OpenLLM-France/wikimedia huggingface dataset:
# 1921 in British music

This is a summary of 1921 in music in the United Kingdom.

## Events

* January – Sir Charles Villiers Stanford gives a public lecture entitled "Some Recent Tendencies in Composition", criticising current musical trends.
* 5 March – Charles Villiers Stanford makes his last public appearance when he conducts his latest work, the cantata At the Abbey Gate. The Observer thinks it "quite appealing even though one feels it to be more facile than powerful."
* 14 June – First performance of the orchestral version of Vaughan Williams's The Lark Ascending conducted by Adrian Boult with Marie Hall as violin soloist in a concert at the Queen's Hall in London.
* June – Adrian Boult conducts an experimental Opera Intime week at the Aeolian Hall (London).
* date unknown
** A new production of The Tempest at the Aldwych Theatre, directed by Viola Tree, adds new incidental music by Arthur Bliss to that by Thomas Arne and Arthur Sullivan.
** The Savoy Havana Band is formed as a resident dance band at the Savoy Hotel, London, by American saxophonist Bert Ralton.

## Popular music

* "And Her Mother Came Too": words by Dion Titheradge, music by Ivor Novello
* "Dancing Time": words by George Grossmith, Jr., music by Jerome Kern
* "Shimmy With Me": words by P. G. Wodehouse, music by Jerome Kern, from the musical The Cabaret Girl

## Classical music: new works

* Kenneth J. Alford – The Mad Major
* Arnold Bax – Mater ora Filium
* Eric Coates – Moresque
* John Foulds – A World Requiem (1919–21; premiered 1923)
* Albert Ketèlbey
** Bells Across the Meadows
** In a Persian Market
* John Ireland – Two Pieces for Piano
* Cyril Rootham – Suite in three movements for flute and piano

## Opera

* Gustav Holst – Savitri

## Musical theatre

* 17 January – The League of Notions London revue opens at the Oxford Theatre.
* 5 October – The Golden Moth (Music: Ivor Novello) opens at the Adelphi Theatre, starring Bobbie Comber and Thorpe Bates.

## Publications

* Porte, J. F. Sir Edward Elgar. London: Kegan Paul, Trench, Turner & Co. Ltd.

## Births

* 5 February – Sir John Pritchard, conductor (died 1989)
* 2 March – Robert Simpson, musicologist and composer (died 1997)
* 21 March – Antony Hopkins, composer and music writer (died 2014)
* 8 April – Alfie Bass, actor (Tevye in West End production of Fiddler on the Roof) (died 1987)
* 23 May – Humphrey Lyttelton, English jazz musician (died 2008)
* 12 July – Hilary Corke, writer and composer (died 2001)
* 13 August – Mary Lee, Scottish singer
* 8 September – Sir Harry Secombe, singer and comedian (died 2001)
* 21 September – Jimmy Young, singer and radio broadcaster (died 2016)
* 2 October – Robert Bruce Montgomery, composer (died 1978)
* 21 October – Sir Malcolm Arnold, composer (died 2006)

## Deaths

* 8 February – George Formby Sr, singer and comedian, 45 (tuberculosis)
* 25 February – John Thomas of Llanwrtyd, composer, 81
* 14 March – Gustave Barnes, violinist, painter and sculptor, 43
* 29 November – Ivan Caryll, Belgian-born composer of operettas in English, 60
# America, Oklahoma

America is a ghost town in southeastern McCurtain County, Oklahoma, United States. It was located 7 miles southeast of Haworth. The town was named after America Stewart, wife of Tom Stewart, a local resident.

## History

America grew around a sawmill built by William Spencer and his three brothers in 1907. The Spencer family built 40 houses to lease to sawmill workers, and by 1910 there were 200 people living in America. In 1911, after all the timber had been cut, Spencer opened a cotton gin and general store and became a cotton buyer. Cotton grown on the cleared land was shipped out by the Arkansas and Choctaw Railway (a predecessor of the Frisco) that ran through the town. After cotton production declined in the 1920s, most residents moved out. The cotton gin closed in 1933, around the time when the Great Depression was at its worst. Buck and Blanche Barrow, associates of Bonnie & Clyde were married in America on July 3, 1931. The post office, established since July 24, 1903, was disestablished on February 15, 1944. The general store closed the next year, completing the decline.
Today, part of the former townsite of America is in the Ouachita National Forest. Only two old houses and a railroad marker remain.
# Amsacta latimarginalis

Amsacta latimarginalis is a moth of the family Erebidae. It was described by Rothschild in 1933. It is found in the Central African Republic, Ghana, Malawi, Nigeria, Sierra Leone and Sudan.

