca Românească. | 31 December 2022 |
| First Bank | | Merged with Intesa Sanpaolo. | 31 May 2024 |
| OTP Bank | | The Romanian subsidiary of OTP Bank merged with Banca Transilvania. | 30 July 2024 |