## Subspecies

* Amsacta latimarginalis latimarginalis (Central African Republic, Sudan)
* Amsacta latimarginalis elongata Rothschild, 1933 (Malawi)
# 1917 Auckland City mayoral election

The 1917 Auckland City mayoral election was part of the New Zealand local elections held that same year. In 1917, elections were held for the Mayor of Auckland plus other local government positions including twenty-one city councillors. The polling was conducted using the standard first-past-the-post electoral method.
Incumbent mayor James Gunson was declared re-elected unopposed, with no other candidates emerging.

## Councillor results

1917 Auckland City Council election :
| Party | Candidate | Votes | % | ±% |
| Citizens | Andrew Entrican | 5,369 | 72.11 | +9.69 |
| Citizens | Patrick Nerheny | 4,653 | 61.83 | +11.05 |
| Citizens | Ellen Melville | 4,649 | 61.77 | +9.01 |
| Citizens | Harold D. Heather | 4,408 | 58.31 | +13.17 |
| Citizens | William Holdsworth | 4,331 | 57.20 | +15.04 |
| Citizens | George Knight | 4,240 | 55.90 | +5.58 |
| Citizens | George Baildon | 4,185 | 55.11 | +9.57 |
| Citizens | James Alexander Warnock | 4,057 | 53.27 | +8.07 |
| Independent | Ernest Davis | 4,056 | 53.25 | +7.59 |
| Citizens | Frederick Brinsden | 4,026 | 52.82 | +17.58 |
| Citizens | Peter Mitchell Mackay | 3,937 | 51.54 | +5.27 |
| Citizens | Edwin James Carr | 3,930 | 51.44 | +13.42 |
| Citizens | Maurice Casey | 3,834 | 50.07 | −0.66 |
| Citizens | Horatio Bagnall | 3,819 | 49.85 | +1.48 |
| Citizens | James Francis Hosking | 3,739 | 48.70 | |
| Citizens | Alfred Hall-Skelton | 3,693 | 48.04 | +8.41 |
| Citizens | Jonathan Trevethick | 3,525 | 45.63 | +3.90 |
| Citizens | John Burton | 3,413 | 44.02 | +7.17 |
| Citizens | John Barr Paterson | 3,360 | 43.26 | |
| Citizens | John Dempsey | 3,267 | 41.92 | +3.04 |
| Citizens | Sydney Moore-Jones | 3,261 | 41.83 | +8.12 |
| Independent | George William Murray | 3,258 | 41.79 | |
| Independent | William Donald | 3,219 | 41.23 | +9.26 |
| Independent | Arthur Rose | 3,194 | 40.87 | +13.26 |
| Independent | Percy McElwain | 2,977 | 37.76 | |
| Citizens | William Augustus Thompson | 2,552 | 31.65 | |
| Independent Labour | Wesley Richards | 2,524 | 31.25 | +9.84 |
| Independent | William Richardson | 2,490 | 30.76 | +4.55 |
| Independent | Arthur Herrold | 2,307 | 28.13 | |
| Independent | Richard Singer | 1,972 | 23.32 | |
Table footnotes:
* ↑ Murray and Emily Maguire were appointed to fill vacancies on the council in 1918 caused by the deaths of Maurice Casey and Sydney Moore-Jones
# 1911 Toronto Argonauts season

The 1911 Toronto Argonauts season was the 28th season for the team since the franchise's inception in 1873. The team finished in first place in the Interprovincial Rugby Football Union with a 5–1 record and qualified for the playoffs. After defeating the Hamilton Alerts in the Eastern Final, the Argonauts lost the 3rd Grey Cup to the Toronto Varsity Blues.
Coach Joe Lee unexpectedly resigned on October 4, two days before the first league game, and was replaced the next day by ex-University of Toronto quarterback Billy Foulds.

## Pre-season and Exhibition

| Date | Opponent | Location | Final score | Attendance | Record |
| Sept 30 | @ Queen's University | University Athletic Field | W 15-1 | ? | 1–0–0 |
| Oct 30 | Toronto Amateur Athletic Club | Rosedale Field | W 12-8 | 3,000 | 2–0–0 |

## Regular season
### Standings

Interprovincial Rugby Football Union :
| Team | GP | W | L | T | PF | PA | Pts |
| Toronto Argonauts | 6 | 5 | 1 | 0 | 56 | 31 | 10 |
| Hamilton Tigers | 6 | 3 | 3 | 0 | 83 | 57 | 6 |
| Ottawa Rough Riders | 6 | 3 | 3 | 0 | 61 | 83 | 6 |
| Montreal Football Club | 6 | 1 | 5 | 0 | 49 | 78 | 2 |

### Schedule

| Week | Date | Opponent | Location | Final score | Attendance | Record |
| 1 | Oct 7 | Hamilton Tigers | Rosedale Field | W 12–8 | "a large crowd" | 1–0–0 |
| 2 | Oct 14 | @ Montreal Football Club | Montreal AAA Grounds | W 7–1 | ? | 2–0–0 |
| 3 | Oct 21 | Ottawa Rough Riders | Rosedale Field | W 7–4 | 4,000 | 3–0–0 |
| 4 | Oct 28 | Montreal Football Club | Rosedale Field | W 14–8 | 4,000 | 4–0–0 |
| 5 | Nov 4 | @ Hamilton Tigers | Hamilton AAA Grounds | L 9–8 | ? | 4–1–0 |
| 6 | Nov 11 | @ Ottawa Rough Riders | Lansdowne Park | W 8–1 | 7,000 | 5–1–0 |

## Postseason

| Game | Date | Opponent | Location | Final score | Attendance |
| Dominion Semi-Final | Nov 18 | Hamilton Alerts | Rosedale Field | W 9–2 | 5,000 |
| Grey Cup | Nov 25 | Toronto Varsity Blues | Varsity Stadium | L 14–7 | 13,687 |

### Grey Cup

November 25 @ Varsity Stadium (Attendance: 13,687)
| Team | Q1 | Q2 | Q3 | Q4 | Total |
| Toronto Argonauts | 1 | 0 | 2 | 4 | 7 |
| Toronto Varsity Blues | 0 | 6 | 7 | 1 | 14 |
# Analogfish

Analogfish (アナログフィッシュ, Anarogufisshu) is a Japanese rock band formed in 1999. The band is best known to Western audiences for its song "Speed", which was featured as the 10th ending theme for the popular anime Naruto.

## History

All of the band members were born between 1978 and 1979. Akira and Kentarō were acquaintances in school and regularly made music together, releasing a demo tape in 1999. They later moved to Tokyo, where Shūichirō joined the band in April 2002. Later that year, they released a new demo tape with 9 tracks.
In June 2003 they released their first album, Sekai wa Maboroshi (世界は幻, The World Vision) and in December of the same year they released their second album Nichiyōbi no Yoru Mitai da (日曜日の夜みたいだ, Looks Like Sunday Night). During June 2004, the band released a self-titled album as well as re-releasing their first two albums. In July and August of 2004, they took part in the Fuji Rock Festival and in September they released their first major album, Hello Hello Hello. To end the year, they started their first national tour, ending in December.
The band have also taken part in festivals such as the Rock in Japan Festival and the Nano-Mugen Festival in 2008.

## Members

* Akira Shimooka (下岡 晃, Shimooka Akira) – vocals, guitar
* Kentarō Sasaki (佐々木 健太郎, Sasaki Kentarō) – vocals, bass
* Shūichirō Saitō (斉藤 州一郎, Saitō Shūichirō) – vocals, drums (withdrew on March 10, 2008 for medical reasons, but returned on October 10, 2009)

## Discography
### Singles

* Super Loud (October 11, 2023)
* Radio Star (July 20, 2023)
* Ripples (おもいつくかぎりのすべて) (August 23, 2023)
* Moonlight (December 8, 2021)
* Is it Too Late? (October 13, 2021)
* Saturday Night Sky (September 1, 2021)
* Still Life (July 25, 2018)
* With You (Get it On) (November 3, 2017)
* Show Ga Hajimaru Yo (SHOWがはじまるよ, SHOW Will Start) (August 13, 2014)
* Nightriders (December 15, 2010)
* Saigo No Future (最後のfuture, The Last Future) (April 7, 2010)
* Magic (November 1, 2006)
* Anthem (アンセム, Ansemu) (July 19, 2006)
* Living in the City (May 10, 2006)
* Speed (スピード, Supīdo) (August 3, 2005)

### Mini albums

* BGM? (February 23, 2005)
* Hello Hello Hello (September 23, 2004)

### Albums

* Life Goes On (February 10, 2010)
* Fish My Life (July 16, 2008)
* Rock Is Harmony (November 22, 2006)
* Kiss (September 21, 2005)
* Analogfish (アナログフィッシュ, Anarogufisshu) (June 23, 2004)
* Nichiyōbi no Yoru Mitai da (日曜日の夜みたいだ, Looks Like Sunday Night) (December 3, 2003)
* Sekai wa Maboroshi (世界は幻, The World Vision) (June 25, 2003)
# American Narrows

The American Narrows is a channel in Jefferson County, New York. It refers to a very narrow but deep section of the St. Lawrence River near Alexandria Bay, New York. With its strong currents and jagged rocks it has been the cause of demise for more than one vessel. It was the site of the NEPCO 140 Oil Spill in 1976.
# Amy Wilson (artist)

Amy Wilson (born 1973 in New York City, New York) is an American artist who currently lives and works in Jersey City, New Jersey. She received her BFA from the School of Visual Arts in New York City in 1995, and her MFA from Yale University in 1997. She primarily works with watercolor and pencil on paper, with which she makes books, and sculptures. Her often involves the re-telling of stories from the artist’s life.
# Anatolio

Anatolio is a masculine given name, a rare variant of "Anatoly" or "Anatole". Notable people with the name include:
* Anatolio, Duke of Terracina (10th century), Gaetan ruler
* Anatolio Scifoni (1841–1884), Italian painter
# American Social Science Association

In 1865, at Boston, Massachusetts, a society for the study of social questions was organized and given the name American Social Science Association. The group grew to where its membership totaled about 1,000 persons. About 30 corresponding members were located in Europe. It published annually the Journal of Social Science and The International Journal of Social Sciences World (TIJOSSW).
Members of the group worked in five departments:
* Education and art
* Health
* Trade and finance
* Social economy
* Jurisprudence
* Language and Culture
* Multidisciplinary of Social Sciences
In 1898, the society founded the National Institute of Arts and Letters which developed into the American Academy of Arts and Letters. In 1912, the society founded the National Institute of Social Sciences which absorbed the ASSA in 1928.

## Notable people

* Lucy M. Hall (1843-1907), physician, writer; Vice President of the ASSA
* Franklin Benjamin Sanborn (1831-1917), one of the founders and recording secretary 1865–1897
# Anders Brødsgaard

Anders Brødsgaard (born 1955) is a Danish composer. He studied piano at the Carl Nielsen Academy of Music in Odense from 1974, then from 1986-1990 studied composition at the Royal Danish Academy of Music in Århus, under Karl Aage Rasmussen, Per Nørgård and Hans Abrahamsen. He also studied with Sven David Sandstrøm and Edison Denisov. Brødsgaard teaches music theory at the Royal Danish Academy of Music in Copenhagen and the Carl Nielsen Academy of Music in Odense.
# Ana Bernardo (politician)

Ana Paula Mata Bernardo (born 1968) is a Portuguese trade unionist and politician. As a member of the Portuguese Socialist Party (PS), she was elected as a deputy in the Portuguese Assembly of the Republic in January 2022, representing the Porto constituency, and was re-elected in 2024 to represent the Lisbon constituency.

## Early life and education

Bernardo was born in Pau, France on 20 October 1968. When she was eight her family returned to Portugal and lived in Belmonte in the Castelo Branco district. She studied there until her final year in secondary school, which she took in Lisbon. She then studied for an undergraduate degree in economics in Lisbon.

## Career

In 1991, Bernardo began working for UGT, the umbrella trade union organization in Portugal. In 2022 she was deputy general secretary of the union. In 2016 she was appointed as a consultant to the president, Marcelo Rebelo de Sousa, a position she held until 2022. She then left both positions, having been elected in 2022 as a deputy in the Assembly of the Republic, representing the Porto constituency as a member of the Socialist Party (PS), which won an overall majority in that election. She served as vice-president of the committee on Labour, Social Security and Inclusion in the assembly. Following allegations of corruption against some members of the government in 2023, and the resignation of the prime minister, António Costa, the president called for new elections. In the 2024 election, Bernardo switched constituencies and was tenth on the list of PS candidate for the Lisbon constituency, with the party winning 15 seats.
During the 15th Legislature of the Third Portuguese Republic (2022–2024), Bernardo was appointed as the rapporteur of a parliamentary commission of inquiry into the Portuguese national airline, TAP Air Portugal, which had the specific task of looking at whether there was any political interference in the management of the airline. She was reluctant to take on the task because she knew that it would put her in the spotlight and, according to her colleagues, she has a very shy nature. The report was heavily criticised, although according to her it was designed to be a first draft to promote subsequent dialogue.
# Basti Haji Gul Muhammad

Basti Haji Gul Muhammad is a populated place in Pakistan. It is located near Bhong, and is mainly inhabited by the members of the Kosh clan.
# Alayunt

Alayunt is a neighbourhood of the city Kütahya, Kütahya District, Kütahya Province, Turkey. Its population is 419 (2022). The village is situated about 9 km (5.6 mi) east of Kütahya, the provincial capital.
Alayunt is most known for the railway junction situated just south of the village. Alayunt railway station is serviced by ten daily trains and also consists of a small yard for freight trains. Apart from the railway station, the Kütahya Industrial Park (Kütahya OSB) is located southeast of the village. Founded in 2004, the park has grown since and is currently the largest industrial park in the Kütahya Province.
The current muhtar of Alayunt is Mehmet Erdoğmuş.
# 2005–06 Vermont Catamounts women's ice hockey season

The 2005–06 Vermont Catamounts season was their first in Hockey East. Led by head coach Dennis Miller, the Catamounts had 3 victories, compared to 29 defeats and 2 ties. Their conference record was 1 victory, 19 defeats and 1 tie. On October 29 and 30, the Catamounts competed in the Nichols Tournament, held in Buffalo, New York.

## Regular season
### Schedule

| Date | Opponent | Score | Result |
| Oct. 1 | SACRED HEART | 3-3 | T |
| Oct. 7 | CLARKSON | 3-1 | L |
| Oct. 8 | CLARKSON | 2-0 | L |
| Oct. 15 | at Wisconsin | 5-0 | L |
| Oct. 16 | at Wisconsin | 5-0 | L |
| Oct. 22 | BOSTON UNIV.* | 3-3 | T |
| Oct. 23 | BOSTON UNIV.* | 4-1 | L |
| Oct. 29 | vs. Niagara (Nichols Tournament) | 3-1 | L |
| Oct. 30 | vs. Princeton (Nichols Tournament) | 2-1 | L (OT) |
| Nov. 5 | ROBERT MORRIS | 2-1 | L |
| Nov. 6 | ROBERT MORRIS | 3-1 | W |
| Nov. 12 | at Northeastern* | 1-0 | W |
| Nov. 13 | at Boston Univ.* | 3-1 | L |
| Nov. 17 | at Providence* | 6-1 | L |
| Nov. 27 | QUINNIPIAC | 1-0 | L |
| Dec. 1 | at Connecticut* | 4-0 | L |
| Dec. 4 | NEW HAMPSHIRE* | 4-1 | L |
| Jan. 1 | CONNECTICUT* | 2-1 | L |
| Jan. 2 | CONNECTICUT* | 3-0 | L |
| Jan. 6 | NORTH DAKOTA | 3-2 | L |
| Jan. 7 | NORTH DAKOTA | 3-2 | L (OT) |
| Jan. 12 | at Boston College* | 3-1 | L |
| Jan. 13 | at Boston College* | 3-0 | L |
| Jan. 16 | BOSTON COLLEGE* | 2-0 | L |
| Jan. 21 | MAINE* | 2-0 | L |
| Jan. 29 | RENSSELAER | 4-3 | W |
| Feb. 4 | PROVIDENCE* | 4-1 | L |
| Feb. 5 | PROVIDENCE* | 5-1 | L |
| Feb. 11 | at Maine* | 7-0 | L |
| Feb. 12 | at Maine* | 3-0 | L |
| Feb. 18 | NORTHEASTERN* | 2-1 | L |
| Feb. 19 | NORTHEASTERN* | 3-0 | L |
| Feb. 25 | at New Hampshire* | 5-0 | L |
| Feb. 26 | at New Hampshire* | 8-0 | L |

## Awards and honors

* Gabe Worzella, National Strength and Conditioning All-American
* Abbey Kaknes, Humanitarian Award Nominee
* Abbey Kaknes, Hockey East All-Star Team vs. Team USA

### Team records

* Team Single Season Record, Most Games Lost, (29), 2005–06
* Team Single Season Record, Most Penalties, (172), 2005–06
# All Saints Church, Isle Brewers

All Saints Church is a Church of England parish church in Isle Brewers, Somerset, England. Designed by Charles Edmund Giles, it was built in 1859-61 and has been a Grade II listed building since 1959.

## History

All Saints was built to replace the parish church of Isle Brewers, which had become dilapidated beyond repair and too small to serve the congregation. Furthermore, its location made it prone to flooding in the winter. In response, the vicar of Isle Brewers, Rev. Dr Joseph Wolff, who had already provided the village with a schoolroom and parsonage, began raising funds for a new church by public subscription. Funding had reached £200 by March 1858, and a half-acre plot of land, approximately a quarter of a mile from the existing church, was donated by General Sir John Michel. In August 1859, Rev. Wolff completed a tour of northern and central England, where he preached and lectured in the effort to raise funds for the new church.
The plans for the church were drawn up by Charles Edmund Giles of London and Taunton, and John Spiller of Taunton hired as the builder. The foundation stone was laid by Hon. Henry Walpole on 22 September 1859. The ceremony was attended by members of the local clergy and the Archdeacon of Taunton, George Denison. Sir John Pakington was originally invited to lay the stone, but illness prevented his attendance. Approximately £1,000 of the £1,300 cost of the church had been collected at the time of the ceremony. The completed church was consecrated by the Bishop of Bath and Wells, the Right Rev. Robert Eden, on 2 August 1861.
In recent years, the church has been added to Historic England's Heritage at Risk Register, owing to the poor condition of its roof and ceiling, along with two windows and the tower. The church was awarded £250,000 by the National Lottery Heritage Fund in 2018. In addition to restoration, the funding is to be used to adapt the church for additional use as a community space. The pews are to be made moveable and a kitchen and toilets added.

## Architecture

All Saints is built of blue lias stone, with dressings in Hamstone and roofed with Bridgwater tiles, in the Early English style. It was designed to accommodate 170 persons and is made up of a three-bay nave, two-bay chancel, vestry, heating chamber and tower (incorporating the porch). The tower, 72 feet (22 m) in height, was originally fitted with the bells from the old parish church.
The open roof is largely made of stained and varnished red deal, and the same material was also used for the pews except those in the chancel which were made from oak. The chancel window was gifted and painted by Mrs Miles of Bingham Rectory. The tesselated pavement and stonework was supplied by Mr Brinson of Curry Mallet. The church retains many of its original fittings including the pews, reredos, pulpit and lectern. The Norman font, along with two Jacobean coffin stools and an 18th-century chest, was transferred from the village's earlier church.
# Ami Kassar

Ami Kassar is the founder and CEO of MultiFunding, and the author of The Growth Dilemma. He is a small business advocate and a nationally renowned expert on access to capital for entrepreneurs. In addition, Kassar writes a regular column for Inc.com and is a speaker at universities and business events across the country on topics such as entrepreneurship and access to capital.
Kassar is also known for his research on the small business lending market, in which he confronts and challenges some of the largest banks in America for their lending records to small businesses. Kassar concluded that smaller community-oriented banks hold a disproportionately large share of small business loan balances.

## Banking Grades

In May 2012, Kassar and his company MultiFunding launched Banking Grades, a site that allowed small business owners to search for banks that have a proven commitment to small business lending. With this tool, Kassar confronted and challenged some of the largest banks in America for their lending records to small businesses. He concluded that smaller community-oriented banks hold a disproportionately large share of small business loan balances.
Kassar's criticisms of the big banks have been contested by representatives from the Financial Services Roundtable, as well as SBA Administrator Karen Mills. Mills referenced a commitment by the nation's 13 largest banks to increase small business lending by $20 billion, of which $11 billion in gains have already been made. Some small business bankers believed Kassar's characterization of the big banks is unfair. They pointed out the importance of exercising caution in making loans, to avoid repeating some of the risky lending practices that contributed to the recession.